Why you SHOULDN’T go to graduate school!

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Graduate school seems to be the new bachelors degree, for many college degrees it's now the standard if you want to be able to get a decent job after graduating from college. For many bachelor degrees it's nearly impossible to get a job and it used to be that getting a masters or a doctorate was an OPTION if you wanted to further your education or make more money, but now many students are getting funneled into graduate school which of course makes the colleges and student loan companies much... MUCH... more money. Doctorate degrees and masters degrees have become a HUGE business. There are many videos out there about why you SHOULD go to graduate school, and that can be a good option for some people, but here's one telling you why you shouldn't.
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These videos are for entertainment purposes only and they are just Shane's opinion based off of his own life experience and the research that he's done. Shane is not an attorney, CPA, insurance, or financial advisor and the information presented shall not be construed as tax, legal, insurance, safety or financial advice. If stocks or companies are mentioned, Shane might have an ownership interest in them. Affiliate links may be present, the offers and numbers presented may change over time so please make sure to confirm that the offer is still valid. Some offers mentioned may no longer be available or they have been changed. Please don’t make buying or selling decisions based on Shane’s videos. If you need such advice, please contact the qualified legal or financial professionals, don't just trust the opinion of a stranger on the internet and always make sure to do your own research and enjoy this family friendly content.
Sources and further readings for jobs and college degrees:
bls.gov(bureau of labor statistics)
nces.ed.gov(national center for educational statistics)
payscale(provides information on jobs and degrees)
/ student_loan_nightmare
/ studentloans
studentloanhero.com/featured/...
/ higher_ed_is_a_scam
www.cbsnews.com/news/12-reaso....

[@ShaneHummus]

🔴 LIVE KZbin TRAINING TUESDAY: 👉 go.thecontentgrowthengine.com/live-08-25-2020 ✅ FREE KZbin Course: 👉 www.thecontentgrowthengine.com/ultimateyoutubemasterclass 🚀 Apply For 1:1 KZbin Coaching: 👉 go.thecontentgrowthengine.com/coaching-08-25-2020 👔 Free 6 Step Guide To Choosing Your Dream Career: shanehummus.com 👤 Connect With Me On Other Platforms: Twitter: twitter.com/ShaneHummus Instagram: instagram.com/shanehummus/ Facebook: facebook.com/Hummus.Shane LinkedIn: www.linkedin.com/in/shane-hummus-6bb475165/ 🎬 Join A Community Of Aspiring KZbinrs: facebook.com/groups/contentgrowthengine/

[@joeyGalileoHotto]

(Pretty Soon) McDonald's shift leader requirements: - Entry level (Recent graduate of accredited college or university) - 10+ years of experience required (Knowledge of Python, Machine Learning, etc. is a plus) - Masters Degree required; PhD preferred

[@ShaneHummus]

If there was a pin the comment contest. You nailed it lol

[@OneDerscoreOneder]

@@ShaneHummus pin it!

[@gr.ace_marie]

@@ShaneHummus it is worthy to be pinned

[@ccccccchhhhhh808]

Beginning pay: $15/hr

[@Thewiseone124]

@@ShaneHummus pin it

[@jerodwolf5582]

That moment when looking into higher education is a gamble instead of an investment- welcome to America!

[@ShaneHummus]

Sad fact

[@del5582]

The Baby Boomers did this. Go ask all these Boomers how long it took to pay off their loans.

[@infamouscrusader3363]

I wish people knew that fact sooner.

[@infamouscrusader3363]

@@del5582 Exactly.

[@W81Researcher]

​@@del5582more like AA and so many people underachieving to degrees.

[@tredegar4163]

Got my bachelors in psychology, I have a career thank God but it has nothing to do with psychology. In the interview they said “Psychology? You must be good with people.” And I was like “Yeah, yeah Absolutely, please think that.”

[@Silly1336]

Oh really? I have a bachelors in Psychology. May I ask about how you got a career without a masters?

[@pranavpillai7778]

Baby bloo, The odds are you are not going to get a job in the psychology field add minors/certificates in business, technology, and/or math related courses. This can be a talking point on your resume. Many IT companies and HR departments take liberal arts graduates. Also, internships and relevant work experience can help too. Also, be aggressive about your job search and apply out of state as well. This can help you get a job.

[@tredegar4163]

@@Silly1336 Government, they don’t care what your degree is in.

[@Silly1336]

@@pranavpillai7778 that’s good advice thank you! I found a starting job as a receptionist and then they said they are gonna move me up to HR if they like how I work. Strange

[@Silly1336]

@@tredegar4163 ah government. Do you enjoy it? I don’t have experience but I feel like that would be an annoying job.

