This is NOT Good - First Time Homebuyers Are Older Than Ever Before!

[@carolsarry6121]

I’m 54 and I close on 11/25/24 🙏

[@BDOE33]

CONGRATULATIONS 🎉🎉🎉.

[@T_Nice]

CONGRATULATIONS!!!🙏🏽🎊🎊🎊🎊🎊🎉🎉🎉🎉🎉

[@blessedtg9702]

Congratulations!!!!❤🎉🎉🎉

[@LuvaRN-h7b]

Congratulations 🎉

[@latoyajoseph7425]

Congratulations 🎉 🎉🎉

[@tonilott8862]

Became a first time home buyer last year at the age of 42. Closed December 5th 2023 best decision ever!!!!

[@ElleBrOw]

Congratulations 🌟

[@ShaheedahHill]

Congrats

[@FinestOfTheSouth]

I’m 29 and closing on my first home on 11-26-24! I’m excited 😁

[@ladylove3870]

@@FinestOfTheSouth congratulations 🎊 👏

[@ShaheedahHill]

That is awesome!

[@ajwriter5699]

Congrats!

[@frockett1811]

Congratulations 🍾🎊

[@thechocolatefurnitureflipper]

I closed 10/26/23 at the age of 47 and I am still in the honeymoon phase of the newness in my house, yes even after 1 year!! Best decision

[@ShaheedahHill]

Awesome!

[@VanessaBurton-hb9pm]

I was 50 when I bought. I spent my 20s and 30s traveling and exploring who I am. Now that I am 55 being at home is perfect and I am ready to relax

[@ShaheedahHill]

Enjoy!

[@ceowonu]

Love it, great idea!

[@aishacorrea5759]

My husband and I are 45 and closed 2 weeks ago on our first house.🎉 It’s a fixer upper and was the best decision! Renting has become ridiculously overpriced with too many landlords not caring enough to maintain the property and do repairs.

[@ShaheedahHill]

Congrats!

[@aishacorrea5759]

@@ShaheedahHill Thank you!

[@VTHookie]

46 Years , 8 years in the US , closing in a week [Grayson GA] , thank you Mrs Hill..You are a Blessing!

[@PrinitaSchelbert-ji8fm]

I just started looking yesterday 😊

[@PrinitaSchelbert-ji8fm]

I'm 48

[@lika7064]

Good Luck. I didn't think it was obtainable. Now im in my house!!!!

[@carolsarry6121]

Congratulations 🎉

[@carolsarry6121]

@@lika7064congratulations 🎉

[@GregMOlympian]

You are dropping pertinent and helpful information. I am trying to pay my house off next year. I owe $19,000. Looking forward to no mortgage my home value is almost $300,000

[@ShaheedahHill]

Fantastic!

[@jackiekabonesa6332]

I'm 41 years old and we are closed on 10-31-24. I thank you God for your videos 🎉🎉👏

[@ShaheedahHill]

You are so welcome,. Congratulations!

[@darnettaanderson7990]

Hello... Glad i found your page. I purchased in September at 50 and was afraid because of age but thankful to God for blessing with beautiful home.

[@ShaheedahHill]

Thanks for sharing and I hope you have many blessings in your new home.

[@sharonfinney17]

Purchased my 1st home (2300 sq. ft.) at 53…..best investment ever. My mortgage payment is less than a one bedroom rental. Thank you Ms. Hill for the valuable information you provide. You are a blessing.😇

[@ShaheedahHill]

@sharonfinney17 Thanks for watching and sharing

[@bigchrisdubz6504]

I’m 34, Closed on my 1st home 4/25/24. Wasn’t expecting to so soon but noticed I had all my resources in line and went for it! The info from this channel definitely made me more confident going in 💪🏾😎

[@ShaheedahHill]

Great job!

[@Kamone111]

That high rent kinda forced people to buy…

[@riquittamoore4874]

This🤌🏽

[@tonilott8862]

The extra money to get a thorough home inspection is well worth it! I’m glad we did on our new construction last year!

[@yvettemorris7295]

I’m a 57 year old Veteran and I’m purchasing my first home this summer I have an income of over 100,000 almost 120 a year and this is the perfect time for me!

[@ladylove3870]

@@yvettemorris7295 congratulations 🎊 👏 💐

[@ShaheedahHill]

Congrats and thank you for your service.

