the definitive guide to get your finances together | how to reset your life in 30 days (ep. 2)

IG: / rowenatsai | For as much as I seek inspiration, meaning, and something greater in everything that I do, when it comes to finances, I’ve never felt all that inspired-and I think I can speak for most of us :o) Let's change that today! Thank you Rakuten for sponsoring this video 🫶 Sign up for Rakuten and get a $40 signup bonus (limited time only): www.rakuten.com/r/ROOWEN4
🗓️ 30-day Potato Reset Challenge
→ Week 1: Putting our home in order • for anyone looking for...
→ Week 2: Getting our finances together (this video)
→ Week 3: Dreaming about our career (coming soon)
→ Week 4: Setting systems for our mental wellness (coming soon)
🌭 LINKS:
╰ I Will Teach You to Be Rich, journal: amzn.to/49SOONQ
╰ I Will Teach You to be Rich, book: amzn.to/3Gmb3OJ
╰ How to Rich Life article: www.iwillteachyoutoberich.com...
🎥 How I made money then & now: • how I made money (hs, ...
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💳 My credit cards:
╰ Chase Freedom Unlimited: www.referyourchasecard.com/18...
╰ Chase Sapphire Reserve: www.referyourchasecard.com/19...
╰ AMEX Business Platinum: americanexpress.com/en-us/ref...
╰ Chase Business Ink: www.referyourchasecard.com/21...
🏦 Finance apps:
╰ Wealthfront: www.wealthfront.com/c/affilia...
╰ Copilot: Use 'ROWENA' during onboarding to get 2 months free copilot.money/link/QpuxGGyh9E...
╰ Rakuten: Get $40 www.rakuten.com/r/ROOWEN4
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🙃 Don't be a stranger: [e-mail]
📷 Vlog channel: @rowenatoo
🎙 Voice Hugs podcast:
╰ Spotify open.spotify.com/show/5IlF8gT...
╰ Apple podcasts.apple.com/ca/podcast...
✳️ My favorite daily planning & productivity app: try.sunsama.com/rowena
⛳️ My favorite app for everything else (Notion ❤️): affiliate.notion.so/rowena
📚 Get a free audiobook from Audible: www.audibletrial.com/rowenatsai
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TIMESTAMP:
0:00 Intro
1:46 Day 1: Define Your "Rich Life"
5:17 Day 2: Credit Cards
8:31 Day 3: Savings
11:12 Day 4: Investing
12:55 Day 5: Spending
16:44 Day 6 & 7: ❤️
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✨ If you’re at all curious:
• My spiritual practice, Falun Dafa bit.ly/2z49zqz
• If you're interested in reading more, start with this to get an understanding of what qigong entails bit.ly/2u8DXOC
• The main text we read is Zhuan Falun* bit.ly/2t48xJP
*Best to read start to finish in the shortest time possible for the highest benefit.
• If you want to learn more about Falun Dafa and qigong, check out local contacts in your area - there are practitioners globally and in most big enough-ish cities: bit.ly/2E0PL6S
• My friend Chris over at China Uncensored made an incredibly informative video on what Falun Dafa is and why it's being persecuted in China (YT video): bit.ly/2CR9yZQ
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Video edited by Rowena Tsai
/ rowenatsai
Music from Epidemic Sounds: www.epidemicsound.com/referra...
Camera & Equipment 🎥:
• Canon point and shoot amzn.to/2ZH8p0Q
• Canon mirrorless amzn.to/3moR07b
• Canon wide-angle lens amzn.to/3kpMinS
• Rode mic attached to mirrorless amzn.to/32yXwQO
• Rode mic for voiceover amzn.to/2FsbwTO
• Manfrotto 3-section tripod amzn.to/2sPRaIu
• Manfrotto mini tripod amzn.to/32BEucD
• Final Cut Pro X

[@tina4961]

I will be dedicating my weekend to plan out my finances! Quite difficult because I have loans to take care of, but if I can aggregate them into this one big loan, maybe that would make my life at least 5% easier. It's tough when you're an accidental breadwinner, but I got this!!! Thanks, Rowena! ❤

[@p.c.c.7723]

Thank you for this video; finances, especially financial freedom and organization, have been on my mind a lot lately, and the itch to try something different rather than waiting paycheck after paycheck has been so strong.

[@rowena]

love this!! definitely recommend Ramit's body of work :)

[@andreap9952]

I’m in the middle of watching your video right now and just want to say thank you for the way you approach all your subjects of interest , with calm and gentility . In my family as well as my boyfriends family , finances/money has somewhat of a negative connotation around it : you must always be in a saving mindset , if you purchased too many things this month (even if it’s a need ) you’ve spent too much , be modest with your thoughts around ‘wanting more money . It’s as if we are conditioned and taught that we are a bad person if you want the very vehicle that will move your life in a direction where you are living the life you saw in your dreams .

[@PreetiSharma-nx9pf]

It is really amazing to see such content.. really inspiring..all the topics be it general, self care, productivity and now finance! Thank you Ro and thanks to James as well! :)

[@xuanzzzi]

As a growing potato, i really love your content! Its like giving older sister vibes - from productivity, self love, and now adulting I have been learning so much from you, growing more sprouts and roots by the day! stay safe and well Rowena! :>

[@FatemeLife]

Soft living blooms in the garden of community, where the delicate petals of relationships unfold at their own unhurried pace Thank you dear ❤❤❤

[@sharonangelica8409]

Super love these reset series! Thank you Rowena! You are so inspiring to me and everything you share is super useful. Can't wait for next one!!

