Lender Questions First Time Buyers Are Scared to Ask | First Time Buyer Advice

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Shaheedah Hill

Shaheedah Hill

Күн бұрын

🟢Ready to Buy a House & You Don't Know Where to Start? Start Here! My FREE Download: bit.ly/3QWqfbq
🚨Do Not Buy a House without My First Time Homebuyer Masterclass with Digital Confidently Closed Handbook, Because After Closing is Too Late: bit.ly/47s4pT7 🚨
Ready to Buy Your First House? Watch these videos & Visit my playlists!
⭐8 Steps to Buy a House - • How to Buy A House | B...
⭐ Where Should You Start? - • First Time Homebuyer C...
⭐ Most Important People in the Home Buying Process - • Home Buying Process - ...
⭐ What is Included in your Mortgage Payment: • What is included with ...
⭐New Construction - • First Time Buyer New C...
⭐FHA or Conventional - • Which is better FHA or...
⭐Buying a House with Student Loans - • Buying a House with St...
⭐7 Day Perfect Credit Plan - • My ONE WEEK PLAN - How...
⭐Can you afford a house: DTI Ratio - • How Much Home Can I Af...
⭐What happens at closing - • What Happens During a ...
⭐NACA Home Buying Program - • NACA | NACA Program | ...
⭐Should I Rent or Buy? - • Should I BUY a HOUSE O...
⭐ Get Your Real Estate License Online- • How to Get Your Real E...
⭐⭐PLAYLISTS - / shaheedahhillrealestate
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Пікірлер: 513
@ShaheedahHill
@ShaheedahHill Жыл бұрын
✳Do Not Buy a House without my First Time Buyer's Guide - bit.ly/3uI0JvL ✳
@fawdagor3548
@fawdagor3548 Жыл бұрын
How can I get Kevin Jefferson number please?
@liannli4584
@liannli4584 Жыл бұрын
Mrs Hiils I see everything pertaining to first time home buyers but what about more experience buyers in 2023...is there a video for second, third, downsize, cash out, etc????
@bluscorpion
@bluscorpion Жыл бұрын
"If your lender doesn't give you a plan if you don't get approved, that is not the lender for you." No lies told!
@tjayejefferson7296
@tjayejefferson7296 Жыл бұрын
I am so mad! Listening to this has made me realize that I probably coud have reached my dream years ago. When I get off of this 285 parking lot, I'm applying. I'm sure that, due to recent events, I'll need a game plan...I'm one of the folk who is guilty of fearing the "hard inquiry." Smdh Thank you! I have never felt more informed and less confused about finally being able to buy my own home.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Awesome, you made my day. Make a plan and get it done☺️
@michaelleahy6848
@michaelleahy6848 10 ай бұрын
​@ShaheedahHill A celeb shout out!
@mzmekanette
@mzmekanette Жыл бұрын
This live was SO INFORMATIVE AND NEEDED!! thank you both for this ! Myself and my husband just entered underwriting stage in our process of getting our home and this video is such a blessing for us to watch! Thank you both for what you do and blessings to you both.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks so much for the feedback and for watching!
@asseenontv-ch7944
@asseenontv-ch7944 Жыл бұрын
Definitely bring Kevin back! Yall work so well together... you two GOTTA do this again! Plus, this was like college or graduate school primo information explained at a level fifth graders could understand. Well done.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thank you so much, we will. Thanks for the feedback and for watching.
@haitiandoll3218
@haitiandoll3218 Ай бұрын
Great point about the credit pulls for pre approval
@ShaheedahHill
@ShaheedahHill Ай бұрын
@haitiandoll3218 Thank you for watching
@gedd151
@gedd151 4 ай бұрын
Have Kevin back. Thank you. This was great information!
@ShaheedahHill
@ShaheedahHill 4 ай бұрын
@gedd151 Thank you for watching
@tjayejefferson7296
@tjayejefferson7296 Жыл бұрын
BTW...you both need agents! Your lessons, explanations, and your ability to speak people was absolutely wonderful! I'm a frigging paralegal and I stayed confused! Yall got me feeling like I got this! Information this great is empowering! Thank you.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thank you so much, we appreciate that and I will share that with Kevin.
