Rent Out Your HDB and Retire in JB?

[@cjeff6916]

I really enjoy watching your videos Ryan, they're very informative, thanks. I know most of your viewers are Singaporeans and your videos are geared towards a Singaporean perspective however if you have time to share with your non Singaporean foreigners perspective as well. Personally, my favourite place to retire is Kuching however it's one major drawback for me is the lack of golf courses which JB offers, I love the abundance of golf courses in JB and probably the least expensive golf green fees compared to anywhere in the world. Thanks Ryan for sharing.😊

[@AlphaMarketingSG]

Thank you for watching

[@jackywong4806]

JB house can rent, cheaper than buy. Rent good Condo. Then buy a Malaysia car and drive around Malaysia, Eat, sight seeing etc. Learn some basic Bahasa Melayu

[@AlphaMarketingSG]

yes, renting is an option if you are still new to Malaysia

[@jacquuelinesimpson191]

There are many things to consider..1st if you buy , maintenance cost is alot , .next is safety issues, third then what if you are denied at the causeway ..you have all your belongings there? Fourth is the healthcare .Singapore has top notch healthcare system.Pls consider this..He is definately a Malaysian promoting this for the country maybe not many Singaporeans staying there!! Just go there for a holiday as a tourists!Take note if you do want you want to take back your 5million riggit deposit and leave , you neex the approvsl from the certain government bodies...I will be worried not getting my money back!!

[@AlphaMarketingSG]

TQ for your comments 1. I think maintenance costs is given regardless of wherever your property is, whether Singapore or Malaysia. In fact it should be lower in Malaysia even 2. Safety is a very outdated issue. Hardly a concern anymore. We were just discussing last night how some people think Europe is alot more dangerous than Malaysia nowadays. 3. If you dont have a proper visa, as long as you spend no more than half your time in Malaysia in a year, you dont have to worry about being denied crossing the causeway. And they can't ban you from entering Malaysia short of you doing illegal activity. 4. Yes SG healthcare is top notch, it is also very expensive. Malaysia is a very good option for value for money. FYI Malaysia & Thailand are top medical tourism destinations in SE Asia where many foreigners like Westerners, Japanese, Indonesians come. And Singaporeans can use Medisave too. 5. There are lots of Singaporeans buying in JB for retirement planning and the new MM2H rules just made it alot easier. You can apply for the RM500,000 deposit Silver category version. And half of that can be used to buy real estate, use for medical and tourism purposes after 1 year. It's a fixed deposit in a privately owned bank, the money doesnt go to the government. Hope this clarifies haha

[@jacquuelinesimpson191]

@@AlphaMarketingSG Pls go read on the mmh2 plan there is 3 categories if you take the lowest you have to have 500000 liquidate assets.. then you must have a certain sum in your savings plus you need to be bringing in a certain sum in earnings every month, which you have overlook to mention!! ..it applies to all categories the next level up is 750k liquid assets etc..also if you buy you can only sell to the locals ?? no?.Most locals can buy the same property cheaper why would they buy from a foreigner?.The other issue is that if you decide to take out your money for the mmh2 scheme you need also an approval from government bodies e.g the tourism board! Now that is my money why should there be any approvals needed, what if they have reasons to hold it back, with Malaysia anything is possible and they would not state that unless there were many who could not , scarry!! Going back to the property purchased what if you die or decide to move out your property definately sells at a lost..Many were asking how many local have that kind of money to buy? ..you have to weigh the pros and the cons and in this case the cons are definately higher then the pros...Many bought and their property still depreciation ?? No? .. Some can't sell for a long time still on the market ..no??...when the riggit is falling the ones that bought are worrying and having regrets, definately selling at a loss .no?? Even the locals are afraid to buy because most want to make money out of their property and they market and prospects are very glim there .As long as you spend half more than your time there? Sorry people need to move up and down because of family commitments , jobs etc..No many will spend half more than their time there.. All the above are facts and something to look into and consider seriously!!

[@AlphaMarketingSG]

Yes the lowest tier is RM500,000, not necessary to put RM5million. Your original comment said RM5million. And the monthly earnings you do not have to earn or bring into Malaysia, that's a misconception. Its just to make sure you have income to survive while living in Malaysia. And why so look down Malaysians say they cannot afford RM750,000 properties. Many Malaysians can afford that price range haha otherwise the property agents here all jialat already. RM750,000 can't even buy a good terrace house nowadays in JB. And finally if you choose to apply for MM2H, means you going to commit that period to live in Malaysia, that's the whole idea. If you just want to spend minimal time in Malaysia, don't apply MM2H. Many Singaporeans with weekend/ holiday homes in JB do not need MM2H. And pros and cons is your opinion only. You can see the CNA article reports, there are MM2H agents expecting to process 50-100 applications a month moving forward based on the volume of enquiries they are getting. If your needs are different its ok, you can choose to retire in Singapore or anywhere else you choose. Nobody forcing you@@jacquuelinesimpson191

[@muhammadnoorbinrohani39]

You are right, Sir.

