SELF TIPS: 5 Things To Avoid Becoming Poor

[@mataco1752]

and most important thing is don't waste your money.. people with out money is a poor.. you can not buy food and clothes.. there are people with big house but they have no money to buy food and can not pay theri bills... so money is important as a tool to live in this world..

[@nielferreras6702]

Mata Co

[@bientulpo3241]

niel ferreras so wtach ur point so nonsense

[@despotcustodio]

may ganyang bahay sa st, namim disconnection notice lagi

[@elsabon4726]

Hahaha,Tama k ,naransan ko Yan,me naningil sakin, wala akong maibayad,eh bakla p nmn CIA,Sabi b nmn ,,GandA GandA Ng bahay,,,Walang pera!! !!!!

[@despotcustodio]

binalatuba ang tawag dun. nambalatuba.

[@acpeji]

I'm 23 years old and nung sinabi ko sa mga kaibigan ko na balang araw mag iinvest ako sa stocks at life insurance parang nawalan sila ng gana makipagusap sakin... naisip ko totoo pala yung kasabihan na kapag mataas ang pangarap mo wag kang bumarkada sa mga taong mababa ang pangarap dahil hahatakin ka lang nila pababa... iniisip nila na walang mangyayari sa perang inipon ko na ilalagay ko sa insurance at stock market... sila yung mga pera nila iginugugol nila sa gala, alak at kung ano-ano pa...

[@chinkpositive]

well, just focus kung ano ang gusto mo, do not even what others think or do. Please feel free to share this video to others. Click also subscribe and the bell button.

[@normanocampo4625]

pareho lang tayo bro, dati nun pag sinasabihan ko ang mga kasama ko ditong OFWs na mag ipon at mag invest para sa future nila, nagtatawanan sila dahil di daw nila kailangan mag ipon, fast forward after 17 years lahat kami na TERMINATE dahil nag sarado na yung company namin, LAHAT sila iyakan dahil walang ipon, ako okey lang nakaipon at nag invest for my future

[@analiedapitanondapitanonan6629]

Aldrin Christian Peji hi paano po kayu ng invest sa stock market poh pa help poh

[@mishim9166]

Sir ask q lng po paano maginvest po s stocks....

[@mhoadievdelapaz3703]

Aldrin Christian Peji Ginugol nila da escapades para may maipagyabang sa fb at ig.

[@cmurphy19]

Watch your thoughts, they become words. Watch your words, they become actions. Watch your actions, they become habits. Watch your habits, they become your character. Watch your character, it becomes your destiny. Happy positive thinking!

[@zazaxx3534]

wright

[@jhaylapetalcorin5005]

Lao Tzu

[@rizalinajacob4696]

@@zazaxx3534 correct

[@asherclover9597]

No one will help u except ur ownself..... this is what I learned from my business partner in Malaysia. And it's really true and I passed it on to my friends too. And I avoid friends who's negative thinking.

[@Siel-bm7gx]

that's right, I have learned that to.

[@joannrubycabigas2265]

Asher Clover

[@PointofViews04]

Ewan ko lang kung may mag-aagree dito pero palagay ko maraming di sasang ayon sa sasabihin ko pero palagay ko hindi mo talaga kelangan ng mga kaibigan, lalo na pag dating sa business. Ako meron akong isang kaibigan na masasabi kong kaclose ko at mas mature, di gaya ng mga kabarkada.. No offense pero wala kasing matutulong ang mga taong kaibigan mo lang pag may events or meet-ups, kahit sabihin mo pang kaibigan mo ng highschool o college mga yan.. Nakakaubos lang ng time at resources kung lage ka nalang nila irerequire sumama sa mga outing o okasyon tapos pag di ka sumama sila pa ang galit sayo. Mas gusto ko pang mag-isa nalang at tumambay sa bahay habang nagpapahinga. Para sakin tama na ang isa o wala lalo na kung wala naman sya naitutulong, and syempre ang family na lageng nanjan para suportahan ka yun ang mas kelangan para umasenso sa buhay.

[@alimerarnoldbahian6371]

Odracir Calañam oo ang kaibigan pabigat sa buhay hihingi lang yan ng favor lalo qng ikaw ang meron.

[@marcusfollosco1683]

Odracir Calañam Tumbok na Tumbok,sapul na sapul mo.TAMA Ang sinabi mo.I AGREE😀😀😀😀😀😀

[@chinkpositive]

yes sa umpisa, you do not need ppl. But once you start growing, you need people who need to help you.