@swhite7975
@swhite7975 Жыл бұрын
Real estate info personified with excellence as with all your videos. I try not to beg but Kevin PLEASE come back! 🙏🏽 Shaheeda you and your guest are the real estate whisperers and I'm here for it! Thanks for educating us. It's greatly appreciated!❤️👏🏽🙇🏽‍♀️
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks so much...he said he is going live next week. Make sure you subscribe to his channel ☺️
@thepeopleslender
@thepeopleslender Жыл бұрын
Thank you
@Peejayyesthetics
@Peejayyesthetics Жыл бұрын
I love you guys!!! Y'all explained things so thoroughly. Mr Kevin, what state are you providing your services in?
@The_Dancelegz_Experience
@The_Dancelegz_Experience 5 ай бұрын
This was so much fun to watch and I am learning so much… finding this A YEAR later🏠💜
@ShaheedahHill
@ShaheedahHill 5 ай бұрын
Thanks so much for watching!
@yd8210
@yd8210 Жыл бұрын
Wow!! You did it again Shaheedah!! I loved this live video! You both made a great team. He needs to come back or do his own on a regular basis. Keep up the good work! I appreciate you🙏🏽
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thank you so much!! Yes, I told him. Hopefully he will.
@dwightcanton383
@dwightcanton383 Жыл бұрын
😂 No bc he’s lying the whole time! Call him! He’s not going to get your information or begin to help unless you come with great credit and a really high income.
@fatfree4me856
@fatfree4me856 Жыл бұрын
Shaheedah, you are so FUN!! “Can I get approved with $5?” “My baby is going to college!” 😂 I love how you put yourself in the equations! 🤣 I thoroughly enjoyed this. We definitely needed a video like this! So many questions were answered 🙏🏽 I swear, when we start our process again l… WE WILL BE READY!! I’m getting that guide for sure!!! 🤞🏽I can’t thank you enough 🥹
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thank you so much!! You will be so ready😊
@PYTU
@PYTU Жыл бұрын
Same here with a teenager going to college
@Arizona_lilly
@Arizona_lilly Жыл бұрын
Hahahaha 😂
@dwightcanton383
@dwightcanton383 Жыл бұрын
It really would be great if it was true! I called this lender and nothing was true. I got a negative response and he seemed uninterested in helping. He didn’t even run my information and said he can’t help. I called another lender and have a pre approval in 24 hours.
@earthangel3945
@earthangel3945 Жыл бұрын
​@@dwightcanton383 "pre- qualified " is, what u was. U may need to go back n listen to the video..😅
@cynthiacrenshaw6886
@cynthiacrenshaw6886 19 күн бұрын
Great information ❤
@MAT-0819
@MAT-0819 Ай бұрын
54:05: "If you're not using down payment assistance, there really is no benefit to being a first time homebuyer." Boy am i finding this to be true!
@ShaheedahHill
@ShaheedahHill Ай бұрын
This is true, many people are confused about this.
@Blessings-mv2ul
@Blessings-mv2ul Ай бұрын
@@ShaheedahHill can you do a video on how the down payment Assistance work when combining both with the lenders with the city first time homebuyers program loan, also the pros and cons on using the City first time homebuyer program. Thank you
@sheron3068
@sheron3068 Жыл бұрын
Every person I know that's purchased a home recently have been single moms... very encouraging
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching!
@jamilalove77
@jamilalove77 Жыл бұрын
I truly appreciate you! I love seeing a black woman in all her magic giving useful information we can use. Thank you for what you do!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks so much!
@highvibrational2007
@highvibrational2007 Жыл бұрын
Hey Shaheeda, I don't remember the mortgage lender stating whether you can use national and State DPA. That will be sweet! Also, he did not mention that you have to take a class BEFORE closing! This is why so many people end up using it! I got qualified... but now because of this interview, I'm gonna wait six months, then apply again, so it does not lower my score...i am literally debt free since PSLF canceled all of my student loans!....lol
@ShaheedahHill
@ShaheedahHill Жыл бұрын
A lot of times you cannot use both, congrats on you PSLF!
