RESEARCH 3 Things BEFORE You Move | First Time Homebuyer Tips and Advice

[@raif14]

1. Crime 2. Schools 3. Percentage of Homeowners to Renters

[@jayshaun87]

I closed on my first home today and I sincerely thank you for your content! You definitely were my CO realtor ❤

[@GoofyTea]

Congrats!!!! Did you do a 5% or 20% down payment???

[@ShaheedahHill]

Awesome, thank you for bringing me along on your journey. Many blessings in your new home.

[@richhands5269]

My three favorite channels: Shaheedah Hill, Stock Brotha, & Graham Stephan. Make my week complete! 🔥 🔥 🔥

[@crqdea6654]

YEP I DID WALK THE NEIGHBORHOOD DIFFERENT TIMES OF THE DAY BEFORE I BOUGHT👏🏿👏🏿👏🏿

[@lyndaslocs]

I achieved a dream of moving back to my childhood neighborhood after three decades. I assumed that it was still the Mayberry RFD I remembered. Times had definitely changed. We ran into active gang activity and incessant litter. Our neighbors also ike to play loud music almost every weekend of the summer.

[@ShaheedahHill]

Hopefully that will get better. Thanks for watching.

[@Ming-z6o]

A good neighborhood to me is one where my neighborhood is not on the nightly news. A neighborhood where there isn't gunshots at night, the stop signs do not have bullet holes in them. Neighbors have a live Mariachi band performing in the front or backyard. As I live in this type of neighborhood. It wasn't always like this though. The cops don't even come out anymore if you report you heard gunfire. This should have been a sign for me to start looking for a new area to live.

[@koolcharacter5134]

Thank you for this information! Along with this, parking is a big issue for me. This neighborhood that i moved to has narrow roads and neighbors along with their visitors just park anywhere including in front my home(within my propertyline). Which also makes it hard for me to get out of my driveway. The next inconsiderate person that does that is getting their car towed. HOA doesn't do much!

[@00kaza00]

How do you know they don’t know you don’t want them parking there?do you have a sign? I doubt you do. And towing someone’s vehicle especially someone who may not know you don’t want them to park there can lead to much bigger problems for you, and your home not everyone plays nice.

[@mimi5662]

I'm dealing with the same issues.

[@koolcharacter5134]

@00kaza00 Hello, I don't play nice either! I let the neighbors know three times about their cars. I also talked to HOA and it's still an issue. And individuals should respect someone's house to know not to park in front of it and your driveway.

[@koolcharacter5134]

@@mimi5662 I hate to hear that because it's annoying 😒 and I hope that you get it situated.

[@ShaheedahHill]

Yes, that is very annoying. Check code enforcement in your area to see if it allows for on the street parking. That might help. Take pictures and send to HOA, all they will likely do is fine the homeowner. I know this is frustrating.

[@midsouthwest625]

God Bless you Ms.Hill you are such a Blessing! I Wish you can Really get a chance to see the Full impact of your work that is Literally changing the Life's of Myself and so many others Across America and the World.... I Truly Hope you get to Accomplish all your Goals in Life as well....The Info that you share with us is Priceless! Thank you so much!

[@ShaheedahHill]

I really appreciate you taking time to send this to me. Thank you so much!

[@zionrose007]

Mrs Hill you are a God send. Thank you for your knowledge & wisdom.

[@ShaheedahHill]

You are so welcome

[@denisemerritt6460]

Excellent info. I wish I saw this before buying. My back yard slopes down, however I also have a large side yard as there is greenspace between me and the next house. Much of that green space is part of my property so I assumed it was ok. Also I am the secretary of my H.O.A. and I was told by the president that our lawyer stated we could not control how many renters were in our subdivision. Continue the great service you are providing to the new , old and future homebuyers

[@ShaheedahHill]

@denisemerritt6460 Thank you for watching

[@Kurlyk7041]

This is very helpful. I recently asked an agent if the neighborhood was ethnically diverse and she said she legally couldn’t answer that question. I’m assuming it’s for similar reasons as what you’re mentioning here but it was challenging to find demographic data for the neighborhood versus the entire city or town.

[@ShaheedahHill]

Go to the local board of education website and look up the elementary school. They are required to keep demographic information for students by the Department of Education for federal funds. The schools are usually going to be reflective of the overall neighborhood. But this is something that the agent should not be doing for you. @Kurlyk7041 Thank you for watching

[@Kurlyk7041]

@@ShaheedahHill Thank you for your response!

[@soclassychic]

Shaheeda, I just wanted to say thank you for all of your excellent and informative content. I just closed on my first home last week, and I felt very prepared and informed throughout the process. Your videos definitely contributed to my preparation. Thanks so much for all you do. Wishing continued blessings and success to you and your family.

[@ShaheedahHill]

Thank you so much for coming back and letting me know. Congratulations and many blessings in your new home.

[@GodwinHaruna]

Thanks so much for being an incredible resource in the homeownership process! Your tips are laced with wisdom, KUDOS.