[@phcare7098]

Odracir Calañam tama sir agree ako sau isa ako ofw pag uwi ko mga kaibigan hingi pasalubong barkada gusto inom napainom muna lahat sau na gusto lagi painumin sabihan kapa kuripot hay nako pano naman paghihirap ko dto sa abroad naiisip kaya nila na kapag masama pakiramdam ko or may sakit ako wala man lang tumutulong sakin basta alam lang nila nasa abroad ka masarap buhay ng abroad ganyan ang pinoy sabihan kapa nagbago ka di kaya nila naisip nagmatured kalang sinisinop molang pinagpaguran mo kc di ganon kadali kitain ang pera sabi mapagmalaki kana mayabang kana kc abroad ka hay dinila naisip na baka napraning na kc sa hirap sa ibang bansa ok lang sakin na wala ako kaibigan nandyan naman ang pamilya ko handang sumuporta sakin kapag nanghihina ako samantalang kaibigan kalang kapag meron ka ibinibigay kapag wala kuripot na edi wow kaya agree ako sau sir

[@kenkendayao6412]

no man is an island :)

[@johnjames766]

madami ka kaibigan at kamag anak pag may pera ka naku araw araw dami henge dinanas ko yan nung wala ka na wala na silang lahat kaya pag merun dapat ilihim mo na lang

[@darkgodassasin6052]

money is relatives

[@marygalicia2572]

Tama! Nandyan lang sila pagmay pera ka pero pagwala na wala na rin sila.

[@yhokieskinworkztattoo633]

Trot

[@ricoalmarez]

I love the last portion of this segment regarding how God creates you and benefits you

[@ronnienestor]

I'm happy i saw your videos. Very practical, logical, helpful and so many positive things. Thanks a lot.

[@noradacmeg5641]

Yes, I am the captain of my ship. Good days are ahead of us. Thanks a lot for such wisdom, and sharing it.

[@selajoycelachica946]

Ubusin ko po lahat ng videos mo.. ewan ko nalang kung hindi ako yumaman.. 👌❤️🤣 more power to you mr. Chinkee Tan.

[@applejurada5843]

amen! heb.13:5...isa sa mga pnanghhwakan k g promises ni God ,kya kht anumang pains,failures,dsappointmnts naeencountered q,i kip on having positive mindset and i do believe God will make me as a blessing to the church and to other people...

[@Siel-bm7gx]

amen

[@oyobasilan9743]

yes! may small business din ako. pero nung nagtiwala ako sa panginoon, nagkaroon ako ng project sa ibang company. kay lord dapat magtiwala.

[@9922-o1k]

Sobrang fan niyo po ako and i am an OFW..i follow your steps how to save money and its very effective. Above all self discipline is the most important.

[@avihrrhiva9809]

Success is a journey. It takes patience, perseverance, persitence and pain. Because pain is the best teacher that drives us to do better. #journeytosuccess

[@graceleyva4556]

Salamat po sir . Makakatulong ito sa aking pagbabago. Sana dumami pa po ang katulad ninyo.

[@Applepie788]

Thank you Sir sa mga videos mo lalo na to. Sobra akong tinamaan. Luckily, i have my own business now and im struggling with myself. Masyado po akong nag iisip masyado at after ko pong mapanuod itong video tinamaan ako ng sobra. It hits me sobra!!! Ang dami kong realization😭😭😭 . Thank God, napanuod ko to. Thank you po.

[@kamilfei788]

THANK YOU FOR THE INSPIRING WORDS...IT HELPS ME A LOT TO IMPROVE MY LIFE. GOD BLESS!

[@joycelemvillafuerte7759]

I am so inspired by this video. This is so true, most especially with the lifestory of my father who came from a family who was so dirt poor but defied all odds and became a successful man. I am sometimes intimidated by his success, I do not want to live under the shadow of his accomplishments.

[@chinkpositive]

Thank you very much. Please Share and subscribe.

[@belenanzano1353]

Correct ka dyn kuya..lumaki ako sa hirap at yan ang baon ko d2 sa Saudi at nagbbigay ng sobrang tapang at lakas para matupad ko lahat ng pangarap ko sa sarili ko sa family ko at sa mga tao na gosto kong matulongan..awa ni Lord di nag uulam ng ginisang tawyo ang family ko sa philippines lol..