[@MaryJoy0414]

Thank you for this video, Rowena! ❤

[@Robotomy21]

Huge fan of Ramit! I did a few of his courses thanks to my sister and his work has helped me so much ❤

[@SteffTevesVlog]

I really like this video. Helps me realize that aside from money there's a lot to be reason to be rich. spiritually rich, rich with a healthy mind and heart and rich with love from family and besties. ❤️ And also I like the Investment part 😊 🙌

[@ginreigin]

I'm a fan or Rami! i love listening to his podcast. Was very happy to hear you appreciate him too :)

[@belenrobe]

This is amazing thanks you very much. Feels like you get back your sparkle ✨ hugs from Chile 🇨🇱

[@sostoked07]

Omg first? 🥹 been watching you for almost 6 years now!!! Love you Ro, we are proud of your growth 🌱

[@rowena]

😭🫂🥹🫶 tankuuu you're the sweetest

[@sarahjiiens]

I'm so scared of watching this bcos I know I'm in need of it!!! Since it's my birthday tomorrow and I saw this on my YT explore!!! This will be my "birthday video" (I choose one video to watch on my birthday as a guide of how I live the next year of my existence)!!!

[@trishamah]

I loveee this series! Love you videos always Rowena 💖

[@wanise1573]

This is really needed as i have spent 4 months saving to pay off my credit card statements

[@TheAnytips]

you warm my heart

[@zDhappy]

Thank you so much for this video Rowena. Ive been rethinking my finance lately and what better way to prepare ourselves for new year with new mindset of how we want to use our money with more clear mindset.

[@averykerr3328]

Love Ramit! ❤ I can say I never would’ve heard of his podcast over a year ago if it wasn’t for Tim Ferris and the many content creators who reference his show.

[@Internet-Queen]

Perfect timing

[@rowena]

🥹🫶

[@tanja8116]

I was just thinking of you! And now have uploaded a new video ❤

[@rowena]

we're back 🤭

[@SI-rv9te]

thank you for the video

[@gizibi]

So glad to have caught your video early in the morning (your Hong Kong potato 🇭🇰 🥔 !!) - inspiring and encouraging as always.

[@agustami956]

Thank you Rowena. Like you, I wish I had taken action sooner but better late than never! This was the motivation I needed. I came across Ramit in the Diary of a CEO podcast (July 2023) and his message and reassurances blew me away. Consequently, I have purchased his audiobook (admittedly more geared towards the U.S. but nevertheless helpful) and his workbook, which, thanks to the timing of your video, I shall get cracking on in earnest.

[@TubeDeviant]

Thank you for another informative video..! While I have watched numerous videos which detail the same basic principle, it's just a bit more reassuring when you are stressing about finances. I'm not just stressing about my own finances, but my mother's as well, because it's a $hitshow.. The good thing is that I feel I'm on the right track, the bad thing is that I don't make a lot by any stretch of the imagination.. My emergency fund looks to be ok, but moving onto the next step can literally be derailed by my mother's finances, seemingly at any time. So it's constant stress. Keeping my eyes on the prize..!!

[@alexcandeloro3071]

that avoidant attachment at the beginning got me cackling

[@ivysdiary1248]

A really helpful video! Are there any links/apps for investing that you can recommend for someone living outside the US?

[@LolaAndre]

Omg the perfect topic for me today❤❤❤ thank youuuu

[@rowena]

we got disss :-)

[@livelaughloveakhi]

What bank did you use for the higher yield account?

[@rowena]

wealthfront!

[@namuu31]

It sucks that copilot is only available for apple products

[@SunshineSM877]

I come across a lot of videos that says spending time with family is the goal and here I am the eldest of 5 siblings all who have left home to pursue their respective jobs, I have just turned 40 , unmarried and staying at my parents home because my job is here and also because otherwise my parents will be alone in a large home. My mother is retired in her sixties now and my father is going to retire next year. I am tired and want to get out and spend some weeks alone. And then when I see videos that says spend time with family and my hearts desire is the opposite of that, this guilt creeps up.

[@milililie]

I'm sorry you feel guilty. I think people who mention spending time with their parents are usually people who don't get to do that very often, because they usually don't live in the same town, or even the same part of the world! In my opinion, you shouldn't feel guilty for wanting to live your life. Even if you leave, you will always be able to come back, or visit on a regular basis, or provide help in some other way. Have you talked to your parents about it? They would probably be happy to see you happy.

[@D126iana]

I aspire to be a finacially stable poteet🥔

[@duncanmit5307]

💜👍💜👍

[@glitterstar74972]

i have a genuine question, ive observed over the past few videos you give yourself allotted times to finish things (fixing finances in a week, getting it together in 30 days) why do you set a short period? is it like an algorithm thing? i dunno, we’ve got time, i can’t judge you, but give yourself grace! what is life if not a constant unfolding experience, why rush it?

[@tonipashova6998]

longer time periods might also give grounds for procrastination, especially if you're already prone to it as Ro has mentioned many times. shorter clear limits and deadlines inspire you to take action as soon as possible even if it's ineffective there's at least something you've done that you can reflect on later. progress over perfection etc.

[@glitterstar74972]

@@tonipashova6998 procrastination is not wasted time because you’re still alive, it’s only wasted if you set those expectations of failure for urself, any time that you are breathing and alive is meaningful, you could be sitting doing nothing for two months and the fact that you are breathing and existing is precious if you believe it so, life is a gift not a test of your limits

[@magicalunicorndonuts9566]

The title is confusing

[@penelopemartinez9260]

Favorite finances book + favorite KZbinr = Dream video 🫶🏽🫶🏽 Ty