[@momof4121]

36 5 kids and just became a home owner June 2024 I do feel like I wasted so much time and equity building but what is meant for you won’t miss you🎉

[@ShaheedahHill]

Congratulations to you and your family

[@vashtas]

I bought my first home at age 48 in 2021!

[@ShaheedahHill]

Congratulations! That is great.

[@LuvaRN-h7b]

I’m 46. I close on 11/27🎉🎉🙌🙌🙌

[@carolsarry6121]

Congratulations 🎉

[@ShaheedahHill]

Congrats

[@FKimE]

You are seriously knowledgeable. Thanks 👍🏿🎉

[@gemdre]

I'll be 58. I lived in Europe up until I was in my late forties and wasn't ready to buy anything. I'm looking to buy one home to STAY in. I'm not looking to re sell.

[@von-chaemicole1160]

Bought my 1st home this year with my VA Loan in June 2024 w Taylor Morrison buying my rate down to 3.5 on my new build 🎉 I’m 43… God is good 👏🏾🌟🫶🏾

[@bluecube7247]

I bought down to 4% 😂

[@ShaheedahHill]

Congrats!

[@Tiera-Marie]

All the time!❤ 🙌🏽

[@jdbuscemi8181]

I'm a real estate investor whatever that' supposed to mean! You Do a lovely job!!! Most of All your are Helping People!!!

[@ShaheedahHill]

Thank you

[@yolandamarshall3498]

49 closed 2 days after my birthday 10/9/24…1st time homeowner

[@ladylove3870]

@@yolandamarshall3498 congratulations 🎊 👏

[@ShaheedahHill]

Congrats!

[@budgetwithmzkat3789]

I am 47 and I am beginning my homebuying journey so by the end of 2025 possibly beginning of 2026 I will be in my home God willing ❤😊

[@ShaheedahHill]

You will get there, congrats on starting the process

[@drob691]

I'm 38 years old and i closed on my 1st home on 10/29/24. Thanks for your very informative videos.

[@ShaheedahHill]

Congratulations!!! Many blessings in your new home.

[@kelleyturner2238]

At this point age does does not matter if you are healthy and still working. You want to lock in that price before retirement. Because if you are renting that can be a problem when you retire. I am buying next year because I believe prices will just go up. That God I am a Rn also.

[@jasminewilson9236]

I purchased my first home at 25 in 2021! I watched so many of your videos throughout that time, and I still check in to stay informed! Congratulations to everyone who has a closing date upcoming 🩷🩷🩷

[@ShaheedahHill]

That is awesome!

[@cheenoulee7455]

26 closing this Monday! (11/18/24)

[@carolsarry6121]

Congratulations 🎉

[@ShaheedahHill]

Wow, way to go.

[@TheBDavis42]

Major congrats

[@kpillette1]

Thanks!

[@ShaheedahHill]

Thank you so much you are always so supportive. 🥰🥰🥰

[@carolsarry6121]

Watching your videos has helped me thank you ❤for your knowledge

[@ShaheedahHill]

You are so welcome

[@onetrueheart]

Me and my husband purchased our first home when I was 27 and he was 29 back in 1997 and our rate was around 7%. We’ve bought and sold 3 homes since then and purchased our current home in 2014 and the rates were super low at just 3%. Congrats to all the new home owners. Would love to downsize and maybe rent out our current home.Any tips

[@ShaheedahHill]

I did this sellers video but you seem like a pro...you will be fine. You may want to get a management company to help you find and manage the renters and downsize to a city/county with sentior exemptions on property taxes so your housing costs does not increase much in retirement. kzbin.info49Rj0XLC8Xo

[@chefbrooklyn5140]

Great video and thank for all you do

[@msj793]

Looking to buy my first home in the next year at 39💪🏽

[@ShaheedahHill]

You can do it!

[@elainewilliams5019]

I own several homes good luck newbies

[@aliciaclark1201]

I Became a First Time Home Buyer at 41 Oct 2022. I'm so Proud of Myself that I Accomplished Something Big. I watched Shaheeda's Videos Over And Over and Over. And I Confidently Bought My First Home ❤

[@ShaheedahHill]

That is awesome! Congratulations and thank you for brining me along on the journey.

[@Tallgurl4412]

47 closed on my first home 11/13/24🎉🎉

[@carolsarry6121]

Congratulations 🎉

[@ShaheedahHill]

Congratulations, that is awesome!

