10 Reasons/Do not Retire TO the Philippines/Moving to the Philippines/Philippine/Dumaguete

Warning/10 Reasons/Do Not Moving to the Philippines/‪@mikesphilippineretirement‬ Do Not Retire to the Philippines
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[@jamessims4802]

I was wondering why some people say all you need is 1000 /monthly to live in the Philippines? so I would think 1300 / monthly would be sufficient

[@nala3038]

1,000 minimum 1,500 recommended 2,000 comfortable 3,000 luxury

[@mikesphilippineretirement]

I think If your single no bad habits good health and saving 1500 is good

[@mikesphilippineretirement]

I agree 1000 will be tough but the rest is good

[@jamessims4802]

@@nala3038 thanks!!!!

[@jamessims4802]

@@mikesphilippineretirement don't have enough, I'd been thinking about it since the passport bro's

[@Larissa-Raphaela]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@Larissa-Raphaela]

@August-Felix That's actually quite impressive

[@Larissa-Raphaela]

@August-Felix I will give this a look, thanks a bunch for sharing.

[@shellejano2432]

@August-Felixabout how much do you need to save to start

[@danneyboy1000]

I have lived there 8 years, i can speak Tagalog, own 2 houses, one in Alaminos Pangasinan and one in Baguio Benguet. I started out being stationed in the Air Force in Clark Air Base Angeles City Pampanga 3 years then returning after a short tour in Korea at Osan Air Base another 5 years until Mt Pinatubo blew its top in1991. I ended up married to the daughter of Fernando Gines chief forester of the Philippines and still married to this wonderful lady. We now live in Corpus Christi Texas but often go back.. I love the Philippines and the people there. I will soon return when my wife retires as a nurse practitioner in January 2024. Life is great

[@dominadormiro8472]

Good info Mike...good jobs. Tnx.

[@Deadrabbits1]

That great 👍 Doing the same here..

[@michaelruiz7872]

sound advice. After 10 yrs living in the Philippines, I was in a car accident. Once physically able to travel back to California for rehab, we stayed for one year. My wife and I travelled back to the Philippines, but now only stay 4 to 6 month at our home in Naga. What saved me from major problems, I kept my home in California and rented it out while in the Philippines. You must have an alternate backup plan in an event of an emergency. Moreover, I don't recommend staying longer than a year in the Philippines due to the medical/living conditions.

[@mikesphilippineretirement]

Thanks for sharing

[@michaelwright1467]

Great truth you speak here Mike. So many are enthralled at the beautiful beaches and water activities. And there are plenty of them. But the conditions there can be a lot less than what many are accustomed to. It was for me. It seemed like everyday people were coming to our house begging for something. We helped so many there who had nothing at all. it was just to overwhelming for me. We go back every other yr for 30 days. Thats quite enough for me.

[@michaelruiz7872]

@@michaelwright1467 ...once we moved far away from my wife's family, friends and neighbors, life in the Philippines became enjoyable. Also, the move to a gated community helped immensely.

[@michaelwright1467]

@@michaelruiz7872 Smart move my man!

[@watersbey25]

Xpats " trusting" the emergency healthcare system in the Philippines with pre existing life threatening health issues before they left the USA Ha. I've had some doctor appointments at St Luke's and Makati Med. Plastic surgeons and cardiologists. I don't feel comfortable with their diagnoses. You go to the lobby of the hospital, and they give you a list of doctor names with their phone numbers. You then chose a doctor, and telephone a receptionist for A 1,500 peso appointment. Many times they won't answer the phone so you book in person. GIve it a try Manila retirees it's only $30 max for the doctors visit. The wait is the usual 90 minute to two hours. That's fine. Just get educated here and in the USA to have the system work for you, and always protect your: 1.health 2 money

[@user-hu4fr8jw3l]

The best you could add is to marry an educated hardworking Filipina with good family that will not take your money.. be honest to them coz they think foreigners are rich people

[@ronitajames61]

They think that but most are broke 😂😂😂😂

[@JohnAdams-xc5yk]

Those woman do not date Foreigners

[@High-gp3js]

True. My experienced. Acting rich here in philippines and want to be treated like a King 👑 But in their country they are broke and probably homeless and sick or mentally,physically, financially unstable. Most of them are pretending, liar , deceitful run to philippines and look for someone to fool and treat filipina a slave

[@Lifechaser007]

You made this important point very succinctly better than anybody else who had talked about the issue. You hit all the right notes. Good job!

[@mikesphilippineretirement]

thanks

[@donk.5730]

Love this video. You are blunt, to the point, no extra chatter. I appreciate your well experienced comments. Thank you, Dk.

[@mikesphilippineretirement]

I appreciate that!

[@user-gm3sc7ol3h]

Very sound advice. Pay attention. Actually, it applies to anyone wanting to stay or live in a foreign country for an extended period of time. Always have a “plan B or C”.

[@adamgarey9807]

Yes Mike Very Good Reasons! Thank you for being Straight and Honest! Many Country Video Segments hardly talk about these very valuable topics! Best to You!

