SAVE MONEY WHILE BUILDING A HOUSE IN NIGERIA | Flo Finance

[@FloFinance]

This is a reupload as I try to consolidate all finance contents on this new channel. If you have watched it before, it's a great refresher for you. 🌹🌹🌹

[@henry366morris8]

I do enjoy your program.

[@davecitytv4406]

Hi, Flo i need your mobile 📱number. Thanks

[@esescabelo]

Yes i have watched it b4 , is a refresher, thanks so much.

[@themanmanjaro]

This is currently my favourite channel on KZbin for everything Nigeria. Thank you always for the details and honesty. May God continue to favour you. Amen

[@soniadaniel6295]

I regret not knowing about Mr B when I brought my land in the mid 90s, a few years ago I connected in my spirit with Mr C and this is the route I am focusing on for the future. Thanks Flo.

[@sylvesterscott4229]

So thankful my father thought me well. He stated with flats and today, I’m building his retirement duplex from the those flats. We still pay rent since 1989 at the same location.

[@Jossypassion]

I am in opinion of building the one that will yield money first. Biko engr c for me. Saving money when building helps alot cos building itself comes with a big knife no matter the size. So planning and asking questions before executing any plan is needful

[@FloFinance]

🙌🙌

[@pricelessjezra5833]

Flo! You're an asset..1 year on...Thanking you!

[@uzodikepaulinuschukwudi3696]

Engineer C is the way, indeed you are doing great job Flo, God bless 🙏

[@legant4]

I couldn't wait to finish the video before pressing 'like' and subscribe. You're so straight to the point and concise. I wish I had someone like you to teach me mathematics in my secondary school days, by now I'd be a renowned scientist. I really like the analogy you gave about house ownership. Well done. Waiting for more lectures.

[@m77ast]

I have liked it. I’m loving your channel. Tell me about it. Thank God I realised this guy was not good before starting the foundation. Now I’m saving a few millions on the foundation.

[@Infactlove20]

Exactly I always tell people that buying in abroad is like u still living in rental apartments only difference is dat u use ur down payment if u don't pay u will be pick out straight away

[@HoodsGlobal]

The absence of a credit system stifles employment as inventory moves extremely slow, stalling any factory process.

[@m77ast]

This woman is next level.

[@godwinmaduko5824]

Well done nice Lady. You are keeping it real. Wishing you the best and more subscribers.

[@michaeladuba819]

I like the touch of humor in your analysis.

[@m77ast]

She is next level. A lot to say but she is very good.

[@Thaonlygriz]

Hi Flo, I love this video because it enlightens the stereotypical minds on why building a house is far more advisable than buying one. I am a victim of such diminishing thought. But seeing this video has made me realise the importance of building your own structure from the grass root🙂

[@bintukoroma604]

I need this Thank you God bless you 🙌🏾

[@iwehachinwendu3566]

Ikaraka..I will build my own house someday.. I'm being motivates. Thank you Ma

[@toborray3331]

Hi Flo, Thank you or your insight and depth in the building videos you produce regularly. Your information is most encouraging and motivating for those of us who are sceptical, and scared of what the total cost would amount to. However, having searched diligently for it, I am yet to find any video where you have discussed the use of burnt bricks in building. To this regard therefore, please permit me to humbly ask the following questions (with the hope that you will take out time to get them properly researched out): 1). Are burnt bricks produced in Lagos-Nigeria? Where exactly and by whom? 2). How much does a burnt brick cost? 3). About how many burnt bricks will be required to build a standard 3 bedroom duplex? 4). What would be your recommended total sum for completing a 3 bedroom standard duplex using burnt bricks? Thank you for your valuable time. Waaz.

[@m77ast]

Guys I’m at this point and I wish I watched this channel before.

[@Pojo-16]

I have already started engineer C , hoping to finish it soon.

