Saving Challenges: Scratch-Offs (Furniture Payoff Update 08-15-24)

[@shecanbudget1170]

Great video Melissa. I don't like or want IOU's either! I only do challenges with whole note numbers (ie 5, 10 or 20) so I don't get random amounts 😎 xx

[@BudgetStuffSaveRepeat]

Hi Caro…I love to be able to plan out my challenges before hand!! I appreciate your support!!!

[@KatieoftheHouse]

Melissa + scratch offs = day made! ❤ You’ll have that furniture paid off in no time! Great work 😊

[@BudgetStuffSaveRepeat]

I’m so ready to be done!! I appreciate for you being here Katie🥰🥰🥰

[@richardsmith2890]

Hi Melissa. Great video and congratulations on again for not having an Iou and getting it the debt down to under 1000. Have a great weekend 😀

[@BudgetStuffSaveRepeat]

Thank you Richard!!

[@myangelsam519]

Good Morning Melissa! Listening while I drive to work. Have a lovely week 🌸

[@BudgetStuffSaveRepeat]

Thank you Frances!! I hope you have a wonderful day, friend🥰🥰🥰

[@nineblossoms]

Hi Melissa! The drog scratch off is so gosh darn adorable! I enjoyed the video! 😊🌺🐝

[@BudgetStuffSaveRepeat]

Thank you Jeannine!!

[@GigisOnABudget]

Hey Melissa closing out challenges are always good.

[@BudgetStuffSaveRepeat]

Thank you Gigi!! I appreciate you being here!!

[@NicnDime_Budgets]

Good afternoon, happy Wednesday! Great savings, this was fun!

[@BudgetStuffSaveRepeat]

Thanks for being here!!

[@apinspires78]

Woohoo! You're under $1k.🎉 Great money saving challenges scratch offs. I was screaming, "Risk it!" 😂

[@BudgetStuffSaveRepeat]

Thank you AP🥰🥰🥰

[@moneywithjustliving5258]

Good Morning Melissa, Can you believe August is half way over already!

[@BudgetStuffSaveRepeat]

No, I cannot!! I actually needed to slow down a little cause. I’m running out of time to get done some of the things that need to be done before September.🤣🤣🤣 I appreciate you being here!!!

[@oldschoolbudgets]

Hi Melissa. Great job getting that furniture paid off. I love it.

[@BudgetStuffSaveRepeat]

Thanks so much Pam! I appreciate you being here!!!

[@Niensbudget]

Great scratch off challenges. ❤ Yay for finishing challenges! 🎉

[@BudgetStuffSaveRepeat]

Thank YOU!!

[@debrasjourney]

Hi Melissa, you are making a lot of progress towards your furniture debt. Your scratch off weren't too bad today! 😍

[@BudgetStuffSaveRepeat]

Hi Debra!! Yes, the end is nearing with this furniture debt🙌🏽🙌🏽🙌🏽

[@GillianBudgets20203]

Hey Melissa... Great progress on your scratch offs.. Always laugh when you say you don't do iou's.. No false debt. I love it. 😂.

[@BudgetStuffSaveRepeat]

Hi Gillian!! #teamNoIOUs 🤣🤣🤣 I appreciate you being here🥰🥰🥰

[@faithbydesignXO]

Hey Melissa! Yay, No IOUs!! 🎉🎉 I just came from our EOY office luncheon! So glad to be back home! Great job!! 💜🌻🌷

[@BudgetStuffSaveRepeat]

Hi Imani!! I’m definitely #TeamNoIOUs🤣🤣🤣 glad to hear you’re back home too…I have to travel in September for work…I really don’t want to go, but I’m hoping this is my last one until my retirement!

[@KnightLyfe]

Grear job Melissa, you're chipping away at that furniture bill. You will be done in no time.

[@BudgetStuffSaveRepeat]

Thank you Tonja!!