@DArson
@DArson Жыл бұрын
About a couple of years ago during covid, I went to a lender to see if I could get pre-approved and I had a score of 620. They denied me and told me I needed to be higher. Hearing all these stories and reading all the advice, it's safe to say I might of went to the wrong lender. Let me get $5 in my acc, lol jk jk knock on wood
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Yes, for sure the wrong lender. Try again...$5 and go 😎
@thepeopleslender
@thepeopleslender Жыл бұрын
Make it $10 to be safe lol
@kimberlymay9497
@kimberlymay9497 Жыл бұрын
This video is liquid gold! Yal are great! I was so stressed after being pre-approved I’ve gotten up sending my lender emails at 12am 😅
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching and for the feedback!
@vena2g2006
@vena2g2006 Жыл бұрын
This is good!!! I will be starting the home buying process next month. Anxious to get started. Thanks again for having Kevin on. He was knowledgeable for sure and answered some of my questions. ❤
@ShaheedahHill
@ShaheedahHill Жыл бұрын
You are so welcome!
@bisilolaajayi6970
@bisilolaajayi6970 5 ай бұрын
Shaheedah, this video is a blessing to me. Thank you for bringing Kevin. 🙏🏿
@ShaheedahHill
@ShaheedahHill 5 ай бұрын
@bisilolaajayi6970 Thank you for watching 🥰
@touchoflovecookieswithlezl4822
@touchoflovecookieswithlezl4822 Жыл бұрын
I'm in love with this show...And it can be a full TV show🙌🏽🙌🏽 Thank you so much. I started watching for info on first time home buying, but now I'm thinking I want to get in industry!!! Because I'm super smart now🤣🤣
@ShaheedahHill
@ShaheedahHill Жыл бұрын
You are so welcome and yes get in real estate. We need more good people in the industry.
@JayJay-me8zk
@JayJay-me8zk 7 ай бұрын
I have watched a ton of videos on home buying (especially yours, Miss Shaheedah) leading up to purchasing this summer. This one right here ranks in the top 5!!! Going to go back and replay some key points. Video was detailed, yet concise and simple enough for us novices. Gonna check out Mr Kevin's content as well. Already got your Master Class and I'm working through that material. Going into this process, educated and with my eyes wide open. Thanks for all you do! 🙏
@ShaheedahHill
@ShaheedahHill 7 ай бұрын
Thank you for your masterclass purchase. I hope you find it helpful! And thanks for your feedback on this video.
@Barbie-Kuggie
@Barbie-Kuggie 7 ай бұрын
This is so informative, i am planning on purchasing a home as a first time buyer, this info comes in handy! Thanks Shaeedah and Kevin!
@ShaheedahHill
@ShaheedahHill 7 ай бұрын
@Barbie-mw4xu Thank you for watching
@msdoecakelady2978
@msdoecakelady2978 4 ай бұрын
SO GLAD I FOUND YOUR CHANNEL. ❤🎉
@ShaheedahHill
@ShaheedahHill 4 ай бұрын
Me too!!
@themandinkafamily
@themandinkafamily Ай бұрын
Love this info. She just gets a little excited and interrupts him often. Try to be mindful.of that when you bring on guests.
@ShaheedahHill
@ShaheedahHill Ай бұрын
😊 @themandinkafamily Thanks for watching and sharing
@mizearkkinchens5289
@mizearkkinchens5289 Жыл бұрын
I have learned so much from your videos. I really appreciate you taking out the time to share your knowledge 😊
@ShaheedahHill
@ShaheedahHill Жыл бұрын
You are so welcome, thanks for watching
@LoveLife-gv8jg
@LoveLife-gv8jg Жыл бұрын
I always thought foreclosures were nasty and gross but I saw one yesterday that was so Beautiful! The problem is that I have an FHA loan and I hope it won't prevent me from purchasing this property.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching! Yes, many times the bank will do some minor repairs to get it ready to put it on the market.
