STARK Foreclosure Warning: 6.3 Million Behind on Mortgage

[@leondonald]

So I remember I just got married and got my first home few months before the crash happened in 2008, with huge mortgage loans, of course, and a couple tens of thousands of dollars in the stock market, which got wiped out while I lost my home. It really ruined my finances. I have since recovered, and have been able to build up to $380k again in portfolio, but I can see the trend again, and I'm really worried about how to protect my finance this time around.

[@ilyaveysman.]

It was the worst of times, really. I had a similar experience, but I since learnt that naïveté played a huge role. I know a lot of people whom I had better knowledge of the market, but they survived the crash because they worked with a professional. I have since switched to doing the same, and I have no worries anymore.

[@Walter_hill_]

Very true. The advantage of a professional financial advisor extends beyond market crashes. I learnt this lesson in 2020 following the COVID market crash, when I started working with my advisor, and I've been returning almost $200k per quarter from the same market people fear it's crashing.

[@Trevor_Morrow_LTD]

Wow. I've heard independent advisors make mouth watering returns, and I've been shopping around for a while, but having a hard time settling. Maybe you could recommend yours, if that is okay.

[@Walter_hill_]

My CFA Vivian Jean Wilhelm, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@Trevor_Morrow_LTD]

Thank you so much. I already have a $250k portfolio, but I will like to transfer it under the management of an advisor. Do you think that is possible?

[@stevef5812]

No corporations should be allowed to own any residential properties ever.

[@AboutFace-gq1tx]

You are absolutely correct. So great to see someone who ses’s the corruption in the market.

[@vaughnchambers8559]

Exactly...it's called a SINGLE FAMILY HOME

[@duststorm2699]

Never try to impose regulations. They have already seen the light & have been divesting of houses

[@stevef5812]

@@duststorm2699 sure. Keep corporate the fuck out of single families homes

[@stevef5812]

@@duststorm2699 regulations are required to protect families from corporate greed and government

[@winniethepoohandeeyore2]

ALOT bought far more then they could afford, ALOT DIDNT get inspections, DIDNT get appraisals, DIDNT expect the taxation, home owner's insurance increases that yes, comes with them. Just because a lender tells you you can afford a half a million dollar house DOESNT mean you BUY a half a million dollar house

[@danidaydreaming919]

preach!

[@RenaissanceGinger]

That was my exact lender experience, lol. Ended up spending $310k. If I am forced to, I'll work at McDonalds before I give up that 2.875% mortgage.

[@winniethepoohandeeyore2]

@@RenaissanceGinger Not giving up my 2.875% either that we've overpaid on ever since our first payment was due in Early summer of 21, knocked years off the life of the mortgage so far, paying far more towards principal than interest which takes MANY years into a 30 year mortgage to do.

[@LockedUpLarry]

“A lot”

[@user-qb8qm4mp5n]

Mortgage lenders are scummy

[@johnkessler9878]

For years both I and my wife worked. Raised three kids. Lived frugally on my income and invested hers. She retired at 46 and me at 58. Lots of thrift store buys, packed lunches, dyi repairs on cars and home, cook from scratch.make sure you can survive on one income. Anything can happen.

[@charlesdunbar1211]

Most young people have to spend every cent they have. They have been programmed to keep buying the latest gadgit to keep up with the Jones. They never learn how to fix a single thing.

[@tokra5538]

What if one income is all you had

[@johnkessler9878]

@@tokra5538 we went thru times like that. Thin, very thin. But as long as I had a pickup truck, I could always pick up extra work, even if only cleaning out garages or fall lawn cleanup. I went out and did the extra work, she kept track of who owed us money.

[@rhr19eighties]

💯 Kudos to y’all!

