SCHD is Unbeatable. Why All Dividend Investors Should Buy It

My Portfolio & Connect: / dividendbull
If you're a dividend investor, regardless of whether your focus is on growth or high income, you need to buy SCHD. When it comes to investments that offer both incredible dividend growth and safety, it's unlikely that anything can beat this particular ETF. Even comparing it to its peers, including Vanguard's Dividend Appreciation ETF, the iShares Core Dividend Growth ETF, and the Spider Dividend Appreciation ETF, SCHD is the undisputed champion. Charles Schwab also announced yesterday that this quarter's dividend payment would be a sizable increase compared to the previous quarter, and it's the second largest dividend payment SCHD has ever issued.

[@Greggsberdard]

Dividends from the stock market got me into investing. What’s important is that with smart investments, you can live off dividends without selling your stocks. This can also benefit your kids by giving them a financial head start. I’ve invested over $600K in dividend stocks and am still buying more, especially as prices drop.

[@BateserJoanne]

Dividends are great! Sometimes I use mine to buy different dividend and growth stocks to diversify, instead of reinvesting in the same stock. Everyone has their own approach, but the important thing is that you're investing at all.

[@VictorBiggerstaff]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since November , even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@lolitashaniel2342]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@VictorBiggerstaff]

Her name is 'Diana Casteel Lynch” Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@grego6278]

I searched for her name on the internet, found her page, and reached out via email to schedule a conversation. Thank you.

[@jerrycampbell-ut9yf]

I started my portfolio last year with SCHD, VOO, and VUG after inheriting $300k. In terms of share price, VOO is up! and VUG is doing even better. What stock do you think has the best chance to 10x in 5 years?

[@Peterl4290]

I’ve been eyeballing SCHD for 2 years now and so far really just don’t find any reason to put money in…

[@sabastinenoah]

Unfortunately When it comes to investing, most people seems to be ignorant and nonchalant towards it, when investments should be the best thing anybody can do for themselves. till today my profits in stocks and crypto continue to impact my wealth greatly. Therefore i don't feel any urge to solely depend on my salary or wait for the market to enter a bull run.

[@Aarrenrhonda3]

I'm glad I stumbled across this discussion. If you don't mind, could you tell me how to reach this financial adviser who helps you with your investments?

[@sabastinenoah]

Her name is Annette Christine Conte can't divulge much. Most likely, the internet should have her basic info, you can research if you like

[@Aarrenrhonda3]

Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.

[@LesterHess-t1x]

I started investing in the stock market because of dividends. You can, in my opinion, live off of dividends without selling if you're investing and have other sources of income. This implies that you can give your children a head start in life by passing this on to them. I have more over $600,000 in my portfolio, which includes growth-oriented ETFs like SCHD, DVY, VIG, SDY, and JEPI, as well as several covered call ETFs for dividends.

[@wmwoods-l4f]

One easy way to build wealth for future generations is to make long-term investments in REITs and high-dividend businesses. Surprisingly, more than 98% of billionaires have stock holdings that have grown to billions of dollars. What the poor dread, the rich do!

[@j.ottinger]

Unfortunately When it comes to investing, most people seems to be ignorant and nonchalant towards it, when investments should be the best thing anybody can do for themselves. till today my profits in stocks and crypto continue to impact my wealth greatly. Therefore i don't feel any urge to solely depend on my salary or wait for the market to enter a bull run.

[@PaulaCarbonell-n7j]

I'm glad I stumbled across this discussion. If you don't mind, could you tell me how to reach this financial adviser who helps you with your investments?

[@j.ottinger]

Annette Marie Holt is the CFA I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@speak2Gary]

Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.

[@johnwoo-vp2lb]

Good day Mate⭐, I don't draw lines in the sand when it comes to TA, rules, lines , are broken all the time ,100% probability ? high probability yes anyway , I agree more than not with you I think 90% of gains will be made in bitcoin by April I have riot toping in march so the halving is condensing , bitcoin has to go higher and sell off farther down and reset for the next halving , that's why made new high earlier this time will be interesting to see the price structure when it resets,... I have managed to grow a nest egg of around 2.3Bitcoin to a decent 12Bitcoin. in the space of a few months... I'm especially grateful to Olivia Lawrence, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.

