Retirement Travel School: Why The Chase Reserve Travel Credit Card Is The Best Choice For 2024!

This video is about the best travel credit card for 2024 and an amazing credit card point hack that saves us thousands of dollars per year. We believe the Chase Sapphire Reserve is the best travel credit card for frequent travelers, especially when combined with World of Hyatt, for several reasons:
1. Generous rewards program: The Chase Sapphire Reserve offers lucrative rewards on travel and dining. Cardholders earn 3 points per dollar spent on travel and dining worldwide and 1 point per dollar on all other purchases. Points can be redeemed for travel, gift cards, cash back, or transferred to airline and hotel loyalty programs at a 1:1 ratio.
2. Valuable sign-up bonus: Chase often provides a substantial sign-up bonus for new cardholders. This bonus is currently 60,000 points, which can be worth hundreds or even thousands of dollars when redeemed for travel.
3. Travel benefits: The card comes with a range of travel benefits that enhance the overall travel experience. These include a $300 annual travel credit, which can be used to offset any travel-related expenses, such as flights, hotels, rental cars, and more. Additionally, cardholders have access to airport lounges through the Priority Pass Select program, which provides a comfortable and relaxing environment during layovers. Other perks include trip cancellation/interruption insurance, travel and emergency assistance, and primary rental car insurance.
4. Flexible redemption options: The Chase Ultimate Rewards program allows cardholders to redeem points in various ways. You can book travel directly through the Chase Ultimate Rewards portal, transfer points to partner airline and hotel loyalty programs, or redeem them for cash back or gift cards.
5. Travel insurance coverage: The Chase Sapphire Reserve provides comprehensive travel insurance coverage, including trip cancellation/interruption insurance, baggage delay insurance, trip delay reimbursement, and emergency medical/dental coverage. These benefits can provide peace of mind during your travels.
6. No foreign transaction fees: The card does not charge any foreign transaction fees, making it an excellent choice for international travelers. You can use it abroad without incurring additional charges.
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Video Number 157
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00:00 Introduction
00:54 Travel School Videos
01:15 Researching best travel credit cards
01:54 Chase Sapphire Reserve is our favorite
02:43 Free TSA and Global Entry
03:27 Free Priority Pass Lounge Access
04:27 Airport Lounge Perks
05:54 Earning Points with Chase Sapphire Reserve
06:45 Pro Tip for using Credit Card Points
07:22 Other Chase Sapphire Reserve perks
08:46 Chase Partner Program - How it Works
08:56 Transferring Points to World of Hyatt

[@RetirementTravelers]

We hope you find this video helpful and can save you a bunch on your travel costs. Here is a link to the credit card and a blog post on exactly how to transfer points from Chase to Hyatt. One correction to note: A viewer correctly pointed out that you do not receive a 2nd global entry/TSA benefit with the companion card. You get many of the benefits, but not global entry. Sorry for any confusion! Chase Sapphire Credit Card link: www.referyourchasecard.com/19l/TU3SAODCFT Instructional Link for Transferring Points to World of Hyatt: retirementtravelers.com/how-to-transfer-chase-points-to-world-of-hyatt Happy journeys, John and Bev

[@tonykoch3554]

Excellent click through guide........you read my mind !!

[@Eric-wc7lx]

You mentioned that you haven’t had need to use some of this card’s insurance. The primary car rental insurance covered for me a single car accident in Portugal and a stolen car off a Main Street in broad daylight in San Fran, without me having to use my own car insurance at all. I also used the card’s trip delay insurance for a night’s expenses for my family in Lisbon for a missed connection to Venice. I have traveled quite extensively and have found this card *always* works , even in remote places, when other cards get denied and I have to call the bank. “Pay yourself back” was a great benefit with limited travel during Covid restrictions, but less useful now. So, I’m a big fan of this great card and very much worth the fee.

[@RetirementTravelers]

Thanks for sharing. The issue for us is that since we don't have a car right now, we don't have liability insurance. We are looking at options because it is tough (and expensive) being in the US with no vehicle. You are right that this card has many great features. Happy journeys, John and Bev retirementtravelers.com/

[@ericlaukonen9911]

Make sure your rental period is less than 31 days.

