Planning for RETIREMENT CHECKLIST | Do These 25 Things If RETIRING IN 2022 | #94

[@Anonymous-One1]

Completely agreed! If only I knew these things in my 20's and 30's, but it is never too late to adjust your life to live a retirement in financial independence. We have found when we are traveling it is much easier to make friends with other travelers. You all share something in common.

[@RetirementTravelers]

You are right, it is never too late. Happy journeys, John and Bev retirementtravelers.com/

[@davidomcculloch3109]

Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 50 and my wife 44 we are both retired being financial independent, no debts. Currently living smart and frugal with our money. Saving and investing lifestyle in the financial market made it possible for us this early even till now we earn monthly through passive income. Thanks to FIRE movement.

[@RetirementTravelers]

Thanks

[@davidomcculloch3109]

@Henry Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Olivia Diane Margaret) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance. She is quite popular for her services so you might have heard of her. She made us financially stable by investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself.

[@davidomcculloch3109]

@Henry Thanks:) Okay, I work with *OLIVIA DIANE MARGARET.* You can browse about her for more info. She is U.S based.

[@martyedgar4677]

Having a good financial planner is like having a mentor . I was losing my money trying to invest on my own but it was different from Olivia Diane Margaret . She has played a great role in improving my finances. Long before now, I relied solely on my work and salary. Right now, I have a way of making much money and without stress so I quit working for others . Honestly , investing isn’t a choice anymore but a must for anyone who wish to gain access to a good and an independent life.

[@philipbarnes6824]

Personally, I’m blessed and realizing I’m not the only one working with Olivia Diane Margaret. I will consider myself lucky. I’ve been able to feed and make a living through his advice and great work. For such a person as Olivia, we owe her gratitude, support and endless prayers as it is not easy to gain access to such a competent and reliable adviser. Who isn’t just wise but has all it takes to handle an investment and is good at what she does.

[@noreenp.9858]

My husband and I will be retiring within 4 years. This information was so invaluable and very well presented.

[@RetirementTravelers]

Thanks. Congrats and glad we could be helpful to you. John and Bev retirementtravelers.com/

[@pfwilson23]

Your personal experiences having gone through all of these steps really shines through. Keep sharing and traveling, my friends!

[@RetirementTravelers]

Thanks for the kind words Paul. We’ve been really blessed in retirement. Safe travels and stay in touch. John and Bev

[@barbarahall5514]

Now I'm getting pumped up! I have a checklist for my later years; now I'll create a "vision" (mission) statement. Your suggestions and facts in how to plan for retirement are GOLD! the bible says.... Ecclesiastes 2:13 I thought, “Wisdom is better than foolishness, just as light is better than darkness." (NLT)Thanks ya'll fantastic video~!

[@RetirementTravelers]

Thanks so much. We love to get people pumped up about retirement. It can be an amazing time. Thanks for following along on our journey. John and Bev

[@cloudattack3279]

Im downsizing now, 53 and done with working after a kneecap divorce 3 years ago. Invested my money well since then, and i have a good size super fund available in 6 years. My ex wife will scream when i quit work in a few more months as child support will shrink to near nothing. She can fund from the hundreds of thousands she extracted. They are almost grown up. Most exciting thing is planning my itinerary for the first year. Asia in a big way first, then the middle east, Europe and the Balkans. Thanks for the advice on preparations, good video.

[@RetirementTravelers]

Thank you and safe travels. John and Bev retirementtravelers.com/

[@AmericasParks]

Hi John and Bev, just watched this video with Julie. Appreciate your succinct and clear instruction. Wise words, my friend!

[@RetirementTravelers]

Thanks Randy. Glad you found it helpful. Just watched your Mt. St Helens video and brought back memories of sliding down Mt. Rainier in a trash bag many years ago! Many blessings to you and your family, John and Bev

[@bobackerman54]

Checklist with 25 issues is EXCELLENT ... thank you ... BLESS YOU ...