[@johnwoo-vp2lb]

She is active on Telegrams... ;(🚀🚀

[@johnwoo-vp2lb]

@Sign_OLS 🚀🚀🚀

[@DominicGu]

I completely agree with the recommendation and can honestly say it is the best thing that ever happened to the investment world.

[@GoodnewsLasson]

I am really surprised that it is mentioned here. I initially started with 5,000 euros last month and now my portfolio is worth over 20,700 euros more.

[@NasimYi]

Just a week ago I withdrew my profits. Honestly, it was an overwhelming feeling when the money arrived in my wallet. I would love to reinvest but right now I have too many bills to pay.

[@mydressmemos]

Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

[@LUCIASMITH-d1z]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@DerraKormino]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

[@JacobsErick-u8r]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@DerraKormino]

Melissa Terri Swayne is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

[@amoreauMike-t6z]

I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

[@Dividendology]

One of my favorites!

[@johnbartholf777]

I see strong opinions on this stock both ways. Why is it "unbeatable" if it only pays 3.6% when other funds pay more and are at least as "safe" as investments?

[@teencred9430]

Another key thing in favor of SCHD for dividend investors. It’s still important to diversify, and SCHD specifically excludes investments dividend investors may focus on (again, REITs, MLPs, etc.) whilst still adding growth and dividends to the portfolio. It acts as both a hedge and contributor to yields at the same time

[@BudsCartoon]

WB said diversifying is admitting that you know nothing about the market.

[@andreyshulgin5984]

The game is long, and as said in sports, something like: "Offence gets you to the play-offs, but defense wins championships."

[@soundsnags2001]

Ha, well said. My wife and I decided 2025 is about playing full time defense.

[@delbomb3131]

Man they've been stoking fear about "social security isn't gonna be around when you're ready to collect it" since my mom was a kid in the 60s. I've heard that shit my whole life

[@davidless57]

The govt will just print more money to cover it It’s always been a scare tactic the dems used.

[@MMT_Rod]

For growth investors, I agree with you that SCHD would be a good choice. But for income investing, 4% QDI isn’t nearly enough - $1M of SCHD would generate just $40k annually, so as with all growth investing, you would need to sell shares in order to live comfortably. I prefer the 10%+ distributions of CEFs and CC funds - $1M of SPYI would generate over $100k+ annually, tax efficient, and no need to sell shares.

[@Adventure5619]

Yeah but spyi hasnt survived a bear market. People like you said the same about ryld qyld xyld 3 years ago during a bull market and were new. Then a 1 year bear turned there 1 mil into 739k capital and 100k yearly to 73k annual dividend. Spyi will see the same results. When the bear comes to town again.

[@MMT_Rod]

I’ve never owned or been a fan of QYLD, but I do own SPYI, QQQI, and IWMI. However, I’m mostly invested in CEFs, and there are many CEFs that have been successfully using CC and other income strategies for decades. For instance, SPXX has been around since 2005, has $325M AUM, mgmt fees of 82bps, ca 90% ROC distribution (tax efficient type, not destructive) of ca 7.5%, and a 12mo total return of 25.39%. Because it’s a CEF and pays quarterly, so not a lot of attention is paid to it KZbin, but it’s very competitive as a CC income strategy.

[@JJason406]

1,000 a month in Vietnam, thailand or the philippines is better than 100k a year in the United States

[@SomeUserNameBlahBlah]

@@JJason406 No it isn't. $100k/yr in the U.S. $8,333/month. If you want to live well in Thailand you'll need $2k/month. Any less than that and you'll start living a minimal lifestyle.

[@BlkInc1]

​@@MMT_Rod covered calls on closed end funds?

[@St34mPunkPrivateer]

SPYI, JEPI , vs SCHD is apples to oranges. SPYI are options so they do have way more risk, they are your sword. SCHD is your shield, at this time I don't have enough of anything to hide it behind a shield, full out offensive is all I can afford to get a chance to make some sort of ding in my lower middle class bars. If I make it , it will be a nice place to put some of my holdings in one day.

[@AmeriGlobal]

SPYI and SCHD have plenty of downside risk should the market drop 20 percent or more.

