PART LOANING A HORSE Q&A! EVERYTHING YOU NEED TO KNOW | UK Equestrian YouTuber

How much does it cost? How to avoid conflict? Am I going to buy Ted? Answering all of your questions on part-loaning, sharing or leasing horses...
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QUESTIONS I ANSWERED IN THIS VIDEO:
1. How much does part-loaning a hores cost (roughly)?
2. Do you pay for the vet + farrier when you part-loan a horse?
3. How do you think vet bills/treatments e.g. physio should be split / paid for when you are sharing a horse?
4. Is it better to share or loan a horse before buying one yourself?
5. What do you need to take into consideration before loaning or owning a horse?
6. Is it better to share or loan a horse before buying one yourself?
7. How time-consuming is loaning a horse?
8. How does sharing from a stables work?
9. How long did it take you to find a horse to share?
10. What questions do you recommend asking the horse share's owner?
11. Advice on being restricted by the horse's owner as to what we can do?
12. Do you ever worry you'll do something 'wrong' with Ted?
13. How did you know Ted was the share horse for you?
14. Would you recommend having lessons on a new horse?
15. Best advice for someone with a new horse?
16. Are you part-loaning Ted?
17. Do you get on with Ted's owners - collaborate, give each other's updates etc?
18. Is there any conflict between you and Ted's owners?
19. Do you plan on buying Ted?
20. How do I find a part-loaner as amazing as you (their words not mine!)
21. Does your training ever clash with the training Ted's owners do?
MORE VIDEOS ON SHARING, PART-LOANING OR LEASING HORSES:
How much does it cost to keep a horse (+ free budget template):
• COST OF KEEPING A HORS...
HORSE SHARING VS LOANING | Costs, Contracts + Tips For A New Loan Horse: • HORSE SHARING VS LOANI...
HOW TO FIND A HORSE TO LOAN (How I found Ted + My Tips For Where To Look): • HOW TO FIND A HORSE TO...
AN INSIGHT INTO MY LIFE WITH TED:
Hacking Alone Goes Wrong (And How We Fixed It): • HACKING ALONE GOES WRO...
My Equestrian Summer Routine + Jumping Lesson:
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My Equestrian Winter Routine (5AM START!):
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Riding With Rhi creates horse gopro videos and shares her honest journey of part-loaning a horse (including hacking fails and ups and downs).

[@louisegulliford4949]

Hi Rhiannon and all her followers..... Ted’s owners here.... we just want to say hi and express how much we love Rhiannon and how grateful we are for the way she she cares for Ted. Rhiannon is correct in saying hold out for the right share horse or the right sharer. We have been waiting a very long time to find someone like Rhiannon. We are very lucky to have found her and likewise, knew immediately it was Rhiannon we wanted to share Ted with. Listen to the advice she gives you all, she’s absolutely correct in everything she says, communication and respect is key in both parties. xx

[@RidingWithRhi]

Louise 😭😭😭 you’re so sweet. I hope this comment gives hope to owners and sharers alike that good people are waiting! Don’t give up ❤️💪🏻

[@thewarrioroflight6511]

I really don't know how to ride properly yet. If I can ever work my way up to sharing/loaning/owning a horse, know that YOU will have had a huge contribution in that. May God bless you Rhi! 🙂

[@RidingWithRhi]

Aw that’s so incredibly sweet. Thank you. Keep going, I have been riding for years and I’m still learning every single day 💪🏻💫

[@raythegoth]

This is such a detailed and thorough video Rhi, definitely one that I will refer people to if they're curious! I part loaned and full-loaned before buying and so glad I did and now I have an amazing sharer for my horse which helps me out so much with having a 4 month old baby. Great video as always!

[@RidingWithRhi]

Ahh so glad to hear I’m not the only one who would take that route and glad you’ve found an awesome sharer!

[@aplewddl7]

Well I don’t normally comment on videos but I find your channel so so so so underrated :( you are one of the only equestrian you tubers especially British that in depth actually talks about the real prices rather then just stating “its expensive” so thank you so much remember me when your famous because I will 100% remember you :) keep going I love your channel so much!