[@RetirementTravelers]

Thanks so much. Glad you found them helpful and hope you can follow along on our retirement journey. John and Bev

[@ouritaliandestiny7955]

Great video!! Loved all the tips, especially travel, travel, travel!!! Debbie and Stijn

[@RetirementTravelers]

Thanks and we forgot to add make friends in Italy. 😉 John and Bev

[@susie9893]

More practical advice. I'm really enjoying this series. Thankyou

[@RetirementTravelers]

Thanks. Glad you are enjoying the how-to series and hope this helps retirement planning. John and Bev retirementtravelers.com

[@scottcharette1744]

Useful, thanks. Just created an excel list of these 25 as a starting point to assess where we’re at, % complete on each of these, so we can discuss and get action plan together to move these all to complete status. Something to work towards!

[@RetirementTravelers]

That's awesome. Good luck with your retirement planning and let us know if we can ever be of assistance. John and Bev retirementtravelers.com/

[@clairespace3371]

Thanks for your short and to the point videos. I love them. So many people want to drag you through an emotional quagmire before they tell you what's what. I follow you because you really help. I'm retired and thinking about how to make the best use of it. Including wondering what I want. I wonder if you know people who are widowed going about this process? Less easy.

[@RetirementTravelers]

Thanks and so glad you are enjoying our channel. Good luck with your planning process. There are probably widowed/solo travel groups you could google or perhaps find on Facebook. Safe travels and many blessings, John and Bev retirementtravelers.com/

[@emilyfathauer3037]

Great information! Thanks for sharing such useful information. Need to get planning now!

[@RetirementTravelers]

Thanks. Glad you found them helpful!

[@FollowEman]

Your wealth of experience and information is so helpful and valuable. Education is a lifelong process. Thank you for sharing your humble insights.

[@RetirementTravelers]

You are so welcome! Glad you are enjoying our channel. Happy journeys, John and Bev retirementtravelers.com/

[@annetterobinson3213]

Great advice…10 months till our early retirement so some good tips for us. Thank you 😊

[@RetirementTravelers]

Thanks. So glad you found it helpful. Good luck with your retirement planning and hope you can follow along on our retirement journey around the world. John and Bev retirementtravelers.com/

[@Toni_Snark]

#20 Ballroom dancing! It's physical, enjoyable and you can do it anywhere with your significant other.

[@RetirementTravelers]

Love it. John and Bev retirementtravelers.com/

[@mylittleocchio]

Just discovered your channel and loving all the content. A nice mix of advice and fun. My husband and I are probably the same age you are...mid 50s ; ) It's really nice seeing someone with similar goals to ours out there doing it. Thanks so much. We are inspired.

[@RetirementTravelers]

Thanks so much and glad you are enjoying the channel. Keep dreaming big and hope you have an amazing retirement. Thanks again for the kind words, John and Bev

[@kathywimmler453]

Good stuff!!!

[@RetirementTravelers]

Glad you enjoyed it. John and Bev

[@richardyepesdiego5702]

My kids live out of town and my enjoyment is to go see them and my grandkids. After listening to this podcast and others I look for a glimpse of what I can do now. I am exhausted and do not want to continue working. I am that employee that locks the door at the end of the day. Regrets now - that I did not take care of me - I just kept working. I hope people will read this and realize - time to take care of you!!! It’s our responsibility to do so.

[@berwickperu7683]

Thanks for sharing. I sit here, 45 years old worked hard for so many years, kids grown - well educated, house paid for, no debt - bought a new vehicle and will pay off. But.....no savings for retirement. So mad at myself that I worked all these years and did not take care of my retirement. Just worked and the years flew.

[@hollandhoff975]

you yourself have to define the life you truly want and do everything you can to gain that. Stop living for others, and what they might think of you and do what's best for you at the end of the day.

[@richardyepesdiego5702]

@@hollandhoff975 Thank You Wise Soul Stay Blessed

[@richardyepesdiego5702]

@@berwickperu7683 Stay blessed.