[@michaelgrider8135]

You are helping by telling these truths. It could save someone a very bad time and life . Thanks. Salamat

[@mikesphilippineretirement]

you bet Michael. You in the Philippines

[@RealGaryGibson]

When I came to Manila to meet my LDR filipina, we spent 2 months living together in a condo to see how we got along together. It wasn't a vacation, she cooked and cleaned while I worked on my computer and paid the bills. That was a great preview to our future life together and it was great!

[@mikesphilippineretirement]

nothing like boots on the ground

[@jesse75]

Fornicating was part of the deal too. Brings sex to the level of recreation not what God intended it to be. If it was no good, you both could bail out.

[@AlexSaidit]

I am agreed with that. I did the same after many failed relationship with western girls. I spent one month living with her and her mom. I always had my breakfast ready, my lunch, dinner and my clothes clean. Home was always clean, and I learnt many things from her that I lost or hid in this modern life. I will coming back on Aug-Sep and next year to settle down our relationship and spend my life with her.

[@RealGaryGibson]

@@AlexSaidit I'm going back to Manila next month to be with my filipina. I'm really looking forward to it! Good luck to you!

[@bendixonsghost7621]

@@mikesphilippineretirement ooorraaahh boots on the ground always

[@thomasq9181]

Great points guys. I've been thinking about it and will definitely take those into consideration. Thanks!

[@mikesphilippineretirement]

Glad it was helpful!

[@indiahenretta2962]

Thank you for your kind advice and guidance . All what you’re saying is the truth 👍🏻 from San Diego California USA 🇺🇸

[@mikesphilippineretirement]

You are so welcome

[@jonirving5606]

Great video, Mike. I am contemplating Philippines in my retirement. But I am a different sort. I lived in Honduras for 7 years. I saw the alcoholics and the guys with no money, and the complainers. I was there as a young teacher at an international school. The honeymoon wears off quickly. I loved the slow pace of life, but there are a lot of frustrations. I am in a good position financially to make the move in retirement. But I am only planning to visit for a couple of months. I may not like it. Who knows? This video is really important, because so many videos only talk about how great everything is there, and what a paradise it is. Yes, it is a beautiful country, but not for everyone. Keep up the good work.

[@mikesphilippineretirement]

thanks for sharing

[@Darth_Vader258]

@@eddieBoxer Because of the CORRUPT government in the Philippines 🇵🇭. Also the Justice system in our country is CRAP.

[@stevewebb4542]

Yes you get the same social problems anywhere in the world but if you are happily married to a Philippino then it makes sense to spend time there as well as keeping ties with your home country for obvious reasons like health ext 🤔 enjoy 😎👍🇬🇧

[@Matthew-gz4oh]

This is a must see video before moving to the Philippines. It will be great to see what you and Paul come up with on your collaborations.

[@mikesphilippineretirement]

any good ideas

[@Matthew-gz4oh]

@@mikesphilippineretirement You are both smart and creative, so should be fun.

[@lostlarry007]

Best advice around. Been there 15 times. And this info is very solid. Listen closely to this man

[@mikesphilippineretirement]

I appreciate that!

[@hadrianopolis1968]

I did many mistakes. I'm from Montreal. I met a very fine lady online and got engaged before I visited the PH with plans of retirement and buy a few hectares of pineapple farm. We spoke for many months on messenger. Then 3 months before my first visit there, I began to have strong doubts about my capacity to adapt to life there . I went for a month anyway and was very disappointed for many of the reasons you mentioned...the noise at night, the food, the cities...now I'm back home in a very sad state of mind 'cause my Filipina and I we truly love each other but I don't think her country is for me.

[@truthbetold6496]

Mike right now i am talking to an agent in Cebu, they are building a lot of condo and houses and they are planning a lot of expat to come over. This is the same thing as some videos in Dumaguete about expat being disrespectful to the Filipino people. Sadly this won't stop those people who are idiots and respect no one. Lots of people are going to come to the PH to retire and lots of them will get drunk and party all the time, its sad but that is life. Some people simply have no respect for nothing, i had a condo near Montreal the guy next door had 2 young kids, marijuana was not permitted but he smoked it day in and day out, i sold my condo because of this, even is girlfriend was stupid. For me if i even retire to the PH i am going to keep a low profile, i keep fit i love training i do not drink nor take drugs and i will try to avoid any encounter with other idiot foreigner who lack respect to others.

[@mikesphilippineretirement]

thank you so much for sharing

[@Jrey-tn1to]

Ohh that's sounds great

[@user-jy4ur9zs5d]

Well,if i were you my Friend i gave you good tip for ur own good , i don’t wan’t you to buy a condo because there’s a lot of miscellaneous bill every end of the month and i say buying a Condo is difficult ,unless if you have a big retirement ….So think of ,it’s better i suggest to you, buy a subdivisions lot instead of Condo…it would be more manageable to pay and easy for you to pay ….i made this comment to anyone so that if u are planning to buy a propertyy think it first! Merci ,bye !

[@jujjeelf309]

Good morals and values on display here. Thanks Mike.