[@BudgetsWithELMA]

Bravo Melissa on not having IOU’s! You had me laughing with this video, great job with scratch-offs savings :)

[@BudgetStuffSaveRepeat]

Thanks for being here Elma!! Yes, #TeamNoIOUs🤣🤣🤣

[@bajan_girl_budgets]

Hey Melissa 🌺 Hope you are doing fabulous friend 🥰 I am catching up on videos FINALLY. You are paying down on that debt and that is awesome 🥰

[@BudgetStuffSaveRepeat]

Thank YOU!! I sincerely appreciate you stopping by🥰🥰🥰

[@monnybudgets]

Hello Melissa, great savings. Have a great weekend.

[@BudgetStuffSaveRepeat]

Thank you!! I appreciate you being here!!

[@barbieamica2023]

Hi Melissa 👋🏾 KZbin didn’t give me any notifications so I thought you were on break 👀 I am going to see if I missed any other videos 💁🏾‍♀️ I am glad you stopped on the mystery scratch off in order to prevent any “IOUs” Congrats on completing 2 challenges 🛎️🛎️🛎️🛎️🛎️🛎️ Wish you the best on your home project 🤗 5:56

[@BudgetStuffSaveRepeat]

KZbin has unsubscribed me from people… it’s hard to keep up with me and trying to support so many… I greatly appreciate anytime you stop by and spend time with me!! I understand how busy life can be!! I’m honored you’re here🥰🥰🥰

[@cashingwithaisha6425]

Good morning, Melissa! Awesome job

[@BudgetStuffSaveRepeat]

Morning Aisha!! Thank you so so much for being here!!!

[@100gjones]

You’re on a roll this August!!!

[@BudgetStuffSaveRepeat]

Thank you!!!

[@donnajo82763]

Hi Melissa! Yay for finishing a scratch cards. Love Ya hugs my friend. 🤗🤗💚💚

[@BudgetStuffSaveRepeat]

Thank you, Donna!! I greatly appreciate you, friend🥰🥰 I love you💕💕💕

[@Frugalityislife]

Hi Melissa, being under $100 is awesome ❤Great job

[@BudgetStuffSaveRepeat]

Thank you Fiona!!!

[@Chatty-KathyBudgets]

💜💜💜 Happy Sunday my friend 😊. Woohoo for being under $1k on that cc!🎉🎉🎉🎉💜💜

[@BudgetStuffSaveRepeat]

Hi Kathy! Thank you for being here!! Happy Sunday!!

[@AprilsFreshStart]

Spectacular scratching friend! 🩵🩵🩵

[@BudgetStuffSaveRepeat]

Thank you April🥰🥰🥰

[@rosbudgetlife3324]

No IOU’s & one scratch off done 🎉 great video Melissa see you next time 5:57

[@BudgetStuffSaveRepeat]

Thank you Ro!! I appreciate you greatly!!

[@HeyKayBudgets]

Hey Melissa! Like #77 Yay for getting that furniture paid off! Love that hubby maxes out his accounts early! 🫶🏼

[@BudgetStuffSaveRepeat]

It is definitely a blessing that my husband Max is out his Social Security and 401(k)… it really helps us meet our goals!!!

[@LittleHelpfulFiles]

Great video Melissa, I love how you’re using these ❤

[@BudgetStuffSaveRepeat]

Thanks so much Lindsay!! I appreciate you🥰🥰🥰

[@lolethawoods786]

Hello Melissa 😊 happy Thursday!

[@BudgetStuffSaveRepeat]

Thank you for being here Loletha🥰🥰

[@jeanate7912]

Happy Thursday Melissa!! No IOUs allowed! 😂😂❤

[@BudgetStuffSaveRepeat]

Hi Tara!! Thanks for being here!!

[@DeidresBudgetingJourney]

Yay for no IOU’s and being below the $1k mark. 🎉 Great video Melissa 💕

[@BudgetStuffSaveRepeat]

Thank you Deidre!! I appreciate you being here!!

[@ITSKARENBABY]

Morning sis!💜💜 Here watching just got back from dropping my son off to school . Kindergarten officially started on Monday! SOOO veryyy busy week so far! I hope you have a Great day! ❤️

[@BudgetStuffSaveRepeat]

Awww…it’s starting…kindergarten is the real deal!!! He’s not a baby anymore 🥹🥹 we still have two weeks before school starts here…we are finishing up summer camp and some summer activities we have on the books!! You know I completely understand the busyness…the raising children season is VERY eventful!!!