@oshynclair7592
@oshynclair7592 5 ай бұрын
Did FHA prevent you from purchasing a home
@alexbutler6332
@alexbutler6332 9 ай бұрын
I can't help but say what everyone here is saying. This was extremely informative. Pertinent veriety of questions with viable solutions. Inspires and gives me confidence. And for me, it shows that I'm in a better position to buy a home than I thought I was. I'm currently in the process of moving. Once I'm settled in my new location with consistent viable income again, I will begin the preapproval process. Can't wait nervously and excited. Thank you for your encouragement.
@ShaheedahHill
@ShaheedahHill 8 ай бұрын
@alexbutler6332 Thank you for watching, I really appreciate the feedback. I wish I could make every potential first time homebuyer watch this😊
@palettesgonewild
@palettesgonewild 2 ай бұрын
I'm a teacher too! I've been wondering if I should get my real estate license. But currently, I'm looking into buying a home. Your videos are so helpful!
@ShaheedahHill
@ShaheedahHill 2 ай бұрын
Go for it! @palettesgonewild Thank you for watching
@BreLJ
@BreLJ Жыл бұрын
This is the glitter that’s gold! Thank you for this ♥️
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching!
@par379
@par379 Ай бұрын
Yes Cavers will get you, and it takes a while to clear at times
@ShaheedahHill
@ShaheedahHill Ай бұрын
@par379 Thank you for watching
@ShoniqueLatisha
@ShoniqueLatisha Жыл бұрын
This was a very enlightening video! Thank you guys so much for taking this time to teach, explain and encourage us on our home owning journey!!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching
@blondsciousblondie8996
@blondsciousblondie8996 Жыл бұрын
Shaeedah you're the best! Thank you for this!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching!
@kingwowoo
@kingwowoo Жыл бұрын
Thank you I took notes BRING KEVIN BACK PLEASE 😊! Both of you are amazing full of good information 😊 Thank you
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching!
@besthomesdfw5391
@besthomesdfw5391 Жыл бұрын
Great video and I spoke with Kevin because of you Shaheedah!!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
That's great, thanks for watching
@latanyabennett271
@latanyabennett271 Жыл бұрын
This has ABSOLUTELY been a needed BLESSING for me. May God continue to bless you your teams and both your families. Kevin my husband and I will be contacting you soon.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thank you LaTanya, it was our pleasure. Have a great weekend and share this video with anyone you think it would help.
@thepeopleslender
@thepeopleslender Жыл бұрын
Thank you I look forward to hearing from you guys
@LiLi1NAMillion
@LiLi1NAMillion 5 ай бұрын
Very Helpful and important information to know
@ShaheedahHill
@ShaheedahHill 5 ай бұрын
Glad it was helpful!
@sheilablanton-cole8182
@sheilablanton-cole8182 7 ай бұрын
Shaheedah, this was your most helpful video! Thank you!
@ShaheedahHill
@ShaheedahHill 7 ай бұрын
@sheilablanton-cole8182 Thank you for watching
@kathysheeran6589
@kathysheeran6589 Жыл бұрын
Kevin is amazing. Wow. Love the way you make this all so understandable.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
I appreciate that!
@rambow58
@rambow58 6 ай бұрын
I wasn’t even planning on buying a house. But I stumbled on a diamond in the rough. At a great price. It’s been sitting for 4 months in a great neighborhood. But I know as soon as I start the process to get the house someone will take it
@ShaheedahHill
@ShaheedahHill 6 ай бұрын
@rambow58 Thank you for watching
@marywarren9264
@marywarren9264 6 ай бұрын
Please bring him back. Because together you two were wonderful as a team. You two blessed so many people. And my husband and I are blessed by you two.
@shawndawashington8623
@shawndawashington8623 Жыл бұрын
Great live once again Shaheedah! Thank you and yessss please bring Kevin back. Ppl need to hear this information.