[@brownhilton2842]

@@richardyepesdiego5702 Thanks for the outlook. You should do well and research for a reliable broker to invest with, from there you can grow your portfolio and see your dream come through

[@bpbbypena8504]

Thanks so much for he info. My wife and I have a few things to take care of at home but God willing we will be on the road next year

[@RetirementTravelers]

That’s fantastic and best of luck with your retirement. Hope you can join us on our adventure around the world. John and Bev

[@plambable]

Fabulous advice, Thank you both.

[@RetirementTravelers]

Thanks. You are welcome. John and Bev retirementtravelers.com/

[@erinaustin9968]

Thank you so much for giving us this list.

[@RetirementTravelers]

So glad you enjoyed it and found it helpful. John and Bev

[@AKim-uu4hg]

Great video John - thank you!! Great list of things to think about and do before retiring. Missed seeing Bev! Hope all is well with you both.

[@RetirementTravelers]

Thanks. Glad you found it helpful. Bev was doing the filming and editing. John and Bev

[@russechols6242]

Thanks for the wisdom in #10 & 11!... I completely agree and you're able to live and give like no others.

[@RetirementTravelers]

Thanks. Those two have been important to us and we hope inspire others. John and Bev

[@toonertimesfour1158]

No one makes a video on how to retire geared toward 20-somethings. Putting away just a couple thousand a year over a lifetime does wonderful things. It doesn't take much if you start young.

[@RetirementTravelers]

Agree completely. Thanks for the suggestion. Happy journeys, John and Bev retirementtravelers.com/

[@virginiadebva4311]

I love your videos and watch them all the time. One thing, please do not assume all retirees have a spouse to go kicking around blissfully with. What a dramatic difference retirement is when you are single, certainly not as much fun. Just a thought!

[@RetirementTravelers]

We know all too well that what you say is true. Bev’s dad died when she was 13 and John’s dad died when he was 30. We’ve both experienced great loss that at times seemed too overwhelming to cope. Certainly, we also watched our moms go through this very painful time and in it we learned to never take our time together for granted. We understand that everyone doesn’t have a partner and some prefer it that way. We hope you know that we have felt that pain but we’ve also felt the joy we have living our best lives together. One day, it won’t be that way, so we are determined to make every day count. On the bright side, we’ve been there and today is a better day than those painful days before. John & Bev

[@bronwynquinn4477]

Great advise! Thank you

[@RetirementTravelers]

Glad it was helpful! John and Bev retirementtravelers.com

[@michellec.9852]

Probably won’t do the doctor thing but the rest of the advice is great!

[@RetirementTravelers]

Thanks 😊 John and Bev retirementtravelers.com

[@christinehedary1491]

Great tips, thank you!! I hope to join your way of life soon!!

[@RetirementTravelers]

Thanks so much and good luck with the retirement process. John and Bev

[@beverlyromine1224]

Great tips! Thanks for another great video!

[@RetirementTravelers]

Thanks. Glad you enjoyed!

[@AfricanFlightStar]

Awesome advice! 👍🏻💥👏🏻

[@RetirementTravelers]

Glad it was helpful! Thanks John and Bev retirementtravelers.com

[@kw7292]

Good stuff, but no travel, travel, travel. I’ve lived out of a suitcase for almost 40 yrs, can’t wait to stay home and smell the roses!

[@RetirementTravelers]

Congrats and enjoy your well deserved retirement!! No need to travel, you can just stay home and watch our channel. 😉 John and Bev

[@joekuhnlovesretirement]

Joe is #1!!!! Great video.

[@RetirementTravelers]

We were wondering if you were paying attention! SERIOUSLY, everybody, check out Joe’s channel @joekuhn

[@KentAndKimGoWandering]

😁😜😊 We’ve learned a lot from BOTH of you. Didn’t know you’re friends. 52 weeks and 2 days until retirement for us. 😊 Looking forward to retiring TO full-time travel. 30 countries down- at least 70 to go. 🎉 We appreciate you guys!!

[@RetirementTravelers]

Congrats on your retirement and happy travels. We’ve known Joe for over 35 years! John and Bev

[@joekuhnlovesretirement]

@@RetirementTravelers I watch your videos while I'm on my elliptical. I have to remember to comment later in the day. I watch them all.

