GROW YOUR MONEY in 2024 : Investing 101 Ph | Investing Basics and Self Assessment

[@TokyoDork]

This is the kind of PH content I'm looking for.. Your research are solid and we like the fact that you explain things in a calm manner.. Keep this up Charm!!

[@CharmdeLeon]

kevin ortega thank you ☺️ really appreciate it!

[@VanCalapanoOfficial]

Me too.... I am so glad I found this vlog.

[@fredrickbos6416]

To whomever is watching this video you are successful,I'm interested and willing to invest how can I get in touch with investment company. .

[@iamziano]

I agree with you. When you want to invest, investing isn't step no. 1 talaga. It's building your emergency fund muna.

[@CharmdeLeon]

►WHY : 1:08 ►WHAT : 3:38 ►WHEN : 6:20 ►WHERE : 7:38 ►HOW : 12:30

[@dianemercadobalabis]

Here’s me, iniisa-isa ko yung mga Videos moooo. Beauty & brains! Wise and practical tips. Ganitong channel dapat yung pinapa-sikat eh! More vids! Sml xoxo

[@CharmdeLeon]

🤗❤️✌🏻

[@caryljoysilva5317]

Same! I watched one of her videos and followed her some time ago... but it's only today that I decided to watch all her videos since Vlog 1. Hahah

[@CharmdeLeon]

@@caryljoysilva5317 uy grabe thank you! 🥺❤️

[@byunbaekhyun3499]

Alam mo ate Charm, i feel bad kasi I’m already 22 and ngayon ko lang nalaman mga ‘to. I guess this quarantine is a blessing in disguise because these kind of vids popped in my feed. Now I understand why whenever my hs friends and I meet, they talk about insurances, savings that I dont understand. (nag-aaral pa kasi during our last meet-up so di talaga ako makarelate) But now that I’m already done with school, I will face the work life soon. ‘to na pala yun, huhu. And isnt it weird na lately din lang ako naeducate about retirement. Totoo ngang not everything is taught in school.

[@CharmdeLeon]

Byun Baekhyun don’t have to feel bad! I also started learning these when I was 22 or 23! I worked for 2 years and did not save anything so I searched why 😂

[@watergleam]

Hi! I just turned 29 this year pero I still watch how-to-adult videos! Never too late for anyone to start, and there is always something new to learn. You're still very young and I believe a bright future awaits you! Good luck and enjoy your adulting journey :)

[@charlesliclican8453]

Why are these videos so bingeable? Got me hooked ngl

[@CharmdeLeon]

enjoy binge watching! haha 😂

[@christine9122]

Thank heavens I found this post. Super intimidated talaga ako sa investment kasi confused galore ako sa terms. As in ako yung gif/meme na nabblanko bigla or randomly pag ganito yung topic

[@marjorieoyawon4897]

I like the term "paper loss".. everything was simplified that i understood the topic well, thanks for sharing

[@Ecka24]

Following you to know and understand investing as I am looking to where and how to invest my money.

[@worldpeace4879]

I am 19 yrs old and i want to be successful entrepreneur one day, thankyou for this kind of content! ❤️

[@CharmdeLeon]

Thank you, too! And you will be ✨

[@VanCalapanoOfficial]

Thank you so much for the tips. Ang dami kong natutunan on my first visit to your vlog. More power and I will surely come back to see more videos. Thank you Ready2Adult PH

[@jessacuriosotanyag2820]

I love how you discuss your topics, the flow of it is simple to understand and evry second is worth listening👍👍👍 thank you!❤️

[@lesliemontederamos1703]

one of your video na lagi kong inuulit2 hehe. thank you ate charm 🥺🥰

[@ericreyes8481]

I really appreciate your videos I'm interested to start now in investing, and I learned a lot in a span of time, thank you.

[@CharmdeLeon]

Thank you 😊

[@sullagod]

Wow this is very informative for someone like me who's really a noob when it comes to investing.