[@AlphaMarketingSG]

Thank you. I'm sure this story resonates with many

[@edvanteo4834]

We did this method 11 years ago. My wife is SPR and Ipohian. I am on Malaysia Resident Pass retired early in Ipoh 11 years ago.

[@AlphaMarketingSG]

Retirement nice in Ipoh

[@liweiquek7382]

It depends on your age when you retire. It is more suitable for those who are still active. If too old or unable to walk, then it is better to stay near your children.

[@AlphaMarketingSG]

Sure.

[@jimmylee7470]

Singaporeans can't live in JB without a long-term visa pass like MM2H program. To do visa runs using the 30 days tourist pass repeatedly will get you into trouble sooner or later and you may get questioned or even denied entry into Malaysia.

[@AlphaMarketingSG]

If you intend to stay full time yes then MM2H is advised. If you spend part time Singapore, part time Malaysia say about 50-50, alot of people doing this so far seems to be ok.

[@tonyliow6244]

Did you have your education in Singapore? You speaks very good English as a Malaysian! Well done! 👍👍

[@AlphaMarketingSG]

School in Perak actually. Didn't go SG school. English in Malaysia can be very good actually, sometimes see which area.

[@erictiong8575]

Rent out your only home in SG & stay in JB under social visit pass (doing visa runs) is very dangerous. Be prepared to face questioning & warnings from Msia Immigration & on some instances, deny re-entry. End up stuck in SG with no home while all your personal belongings are in your Jb rented 🏡.

[@AlphaMarketingSG]

yes if unsure, do watch my section about eligibility to live in Malaysia

[@Iknowu-rs2cj]

Haha...If Msia immigration do so then i guess the exchange rate will be 1-1 rather 1:3.5. You think they so free & wanna bother about it? Unless you aren damn rich & showing off around la.

[@petiachoo1615]

Or to play safe keep 1 room in your HDB for own stay.

[@AlphaMarketingSG]

yes if you can@@petiachoo1615

[@fairuzi]

Can make MACS wont get trouble

[@schadenfreude6274]

My Uncle thought it was a good idea to rent out his HDB and retire in JB too. He was robbed and murdered 4 years later. 🙂

[@AlphaMarketingSG]

really? any news link?

[@ghostm551]

who dun anyhow say with a smiley face there

[@steventay5834]

I am not surprised

[@ssloh7137]

Good for sharing, there is another alternative for Retirement

[@AlphaMarketingSG]

thank you

[@dantorbett8142]

Could you recommend an agent that can assist a Singaporean apply Mm2h in Jb

[@AlphaMarketingSG]

Do reach out to me at 81261626 will add you to a list for agent to contact

[@queeniesoh8603]

What the chance of working senior 60yrs old get housonh loan in malaysia?

[@AlphaMarketingSG]

You can get a loan but banks in Malaysia will lend up to age 65 usually so your loan tenure is very short 5 years. So in this case its unlikely you want to take a loan unless you are taking maybe a small loan amount. Because at 5 year loan tenure, your repayment every month is very high

[@Jaymore639]

Those condo near d future rts are in demand, prices are going up

[@AlphaMarketingSG]

Yes

[@cac1504]

No point stay near the CIQ. If you want to retire in Malaysia, there are other options.

[@vintagedigital108]

Any updates on Johor IMBRT? Johor itself needs a good public transport for people to commute around.

[@AlphaMarketingSG]

Good public transportation in Malaysia still a long way. Use Grab can get you anywhere. Affordable for what you get

[@petiachoo1615]

Rumor say project scrap now planning LRT instead. But wait long long.

[@vintagedigital108]

@@petiachoo1615 Not impossible to think abt it because the facility of the (RTS) which is basically lrt is in the wadi hana depot. Maybe they could reuse that for the JB LRT expansion since LRT’s are tried and tested thing in Malaysia (KV) and already getting green light for Penang.

[@mchan1970]

Get a manja card and see for yourself. Explore by aircon bus around jb!

[@wongtt6712]

What is the update on the electric train (ETS) from JB Sentral to KL?

[@AlphaMarketingSG]

I think the ETS already goes all the way to Gemas from KL. Im not sure when the last link from JB Sentral to Gemas will start. In any case, ETS is not a very fast train either and has many stops. It will help with some inter-state travel and cargo hauling but not for Singapore based travellers which in my opinion is much more important

[@cac1504]

Twin Track ETS up to 150km/hr. Fast enough for the low fare ​@@AlphaMarketingSG

[@izadjatt537]

Love ur video bro..