[@mikesphilippineretirement]

thank you my friend

[@danejohnson8430]

Luckily, I’ve been to PI in the past and yes, it was an eye-opener of adjustments. But that was sometime ago now I have plenty of friends well let me say I have enough friends who are Filipinos and they are willing to guide me wherever I need to go since they live in the states as well. So I travel with them and they gave me the full experiences by island hopping. I could not ask for anything more! Live and learn!

[@xavierkoolat6926]

WOW !!! Best advice I've heard so far about moving to a foreign country from my home in the USA. Thank you. I've been viewing these types of videos about the Ph. Is. and Thailand for a few years now, and this one really lays it on the line. Best advice ever; a few I had not thought of as well. Great advice.

[@mikesphilippineretirement]

thank you so much

[@jansmith5832]

My husband and I are living comfortably here in the Philippines. We used to live in Colorado and we decided to live in Davao Philippines close to my family. He receives $3000 pension per month. I work as a Claims Case Manager ( Accommodation Consultant) and I am very lucky that the company I work for in the US allowed me to keep my job so I can continue and work remotely from Davao. Instead of staying at home and depend on my husband monthly income, I decided to continue working from home. We love it :)

[@jansmith5832]

P.S. If your Filipina wife or gf will ask you to support their family, that is not a good sign, lol... unless you want to do it. I never ask for money from my husband to send to my family.

[@mikesphilippineretirement]

thanks for sharing

[@monstaro19]

​@@jansmith5832 I'll tell them to grow rice.. I'll be in Thailand.. great points

[@tommyebay]

These are really good facts that not everyone talks about, thank you for putting this important video on your channel!!!

[@mikesphilippineretirement]

Our pleasure!

[@brainworthy]

Hi Mike. Thanks for sharing your thoughts. I plan on going to Manila for four weeks in November 2023 and staying in a very nice area called Uptown because I can stay at a friends’ Condo for free. If I like my experience, I can go back and check out some other areas of the country. I’ll take your advice and be careful and respectful while visiting the Philippines.

[@rolandmeyer3729]

It is cheaper away from the big cities, of course.

[@Gurkha9]

Most of your points make sense and are true if you've never travelled much or actually never been to the Philippines. The biggest mistake anyone can make in my opinion is proper financial planning as well as an exit/backup plan. But since most of your audience is 55+ I would think (maybe hope) that they have taken the time to sort that out already.

[@mikesphilippineretirement]

yes

[@mikesphilippineretirement]

@@ajw9377 glad to hear that

[@real_Pinoy]

I'm going to retire to the philippines when I turn 55 years old

[@Stevah00]

Yes, his advice about going for an extended period, 3-6 months is most important. Come back to the US after that. If you still love the PI, then go. ALSO, where-ever you retire to; don't buy a condo or house for at least one year. You might hear about a better town or part of the state. Sales men will tell you: never again will you see a bargain like this- you must buy it NOW! ... My rule is: if it is no good next month, then it is no good today. There will always be another item for sale just as good.

[@davehood1514]

Great real world advice, no substitute for experience and local knowledge.

[@mikesphilippineretirement]

Absolutely!

[@CesarMartinez-oc4xm]

You're right. I fully agree to what you've said. Great advice. .

[@mikesphilippineretirement]

thank you

[@antientdude1100]

Thank you guys for putting out that valuable information.. Each point you mentioned was right on spot.

[@paulcohen6727]

A couple of other things that guys from the U.S. might not like (or at least, I don't like) are the loud drunken music on New Year's Eve and at birthday parties and also when they burn leaves and make the air smoky. Those are my pet peeves but at least they're not done everyday so that I can put up with them. I love my Filipina wife and her family and am generally happy with everything else here. I was lucky that things worked out on my first visit and we got married after I had been with her for three months after chatting with her online for two years. Eventually we'll go to the U.S. but just for a visit; the Philippines is my home now.

[@mikesphilippineretirement]

no one likes Drunks singing....hahaha

[@Danno_A_Jyd]

@@mikesphilippineretirement tell that to the fans of Dean Martin. hahaha...

[@robertbodnaruk6710]

Another video packed with true facts. I visited the Philippines twice, once in Feb-Mar/22 and in Oct-Nov/22 for 30 days each visit to visit my fiancé’ who lives in Manila area The points you stressed are all true and need not taken lightly. I, personally would enjoy the Philippines but away from the Manila area Are there good hospitals in the Dumageti area Thank you both God bless you Thank you

[@mikesphilippineretirement]

thanks for sharing

[@angelpadilla1119]

there are several vlogs about hospitals in dumaguete phils and they came with conclusions that it is above average health care. so just research and not take it with a grain of salt.

[@hanshogqvist7927]

Good advise! I have been living 6 years in east Africa and had everything set up about as you advised.

[@ericpohl2512]

Very wise counsel Mike. Your directness is somewhat humorous on a serious topic.

[@rabukan5842]

Good one Mike and Janet. Important upfront honesty.

[@mikesphilippineretirement]

thanks

[@alcook2024]

Excellent video! Keep the good work up providing great common sense advice for frankly moving anywhere abroad.

[@mikesphilippineretirement]

thank you so much

[@otepnanula4974]

You hit everything and it's all true. This is a very good guidelines for someone planning to move to the Philippines.