[@russelljohnson2860]

Very Good, What you give is very important to everyone. I always tell everyone rich is a mind set. To become rich you must put yourself in the right frame of mind than start setting your goals. I'm not rich by no means, but by praticing my belief I live very comfortable in my retirement years. I'm 64 now. I never lived above my means, ran a small business (Hvac) Retired from the military, and worked at a hospital that invested in its Employees after my contribution and theirs. I now travel as I please when I want and enjoy life to the fullest. YOU HAVE TO SACRIFICE AND INVEST IN YOURSELF. BEAUTIFUL VIDEOS.

[@jesusflocks293]

Even the bible teaches us to be become hardworker....thanks for video,i really need to learned this specially i am very softhearted person.Godbless you sir😇

[@Siel-bm7gx]

yes, being a hard worker great quality, wish you a lot of success.

[@analiza329]

Believe in your dreams and take action. Make it happen with patience step by step. Thank you Mr Chinkee 💙

[@paigeybanez1405]

So glad to have stumbled your channel sir.. may you continue to bless other people's lives as you have blessed mine. GOD speed

[@chinkpositive]

please share and subscribe also

[@jhomabztubella5499]

Tanx po sa mga advices mo..ang dami kung natutunan and now i know what to do..i am ofw from KSA..more power and God bless !

[@mharaisadwaine3680]

Sobrang dmi aq ntutunan sau kuya chinky..slamat s utube channel mo ..it make me more confident about what u telling about life and continue living in our life for being a positive person..thanks and more power to your channel Godbless u always..

[@beatv4942]

Amen! I claimed all promises in God in my Life🙏🏻🙏🏻🙏🏻😇😇😇

[@Dev_Jet]

Thank you for the inspiring advice! God bless Chink Positive.

[@jgc_page]

thank you for inspiring us.All your lecture is absolutely happening my community right now.That's why I am constantly watching positive thoughts and entrepreneurship tutorials.

[@mariajiml9895]

absolutely agree old vedio j just watch see what you had in the table. Ok . Save more .

[@maricrisdandoy2576]

Nadali mo q sa blaming someone....coz that was me...but recently i made a big desicion to stop blaming others..specially my parents...and i thank you for that...

[@chinkpositive]

ty vm, please share and subscribe

[@filipinoamericanhomeschool5446]

I was skeptical before I clicked, but I was pleasantly surprised by your list. Best of luck!

[@chacaruncho]

I believe in you sir. Your so great. Just think positive and everything will be possible.

[@chinkpositive]

Ty.

[@miraflorgaviola4651]

im inspired of your thought, thanks.

[@slightlyrebelliouz]

My cousin use to say that you can create your own destiny. You always have a choice. Just believe in yourself..

[@esterlilytijam2614]

this video is very inspiring. its true only ourselves could make our life better. not other people...thanks to you..god bless your heart.

[@barrybarro2814]

making poor is a choice...maybe you lack the resources materially but if you use your thiking power you may not be rich but not so poor. In your formative years... think ahead. Think that economic life is a must. You may engage in love affair but dont focus there. Instead sort out what skill or livelihood you should learned in order to have a sustainable income. Firstly, avoid all forms of vices like drinking alcohol, smoking, drugs, gambling, womanizing, etc. 2. Have a goal in the prime of your life...keep planning ahead. 3. Have an inclination to create a business. Only in business that you could be independent financially. Explore in your mind several business option that you like and make that thing happen. 4. while you are earning an income always try to save at least 10% out of it...the more you have ample savings the more you are secure. 5. learn the art of enterpreneurship...and keep on trying until you succeed.. ..Study the life of those successful people who started their life with nothing....like, Milton Hershey, John Rockyfeller, Baik Sung Hak.....and many more.

[@minaalisasis2413]

Kwork, love your work be always present at work, be agood person be good to coworkers , do good , and helpfull, honeast to hlp you company or owner , of the place you work i, hthey become rich also you,

[@hdalyzah1054]

Thanks for the info...it helps me a lot

[@shirleycatama4029]

hellow sir! i love your videos. i just started watching them yesterday.. :) i just want to ask for tips. i am working as a maid here in Qatar.. and am planning to join a networking bus. for another source of income, but the problem is that i dont have any day off.. and am not allowed to talk to anyone.. but i am allowed to use social media after work only.. can you give me some advice what's the best thing for me to do now? ..