[@AlphaMarketingSG]

Thank you so much 😀

[@kimboy98]

please dont do this. Malaysians barely can afford a house here

[@AlphaMarketingSG]

there are many housing options for Malaysians dont worry that Singaporeans cannot buy

[@saidkahar5414]

That will led to increase in inflation in malaysia. Govt must control greedy developer enticing singaporian to buy houses in malaysia. This will jack up price and cause hardship in malaysia. Mishandle this issues will led to govt downfall?

[@TFRO_madRobots]

​@@saidkahar5414 There is more than enough land in JB lol. Hardly an issue. The biggest issue right now is all these tall buildings in Malaysia barely occupied and businesses don't have much customers most of the time except for weekends when the Singaporeans come in

[@saidkahar5414]

@@TFRO_madRobots sure enough land but houses built on it expensive beyound ability ordinary malaysian to buy. Something mishandled here by greedy people.

[@ifuknjk]

unless u r malat , retire to perlis is open prison

[@AlphaMarketingSG]

why retire in Perlis? So far

[@chan10k]

Of course he didn't mention the exit strategy for Singaporean buying Malaysian property -- a perpetual jaw dropping 10% capital gain tax on foreigner who want to exit. Also without mm2h, Singaporean can only stay in Malaysia for 90 days a year.

[@AlphaMarketingSG]

10% capital gains tax is on unlisted shares, not property

[@jameskwa]

RPGT is applicable for property gains if any.

[@AlphaMarketingSG]

yes RPGT is tax on gains only if any@@jameskwa

[@michaelseah9617]

I have bought landed in Bukit Indah back in 2011 for RM501. Stay there from 2013 till 2017. Sold it for RM700. There is no Capital Gain Tax, just normal tax. During my living in JB and working in Singapore of 2013 ~ 2017, I have been rejected entry by JB custom only once. Next day I can enter liao.

[@DanielFoo]

​@@michaelseah9617wow. Good for you bro.. already retired at 42 , is there part 2 to your experience staying out of Singapore? Are you currently staying in Vietnam? I'm also contemplating where to retire , JB, Vietnam or Thailand.

[@ifuknjk]

they never warn u abt the firth, crime, drugs, racial clamp down, poisonous foods, smoking in public areas, ... no kssing in public etc...is this worth gambling your health n life in jb......better in batam or cebu or jojaka

[@AlphaMarketingSG]

Batam and Cebu don't have?

[@ngcheekeong9936]

For RM$3000 a month, does it include rental for accommodation or it is just for living expenses?

[@AlphaMarketingSG]

Just living expenses. Exclude rental

[@ifuknjk]

2024.. rent flat at forest hill rm 900.00 per moth n live on the rest

[@steventay5834]

Not wise to retire in JB. I rather visit JB as a tourist. Not wise to buy a condo. Sure lose money

[@AlphaMarketingSG]

@steventay5834 JB welcome you as a tourist no problem

[@janchoo84]

Can I buy car in Malaysia without MM2H?

[@AlphaMarketingSG]

yes you can

[@janchoo84]

Sorry, I meant as a singaporean without MM2H can drive Malaysia car?, tks

[@janchoo84]

Sorry again, I meant can I buy Malaysia car and drive Malaysia car in Malaysia 😂😂😂

[@AlphaMarketingSG]

@janchoo84 yes you can buy Malaysia car to drive in Malaysia. Cannot drive in Singapore

[@janchoo84]

@@AlphaMarketingSG Thanks for your fast response🤝🤝🤝

[@askay747]

Tak jadi, trabik jam!

[@AlphaMarketingSG]

MRT in 2026

[@mahandranparamasivam73]

Good.singaporean move out china move in enjoy Singapore

[@AlphaMarketingSG]

???

[@janchoo84]

Hi, I really love watching you, you are cute and always with smile😉

[@AlphaMarketingSG]

😊 thank you

[@laufamilytwoo1840]

Are u Singaporean,if u are,pls change your word ,u can't say stay J.B,u know J.B people wl d'not like it ,u can change to said something near by that maybe better,u see

[@AlphaMarketingSG]

Im a Malaysian with Singapore PR. There is nothing wrong with having some foreigners in a country. Singapore same as well. Its good for the economy and creates new opportunities for both. You can stay in JB if you have the appropriate visa or you still spend time in SG on the tourist visa

[@chinchowpowpook]

Retired in JB , waiting get robbed get killed worst get rape

[@AlphaMarketingSG]

come JB i bring you around. Dont scared LOL

[@Iknowu-rs2cj]

Then better don't come, JB won't welcome kaisu & kaisi. Stay at your pigeon hole better.

[@petiachoo1615]

Not saying JB is crime free but is quite safe. Rich suburbs like Austin have heavy police presence.