[@mikesphilippineretirement]

thank you

[@jamesrice4364]

Great Video! You're absolutely right about the 10 reasons not to retire there. I agree with every single one of them.

[@mikesphilippineretirement]

Yes! Thank you!

[@billl8507]

Once again really great advice for people who have never been there and really do not know what to expect. You are doing a great service to people who think that they're going to move there and be in Paradise without spending some time there. When I was there last summer for 6 weeks everything seems so strange by the time I left I knew that I would be back to stay in as soon as possible. Let me know if you got my emails with a videos of my house in Toledo Cebu

[@mikesphilippineretirement]

yes I got them Bill but need to sit down and reply

[@GradyGordon-bl9py]

Mike and Janet I really enjoy the channel and the great information you provide, I am planning on visiting the Philippines by the end of this year, I have been doing a lot of research and your channel has been a great help. Thanks again Gordon

[@mikesphilippineretirement]

Welcome Gordon

[@kn-qz7by]

All good points and important things to consider for sure. This type of video would be even better divided into time segments so that viewers can rewatch specific segments much easier.

[@kn-qz7by]

To my NYC ears you have a Chicago accent. Am I close? Have you found any pizzerias in the PI that serve Detroit-style (my favorite) or Chicago-style pizza? How about Italian food in general in the Philippines?

[@mikesphilippineretirement]

noted

[@delmarrey9077]

Mike, great advice. My system is we live in our nice house in Imus Cavite for 7 months and then go to our vacation house for 5 months in upper washington. This gets us out of the cold in the winters and out of most of the heat in the summers. We take care of our medical concerns while in the States like physicals and medications, which we bring with us. My wife has lots of family in Cavite and gets to enjoy their company while there. Then we get to pursue our summer interests while in the states. We did this by selling our house in the states. We split up the money for 1 house in P.I. and another small house in the States. And about 25% went into a nest egg. Now our SSA gives us enough to live comfortably in both places w/o worries. One really needs to plan ahead to live in both places. We buy our plane tickets shortly after getting back to the States, which helps keep the price down quite a bit. And you are right to say “Don’t come here if you don’t have an income”. I’ve estimated it costs around half as much to live here in P.I. if your activities are no different then in your other place. But if you want to travel and see the sights, it’s going to cost you. If you stay longer then a year, it’s going to cost you. If you want luxury, it’s going to cost you. I use Grab, busses and trikes, but to own a car will cost you. We have an electric vehicle for just getting around the neighborhood for minor supplies and visiting family. BTW - Drugs could get you killed! Our Regards to you Mike and Janet.

[@richardclausen154]

Glad to see your comment. I am a Washingtonian, but have done a lot of work in Asia. My plan is to split the time as you are planning, but just getting started in my preparations. Would enjoy to chat more.

[@davidkaiser810]

I found out something interesting today. I moved to the Philippines from Arizona USA. It seemed to me that sounds travel faster and louder in the Philippines. I Google it and sound does travel and sound louder in a humid climate. Who would have thought

[@mikesphilippineretirement]

wow learn something new everyday

[@Tagurrit]

Yes. Sound travels faster in water too. Here in Arizona it’s very dry as you obviously know! I’ve lived in Hawaii so it must be like Phil’s!

[@Stevah00]

So tell me, I live in Phoenix, will I think the Philippines is hotter?

[@reread2549]

A great video. Thank you very much I think this video also applies to Thailand or most southeast Asian destinations. I’ve spent a lot of time in Quezon city, but I’m gonna try about six months near Davao and there’s no way I’m burning my bridges behind me. If I drop dead in the Philippines, I’m all right with that I’ve been here before but I definitely have savings and a back up plan so when I test the waters I have options. Thanks again for the video.

[@mikesphilippineretirement]

thank you for sharing , and you are welcome!

[@elliotmarx7776]

Very well done, especially you live here and you know. Thank you for sharing! The thing about food here was spot on...and even more so, a very common thing here is you go to a good restaurant and many things on the menu are "sold out". One thing I will add is both my fiancee and I love hiking. It's not like the USA or even Taiwan where you could just go to a mountain and hike. You need permits and people to accompany you for safety. But the surfing and beaches here are really top notch and the water is always warm...that makes for many very enjoyable weekend getaways.

[@johnmason4430]

Thanks for the information very much appreciated some points o didnt consider so thank you

[@peterschamp3060]

Mike and Janet,this was another good video! and o yes you naild it on your 10points..keep them comming the video's like that.

[@mikesphilippineretirement]

thanks will do

[@steveperyer4850]

Sound advice Mike and Janet😊

[@mikesphilippineretirement]

thank you

[@markcriscuolo6526]

Well put. Good info.

[@mikesphilippineretirement]

Glad you think so!

[@paulfredrickson2181]

Wise information. I agree totally.

[@mikesphilippineretirement]

thank you

[@kikoperez8590]

Thank you very much for your advice

[@mikesphilippineretirement]

welcome!