[@retirementbudgettravel699]

Wow! Thank you so much for sharing!! Super helpful!!! ✈️😁👍🏼

[@mmartin7563]

I just booked a Hyatt with my chase points! Love that you two are into travel hacking too! P.s. I miss your travel adventure vlogs. Hopeful you will share some upcoming adventures with us! 😊

[@RetirementTravelers]

Have fun! We'll still had some occasionally in the future. Happy journeys, John and Bev retirementtravelers.com/

[@michelegreen935]

Thanks for all the info in today’s video. I was aware of some of the perks but not all. We will begin our travel journey in a year or two and this card appears to have many of the features we are interested in. Thanks for the details!

[@RetirementTravelers]

Glad it was helpful and good luck with your travel planning. Thanks for following along with us. Happy journeys, John and Bev retirementtravelers.com/

[@dgilman2]

Perfect. Just in time before we head out on our next adventure.

[@RetirementTravelers]

Thanks and good luck with your travel adventures. Happy journeys, John and Bev retirementtravelers.com/

[@carolmartin4413]

We took out a SW Chase card years ago when we went to Vegas often. The mileage added up so we often got at least one ticket free on our escapades. Still have it but don't travel much now. I noticed the point values since covid have really been diluted....but it was a great perc years ago. This is really great information!

[@RetirementTravelers]

Thanks for sharing. It has been good for us during this time of very heavy travel. Thanks for following along with us. Happy journeys, John and Bev retirementtravelers.com/

[@Anonymous-One1]

Thanks for sharing your hack! After watching your video I found that Chase also partners with Marriott and IHG. Having airport lounge access is really nice when traveling internationally when you likely have more than an hour or 2 layover. Safe travels!

[@RetirementTravelers]

Thanks for sharing. We love Marriott and IHG properties, but we've found Hyatt has lower point values for stays which was the deciding factor for us. Happy journeys, John and Bev retirementtravelers.com/

[@RetirewithJulia]

Wow, guys, thanks so much for thoroughly explaining your favorite card. I've always been curious!!!

[@RetirementTravelers]

Our pleasure! Thanks for following along. It is a great card for travelers. John and Bev retirementtravelers.com/

[@ginastrickland3382]

I love your sharing so much information. Your wisdom and common sense are refreshing. Just want to mention one thing about Chase Reserve medical coverage. I realize from a previous video that isn't what you use for insurance so isn't something you'd have to bother with, but want to encourage folks to compare benefits closely. I've researched every annual travel insurance and compared Chase coverage on medical, hoping that would be enough and I'd avoid buying a seperate policy.. It definately is not. I was a cruise ship nurse and handled several medical evacuations and saw what people had to agree to pay.. I won't leave home now with less than $100K in hospital/medical and $500K evacuation coverage. Chase falls way short on those. I'd personally still use it for the other perks, just not depend on it for medical. Looking forward to your next video.

[@RetirementTravelers]

Thanks for sharing your experience. Happy journeys, John and Bev retirementtravelers.com/

[@indiea5588]

Thank you for this tip.. i was hoping there was good medical coverage with this card, but looks like not.

[@lisamclauchlan304]

Which travel insurance do you recommend? Or any to "avoid" that don't take care of your claim? Thank you

[@ginastrickland3382]

@@lisamclauchlan304 What worked best for me is an annual Blue Cross travel policy. It's Geo Blue Trekker's Choice, I was looking for at least $500,000 evacuation and high medical benefits. Blue Cross gave me the coverage I wanted for the best price..I've noticed several new companies advertising since I researched last Oct. The best thing is to determine what you want and compare the companies' benefits and cost side by side. I can't say any won't take care of claims as I haven't personally used any, but understanding what your benefits are is most important.

[@ginastrickland3382]

@@lisamclauchlan304 I think everyone should research and compare benefits to find what works for them based on their own needs. Haven’t had to use any personally so can’t say avoid any. For mine, I wanted an annual policy with 500k in evacuation and large medical for the best price. That ended up being Geo Blue Trekkers Choice from Blue Cross, but there are many out there and some new companies have popped up since I got mine last year

[@jeanne4436]

Great video! Fantastic tip from your son-in-law on moving points to Hyatt. That will really come in handy by providing yet another option. My husband Jeff and I start our world travels in Oct24. So excited!! Your videos have been so helpful. Safe travels!