[@RidingWithRhi]

Ohhh that’s so sweet! I really appreciate you taking the time to leave such a lovely comment. It honestly makes my day ❤️ I just want to share the stuff I wish people had shared with me! Even if it’s embarrassing / not always positive. X

[@aplewddl7]

Riding With Rhi You will see me more in your comments now lol hope you don’t mind :) I’m only 13 & I realllllly want a horse but my mum & dad say no so I may ask them for a part loan because it is a lot cheaper then a full loan or buying a horse! Also thank you for replying ❤️

[@RidingWithRhi]

Haha I would never mind. Oh don’t worry, my parents never got me a horse either (too expensive). But I found some ponies who were a bit naughty to ride for free and then when I got older and I could afford it, I got Ted on share. Keep going! You’ll get there if you want it enough. ❤️

[@aplewddl7]

Riding With Rhi I want a horse so bad my parents never understand aha! I try show them I’m responsible enough because I go out to my mums friends horses every day rain or shine but sadly they can’t be ridden (one is a miniature Shetland, the other is 29) it’s so annoying but likes yours, my parents say it’s to expensive sadly.

[@RidingWithRhi]

Where are you in your 'equestrian' journey? Have you just started? Are you looking for a share? Are you lucky enough to have your own? Comment below and tell me about you (and the horses you ride!)

[@what2636]

I'm still currently looking for a share ): but i don't really mind having to wait this long because i want to find the right one before I rush into it. thank you so much for this video!. I'm looking for a jumping that i can eventually start showing when shows start up again in Ireland x i was hoping to share from my riding school, but the don't actually have a sharing/loan scheme at the moment so that kinda sucks ): i cant wait for the cross country video though!

[@RidingWithRhi]

So exciting ! That’s definitely the right attitude. It’s quite hard to find share horses that you can jump and compete but they are worth the wait. Thank you! I’m a bit nervous, I haven’t been xc schooling really since I was a teenager 🤣

[@what2636]

@@RidingWithRhi hope you have fun!

[@RidingWithRhi]

@@what2636 Thank you

[@slou3552]

I recently found a share thanks to your advice and posted on a local riding Facebook group, I am so happy and slowly getting to know my new loan horse and his owners which is great 🥰

[@anna7203]

You deserve so many more subs!! ❤️

[@RidingWithRhi]

Thank you 😭❤️ tell your friends 😂😂

[@tildafrancis5720]

I love your videos are so helpful thank you ❤️

[@RidingWithRhi]

Ah i'm so glad! Let me know if theres anything else share related you're struggling with.

[@millynewman1062]

just found your account and watched some of your videos and omg im literally binge watching x3 your vids are so entertaining and the information you give is so clear and helpful i love it

[@RidingWithRhi]

Thank you Milly! Welcome to the yard ☺️ Rhi and Ted x

[@leo9565]

Just wanted to say thank you I love your videos and after watching the one on how to find a share I put an ad on Facebook and I found a lovely pony to share

[@RidingWithRhi]

Omg!!! I love that. Thank you for sharing, I’m so happy you found a nice share. Keep me updated and tag me on IG if you post about them so I can see ❤️

[@mummmfyx6994]

I've just grabbed a part loan with a horse named Luigi! I am a beginner and I'm so excited to meet him

[@edenbrown3470]

I’m actually addicted to your channel! I love all of the content these are soooo helpful! These are so great for people and good info. Love Ted Xoxo 💋

[@RidingWithRhi]

Thank you Eden! I'm so glad its helpful. Ted says thanks for the kisses! Haha. X

[@tegancollier7408]

Rhi ive just started watching today I am obsessed, these videos are so very detailed and the amount of though that goes into to them is amazing. I will be recommending to any of the girls at the yard that are thinking of loaning or buying or just general riding information. what an amazing lady xx

[@RidingWithRhi]

Ah Tegan this made my day! Thank you for such a lovely message ☺️ I'm so glad the content is helpful and informative- that is the aim! X

[@Lexi_bowes]

Thank you so much, this really helped as I’m getting a loan pony this weekend!I really liked how you said everything and helped ❤️xx

[@RidingWithRhi]

You're so welcome!