[@Chu6um]

Great advice and information for those who dream of relocating. One item I'd recommend folks have would be adaptability. There are no 'full proof' plans, and having redundancies still can run into unforeseen problems/changes. With the ever present threat of power loss, communications down, typhoons, volcano eruptions, tsunamis, and various other things that can disrupt one's 'plans', being able to adapt to those changes will make life a lot easier. It should go hand-in-hand with that valuable patience one should bring with them. Be safe and looking forward to other great pearls of information!

[@mikesphilippineretirement]

Thank you for your comment..my friend

[@emedelineabas5685]

Very true. I'm gonna share this video.

[@mikesphilippineretirement]

Please do

[@TheeILuv489]

Thank you so much for this. I really appreciate the dose of reality!!! I definitely needed to hear this.

[@mikesphilippineretirement]

You are so welcome!

[@koufax174]

Great content! I would make it simple: if someone is not 100% accountable and 100% responsible for their choices and behavior, do not go. Also, if someone doesn’t have a contract with reality and is not living with magical thinking, do not go. I think if someone doesn’t live with the philosophy “do no hard” do not go. Thank you 🙏🏼

[@mikesphilippineretirement]

thank you for your comments

[@cidron3843]

Greetings from Thailand. I do agree with most of your list, and it applies to all of Southeast Asia. Being on vacation (week end millionaire) in Asia and living there are totally different worlds. Living the expat life in Southeast Asia isn’t for everyone. Take care

[@mikesphilippineretirement]

thanks for your comment

[@jaybartley8054]

I’ve been there a few times and I agree totally with everything you said. Nice job.

[@mikesphilippineretirement]

Thank you

[@lindsaycharles613]

Very good advice. My wife and I have been married for 17 years now and every year with the exception of when COVID hit we would go to the Philippines for a month or more to holiday. We live in Australia and she loves it here so our home will always be here. Your channel is very informative.

[@larrygraham3377]

Hi Mike, Thanks once again for all the wonderful advice. Many of the situations you describe are very scary, but they can actually happen. I'm on Medicare and it's interesting to know that my coverage will not follow me there. You are very correct in you statement about money not lasting long after you arrive there. I found this out the hard way on my first visit to the Philippines, however I was better prepared on my second visit. Again, thanks for the excellent advice.

[@mikesphilippineretirement]

Thanks for sharing!

[@themosquitoguy3529]

Mike - I have been told that pre existing conditions are not covered for the first year of the insurance plan. That is am important detail to make your viewers aware of.

[@mikesphilippineretirement]

If living overseas understand what your insurance will and will not cover

[@mike.p.1400]

That’s true. One year.

[@Dennis-fg5sd]

I’m a Filipino/American and just returned to the states.I guess you’ve just described my attitude Mike . 😂 sometimes I’d like to go out and clean the streets!

[@mikesphilippineretirement]

Thanks for Sharing

[@henrychua6476]

Good points Mike. Thanks

[@mikesphilippineretirement]

Thanks for watching!

[@lifejourney5235]

Very WELL SAID 👏 👌! I HOPE ALL FORIEGNERS WILL HEAR TO THIS GOOD ADVICE ..

[@Geoduck.]

Anyone who is considering moving to Philippines should view this more than once. Please understand what Mike is sharing is important information.

[@mikesphilippineretirement]

thank you my friend

[@jesse75]

You can only learn so much from a video. You have to experience it for yourself eventually. It's not what you think. You have the heat the bugs and nowhere to sit comfortable in public, because everything is built for short Filipino not us giant westerners. Then after that, if you manage, you can start to see if you can make it. I carry a folding chair with me always.

[@edgarwangsmo6]

@@jesse75 😶and a tricycle with a skyscraperroof 😏

[@nolove857]

This is very true. You need to be here a long time to understand the way of life.

[@josephpau332]

Yes brother totally agree with you 👍

[@jamesnichols2511]

outstanding vlog Mike. A lot to think about before committing to moving to the Philippines. I'd like to move there, hopefully with my son and his Filipina wife, who has family in Antique. If I live by myself, I'd prefer a condo with a nice swimming pool and security. I'm already 73 and single, and in decent medical shape, so far. So I'd prefer living close to a good hospital, just in case. Otherwise, my family wants me to live with them there. Hahaha, my son even told me I can have a gf, as long as she's cute.

[@concepciondental7953]

good for you to have relative close to you when you guys get there.

[@mikesphilippineretirement]

great to have family close

[@felmerjosephmonsale4086]

Antique is a good place

[@josephsea9377]

They're All Listening Mike and thinking more than 2x. Salamat Po 🇵🇭👍

[@mikesphilippineretirement]

I hope so

[@mick-berry5331]

Very good advice ! I hope a lot of guys take heed, helps them avoid a lot of grief and a bunch of problems. Nice video, thank you.

[@mikesphilippineretirement]

welcome

[@jameswraith115]

A man with wisdom. Great info.

[@mikesphilippineretirement]

Glad you think so!

[@robertgillies9382]

A lot what you say about the Philappines applies to other places as well especially Latin America. I retired to Panama 23 years ago and I am still here. Panama has the advantage of being much closer to home a 3 hour flight to Miami. Also the US dollar is the official currency but otherwise some similar concerns.

