Retirement Planning எப்படி செய்வது: எடுத்துக்காட்டுடன் விளக்கம்

[@pattufreefincal]

English Version is here kzbin.info/www/bejne/nHOzfqZtfd11nZY

[@selvasivaganeshp9530]

Dear sir u said expense for monthly and calculating factor on yearly basis

[@praveennin]

I'm 32. Thank you so much Mr.Pattu. Much helpful. I have seen many retirement planning. But this is indeed!

[@rajrajesh9514]

I'm 35 thank you

[@dk2969]

How did i miss the prof's lecture all these years? 😂 he explains it well. no gimmicks. pure objectivity.

[@iyyappanswaminathan7812]

Excellent explanation.... that to the way you projected “Saavu” .....it’s hilarious

[@HHP2022]

Ha ha.. I too noticed

[@balagkec]

I saw this video 3yrs ago and it changed my life for ever.. I was zero when I saw this video now am in track for financial freedom..

[@vimalasenthilkumar4594]

Super

[@yaminiravi3915]

Great

[@btceth9409]

Super 🎉

[@sivaskumarb7664]

Haven't expect an IIT prof will speak close to heart, and particularly that saavu , love it. Very beautiful and clear analysis, sir.

[@cbeshyam07]

I never knew you had so much of sense of humor! I had seen most of your videos in English which made me think you were a very serious guy. This certainly gives us a definite number we need to invest. Thanks Professor!

[@senthilkumaran8502]

Before seeing this video, I took retirement planning lightly, but now i need to consider it serious than other financial goals.. And I'm going to create my own excel sheet.. Thank u Sir... u made our lockdown days very informative..

[@sulthanalavudeen9281]

Definitely you may get Diabetic & BP, Life should be a cool

[@deepalakshmi8400]

@@sulthanalavudeen9281 - I wonder what made you come here then?

[@jaydraws2019]

bro its been 4 years? How are things going?

[@balaji9412]

மிக மிக சிறந்த ஒய்வு கால திட்டம். வாழ்க வளமுடன்.

[@ariharasudhan545]

Very simple and clear way to showcase complicated planning. Very well presented. Thanks

[@kprabhu1986]

Luckily Quicktime didn't crash!!! Very useful video.

[@skanjanasridevi4439]

I have never done a retirement plan. Atleast from now, I have to plan. Thanks for explaining in a simple and easy method.

[@sharmi45]

Thank you Mr.Pattu, After 4 years I am watching your video, could have been helped me a lot if I watched 4 years ago. I think I am bit late to start but not a big deal at least I can pass it to others who need this and its really a very important tool for everyone. Thanks for your efforts.

[@seethahexa]

2:52 is the maas, SAAVUU.hmmm. 85 ... Sir, u are very realistic person and your words are very practical. People hesitate to think talk about their old age, u nailed it sir.. but i cant stop laughing by seeing 2:52 for a long time.

[@srenga49]

Very good Mr Pattu. I am now 72. I did not have a chance to see such plan in y previous years. Further I had to support to my parents. Somehow I managed to make a good format. As o today I am able to invest in mutual funds every year. Now I try to make an excel sheet for my future. Thanks

[@Dhkskxsjjsjsnh]

Sir sathiyama soldren neenga periya aalthan. Ivolo naal yellarum pattu sir pattu sir nu solluvanga, Avan yenna avolo periya alla nu nenchen. But unga video patha aprm tha theriuthu yen nu. Really great sir.❤

[@padmanabanv87]

Thanks Pattu Sir for guiding us on our retirement planning. Wish I had this information 10 years back 🙂

[@bennythomas90]

Am 34, I've been making random investments up to this point. This sheet is going to be a game changer and provides a clear goal and more clarity on what’s actually needed. You’ve made it much simpler- thank you!

[@venkatakrishnanjayaraman5410]

Namaskaram Pattu, I just constructed my retirement Calculator just the way you did. Thank you now i know how much i require to invest to achieve it. Nandri...

[@prasadkrishna9978]

Kadavule kanna thoranthutinga ivlo naal epdi ungala gavanikama vitenu theriyala. Romba thanks. Nala bayamuruthi epdi investment plan pannanunu supera solringa.

[@thirumalaikcse]

வணக்கங்க, மிகவும் எளிமையாக உள்ளது. அனைவருக்கும் புரியும். நான் இதை ஏற்கனவே உங்களின் Goal based Investment குழுவில் பார்த்து செய்து விட்டேன்.

[@aravinthara4096]

Thanks sir .Very well explained about the retirement calculation.