@thepeopleslender
@thepeopleslender Жыл бұрын
Thank you
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching
@ztigris
@ztigris Жыл бұрын
I learned so much from this channel. It's been so appreciated and made a difference in who I selected we work with. Thank you!!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Awesome! Thanks for watching. This channel has the most educated buyers for sure:😀
@marypeppers9429
@marypeppers9429 Жыл бұрын
Just happened across your you tube videos with Kevin. Holy Moly did I just learn a bunch! Oh and how I love you and Kevin both giving your perspectives on a lot of topics. I can't wait to go back to you tube university tomorrow to watch more and continue to educate myself about what's coming down the road with this house buying adventure. I will definitely being contacting Kevin to advise me on what I need to do put my best foot forward. As a former teacher, I would tell my kiddos....Education is the Key to Everything! Well now I need to practice what I preach. Poor Kevin, he's gonna need a lot of coffee when I speak with him....I have so many questions! Thanks again for educating us that want that American Dream! Oh, and the next thing I do is clicking for your FTB guide!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Hi Mary, thank you for coming accross my channel and this video. Welcome to the Family😊 I'm a former teacher too🍎
@josierodriguez662
@josierodriguez662 6 ай бұрын
Go live weekly on your channel Kevin
@ShaheedahHill
@ShaheedahHill 6 ай бұрын
He does for the most part☺️Subscribe to his channel here - www.youtube.com/@thepeopleslender/streams
@NayDay718
@NayDay718 Жыл бұрын
I feel I’ve done the work and now have excellent credit . I have what I consider a decent amount saved . But still have been so nervous to just make the first step . Im nervous about the amount I’d be approved for . I live in the surrounding areas of Atlanta and the prices of these homes are a bit intimidating.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Don't be nervous. See where you stand so you can move to the next step. Thanks for watching.
@renechantalrene9105
@renechantalrene9105 Жыл бұрын
Thank you very much for the great information ❤
@romoniahadley301
@romoniahadley301 4 ай бұрын
I’m a new subscriber and I’m grateful for these information, thank you both
@ShaheedahHill
@ShaheedahHill 4 ай бұрын
Welcome!
@charietharrington1250
@charietharrington1250 3 ай бұрын
Thank you so much Shaheedah and Kevin! This was a really good video! I learned so much! Bring Kevin back!
@ShaheedahHill
@ShaheedahHill 3 ай бұрын
Thank you! Will do!
@nennehfofanah3560
@nennehfofanah3560 Жыл бұрын
I just stumbled on your videos and I must say this is very good information because a lot of questions and details that I needed was discussed. Thank you for sharing I am working on my credit score now so I can get a home
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Welcome to the channel! This is a great video for improving your credit score. kzbin.info/www/bejne/aoK4aJpsfrhqeLM
@cococoif404
@cococoif404 Жыл бұрын
Literally y’all answered ALL of my questions 👏🏿🙌🏿 thank you!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Our pleasure!
@iamblessed1797
@iamblessed1797 Жыл бұрын
This information is the best.💯
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching!
@85NDanielle
@85NDanielle Жыл бұрын
This was VERY informative, thank you so much. I was thinking I needed certain things to line up in order to even start the proces, this live informed me to start the process NOW! Thanks Again.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
You are so welcome!
@winnifredpridgen2620
@winnifredpridgen2620 10 ай бұрын
Hurry up come to new york we need you here
@desimotto9725
@desimotto9725 Жыл бұрын
This was really informative. Thanks!! You both were very thorough. I believe you answered every question I ever had.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
That is great Desi, thanks for watching.
@StopSelfDoubting
@StopSelfDoubting Жыл бұрын
The problem is how do you find the right lender? Nobody wants a bunch of inquiries on their report if they keep getting denied or if their pre-approval expires. There’s still a bidding war going on. Are lenders looking to extend pre-approvals time frame to give shoppers more time to find the right house?
@ShaheedahHill
@ShaheedahHill Жыл бұрын
You shouldn't have to do more than one initially, you do one and see where you stand. You would really only do multiple when you are ready to buy. Thanks for watching.