[@colinandmeg]

You guys are an inspiration. Your video quality is amazing :)

[@RetirementTravelers]

Thanks guys. Much appreciated. 😊 John and Bev retirementtravelers.com/

[@CraigandMandy1]

Thank you for the great video. We are learning all we can from all of you wonderful people who are doing what we planned to do next year. It is great that you all love making this content. It is so helpful to see other people following their dream and having fun.

[@RetirementTravelers]

Thanks so much and best of luck with the retirement process. John and Bev

[@JohnandCaraRetiredTravellers]

Another excellent retirement tip video. Thank you guys! ~Cara 😊

[@RetirementTravelers]

Thanks guys. Glad you found it helpful. John and Bev

[@randolphh8005]

Health care. If you are retired or working part time you likely can get surprisingly inexpensive insurance through “Obama care”. While waiting for Medicare eligibility. And the subsidies have just been extended with the “Inflation Reduction Act”

[@RetirementTravelers]

Thanks for the info. John and Bev

[@travellingwithcrowsfeet]

Great vlog, 25 useful tips, thank you. 😊

[@RetirementTravelers]

Thanks. Hopefully you can use some of these this next year! John and Bev

[@travellingwithcrowsfeet]

@@RetirementTravelers we've already started.

[@freedakaye6720]

Solid advice

[@RetirementTravelers]

Thanks so much. Glad you found it helpful. John and Bev

[@RetirementTravelers]

We hope you found this list retirement checklist helpful and best of luck with your retirement process. Dream big and live your best retirement life. John and Bev retirementtravelers.com

[@jpsmusicandmore5457]

Really good video

[@RetirementTravelers]

Thanks. So glad you found it helpful. John and Bev

[@mohsankarimi2232]

Excellent Vlog and i am watching others from you guys as well. could you please help me answer couple of questions. Couple of quick questions. 1. What health insurance do you carry and what are you paying? I have checked with World Nomad and their rates are much much better than Signa. 2. How do you get money in other countries without fees . We are ready to go on a trip for 2 years starting SE Asia. Is there a debit card you can recommend that don't charge foreign fees. I have Chase CC that don't charge fee. I am primarily asking for debit card use or get cash as a lot of street food you have to pay cash. thanks

[@RetirementTravelers]

Thanks so much. Glad you are enjoying our channel. 1. We kept our BCBS retiree coverage. It is expensive, but we both have pre-existing conditions, which makes things more challenging. We do go to Colombia for preventive care and prescriptions, which saves out of pocket. The capital one debit card is great. You can set up online and there are no international ATM fees. John and Bev

[@RetiredLovingIt]

Great tips!!!

[@RetirementTravelers]

Thanks so much and glad you found it helpful. John and Bev

[@jennifertrinh9248]

John and Bev, since you guys are full-time travelers, do you have travel health insurance? If so, what company do you use? Thank you.

[@RetirementTravelers]

We have a US based retiree coverage for a variety of reasons. We are working on a video that answers health insurance in much more detail. John and Bev retirementtravelers.com/

[@jennifertrinh9248]

@@RetirementTravelers Thank you!

[@MonicaHayden]

What do you use for a mailing address? Or, how do you get your mail when you travel? Great videos!❤

[@RetirementTravelers]

We have a UPS box at a UPS store in Florida. John and Bev retirementtravelers.com/

[@KentAndKimGoWandering]

Do you guys have a referral link for the Chase Sapphire Reserve? We’d love to give you those points. 😊

[@RetirementTravelers]

www.referyourchasecard.com/19/MPFB3ADRWQ Thank you so much. Glad you are enjoying our channel. John and Bev

[@benjaminjohnson1693]

Awesome video. Very helpful. I am 46 and though I have another ten years before I retire, I am already preparing for my retirement. Lord willing, I plan to travel 6 months out of the year and live the remaining months of the year in Chapel Hill, NC. Thank you so much for these great tips.