[@merlyparohinog7339]

Hello ma'am try aim global legit p.o. Ang aim and 10 years na namamayagpag in terms of networking. no worries kahit Wala kang day off dahil ako rin walang day off I'm recently working here in UAE. add me on Facebook if your interested. Merly Bulanon Parohinog is my account name.

[@janeerges7661]

Merly Parohinog kalokohan lng yan

[@merlyparohinog7339]

Can you specify sir kung Bakit nyo nasabing kalokohan?

[@marjunbaguinang2141]

sa mga willing magkaroon ng extra income na pweding kumita ng mas malaki, visit my fb page Like and pm me facebook.com/JunQbaguinang062988/ ,

[@vestaprolightssounds6928]

Ako, member ng isang Networking Business, aside sa aking Sariling Company. ito advice ko sayo before investing your hard earned money. 1st thing: Ask yourself. Are you willing to devote Time in Learning this Business thru your available means? Are you ready to embrace the Mindset of a Business Person? Do you really need to invest? Now, choose the best Networking Company, research, and make a Choice that you think best in your situation, Find the best person that would Invest Him/Her Time to Guide, Teach, & Motivate you.

[@noahencisjoyaneman9996]

Super like you tlga sir...always watching ur videos po....

[@maridellacasa7162]

I start watching your blog yesterday and i love to watch more. Thank you for teaching and encouraging others.

[@chinkpositive]

tama, please share and subscribe

[@jonathanmooney30]

chinkee tells us that dont believe someone else making your life misarable..palagi tayo ng cocomplain sa government palagi may sala sa kahirapan natin like what ralliest always complain but yung totoo tayo yung ng desisyon sa life natin bakit tayo mahirap

[@kennvelasco]

Awesome! very deep.

[@mariacoleiro5840]

I agree everything you said Chin , It's very true in my experience . Thanks for the advice .

[@vangie3551]

14 yrs old po ako and currently nakakaranas po ang pamilya ko NG paghihirap... Actually hindi naman sobrang hirap may pagkain po kami, matinong bahay at napagaaral po kami ng tatay namin at naproprovide ang kaylangan namin ang meant ko pong mahirap is kahit na meron kami araw araw ng mga bagay nayan... Makikita mo parin ung mga babayarin na tambak at palaki ng palaki dahil hindi nababayaran may moment na halos lahat NG babayarin nagkaroon NG muntikang pagputol... Nakakalungkot Tignan na kahit gaano kaganda o kaayos ung trabaho ng magulang ko kung wala ka talagang alam sa pagmamanage at pagiinvest ng pera... Mapupunta din sa wala ang pinahirapan mo, siguro panandaliang saya pero may kasunod ng problem. Nagpapasalamat parin ako kay God na naranasan naming pamilya to para matauhan kami na Di lahat NG pagkakataon ay msarap at comport able ang buhay, once nakapulot po ako ng libro rich dad.and poor dad ang title nung unang pagkabasa ko palang Don nakarelate na po ako at nag bukas sa isipan ko na iyun ung bagay na possible g maka tulong saamin.. Pasesya na po kung sobrang haba ngayon ko lng po kasi talaga na ilabas o naishare tung bagay nato tungkol sa buhay ko. Di ko po meant na ipagsigawan na ganon na katindi paghihirap ko gusto ko lng masabi ang mga karanasan ng pagiging inutil sa pagamit ng pera...

[@aracelibaura6631]

God uses you for many people to change their lives including me many thanks and more power

[@chinkpositive]

thank you for watching, please share and also subscribe

[@mmcl3419]

Thanks so much sir! What a nice advice, ill follow what tou say! Godbless and more power!

[@basketballinvision]

Thank you so much for this message :(

[@nilexisgotoc6957]

Hi po gusto ko po ishare dati akong simpleng empleyado ngayon po may sarili na akong negosyo Catering business for 3 years na and i feel happy and contented on where iam now Thanks po all the tips

[@belindawingard738]

ngayon nga narealize ko na sayang Ang boong panahon salapi na ibinigay ko sa familia itinakwil ako ngayon dahil Hindi ko na sila binibigyan ng pera. Ang tingin nila pinupulot ko Lang Ang pera dito sa america

[@chinkpositive]

tama, Thank you very much. Please Share and subscribe.