@bernardobautista1185
@bernardobautista1185 10 ай бұрын
Now days is dangerous and skeptical about applying on line nothing like going to the lenders office and also start creating a relationship that’s the reason many new buyers go straight to the Bank to apply for a mortgage loan
@ShaheedahHill
@ShaheedahHill 10 ай бұрын
Some banks don't give you an option of an in person or paper application, even if they let you do it in the office, you will still be applying online. Thank you for watching.
@mzwisdom7504
@mzwisdom7504 7 ай бұрын
Yes the Underwriting is a lot but a great learning experience.
@ShaheedahHill
@ShaheedahHill 7 ай бұрын
Yes indeed!
@ChinithaJohnson
@ChinithaJohnson Жыл бұрын
That question about the summer lease end and pre approval timeline is my EXACT situation
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Happy you were able to get it answered. Thanks for watching
@rochellehernandez1117
@rochellehernandez1117 Жыл бұрын
@@ShaheedahHill thank you so much
@sunriseshine931
@sunriseshine931 4 ай бұрын
New subbie here. Thanks for all this information. I appreciate it!
@ShaheedahHill
@ShaheedahHill 4 ай бұрын
Thanks for subbing!and weclome to the channel!
@myrleneedouard6680
@myrleneedouard6680 7 ай бұрын
Yes I would love him go live weekly
@ShaheedahHill
@ShaheedahHill 7 ай бұрын
Good news, he does on his channel - www.youtube.com/@thepeopleslender/streams He will be live again this Sunday.
@blueindy07
@blueindy07 Жыл бұрын
Go live Kevin 😄 so I can have two go to experts! I appreciate all the knowledge. Shaheedah I get gold every video from you.
@thepeopleslender
@thepeopleslender Жыл бұрын
I'm going to go live subscribe and hit the notification bell so you will know.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thank you India!
@naturl2012
@naturl2012 4 ай бұрын
New subbie here! This was a great video of information. I thank you and Kevin so much. 👏🏾👍🏾😊
@ShaheedahHill
@ShaheedahHill 4 ай бұрын
Awesome! @naturl2012 Thank you for watching
@missjones8123
@missjones8123 Жыл бұрын
THIS WAS AMAZING DEF BRING HIM BACK!!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching!
@tawandaw.7816
@tawandaw.7816 Жыл бұрын
I loved this so much. Thank you both for what you do. ❤
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Our pleasure!
@HollijoyJohnson
@HollijoyJohnson Жыл бұрын
🧐It is the end of February 2023, I personally refuse to buy in the current market, the real estate industry is still too HOT for buyers meaning we're in a seller market.😒 Prices are still too high 🤔A 740 credit score is the goal then 🤩 sweet 😉
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching!
@StopSelfDoubting
@StopSelfDoubting Жыл бұрын
That’s how we feel as well. It’s still a outbid war in our area which makes searching even more stressful.
@veey9274
@veey9274 7 ай бұрын
Such a valuable video! Thank you guys so much for this information.
@ShaheedahHill
@ShaheedahHill 7 ай бұрын
Glad it was helpful!
@bridgetten3935
@bridgetten3935 Жыл бұрын
I’m so glad I found your channel. So far, very informative. Thank you!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Welcome to the channel! Thank you for watching
@ChinithaJohnson
@ChinithaJohnson Жыл бұрын
This is SOOOOOOO helpful
@thepeopleslender
@thepeopleslender Жыл бұрын
Thank you for watching
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks soooooooo much for watching. We appreciate you!
@Sheff313
@Sheff313 3 ай бұрын
Dropping gems 💎!!, Thnks Shaheedah ,I’m going to be getting in contact with Kevin asap
@ShaheedahHill
@ShaheedahHill 2 ай бұрын
@Sheff313 Thank you for watching
@momof4121
@momof4121 Жыл бұрын
But the thing about collections is it will damage your credit score significantly! I had a medical bill hit my credit and I went from a 780 to a 667 even though it was only 1600$ I refused to leave it on my credit and keep that low score when I could pay them and have it removed my credit shot right back up to where it was previously
@ShaheedahHill
@ShaheedahHill Жыл бұрын
If the collection is impacting you negatively then it does make sense to settle it, but many people have old collections on their credit that is not impacting them much anymore. Thanks for sharing and watching.