[@daviddominguez7545]

Schd as a shield, that's a great analogy 👍

[@camille_ann3]

Great video What would be the best 5 etfs for a beginner with a lump sum ready to invest ?

[@Joeknowsball247]

In no order: 1) VOO 2) QQQM 3) SCHG/VUG 4) VTI 5) SCHD/DGRO. Personally I put down $1.2m on few ETFs, still diversifying. it was this time last year I made my first break through with a liquid 370k. Handed it to a trader here in NY, I get weekly pay out which I put back on long term ETF's. Tesla will be a huge buy for me when the market bottoms.

[@AaronTilt]

Thank you joe, I already added VOO and QQQM, can you share this Pro with me?

[@Joeknowsball247]

My CFA, Judith B. Richards, is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@AaronTilt]

excellent share, Just looked up her name and spotted her consulting page ranked top. after reviewing her credentials i reached out to her.

[@kristiandibble7592]

Thanks for sharing. SCHD has significantly underperformed VOO since inception. However, the underperformance tends to show during/after a big run in the market. In the 2018, 2020, 2022 bear markets the underperformance shrank roughly to zero; i.e. SCHD performs less bad than VOO in poor markets. So it's potentially a decent 'cushion' ETF for times like now(?) VOO these days has a lot of big tech. Aside from BRK, the top 10 holdings are tech-ish. So whether SCHD will out perform VOO over the very long term remains to be seen. Thanks again for sharing. Great analysis.

[@AmeriGlobal]

SCHD did poorly in 2020. It sank down to the same level as VOO and SPY and took longer to recover.

[@WinningCoachdotcom]

I started to add this one back in my portfolio. Build to 1000 shares goal

[@TheLethargicAge]

Peek under the hood of this ETF and you’ll some real gems…but you’ll also find a lot of bank stocks, as well as stocks of companies that depend on the health of the consumer to survive, as well as some high-yield stocks with little growth

[@pedroflores8452]

I always wanted to buy some shares back when it was selling for over 70 dollars. So now I am loading up on it.

[@KJ-up9xr]

SCHD is 50% of my ROTH. Future looking good 👍

[@BudsCartoon]

Question... Do you put $ in your Roth? If so, how does anyone(IRS) know if it's already been taxed? *** I meant, as opposed to having it taken out of income like a check like 401K.

[@DuffyJ1111]

35% SCHD in my portfolio currently.

[@Dreambig62]

DCA DGRO and SCHD

[@PIIforever]

I’m using my YMAX/YMAG distributions to buy SCHD. I’m buying 2 shares a day. I’m very excited to grow this position.

[@jimknarr]

SCHD is in a freefall. 2025 is about Growth not Value. You're in the wrong stuff. Try QQQ. Total returns are all that matters.

[@severianconciliator1862]

I own both 😇

[@soundsnags2001]

Wow, you already know how 2025 is gonna go? You must be at least 80 iq!

[@steher]

Is Stock Market Beast your channel also? The voice is the same. If its computer generated, its pretty good.

[@sarawilliam696]

SCHD is a solid choice for dividend investors, especially in uncertain markets. With its consistent dividend growth and solid track record, it feels like a reliable long-term hold. I’m focusing on ETFs like SCHD to balance growth with stability, especially as we navigate the impacts of rising interest rates.

[@PatrickFitzgerald-cx6io]

I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.

[@Justinmeyer1000]

I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.

[@carssimplified2195]

Impressive can you share more info?

[@Justinmeyer1000]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@carssimplified2195]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@user-strength10]

would argue that SCHG has had better growth but SCHG is also solidly focused only on growth and has really no dividend to speak of, of dividend growth investment SCHD is pretty solid (was curious of your opinion on IWMI, its the NEOs Rusell 2000 income etf)

[@jameswarner5878]

I have quite a few shares. Looking forward to growing dividend. Owned for maybe 4 years now.

[@sanchozarchicha1064]

What about JEPI and JEPQ?

[@Anonymous-ld7je]

Options income and dividend income (especially dividend growth) are completely separate and shouldn't be compared. I think they serve completely different purposes in a portfolio

[@jayanddeesretirementjourne617]

I own JEPQ. Great ETF! Great returns!