[@missbttrsctch]

Thank you Sha!

[@desilove6530]

I’m 43 and close November 20th.

[@ShaheedahHill]

Congrats!

[@bauttiet.h.u.g.5900]

I purchased my first home this year and I'm in my mid 40s.

[@heykristen6024]

43 and I close on 11/21/24

[@ShaheedahHill]

Congratulations

[@bauttiet.h.u.g.5900]

You can take a hardship withdrawal from your 401k acct. for downpayment and closing costs without penalties. The withdrawal has to be for your primary residence and not an investment home.

[@ShaheedahHill]

I didn't think buying a house qualified as a hardship, but thanks for sharing. I will look into it some more.

[@bauttiet.h.u.g.5900]

@ShaheedahHill it is a taxable event but there isn't an additional penalty. It's 10% withholdings opposed to 20% but you can choose 0% at the time of the withdrawal and defer to pay taxes later.

[@tfptravel.food.peace.3788]

I'm 38 and I'm still in the market. We've had to back out twice due to inspections and the neighbor's pitbulls. Still looking.

[@ShaheedahHill]

Wow, but I am with you with neighbors. Check them out because they can make you miserable.

[@ericajohnson2428]

I’m 50 we closed 10/18🎉😊

[@carolsarry6121]

Congratulations 🎉

[@ShaheedahHill]

Congratulations!

[@SM-ep4bn]

We were supposed to close on our first home 12/10. We're mid-50s, hubs just retired from 26 years military career. We backed out due to the uncertainty about what the new administration says they intend to do with pensions & VA benefits, among a bunch of other things.

[@bluecube7247]

Well the trump administration is coming for US... CHARGING US AS WAR CRIMINALS...

[@ShaheedahHill]

@SM-ep4bn Thank you for watching

[@candyxox]

Well im buying my first home at 36

[@ShaheedahHill]

Congrats

[@daniellerochford3790]

I close on my 47 birthday 4/25/2024

[@ShaheedahHill]

Congratulations, spring will be here before you know it and hopefully lower rates as well.

[@simonisaac7992]

27 closing on my first property 11/30🎉

[@ShaheedahHill]

Congrats!

[@shaunacarlisle9287]

Can you use it for relocation

[@ShaheedahHill]

Use what specifically? If you are refering to NACA, yes - as long as you can prove you will owner occupy that home.

[@yosquidd242]

Just so everyone knows, age has never been a factor in purchasing or renting a home. Ask any veteran using their G.I. bill. Buying a home isn't one and done. Ancillary features that come along with ownership and maintenance are costs that renters never need to deal with. Mortgage insurance and flood insurance are major expenses that don't go away. No Mc Mansions should be the first rule to follow for younger buyers. and the same for seniors. Who needs all that space unless you're planning to rent out rooms if you can.

[@ShaheedahHill]

Thanks for watching

[@milesdyson5211]

Dam My house is 369,000. then I hear how low that are every where else. I'm like WTF

[@wiseblissnp]

Just subscribed. Thank you for sharing. You were clear about the quickclaim deed addition or removal not having anything to do with the owner of the mortage, if there is still a mortgage. Question: When adding your kid to your deed as a trustee to avoid capital gains when the property changes over at your death; is that process via a quickclaim or different process. And if your kid is on your deed as a trustee and you decide to sell, do you need their permission or no because the ownership of the kid only takes place in your death. Last, if you put your kid on your deed as a trustee will that prevent them from obtaining the benefits of a first time home buyer when the go to purchase their own home for instance while you are still alive? Thank you in advance.

[@ShaheedahHill]

I am not a lawyer and this is not legal advice but for the last 3 years I have has a lawyer answer trust questions, so I am going to add those videos below. But from my generally knowledge, putting your home in the trust you don't need to quit claim anything. Your children should still be able to buy a home as a first time homebuyer. Lastly, there were so many deed questions on this live that I am trying to get an attorney to join me this Thursday. kzbin.infoGUZ42wza4pk?feature=share kzbin.info3E5x1jWOMmA?feature=share kzbin.info_28V18alVQQ?feature=share

[@sharonmiller271]

Not 1st home, but it’s been awhile. I want to purchase again. I have a copy of credit report from all 3 credit bureaus. So you have an idea what’s going on”. I’m about $3,000 in c.c. debit, which are in collections. What should be my first approach? Thanks

[@ShaheedahHill]

Get pre-approved and see if the 3K in collection is going to be an issue you need to take care of before puchasing a home. Recommended Video: kzbin.infocpewL4OlpjQ

[@kishalazae6655]

we wish rent was 1300 how about 2900 a month and homes are 1 million

[@elainewilliams5019]

Exactly an some of them are not worth it at all. They are ripping people off

[@monifasmith38]

Do you know is of any grants or agencies that help 2nd time homebuyers? I want to sell my current house but not sure I will have enough as a good down payment.