[@CharmdeLeon]

Yay! I’m glad it is 🤗💕

[@janetmanio8732]

What a very smart young woman you are! Have you done a video about re selling stocks? I mean how often can stock be re -sell? Immediately during the day after the closing or whenever a stock holders decide ? Would love to see your video if there is one. You really do very informative / clear videos !

[@CharmdeLeon]

Stocks can be sold at any time as long as the Stock Market is open (weekdays, 9:30-1:30pm-close on holidays). All my stock market videos are here-kzbin.info/aero/PLX5F5fa6EHdqBsn2-ejhzOZBQ2bL-eSMt

[@jernylauriceanova8869]

Hi! I'm 15 and I'm really interested in investing, so I'm starting off with your videos

[@queenceline6508]

Thanks for commenting!

[@queenceline6508]

1. 6. 1. 7. 3. 6. 2. 3. 4. 2. 3.

[@queenceline6508]

Write her to handle your investment ⬆️⬆️

[@lettersbynics6151]

Binge-watch all your videos from day 1 up to now hihihihi. Excited to learn from you, Charm! 😊

[@CharmdeLeon]

Woaaah! 😱

[@maryrosefelicidario5981]

@@CharmdeLeon me too!

[@aloleceta1335]

Watching this in 2021. Super informative and helpful! Super thank you!

[@nicojohncervano7690]

Hello mga kabayans, let's look into cryptocurrencies(Bitcoin, Ethereum, etc). Let's research cryptocurrencies :D The financial world will be disrupted by DeFi(decentralized finance) in the next decades.

[@ramontaniegra4551]

some terminology is confusing. 😅 but this is very helpful video. keep it up.

[@CharmdeLeon]

ramon taniegra haha I’m sorry, I know it’s an overwhelming topic. I have lots of other videos that hopefully helps

[@suspiciousblueorange3032]

thank you so much po! this video really helped me, and your personality is also very charming. kudos to you and i hope you make more of these informative videos! God bless you!

[@heftyglorps1387]

Charm can you do a video about etorro and REITs in the Philippines.

[@missd.5350]

Your channel is so interesting, I'm looking for some information about investing, how to manage my financial and this is the answer!!! You got new subscribers here, and gonna watch the rest of your videos.. Thank you miss Charm...

[@CharmdeLeon]

Thank you! 😊✌🏻

[@marlonman2009]

Very well said. Thank you so much!

[@dadanddaani3150]

My expreince , does not mean if A is doing B must do ( copy ).. Check your abilities and when it comes to the philippines- Be smart, Check what market need and deliver. Everyone wants to start business but afraid of taking risk

[@daryllmanabat6687]

Whoah! You're brilliant! Thanks Charmaigne!

[@viktoriavalenton235]

OMG THIS IS REALLY WHAT I NEED!!!

[@monsdiaries2358]

Nice nice nice. More adulting tips pls. Volume pls also. :)

[@CharmdeLeon]

Monina Rosbero thank you 🙏

[@jericsongamil3889]

I always learn new things from you charm💗 "the rule of 72"

[@cessdelavictoria4791]

I wonder why this video isn't gaining much views. This is superb! I learned a lot from you and still learning

[@marvinsantiago2017]

very informative. can you consider making a video about peso cost averaging. thank u & more power

[@CharmdeLeon]

Marvin Santiago thank you! Great idea, I’m planning to do a “Stock Market Investing 101” video in the future :)

[@Daniel-hs5eo]

Thank you po

[@kinggu9270]

Very informative content. Am just new to this and I really need this. Can you please make a video on basic things you need in investing in stock market aside from knowledge and money, like the equipments/gadgets you need and legal requirements etc.?

[@queenceline6508]

Thanks for commenting!

[@queenceline6508]

1. 6. 1. 7. 3. 6. 2. 3. 4. 2. 3.