[@syckindahead]

The mentioned #1 is my #1👏🏾👏🏾👏🏾

[@ShaheedahHill]

Thanks for watching!

[@rafjones]

Another great video. You always bring the pearls of wisdom.

[@sheedwehere]

Kids school starting to know a good neighborhood

[@mauricebanks8713]

Outstanding video content, Mrs. Hill!!😁 Thank you!!👋

[@ShaheedahHill]

Thanks for watching!

[@carmenortizfeatherstone8034]

Thank you

[@Barbs99]

Thank you!❤

[@missrosie8013]

This is a very helpful video, thank you! 😊

[@ShaheedahHill]

Thanks for watching!

[@yvette3831]

@shaheeda I have been touring lower income homes in black neighborhoods that do not have a lot of crime.

[@krystalwesley7043]

This is 👍. Thanks for this info.

[@ShaheedahHill]

Glad it was helpful!

[@juber0411]

ShaHeeDah! Happy Monday from Chicago 🙂 Can you do a video on an assumable rate mortgage? Or do you already have one? I just recntly heard this term and want to know your thoughts pros/cons to consider from buyer and seller position? Due to crazy rates, it this a considerable option to lock in on a good rate for buyers? Thank you

[@ShaheedahHill]

You know I have all the videos you need☺️ kzbin.info/www/bejne/fHPWaJKIrLxlns0

[@yvette3831]

@shaheeda how can we get back to grandmas property in the hood? I would like to get information on how the black community can address getting back and rebuilding lower income neighborhoods that we can afford to live in?

[@ShaheedahHill]

Just get pre-approved and start buying. There are often city programs to help with the down payment to revitalize some areas.

[@myagentmarco]

Great content! At 7:34, what app or website is this?

[@ShaheedahHill]

This is REMINE it is likely in your MLS. it will show a snapshot of homes in a community and label as owner occupants, corporate or absentee in state or out of state. Thanks for watching

[@myagentmarco]

@@ShaheedahHill Wow! Yes it does have that. I just learned something new. Thank you!

[@janahamilton3]

Is the renter to owner map only available to agents? If not, what specific resource is being used?

[@ShaheedahHill]

It is a program called REMINE. I am not sure if it's available to the public, but most agents have access to it.

[@holdyuh5723]

Superstar 🥳🥳🥳

[@MrABS369]

Hey Mrs. Hill, i asked a few weeks ago and gonna ask again now, if you were expected to close on a new build by the 15th Feb 2024, would you lock now or still wait it out?

[@ShaheedahHill]

Mortgage rates will be driven largely by inflation data in the months ahead. Nobody knows exactly where inflation is headed since the goal of 2% may be difficult to reach. So I recommend 2 things, #1 Talk to your lender about the rate lock process and ask if you lock your rate now and rates drop is there a fee to relock at the lower rate because you could potentially switch lenders if rates are lower in February. #2 I recommend this site as they give rate lock advice and explanations, but they only give them 60 days out, scroll down the bottom of the page and you will see it there. .themortgagereports.com/today Lastly, I have a rate lock video if you haven't watched that already. Thanks for watching

[@kriselawson2]

Ms. Shaheeda, can I use Down Payment Assistance and Closing Assistance When Assuming A Mortgage🤔🤷🏽‍♀️

[@ShaheedahHill]

More than likely, no you cannot. Here is my video on mortgage assumption: kzbin.info/www/bejne/fHPWaJKIrLxlns0

[@opalcruse59]

Hi, I’m retired and live in Georgia now, can I use a U.S.D.A. Loan to buy a mobile home in Louisiana, to put on my land there? Should I apply here in Georgia or wait until I move there? Thank you.

[@ShaheedahHill]

You may not be able to get a mobile home unless it will be permanently affixed to the land. But you would apply with a lender licensed in LA. Thanks for watching

[@rafjones]

Is there a link for the video with your sister?

[@ShaheedahHill]

kzbin.info/www/bejne/pXmreoytfcd-d9k

[@teradarden73]

Hi there I’m looking for a real estate agent in ny do you any in New York or how should I pick a real estate agent I am a first time homebuyer

[@ShaheedahHill]

What part of New York are you interested in? You can email me at [e-mail] for a referral. I would 1. Ask family or friends that have recently bought a home 2. Real Estate agents with social media accounts in your local area. In my masterclass, I have more detail and specific questions you should ask -

[@ShaheedahHill]

@teradarden73 Thanks for watching! Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass and Digital Confidently Closed Handbook - bit.ly/47s4pT7

[@josephdelorenzo351]

Planning to buy a home next year around august. Ill graduate this December and should have around 15k saved by then. Me and my cousin will be buying it with the idea to make into a rental down the road. Our combined incomes will be around 95k. Does that qualify for down payment and CC assistance or is too much?

[@ShaheedahHill]

You may not qualify for DPA most have income limits, but it depends on where you live. Check the income limits for you local programs.

[@dwj9099]

Low income = bad

[@parler8698]

❤

[@ShaheedahHill]

Thanks for watching!