[@ellawells4711]

This vid was amazing :)

[@RidingWithRhi]

Thank you Ella ❤️

[@bradleyc79]

Thanks from Chicago, IL

[@sarahj9900]

I would absolutely love to live in the UK some day, everyone there is so nice and the countryside is beautiful. (plus owning/leasing horses there is at least half as expensive as the US)

[@RidingWithRhi]

Interesting! How do people calculate the costs in the US?

[@sarahj9900]

@@RidingWithRhi Usually you have to pay for board/livery and we don't really have very many "DIY" livery options, so most of the time board/livery is upwards of $600/ around 500 pounds, plus the lease fee, which is about the same price as board. Btw Ted is adorable :)

[@denisehassall4746]

I’ve just stared loaning a horse I love it 😚

[@RidingWithRhi]

Love that! Keep us updated on your progress

[@bradleyc79]

Thank you

[@alexanyers3510]

Hi I love ur videos 💖💖

[@RidingWithRhi]

Thank you!

[@xlkshannon128]

this video has given me major anxiety... I’m going to see a possible loan this weekend and now I’m even more nervous oh my god haha... I just don’t really know what to expect 😅

[@RidingWithRhi]

Don’t be nervous! This video talks a little bit about how I found Ted and what happens when you go to visit: kzbin.info/www/bejne/aYOuZKCmbql8hbM

[@xlkshannon128]

Riding With Rhi thank you :) it rlly helped🖤

[@jadeus3712]

I know I'm a bit late to the party with my comment but I found your channel through the Surrey horse FB group and this is the first channel I've found that gives really in-depth share advice! 💕 I'd love to know how you got your experience / knew you were ready to share? I feel like im never going to feel truly ready, I've been in lessons for years now and done Ride Safe etc but I'm very hard on myself and my abilities confidence-wise

[@RidingWithRhi]

Thank you very much! I had worked with horses when I was younger and had other horses I looked after, so i felt pretty confident, but if you're not sure, try to find a share at either: a riding school, where someone else is always around to help / pick up any mistakes you make or 2) at a busy livery yard where someone is always around to help. I also found the BHS Stage 1 and 2 books really helpful for dusting off your knowledge! You don't need to do the actual courses, just reading the books can help. They can be pricey but you can get second hand ones on Amazon etc. X

[@jadeus3712]

@@RidingWithRhi thank you so much for taking the time to reply, thats really helpful 😀 x

[@athinatheequestrian8092]

I’m starting to loan an Irish Sport Horse next week haha😂

[@Anna-px9bd]

how did it go?! srry I know that this was 1year ago! X

[@IslaEquestrian425]

Im probably gonna start loaning a pony with someone! (Half loan/ share type thing) fingers crossed 🤞🤞🤞🤞

[@RidingWithRhi]

Exciting! Good luck.

[@hannah.louisex7749]

I’ve been riding at a riding school for four years is this enough time to think about getting a half loan pony/ horse

[@abijenkins1534]

whenever you feel is ready is the right time

[@caoilfhinntodd2382]

me and my sister are loaning in July and august and this really helped! Is it okay to buy treats and stuff for them?💓

[@RidingWithRhi]

Usually yes! I would double check with the owner in case they have allergies / dietary requirements/ favourites but usually its totally fine!

[@yeshello5384]

I'm thinking of loaning from my riding school. There's a gelding who I get on really well with, and he's a lovely ride. I've been riding 8 years and my trainer suggests that I'm ready. The only issue is the cost. It costs £375 pounds for three months. This includes riding, mucking out, cleaning tack, turning in, turning out and more. Should I look for another option? x

[@RidingWithRhi]

It sounds about the same price as a normal part loan (with chores) and the bonus with a riding school is you already know the horse and there’s always someone on hand to help.

[@yeshello5384]

@@RidingWithRhi Awesome, tysm x

[@lei2750]

Hi! I really, really want to loan and show, any tips? I want to show this summer in hand if I can, does anyone know any ways to find good shows near me? Also, how can I tell if I am ready to loan and how to choose a horse? Rhi, you're amazing by the way

[@athinatheequestrian8092]

I’m loaning a horse at a ridding school he’s the best sj horse in my country and a school master I get 3 rides per week 1 lesson and 2 rides so that is 260€ and I don’t have to do anything else of pay for anything else but I obviously groom,tack up and like treat the horse

[@brainkid4736]

i have been riding for 2 years i know how to do everything unsupervised should i loan a pony now?

