Save Money with this FREE CREDIT CARD in Germany 💳 🇩🇪 - Payback American Express Credit Card

In this video I discuss the Payback American Express Credit Card: 🌱ahsanfinance.c...
❤️ My Favourite ❤️
🌱 Broker: ahsanfinance.c...
💶 Free Bank Account: ahsanfinance.c...
💼 Legal Insurance: ahsanfinance.c...
💳 Free Credit Card: ahsanfinance.c...
🌍 Free Ebook on Financial Independence in Germany: ahsanfinance.c...
Get a Free Stock worth upto 200€
💵 Scalable Capital*: ahsanfinance.c...
💵 Trade Republic *: ahsanfinance.c...
Watch Next //
🎬 How to Start a Business in Germany: • How to Start a Busines...
🎬 Taxes in Germany: • Tax Return for Employe...
🎬 How to Investin in Germany: • Video
Contact Me //
📸 Instagram - / ​
🌍 Facebook - / ahsanfinanceyt
Equipment Used to Make the video//
🔭 Tripod*: amzn.to/3ajokHo​​
🎤 Microphone*: amzn.to/3alkRb7​​
🎙️ Mic for pc *: amzn.to/36uCK6h​​
💡 Lighting setup*: amzn.to/3cm6shI​​
📷 Camera*: amzn.to/3xmPwzd
In this video I discuss:
#paybackcard #americanexpresspayback #amexgermany
*Affiliate link, I may earn a commission if you use the link and make an account at no additional cost to you
Disclaimer: None of the content in this video is meant to be considered as investment advice, as I am not a financial expert and am only sharing my experience with stock investing. The information is based on my own research and is only accurate at the time of posting this video but may not be accurate in the future.

[@ahsanfinance]

Payback American Express Credit Card: 🌱ahsanfinance.com/PaybackCard

[@sahelanees3766]

Hey Ahsan! Which credit card would you suggest TF MasterCard or the Payback Amex? Looking for both travel and day to day use

[@ahsanfinance]

For both, I would say TF is better due to its Insurance Package.

[@carissasilvestre5683]

Hi, already have an amex payback credit card, can you please tell me how I can convert my points to cash and have it transferred to my bank account? I did not see any option like that in my payback app. Thank you!

[@ahsanfinance]

There should be an option for "Einlösung der °Punkte in Bargeld" . You can also google it and you will get a link to the page where you can do it

[@dannyknaizeh641]

thanks for this great video, and is this card linked to my Sparkassekonto, or it will be linked to the amex bank and i will have a seperat account with them?

[@ahsanfinance]

This can can be linked to any of your existing bank accounts as no separate bank account would be created with this credit card

[@NawtieBoy96]

would u recommend this over advanzia ?

[@ahsanfinance]

Depends on your usage, if you like collecting points then this is better but Amex has lesser acceptance rate compared to Master Card

[@Mathiasacurero92]

Hallo, Grüße, ich bin nicht für diese Karte qualifiziert, aber sie haben mir das Prepaid-Payback-Visa empfohlen. Was denken Sie über dieses Visa? Danke

[@sanchaari013]

I am using american express credit cards for 3 years but never was able to get the points and redeem them. This video also I didnot understand how to collect points and use those points, can you clearly explain , what to do?

[@ahsanfinance]

This is a special kind of American Express credit card from the company Payback. Not all AMEX cards have this feature

[@srikanthshastry4546]

Ahsan bhai, I applied for the amex payback card. But I feel its going to take a long time to arrive. How can I use the app to earn the same points in the mean time?

[@ahsanfinance]

It shouldn't take a long time but unfortunately you cannot collect point from the Amex card before getting it.

[@srikanthshastry4546]

@@ahsanfinance thanks for the reply And how do I add the card on the application The app has 2 options, i was able to login using the last 10 digits of my customer number on the official agreement pdf. But I pay a "mobile card" option and Pay option that supports PAYBACK Pay. Its so confusing. Thanks in advance

[@akashsuram4989]

Does this card require a minimum annual income ?

[@ahsanfinance]

Generally no , but you need to have a good SCHUFA score to get it

[@beastkillingbeast]

I followed the instructions mentioned in that payback app and during the registration process they asked me about income while I don’t have an income as a student yet. How should I answer to this question?

[@ahsanfinance]

Well you should be honest and let them know the truth. If this is your first credit card, chances are that you will get rejected due to your Credit Score. Look for my video on Best Credit Cards for Students in Germany for more info on the topic.

[@ManjitSingh-s7w3u]

Hi bro if have schufa negative then possible bring any credit card bro ?

[@ahsanfinance]

You should look into ahsanfinance.com/advanzia

[@jhinglozada5303]

Can I use american credit card here in UAE and can I recieve dollar of this card

[@ahsanfinance]

Did you mean the Cash Back American Express card or something else?

[@syedossamaali2550]

The card is only first year free onwards you will pay 18€ a year..

[@ahsanfinance]

The fee is for the Payback Visa, this video is on the Payback American Express Credit card which has no annual fees

[@sambasivareddy.yaramala2473]

We cannot pay using the card for Edeka shopping

[@ahsanfinance]

Oh, ill recheck it and ill put it in the video description

[@adhithvikram8001]

Can i apply for this card as a student and without schufa score?

[@ahsanfinance]

Yes you can apply. However if your application gets rejected then I would recommend getting the Advanzia to build up your schufa

[@gracianisilva1]

What's the amount of credit available with this card??? How do I pay it back? Is it connected with my debit account????

[@ahsanfinance]

The credit limit depends on your credit rating. The payment is automatically cut from the debit account you provide during the registration process.

[@anuragik.r605]

Hai, How much amount we can spend per month?

[@ahsanfinance]

The credit limit depends on many factors. You can look into your SCHUFA Score to get started

[@mashagrez7046]

Hey. Could you maybe tell, what’s the difference with a regular payback card/payback app? I me anI mean I understand I can play with it, but I don’t see an advantage from an payback app. And also, it says that it will only be 1 year free? And it also says that monet will be monthly charged from my bank account, I guess this is what I’ve all spend in a month using the card but still sounds weird. That’s why I’m a little bit frustrated to apply for a. Do you know anything of this? I would be very grateful if you answer 🙏🏻

[@ahsanfinance]

Do you mean the difference between the Regular Payback card and the Payback American Express Credit Card?

[@mashagrez7046]

@@ahsanfinance yeah, or the difference between Payback App And this Card if they are Both connected To a normal Bank Account

[@ahsanfinance]

The regular Payback app/ card is just an additional card that you show to the vendor (which has Payback points collection). You still pay using your regular method of payment like a debit or EC card. This is a credit card with the Payback feature. Hopefully this clears any confusion

[@AlanAbraham-n2l]

@@ahsanfinance so with this amex payback card we can directly pay the bill and get points. is that so?

[@surath7583]

How much is 1 payback point worth?

[@ahsanfinance]

1 payback point is worth 1 cent

[@chsaadullahkhan2753]

Bro i tried to send euros from wise to Pakistani euro account of meezan bank. But transaction was denied by saying that for Pakistani bank account it is not possible. How can i send euro in pakistan without converting it into pkr.

[@ahsanfinance]

You can send it via bank transfer but other services might not work

[@chsaadullahkhan2753]

@@ahsanfinance through my Sparkasse mobile application or I have to visit my Sparkasse branch ?

[@ahsanfinance]

Ideally you could do it with both the options but i would contact meezan bank first and ask if they have any special requirements