[@rmns987]

Excellent video. He mentions in the video Investment p.a = EPF+PPF+NPS+Stock

[@PrincePalani]

Hi Sir, Watching your video for the first time. KZbin suggested my your video. One good suggestion that KZbin gave for me. An eye opener video. The same genric explanation will be charged nearly 1000 to 2000, If I consulted a financial planner. Thank you so much. Will be a regular follower and provide my support. All the best for your future endeavours.

[@suriyakumar1306]

Dear Pattu Sir, Thank you for this video. No one else can explain better than this..👍

[@Lipton121084]

நன்றி அண்ணா வாழ்க்கையின் புரிதலை மிக அருமையாக சொன்னீர்கள். மிக்க நன்றி அண்ணா மகிழ்ச்சி சிறப்பு..

[@srinathpadmanabhan]

Inflation is the real enemy sir. When I kept inflation at 6 % for a monthly expense of 40k, the monthly investment required is only 20k but when I changed inflation to 8%, the required investment amount is 52k/month. For now, I am keeping it at 7% where the monthly investment required is 33k and the retirement corpus is the magic number - 7 crore

[@MrSmarthunky]

Sir.. for the same monthly expense of 40k with inflation 7%, the required investment for me is 63487.47328 per month. Getting confused if I am missing anything

[@liveandletlive5045]

Age boss? What age input?

[@venkateshsubramanian500]

Hello sir, more of financial planning, I liked your advice for having fear. I am 27, and have put 20K per month in my expenses with 7% as inflation. Need to build corpus of 5.5Cr. This will really help me to invest in a disciplined manner every month. Thank you so much.

[@MrAnonymousSAH]

How's it going bro?

[@Yoga_Anjanai]

Karumam, ezhavu, saavu.... Good calculation

[@Chandramohanexperiencesoflife]

Kadavuleyyy… urs first video. Entha excel ah tha epdi panrathunu evlo naal yositu erunthen. Nanri kadavuleyy🎉🎉🙏🏻🙏🏻

[@srirams5368]

கண் திறந்த தெய்வம் நன்றி 🙏♥️💞💞

[@saikiransirineni5820]

I am a Telugu guy, i understand little Tamil, the secession is excellent Sir 🙏

[@sivasubburajank5092]

Now I'm 30 sir but i got a job in 10 yrs back iam wasted every money. Not aware of SIP , Future retirement plan. But ur videos helped more thanks sir. I recommend ur videos to my frds and my family members.

[@manimarankrishnan4109]

This video is eye opener for me. Everyone must watch the video. Thank you for sharing your knowledge. God bless you and ur family🙏

[@SathyaRengarajan]

Very Nice explanation sir. This helped me understand that I am kind of already approaching financial Freedom at my current age of 42. But, I never calculated it sir. I was just simply working, earn and invest that is it.

[@tamilmaran5513]

காசு இருக்குற வர வாழ்வோம் காசு தீர்ந்தா டிக்கெட் எடுக்க வேண்டியதுதான்

[@ingeniousloopz775]

Ketta udane ticket kedaichduma..Loose mathiri pesitu irukama. Investment plan pannu..

[@blackgold8717]

உழைக்கிறவரை வாழலாம்❤

[@ManiKandan-zj2lr]

Hi Sir, I subscribed your channel after watching your interview with Finance Boosan. Many thanks making the contents in Tamil. I'm able to share it with father and other family members. You are amazing and doing a fantastic job sir.

[@pattufreefincal]

Thank you

[@krishnasathya5272]

yes came here from same video

[@mkumaran586]

தங்களின் பயனுள்ள தகவல்கள் சிறப்பு சார்❤

[@kartheee16]

thieivamey....!!!!thieivamey....!!!!thieivamey....!!!!thieivamey....!!!! thalaivarey...!! thalaivarey...!! thalaivarey...!! savvvvuuuu....ticketuuuu... you are keeping it POINT BLANK, salutes...!!!!! :😍😍😍😍😍

[@pradeeppep3761]

Thanks for this one in Tamil. Able to catch the point more clear and easy to share with friends n dears

[@RajaSekar-eu1nk]

Not just financial planning i learned excel tips as well. very thank u sir

[@utkarshsharma7878]

I have 1 degree from NIT and two more degrees from IIT (spent 11 year in them) and have lost respect for profession of professors especially at IITs. You are the first professor who brought it back.