[@RetirementTravelers]

Thanks. It sounds like you have a solid plan in retirement and you are preparing well. You will love traveling 6 months a year and hopefully we will keep inspiring. John and Bev

[@tancreddehauteville764]

Ten years? You're optimistic!

[@suz1720]

Hi John and Bev! Since you are traveling full time, how do you handle the requirement that financial institutions and insurance companies have for a permanent address? We love your channel and appreciate all that you share! Thank you!! Suz

[@RetirementTravelers]

Thanks for your kind words! We moved to FL in 2016 and established residency 6 years ago. We have a permanent physical address there, even though we no longer own a home. There are a number of ways to get a physical address without home ownership, that satisfy all the various groups that require it. John and Bev

[@suz1720]

@@RetirementTravelers, thanks for your response. Does this mean you rent an apartment or did you establish residency through a service like escapees or traveling mailbox? Thanks so much. Appreciate your guidance!

[@RetirementTravelers]

@@suz1720 We use the address of a family member, which works out great for us.

[@TrekkingwithMikeandDeb]

Excellent, we had a problem opening an account with US Treasury Direct since we no longer have a home. It was quite a process buying I bonds. I appreciate thinking about one person left behind. We keep money untouched so if our income dropped the there person will be OK financially. It is fun finding your own lane.

[@RetirementTravelers]

Thanks. We think the I bonds are a great idea right now. Keep enjoying retirement and stay in touch. John and Bev

[@wedsonolivia4103]

According to my Adviser; *Investing for Retirement is better than Saving for Retirement.*

[@wedsonolivia4103]

What I think you need is a Financial Adviser, who can help you get in and out of any investment at any time and you'd sure be in Profit

[@wedsonolivia4103]

*Teresa Jensen White,* That's whom i work with

[@wedsonolivia4103]

No she's not!... KZbin is a public place; i can't drop her information here but You can just put her name on google and you will be directed to her website and drop her your message.

[@RetirementTravelers]

Thanks

[@JNTravels]

We are retiring this year. I have no pen/paper so I will have to rewatch this very slowly.🐸

[@RetirementTravelers]

And many times 🤣 Safe travels, John and Bev

[@shamszakhour6076]

Don't forget that retirement age, as far as social security is concerned, isn't the same for everyone. Even you! I was born in 1959 and my official retirement age is 67, NOT 65.

[@RetirementTravelers]

Good point. Thanks for sharing. John and Bev retirementtravelers.com/

[@danjobry333]

My husband won't retire!! Any suggestions? 😢

[@RetirementTravelers]

We are actually working on a video about why to retire now, so perhaps that will help. Retirement gives you SO many more options. Good luck, John and Bev retirementtravelers.com

[@gvbalajee]

Enjoy your travel age is just numbers

[@RetirementTravelers]

Thanks so much and agree. We are loving our travels. John and Bev

[@MagentaOtterTravels]

Love the tips! Very interesting video to watch. Question for you: what is the opposite of a snowbird? That's not a riddle or a dad joke... I'm wondering what to call people like us who leave Texas every summer to escape the heat. Sunbirds?

[@RetirementTravelers]

Thanks. Glad you found it interesting. We have heard the term “sunbird”, who is somebody that leaves warmer places for cooler. We guess you guys are sunbirds!! John and Bev

[@MagentaOtterTravels]

@@RetirementTravelers thanks! I really enjoy your videos 💕

[@bernie9728]

Here's my 3 Step plan: Work hard, save your money and retire early. You are welcome. Worked so well for me that I retired 6 years ago and have yet to touch a dime of my retirement savings.

