Retired on Social Security in the Philippines Unexpected Budget Surprises

What Did We Spend. In Dumaguete Philippines. The exchange Rate 58-1. My Actual Spending in the Month of May. Living on a Budget in the Philippines. #philippines #moneymatters #exchangerates ‪@mikesphilippineretirement‬ ‪@DumagueteRentals‬ Living on $2000 USD in the Philippines. Living on $1500 USD in the Philippines, Money Matters, Living on Social Security Overseas Retired on Social Security in the Philippines Our Monthly Budget Revealed
Mike's website
mikesphilippineretirement.com/
Link to Mikes Newsletter
`mikesphilippineretirement.sub...
Join our channel to get access to perks:
/ @mikesphilippineretire...
Dating site I recommend to find a good Filipina
www.christianfilipina.com/?af...
HEIDI CAJES- C&G CONSULTING
VISA AND SRRV / 13A INFO
cgconsulting.ph/mike
Thank you for your support
BUY ME A COFFEE
buymeacoffee.com/mikesphiliX
PAYPAL
paypal.me/JanetPatinga?countr...
HAVE A KZbin CHANNEL CHECK OUT
TUBEBUDDY
www.tubebuddy.com/pricing?a=M...
WANT TO DO BETTER LIVE STREAMS TRY
STREAMYARD
streamyard.com/pal/c/55221209...
HOW TO GET YOUR MAIL BACK HOME CHECK OUT
iPostal1
The Complete Digital Mailbox
a href="ipostal1.com/?ref=3647" target="_blank"
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe
FACEBOOK
Check out my Facebook page Mikes Philippine Retirement
profile.php?...
EMAIL
MY E MAIL ADDRESS FOR YOUR QUESTIONS OR COMMENTS
[e-mail]

[@katemiller7874]

Mike you are a kind, giving man that’s why god blessed you with Janet. Love watching you two

[@mikesphilippineretirement]

yes very blessed

[@woody1luv]

tell mike typone or not pron to dumagety or earth quakes

[@woody1luv]

@@mikesphilippineretirement not member

[@woody1luv]

besides putting the property in your Pilipino girls name you can put 60% in a business some body tell mike please earth quakes or typones are not pron to dumagety not a member yet

[@woody1luv]

besides putting the property in your Pilipino girls name you can put 60% in a business some body tell mike please earth quakes or typones are not pron to dumagety not a member yet

[@RichGPilot]

Good realistic budget. Nice work

[@mikesphilippineretirement]

Yes, thank you

[@woody1luv]

besides putting the property in your Pilipino girls name you can put 60% in a business some body tell mike please

[@RealGaryGibson]

Great budget video with lots of details! Thanks Mike!

[@mikesphilippineretirement]

Glad you liked it!

[@derricklane38]

Another great and informative video. We just got home to the US after 30 days in the Philippines. Mike, we blew our budget in 11 days. We spent over 5 grand. We did take my daughter with us. But, it was worth it!

[@mikesphilippineretirement]

Good stuff

[@BruceCinader]

I don't have a budget, I just pay the bills as they come with auto pay from the bank. I do know that your bills are super cheap to what I pay. I usually pay about $200 for water, and the electric here is about $300 a month, I own the house but pay in property taxes and home insurance for about what your paying for rent. Lucky I have the income and savings to stay here in the USA, but those of more limited means could live better for less in the Philippines, I can see that.

[@mikesphilippineretirement]

hard to compare the Philippine budget to the US they are so different

[@bradleymiller7375]

I can afford to stay in U.S. also but prefer to live with good people!

[@razmos1]

Well done guys! Keep up the good work .😀

[@mikesphilippineretirement]

Thank you! Will do!

[@douglasmichel1000]

I am single and live on less than 2K a month here in the great American corn belt. I have rent, car payment , etc, etc. It is not necessary to relocate to SE Asia when you have this in your backyard. I am going to snow bird in Philippines and this will come from savings but everyday expenses ( including some entertainment ) can be managed in the USA form a Social Security check if you avoid the coastal states and mega cities. My city is a major one but hardly Chicago.

[@papadougpapadougsadventures]

Thanks for sharing

[@mikesphilippineretirement]

My pleasure

[@jimmyB52]

Thanks for the Break down and update M&J, glad everything is back to normalish for you guys.

[@mikesphilippineretirement]

Us too!

[@MarkSmith-bd5zv]

I expect our budget will be very similar to yours. I really appreciate you sharing the information. We are a family of three and will be moving to the PI around August.