[@CliveBirse]

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!

[@mariaguerrero08]

The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner

[@mikegarvey17]

I agree. This is why I work with an investment advlsor, I currently have $630k in a well-diversified portfollo that has experienced exponential growth and is also well-matched for every season of the market. We are working on a 'more figures ballpark' goal this year.

[@ThomasChai05]

Please can you leave the info of your lnvestment advsor here?

[@mikegarvey17]

Sure. She goes by ‘IZELLA ANNETTE ANDERSON’. Just research the name. All of this happened in less than a year after she told me what to do.

[@Grace.milburn]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing

[@Ed-bj5eq]

compare total return with DIVO and they are pretty much the same, with the difference that DIVO gives monthly and a bit higher dividends if that is your preference.

[@thecollectiverisk]

SCHD is about 20% of the income port, 3 years+ in and while I do love my high yielders I’m uo double digit % on my cost basis so that 3.6% 30 day yield it’s closer to 4% yield on cost…I can’t wait to watch it grow even further over time

[@PatrickOnDemand]

Is this yield 4%???? Why are you guys buying something that pays less than a CD?

[@Master0fHyrule]

Capital Growth and dividends. Over years, SCHD will pay well.

[@Tchp-ld1uz]

Thoughts on coupling schd with divb? Trying to learn more about the share buyback strategy

[@juliasalley]

What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.

[@JasonB.Chisolm]

There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist

[@KarenJ.Mancia]

I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders

[@Andreavince-v]

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

[@KarenJ.Mancia]

My CFA Stacy Lynn Staples , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@DanielleB.Wooten]

Thanks for the recommendation. I'll email her and hope to get in touch soon.

[@AdenahG]

I’m super curious on an updated opinion on specific higher yielding covered call strategies. For example a further elaboration into IWMY, YMAX(I know you’ve done this one a bit), and other defiance/yield max type funds. -just an idea! 💡 I just net a few $ gain from IWMY over past few months

[@WealthyChronicle]

Can’t deny the numbers here, but wouldn’t a higher yield fund like JEPI be a better choice for income-focused investors?

[@AmeriGlobal]

SPYI would be the best choice for income. Better in income and total return.

[@koufax174]

Thank you. I prefer BRK. Double total return and I don’t want to pay taxes until I need it

[@GrandPrix46]

What's the play to make this work for income investors? Use the quarterly payout to add more shares of your monthly payers?

[@steher]

Can you do a video on SPYT?

[@patrickschattilly]

SCHD is on my list to add to my holdings

[@leoramirez3146]

Divb check that one also

[@zacworld2061]

Time horizon is everything. If you have time to let it grow over many years, sure it's a great investment. But if you DON'T have that time and need higher income now it's not so great.

[@pswire1117]

What about comparing it to JEPI, JEPQ or GPIQ?

[@JackRalp96]

Any alternative for European/UK investors?

[@andrebrownakanewworldorder]

For me i just mix both dividend strategies of dividend growth/ high income. I am 47 so my portfolio is about 75% high income to 25% dividend growth

[@jdomsmith]

My 401k is broad market, my ROTH is growth ETFs, and my taxable account is 50/50 of SCHD/DGRO. Will gradually convert my accounts to SCHD and DGRO when I retire.

[@ericjones2404]

If folks want a higher frequency or higher yield, the ETF called PEY is similar. They've grown their dividend most years for 2 decades and have above a 4.2% yield

[@timfisher5417]

I am new to SCHD. Very good Q4 dividend payout announced this week. Why would the stock price drop? Trying to figure this out.

[@John-yy4kc]

Yep, sold SCHD when it dropped below the trend line, bought SCHG instead which is up 40.06% 1year. Plus SCHD volume bar still red 12 days in a row on high volume,...something is up tho

[@markfulmer2135]

SCHD only makes sense if you can hold it for at least 5 years and allow the dividend yield to increase; the current 3.5% yield would be 6% in 5 years and over 10% in 10 years plus the capital appreciation in more defensive stocks with less volatility. If you need immediate income, probably best to go with SPYI.

[@TotallyRegWhatelse]

❤ Fully agree. SCHD for the long-haul (25+ yrs), SPYI for monthly extra cash - now.