[@billdooder2558]

After living here 7 months, couldn't agree more with the points he is making! 👍👍

[@timgutierrez2211]

I have no plans to ever live there but a vacatIon sounds nice. The best thing by far about your channel that keeps me coming back is your no BS approach. You guys are likr an on line travel agency that tells thr truth . This is what people need to see.

[@mikesphilippineretirement]

Awesome! Thank you!

[@errolandrade4235]

Thank you Mike and Janet. I am planning to retire in the Philippines in the next 5 years from Australia. Your video has been extremely informative and an eye opener . 👍🏻

[@Support_4.0]

dont do it, i lost all my money

[@geebert23]

@@Support_4.0how you lost your money?

[@exploredumaguete6200]

Nice one Mike and Janet 👌

[@mikesphilippineretirement]

are you in Dumaguete?

[@exploredumaguete6200]

@@mikesphilippineretirement yes 😊

[@jamesrosa5141]

Great insight and you’re spot on with each comment.

[@mikesphilippineretirement]

Glad you think so!

[@alexshortsplus]

Janet and Mike.....super mega great advice ✌️✌️👍👍💥

[@mikesphilippineretirement]

Thanks Alex

[@cecilwampler8733]

Good one guys. I think I have the patience to live there, but one never knows until they get in one of those long lines on a hot day.

[@nawiabdullah7437]

Very true and a very good advice. Very sensible indeed. Thank you.

[@mikesphilippineretirement]

Glad it was helpful!

[@RoyMusic11111]

Hello Mike and Janet i am a fairly new subscriber to your YT channel. After watching your 10 reasons why you should not come to live permanently in the Philippines. Thank you Mike i have found your advice to be totally 100% brilliant and oh so very true. I am one of these foreigners who is planning to come to the Philippines with the goal of either renting or to lease land and a property. Luckily i am financially solvent and i know exactly where you are coming from Mike after living permanently in Thailand between 2014-2016 with my ex Thai girlfriend. I have decided to give the Philippines a try mainly because i believe around 80% of the population can speak good English. Very informative vlog Mike. I think this kind of video is a first on You Tube very well said and some very good advice Mike and Janet. You both have a lovely day. I may be possibly the 7,001 foreigner who ends up in a place like Dauin or Valencia and or just stay in Dumaguete whilst i take plenty of time looking at land and property to rent or purchase just like "Building the Philippines with Greg and Wilma" YT Channel in Dauin. Their house build has almost helped me to decide to come and live permanently in the Philippines for the UK Government has crashed the economy and it will take several years for the country to recover. Thanks to Greg's videos i have been following i now know that i can easily afford to buy or build a similar property and with a private swimming pool which is a main wish for me coming from much colder Scotland. After living in very hot Thailand with Avg temps of 33 to 40 degrees for 10 months of the year the Philippines heat and the torrential downpours of rain i can totally get where your great advice is coming from Mike and everything you have said is true. My first 59 day trip is to decide on where i would like to settle down. I hope to visit Puerta Princessa, Palawan and Coron islands then fly to Boracay and or Cebu Mactan then after Boracay i will come back to Cebu for 4 days visit only then fly to Dumaguete and stay for 29 days and go to a lady realtor in Dumaguete that was showing a 4 bed 3 bath house with its own private pool which was on Miss Pea YT channel. At 10 million PHP i too thought the property was a little over priced especially when you compare the grand total price of Greg and Wilma's house and pool build and land costs was only 8 million which is around my own budget. I will still plan ultimately to buy a new 4x4 vehicle of some kind plus buy a new Honda automatic 150cc scooter but only to drive around the provinces not in any city. I ain't that crazy! Ha Ha. When i arrive in Dumaguete it would be lovely to meet up with yourself and Janet and go and enjoy a nice dinner and drinks. I do not smoke and i do not drink any alcohol or atleast not since leaving Thailand in 2019. I can enjoy myself fine without alcohol i can take it or leave it just to be sociable. You both have a lovely day. From Roy in Scotland. 😊😊😊❤

[@zenaidasewell5132]

those places you are visiting are all beautiful! Going to Palawan soon in couple months, stopping by in Cebu and dumaguete.. so excited!!

[@michaelcasebeer4037]

Hi Mike and Janet, I've landed in Cebu two days ago. I watched your honest down-to-earth vlogs Thank you for them I was in Thailand for six month but I was isolated and lonely because Thais' generally don't speak English. Thailand is not ready for the prime time. So I am here for retirement. I will be watching your vlogs for helpful hints. Thanks!! Mike

[@mikesphilippineretirement]

you coming to duma?

[@garypierce7380]

Thanks.This is good advice for anyone planning to live anywhere outside of the US.

[@mikesphilippineretirement]

Glad it was helpful!

[@user-qf8qd6up6r]

Thank you for the information!

[@mikesphilippineretirement]

Welcome!

[@leroyybrown]

This is a great checklist. Really gets you thinking about the challenges ahead. The one thing I wasn’t prepared for (on my 3 week PH vacation) was just how slow the pace is. The best way I can describe it would be “it was below my stall speed”. I was resisting the slowness. Only in the 3rd week was I beginning to acclimatise. The other thing that surprised me was how quiet the Filipinos themselves generally are (karaoke aside). All of the noise in PH comes from Roosters, Dogs and internal combustion engines with loud exhaust (and Karaoke).