[@mikesphilippineretirement]

good to hear that. best of luck

[@JimboandGhen]

Great budget video! Thanks for sharing.

[@mikesphilippineretirement]

You are so welcome!

[@revelationmd]

Great upload. Really helpful - thanks both!

[@mikesphilippineretirement]

Our pleasure!

[@SuccessSynergy404]

Good Video! Thanks for sharing .

[@RAYMOND-nz8dp]

Very helpful, very honest, thanks.

[@fenderbend3r]

This is very helpful. Thank you Mike and Janet. God bless

[@mikesphilippineretirement]

Our pleasure!

[@FilipinaFreedom]

You can live on that budget in most small towns in the Midwest. Especially if your home and car are paid for.

[@KaliBahayKubo]

💯 % 👍 ✔️

[@rorybellamy2533]

maybe ? But Janet would not be living there. he met her there, the most important happiness in Mikes day.

[@KaliBahayKubo]

@@rorybellamy2533 take her there...duh!

[@Mmikeyyyy]

Filipina freedom, True, if you don’t have rent or a vehicle payment, but if you do then no way!

[@FilipinaFreedom]

@@Mmikeyyyy should be able to get a car paid for by the time you retire . You can get rent/mortgage for $800 easy and these guys with the 2k budgets are paying nearly that.

[@rorybellamy2533]

i remember the original budget videos for the groceries and market shopping. those were good views of the vendors vegetables . good budget report, $21 for a school education is a very good investment . Mike is a smart guy, Janet is a good helper and hard worker too.

[@mikesphilippineretirement]

Janet will do a few price videos from the market and stores in June

[@Jimmy_Duff]

Mike. So happy for you, living the life with a beautiful woman for short money. Enjoy my brother!

[@mikesphilippineretirement]

my money is not short that is what we did spend this month

[@larryhansen2694]

Hello Mike and Janet. I am a 76 year old ExPat US Army Veteran. I moved into Hotel-Essencia in Dumaguete. With free Breakfast. So $1,400.00 per month. Plus Dinner and miscellaneous. All told probably more than what you are spending. I budget 3k.

[@mikesphilippineretirement]

enjoy it is a nice Hotel

[@kgunv]

love ur videos mike and janet! im not yet ready to retire but getting a lot of tips and tricks from ur vids. thank u and keep em coming. u guys r the bom!

[@mikesphilippineretirement]

Our pleasure!

[@EasternDreamer615]

Great video Mike & Janet, very helpful to get a sense of how much you spend and how you spend it.

[@mikesphilippineretirement]

Our pleasure!

[@KevinVanRooyen-ik1pr]

Thanks Mike and Janet for sharing your budget with us. Now I know what I am in for. 😊

[@mikesphilippineretirement]

Our pleasure!

[@andgray]

Your budget is double what I would have. Goodluck.

[@mikesphilippineretirement]

you just want to survive or enjoy life

[@andgray]

@@mikesphilippineretirement brit pensions are lower. Most. Philipinos get by on 10% of your budget

[@khb6686]

@@mikesphilippineretirement Money grubbing women is all get from this. Waiting for you to prove me wrong.

[@Dan-xx5jq]

​@@andgrayit is difficult to go from a high standard of living to a lower standard of living. One gets used to the comforts and one notices them when you don't have them as it can make one depressed. We are used to having hot water 24hours a day, central air, modern facilities, everything being clean and almost new etc..... And when you get old all those things are things we can't do without. It is difficult to live in a neighborhood where everything looks decrepit with thousands of wires hanging everywhere, different colors on buildings that are unpleasant to the eye, it all looks old and dirty. It is depressing as you feel you worked hard and this is what your life has boiled down to. It is not a great feeling. We don't have many years to live and we want to have the creature comforts and have a pleasant life the few years we have left. It is fine for a young person.

[@andgray]

@@Dan-xx5jq yes it's difficult to move down. I would probably work part time as a teacher, to bump up my salary and lifestyle. I have 10 more years to build up further Enjoy your retirement you've earned it

[@travelingdude1621]

I think Asian women are beautiful. I’ve been with a few of them. They’re good company. However, as a non-Asian white European, I much rather prefer being with a woman that shares my same race, culture and heritage. It just makes life a lot easier overall. I say to each their own. I’ve been to China and Japan in Asia. The PH is a nice place. 👍🏻

[@robertbodnaruk6710]

Thanks!