[@ShaneHummus]

Sorry I don't sugar coat the truth.. Now all I ask in return is you tap the like button, Thank you! 😁 Edit: Many PhD programs are fully funded. NCES shows that the average PhD graduated with around $100k in debt, a lot of this debt is from undergraduate loans + interest. www.google.com/url?sa=t&source=web&rct=j&url=nces.ed.gov/programs/coe/pdf/coe_tub.pdf&ved=2ahUKEwjc873R2bXrAhULu54KHdqEBksQFjADegQIAxAC&usg=AOvVaw1PzXKxP41IG4mdjQ8TFgcV

[@evanb.2273]

It is too bad high school graduates will graduate knowing only the organelles of cells and factoring polynomials but not knowing how to do taxes, budget, etc.

[@ShaneHummus]

Thanks for watching Evan

[@RobertA-bj7ou]

Evan B. yep but self advocacy for learning these things by ourselves increases our mental malleability. I do agree though, the educational system in this country is severely lacking, somewhere in the 25th ranking because of the hyper capitalistic nature of the country. It’s never really about education, it’s just profiting and exploitation, from Collegeboard to unnecessary endowments at colleges.

[@silvialogan9226]

To me grad school is a waste of time and not worth it because in the end those advanced degrees are not going to help people find a job. Furthermore, it can sometimes go on for a very long time because the dissertations are a lot of work and effort for nothing. Many people do not even want to attempt a Master's or PhD because these degrees are too difficult. In the end, most people end up failing their Master's or PhD or just dropping out because they find what they are doing for their dissertation is not interesting.

[@snowangel7980]

pro-tip since I'm a mechanical engineer with a master's degree: go wherever is cheapest so long as it's accredited. i don't care if you get into every ivy league. are they cheaper than your state school? or will somewhere else give you a full ride? go there. companies don't care. if you want to get noticed, then join clubs, societies, work on projects, focus on your grades, and make sure to get internships. that will stand out way more. don't get a graduate degree if you can't immediately pay for it. between internships, assistantships, and a job in my undergraduate, plus working extra to graduate in 3.5 years not 4, so that i could be done with my both my masters and undergrad degree in 5, I have NO debt. also don't plan on getting a masters immediately. you shouldn't be a freshman thinking "i'm going to get my masters". I didn't decide until the very last minute, after spending ages scoping out the job market between projects and internships. For me, that 1.5 extra years of school for a guaranteed $15k pay increase, which was greater than the tuition price for those 1.5 years, pays off. If you're going to pay $75k for a degree with no way to immediately pay it off for a $15k pay increase, then maybe you should start questioning that decision. if you're set on getting a masters for professional development but you do not have the ability to pay as you go, work through the job market and find companies which will pay for those programs for you (because many will). consider why you're getting a graduate degree. in engineering, a masters will get you a massive pay boost. a phd will not net much more over that, at least in the commercial industry. if you have a very specific interest, and you want to work in a national lab for example, then a PhD will be worth it. Otherwise, save the cash, and stick with the masters.

[@aswinkrishna5042]

thanks kind sir

[@ShaneHummus]

Nice comment. Thanks for leaving that here

[@waynewilliamsxpertsplashman]

Shane Hummus - The Success GPS can you pin it Plz

[@theengineered1949]

Niiice

[@SingDanceKC]

For the "massive pay boost" would an electrical engineer need a masters in engineering or would an MBA work as well? No money would be borrowed.

[@Libertycity56]

One of the realest KZbinrs out there. You actually helped me dodge a bullet when it came to picking a major. I originally majored in Psych, but after looking at the poor statistics, I decided to choose Computer Science because of my interest in computers. Thanks!

[@ShaneHummus]

Solid! Thanks for watching E Man

[@telekoadmasu6353]

why do u choose psych first if u are interested in computers?

[@Libertycity56]

Teleko Admasu Because I kept trying to tell myself not to major in it because I got low grades in my math courses. I originally picked Psychology because I wanted to graduate with an easy degree. However, there are so many people that go for Psych degrees at my school to the point that they are struggling to find jobs unless they go into the medical field or get a Masters/PhD. I decided to major in Computer Science and retake my math courses.

[@lumiere2598]

@@Libertycity56 Hi! We're on the same boat. I am not very good with the natural sciences at high school and so I always consider something else. However, after diving into the job prospect and work environment in my first choice, I decided to go with computer science instead. CS is not terribly hard unless you went for paths that go hardcore on maths (Cryptography, machine learning,...). At the end of the day, it all went down to whether you put the work into it, and whether you like to learn new stuff.

[@michaelmentality]

he’s an idiot. i have a bachelors in psych, a masters in special ed and i’m in a ABA cert program to become a BCBA. BCBAs can make 6 figures and open up their own practice. Psych can be used in various fields. Again, don’t listen to this idiot he knows nothing

[@siaprasad8400]

In the 90's you could just graduate with a high school diploma and get a accounting job however in the 2010's degrees were the new hot thing and now we're moving up the chain

[@ShaneHummus]

Right

[@AQuestioner]

How could you get an accounting job without a degree back then? Do they train you on the job?