[@tomasr.533]

I purchased my house on 1 acre and the 4 acre lot next to it in the outskirts of the Seattle area in 1998 for just a little over $300k. It’s worth close to $2M now. I focused and was frugal, worked extra hours, refinanced a couple times and paid off the house in 2013. I also dollar cost averaged into the market at the same time. I only had 1 income, but married a person who has similar habits with regards to money. Not rich, but doing ok so far.

[@istolurchikn110]

A SINGLE townhouse in my city has fallen to under 300k. Been on the market past 90 days. Fully remodeled, very popular area, I walked it myself. 100k under the rest of the same models in the division with longer days on the market. Once it starts, it spreads. I’m watching for the price discovery to unfold.

[@gskyle4822]

What city is that?

[@robynhood9663]

Where is that🤑

[@duststorm2699]

Townhouses/condos---families won't buy them & save you.

[@argeldelacruz9545]

Where is this? I’m going to buy it??

[@ronmcdowell4794]

Here in Central Florida, 4 years ago ,could buy a 125,000 starter home. That same house is now listed for 375.000. It's absolutely insane. Sad part is people are actually buying these. It will be decades to get out from being under water.

[@gskyle4822]

And that's not even the high. Prices have already come down since the highs in 23 in the hottest areas of TX and FL.

[@earthlingcarnivore605]

Russian Money Launders buying and fake FBI knows that

[@Jack-pd4ps]

Some people have changed careers for better pay and life balance since 2020. If they had saved up enough money since, I can see why they are able to buy. The people who can’t afford today’s prices probably didn’t get their pay up or spent a good amount of their money.

[@argeldelacruz9545]

Under hurricane! 🌀 literally!!

[@Ttow49]

People way over payed for junk houses and now they know the bubble is about to burst and nobody wants to be 40% negative on a overpriced house

[@robinmiller5256]

I bought a junk house for 80,000 cash on a dead end just to take it down, it needed to go. It will be 2 years to do that but the land, almost an acre, was always worth more especially if the $25,000 is available for new construction. I have HOA’s on one side and 60+ year old houses on the other, well established hood with major anchor stores within 5 miles, a hospital and school within walking distance and a woods in the back and 2 car garage. I’m not worrying but my neighbors should as many work for John Deere.

[@runnn3107]

100% TRUTH!!! The FR is trying to protect ALL those who made absurd buying decisions, but it WON’T work… just watch!

[@gskyle4822]

Why would it take 2 years to take it down?

[@sosonyc]

40% overpriced house is correct

[@Tater-Skinz]

That dookie bubble gonna splatter everywhere! 💩

[@WilliamsJoy-t7q]

I remember in 2007 when I was working in real estate seeing people buy homes new from builders with the intention of selling before close of escrow to a new buyer for profit. The crash was so brutal and fast that I remember seeing a lot of these units foreclosed on with the builder plastic still on the carpet.

[@PorterWunt]

Most people find it difficult to handle a fall since they are used to bull markets, but if you know where to look and how to maneuver, you can make a size-able profit. Depending on how you intend to enter and exit, yes.

[@alphaomega1351]

Most don't actually own homes 🏡 . They own a huge debt obligation known as a mortgage. 🤓

[@Paul_Thomas]

I have a mortgage, but I am liquid far beyond that and use my liquidity to make more than my note costs. Not everyone is a slave to the financial system.

[@clintcowan9424]

Death debt

[@ethanbrownell4564]

Even if you own it, you still pay permanent rent to the government via property tax.

[@donaldjohnson-e8f]

@@ethanbrownell4564 true. Stop paying the tax and we find out who really owned it all along.

[@Advermvp]

@@alphaomega1351 Salty.

[@john5712]

You want to know how to own everything. First you need to get prices inflated where people are kinda stretched then you slow down the money supply causing panic and layoffs then you buy on the cheap. You repeat that every couple of years and eventually people own nothing. Next you demand unaffordable home upgrades maybe carbon neutral demands followed by the newest storm upgrades and that takes out 80 to 90 percent of people

[@jamesray-ct2dy]

You're exactly right. It's a huge con job.