[@tamilaudio3936]

Hello Sir, Just got the time to watch the video. Excellent content. I already did my calculation from your English videos. I am 8 years away from financial independence. Regarding inflation, I strongly agree with you..! However, I did a small case study in my home town (Almost Village). Expenses in Village is exponentially small in comparison with expenses in city like Chennai. Also, I am from Agricultural family. My parents still do farming. Their expenses are extremely in control(Increasing very slightly each year though) what ever the GDP of the country. After the study I understood that, India has two kind of economy. One is GDP based economy (City). The other one is farming based economy (Village). Luckily in India still many people does farming. So, the other way to manage inflation apart from investing more is doing farming..! :-) Interested to know your thoughts on it.

[@jaganathanchandrasekaran6027]

@Tamil Audio - Great point to overcome inflation, other option from my sense is we can reduce/zero our wants and plan only for needs. we can move to place where to drive our passion driven career (agriculture, teaching, etc.) This would lead happy retirement at the same time peace and happiness which we cant buy from monetary aspect.

[@TalesofDe]

amazing idea :)

[@naga9384]

Thank you so much Pattu Sir. Watched again after 3 years. Happy to see I am in track towards my retirement planning (Which I did in Google sheet before 3 years). Crores of thanks to you. 😃🙏

[@pattufreefincal]

Thank you

[@anthuvanathanniesinola8010]

Thank you very much for your detailed simple lecture about retirement planning

[@rameshts37]

Thanks a lot for your articles in Freefincal. I started my Mutual Fund journey after reading through your blog. Thanks sir

[@hariharanb201]

Videos uncut makes it real. Sema worth Video 👍😀

[@shanmuganathan8881]

Saw your video today. Still unable to come out of this. Thanks for making me to understand where I am standing at this age.

[@ravindranathsubramanian8698]

Wow. Speechless. Have to revisit my "expenses"....and reduce it.

[@MeeraCHANDRAN-gj1ml]

2 years before I watch this vedio fully. Very anger to you.but nowadays watch your many more podcasts interview after i watch in this vedio I'm understand this calculation thank you for this vedio

[@raghavendrak.s.8091]

Yathaarthamaana video and romba avasiyamana video. Thanks for sharing. Antha 'Yezhavu' line sooper, I liked the way you put that.

[@magicsense4142]

Awesome talk sir!😂😂😂 Can't stop laughing at 2.52 (Saavu) & 10.36 (maalaiyalaam potu veetuku anupuvaanga)

[@leharkothari86]

The best and simple video on the calculations. I just hope that Pattu sir creates such videos in English too. If there is indeed an English version of this video please do share

[@donphilippujosephstalin4475]

Thanks Mr.Pattu Sir, I m Joe I have seen your video but it’s amazing

[@rameshs6657]

One of the best , rather the best retirement planner video👏👏.

[@KiddoSurgeon_DrAR]

Kalakkal concept sir!!! Idhuku dhan AMC fellows saying "SIP podungo and forget the amount" I think :-) That said. this is a extremely clear presentation..... kudos!

[@anandpep]

A real eye opener, Pattu Sir 👍 Simple and Powerful 😎

[@MeerAthil]

Hello Sir, Thanks for sharing this information, I am 42 yrs, used this steps to calculate retirement corpus, my estmtd investment 17.3 lakhs for 50k avg month exp

[@RV-vc4gz]

Good video sir... Now I'm on the way to plan my retirement..! 😊

[@anandnadhamani391]

Hi sir, easy way of calculation and understanding the retirement planning is great

[@kartheee16]

i am 42 and taking this inspiration now and starting it this year😜

[@sivajack89]

Hi Pattu sir / Mr. Professor I had already created my financial plan on my own, but I thought I would consult fee-only financial planner to validate it. However, after watching your series of videos on child education and retirement planning, I can easily rearrange my financial plan and validate it on my own. You are doing an excellent job; educating people about financial knowledge will change their lives. ❤

[@pattufreefincal]

Thank you

[@thangavel1170]

Hi​ sir, ungakitta pesa mudiyuma naan service la iruken nethuthaan unga video parthen pl unga number kedaikuma @@pattufreefincal

[@KiddoSurgeon_DrAR]

Thanks for starting at 30 years of age!

[@subramanirajan3398]

Enjoyed a lot... Thank you so much professor. Really helpful 😊

[@ganesh8495]

Very sensible and smart work.... Nobody talks about this.... only in social media is good for knowledge sharing

[@sagarraju6261]

Just 1 word- Beautiful! 👌

[@hariraj7240]

Well explained sir. Very useful info. Thank you very much.

[@rajeshk956]

Great Sir, Your explanation is awesome, common man could understand easily . Very useful 🙏🙏

[@sreekumars3531]

Extraordinarily simple explanation sir thank u

[@Arihant997]

Neenge solradhu sutha unmai rumba nandri❤..

[@rganand1365]

Super தலைவா! Never seen such simple and practical plan!