@gogomike3012
@gogomike3012 4 ай бұрын
All these bail out programs but none for people who actually pay child support on time
@lailak482
@lailak482 Жыл бұрын
Thank you Both 🙏🏽 awesome video I needed this after me firing my lender and realtor lol looks like I’m starting the whole process over but it’s good cuz .I’ll make sure I’m doing it the right way for big decision cuz I’m only 21 lol .Hope to see more vids 😊🔥🔥🔥🔥❤
@ShaheedahHill
@ShaheedahHill Жыл бұрын
21, great time to get in and get real growth overtime. Thanks for watching.
@sambutta
@sambutta Жыл бұрын
This video was very informative!!!!! Thank you for the live.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
You are so welcome!
@Hiishihapoy
@Hiishihapoy Жыл бұрын
Just finished watching replay, this was awesome!!!! Viewers had really good questions!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching!
@mstracy7505
@mstracy7505 Жыл бұрын
Yes, Love ❤❤❤❤ this live continue to educate us all 🎉🎉🎉🎉🎉.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks so much for the support and for watching!
@TMKJG24
@TMKJG24 Жыл бұрын
Thank you again I'm so glad that I watched the replay of this live this was very informative and another lender that I could work with or at least get a quote from I so wished you were in California you will be my realtor but I can dream can lol now I can go pre-approved with my $5 in the bank 🤣🤣🤣🤣
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Girl yes, I wish I was in California too😎
@TMKJG24
@TMKJG24 Жыл бұрын
@@ShaheedahHill Oh I meant to tell you that remember when i said that my cousin's student loan debt was erased from one of the programs You had referred no she had Nelnet and they closed down so her amount was transferred to another company and now it's back on her credit report 😭😭😭
@lateishaclements
@lateishaclements Жыл бұрын
This was an excellent live, thank you both so much!! Shaheeda, I sure wish I could use you as my realtor, not certain if you are taking new clients?? And Kevin, I will be contacting you very very soon, a matter of hours soon lol. I have been approved with one lender and Shaheeda because of you I have been contacting others. Although they have not be, let's just say not a good experience; therefore, I will contact Kevin to at least have two even though Shaheeda you suggest three. Anyways, very informative video, THANK YOU BOTH!!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thank you so much for watching, we appreciate the support!
@kimberlymay9497
@kimberlymay9497 Жыл бұрын
Great question Lucy ❤I’m on a payment plan🙌
@precioustyler8725
@precioustyler8725 5 ай бұрын
Heyyyy... Loved this whole episode ❤... Just now watching it a year later... but I tried to email Kevin... Got a return email saying he's no longer employed there. Can you send his updated contact email/info if he is still working as a lender??
@ShaheedahHill
@ShaheedahHill 5 ай бұрын
Thanks for watching. Kevin did change companies, here is a link to his KZbin Channel, all of his updated contact links are there www.youtube.com/@thepeopleslender/videos @precioustyler8725 Thank you for watching
@miag6211
@miag6211 Жыл бұрын
Just watching this video today 8/1/23 wow such great information. You both said just do it now and that’s what I’m going to do I’m in New Jersey. Kevin can help me. ❤❤❤
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Wonderful, thanks for watching.
@miag6211
@miag6211 Жыл бұрын
@@ShaheedahHill I have a question?? I spoke with. Few realtors so far and the first thing they all are saying is how much money do you have. Like seriously that is the first question?? I think the best way for me to go is through HUD because I will need assistance so I’m going to go through a program.
@Chanel15477
@Chanel15477 Жыл бұрын
They put my appraisal in my closing costs soft approval
@oshynclair7592
@oshynclair7592 5 ай бұрын
What's a soft appraisal
@angeladavis3977
@angeladavis3977 Жыл бұрын
Bring Kevin back!!!!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Will do, thanks Angela!