[@l.equixx]

Hi Rhi, this vid has been very helpful and as someone looking to share/own a pony or horse I have a few questions and that I would be blessed if any were to be answered. So as for vaccinations, would to owner be paying those types of things, or regular vet checks Ect or would it be split? You talked about "directly causing an injury" you used the example, (If you jumped a 5 bar gate It was my fault I would pay for it) as this is a very helpful example, I am wondering if you know if it were to do with the field (Eg. If you were to feed the something |by accident| and the horse happens to become sick/ injured by something you may have done accidently) Would you be paying for it/split it/or owner pay full price? How did you work out who pays for what and when? If your doing the "pay by ride" agreement, would you also be paying for vet, physio, farrier, equine dentist, feed, equipment. Would you and the owner still be splitting the costs or is it one or the other? If say the owner is on holiday, and you come down sick and cant ride or (god forbid) cant tend to the horse, what sort of thing would you end up doing? God bless you Rhi your videos are so educating and helpful and the passion for horses and your channel is truly inspiring xx (sorry if its Long or really bad written) (PS. ily and ur vids and horses)

[@AimeeandApollo]

Hi Rhi, I know this video isn't a recent one but wondered if I could ask some advice? I'm going to view some horses for loan this week. I'm really nervous. I've ridden, owned and loaned horses all my life but had quite a big break to have children. I've been completely honest with all the owners but I feel like it puts them off me that at the moment I just have lessons at a school? Any tips for me please? Xxx

[@tiffanyhufford2148]

Hi! I will hopefully start leasing soon, the horse i am potentially leasing i have rode tons if times and his owner is my trainer! I'm still super nerve wracked bc my parents haven't said yes (I will talk to them tonight) Do you have like one bit of advice for me?

[@summerbrion9535]

In my maybe loan I have to pay for farrier every 8 weeks

[@the_3_buns]

when you loan a horse do you need to buy your own addle and bridle? or does the horse come with them?

[@RidingWithRhi]

With a full loan and a part loan, in most cases the horse would come with all tack and equipment, but with full loan it would be your responsibility to keep it in good condition, replace it as needed and return it to the owner at the end of the loan period

[@trudiayton4772]

Hello, thank you for this very informative video. I am looking to part-loan but I am a little worried about insurance, e.g. if I were to get hurt whilst riding and needed to be hospitalised. Do you have any advice on this?

[@RidingWithRhi]

Yes!! Get your own rider insurance 100%. I have always been with PetPlan Premium but there are lots of good options. A lot of owners ask you to have insurance to part loan their horse anyway.

[@RidingWithRhi]

(Most insurance owners take out doesn’t cover sharers because it’s considered a “business transaction”. Most don’t cover under 18s either)

[@trudiayton4772]

@@RidingWithRhi Thank you for getting back to me. May I please ask how much you pay roughly for insurance?

[@RidingWithRhi]

I think mine is around £7-10 a month

[@poppybaldock]

The average part loaning a month is £250 and it isn’t payed by rides it’s just payed monthly and unfortunately probably won’t be able to afford and I’m still a little to young to be able to get any sort of job to increase my income so how can I get a higher chance of being able to part loan?

[@RidingWithRhi]

When I say you pay per ride, I don’t mean that the cost isn’t paid monthly, I just mean it’s variable based on how many rides you have a month. If you are unable to afford a part loan, as I couldn’t as a child, your best approach is to try to find ponies that you can ride in exchange for chores or work, rather than in exchange for money. I found many ponies like that as a child and paid for my riding lessons by working at the riding school.

[@BananaToast-fz6mm]

If you want a part loan and can do jobs on nights Mon to Fri and full days weekends, but can't make it to feed on mornings at all, what would be the best solution? (From someone who's looking at loans right now but can't make mornings due to living situation but doesn't want to miss out x)

[@RidingWithRhi]

There are often part-loan opportunities that only require you to do one end of the day. Just make your situation clear from the beginning - you’ll be surprised at how many people even one end of the day will work for. I never went down twice a day for my part loans.