[@mikesphilippineretirement]

Robert thank you so much for your support

[@ZoKitchen]

Hi guys I’m watching! God bless the beautiful couple!

[@mikesphilippineretirement]

thank you

[@kklampton]

Thanks for sharing the video very informative😎

[@mikesphilippineretirement]

No problem 👍

[@user-ld4kr9fo8q]

I live on less than 2000 usd here in new jersey. Excluding mortgage which I view as a savings plan by building up equity plus there are a lot of Filipinas here with good jobs mainly in the health care industry.

[@Culleyscrazyjourney]

Great video Mike and Janet

[@mikesphilippineretirement]

thanks

[@robertbodnaruk6710]

Thanks for the informative video

[@mikesphilippineretirement]

Glad it was helpful!

[@davidtolentino4358]

Hi Mike and Janet. Like the story. Take care.

[@anthonycataldo1291]

I love budget videos!

[@mikesphilippineretirement]

great

[@garyhamilton9186]

Another great video Mike.

[@mikesphilippineretirement]

thanks Gary

[@user-so1io5bg9n]

I have visited twice in the past 9 months, both month long trips. It’s different for vacations traveling to different islands compared to living there. If i moved there, i would budget $4500 USD per month.

[@mikesphilippineretirement]

that is a good amount to live on

[@frankmazzie4855]

I'm happy for you..

[@mikesphilippineretirement]

thank you

[@chrisplatt3869]

Great video today nice breakdown honest estimate you guys have a wonderful day

[@mikesphilippineretirement]

Glad you enjoyed it

[@Will67267]

That's a lot to be living in Dumaguete. I live in BGC with my girlfriend and we live comfortably on $2000 a month. You probably support a big family there.

[@kjelllautrup9519]

Totally agree with you about the school. Our daughter goes to college in another city. Tuition fee is one thing, then everything else that the school announces the day before the payment is due is added. It could be 20k php extra costs for me in some months.

[@mikesphilippineretirement]

Thanks for sharing!! PJ is the the 6th Grade so I know the cost will increase

[@Dan-xx5jq]

i just paid $33 for a haircut last week here in the US. i used to pay $15 just 12 years ago. Everything is ridiculous here in the US.

[@mikesphilippineretirement]

prices going up all over the world

[@erichschinzel6486]

There you go..

[@jimbohi3648]

Good to hear 2000 is The Sweet Spot man hasn't changed in a while

[@mikesphilippineretirement]

you get more peso now per dollar

[@RayH-]

The information I sent you explained that the depreciating Japanese Yen is causing devaluation of Asian currencies. Great for the exchange rate but it's inflationary.

[@mikesphilippineretirement]

Thanks for the info!

[@jsully4064]

Y'all did great on your budget, Congratz!! Keep up the good work on your videos, Janet and Mike...Jim

[@mikesphilippineretirement]

thanks Jim

[@davidroberts647]

Nice video

[@mikesphilippineretirement]

thank you David Roberts

[@erniealonzo536]

Looks like you are doing good. You and your honey do very wrll.

[@mikesphilippineretirement]

we try

[@KrayPurn]

I had a motorbike accident last year in the Philippines. It cost me 134,000 pesos all in to include surgery, doctors' fees, meds, etc. I am pretty healthy. However, that accident convinced me to establish a 1-million-peso medical savings account just in case of some type of major medical emergency such as a stroke or heart attack.

[@mikesphilippineretirement]

hope you're ok

[@KrayPurn]

@@mikesphilippineretirement Thanks. I just had a triple corrective procedure in a different country to correct the initial surgical procedures I had in the Philippines. The doctors in the Philippines did their best. However, they were ill equipped to handle shoulder re-construction and lack modern hardware equipment to properly stabilize a clean collar bone break. Healing well now, still love the Philippines and plan to semi retire there next year. You guys put out really great videos.

[@robertbritz257]

Thanks for the info, looks like based upon your budget, my single life should top off at most to be $1500 with intent on living below $1200. Going to be interesting to see how it turns out when I finally move to town in Dec.

[@mikesphilippineretirement]

Best of luck!

[@charlesbronson5235]

Fantastic breakdown and informative advice Mike and Janet. Keep those rates high until I arrive in July as I want to enjoy the 58 peso rate too. Never ever seen it that high in all my years there.

[@mikesphilippineretirement]

Sounds great!

[@CryptoPatriot706]

Mike and Janet great video. Im traveling there for the first time around December. Not sure where to fly into or where to go once i get there.