[@harrisonamobi484]

You have very good advice but I believe that what you call redundant houses bring visual aesthetic to an environment. If we were all the same, it would be absolutely boring. Moreover everything goes in a cycle. Modern is in vogue for a time while contemporary is relegated to the background and vice versa. Keep up the wonderful work you do, especially the best food on KZbin.👌🏾

[@PrisTvv]

Dry season is the best time to build, thanks for sharing this tips

[@afrikanheritage99]

Gorgeous Flo💞 I am so loving you, Sis. Thank you for educating us.

[@ELLANMA]

I will go with Engr C. ooo, that's double gain💃! Thanks big Sis👍

[@africanwatch2240]

U right watching from France l see u knew what u are talking about.

[@pauljinadu]

Aunty Flo. Thanks for all your Videos they are enlightening and Inspirational. Hello Yt Algorithm I have done my part. (subbed, liked and commented)

[@FloFinance]

Thank you. ❤❤❤

[@pauljinadu]

@@FloFinance ❤🙂❤

[@ofuochi]

Why haven't I seen this page before? Thank you so much, Flo! But please could you talk about the cost of land in Nigeria too?

[@asemotablessingtv3070]

Great information you are doing great, in explaining.

[@enuguman8689]

This is great. Those safe stages are very important. Thanks.

[@sulaimantajudeen7451]

ممتاز, watching you all away from Saudi Arabia, keep it on , good work.

[@akrikaakrika1474]

Well done content, with lots of useful information. ✅☑️✅

[@kkff8044]

You are just an amazing person auntie Flo

[@kellyf2424]

God will bless you madam for this wonderful tips and ideas

[@Kayla311]

Sis Flo, I'm already engineer C. My childhood friend who helped me get a land then thinks I was crazy when I told her I wanted to build 2 flats and rent one out and be using the other one . Now she's really appreciating the idea. When I stumbled on your analysis, I said bingo to what I did. Thanks sis Flo.

[@FloFinance]

Kudos to you! 👏 It always sounds strange to those who only know about "make money and build yourself a mansion first" because it's the exact opposite of what they know and what they see many people doing. When you learn better you will see clearly how the other option makes sense only for those that mint money. 😃😃

[@Naijaboothang]

You forgot to mention that we also leave a substantial down payment percentage, not borrow the whole amount. Well, as far as the USA, don't know about other countries.

[@jameskalu5138]

Wow your videos are just well educative... well done

[@nelsonchisom8496]

Thanks so much dear sister

[@jpfundslilboy2929]

Menh, this is good

[@krissmade5211]

Indeed mama, you are a Genius......Your advise is super😍😍😍😍😍😍❤❤❤❤❤❤❤

[@Toolsbox-77]

You’re very smart thanks for this information

[@toyinbabalola9223]

Thanks for sharing useful information God bless 🥰

[@deleogundele310]

Flo! Love your shows and I'm a subscriber. Please let me enlighten your audience. There's mortgage facilities available in Nigeria and I can help anyone right from my base in the US. Here's the kicker, most people don't like to take loans but if you stand in front of a church or mosque and pray that everyone to become Dangote, they all would want to but Dangote would always use mortgages and loans!!!

[@maryaksspace4784]

Very informative. Thanks

[@bettylawal5117]

Building materials very expensive during dry season than wet season

[@FloFinance]

You think? lol in Nigeria today, building materials are definitely more expensive year on year. They are more expensive now (rainy season) than last Christmas (dry season). Even when we had stable prices, the setbacks due to rain is not worth the tiny difference in price.

[@toniawin]

I'm Engr C. Thanks Flo always on point.

[@mikeljohn4566]

I think i have watched this same video last year..

[@afrikanheritage99]

I don't want to live with tenants. I will build my house first and be comfortable in it, then start thinking of building rental property.

[@oladmejiakogun1263]

You can build a duplex plus two-bedroom attached. It's takes a lot of money though but it's worth it

[@afrikanheritage99]

@@oladmejiakogun1263 A duplex plus two-bedroom attached? I don't get this picture my brother/sister. How could that be done? Do you mean duplex with two- bedrooms boys quarters behind it?

