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@petebeat15104 жыл бұрын
The information you guys put out is unreal! I have watched alot of your videos and it has given me so much knowledge. Thank you
@MortgageBrokerAustralia4 жыл бұрын
Our pleasure!
@mohammad30342 жыл бұрын
Best educational videos by far! Thank you 🙋🏻♂️ 🌻
@MortgageBrokerAustralia2 жыл бұрын
You're very welcome!
@propertynavigation3 жыл бұрын
Very helpful guys
@MortgageBrokerAustralia3 жыл бұрын
Glad it was helpful!
@hendogtv17444 жыл бұрын
I love your videos boys. Thank you. I’ll be sure to follow you guys up for a chat if u decide to invest in the Brisbane market.
@MortgageBrokerAustralia4 жыл бұрын
Awesome thank you!
@Esikeli Жыл бұрын
Hey guys, I'm looking to purchase a house in Brisbane which I know has had a few offers on it, I'm currently speaking to a mortgage broker to see how much I could borrow. My question is, would I be able to make an offer on the property NOW and put in place the subject to finance clause whilst waiting on my broker? And if it doesn't come back as expected at the sale price, am I legally allowed to withdraw my offer? I'm sure you covered most of this in this video but I just wanted to check and make sure. Thanks kindly. 5 stars for this video by the way.
@MortgageBrokerAustralia Жыл бұрын
Hello Esikeli, Great question and I'm glad you found the video helpful! Yes, you can make an offer on a property and include a 'subject to finance' clause in your contract. This clause is specifically designed to protect the buyer, allowing you the right to withdraw from a purchase contract in the event that you are unable to secure finance for the purchase. If you put an offer on a property and it's accepted with a 'subject to finance' clause, it means that the contract will only be binding once your finance is approved. During this period, the property cannot be sold to anyone else. However, it's worth noting that it's critical to ensure your finance clause is written correctly and covers all potential issues. You should seek legal advice before making an offer with such a clause to ensure you are fully protected. If your finance doesn't get approved for any reason or does not meet your expectations, and you are still within the timeframe specified in the 'subject to finance' clause, then yes, you are legally allowed to withdraw your offer. That being said, every situation can be different, and while this is generally the case, it might be a good idea to consult with your legal advisor or conveyancer to discuss your specific circumstances and options. I hope this information helps, and feel free to reach out if you have any more questions here: www.huntergalloway.com.au/contact/. Best regards, Nathan
@Esikeli Жыл бұрын
@@MortgageBrokerAustralia thank you for you prompt response. I will thanks again
@MortgageBrokerAustralia Жыл бұрын
Anytime!
@history61067 ай бұрын
Hi guys is there a favourable home loan contract I can download anywhere?
@MortgageBrokerAustralia7 ай бұрын
If you're looking for a standard home loan contract template, these are usually provided by lenders or legal services. It's crucial to remember that each home loan contract can be unique based on the lender's terms and the specifics of the loan. Hence, it's advisable to have any contract reviewed by a professional to ensure it aligns with your requirements and is favourable for your situation.