REVIEW: I paid rent with the BILT Rewards Credit Card for over a year. The Unexpected Results

[@raghunathkrishnan5124]

5:50 - this is the most important info that no one in KZbin ever talked about while explaining BILT. This section in your video was really helpful. Thanks 👍👍

[@franciscomerino5586]

Great review, very informative, I picked up extra info I didn’t get from other reviews, thank you ! 😊 👌🏽✨

[@bronzebond4869]

Was looking for a better description about this card. Thank you

[@leahtheanimationfan40]

1:33 Linking other credit cards with the BILT wallet. You're the only one I've heard talk about this

[@trinhle4520]

Thank you. It’s an amazing card. I just use it to pay for my mortgage. It works. Thanks a lot!

[@CagedJock]

Wait! You can pay mortgage??

[@trinhle4520]

Yes, I did

[@priestesslucy]

​@@CagedJock you can use your points to contribute towards your down payment. Mortgage payment might also be on the table but I'm pretty sure the point value is lower

[@bharathkrishnan5927]

Could you make a separate video on the loyalty program?

[@CleonaOliver]

Hi Maria great video! I do have a question though, will this BILT card work if your pay the landlord on Venmo? I am a bit confused on how this card works if you have private landlord vs the typical an apartment or managing company.

[@techmentormaria]

Yes, here’s the official link that explains how: support.biltrewards.com/hc/en-us/articles/6561447272717-I-pay-rent-by-check-Paypal-Venmo-Zelle-can-I-still-use-the-Bilt-Mastercard- :)

[@daegrun]

US Bank+ credit card does wifi and utilities cash back categories. But I am liking Bilt still.

[@corylemons7242]

Informative.

[@angellove21000]

Hi, my landlord is asking me to specify if the account I will be using is checking or savings account, but Bilt credit card is neither. Do you have some advice on what to put it under? Thanks!

[@MrLeo10187]

It’s a checking account. The Bilt app gives you a “checking account” so you can use that.

[@Ken_Brz]

Can this be done in Europe too? I'm an expat and would love to pay my rent with a credit card. All landlords however use direct debit and would never accept credit card.

[@dream_chaser5879]

This is my first time hearing about the loyalty program. If I want to use that to pay rent with my CSP do they still waive the fees, or do they charge you for using a credit card if it isn’t theirs?

[@MrLeo10187]

They charge fees if it isn’t theirs

[@JKweez]

I love this channel

[@techmentormaria]

🥹 thank you

[@jamesv5802]

Bilt dining tips would be cool

[@franciapressoir]

Amazing Video! 100% AGREE

[@dabadoo7631]

Looks good, i think this is only open to US people at this time in writing

[@jadenguyen8771]

Does this only apply to the USA? How about Europe? Thanks for sharing.

[@techmentormaria]

I believe most credit card rewards systems are only in place in the US!

[@StephKoffroth]

HELP! Do you have to book the travel through their portal to get 2x points? Or if I go straight to the airline website, book the flight, and pay with BUILT, would it still give me 2x points for travel?

[@ToAdventureLanding]

are there any fees on the built card?

[@david04g35]

Credit scores for this card?

[@david1watson]

I am a homeowner, but my daughter is in college and I pay her rent. Do you know if I can use the Bilt card to pay her rent? My name is not on the lease, but I am a guarantor of the lease.

[@doantrangle9803]

Yes. I am in the same situation as yours and I earn points for paying my daughter’s rent

[@vrcshortys152]

better question is why are you paying her rent?

[@ivand0007]

​@@vrcshortys152Because he's her father? Goofy question

[@kenyonbissett3512]

If they set up through an ACH program, shouldn’t you be able to pay a mortgage that way?

[@ivand0007]

Niqa what

[@mukeshmaharjan9449]

so how much is a point worth ? i watched whole video and i did not get this information ..!!!

[@ThePytyty]

Maria thanks for your video is so greatly appreciated. I pay rent via direct debit, my landlord withdraw the funds from my checking account. If I provide him with the Bilt account/routing numbers may do the trick. What are your views on this?

[@mannygathers2114]

Loyalty program details…

[@GunterandthePenguins]

Can I use this on zelle to pay my landlord?

[@MrLeo10187]

Zelle is coming soon I hope

[@lenn55]

I'm curious as too why you're renting and haven't bought a place of your own? Another great video and love you accent!

[@techmentormaria]

I have an investment property but decided against buying in NYC because of the high cost and taxes for everything here + I want to stay flexible with my own home

[@MR-nz8bv]

​@@techmentormaria This is the way. IMHO, too many people over-index on investment growth vs lifestyle fit when considering their primary home. If they align, great. But why not separate them if you can max both!

[@ivand0007]

Why do you care

[@MsLkane]

@@techmentormaria I made the same decision here in LA. Interest rates need to go down more and I'm in a rent controlled duplex. Staying put. :)

[@Khanfuzed1]

people with options like having options. i don’t what is so hard to understand for people lol

[@tripswithgreg5189]

How about paying your home mortgage with this BILT card? Great video and info. Thanks.

[@cantflipforship]

Won’t work

[@AJOZWIAK]

Why won't it work if you can do the check option?

[@Nowayhomek]

Could I pay through PayPal?

[@Yentiiiii]

Is this video sponsored ? That’s fine if it is, but I can’t tell. I’m I’m trying to figure out what they get out of this and I’m guessing it’s just just being able to track all your purchases and sell that data to other companies.