[@davidgodfrey9780]

CONY pays more per month ​@TotallyRegWhatelse

[@gg80108]

And your hoping the next 5 will mirror the last. Dump it buy one of the option income funds.

[@markfulmer2135]

@@gg80108 Can you recommend some??

[@URKlewless]

So you think that’s how dividends increase 🤣🤣🤣🤣🤣🤣

[@drhenderson40]

I’ve been adding daily

[@williebrown1974]

What do you all think about U.S. stocks being the most expensive vs emerging markets? I'm asking because I love SCHD and I'm eyeballing SCHY which is now a quarterly payer and follows the same formula as SCHD.

[@will4390]

Emerging Markets are very risky. I would stay with SCHD.

[@cwilson6880]

There really are no competitors, not sure why. I allocate 50% of my Div growth portfolio to Schd. And when I pick a winner out of the rest or they cycle to decent gains, like a 60% 1 year return on RTX, I sell off, reinvest the initial in another opportunity but buy more SCHD with the profits. Not the most tax efficient method, but works for me.

[@GreyFox474]

I would absolutely love to invest in SCHD, but I live in Europe. Please tell them to bring SCHD to Europe.

[@TotallyRegWhatelse]

Not necessary. Europeans can buy SCHD as well. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).

[@Asstronauts93]

I buy schd and Jepq weekly

[@jayanddeesretirementjourne617]

I also buy JEPQ weekly! I just reinvest my dividend on SCHD! Both great ETF’S! Good Luck!😊

[@robertfota4109]

My weekly buys include SCHD, MAIN, SPY, and ARCC

[@Rich_Man101]

Excellent video discussing the virtues of owning SCHD as a dividend investor. IMHO I think SCHD is an excellent foundation ETF for any serious dividend income portfolio investor. I use it as my base and add higher yielding stocks that I feel are undervalued around it. IMO it should be strongly considered by any dividend investor looking to have a well rounded dividend portfolio. Thanks for the video!

[@igot4dogs140]

I added SCHD but so bothered by the low 3.5 div and quarterly payments. They need to pay like 12 percent and monthly. BIGY has capitol appreciation and 12 div each month, much better!

[@skulcruncher7891]

Thanks for the video! I was going to buy realty for some dividend growth, but I am certainly going to look into dividend index funds and etfs!

[@thangnguyen-iy4xf]

owned this for 2 months, didn't do anything, was just happy to break even and sold it. should've bought bitcoin or spyi instead

[@AuntSprayLLC]

This fund is outdated and the growth and dividends are far too low compared to new ETFs. It's an old flip phone vs new smart phone

[@SlowDriver2024]

I'm a bit late to the game, but going to build this up slowly. :)

[@CRBarchager]

Unfortunately SCHD is blocked by my broker due to do some EU directive where if an ETF can't deliver a fact sheet of their holdings or something like that, they won't let you buy them anymore. If I have hold any SCHD by July 10th 2024 I was allowed to hold them until I sold them but I wouldn't be able to buy more. I think DGRO is an exception which I might look into. I don't have any real alternative other than a broker in Ireland but the fees for transferring money to and from that broker is quite large.

[@TotallyRegWhatelse]

Change your broker. So simple. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).

[@Gandalf17]

i think i rather pick the dow jone stocks myself

[@CLu178]

What is causing SCHD to decline 11 trading days in a row?

[@Nemo-yn1sp]

Convinced me to look again and almost added it to my all-ETF account. Yield is too low for me to use it for current income. Decided again against it because I don't want to invest in all the companies in the fund, like Blackrock and Chevron.

[@Gh0s7R1pp3R]

PLEASE PROVIDE AN EQUIVALLENT FOR US EUROPEANS :(

[@ChrisHorse-c8e]

No Europe sucks 😂

[@lucaclara4379]

Yes hopefully!

[@wimkok5046]

@@ChrisHorse-c8eRules and regulations will bring the EU down eventually

[@ChrisHorse-c8e]

@wimkok5046 hope so 🙏 Europe use to be cool just lame now

[@DobyDuke]

Schd

[@jasonluong3862]

When it is said that "100% of the SCHD's dividends are qualified dividends, meaning you don't have to pay taxes on them in a non-retirement account up to a certain amount." Can anyone clarify and expand on this? Does this mean any dividends earned from SCHD are not taxable (up to a certain amount) like the earnings from T-bills? What is this amount? $1000 a month?