[@mikesphilippineretirement]

Cebu

[@ericg9092]

Great budget video, Mike. We appreciate it! I'm dreaming of a retirement in the PI or maybe Thailand, but have 8 or 9 more years before I can pull the trigger at 62. Hopefully they'll both still be good options. I like the U.S., but look forward to an interesting and hopefully less expensive retirement overseas. Looking forward to your next video.

[@mikesphilippineretirement]

you will like it

[@Mmikeyyyy]

Mike &Janet, congrats on being under budget for may! It gives many an idea of what costs a couple would have. I hope that guy “Neil” watched it to see the costs with having a partner and one child.

[@mikesphilippineretirement]

I'm sure he is

[@edgarwangsmo6]

❤

[@mikesphilippineretirement]

thank you

[@rjcavalli9202]

Hi Mike and Janet. Great video. I live by myself in Butuan and have a similar single level budget. I like your comment on tipping. Filipinos work hard. I know locals who work 10 to 12 hour days 6 or 7 days a week. Their monthly income still comes in low (less than $200 a month), so tipping really helps them out.

[@mikesphilippineretirement]

Thanks for the tips!

[@jocunningham]

Yes, planning of getting self insured. Pacific cross can get pricey as you get older. Preexisting conditions may not be covered.

[@selbstsein967]

Hope that the 300 $ pM will be enough saving for everyone, not only you, as PhilHealth is not really health insurance - a bit discount - that’s it - but think you’re aware of that - stay healthy 🙏 Crazy Electric especially and water costs 🙈

[@mikesphilippineretirement]

it is but I also started with a good amount in the saving for medical

[@simplyfilipino6408]

What is the HP or horse power AC in your living room? I want to install one in my living room, adjacent to the dining and kitchen around 60 square meters

[@charleshaubert3970]

I've found it's cheaper to live in sir lanka then the Philippines

[@mikesphilippineretirement]

but why would you

[@Matthew-gz4oh]

Great video as always Mike and Janet. I know they recommend those split aircons be cleaned every 4-8 weeks depending on usage to stay healthy mainll, and of course reduce enery cost. How is that generally handled between the tenant and the landlord? Thanks!!

[@mikesphilippineretirement]

ask the Landlord to clean them b4 you move in to start. In my other house I have 4 aircons cleaned for 700peso. I paid that myself but talk to the landlord and ask if they will pay for it or take it out of the rent

[@Matthew-gz4oh]

@@mikesphilippineretirement Excellent info an thanks.

[@Charles-rd6ku]

Just a quick note cause i have nothing to do. As of 9:45 p.m. philippine time U. S. dollar to peso is p58. 20! Very nice

[@mikesphilippineretirement]

yes

[@jerrymarshall2728]

We're calculating our budget, again. But not relying on the high exchange rate. We always calculate at 55P=1USD, and at this time should have excess for the bank, and extras. We'll be moving in July, from our condo in Metro, at P23.5K, to a new duplex at P33.6/month, in Angeles City. Tentatively. We've been budgeting P35K for groceries, and that includes occasional outside meals. We've done okay with that, even considering my western food preferences. I think I brought the rainy season with my arrival, yesterday? 🌧

[@mikesphilippineretirement]

Good thinking Jerry

[@JRINASIA]

Mike & Janet, I remember in the mid 1970’s. It was 7.50 pesos to one dollar. It hold at least early 1980’s when I left the Philippines.

[@mikesphilippineretirement]

things very different now

[@23zchris]

Philippines money supply growing faster than the US.

[@mikesphilippineretirement]

I do not know Chris

[@Geoduck.]

Gosh you guys do well buying groceries. I'm sure Janet is a smart shopper.

[@mikesphilippineretirement]

that she is

[@ericsolkamans-kj2fd]

....Plus, I aways have access whenever I need it.

[@mikesphilippineretirement]

good to hear

[@brodave1111]

Hi Mike and Janet, I love watching your channel. I have been married to a Phillipna ( did I spell that correctly?) for 31 years. We met via pin pal and I brought her here on a fiancé visa. She is from a province in Davao, and most of her family is still there today. I have been supporting them (she and her then 10 year old son who I adopted) for most of that time, and have purchased a house and financed several college students there. It’s very gracious of you to share your finances and also answer questions from folks thinking about moving to the PI. Keep up the good work, and I’ll continue to watch… Dave

[@mikesphilippineretirement]

Filipina. Thank you Dave

[@michaelpowell1921]

I have been told that the cost for electricity has been going up and up. What is the cost per KW hour? and what was the cost 6 months a go compared to today?