[@ShaheedahHill]

There are really not many programs that help when you currently own a home. You can use NACA iif you plan to sell that home before you buy again, but if you plan to keep your first home then you many not have many options. You should be able to use the equity in the first home to buy the 2nd home, have a lender run the numbers for you. @monifasmith38 Thank you for watching

[@iAMtheYELLOWrose]

What is your take on barndominiums?

[@ShaheedahHill]

I have only shown one to a buyer in the last 5 years. I wasn't a fan but they are trendy. I don't have a strong opinion about them either way but when you buy anything that is a "trend" then just know when it is time to sell it usually limits your overall pool of buyers. Thanks for watching.

[@queenaka21]

Hi Mrs. Hill, quick question if we put a high down payment, is there a chance of having a low interest rate?

[@bluecube7247]

You can buy down your interest rate %

[@ShaheedahHill]

Yes, you can use some of that income to buy down your rate but make sure you plan to stay in the home to more than break even on the savings.

[@cherylbrooks992]

What about ssdi income only

[@ShaheedahHill]

kzbin.info/www/bejne/jp6adYCuab-id6s

[@Healing0530]

I don’t like the title of the video 😮😡🤬

[@ShaheedahHill]

Titles get attention and hopefully you stay for the content. But the earlier you can afford to buy a home the better, its not good that the age keeps increasing because the older you are the less time you have to accumulate wealth. The earlier, the better, but it's never too late. Thanks for watching.

[@williamcurry6412]

I was 25 when I got my first house in 2008.

[@ShaheedahHill]

Congrats

[@Sthilaireparty2011]

I'm selling alone in california, I'm 74. Moving and buying a home cash in washington state. Can I put my daughter and her husband on the deed, as to an undivided 1/3 interest, as community property.?

[@ShaheedahHill]

There were so many deed questions on this live, Im going to have attorneys join me for my live next Thursday. I'll make sure I bring this question up. Thank you for watching

[@MsMekia-yy9qb]

Exactly!!!! lol.. 😂😂😂😂

[@kishalazae6655]

nys

[@theeamazingkrabb5358]

The trend of people buying homes later in life is actually kinda bad. 30 year mortages were created at a time when usually a male sole income earner was married by 21 or 22. Buys the family home at age 23 or 24. Works at the plant for 30 or 35 years. Pays off the house by age 55. And enjoys the house for a few years before he kicks the bucket from heart failure by age 60. Now with people having to wait until their 40s or even 50s to become home owners, it is likely you will never pay it off before you are either too sick to work, or ageism in the workplace forces you out of your house, or you are too dead to work. This is a systemaic problem in our country that is in reality trying to turn us ino a nation of renters. This is what our politicians (democrats) need to focus on instead of they/them! My 2 cents.

[@ShaheedahHill]

Thanks for watching

[@mauricebanks4761]

Would you please give a good example of a good NACA homebuyer?😁

[@ShaheedahHill]

Good credit, good income and money saved - They will usually get through the process faster.

[@BlitzedSpot]

The title alone is…..What’s not good about someone older buying a home?

[@ShaheedahHill]

Titles get attention and hopefully you stay for the content. But the earlier you can afford to buy a home the better, its not good that the age keeps increasing because the older you are, the less time you have to accumulate wealth. The earlier, the better, but it's never too late. Thanks for watching.

[@BlitzedSpot]

It surely worked! Paradigm shifting content….Awesome- New Sub💞

[@brownlee-ve2uy]

My grandfather told me when I was a teenager buy you a house as soon as possible and that’s what I did most people are lazy

[@bluecube7247]

You are so perfect, what an above average, super dupper human example of excellence

[@ShaheedahHill]

Your grandfather was wise and it's good that you had mentorship and homebuying advice, not everyone is so fortunate.