[@RetirementTravelers]

So glad you are enjoying our channel and congrats on your travel plans later this year. Happy journeys, John and Bev retirementtravelers.com/

[@retirementbudgettravel699]

We learned about the awesome hack of transferring Chase Reserve points to Hyatt from your previous video.! We did what you suggested & now have two free nights booked at the Zurich Airport. The redemption was nearly half of the room rate. Thank you so much for sharing! We love your channel!! ✈️😁👍🏼

[@RetirementTravelers]

Thanks for following along and congrats on the free nights! Happy journeys, John and Bev retirementtravelers.com/

[@lindadorman2869]

When I'm not traveling, I use my Chase Sapphire Reserve card to top off my local transit pass or get a rental car, both of which are reimbursed through the $300 travel credit. Recently I had a pebble fly up and crack the windshield on a rental car and the auto insurance covered the damage charge from the rental car company. All I had to do was file a claim and forward the pictures, and Chase paid it within a few days. The benefits of this card are well worth the hefty annual fee!

[@RetirementTravelers]

Thanks for sharing and agree completely. Happy journeys, John and Bev retirementtravelers.com/

[@user-qy5mq7lb8p]

Hi! Thanks so much for all this great information on the CSR! I was about to book a 3 week vacation to Thailand using my regular Amazon card! But after watching your videos, I applied and received the CSR! So I’ll get 75000 points after I spend $4k in 3 months. Plus I’ll use the card to charge the hefty flight and get those points, which I’ll flip into the House of Hyatt! Whoa!! You guys saved me a boatload! Thank you for your generosity in sharing your experience. As a teacher I greatly appreciate your fantastic videos!

[@RetirementTravelers]

Thanks so much for following along. Glad you are enjoying our channel and website. Happy journeys, John and Bev retirementtravelers.com/

[@stelladee9973]

Thank you for the tips!! I have the csr and have found that my authorized users get the global entry/tsa without having to get their own card....it is $75 per authorized user but it cheaper than amex platinum authorized user fees.

[@RetirementTravelers]

Thanks for sharing. We get the additional card for $75. Happy journeys, John and Bev retirementtravelers.com/

[@BasicAmericanDadAbroad]

🙌 Top-notch tips, thanks guys! After your previous video on this I took the plunge (using your referral link) ahead of several bookings + Global Entry, and recouped the fee back (and then some) in a day!! It’s been wonderful, no other card like it 🥇

[@RetirementTravelers]

Fantastic! Thanks so much for using our link and following along on our journey. John and Bev retirementtravelers.com/

[@LawrenceStevens01]

I love your videos! I’ve had the Chase Sapphire Reserve for several years. I’ve found that the Priority Pass lounges vary greatly in quality, especially poor in Honolulu, Chicago, and Paris. But the lounge in Istanbul is amazing. With the devaluation in airline miles I now use the points to pay for the annual fee at a 25% bonus. Also take cash back. 3% is very competitive with other cash back cards. I’ll have to explore the Hyatt option mentioned . My friend used the medical benefit while traveling in Chiang Mai, Thailand. Overall, a very useful credit card if you travel frequently.

[@RetirementTravelers]

Thanks for sharing your experiences. Happy journeys, John and Bev retirementtravelers.com/

[@cmsmith3010]

Woohoo! What an awesome card!! I don’t know that I travel nearly enough to take advantage of it, but it was sure fun to hear about it!! Thanks!

[@RetirementTravelers]

Yay! Thanks for following along with us. Happy journeys, John and Bev retirementtravelers.com/

[@TheAngela2C]

Great information as Usual! Admire your spirit :-) Did you love Africa?

[@RetirementTravelers]

Thanks and we are still in Cape Town. We are definitely loving it. Happy journeys, John and Bev retirementtravelers.com/

[@DaveM-FFB]

For a frequent traveler, the CSR is an excellent card. I make all of our travel purchases (except hotels) on the CSR Any paid Hyatt purchases (rare) go on my Chase Hyatt card for 9x points (Globalist). You didn't mention it but cruise purchases on CSR are usually identified as travel, thus 3x points! Lyft rides get a discount, and are currently 10x points. However since we travel a lot, the lounge access more than pays for the card. And yes, no revolving credit!