[@sebastianlucas704]

About 50k if single, and 100k if married. For the exact amount, look up qualified dividend tax brackets 2024.

[@hansschotterradler3772]

You pay long-term capital gain tax on the dividends earned from shares held in a taxable, US-based account. 15% for most of us. This also depends if you have other income.

[@AC-cg6mf]

Does anyone know of a European equivalent to SCHD?

[@Schniebel89]

The only ETF I would consider and its not available on my continent.

[@michiganman845]

100% of Roth is SCHD 100% of 401K is FXAIX

[@dargot3540]

we cant in europe and it piss me off, some brokers only have schd as CFD without leverage.....

[@lucaclara4379]

hopefully next year they bring this ETF also for us in Europe

[@wimkok5046]

Hope so.. Pure EU protectionism. It is my money and I decide what to do with it.

[@TotallyRegWhatelse]

Sure you can in Europe as well. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).

[@MC-bm3cy]

if you have 20-30 years.... The dividends gets real juicy projecting out.

[@OroborusFMA]

Too many Americans rely on Social Security for 100% of their retirement income. It would be political cyanide for ruling class politicians to allow it to "not be around in a couple years". Worst case scenario they reduce benefits 20% to 30%, grandfathered so that current beneficiaries (who vote in large numbers) don't get a cut. But the fix/solution is obvious: get rid of the income cap. But Social Security is not going anywhere.

[@AmeriGlobal]

The wealthy will require the lower middle class and poor folks to keep funding that ponzi scheme. They don't ask anyone if they would like to opt out.

[@thebes118]

Myself, unless its tax free, I don't buy anything with less than 7% interest. I also don't pay above $25 a share.

[@gg80108]

Dont invest in past performance, some new option funds yield 2to 3x as much. Dividend investing is about spending the dividends not reinvesting.

[@jh335]

Not for Europeans...

[@ChrisHorse-c8e]

😂😂😂😂😂😂

[@lucaclara4379]

yes😢 sooo sad 😢😢

[@krystianzadrowski2369]

Firstrade offers accounts for quite a few European residents, also if you have like 25k$ you can open account in Charles schwab international

[@veriteg]

I live in switzerland and bought it

[@mtbroca]

I'm 1/2 European, does that count? 😂

[@nationalautomotive5032]

Not in my portfolio. I own 9 funds and 8 outperform SCHD.

[@TotallyRegWhatelse]

SCHD is a perfect basis for the long-haul.

[@admtahoe]

There are so many out there that pay a better dividend percentage, no thanks,

[@johnwoo-vp2lb]

From my observation and historical market pattern, there might be a bit of turbulence in the market coming up, but here's the deal: Trying to guess what's going to happen next is less important than spreading your bets when trading and thinking long term. It's not about guessing the market's next move; it's about playing it smart and steady...managed to grow a nest egg of around 100k to a decent 732k in the space of a few months... I'm especially grateful to Olivia Lawrence, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape...👏

[@johnwoo-vp2lb]

@Sign_OLS 🚀🚀🚀

[@johnwoo-vp2lb]

She is active on Telegrams... ;(🚀🚀

[@johnwoo-vp2lb]

@Sign_OLS 🚀🚀🚀

[@DenverCantu-b4q]

Big shoutout to the guy in the comments who recommended Elizzarda to me-you really helped me out. Thanks a ton 🤝🤝🤝

[@andrewlyons353]

There are lots of ETFs that outperform SCHD.

[@bazsmith5912]

Thanks for the update, keep up the good work.< Learned a lot from my market journey, especially the importance of living within one's means. With Loraine Souvenir’s guidance, my nest egg has grown to a 7-figure sum. My advice - get an analyst for better financial trade decisions and peace of mind

[@joeericcorre3277]

Having access to reliable information is crucial for us as investors to succeed both financially and in life. This is valuable, I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this

[@khaledalsharif2267]

Surprised to see her mentioned here! She tailors trading courses to suit beginners’ needs and really knows her stuff. Her advice has been invaluable to my trading journey-definitely worth it!