[@larrypiper7723]

i am already Engineer C

[@christmethod8878]

I'm an Architect based in US and can design your dream home any where.

[@honoura1]

For Free?

[@christmethod8878]

@@honoura1 Sure if your house is under #1million 😁😁😁

[@youngnoble3136]

Let's talk

[@cmichael2967]

Build your personal house first. It will motivate you to build commercial. You can build flats and can rarely collect rents in Nigeria ( you need to factor in the propensity of tenants to owe rents in your calculations). Build for your family and be comfortable first before thinking of investment. We live once

[@ikeze]

Block of flats is the best for a 1st time project. Say 4 flat as 1st project, u move into a flat and let 3 out. Smarter move that. Tomorrow isn't promised to any of us.

[@cmichael2967]

@@ikeze That's a good plan, I must admit. The biggest challenge in real estate investment in Nigeria remains "rent collection"

[@d.bcooper2271]

Hahahahahahahahaha

[@Allinfootball-y4b]

​@cmichael2967 Engage your lawyer from day one.

[@JudahAfrica22]

Informative video indeed. Thanks. 🙏

[@bossman7899]

Engineer C all the way ... great video

[@jemilatchannel5119]

Thanks or this update..about pillar my building has 16 pillars....to design 1 pillar cost me 20k too bad waste of money ...assuming I saw this video earlier I would have ask for another plan

[@chidimmaokwuegbu9077]

Thanks for sharing 😍😍

[@chibuikeizuagba4041]

Great video

[@iyibu01]

Thank you

[@Winner4ever]

How do I pay the Project supervisor a fair wage

[@ezy795]

I am Engineer C, come next year.

[@LoveLifeDoingsVlogTv]

So is bad to build a family mansion.. Because renter's are ignoring something always know when u going out and when you are coming in.. Is good to engr c. As you said building a house is to have pace of mind.. Renter's are ignoring something. But is Good to build a house for rent

[@johnjoseph4864]

Flo when are you going to make a video for your house in the village update i have been waiting for that since

[@FloFinance]

The only comments you make on my 2 channels are about updates to the building. May I ask, why are you always pushing for updates on the building? Are you going to move in with us?

[@johnjoseph4864]

@UCc0C45Hnap2kYF6qKiOzp7w Because am doing a project and i love watching Building projects it encouraged me to keep on going that's all am from Nnewi not from your village so don't think anything bad have a wonderful day sister

[@johnjoseph4864]

@@FloFinance I just finish POP work two weeks ago am doing the project in Abuja i base in Hong Kong your program really encouraging me a lot i learn from that your project

[@FloFinance]

Na you mention something bad about your question o. I made a video stating categorically that MONEY HAS FINISHED 👉 kzbin.info/www/bejne/nKq3YYKsp9CUgKM You should first of all ask me if we have found more money before asking for updates. Is it air that will bring about updates? Updates come when there are updates to be made. If you don't see them, it means there are no updates to be made. Constantly asking me when I will post updates sounds like I am your contractor building your house for you. We don't have flow of cash like ndi Nnewi ooo. Be patient, whenever there's an update, you will see it. It's rude to come to a whole video, no comment about the video but "when are you going to post updates?" Mba, my brother. It's high time I called you out on that.

[@nkysdynamickitchen2987]

Thanks a lot for your great infor sis.

[@anthonyajibolaomoruyi8054]

Flo, you are doing a great job, your video is very informative. The examples of person A and person B are not very valid; it is like comparing orange with mango. A logical comparison would have been the amount of rent that would be paid for the they house they built being equivalent to the amount they pay for the house they rent.

[@FloFinance]

But how much you pay in rent can never be equivalent to the cost of a house. A whole house? No way. You should be talking about how much they EARN. I decided not to consider how much they earn either because it's not about how much you earn, it's about how much you put to good use a. k. a. invest.