[@sangeethb5798]

Sir, really it's such a simple but at the same time very powerful calculator. Hats off to you sir for your service and support... 🙏 🙏 🙏

[@venkaraj]

Such a casual but very thought provoking session Sir. Thanks a lot for guiding us

[@krshnas4606]

Loving it Professor. You are a combo of Sundar Pitchai and Crazy Mohan. Blend of Tecniques and humor and effective articulation. Not only i learned Finance but how to be awesomely effective and present concepts 🎉 Thanks a ton sir 🙏

[@pattufreefincal]

Thank you!

[@leedsshri]

Very practical explanation and I really love this excel. Very matured thinking sir 😊

[@rahul.j9977]

Never had an idea we need this much corpus.. Had a fanatastic clarity on retirement planning.. Thanks pattu Sir. Hope ur health is fine and good. Retirement ke paathi salary invest pannanum pola naa .. Matha seleavuku ena panrathu yosikuren ipa ...

[@mvkally]

First time seeing your video..very practical and nicely explained..thanks for this awareness

[@HariHaran-mx5ko]

Few online Influencer suddenly work up and calling SWP as a big tool but pattu sir did this long back

[@sathiyanarayanan2874]

Thanks to visit side sathiya Narayanan

[@kumarancvk]

In simple.. 75% investment for 20k earner will be 7500.. where your expenses(mukiyamana) should be 10k only.. if your overspending. Than you have to find new maths to calculate your retirement..

[@suganthiv9874]

தமிழில் பகிர்ந்தமைக்கு நன்றி ஐயா

[@Hari-ur9ve]

Sir sorry for asking the XLS sheet. You told in video to do ourselves. But if you add the links in blog, it will offer us a framework to work-on and for new visitors of your blog too !!

[@yaathumooreyaavarumkelir3329]

This is very helpful videos sir, really thanks wonderful explanation :)

[@srinivasanr4726]

Thanks a lot for your efforts. This video is truly a eye opener. Please share such valuable information as much as possible. I know you won't have time but we are also not intrested in edited videos with background musics and all. Instead we are intrested in value info like urs.

[@velmuruganganesan7979]

Thanks Sir. Beautiful explanation on retirement planning. But the people earning less than 30K per month would faint by seeing the total corpus requirement, which is basically not possible.....Inflation goes up year by year, fine, what about income or salary???

[@karthikeyan8746]

Hi Sir I am new subscriber to your channel...please make a video on EPF vs NPS and what is EPS option...what IT employee who changes job take care in their EPF account... Does EPS amount transfers when we change company...do we really get pension with EPS account...pls do a video on this in both tamil and english for all of your audience

[@jaibalayya3291]

great video, thanks professor , making 10% is the difficult part.

[@palaniyappanchidambaram1284]

This was an interesting video, and I learned a little bit about planning my retirement.

[@Mykaruvi]

Real life ultimate Neenga sir engaluku Pppppa Vera level

[@dl9258]

True still Pattu sir didn't want to frighten others, so sir didn't tell medical expenses after 55 which is a MUST happens for everyone. Also the interest rate at 5% after 60yrs too can't be expected. FD in reputed banks now itslef have already dropped to 5-6%. So in another 10-15yrs this rate will drop further. Factoring all these, the target will be much more and herculean.. 😐😐

[@VijayKumar-pt6vz]

After seeing this calculation, I think we have to prepone our saavu or ticket.

[@ganeshs4827]

Savu.....Ultimate expression Sir.

[@sankarnarayanan5751]

Very useful information thank u sir ❤

[@rameshsankar4238]

Thank you sir, is it possible for common people to do investment. Some people yearly income 3lac.

[@davidsiraj3670]

Very nice video... One of the best video for financial analysis...

[@JoshvaP]

எல்லாருக்கும் தேவையான அறிவுரை.

[@partheepanbe]

Excellent Explanation Sir Very clear..... Thank you

[@hermanarulappa1206]

Excellent.. detailed approach Good self learning ❤

[@ragupathibagavandoss6871]

Broad mind good advisor, vazhga. Valarga.

[@praveen6890]

Hi Pattu Sir, very good video. Day by day your videos are becoming easy to understand. Thanks for the illustration.

[@Ravistextile]

Hi sir my name deva UG final year tha Intha video va patha sir 4 year aaeeru chu sir As per the Excel sheet padi panni ta irrka sir , break even panathu ku aaprem unga ah ner la vanthu meet pandra sir Intha video matum na paka la ah Kandi pa intha clearty kadaichu ru kathu sir IIT la padila la nalum IIT la irrthu enku enna kadaika num mo aathu kadaichu ru Chu sir Thanks you sir