[@shaonghosh1]

As she says, Bilt acts as the middle man. It will sit between the landlord and the tenant and earn money. Tenants can now 'afford' to pay rent as they pay other things using credit cards, namely using minimum balance payments and Bilt will earn the Interest. This works because a significant fraction of people do not pay their statement balance in full. If you are among the minority who pay it in full then you get rewarded for your financial discipline. As for selling your information, no one can really tell which company is doing it and which company is not. Do we really trust any of them?

[@shireensingh7905]

I am unable to link my Chase cc card

[@fernandaizar2846]

Thank you for all the tips! When setting up auto pay for internet, did you use the credit card option or “online banking” as we set up the rent payment?

[@johnnykwon3999]

I live in San Francisco. Do you happen to know if Bilt Dining will be available here any time soon?

[@techmentormaria]

Not that I know of but I hope they will make it available!

[@youngodyssey16]

If I wanted to cash app someone 100 bucks that means it’s double in points so that 200 points and if it was rent day that would be 400 in points??

[@youngodyssey16]

Or Zelle someone

[@ivand0007]

Nah. Nobody would pay for a money transfer and that's not possible with a credit card. 😂😂😂

[@kevinmoore9524]

Thank You

[@nightblood8109]

Great video. Thanks for sharing!

[@timtime88]

I like to know more about the loyalty program

[@bansrivora9087]

Hello. I didn’t get a lot of credit limit. It’s very near to the amount of my actual rent. What’s a good way to increase credit limit?

[@jordyvillegas2126]

Would this work for my mortgage?

[@ivand0007]

No

[@Sixpaths22]

Does this card allow you to save YOUR PERSONAL would be rent money on other things? Im asking if the card pays your rent with your own hard earned money but just put in a card to give you points ? Or does the card pay your rent using the banks money?

[@techmentormaria]

I don’t understand this question 😅 credit card pays for rent. I pay off credit card. So I pay.

[@markwelburn2129]

The rent payment is more like a Debit Transaction, linked to your Checking Account. But, all other uses are Credit Card purchases, and the payment system works identically. So, the big bonus with Bilt is that you get points for paying rent, and no transaction fees, like the fees with Plastiq.

[@peachkittyyy]

the card isn’t going to pay your rent for free lmao. it charges the card, then you pay off your credit card bill. it’s a regular credit card.

[@dabaydestrian437]

A year? I thought it just came out a few months ago

[@techmentormaria]

It launched mid 2021!

[@alimohammad-we9en]

You are genus

[@ANDRESMI6]

This card has been extremely problematic. From simple registration to costumer service to a complete utter failure of communication via phone. Why do none of the reviewers discuss this. I can give you a full account of my experience & I’ve had the card less than 1 month

[@ivand0007]

My dream girl

[@Zigblat]

The points are only 1/2%. So 3 points is 1.5%. I currently use a Visa card that pays 2.5%. This is better even with a credit card payment fee. So if you say you're getting 2 points on your Wifi, that's 1%. Again, I pay Wifi with the 2.5% card for 2 and a half times more cash.

[@ivand0007]

You don't know what you're saying bud

[@ivand0007]

Your fee is definitely much higher but okay bud

[@ivand0007]

WiFi and utilities, not rent genius

[@TheJesseacosta]

I signed up for Bilt rewards and linked my cards to my account. How do I get reward points? Everything I see on the site says I have to have a Bilt card to get any points.

[@techmentormaria]

You should get 2x points on Lyft rides and 5x points for the restaurants that are part of bilt dining! Have you tested it?

[@rickbarrington]

@@techmentormariaso the BILT rewards bonus points only apply to BILT partners?

[@scott548]

If you use the cards you linked(bilt wallet) at one of their dining partners you get 5x bilt points in addition to whatever rewards you get from the credit card. If you link your Lyft acct to bilt, you get 2x bilt points. You don’t need the bilt Mastercard.

[@IAm-fp7sr]

Up to the 9 min 14 sec marker this female said at least sign up for the loyalty program because you earn an extra 2 pts for doing NOTHING. are you sure about that? Didn't signing up for loyalty program is something? Who is and or are the Owner(s) of Bilt? Does One know what Being a Bily loyalty partner is subjecting Oneself to do and be?

[@Ericvalentin-y2x]

I’m single

[@stephenayriss5049]

If you get rewards for nothing, you are the product.

[@WealthOfOpportunity]

Clearly you don't understand how credit cards work

[@Jiggy609]

🤡

[@retrospective_gear]

The cost of doing business

[@ivand0007]

You think you're sharing groundbreaking knowledge here or something 😂😂😂

[@IAm-fp7sr]

This female must be striving to be or is agreat Pretender

[@praveenadepu7787]

so beautiful

[@ivand0007]

Mamacita

[@brettwerner9544]

Answer this, what is the support they offer. Here's the answer, NONE. OK, you can do an online chat and they will respond overnight. It sucks. SUCKS

[@therealmichaelw]

You can call and get someone fairly quickly, I think I was on hold maybe 5 mins middle of the day east coast time. It’s a Wells Fargo card so when you call Bilt I believe it eventually goes to them for support.

[@ronswanson1410]

@@therealmichaelw bot

[@ivand0007]

You're such a needy piece of work dude 😂😂😂

[@ivand0007]

​@@ronswanson1410cry about it. Their support isn't bad at all. Y'all just like to complain about everything

[@contracthit9839]

Bilt sucks...Total scam

[@yr2208]

You are extraordinarily cute 😍

[@BkJ4son]

Damn you didn’t even get a thanks lol

[@vexy-_-1122]

Weirdo

[@TheQuickyouknow]

@@BkJ4son extraordinarily? You live in a small town?

[@DewlayLomo]

Dropping loads all over her Bilt points!!!

[@PatrickDrinksCoffee]

Don’t be a simp.