Transition to retirement - when, how and how much?

[@peterpanousis8458]

Very informative podcast. Particularly keeping super in accumulation phase to help with ages pension eligibility. I asked ChatGPT to go into more detail and it said this affected the income test rather than the asset test. Weird. Keep up the great work.

[@samd8652]

I'm looking forward to retirement. I'm 57 plus,I have 370k in super two investment properties worth an estimate of 1.6 million and my home I live in, my debt is 453k ,my ask to two fellas is can I because I am ready to do so.

[@MarcusRowan-f1v]

Terrific show fellas … I’m 54 and aiming to call stumps at 60. Own my own place with the rest split between my super & personal investments; mostly stocks…most interested in portfolio structure moving towards retirement. Given it’s tax free it seems that one’s portfolio should remain focussed on achieving a balance between risk and return!?

[@megazone128]

I'm just the process of getting my asset allocation within my super fund sorted with the aim of retiring next year . Are you guys advocates of the 3 bucket strategy , would 2-3 years in cash bucket drawing down min of 4% be reasonable or do you consider this cash drag ?

[@georgestone0123]

Tax payment is for the poor. The rich always look for better ways to bypass tax payment through investing. By law, the rich are suppose to pay more tax. I have always think of how i can invest my tax instead of paying them.

[@elhoussineboustani]

Wealthy individuals often use legal tax-saving strategies, such as investing in tax-advantaged assets like retirement accounts or real estate. By working with a financial adviser, you can explore ways to invest effectively while managing tax obligations within the law.

[@tahirisaid2693]

Consulting a financial advisor can help identify ways to build wealth and manage taxes legally. I’m currently working towards financial freedom with a focus on dividends & growth investing.