@skyisthelimit5419
@skyisthelimit5419 Жыл бұрын
Omg I’m so glad 1 of my questions was answered & that was writing things off & lowering you AGI 😅when it’s time to buy 40:17
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching!
@skyisthelimit5419
@skyisthelimit5419 Жыл бұрын
@@ShaheedahHill Thanks for all the information & dedication to provide to us! Peace & love
@radiantlibra87
@radiantlibra87 Жыл бұрын
It's probably in our Lexus Nexus, child support/IRS stuff that is.
@bluscorpion
@bluscorpion Жыл бұрын
Liked and subscribed!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching and welcome to the channel!
@robertawarden907
@robertawarden907 Жыл бұрын
I’m 64, credit score 787, have 10K in bank (with large assets to sell still). No debt, Net income (widowed) 2 pensions & his SS=4,000 a month. Dad just past and left me the farm in Minnesota, want out! Selling the farm ad moving back to Northern Calif. going to rent until I find what I can afford. Do I have to pay capital gains ?
@robertawarden907
@robertawarden907 Жыл бұрын
*Retired
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Typically inheritance is not taxed federally, but you should consult a CPA in your state just in case. Thanks for watching.
@ahsat1020
@ahsat1020 5 ай бұрын
This was some great info❤❤
@ShaheedahHill
@ShaheedahHill 5 ай бұрын
Thank you so much for watching!
@boldandcourageous4176
@boldandcourageous4176 Жыл бұрын
❤❤This was excellent 👍🏾💯!!!!!
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks so much, thank you for watching.
@kingtyson713
@kingtyson713 Жыл бұрын
Thank you. I needed this video.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Glad it was helpful!
@Daniella.Solis.
@Daniella.Solis. Жыл бұрын
Wonderful information! 🎉🎉🎉🎉🎉
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching!
@dianesanders7067
@dianesanders7067 Жыл бұрын
I felt that I was discriminated when buying a home it got to the underwriter she said I had to many late payments. I hadn’t been late for 2 years
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Make sure you are pulling your credit reports to review prior so there are no surprises. You may find errors you need to clean up before you apply again. Thank you for watching.
@LoveVirgo
@LoveVirgo Жыл бұрын
Thank you
@thetattedexec
@thetattedexec Жыл бұрын
I wish I would have caught this live! How does income verification work if you are the verifier at your job ? I work in operations and do this for all of the employees. 😊
@thepeopleslender
@thepeopleslender Жыл бұрын
Is there anyone else who can verify you position in Hr or a manager.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Im going to let Kevin take that one, I should interview you, you probably have all the info on vertifications 😊
@thetattedexec
@thetattedexec Жыл бұрын
@@ShaheedahHill I would be open. 😊 I actually work for an insurance brokerage that functions very similarly to the home buying process I’m finding.You inspire me to want to create content on what that process looks like from an underwriting perspective specifically for “US”! Keep doing what you’re doing! So impactful and educational.
@thetattedexec
@thetattedexec Жыл бұрын
@@thepeopleslender I guess could have the ceo or another VP?
@kathysheeran6589
@kathysheeran6589 Жыл бұрын
Bring Kevin back
@PYTU
@PYTU Жыл бұрын
Yes willing to look into another state
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Yes, thanks for watching
@folakemiakere5592
@folakemiakere5592 Жыл бұрын
This is soooooooooooo helpful thank you so much for doing this….
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching!
@wealthherway
@wealthherway 6 ай бұрын
Thanks!
@ShaheedahHill
@ShaheedahHill 6 ай бұрын
Thanks so much for the super thanks! @wealthherway Thank you for watching
@mileswithmaddox87
@mileswithmaddox87 Жыл бұрын
This was soooo good! Thank you both ❤
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Thanks for watching!
@janetgrandpierre7735
@janetgrandpierre7735 Жыл бұрын
Moving out of New Jersey purchasing in GA in a week because my money went way further.
@ShaheedahHill
@ShaheedahHill Жыл бұрын
Welcome to the Peach State☺️, smart move. My mom moved from the Bronx over 20 years ago. It was and still is a smart decision.
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