[@queenceline6508]

Write her to handle your investment ⬆️⬆️

[@lorenzoviajedor791]

Thankyou for the knowledge Charm !

[@jeremebuendia]

Worth watching ❤ God bless

[@pinunotv6002]

Lending in goverments and properties ownership❤ pinaka risk mo lang sa real estate ay hindi tumaas ang value pero yung pera mo ay andun padin🙂

[@CharmdeLeon]

Car Lover yah, that’s why dapat din pag pilian, not all real estate appreciates but maybe 90% does. Pwede din rental property if good location.

[@pinunotv6002]

@@CharmdeLeon yes hindi ko lanh alam kung tama ang diskarte ko. Ngloan ako ng mababang interest walang pang 1 percent. Para ipan down sa isang lupa na bibilhin ko. 3 years to pay kasi ang lupa 0 interest🙂

[@CharmdeLeon]

Car Lover it’s not ideal na mag loan for downpayment but if you can pay for it naman na hindi ka naghihirao or kumuha ng additional loan/utang then no problem!

[@pinunotv6002]

@@CharmdeLeon mayroon kasing hinabol na lot lang 100 sqm 380k o idedevelop pa lang na subd. Sana tama diskarte. Down lang ang niloan 86k,and the rest ay 3 years installment na o interest. Sana tama diskarte ko🙂

[@Virdogo]

Starting to know how to invest good. Thanks for this video.

[@queenceline6508]

Thanks for commenting!

[@queenceline6508]

1. 6. 1. 7. 3. 6. 2. 3. 4. 2. 3.

[@queenceline6508]

Write her to handle your investment ⬆️⬆️

[@francisbillycapuno8289]

Nice content! Very informative and inspiring!Keep it up!

[@tegamas23]

Hi Charm, thanks for all your videos. Can you share where you keep your emergency fund? Is it good to keep it in digital banks? Thank you!

[@CharmdeLeon]

Shared them here! kzbin.info/www/bejne/b4DWn5WKgbWjZ5o Yes I use Digital Banks

[@jeromeapura8908]

spontaneous! Thank you for this vid! God bless. I'm a bit distracted by your pretty looks! haha

[@jaxonmichael709]

MINDSET IMMEDIATELY SEES A SURPLUS AS AN OPPORTUNITY FOR CONSUMPTION. RICH MINDSET SEEKS TO SPEND THEIR TIME, RESOURCES, AND ENERGY ON WORK THAT CONTINUES TO PAY OFF LONG AFTER THE EFFORT HAS BEEN INVESTED.

[@ericdave8191]

That's the fact :

[@ericdave8191]

Successfull people don't become that way overnight. What most people see at a glance-wealth, a great career, purpose-is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life..

[@kimberlylisa8113]

@@ericdave8191 You are right sir...

[@kimberlylisa8113]

@@ericdave8191 most people remain poor only because friends and relatives discouraged and advised them against investing and trading forex while the wise ones kept investing and going higher financially

[@kerstinjohn5292]

@Hill Jude l thought it was not real but i will now boldly testify his strategies is awesome

[@Kelly-yo3nc]

Hi, would you recommend investing in IMG through stocks? Thank you :)

[@CharmdeLeon]

Kelly Ann Penales Hi! I don’t think IMG is a public company. So kinda confused sa “investing in IMG through stocks”, you can DM me on IG, I can reply better there ☺️

[@rare_ayk1659]

I really like learning this kinds of stuff, but y u look so mesmerizing

[@CharmdeLeon]

ayt bro haha! I hope not distracting!

[@frankangelorivera2581]

@@CharmdeLeon hahahaha i think not distracting because if you are my teacher I'm excited to go to school because you are nice beautiful and great teacher. Hahaha

[@mjmendez72]

I reeeeeaally love your content. If only mas maaga ko tong napanood ❤ Btw, i cant help but notice, tabinge po ba yung background frame nyo or just the angle?😅

[@CharmdeLeon]

Angle ng camera 😂 naka phone camera lang kasi ako I can’t see myself haha

[@aiaty5363]

Hiii I’m just 16 years old but I want to invest and your videos help me a lot

[@queenceline6508]

Thanks for commenting!