[@RetirementTravelers]

Thanks and that’s awesome. We love hearing retirement success stories! Enjoy your best years and hope you can follow along on our journey. John and Bev

[@bernie9728]

@@RetirementTravelers Thanks! Truth be told I never really "wanted" to go to work, but I understood that I "needed" to go to work. That said I made sure from the beginning that the day when I no longer needed to go to work came as soon as possible. We love our life and really had no desire to change it when we retired. We knew the key was to be debt free before we walked away from work. We recently did a whole house remodel and didn't touch a dime of our retirement savings to pull it off. We had enough "liquid" cash to do it. We like to go camping, so we purchased a new 35 foot Travel Trailer and a new Pickup Truck to pull it with before we retired. Paid cash for both. 6 years in and we still haven't "planned" for our retirement. We just live life everyday like it was the weekend. I like to say that our weeks consist of 6 Saturday's and 1 Sunday. Our biggest problem is remembering which "Saturday" it is. 😁

[@comment5884]

❤

[@RetirementTravelers]

Thanks. John and Bev retirementtravelers.com/

[@carlosgarcia-jz3dq]

CHECKLIST #1 have a ton of money #2 live within your budget #3 get rid of the wife and kids #4 find a useful purpose in life, so the boredom doesn't kill you.

[@RetirementTravelers]

Thanks for sharing your thoughts. John and Bev retirementtravelers.com/

[@cliftonkelly3812]

It's my third month being retired now. And life hasn't been so difficult as I thought basically because I put my head down and made ways for other source of Income. I'm a huge fan of earning more money, and I think everyone should have a side hustle. Side hustling can allow you to earn that little bit of extra money that can help you achieve your financial goals faster - whether it's paying off student loans or saving for retirement.

[@berwickperu7683]

I wish I could like this comment million times. I always tell people that it's better late than never. Therefore, If you want the chance to maximize your income, you will need to explore investing your money

[@richardyepesdiego5702]

I've been considering buying ETFs/SCHD stocks for retirement, I have set asides $100k but somewhere along the line, I get cold feet maybe because I'm a rookie and have no idea what I'm doing, please I could really use some guideline

[@cliftonkelly3812]

@@richardyepesdiego5702 You can buy dividend ETFs if you don't want to get into individual stocks. My favorite is SCHD. you can use a coach as well.

[@richardyepesdiego5702]

@@cliftonkelly3812 A coach sounds like a good idea, but how can I get a reliable one considering the nature of the market today?

[@cliftonkelly3812]

@@richardyepesdiego5702 There are good names out there, people that have shown consistency. Like Karen Marie Emma, she's currently my coach. Lookup the name , you can reach her through her home page.

[@mattbailey9396]

👌

[@RetirementTravelers]

Thanks. Hope you found them helpful. John and Bev

[@mattbailey9396]

@@RetirementTravelers for sure! 💥

[@docalisavlogs]

❤️👩‍⚕️‼️

[@RetirementTravelers]

Thanks. John and Bev retirementtravelers.com

[@markduncan-brown4717]

you have just been admitted to the biggest club of all... golf hackers ... congratulations.... I took up tennis ..and will retire with ping pong.

[@RetirementTravelers]

A proud member of the club! I think you have to go through the pickle ball stage before you can retire to ping pong. 🤣 John and Bev retirementtravelers.com

[@thatskyteamflyer]

I feel like all these millennials that FIRE early don't really talk about health insurance...

[@RetirementTravelers]

Health insurance is a big deal. It will be a big expense for us prior to age 65. John and Bev retirementtravelers.com/

[@Jlegros]

@@RetirementTravelers hi great job on your videos. Can you pls be a bit mor precise on your health insurance? I cannot find it on your link. Which one do you use? and do you use both a health insurance AND travel insurance? It kind of sounds like you have just travel insurance and take care of things on your own in Colombia. Thanks in advance for your answer!

[@BerniecePiette445]

I genuinely mean it when I express my stress and concern regarding the market crash and high inflation, particularly in relation to my retirement. I have been experiencing losses for quite some time, and while some may argue that crises can present opportunities, I am feeling overwhelmed. However, I understand that investing is a long-term endeavor, and it is crucial to maintain focus on the bigger picture and the long run....

[@Lida-sh6ee6667]

how do I get in touch with this consultant that assist?...

[@Lida-sh6ee6667]

Thanks for the info . Found her website and it really impressive...

[@RetirementTravelers]

You are a scammer!