[@mikesphilippineretirement]

slow slower and we will get to it next week..hahaha

[@heiko4983]

I have to smile a little at what you're saying Mike, but you're right about every word you say. I've been to the Philippines twice, twice for two weeks. I have my super dear girlfriend here and from the rooster, dog, chicken to karaoke, patience and volume - everything is right. But I love it, it all belongs to the Philippines and makes the Philippines so unique, unique and such a livable and lovable place for me.

[@mikesphilippineretirement]

That's awesome

[@jesse75]

The heat. The bugs. Not many places in public to sit down. If you ride a jeep, head is always bent over because you are tall. Can't always sit in front of jeep next to the driver which is the best spot. Better yet. Get a motorcycle, can Kool off be comfortable.

[@josephrobi6806]

@@jesse75 The bugs 🐜 the snake 🐍 goats 🐐 coq 🐔 etc unstop. Smoke burning 😢. Always bugs in the house and spider webs 😅

[@jesse75]

@@josephrobi6806 I forgot one. Getting sh!t on by lizards crawling on the ceiling of the bedroom. Sometimes they fall in the bed. I forgot that one about burning garbage. Even the plastics. It's disturbing to see how Filipino carelessly pollute their waterways. Especially washing clothes with heavy detergents. If you look at the ingredients of the soap, you will notice some things in the mix that makes the clothes clean/ white, but are outlawed in United States. Phosphates is one ingredient I remember.

[@TheRalphacosta]

You go girl. Its about adaptability. Its as good as you make it wisely. No drugs, no addiction of any kind and your good to go.

[@sansuramsey7094]

Mike and Janet, thank you for being honest. Take care you guys!

[@mikesphilippineretirement]

thank you

[@user-ub8hg8bp7i]

Thanks for the very good advice, I thought I did my research, but I didn't know all this . Cheers mate 👍

[@mikesphilippineretirement]

Any time!

[@papawsplace]

Sounds like great advice to me Mr. Mike. 👍

[@mikesphilippineretirement]

thanks

[@gingerfilipovic7646]

Great video! I specifically like rule number three… If you’ve never been there, don’t just go there. You have to experience it first. I happen to have lived there for two years and just came back recently after being there for two weeks. I still love the people, and I still love the Philippines. I am considering moving back

[@mikesphilippineretirement]

Thanks for sharing! If your in Dumaguete we can meet up

[@ForeignLifestylestory]

all very good advice.. wish more people would listen.

[@mikesphilippineretirement]

thank you

[@RatchetSprite1]

I wish I heard this advice before I moved to New York for half a year a year ago! It would have saved me a LOT of money and stress!!!!!

[@zimakos777]

Thanks for the valuable tips Mike. I'm a 45 yr old New Zealand Maori living and working in Australia. My wife whom I met in Australia, recently moved back to her homeland in the Philippines with our 5 year old daughter. I'm actually planning on moving over there to be with them full time, in about a year or so. I totally agree on how important it is to have certain plans set in place, before moving somewhere foreign. Back up savings, exit plans etc 100%. I couldn't imagine nothing worse than having no plan and no money whilst being stuck in another country. I do own an investment property in Sydney, which is currently being rented out and my background as a miner allows me to travel back and forth frequently, so that's definitely part of my backup plan. Fortunately my wife has family, a nice house and a small business in Bulacan, but at first I was totally against the idea of moving over there. I had absolutely no intentions what so ever. Questions like, what would I do for work, how could I make an income, could I handle the life style/food, could I handle living abroad in a country that is way different to where I come from. What happens if I become ill, let alone homesick. Do I want move there? Well obviously, my wife and daughters there, I've got no choice. So finally after months of thought and planning, we agreed that I could make the move without potentially putting myself at risk. I have been over there once for a short vacation to catch up and honestly, I didn't like it one bit. It reminded me of Thailand where I spent 3 years lol.. Only difference being was that I wasn't far from the beach then, where now Bulacan is out in the country and hours from the beach lol...besides that, I get on really well with the family and I know alot of them from when they were on vacation or living in Australia. Honestly I think by truly respecting the people and understanding their values, would also help by adapting and having a tonne of patients as well. I'm not a heavy drinker and don't do drugs, so trouble is the last of my issues. Although I'd have to work most days to keep myself occupied, otherwise I go mental. One of my problems is that I work to a point where I expect today's jobs to be finished yesterday, you catch my drift. So yeah, adapting to the pace will definitely be a challenge but doable I think. I have a business idea in mind doing Texas BBQ. I'm investing in a smoke pit rigged up on a trailer, which will allow us to move it around to different locations. It's a passion I've been working on over the years. The focus would be catering for Commercial and local Businesses, (Promos, Xmas parties etc). Also serving to the Public at special/sporting events, pop ups and Private functions (Birthdays, weddings etc). I also think it would be the perfect way to give back to the the local community (schools, hospitals etc) by doing fund-raisers and basically helping others somehow. I'll test the waters first, but really look forward to the challenge. One step at a time as they say. I really appreciated your video mate, a real eye opener which points out great and useful tips for those thinking about making the move. Always learning something new, thank you both. Salamat 🙏 Best wishes Cheers Jim

[@aloha2104]

Best of luck, mate. The Filipinos/Filipinas are nice, friendly, hard working people. You will be Ok, don't worry.