[@GwendolynStancell]

AMEN 😢​@@jamesray-ct2dy

[@survivor9898]

WELL SAID!!!

[@Tater-Skinz]

And by raising property taxes.

[@Conservative_carnivore]

The federal reserve is doing exactly what big banks are telling them

[@tonymccormac7865]

They never know there is a problem till after it crashes.

[@TheGuruStud]

they know, they don't care, gotta lie to prop up the market while the rich secretly cash out (stocks) and wait to cash in (buy your has for 1/3).

[@ipeteagles]

controlled demolition

[@manatee419]

And the government always says who could have seen this coming or anybody that has any common sense. Most people are over extended with debt.

[@evets1]

Debt must be purged 🤮

[@Advermvp]

Agreed, youtubers included.

[@thisisyourtransmission]

People have been tricked into thinking that they own a home, when they own a debt!

[@Thyalwaysseek]

Soon they will own nothing and be happy.

[@drummersagainstitk]

THANK YOU FOREVER FOR YOUR WORK! Melody is becoming a legend.

[@Bart12349]

Most of these households that have mortgages today, have never been mature enough to remember the mortgage crisis of 2008.

[@faithsrvtrip8768]

They will learn. The hard way.

[@user-ms3ko5gn8e]

I bought in 2007 at 21 years old. My house dropped like 50%,work slowed but luckily we were able to keep making the $1500 payments.Sold in 2015 before the huge boom. Now we can't afford to buy that same house back even if we wanted to.

[@Grungefan2018]

I remember reading and seeing that buyers were not even having inspections done. I couldn’t believe it. Just crazy

[@deanjager4341]

Stupidity at its finest for such a low cost of protection

[@quitscammingpeople9872]

No we are not gonna help anybody in this industry anymore, they were greedy and were chasing those big commission checks or profits on their houses for their own pockets. They are selfish people and we gotta let them suffer for that

[@standinginthegap7118]

I agree with you 100%

[@FreckledOne-d2e]

Agree. Use your emergency fund.

[@Thyalwaysseek]

The majority of Americans have forgotten what it's like to do it tough, they're going to be reminded though and sooner than most realize.

[@Vin-pd7mh]

Some geniuses who bought overpriced houses on the waterfront now have a mortgage but their house was lost to the hurricane.

[@Advermvp]

Man, maybe, just maybe, citizens could afford housing is the average tax payer wasn't paying approximately 40% if their income in taxes between federal, state & local taxes. Housing isn't the problem, taxes are.

[@barbie3139]

Agreed. And the politicians, mainly democrats, but also RINO''s are spending money like drunken sailors. Inflation caused by runaway spending is a tax in everything but name. Its how they get by with raising taxes without raising taxes.

[@christopherk140]

It’s called economic slavery…. And if you look deeper into ALL the taxes, hidden, it’s well over 50%.

[@JamesSchneider-y3e]

The economy is insane. Ive got a 300k home i purchased on a VA loan back in 2019. 2.99% interest, was looking at downsizing and getting into a smaller home, but guess what, i cant. Smaller homes are just as expensive, or if they are less, the i terest rate and insurance make the payment on the smaller home the same or more than my current payment. So I'm stuck lol

[@dova215]

@JamesSchneider-y3e That's great! You're stuck in a good positon.🙌!

[@JamesSchneider-y3e]

@dova215 well, I'll say I'm definitely greatfull to have a home, but man I was hoping to be able to get a smaller more affordable one as my income is about half of what it was in 19- but yes, still better than some. All perspective, and sometimes I forget to focus on the good. 🤌🏻

[@5dc61]

That’s called being blessed or Lucy, depending on how you see it. Either way, it’s a good problem to have right now.

[@garyssimo]

Went from an 1800 sg ft home to 886 and its too cramped so now im back to a 1726 sq ft one and its jst me and 4 indoor cats. Get some roomates? Moving myself at 72? In heat eaves? Im nuts

[@nibiru3645]

One Star Bucks a day is not $1800.00 but only about $180.00 per month.