[@RetirementTravelers]

Thanks for sharing. We do love the lounge access. Happy journeys, John and Bev retirementtravelers.com/

[@celltester2327]

I spoke with Chase about the restaurant reimbursement and apparently they are doing away with this feature at the end of July. I used it on my last flight and and would not have known about it, if it wasn't for your web site. Thanks John and Bev

[@RetirementTravelers]

Yes, we are sad about hearing that one because it works great for us in Baltimore. Oh well, the Chase card is still awesome. Glad you were able to use it at least once. Happy journeys, John and Bev retirementtravelers.com/

[@De_Guatemala]

After 8 years of the CSR, we now use the Ritz-Carlton and CSP, with unlimited authorized users and guests in Priority Pass lounges.

[@RetirementTravelers]

Thanks for sharing. Happy journeys, John and Bev retirementtravelers.com/

[@MrCharlsF]

You can pay the annual fee with the cards pay it back feature. I had an abundance of points and needed the money to pay taxes. Nice option if needed...

[@RetirementTravelers]

Thanks for the suggestion. Happy journeys, John and Bev retirementtravelers.com/

[@kitwong4033]

Hello, we have to look into Hyatt. We were so happy to meet both of you in Cape Town. We just returned from South Africa. We were disappointed with Norwegian because they cancelled port and shortened time at a couple of ports which resulted in 3 excursions cancellation. Hope your cruise will be better. Thanks - Kit

[@RetirementTravelers]

Sorry to hear about your cancellations. Hopefully ours will go better. We are loving Cape Town. Happy journeys, John and Bev retirementtravelers.com/

[@andrews3978]

Hi Guys. Amazing content as usual. After watching your video, I started doing some digging on the Chase Reserve Card and came upon an update that will go into effect on July 1, 2024. Chase Reserve card members with Priority Pass will no longer get the restaurant credits you reference in your video. Apparently, many cards have been eliminating this perk over the last few years and the gig is up for Reserve card members this summer. The other benefits you reference still make the card worth it, but wanted to pass that along.

[@RetirementTravelers]

Thanks for letting us know. That's a bummer, because we have used that in the Baltimore airport many times there aren't any lounges. Oh well. Happy journeys, John and Bev

[@VietnamSteve]

I seek streamlined travel not optimised CC travel, however I always book with a CC that includes overseas medical insurance as a benefit. Lounge is a real benefit to gather your wits!

[@RetirementTravelers]

Thanks for sharing your experiences. Happy journeys, John and Bev retirementtravelers.com/

[@indiea5588]

Which card has overseas medical coverage ? Thank you !

[@debbiericker8223]

@ 4:30 Just a few days after you posted this, Chase announced that on July 1, 2024, the Chase Sapphire Reserve will be stripped of the $28 Priority Pass restaurant dining credit. That's a big turnoff for me since an airport I fly through several times a year has no lounge but does have a Priority Pass Chili's.

[@RetirementTravelers]

We heard that. What a bummer. That is our only option when flying Southwest in Baltimore, but still not enough to keep us from using Chase for all of our free Hyatt stays. 😊 Happy journeys, John and Bev retirementtravelers.com/

[@dougb.2627]

Thanks for the content. Do you pay the 550 fee for renewal every year or do you churn?

[@RetirementTravelers]

The $550 is an annual fee, but you also get the $300 travel credit each year as well. Happy journeys, John and Bev retirementtravelers.com/

[@nancykelly5999]

This is an area that I have been wanting to learn about. It can be confusing, so thanks for breaking it down.

[@RetirementTravelers]

Glad it was helpful! Hopefully this clears some things up for you. Happy journeys, John and Bev retirementtravelers.com/

[@tommckinney1489]

Thanks for the Hyatt tip. I understand you had issues using points for multiple flights, but what about a single flight, like business class from the US to Europe or South America?

[@RetirementTravelers]

That would certainly be better, but we only use the points for Hyatt stays and book our flights directly with airlines. That's just how we like to do it. Happy journeys, John and Bev retirementtravelers.com/

[@shelleystrickland6841]

10:57 Is this card also good if you’d rather book flights over transfer for hotels? Currently have A/E and fly AA mostly. Love your videos.