[@tonynguyen4112]

Wealth building and financial freedom are attainable with the right knowledge and tools. Using proper financial strategies and products is essential to growing and sustaining long-term wealth.. glad to know you want others to succeed

[@alexanderbernal7768]

It's truly refreshing to see a comment about Loraine Souvenir. I've also had the pleasure of working with her for several months after discovering more about her online. She has a knack for simplifying complex issues, whether it's a market surge or decline. Her approach consistently keeps you ahead of the curve. I'd call her a guru, for sure

[@kennethbennett59]

Thank you for sharing your experience. She’s helped grow my reserve, despite inflation, from $87k to $246k as of today..Her insights and daily siignals are worth following.

[@AmeriGlobal]

DIVO, DGRO, PBDC, and VPU have all done better than SCHD over the last year.

[@unknown.unknown2786]

Cries in European

[@TotallyRegWhatelse]

Why? You could invest in SCHD as well. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).

[@JohnDoe-mt2sy]

MSTY for 10 years then retire

[@michaelgraceffa7197]

Man if it last 10 years at the rate it's going so will i

[@johnka8888]

LONG SCHD,KEEP ADD VERY DIP!~

[@URKlewless]

If you would all just buy the QQQ and stop this nonsense you would be light years ahead. Technology is now and the future. It will drive everything in this world.

[@AmeriGlobal]

Dollar cost average the QLD or TQQQ.

[@Balzy73]

122 shares of SCHD paid $32.47… JEPQ pays that in just 22 shares.. even my Ares Capital pays better dividends than SCHD.. there’s a lot of influencers pushing SChD but when I look at a 20 yr dividend calculation JEPQ beats it.. same with Ares..

[@TotallyRegWhatelse]

You don't know how to play SCHD. It's a pefect match to counterbalance tech stocks like mag7 or NFLX.

[@AmeriGlobal]

@TotallyRegWhatelse BDCs like Ares Capital work just fine. SCHD dividend is increasing but from such a low starting point.

[@NicolePangea]

My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year

[@AniWalt]

Remember that investing in the stock market carries risks, and it’s important to do your own research and talk with a FA before making any investment decisions.

[@Luksphine]

The issue is most people have the I want to do it myself mentality but not equipped enough for a crash, hence get burnt, no offense. In general, CFA are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.

[@Wood-Je]

Please can you leave the info of your FA here? I’m in dire need for one

[@Luksphine]

There are a handful of exprrts in the field. I've experimented with a few over the past years, but I've stuck with Victoria Louisa Saylor for a few years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@Masumakh1]

Thank you for sharing, I must say, Victoria appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call

[@BelleDividends]

Another ETF I can't buy as an European.

[@TotallyRegWhatelse]

Sure you can. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).

[@UkpeneJohn]

Thank you Lord Jesus for the gift of life and blessings to me and my family $14,120.47 weekly profit Our lord Jesus have lifted up my Life!!!🙏❤️❤️

[@parkereric6397]

I'm 37 and have been looking for ways to be successful, please how??

[@UkpeneJohn]

Elizabeth stark

[@freddiearthur2151]

Same, I met Elizabeth stark last year for the first time at a conference in Wilshire, after then my Life has changed for good.God bless Elizabeth stark

[@BnazerriKhiid]

😱Sounds familiar, I have heard her name on several occasions.. and both her success stories in the wall Street journal!

[@nancyflores1787]

Though I started with as low as $5,000 actually because it was my tirst time and it Was successful, She's is a great personality in the state

[@earlwilliams5473]

It's worthless at 3. Something %👎

[@procrustes7669]

To bad i live in eu.

[@TastyJester]

If you're not trying to grow your wealth get schd. I had 74k in schg for less than 3 months and made over 8k. I had 112k in schd for the exact same time period and lost almost 1k not counting the dividend payment of eight hundred and something right after my original investment and the next dividend i will receive monday of nine hundred and some. If i had that 112k in schg over that time it would have made over 10k. I just moved all 112k out of schd and into schg. The tech bull run is far from over and unless you are just preserveing wealth you shouldn't be in schd in this market.