[@justinmiller1118]

Yeah, I hate to say it because for some people you absolutely need it, but I have saved SO MUCH MONEY by skipping or delaying non urgent non preventative medical care.

[@standinginthegap7118]

Me too

[@1powerequalsgod]

America should never got into mortgage loans beyond 15 years and greater. We could have much fewer financial problems.

[@alphaomega1351]

Bingo 💯! It should get out of it altogether. But since that ain't gonna happen, the least it can do is require a 20% down payment. Not 1%! Not 3%! 20%! 😳

[@bigbubba4314]

Free markets are for for everyone. Why would you suggest that the government dictate what people can and cannot do regarding borrowing funds for a house? People should be responsible for their decisions.

[@timstultz4387]

People are only as stupid as the banks allow. And obviously there’s no limit

[@rathelmmc3194]

@@bigbubba4314Freddie and Fannie are quasi government agencies. So since they’re already in the market they should be stricter than the private sector.

[@eddieloujones2673]

100 percent. 30 year loans pump demand and encourage speculation when rates drop rock bottom. Add to that limitied inventory in some areas and here we are.

[@edwardsteinmetz-gl3zl]

For the algorithm . Bonkers. Have a blessed Sunday.

[@shanerogers9386]

It’s a full time job keeping the biggest speculation driven bubble in history propped up.

[@rhr19eighties]

I am 100% debt free but still I am a slave to the US tax system, so am I really debt free?

[@garyssimo]

Same for me. $4,000 a yr property tax on 251k purchase in 2004 in Gavintonia Califunkia

[@JM-si8xr]

The economic cycle is going to a low. We may see the greatest depression.

[@tonic.9530]

thank you for doing all this work. It is really helping me to stay on the sidelines and stay disciplined. Your work is helping me

[@raymondreiff8170]

Seen all this starting over a year ago up north, Economic activity slowed dramatically in Trucking especially in the food industry especially high cost Pork and beef products of not necessarily the healthiest choices, I guess not a huge suprise by Me, But was definitely noticeable, And has been on a steady decline since OBIDEN'S administration.

[@cpilgrim7829]

RESPECT your honesty brother, keep up the good work!!!

[@Cyber11111]

For structures made out of matchsticks and tissue paper, American houses are way too overpriced.

[@Yasharalal144]

BABYLON FINISHED!!!

[@huntncover]

She's no longer a " Mystery " , is she ?

[@ADG-pl7ur]

It's Diddy's fault

[@KevinKilgorepage]

i am better off now financially than ever before, but i lost my loving wife 145 days ago. Some things money can NEVER replace ....

[@swagic8452]

So sorry to hear the terrible news. Sending prayers your way🙏

[@user-ms3ko5gn8e]

Sorry for your loss.

[@KevinKilgorepage]

@@swagic8452 thank you

[@Alanubian]

I love your data driven analysis Melody!!

[@WhiteWolf108-fp5oe]

First of all thank you for the great work that you two are doing! The distortions and statistical manipulation is not just in the sector of real estate, but in all sectors of the civilization, especially finance and global economics! look at the inflated stock markets; inflated real estate markets; inflated automobile market; inflated US currency; wake up people, it’s by design! Government regulation and interference creates distortions in the free marketplace, these distortions become inflated bubbles that eventually collide with a sharp object known as a reality check. Much wealth is centralized due these mechanisms!

[@bayaholic]

Thank you both for the work you out in to deliver us real tangible information.

[@jamesmitchell6483]

IMPLOSION...home, banking/financial !!!

[@thyslop1737]

It is gonna be a bloodbath in the Real Estate market.