[@RetirementTravelers]

Thanks for sharing. It is an awesome card. Happy journeys, John and Bev retirementtravelers.com/

[@CruisinwiththeColemans]

We’re debating between this car and the Capital Venture X. Did you look into the Venture X? The bonus is higher and the annual fee is a bit less. Great video, thank you!

[@mio8883]

+ you can get more (authorized) cards along with priority passes for your family :)

[@RetirementTravelers]

Both are great options. For us, nearly all of our purchases are travel related and Chase gives 3x vs. 2x on point values, but don't think you could go wrong with either card. Happy journeys, John and Bev retirementtravelers.com/

[@CruisinwiththeColemans]

@@RetirementTravelers That helps, thank you!

[@msmargiek48]

Love love love Travel School. I went for the Chase card and have been using it to work with our travel. Just got our 60,000 point so transferring now to book a couple stays in Greece. Can you use points in the Chase portal for Hyatt? I have not tried booking through the portal yet but will compare on price. Unfortunately there are not any Hyatt's on the country we are going to except Greece but I am super excited on trying the Airport lounges lol

[@RetirementTravelers]

Thanks for following along with us. We don't book Hyatts through the Chase portal. We transfer points to world of Hyatt. Happy journeys, John and Bev retirementtravelers.com/

[@winstonrodrigues8886]

Thank you for this video….very informative.

[@RetirementTravelers]

Glad it was helpful! Thanks for following along. Happy journeys, John and Bev retirementtravelers.com/

[@justsmy5677]

Great video. My biggest question us the use of airport lounges. What is your experience concerning getting into most business class lounges such as STAR/United, Delta or One World and also international lounges? Thanks in advance for letting us know details on your percentage of success getting in the lounges WITHOUT a business class ticket. How does the Priority Pass card work? Anything required to get/keep the Priority Pass card? Like you, I traveled often on business, and it is easy to get spoiled using the lounges. I agree about getting value out of the lounge with food savings and just using a restroom that has not been frequented by 5000 people in the last hour! Love the channel!

[@RetirementTravelers]

Thanks for following along with us. You have to sign up for the Priority Pass, but you basically get a free membership by having the Chase Sapphire Reserve card. Happy journeys, John and Bev retirementtravelers.com/

[@justsmy5677]

@@RetirementTravelers - Thanks. Does the card get you into most/all lounges, or do you regularly get turned away from some lounges? This is my biggest question. Thanks.

[@RetirementTravelers]

@@justsmy5677 Never get turned away from a Priority Pass lounge.

[@nancybennett481]

I wonder how this compares to the Delta SkyMiles® Reserve American Express Card ? Did you do a comparison with them when choosing your card?

[@RetirementTravelers]

For world travel, we like using Visa better and having more flexibility with using points. Happy journeys, John and Bev retirementtravelers.com/

[@fabp1773]

Hello. Thanks for the info. Assuming you also buy an additional medical travel insurance? If so which travel insurance do you recommend? Thx

[@RetirementTravelers]

We typically don't buy additional medical travel insurance. We have a very high deductible on our US insurance and the out of pocket costs are very low in many countries. John and Bev retirementtravelers.com/

[@DaveM-FFB]

We use Allianz for trip cancelation and medical evacuation coverage. We have an annual policy with family coverage. Read all the terms.

[@willmcauliff506]

7:02 so would you advise just booking rental cars, hotels, and flights through direct sites, instead of through Chase's portal?

[@RetirementTravelers]

We book all our flights directly. We sometimes book hotels through booking and depending on point values, sometimes Chase. Happy journeys, John and Bev retirementtravelers.com/

[@morrowcleveland]

Another great video! I'm making note to get this card too. I already have the Southwest Visa and IHG MC, both of which are Chase cards. The Sapphire card will be my next step on racking up points to prepare for full time travel! I love your videos. Keep up the good work! 🙂

[@RetirementTravelers]

Thanks so much. Good luck with your preparations for full time travel. That is so exciting. Happy journeys, John and Bev retirementtravelers.com/

[@dougb.2627]

Be aware of the 5/24 rule that chase instituted several years ago to limit card churning. Chase usually denies people who apply for more than 5 credit cards every 2 years.

[@mayhemconductor]

As someone who is very enthusiastic about investment opportunities, I'm constantly curious about how successful investors make millions off their portfolios. I recently came into a good amount of money through inheritance and have been interested about investing or buying stocks to potentially help overtime.

