Building wealth in the lead up to retirement

[@adamabbas8876]

My father outsourced his super with one of those outsourcing groups. He was getting charged 7% commission!! It ate all of his profits

[@MarcusRowan-f1v]

Terrific podcast - both very clear and concise; thank you. Trying to figure out if there’s any case to keep funds out of the super environment as you wind down…

[@rc2276]

As of 2026 employers will make contributions every pay cycle. Very important to look at your transaction costs. Smsf, self allocation etc could create a lot of brokerage costs.

[@megazone128]

You are a great team and I enjoy your podcasts. I'm in a large industry fund close to retirement. Can you please cover at some point the merits of leaving a small accumulation balance alongside pension account and is this a method of getting funds currently in offset accounts or investment property proceeds into super in the future.

[@ianlimn]

Found that was very useful for me where I'm at. Cheers guys. 👍

[@bazilbrush8035]

Good info guys, and I stash my money away if that helps ;>...

[@amyhudson1016]

Australia is the most taxed country in the world when you consider so called fines that are out of proportion plus GST , plus state tax, plus federal tax, councils gouging for the simple things that use to be free as a constituent. Nobody is getting rich or even comfortable. It’s all downhill!!!!!

[@anomadhunter]

The title of this episode made me laugh our loud - "building wealth" in Australia...what a joke. The confiscatory tax regime in Australia makes it impossible to build real wealth.

[@sueschoers4974]

I think that 'death tax' will be introduced in Australia in the not too distant future. The government will no doubt dip their hands into the wealth of baby boomers in the handover to the younger generation. As a self funded retiree, who does not have any tax structures that put your assets at arms length. How can we pass on our wealth to avoid death duties but still retain access to this to fund my old age?

[@NoRegertsHere]

There’s already a 15% tax on inherited super, plus a 2% Medicare levy payable

[@外人-b3h]

@@NoRegertsHere Leave your super to your Personal legal representative in your will to avoid the 2% medicare levy. Make sure you do a recontribution strategy to wash the tax off it.

[@Rick-kj9dd]

Scam alert again