[@queenceline6508]

1. 6. 1. 7. 3. 6. 2. 3. 4. 2. 3.

[@queenceline6508]

Write her to handle your investment ⬆️⬆️

[@aiaty5363]

@@queenceline6508 Thank you po!❤️

[@maenardbuenaventura4686]

Hi! I love your vids! Can you make a video about investing in cryptocurrency.

[@kayasews]

I love this!!! Keep it coming!! Hehe

[@CharmdeLeon]

Elriza Mondero thank you! 😊

[@brijit127]

do you have Spotify podcast? I really appreciate your content. Thank you 🙆🏻‍♀️❤️

[@flrmyblyn]

I love your content ❤️ thank you ❤️

[@CharmdeLeon]

Flor Maybelyn B Rollon thank you! Let me know what other videos you want me to do! ☺️

[@giezellevillanueva2869]

Recommendation on where to invest this 2021? Thank you!

[@Gamechangerfuzz]

Just found your channel. This is awesome! Subscribed!! 😁😁

[@CharmdeLeon]

Fritz Maandig thank you! 🙏🏻

[@MarTin-tu6sr]

Hi Ms. Charm, is it ok to loan money and invest it on mp2?

[@Htebasilecarg]

Great video!

[@angelagaezellesison3366]

I love your glasses, where did u bought its frame?

[@CharmdeLeon]

Tony Morgan

[@floresamariesalas4349]

cha... how to start business please and kato how to acquire repossessed cars.

[@JJ-oc1vo]

underrated video

[@CharmdeLeon]

Hitomi thanks 😊

[@mari_chewy]

True

[@kristineking1314]

ibang iba ka pala magtalk last yr compare lately so nene po🤩

[@CharmdeLeon]

Sobra! Ang awkward kasi kausap yung camera 😂 Glad to know I...improved? Haha

[@StrayAnimals938]

hi im so curious about compounding interest ano po banks/or company pwede inbest for compouding interest? thankyou bighelp

[@byunbaekhyun3499]

Thank you for these kind of contents, Charm. You gained a new subscriber here. As a thank you, I watch the ads for compensation. Do you know a group where they post seminars about financial literacy? and how much is the fee for the seminars? Thank you.

[@CharmdeLeon]

Byun Baekhyun hello! I have a group on Facebook Https://facebook.com/groups/ready2adultph I also uploaded free classes/courses here!

[@byunbaekhyun3499]

Ready2Adult PH Thank you! Already clicked join.

[@CharmdeLeon]

Byun Baekhyun investing in your knowledge is great! But I would suggest starting with free content. Whether here on youtube, maybe articles, podcasts, eBooks, etc. I have a personal finance playlist :kzbin.info/aero/PLX5F5fa6EHdqETbLqz1Ihek0IWOZAvK5U But there are so many other great KZbin channels about financial literacy 🤗 Happy learning!

[@NevadaBoy]

Hi Idol😍

[@MrCrispypata]

Do you use a domestic brokerage or a foreign brokerage like Charles Schwab to invest in mutual funds?

[@johnnydiaz2146]

Is it possible for your videos to have a Filipino subtitle? Wanna share it to my Pinoy friends who I know would understand it better in Tagalog 🙏

[@jessyincoolbeanie]

I’m already confused starting UITF & Mutual funds to the end 😕

[@CharmdeLeon]

Rewatching helps ☺️

[@justkeeplearning6149]

Can you share with us your business? And How you were able to manage it? Also How you acquire your car and condo?

[@CharmdeLeon]

Hailey Lopez will make videos about these soon!

[@ondoysijub3496]

INFLATION IS ALSO USING COMPOUNDING INTEREST...