[@AdamReynolds82]

It is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. Personally, that is how I am able to make consistent profits from the market

[@DamariLewis3]

Impressive. One of my goals towards my FI journey is to employ the service of a an advisor. I've seen few off LinkedIn but wasn't able to get a response. Could you recommend who you work with?

[@AdamReynolds82]

I am hesitant to make recommendations like this here so I can't drop her contact. You can however look her up yourself and get in touch if you wish. Her name is Janet Rae Maher

[@HunterPack2018]

proper research, good analysis and luck is what you need to make profit in this constant market decline.

[@DamariLewis3]

Thanks for the Pointer.. I’ve left a mail on her website

[@dellnichols4625]

I have a question regarding airport lounges. How many visits to lounges are allowed annually? Also, which lounges? I don’t recall seeing Chase lounges. Thanks!

[@RetirementTravelers]

Unlimited lounge access at "Priority Pass" lounges. It isn't Chase lounges. Happy journeys, John and Bev retirementtravelers.com/

[@celltester2327]

I'm a little confused about your layover at BWI. Are you saying if there is not airport lounge that Chase will pay for the restaurant bill.

[@RetirementTravelers]

Yes, We each got $28 at designated restaurant. With our daughter and son-in-law as guests, we got $112 value. Happy journeys, John and Bev retirementtravelers.com

[@adabamas]

It also comes with damaged baggage insurance I think.

[@RetirementTravelers]

Thanks for sharing. Happy journeys, John and Bev retirementtravelers.com/

[@colleenconger5265]

But what airline lounge do you have access to each airline has their own club. Forgive me a few said the airline.

[@RetirementTravelers]

Many lounges allow access to various airlines and "clubs". Bigger airlines and airports will have their own lounge, but most airports will have a generic "lounge" used by several. We have found Priority Pass to meet our needs for snacks, comfort and wifi. Happy journeys, John and Bev retirementtravelers.com/

[@willmcauliff506]

-I have a question: the video description says "3 points per dollar spent on travel", but the Chase website says 2x points on all other travel purchases. Did you sign up for the card when it had different rules for points?- Disregard: I was confused by Chase Sapphire *Reserve* and Chase Sapphire *Preferred* cards.

[@RetirementTravelers]

Thanks. Happy journeys, John and Bev retirementtravelers.com/

[@indiea5588]

When you rent a car abroad (outside US) with this card, what do you do for liability coverage ? Thanks

[@RetirementTravelers]

We don't rent very often, but typically buy their additional insurance just for the liability. Happy journeys, John and Bev retirementtravelers.com/

[@susanjackson984]

Do you have to use the Chase Travel department to get your $300 toward travel? (or can I book myself?)

[@RetirementTravelers]

No, any travel related expenses count towards your $300 credit. We never have trouble getting it right away. 🤣 Happy journeys, John and Bev retirementtravelers.com/

[@livingworkingoutsidebox]

Thanks for the well presented breakdown. Do you find Hyatt better than IHG internationally? Do you have a video on the different reward levels with Hyatt and how you plan on getting to them?

[@RetirementTravelers]

Thanks. We think Hyatt has the best value for point value. You can go on the world of hyatt site to see reward levels based on number of nights stayed. Happy journeys, John and Bev retirementtravelers.com/

[@diceman7637]

This is good stuff, thank you for the tips. My wife and I are about 5 years away from living your life! Any shot at a video as to how you find housing? Is staying out of cities and major tourist areas vital to keeping costs down? I just looked at Tuscany, hard to find much under $3,000/mo, many closer to double that. What are you tricks and secrets to see everywhere but survive higher housing costs? I do realize y'all move around more like weekly, but any tips help.

[@RetirementTravelers]

Thanks for the suggestion. Have you consider staying in Umbria. It is much cheaper than Tuscany. Also, check local Facebook groups for suggestions on places to stay. Happy journeys, John and Bev retirementtravelers.com/

[@diceman7637]

@@RetirementTravelers Thank you so much for the reply! I am not going to Tuscany any time soon (although my wife is there now), I just wanted to get an idea of how you plan for lodging in that you can enjoy lovely accommodations without spending too much (nor too little, we want to ENJOY retirement). I saw that your 2023 costs came to...oh geez...I am forgetting...$85,000 or so (guessing this makes pre tax income 100-120k/yr)? I will keep my fingers crossed for a video on this sort of thing (the lodging, not your income). Perhaps the answer is staying outside the most popular areas, or enjoying a mix of high cost and low cost locations. Perhaps $3,000/mo for lodging is to be expected. I can not wait for the next video, keep living the dream! P.S. I LOVE that your son is a CPA and CFP; y'all lucked out on that!