[@markeuringer8106]

Hi Mike. Just a strong suggestion….. why not buy a house/ build a house or buy a condo ( maybe on Janet’s family property? ) The 35 k rent could go a way towards one of those options Thoughts? Thanks Mark

[@mikesphilippineretirement]

not for me at this time

[@kdlange6052]

You have janet set up to get your social security spousal benefits when she turns 60? Do you travel back for to us for medicare?

[@mikesphilippineretirement]

no and no

[@chiefbobdavis99]

Hey Mike, can you use a US debt/CC card there? or cash alone? Just starting exploring this route… thanks in advance.

[@mikesphilippineretirement]

you c an but bring cash as not every business takes CC

[@rosemarieb.7420]

Mike, here in Angeles City Pampanga I paid Phil health 500 pesos last April.

[@mikesphilippineretirement]

they said it was going up but not here yet when we paid

[@jeremynewcastle]

Janet, just remember these words! “set it and forget it”. That’s what the slow cooker is for. 😂. I cook almost everything in a slow cooker. From “Nilagang baka”, “beef stew”, etc. It’s wonderful! You just put all the ingredients first thing in the morning. Run errands or leave the house. By the time you come back in the afternoon you just adjust the seasoning and you have a cooked meal. You guys are blast! Always enjoy watching!

[@mikesphilippineretirement]

Yes! Thank you!

[@josephperalta3096]

Afternoon Mike I'm moving to the Phillipines in June. I'm a sports fan can I actually get espn and NBA. MLB, NFL Live real time?

[@mikesphilippineretirement]

I watch Ohio state football live or the next day do to time difference

[@0boeman]

do you have inverter aircon there ??

[@mikesphilippineretirement]

I showed it in the video. We have 3 in the house

[@KaliBahayKubo]

Ok. Janet...SLOW COOKER..SLOW. In America we say. WHEN ALL ELSE FAILS..READ THE DIRECTIONS...HAHAHA I TIP $2 DOLLARS 💸 FOR HAIRCUT THAT COST $1..WHAT A GUY!!

[@mikesphilippineretirement]

what a big spender

[@Dan-xx5jq]

they worry about the electricity going out as they have brown outs and lots of small interruptions.

[@lazylarrylee2421]

Mike and Janet, sounds like a great budget. However, mine will be lower.

[@mikesphilippineretirement]

Yes I spend a lot

[@boat6868]

Your cable and wifi is a deal. Currently paying approx. $200 per month for cable and internet in U.S.

[@mikesphilippineretirement]

I know

[@CharliePowell-dy1tl]

Hello, I was wondering if nice rural homes are hard to find? I like privacy and the dogs in Mexico drove me nuts! I’ve spent a little time in Mexico and would like to check other countries out. Thanks

[@briancasteel8025]

Does your Phil heath cover medication’s like met Forman for type two diabetic?

[@franciscoaguilar123]

With the prices of everything continuing to climb in the Philippines how many expats buy a condo to avoid future rent payments versus renting?

[@mikesphilippineretirement]

up front fee and cost to buy plus hoa and condo fees...crazy sometimes

[@mikesphilippineretirement]

that is what they want. Do it just enjoy your life here in the Philippines

[@hhamillton1844]

Mr. Mike.........what about those 3 split air aircons? I am told they need to be cleaned every 3 months I am here in Cebu, it cost me 1000p for each unit. I would think it might be a little cheaper in Dumaguete?

[@mikesphilippineretirement]

Yes they are

[@whatsonfilammusic]

That slow cooker story is hilarious. Lol you guys are so much fun.

[@mikesphilippineretirement]

😊 thank you it was funny

[@minafazli827]

Hi Mike ,can you tell me what is the best health insurance the Philippines .for an expat.

[@mikesphilippineretirement]

I don't know

[@philipjanek3864]

Staying single is the 🗝️ to financial debt free independence 😂😆 🤫🤷😉👍

[@gonetothefareast]

Mike another good video sir! one question, how did you get the ottoman home? If all you have is a motorcycle.

[@mikesphilippineretirement]

it was delivered

[@michaelorfanos7416]

Mike, I exactly like you with the feet up! I just have to do it.

[@mikesphilippineretirement]

yes I love to relax and put my feet up

[@grandpapeteswordsofwisdom7114]

I am family of three and I find medications, prescriptions, supplements', antibiotics are a significant expense which I notice you did not include.