[@nolmao366]

Can this 5 Ws also apply on stock market?

[@kaoru614khl]

awesome. easy to understand about investment. subscribing!

[@CharmdeLeon]

kaoruu thank you! Means a lot! ❤️

[@aceace4917]

Hii. Can you make a video on how to start trading REITs

[@andywilliam7495]

im 18 and im already watching a lot of videos abt investing absknsldnsks

[@johnsteven2156]

You don't time UITF it's for longer term investing.

[@shaime6102]

Is MP2 of pagibig a good investment?

[@Plupperish]

Im 13, should i start investing and where do i start it?

[@CharmdeLeon]

I don’t know your particular situation but if you have a lot of extra income, yes you can. Otherwise, better to save and focus on investing in yourself and knowledge to earn ☺️

[@aprilperez4720]

@@CharmdeLeon how can I earn? By investing money?

[@jessyincoolbeanie]

What’s with the percentages with risk level?

[@CharmdeLeon]

Possible annual returns. The lower the risk, the lower the possible returns. Higher risks, higher possible returns.

[@jessyincoolbeanie]

@@CharmdeLeon so if there are any situations at risk, there will be returns based on the percentage?

[@bars8965]

WHERE TO INVEST MY MONEY?

[@uchols]

Hi, gusto ko lang mag tanong, paano kung i have enough money to invest, pero ipon ko yun, gusto ko sya mapalaki para hindi lang nakatambay sa bangko and still student pa din ako, is it the right time to invest? wala naman po kong binabayarang bills and ginagastusan. right time na po ba yun para mag invest ako? waiting for the answer

[@CharmdeLeon]

Yes pwede naman! Just keep a little for yourself in case of emergencies

[@joshquests]

crypto vids next thanks

[@chippichawa4843]

250th comment haha

[@chippichawa4843]

ok from your video, i'll research more, thanks Charm, i have a simple path i would follow 1.Scale monthly income and expenses, save to invest, starting at 3% 2. Have 3-6 months emergency fund -Find a bank that has a better interest percentage than the inflation rate -Start as soon as possible for compounding interest, automated. 2 categories : Lending and Ownership Note: Don't Time the Market (lesson learned from Axie XD)

[@rayza135]

Hi po, new subscriber here. How old are you po?

[@CharmdeLeon]

Rayza B. Hi, welcome to the fam! I’m 26 😊

[@gverbosidad]

What if i allot a certain a part of my salary for the investment? Income - savings- investment= expenses? is that good?

[@CharmdeLeon]

godffrey verbosidad that would be amazing, yes! In this case, I included investments, insurance, and other “finance” stuff under Savings ❤️

[@gverbosidad]

@@CharmdeLeon When you say "savings" what is included in that? Kasi if u say included ibig sabihin me iba pa siyang part? Ang intindi ko asi sa saving eh siempre d na gagalawin. Thanks!

[@CharmdeLeon]

godffrey verbosidad This is a general rule of thumb in which the thought is to make saving a priority. Savings are not just for keeping or hindi gagalawain, it’s for specific goals. Money saved should also be used to work for you instead of just sitting in a bank or at home-invested and used to protect you (insurance) 🙂 Check this class I did where I covered that starting 25:04 > kzbin.info/www/bejne/gmWqgpiOjax0a5I Hope it helps ☺️

[@gverbosidad]

@@CharmdeLeon ooohh thanks for this. I am learning a lot.

[@MikasaAckerman-jw8rm]

Why is 3% is great for us? Huhuhu i can't get itt

[@CharmdeLeon]

Is this regarding bonds? If you have the 5% return bonds, 5% is more attractive than the 3% current market rate

[@lorenroasa7224]

this is such an informative video esp for money handling beginners & for people who didn't take up any business course/class!! there were some terms that I couldn't understand but with time & experience (and rewatching it again), I finally understand the principles & concepts hehe Thank you so much for this!! 🤍