[@BangNguyen-ux4ie]

If I already got the Chase Sapphire Reserve card, isn't it more cost efficient if my wife get the Preferred card since the annual fee is much cheaper, and she can get sign-up bonus (which she can't if she is the Reserve authorized user) and use many of my Reserve perks anyway? Thanks in advance.

[@RetirementTravelers]

That would probably work well. We get the companion card and it is only $75 a year. Thanks for sharing your suggestion. Happy journeys, John and Bev retirementtravelers.com/

[@debbiericker8223]

You could put a referral link for the card in the video description and ask us to apply there. Am I missing it? Your subscribers would love to sign up where you'd get a referral bonus rather than apply directly from the Chase site. We know you're not just trying to sell us something so you'd get points.

[@RetirementTravelers]

Thanks. It is in the video description and it is also in the first pinned comment. We would love to have people sign up through our link. Happy journeys, John and Bev retirementtravelers.com/

[@nunuvyurbiz123]

What's your view of hotel-specific cards? Hilton cards, Hyatt cards, Marriott cards...

[@RetirementTravelers]

We like the simplicity of just one travel card, but it might make sense if you concentrate on one hotel brand. We are considering a Hyatt card since we will get a sign up bonus and also get higher point values when paying for Hyatt hotels. Happy journeys, John and Bev retirementtravelers.com/

[@montjoyful]

Have you two considered getting cards separately so that you each get the sign up bonus and travel credit?

[@RetirementTravelers]

No, we just do the companion card for $75 and get most of the benefits. Happy journeys, John and Bev retirementtravelers.com/

[@user-vm8zk4lc1t]

Since most of my travel is within the US, I opted for the Amex Delta Reserve card. This allows me access to the Delta lounges which are more prominent than the Priority Pass lounges where I travel. Lounge life? There is no going back once you have experienced a lounge.

[@RetirementTravelers]

Thanks for sharing. Happy journeys, John and Bev retirementtravelers.com/

[@tonykoch3554]

Is the $300.00 travel credit available from enrollment or upon renewal ? How do you typically cash in this perk ?

[@RetirementTravelers]

We don’t do anything to get this. As we spend money on travel, we get a credit on our account and it is deducted from our balance. We left a note in our video description that we got the TSA credit wrong. It is only available to the main cardholder. Just wanted to point that out. John & Bev

[@maxdavies9327]

Its nice to bring this great advise to your viewers but remember not everybody who travels is from America. The Chase Sapphire Reserve card is NOT available everywhere. Certainly not in Australia. !!!. Max.

[@RetirementTravelers]

Yes, we know and are sorry for this type of video that is focused on our American credit card, but it's a big part of our travel plan and we can't ignore it. We don't know what is available in every country. Hope you like next week more! John & Bev

[@indiea5588]

My husband and I both have this card. It covered global entry fees only for the primary card holder. It did not cover for the other spouse. How did you get it to cover for you both? Thanks.

[@RetirementTravelers]

Thanks for the info! We went back and checked and you are right. The companion user gets most of the benefits, but not the global entry. We just missed this one. Thanks again. Happy journeys, John and Bev retirementtravelers.com/

[@HGills]

Us Aussies get totally duped when it comes to credit card travel benefits, no such thing as Chase Sapphire for us and nothing even close to similar. If anyone has info on anything like this in Australian - i'm listening :)

[@RetirementTravelers]

Sorry to hear Australia doesn't have this. It is really helpful to those that travel alot. Happy journeys, John and Bev retirementtravelers.com/

[@ronrowlett4702]

Sorry to be a bit skeptical, but can you disclose whether or not you are being paid to push this card? Thanks.

[@RetirementTravelers]

No, we just think it's a great card. Skepticism is allowed! 🧐 John & Bev

[@ronrowlett4702]

@@RetirementTravelers Thanks! We are very impressed with your lifestyle and willingness to help others. We're close to applying for the card.