[@standinginthegap7118]

I think it’s gonna make 2008 look like a joke

[@ADG-pl7ur]

Still waiting

[@samnellis1558]

@@ADG-pl7ur You'll be waiting a while

[@brentlorrilliere6057]

100% incorrect thinking. Just because you think houses will lose value in dollar terms, people will always need a place to live. Prices may stop going up 20% a year, but they sure aren't going to crash on a widespread basis. Some areas will be hit really hard by the recession, but most won't. Even if you are right, you have nothing to gain personally from this impending crash.

[@thyslop1737]

@@brentlorrilliere6057 I work as a vendor to large, very large real estate investors. I am seeing it and hearing it. The acquistions costs on many of these projects did not support the fundamentals on a pro forma basis. I know of new projects particularly on the commercial side completely finished that are sitting empty. I was in real estate. Sold all of it. I can wait. Will pick and choose through the carnage if I find some nice bargains. The only thing I can see there not being at least a 40% correction in actual, not nominal terms is unless the fed govt. has some magic bullet to save the real estate market.

[@MrAaronCard]

Thank you!

[@nibiru3645]

You can ignore reality but you cannot ignore the consequences. Ayn Rand

[@blakethompson6210]

Its coming ive worked in lending and ill tell you the banks are ready for a load off of short sales this go round wait n see

[@Matt_K]

There will be far more delinquencies once the auto manufacturers ramp up the layoffs. CDJR is starting to flirt with bankruptcy, despite huge profits during covid. I wonder what the impact can be if on Tuesday (Nov 1 24) the port unions walk off (administration can force them to continue working but it would be at much reduced numbers).

[@BenHeckHacks]

Yeah, layoffs gonna explode after election. Companies are part of Operation Fake It as well.

[@traceyyerxa7683]

I think u mean October 1, 2024. Right?

[@Matt_K]

@@traceyyerxa7683 Yes. You are correct. Thanks for the catch.

[@charletonzimmerman4205]

A lot of "Property Tax" sheriff sales going on in September. For local county Sept. budgets 2025.

[@aaa5diamond]

Great way to gauge the condition of the market + one mans trouble is another's opportunity!

[@sonespazz518]

Donated! And thanks you both for the work you do regarding boots on the ground housing market investigations

[@Thyalwaysseek]

Not sure how seriously I should take somebody who still hasn't identified that this is all intentional, being kind to evil people doesn't make you a good person, it makes you complicit in their evil.

[@CORZER0]

Nothing gets better so long as the government exists, it only gets worse and worse.

[@toinengwyn3935]

Thanks to Melody for reminding us that the subprime mortgage crisis was a myth. The health of the RE market has and always will be dependent on financial stability,

[@Steverz32]

ABSOLUTELY BONKERS Travis😊

[@TheFlagPlace_GA]

Thanks for your great work!

[@realestatemindset]

Thank you so much for the support!

[@WhiteWolf108-fp5oe]

Good work you two! Thank you for your insights!

[@charlesdunbar1211]

Good show. Thanks

[@talltimbot]

Abolish property extortion/taxes then watch the Govermin shrivel

[@deborahheckstall1881]

@@talltimbot Watch the government shrink.

[@hsj881]

I stopped paying my mortgage

[@chrispaul1117]

Are you in a non- recourse state?

[@hsj881]

@@chrispaul1117 idk I'm done playing their games.

[@baysiide538]

@@hsj881lmfao.😂 you called a realtor searched for a house and signed the paperwork. take some responsibility for your actions.

[@chrispaul1117]

Find out. Talk to a lawyer and know what could happen. Know your rights. Only talk to your lawyer

[@WesternWashington_RE_Source]

@@hsj881why? You made the decision to purchase. If you could not afford it why would you buy? You may end up having to file bankruptcy but the issue may still follow you.

[@phillipgeduld7836]

I live in Tampa Florida. I find it disrespectful when I see a townhouse that was bought in 2010 for $65,000, now selling for over $300,000.

[@onekerri1]

Who's doing the disrespecting?