[@mikesphilippineretirement]

I don't have any Prescriptions or Meds

[@grandpapeteswordsofwisdom7114]

@@mikesphilippineretirement Wow! Congratulations. I am impressed. You are 70 and have a wife and teenage boy, yet you spend nothing on medicine or vitamins. I was like that until age 60 and then things changed. I am a cancer survivor so maybe that makes a difference.

[@user-lg8oe5mf9h]

hi mike and janet, great description about your budget. you said u saved $284 for self insured for savings. does this means your budget is based on your income or is this just a budget u try to follow. if your income is greater than your budget of $2105 per month that means you are saving more than the $284. plus anything above $2105 income that u have per month.thanks for sharing

[@mikesphilippineretirement]

it is a budget my income is more

[@user-lg8oe5mf9h]

@@mikesphilippineretirement thanks for the reply. did you forget to include the money u give janet and her family? i watched all your videos from the begining and i remember u did budget for janet because she stopped working to be with u. i think its was 2k for her family and 3 k for janet. that is nice of u

[@mikesphilippineretirement]

Janet now earns her own money on you tube and takes care of that on her own

[@kevink1214]

Thanks Mike for your budget breakdown, these are always helpful! One question out of curiosity. You upgraded your apartment from 23k to 35k, so now due to the increase in rent made you have to cut back. Cut backs such as not getting coffee, not eating out as you once had, going out around town. Is it worth the cutbacks to have the new place?

[@mikesphilippineretirement]

The place we had the rent was going up to 35k. We cut back spending out for coffee...not the coffee but the extras as a breakfast, sandwich bagel ect.

[@kevink1214]

@@mikesphilippineretirement Wow I was not aware the previous place the owner was raising the rent from 23k to 35k. 😲 That is a huge increase!!! I worded my coffee statement wrong. Not getting coffee everyday, and Janet not ordering her drink.

[@JT-mf3dm]

Did you mention cell phones? Do you use gas for cooking?

[@mikesphilippineretirement]

yes and yes. we did not buy gas this month or load or a new phone

[@timtarr9364]

Thank god for youtube you need it

[@mikesphilippineretirement]

thanks for watching I need the views

[@williamiager8291]

Heys guys, one of my main issues is how do I go about transferring money from my bank US to Philippine bank as you mentioned you do each month? Not married so not sure if I can even open an acct in the Philippines. Thank you & God Bless, ur neighbor from Guam

[@mikesphilippineretirement]

i was single when I opened my bank account

[@materesafigueroa8876]

Wow that's a lot in one month 😳

[@mikesphilippineretirement]

not really. I have been at 3,300 in one month

[@dennisraber9264]

Try an insta pot electric pressure cooker

[@mikesphilippineretirement]

maybe

[@danielroy3039]

Hi Mike and Janet. I have a house here outside Manila. About the same size as your house. We have the same 7,418 pesos this month. I pray we can meet someday. Dan

[@mikesphilippineretirement]

maybe if we come to Manila someday

[@steveperyer4850]

I have always looked at 50 peso to a smaller when figuring out a budget

[@mikesphilippineretirement]

I rounded everything up

[@garytibo]

Just came back from AW with my son and 2 trio cost me here in Quebec Canada $36.50

[@MichaelWayneWhitemore]

nks for your time/

[@mikesphilippineretirement]

you're welcome

[@Dan-xx5jq]

i thought the video about real life scenarios of horror health issues, accidents, unforseen large expenses...etc that can happen.

[@mikesphilippineretirement]

I do tell that kind of story

[@gvjsmj11]

Mike, I’m retired and I’d love living there or Thailand , although idk if I’d ever get the nerve to do it lol. I watch a lot of your videos these days, so I’m at least considering it. I have a lot of medical issues so I’d have to look closely at comprehensive medical care. Also, did you say Janet has a KZbin ? Do you have a link? I’d be interested in seeing what she has to say from the perspective of a Filipino

[@waynelockwood3086]

Not sure where your money is going, but I've been living in general santos for 3 years now. Built my own house and I am surviving quite comfortable on 18k peso a month on a small private pension. I guess u living a high life.

[@Synfulz]

58.2 is a nice exchange rate, but when withdrawing from ATM or true FOREX exchange is going to be about 1 - 1.5 php less.

[@mikesphilippineretirement]

Thanks for the info!

[@Synfulz]

@mikesphilippineretirement yes do your calculation on what you take from the ATM to your actual bank ledger. Mine takes 2-3 days to settle out. But that's what I find about 1.5 php.