[@AnneVlogJourney]

this is really sad

[@GePete]

its a same feeling pero ok ok naman na ngayon

[@merrillcristobal9740]

inspiring msg. sobrang nakaka blessed.

[@hshhofficial]

ty v m

[@carengatienza9157]

Merrill Cristobal mmk mmk

[@jenniferdavis2110]

TY from the States...🎄

[@marifrenchmanansala4051]

Thanks po,it means a lot to me...i will pursue my dreams & im sure it will gonna happen in the near future eventhough its a matter of time.

[@chinkpositive]

you are welcome, please share and subscribe na rin.

[@mhoadievdelapaz3703]

Unfortunately majority of our fellow Filipinos have a big spender& escapade mentality so they can't accumulate wealth thinking that they can work again to earn what they've lost.Then the never ending cycle continues...

[@chinkpositive]

please share and subscribe also

[@redgereges-dl2el]

Hello,coach now KO Lng mapanood to

[@MyLittleUnboxing]

Very informative... Panalo!!

[@chinkpositive]

welcome, please share and also subscribe and click the bell button so you will be notified with my new videos

[@andromedashome]

"Believing that someone else can do it for them." This phrase can have a different meaning too. Remember you don't have to do it all. You can use other people's time, money and skills to work for you only if you have the idea on how this system works. Thinking is the hardest work there is according to Henry Ford. If you keep acting without thinking it still won't work.

[@dianahlhunahalbarracin7934]

ang ganda ng mensahe,TO BELIEVE IS TO SUCCESS...BELIEVE IN GOD FIRST'AND YOU WILL SUCCEED...

[@boingix7170]

Inspiring and touching! Thanks bro!

[@corinnequiza4193]

Very informative.. thank you

[@proudtobewaraywaray27]

Dami ng ads. Thank you po sa advice!

[@theauyanguren5673]

Yesss! Mabuhay Philippines 🇵🇭

[@roemtresce8576]

Thank you sir chinkee for creating videos to help me learn and understand about managing my finances, it is very helpful really

[@richardmarcial4741]

thank you for inspiring ideas.:)

[@markfernan6707]

thank you for the info

[@chinkpositive]

welcome, ty for visiting. Please share and subscribe.

[@johnabe6889]

start with a small capital

[@cresenciashamsoddin3907]

thanks for the advice , God blessed from Houston Texas

[@BertoTutorials]

thank you po it helps me to pursue my dreams in this life.

[@vhic2009]

Thank you so much for sharing...keep it up...more power and Godbless!

[@normanocampo4625]

our house is not an ASSET, its a LIABILITY, it will only becomes an assets if you rented it or put a store in it...just like the Chinese in Binondo are doing, they have a store downstairs and the first floor is their residence.

[@chinkpositive]

tama

[@merlindante8041]

Yes po it's true po kc po noon at ngyon Ang laki Ng pinagbago Ng buhay ko at Masaya na ako with my kids,KC gusto mab8gyan Ng magandang buhay ang mga ank ko...single parent po ako since 20yrs nag fucos Lang po ako SA trabaho Dito SA abroad 20yrs narin akong ofw.😇😇😇

[@jeromecenteno5013]

Thanks sir for your words of encouragement and motivation.

[@marcusfollosco1683]

its simple don't spend too much don't buy expensive things,must have savings,

[@ioveyou8832]

absolutely correct!!!!

[@baliwnadutertards5517]

This guy is a good coach regarding finances and psycholically helpful

[@hshhofficial]

ty for your kind words. Please share if you like

[@miavelazco5427]

success is a process, hardwork ..wow thank you sir for inspiring us

[@mylacondrillon3227]

As God gives VISION He too will give PROVISION.

[@Lylia_plays]

Hi sir thank you so much for the tips on how to be successful. It motivates me so much. God bless.

[@Shabiya-te2cl]

thanks for sharing brother

[@chinkpositive]

Thank you, please share and subscribe.

[@chitocrispino260]

wow!!! thank u for having this vdeo. GOD BLESS

[@rosemalynmantilla674]

what a inspiring message its inlighten my mind

[@lieviosa8159]

thanks Mr. Chinkee Tan for sharing very inspiring. I started to follow your blogs. at napapanood ko na rin kayo ni Tin Tin sa Money Wise.