[@phillipgeduld7836]

@@onekerri1the sellers to the buyers.

[@johnellenz4330]

Excellent interview melody

[@SirCarlosMusicBMI]

🌴🌴🌴 BONKERS , BONKERS , BONKERS ! Melody always has a plethora of information. Happy Sunday Travis, Carlos

[@garrettpatten6312]

Man It must be something to have a mortage to be behind on.

[@junktex]

Unemployment figures are beyond bogus and manipulated like other govt stats.I realize that they're pretty much what you have to work with but we need to understand that things are worse than are being broadcast.We are not in good hands with politicians/banksters.Prayers for us all.

[@evets1]

We are in a massive deflationary recession, but it doesn't seem so. We have redefined money to include homes, equities and bonds; because if these are 'money', CBs and govts won't let them crash... the financialization of everything 😢

[@danidaydreaming919]

Thank you guys!

[@cryptoandzen7611]

u guys are so awesome, subscribed and looking forward to future videos. Can u talk what would happen if fed cuts interest rates more

[@danven1256]

Yes foreclosures are on the rise and though that means pain and suffering for some, others look at it as a very profitable time. Not everyone was crying in '08.

[@johnlopez8970]

Any updates on this? CFPB: CFPB Proposes Rules To Help Homeowners Avoid Foreclosure

[@kevinmorris3649]

tampa realestate is really underwater right now - watch how many walk away

[@eddieloujones2673]

literally underwater

[@danidaydreaming919]

@@eddieloujones2673 came to say the same thing! Quite LITERALLY!

[@blakethompson6210]

Anybody remember the last quarter of 07 its happening all ovee again

[@randomthings-0001]

When the house in the ghetto is the same as an equal sized house in the nice part of town 5 years ago that is a sign you are paying too much in the ghetto.

[@raymond_sycamore]

Thank you as always, Melody!

[@jorgecasamiquela1186]

Totally Bonkers Guys 😮 Keep up the good fight

[@nickyrumbles]

Nobody should buy anything right now!

[@SC-or2ek]

Good luck with 30 years mortgage. If your job last that long . With over price Home high property tax High insurance = slave for 30 years to your home 😂

[@marycollins8215]

Thank you. Sad, however when we take back our power, in a kind and yet effective way, we can change things!

[@paulgugger8987]

Melody is too nice, we are being gaslighted by the powers that be, and have been for some time now.

[@Thyalwaysseek]

In deep denial more like it, they did a study and apparently the more college educated you are the more you are susceptible to propaganda and oblivious to the evil and corruption around you.

[@RootBeerGMT]

His comments around 29 minutes in about “losing it all” need to be headed. Real estate requires big numbers. And when things go wrong, guess what, the wrong is attached to really big numbers. It can all go very wrong. Today’s housing prices are absolutely shocking to me. 500k in Florida gets you garbage. Add in taxes and insurance and you have Tony Soprano level bills without his income.

[@danidaydreaming919]

It's completely absurd and i agree. Complete dumps still asking for 375k +

[@RootBeerGMT]

@@danidaydreaming919 375k, in Florida is a criminal offense

[@survivor9898]

When apathy is met with reality it goes BANG🎉🎉🎉

[@gordonbickel7182]

Last week Helene add a thousand (s) more of non payments on water logged home

[@kimtruesdale712]

Thank you! AbsolutelyBonkers! @Melody, you're in my prayers 🙏

[@pnice494]

No doubt, bonkers! Melody!!!!

[@Esperia-ef9xh]

THE CRASH WILL START SOON

[@VonPitt84]

Melody is the bomb....

[@tomjones2348]

Thank you, Travis AND Melody! It appears to me that the housing market has been weaponized.

[@eclairtreo]

Here we go again, dont we ever learn?

[@PatamaGomutbutra]

Down 3.5% with 30 year mortgage even with 3% the real payment is actually 2-3 times of the house price. The real gain is depend on unknown future.