[@colleenconger5265]

So it covers you on every Airlines lounge?

[@RetirementTravelers]

No, only "Priority Pass" lounges. You can find a directory of lounges on their website. Happy journeys, John and Bev retirementtravelers.com/

[@ladytrader688]

Also, for singles it’s $550 ( just clicked ur link) it’s a plus $75 for adding authorized user. You may have already mentioned that. Cheers!

[@RetirementTravelers]

Thanks for sharing. Happy journeys, John and Bev retirementtravelers.com/

[@stevec9669]

So you just show them the Chase Sapphire Reserve card (as a pass/ticket) to get into the lounge. Is that how it works? No 1st class or business class ticket needed?

[@RetirementTravelers]

No, they give you a priority pass card when you apply for it. It’s free with the credit card. This card gets you in. The clerk asks to see your ticket and you show it also. There is also an app that helps you find the locations of lounges and a card that goes into our Apple wallet for easy access. Hope this helps! John and Bev

[@stevec9669]

@@RetirementTravelers Thanks much.

[@Parkhopper1985]

Hi Guys

[@RetirementTravelers]

Hello. Happy journeys, John and Bev retirementtravelers.com/

[@warrenwolf4690]

Do you know anyone who successfully filed claims on the credit card?

[@RetirementTravelers]

We have had some of our viewers comment that they have successfully filed claims with this card. Happy journeys, John and Bev retirementtravelers.com/

[@warrenwolf4690]

@@RetirementTravelers thanks for your quick reply we have filed claims with AIG and Allianz (annual policy). I am sold on the Annual policy. But open to learn new things. ThTs one reason I enjoy your informative channel

[@ladytrader688]

Good stuff! Can one earn points using card at home buying gas, food etc? Not ready to travel yet but in about a month or two I’ll be taking off on a grand car camping adventure here in the states…

[@tonyriddle5491]

Yes, you get 1 point per dollar on everything else besides what they mentioned in the video. I have 2 chase cards (one zero annual fee and the Sapphire reserve). I use these cards for almost everything even paying my bills as long they do not charge an extra fee for using a credit card, then it would not be worth it. the other card I have has some different categories that pay extra points and you can combine them all together.

[@RetirementTravelers]

You earn points for all purchases, but 3X points for all travel related purchases. Happy journeys, John and Bev retirementtravelers.com/

[@ladytrader688]

@@tonyriddle5491 thanks for responding Tony, appreciate that.

[@ladytrader688]

@@RetirementTravelers thank you

[@fluffie6568]

I transferred my chase sapphire points to emirates airline but the value of my points after transferring was cut in half😢 and I cannot reverse the transfer. When you transferred your chase points to Hilton, does it have a 1:1 value? And do I need to get a Hilton credit card? Thank you!

[@tonyriddle5491]

If you google "chase travel partners points rating chart" Nerd Wallet has a chart that shows what they think the points are worth for each partner. Unfortunately Emirates has the lowest value.

[@RetirementTravelers]

We only transfer points to Hyatt, not Hilton, and they transfer at 1:1 value. Happy journeys, John and Bev retirementtravelers.com/

[@michaelfrew5652]

Love your work but can you clearly point out that this video is talking about hacks that are available for US citizens and residents. The Chase card is not available to the rest of the world. Yes the Hyatt program is available to most of the world.

[@RetirementTravelers]

Thanks for sharing and that's a good point about the availability. Happy journeys, John and Bev retirementtravelers.com/

[@beatricedittli9881]

can one apply from Canada as well!

[@RetirementTravelers]

We don't think so. Happy journeys, John and Bev retirementtravelers.com/

[@resterAnonyme]

How do you handle rental car liability insurance if you travel full time and don’t own a car, therefore no auto insurance?

[@RetirementTravelers]

Well, that's been a problem for us. We have a daughter that is a trial attorney and I don't think she would forgive her parents if we got into an accident without liability. So, since we rarely rent a car, we go ahead and buy the travel insurance at the rental company. We don't take unnecessary risks with health insurance or car insurance. Thanks for asking! John & Bev PS, if we had a car back home, we'd change this. John & Bev www.retirementtravelers.com