[@anthonyajibolaomoruyi8054]

@@FloFinance: The comparison would have validity if the rent they will get from the house they built is equivalent to what they themselves pay for the house they rent. The other way to look at it is they would gone for a bigger house/appartement that would have cost so much as what they are getting as rent from the house they built.

[@FloFinance]

"The comparison would have validity if the rent they will get from the house they built is equivalent to what they themselves pay for the house they rent." No. If they use ALL the money they make from their first house to pay rent, the aim of MAKING MONEY from their first house is defeated. They can as well build personal mansions and move in. I don't want that. I want them to make money from their first house. This means Mr A lost out. Ms B gained some and Engr C gained the most. My attempt to clear this up is based on the assumption that I understood where you are coming from because to be honest, I think you've lost me. 😂 This comparison is similar to the parable of the talent in the Bible but in mine, all 3 people have equal amount of talents to build a house with. The choice of house to build is up to them.

[@m77ast]

Woman after my own heart. 😀🇳🇬🇳🇬

[@ikennanzube1039]

Thanks a lot

[@sulaimantajudeen7451]

Please can you summarize the key points for us in the description box. Thanks.

[@FloFinance]

Will do.

[@chichia5295]

Please, who is living in all these mansions that abroadians are building? It never made sense to me. This is why I started with flats for renting

[@cmichael2967]

It depends where you live. If you live in Nigeria, you better build personal house first to secure yourself before you build commercial property. After all, the only rent you are guaranteed to collect is the initial rent. Tenants are not very keen on paying rents.

[@smartlove4861]

Hi Flo please could you tell me the name of the company that did your stone tile roofing and their address please

[@FloFinance]

Send me an email.

[@smartlove4861]

Hi Flo please could you tell me the company that did your stone tile roofing if possible their address

[@bettyangel7009]

I need information on flooring, tile or wood, whatever is available.

[@prelifegoeson7058]

I prefer engineer c

[@oladmejiakogun1263]

Roofing alone cost me 7million naira

[@m77ast]

Abeg ooo tell my wife. I told her I need assets not liabilities.

[@josephineakpua2715]

Not everyone borrows money in Abroad. Investors pay cash in Abroad. If you are in the real estate investment industry, the no of persons that paycash while buying apartments units will surprise you.

[@cmichael2967]

Her video is targeted at an average Nigerian in US and you are talking about US real estate investors. Nawao!

[@Chere2322]

good advice ,ples madam chieyer how can i get your contact i want use to tlak one and one thanks.

[@Jossypassion]

🍹🍹🍹as am watching

[@dabanvincent]

Engineer C.

[@glowrealshaven777]

Engr. C

[@amaraoghonin6883]

so are you saying after building a house we should go and rent out side

[@carolineekey5546]

Hello Flo, I would like to talk to you. What's the number to call?

[@godislovebala9537]

Engineer C

[@Djsucces]

Engineer A

[@oladmejiakogun1263]

I am building a mansion for myself with two-bedroom apartment attached for rent. So Am Mr. C lol

[@afrikanheritage99]

Dear brother could you please kindly explain this design because it sounds interesting 🙏

[@oladmejiakogun1263]

@@afrikanheritage99 the two-bed is attached from up and down d decking alone cost 7million I can give you my engineer contact when you ready

[@oladmejiakogun1263]

Engineer c

[@shabaatv2242]

Lolz.. You cannot come and die because your building a house😂😂😂😂🤣🤣

[@FloFinance]

Yes o. 😂

[@josephineakpua2715]

I will never want to become Engr C that lives with his tenants in a block of flats. It is better to live in a comfortable duplex so one can really enjoy the sanity and able to create a big business that can yields more money than blocks of flats.

[@afrikanheritage99]

I completely agree. That's how I roll too.

[@sprungobas6803]

this woman self.....your videos are most often atimes comical in nature......lol

[@JaneDoeOop]

Thank you sister!

[@ikeeme6546]

Thank you so much Lolo

[@FloFinance]

You are welcome.

[@josephineemeanuwa9212]

Engr. C

[@ayobolaliasu4725]

Engineer C