[@bei.eventing3782]

With part loaning do you have to go in the mornings as well as In the evenings ? I’m still in school so I don’t have much time in the mornings so I’m just wondering before I start looking xx

[@RidingWithRhi]

It seems to depend on the owner and the livery the horse is on. I didn't need to (but was welcome to) but some owners need you to do both ends of the day.

[@bei.eventing3782]

@@RidingWithRhi ok thank you! x

[@elainahardin]

Plz help me find a way to convince my parents to let me lease a horse named marshmallow

[@elenaemmel7622]

What websites and contacts would you addvice

[@RidingWithRhi]

For what in particular?

[@kaci9327]

I know im a bit late after this video but as i am 13 its hard to find horses to loan part time. I can canter and do small jumps and a few other things but would you recommend anything?

[@RidingWithRhi]

Do you mean recommend to learn or recommend to help you get a part loan?

[@kaci9327]

@@RidingWithRhi if you would recommend anything with loaning as also bein a 13 year old rider there are a lot of restrictions, thank you for answering.

[@RidingWithRhi]

It can be difficult when you’re under 18. It might be easier to try and find a loan at a livery yard or a riding centre. That way, there is always someone around if you need help and the owner knows you won’t be alone. That or you’ll need to rope in a parent or guardian to help you on your riding days. That can help assure an owner too! X

[@kaci9327]

@@RidingWithRhi alright thank you for taking your time to answer!

[@trot.along_3155]

Can u just lease a horse for the summer meaning 6 weeks

[@RidingWithRhi]

You could try but I think it would be unlikely for two reasons: 1, most equestrians want to ride in the summer, it's better weather, students are on summer holiday etc. the second reason is that it's such a short amount of time. That said, you may find someone who is travelling for summer potentially

[@NoThankUBeQuiet]

Me realizing how much less expensive English horses are than American horses. A part lease here is around 200 a month. Regardless of how many days.

[@RidingWithRhi]

Yes I’ve seen this in a few videos! I wonder why that is. I’d love to dig into it one day.

[@emilycoxon1905]

I have been riding for more then 2 years do you think it’s ok if I start looking for a part loan 🐴

[@RidingWithRhi]

Only you can answer that! It's more about how much horse care knowledge you have and how confident a rider you are, rather than how 'long' you've been riding. You can ride for 10 years, but if you can't spot when a horse is lame or you're not confident leading them out to a field etc etc, part loaning probably isn't for you.

[@emilycoxon1905]

@@RidingWithRhi thank you so much 😊

[@Freddysfazballs420]

I've got a question! When you part loan/share, are there certain things you would need to buy for the horse?

[@RidingWithRhi]

Not usually no, because the owner will have already bought (and will continue to buy) everything for them. You would need to supply your own riding hat, boots, body protector or anything you wear and most owners wouldn’t mind if you wanted to spoil the horse by buying them treats or a nice headcollar or numnah etc - i’d just check first

[@AimeeandApollo]

Hi Rhi, I know this video isn't a recent one but wondered if I could ask some advice? I'm going to view some horses for loan this week. I'm really nervous. I've ridden, owned and loaned horses all my life but had quite a big break to have children. I've been completely honest with all the owners but I feel like it puts them off me that at the moment I just have lessons at a school? Any tips for me please? Xxx

[@RidingWithRhi]

Hey Aimee, firstly, it sounds like you’re doing the right thing by telling owners, but don’t undersell yourself either because you’re nervous. My plan would be: absolutely tell the owners you’re a little nervous and have had a break, but have owned your own in the past. I’d then have a little plan in my head of what I’m going to do on the horse: walk, a couple of stop/starts, trot, canter on each rein, perhaps a change of rein across the diagonal - anything you want, but having a little “plan” in your head will give you something to focus on and stop you worrying what the owner thinks. If they’re still put off, you’re probably just not a good fit for one another and that is completely ok too! It can take a little time to find the right horse.