[@lucaclara4379]

not for us in Europe😢

[@DoubleJabSlipRightHand]

Good

[@mauriziogiachi]

Well, there is a way actually. I personally own shares of SCHD.

[@TotallyRegWhatelse]

Sure for you in Europe as well. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).

[@bbdog141414]

SCHD is solid but FDVV has performed far better

[@bbdog141414]

@@Zillennial-Investor I care about price returns and income. I own plenty of income investments in my portfolio, FDVV is one of my largest holdings up 65% plus dividends. Its another tool in the toolbox.

[@GrandPrix46]

2.69% yield, .16 expense ratio, 74% qualified dividends. I don't think that's far better than SCHD's numbers.

[@jamesfeldman4234]

I own both SCHD and FDVV. I also own JEPQ and SVOL, among other investments. At this stage of my life, I need more diversification of holdings with some cushion to the downside. SCHD and FDVV have different underlying holdings and, consequently, perform differently. And since FDVV has much greater tech exposure, still a hot sector, relative to SCHD, which holds many defensive stocks, FDVV is, naturally, performing better at this time. However, experience has taught me not to be exclusively in the hot momentum investments and that contrarian (out-of-favor) stocks and sectors help me build wealth while I develop and build a reliable cash flow stream via dividends and distributions.

[@TotallyRegWhatelse]

Tell me more about 'performance' on the long-haul.

[@derek6947]

Social Security will definitely be around. Social Security taxes cover about 77% of projected Social Security benefits. We may get 77% of what was promised but we will definitely get something.

[@Bur6212]

Schd has been trash lately. But I guess people are in it for the dividends

[@TotallyRegWhatelse]

No. Counterbalancing a portfolio of single tech stocks, getting price appretiation plus distributions on top. NVDA, AAPL, MSFT, AMZN, GOOG, META, NFLX... SCHD is a perfect match if tech stocks drop.

[@cappyjack3070]

SCHD pays 3.75%. Get a CD while you can

[@BuceGar]

Naw, SVOL is king. Simple facts. SCHD has barely appreciated in three years. It was at around $27.00 a share in 1/22, and now three years later it's around $28.00 a share. It depends on the market constantly going up and doing well, and when the market doesn't it takes a giant dump. It's quarterly dividends are only okay. It's simple math, compare 10,000 shares of SCHD to 10,000 shares of SVOL over the last two years. SVOL wins easily because it holds it's value while paying you a higher monthly dividend.

[@brucesmith8285]

You know they did a split right?

[@BuceGar]

@@brucesmith8285 That's retroactively applied to the charts. You know that right?

[@TotallyRegWhatelse]

Why not comparing over the last 3 yrs? Well, then SVOL doesn't look that good... 😂

[@BuceGar]

@TotallyRegWhatelse At the beginning of those three years SVOL was brand new' it's price hadn't settled, and it's dividend was all over the place for it's first six months. EVERY new investment product goes through this, you don't know how well your strategy will work, and the you have no idea how the market will price your product, this is why I would never buy a brand new product. Let the dust settle first. The track record for SVOL since it started paying it's .30 dividend is pretty good.

[@TotallyRegWhatelse]

@@BuceGar SVOL and 30c distribution? 28c ... 27c. Will come down further. Due to less interest rates of the fixed income holdings.

[@benjamindavidson22]

Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

[@frankbarnes22]

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@monicawill5]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

[@Johnlarry12]

I find your situation fascinating. Would you be willing to suggest someone trusted you've worked with?

[@monicawill5]

My CFA, Carol Vivian Constable is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.

[@Johnlarry12]

Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!

[@turbotoommyguns1971]

SCHD is old school. Every three months there's a minimal distribution. New school is Yieldmax, Roundhill, Defiance, etc ETF's.

[@theocratickingdom30]

Particularly with the Roundhill funds. They are very stable.

[@PIIforever]

I use my YieldMax dividends to buy SCHD

[@AmeriGlobal]

Those high paying dividend payers won't look so good in a declining market.

[@PIIforever]

@@AmeriGlobal what looks good in a declining market? 🤣

[@AmeriGlobal]

@@PIIforever Not YieldMax ETFs and SCHD. Declined nicely today!