[@dearfinance]

Hi Melissa. Way to go.

[@BudgetStuffSaveRepeat]

Thank you Karen!! I appreciate you being here!!

[@ThriftyAsian]

Love scratch off days! Lol I’m sorry I stressed you out on my snowflake game! 😂 I think there’s only 1 $25 scratch off. I also could be lying. I can’t remember 😂

[@BudgetStuffSaveRepeat]

lol…it’s all good Shirley…I will start with this one next time!!

[@rosbudgetlife3324]

Good morning Melissa

[@BudgetStuffSaveRepeat]

Morning Ro!! Have a great day!!

[@rosbudgetlife3324]

@@BudgetStuffSaveRepeatyou too!!

[@kaystayonbudget4651]

Melissa❤ yes no iou 😅❤ excited to see you save up for the next big ticket item ❤ your almost to the goal line for this payment to be done,yayy🎉🎉

[@BudgetStuffSaveRepeat]

Thank you Kay!! I will be signing “bye, bye, bye” to this debt very soon🙌🏽🙌🏽🙌🏽 🤣🤣🤣 I appreciate you being here!!!

[@budgetfor5withstephanie]

Hi Melissa, congrats on being under 1k on the furniture! I'm w u on the ious, no ma'am lol. U were ready to avoid that!

[@BudgetStuffSaveRepeat]

Hi Stephanie!! I can’t do fake debt when I’m paying off the real thing!! I appreciate you stopping by!!

[@TheFutureselfplanner]

New subbie…congrats on completing 2 challenges

[@BudgetStuffSaveRepeat]

Thanks for subbing! I greatly appreciate your support 🥰🥰🥰

[@izzybreezybudgets]

Great savings

[@BudgetStuffSaveRepeat]

Thank you Izzy!!

[@budgetingapryl5640]

Morning my sweet friend😘

[@BudgetStuffSaveRepeat]

Hi April!! Thanks for being here!! I appreciate you!!

[@mindysbudgeting]

Hi Melissa great job ❤❤

[@BudgetStuffSaveRepeat]

Thank you so much!!

[@DS-DollarandSense]

Hi 👋 You get it. I like planning for my cash 😂 I don't like IOUs unless I'm planning and I write amounts on them to support etsy shops. Great video 💚

[@BudgetStuffSaveRepeat]

Thank you!! I greatly appreciate you bringing here!! I’m not going to deal with fake debt🤣🤣🤣

[@budgetwithfatima6530]

Hello 👋 Melissa , I’m learning alt from you something is coming up soon for us and I will let you know in 45 day I’m going to buy furniture in my credit card right now it’s at a 0 balance but I’m buying a little at a time then pay the card off and buy again, your doing a great work with your budgeting.

[@BudgetStuffSaveRepeat]

That’s awesome Fatima!! Budgeting allows us to have what we want!! I appreciate you being here!!

[@FiguringOutRetirement]

Nice job Melissa! IOU’s are overrated 😂 I love how you promote other creators 🥰

[@BudgetStuffSaveRepeat]

Thank you Lisa!! I hope you have a wonderful day!!

[@FiguringOutRetirement]

@@BudgetStuffSaveRepeat 🥰

[@gentlecharmbudgets]

Great ❤ Video I don’t do IOU’s Either lol

[@BudgetStuffSaveRepeat]

Thank you Heather!! I appreciate you!!

[@RoseFlowerA]

nice under 1k 🌹

[@BudgetStuffSaveRepeat]

Thank YOU!! Yes the end is in sight!!!

[@budgetwithem23]

Love the scratch offs❤❤ I hate iou's

[@BudgetStuffSaveRepeat]

Thank you!! Yes, #TeamNoIOUs🤣🤣🤣

[@oldschoolbudgets]

No don’t chance it. lol

[@BudgetStuffSaveRepeat]

You know I will not Pam🤣🤣🤣