[@shredboise]

One Starbucks a day is not equal to a mortgage payment. We're talking $150. It's a life insurance payment though.

[@onekerri1]

It's more like 1 mortgage payment per year, not each month.

[@boneyfun]

The price of everything inflating is a reflection of further decline of the dollar. Markets have bubbled against the people that can afford them. Financial markets are trading at record highs, detached from the actual economy of the reserve currency of the world. That economy and currency will be forced to compete against their actual GDP/debt.

[@tapptom]

Look at her eyes…. Scary Does she know but afraid to say??? She has referred to silent depression several times!

[@seaneendelong8065]

Many of us knew long back- but the ABILITY TO SHOW AND DOCUMENT THAT has been removed or put so far behind locked access that it is near impossible to demonstrate the facts to others with sourcing. And she deals in a public facing information role- so without absolute proof from one or more official sources before speaking bluntly she runs a very serious risk of being not just deleted from online but being sued by govt entities and/or big corps. So she cannot really say what she 90%+ knows is factually true.

[@onekerri1]

She wasn't "referring", she flat out stated it.

[@tapptom]

@@onekerri1yes that’s true

[@timeforachange-i3s]

AI search just revealed that Q2 of 2024 FHA is 10.6% delinquent compared to conventional loans delinquency rate of 2.64%. Metro Atlanta tends to be the number once city in the US that has the highest percentage of homes financed using FHA loans. Atlanta will be in trouble in the next three years AGAIN.

[@carrielynn3325]

After a person has been in foreclosure a certain amount of time, it is removed from the books. Also, these properties are then transferred to corporations straw companies and don't report. All this is notated fact discovered during the foreclosure crises that started in 2007.

[@AnonymousBS_X]

ie. In AZ we had people from CA, NY etc sell their houses and move here. Problem is probably half bought at peak and plenty spent their honey pots like crazy. Or renting in overpriced Scottsdale. Now the money is running out. Plenty remote workers laid off. Add AZ median income is $50k per household. Pay sucks here. Most are paycheck to paycheck. It's coming.

[@user-qb8qm4mp5n]

People don't want to hear the truth. Let those who plug their ears suffer the consequences. Maybe people have to experience the downfall to learn. IMO Realtors need to be removed from buying and selling houses. They are a huge part of the problem.

[@deanjager4341]

Grown adults need to take responsibility for their actions. No one is making them sign anything

[@Thyalwaysseek]

Not even people on this channel want to hear the truth, they all want to delude themselves there is some easy way out of what's coming.

[@MH-53E]

The names of these entities should tell you ALL you need to know. Dark if you ask me...

[@leigpx]

it's not a recession until rich people start to lose money

[@nahidkarimi7473]

Travis would please tell me where are all the foreclosures are ? In Ca nothing going just the property price increasing !😊🙏

[@amykelley6200]

This is Bonkers. The layoffs are making it worse.

[@iisWideOpen]

We are definitely headed for a real estate bust. It makes no difference if they lower rates now. Far too many people over bought for their income, overpaid for homes and overextended their credit!!!

[@SamHeine]

This was a very good show

[@difigfs]

I don't think you're crazy, Melody! Thank you ❤

[@fleetadmiralsidiqi1941]

21:19 10 million + Americans have exited and permanently dropped out from the job market. A larger fraction of the working population than has ever previously existed. Doesn't get factored into unemployment rate so yeah, "depression" is appropriate language...

[@standinginthegap7118]

You’re spot on

[@tarheel181]

There are going to be a few more people behind on their mortgage after the recent storm, Helene.

[@AlmaMelvin58459]

❤ is worth more than 💵 Travis, you are a millionaire.

[@danidaydreaming919]

Amen!

[@chrisupton31]

About time they get evicted... They shouldn't have what they can't afford

[@clintcowan9424]

Yep I've heard ppl late that I never thought would be