[@makuhlettv1885]

Lie Sisa s

[@佐藤真司-s4i]

Sir Chinkee ang dami ko pong natutulungan sa inyo Salamat po !!! Gusto ko na tuloy umuwi sa Pinas just to meet you and learn some from You , Thank you po 🤑😛😝😜😋😘😍

[@chinkeetan9957]

佐藤真司 see u soon

[@maryjeanmacabenta5190]

thank u for sharing this video

[@irishmanabat]

New subscriber here. While i'm thankful there's a good material here, too many ads distracts the thought process :( cutting while introducing a new point :(

[@aubreymillares1515]

There’s no short cut to success

[@vsgP7117]

No, they make a lot of babies with no source of income and expect the govt to support them! In Front Row a family in squatter side of Tondo have 22 children and the teenage older children have ALREADY families some with a boyfriend some are single mothers from different boys!

[@wilgridbasco5168]

Thank you Sir..

[@sonoaloiibe1103]

Thank you sir😊💕✨

[@faithcausing1478]

TOTALLY CORRECT SI "ODRACIR CALÑAM". ATTITUDE KO PO YAN! AKALA KO NGA AKO LANG ANG MAY THINKING NA GANYAN, KAYO RIN PO PALA. PAREHO TAYO KUYA! THAT'S WHY MARAMI PO NA ENVY SA AKIN SA BUSINESS KO AT SA WORK KO... GRABEH ANOH? IM SO PROUD OF MYSELF.

[@MeriamGayamo143]

Idol san Po yung order ko package na book nyo po?

[@chinkpositive]

pls go to chinkshop.com

[@MeriamGayamo143]

Hindi Po ako makapasok sa site Po idol gusto ko yung my red T-shirt na Po,

[@MeriamGayamo143]

Package books and T-shirt po

[@elmo7446]

Wow! This is so true. But #4 - It's okay to be selfish at some times, right?

[@sentilady2249]

Ng counceling din po ba kau ? Nakaka inspire po talaga mga msgs nyo for every vlog nyo nakaka-relay po ako talaga talagang minsan yung sinasabi nyo na Fi-feel ko kung hingi ng advice sa nyo san po kau pwede kontakin- salmat po at sana wag kaung mapagod mg upload ng mga very inspiring and very positive vlog marami po kaung nabbigyan ng positive vives to move on and believing we can change our life for a better regardless whatage you are- thank you po talaga- God Bless Always 👍😘🙏

[@almaabrahanugbaniel2531]

naniniwala ako sa lahat ng sinasabi mo,at higit sa lahat sa dios na siyang ngbigay ng lahat,thanks god bless you

[@edmarhilario3999]

how to purchase your books?

[@migomotovlog]

Ive learned a lot

[@alexrc5981]

Very inspiring.. Thank you very much!

[@chinkpositive]

ty v m please join and subscribe.

[@ecyornitsuga1144]

motivation video. thank you sir :)

[@analynpesic]

Hello From facebook to KZbin...I'm here hindi magsasawang makinig at manood sayo Couch ...laki ng binago ng lifestyle ko lalo na sa paghawak sa pera....Una kopong natutunan mula sayo ay "Income minus savings then ang matitira budget." thank you so much Godbless po sir chinkee may I ask po anong apps gamit mopo sa pag edit ng video mopo .... Top fans here ...from Taiwan...Thank you in advance po sa pagsagot po...

[@greatteacherben3136]

Sir run for president... for the real change in our society

[@chinkpositive]

haahhaha, Thank you very much. Please Share and subscribe.

[@sonoaloiibe1103]

Oo nga para naman yumaman ang Pilipinas

[@sheenamystique9848]

thank you sir God bless you more for sharing a very inspiring words for us i ,myself gain comfort from your vlogs

[@clarztim5684]

Ngaun q lng napanood to thank u so much Sir Chinkee Tan I've learned a lot...

[@chinkpositive]

salamat, you are most welcome, I hope you are subscribe to my channel and don't forget to click the bell so you will be notified when I upload my latest videos.

[@andipandino8261]

siguro mam mas better kng maging financialy educted ka muna, ako po im the member in international marketing group nag enrol ako to gain financial literacy,how to invest in my health care,wc is to build my foundation, now I investing in kaiser,may healthcare na,may insurance pa, at accumulating investment pa in maturity time ni kaiser,at makakapag acces kpa, s mutual funds wc is diversified pa s 10 companies.