[@billyakin3301]

Thanks Mike 😊 Thanks Janet 😊

[@mikesphilippineretirement]

You are so welcome!

[@OneJuanWon]

Brutally honest, which is needed to hit the point(s) home. These are all very good reasons and anyone contemplating retiring in the Philippines should heed them.

[@mikesphilippineretirement]

thanks i hope a few listen do not need to follow just understand what you getting into

[@leahcheng-sigma1875]

I do agree. Always make plans. Thank you so much for strongest advice! You help a lot of people. Really appreciated.

[@mikesphilippineretirement]

You are so welcome!

[@DikaMo]

Serious delivery, but seriously good information 👈🏿

[@mikesphilippineretirement]

thanks

[@ozzyjohn1458]

I travel a lot and lived in several Asian countries as well as Australia and Europe, you are right, similar thing happened to me in Thailand,, things got bad with the girlfriend's mother, the money was never enough until I started giving my possessions away secretly moving them to a friend's house then one day I said I needed to renew my passport in Bangkok, never went back, barking dogs, I sold my house in Europe because of that, it's just me, I sail around the world as well, people often ask how do you fund that life, for many sailors you will find they have some rental property that sustains them while they trot around the world, I've seen so many people loose everything to the girlfriend it's nothing new, In Bangkok as an example you will see beggars near the metro entrances only to take a closer look at them and see they are foreigners with no cash to go home, don't be that guy, your money will evaporate so quickly have an exit plan.

[@mikesphilippineretirement]

thank you for sharinng

[@donpeace894]

Are you done lying yet ?

[@johng4093]

Good story about "renewing your passport" and never seen again.

[@user-tf9nn9ij8j]

Good advice,thank you

[@mikesphilippineretirement]

Glad it was helpful!

[@pcbondart]

thank you for sobering advice!

[@mikesphilippineretirement]

You're so welcome!

[@lokin4truth]

This is one of the best summaries of the differences of our respective cultures that may affect the enjoyment of everyday life as a retired foreigner I' ve encountered in KZbin. His advice is a 10 out of 10 on the reality meter. You need a lot of patience, money and flexibility to thrive in the Philippines.

[@mikesphilippineretirement]

thank you so much for the nice comment

[@lancefogle1433]

I AM DOING MY Q& A ON EVERY DAY LIFE IN THE PHILIPPINES. HEALTH AND DENTAL INSURANCE AND COST OF HOUSING,FOOD, WATER AND TRANSPORTATION BEFORE I MAKE THE MOVE FIRST 😊😊😊

[@MariaGarcia-gv8hj]

Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 45 and my husband is 51, we are both retired, no debts. We are planning on relocating to Thailand. We are currently living a frugal and financially savvy lifestyle and generating passive income even during this recessionary period. Our commitment to saving and investing in the financial market has enabled us to maintain this lifestyle and continue earning monthly passively through investment!!

[@lovetypauline6530]

Congratulations on your early retirement, Interesting indeed! Currently, I am in dire need of investment advice or tips. Last year, I hesitated and failed to take any action until the year concluded. However, this year, I am determined to try something new, as I am very receptive to various investment ideas. I want to be retired in my forties or fifties.

[@MariaGarcia-gv8hj]

No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with Claire Martha Magalhaes to create a long-term investment strategy, and she assisted us in managing our investments while we focused on my jobs without any concerns.

[@lovetypauline6530]

Thank you for your advice. It's challenging to find a reliable investment advisor here, and I appreciate your input. Seeing the successes you've achieved through investing, I would love to have access to your investment advisor's information if you wouldn't mind sharing it.

[@MariaGarcia-gv8hj]

I work with *CLAIRE MARTHA MAGALHAES* ,who is based in the United States. If you would like more information about her, you can conduct a search online. She even got featured on CNN recently.

[@davidomcculloch3109]

Maria, Thank you for talking about your financial consultant. I will definitely look her up and try to get in touch with her. I have realized that relying solely on KZbin videos and attempting to manage my finances on my own hasn't been very effective.

[@FBA-Renaissance]

Thanks for the WISDOM!! 😎 I think this good advice can be applied to other countries as well

[@mikesphilippineretirement]

Absolutely!

[@Dhspat]

Informative. 👍🏻👍🏻👍🏻

[@mikesphilippineretirement]

Glad you think so!

[@briandorobiala5439]

You're absolutely correct. Me and my wife lived in Cebu for 10 years and I saved enough money and have a pension. If I didn't have that money there is no way I would have went to the Philippines. You really hit on what the Philippines is all about. I

[@mikesphilippineretirement]

thanks Brain

[@briandorobiala5439]

@@mikesphilippineretirement I just hope others that want to go to the Philippines reads your comments because it's ALL FICTION

[@mikesphilippineretirement]

@@briandorobiala5439 I hope so