[@understance9516]

@@AQuestioner You do things like apprenticeships

[@thisdude1286]

damn no way

[@andrewr7982]

In the 90’s you couldn’t become an account unless you had a degree Lmao

[@Christian.o.acevedo]

How about you get Experience, a Bachelor, more experience...more experience AND then a Master's while getting more experience? The mistake a lot of younger folks today make is the fact that they think getting a Grad degree right after a bachelor would get them somewhere...that's not how that works. Masters exists to compliment what you are already doing. It prepares you to get to the next level in your career, not make your career. Just saying.

[@ShaneHummus]

Thanks for your input Christian

[@coquicoquiproductions5821]

That's the plan

[@ge1574]

Yeah I agree. If you get a bachelors degree that you can actually get a job with then it makes more sense to save up while working that job and then pay for the masters degree without going into massive debt later. And then only if it would really open up some opportunities.

[@aomorgancool1775]

@@ge1574 do employers offer job training for people with bachelor's.

[@Matrix-sg1uy]

good point but~ What about the poor soul that couldn't get a job

[@ryanstrohman7429]

You should make a video on PhDs in specifically STEM fields as many of those are either funded by the government or by the school and some actually pay you to cover living costs.

[@ShaneHummus]

Noted Ryan

[@neon8589]

Second this- would love to see some more videos about STEM PhDs (especially non medical ones) and when they are worth it.

[@jessicatsao92]

Thirding this for sure. :D

[@Matrix-sg1uy]

Did someone call for a fourth? either way I've arrived

[@samikoutsares2078]

It is true they fund you, but at abysmal rates that barely cover the cost of living and often don't offer benefits. When you're that stressed out, sustained, for like 8 years, medical is a necessity.

[@lulum2638]

My mom has worked in universities in the US and here in South Africa and she said exactly what you said about getting a masters and a PHD for a degree that isn't in demand.

[@ShaneHummus]

Thanks for your comment Lulu

[@ismaylhuseynov8705]

The truth about MBA and engineering grad school 1.If you majored in business,you can't go into engineering grad school 2.If you majored in engineering,you are more likely to get MBA than business majors....

[@ShaneHummus]

Thanks for sharing your input Ismayil

[@nultyjack8219]

Not really business is very flexible and very efficient to get job

[@ismaylhuseynov8705]

@@nultyjack8219 Thanks for your comment...I am myself want to get a business major.Because in my home country(engineering is not as good as in USA)so business,law is good choice my country...

[@ismaylhuseynov8705]

@Joe Joseph thank you,what do you thing which one is best for consulting?Finance?

[@ismaylhuseynov8705]

@Joe Joseph thank you very much.

[@josephmenna3985]

Shane spittin tha truth. My company paying for my grad degree tho

[@ShaneHummus]

Nice!

[@haileygrace1924]

What’s the company

[@josephmenna3985]

Hailey Grace NCR

[@finnb2704]

I’m from the UK, is grad school like when you go get a masters or a PHD?

[@finnb2704]

And do you not go directly to law school, or med school straight from high school in the US?

[@thaivang8726]

Luckily, I dropped out of graduate school, not pursuing a worthless degree that will be hard to find jobs in the field. I made the right choice of dropping out, or else I'll be in 35k debt considered this time be my third semester.

[@ShaneHummus]

Best of luck Thai

[@AQuestioner]

What were you majoring in?

[@thaivang8726]

@@AQuestioner it was master of Science in Health. Basically health education.

[@compilationgems2237]

@@thaivang8726 what are you doing now?

[@dcannon0110]

@@compilationgems2237 he’s yet to respond

[@paulomolina4723]

That Data is really scary, dont be part of that data about debts. Think wisely people!

[@ShaneHummus]

Right!!

[@michaelmentality]

everyone has debt. school, car, house, credit cards, your own government. everyone has debt

[@adrianasuniverse6909]

@@michaelmentality Some have much, MUCH more than others.

[@ivebeenwatchingthemoon]

THANK YOU, SHANE. Thank you for working so hard to put out these videos. You always present such solid and useful information!

[@vitormonteiro8389]

In Brazil, graduate courses are free (Both masters and phd). There is also possibility to afford funding to daily expenses. The prices for education in USA are insane.

[@ShaneHummus]

Thanks for sharing that

[@billv6649]

The good phd programs are usually funded and free in the USA too. The ones that make you pay are the degree mills that aren’t worth it.

[@sdccvideo1460]

The only problem with this is that people often like to pretend that there's some alternative. As in, "don't go to grad school! You could be earning money!" But the question is, *how*? If working in a call center for life is acceptable to you, be my guest.

[@ShaneHummus]

Good point

[@imveryhungry112]

If you get a 4 year degree in a field that isn't in demand you'll still be in the call center, but with 60k of student loans debt or more

[@roar6047]

Hm it’s hard to find a job with just a bachelors degree but not impossible. And it doesn’t have to just be in a call center there are lots of jobs recent grads are qualified for. I think if you take the path of building work experience after a bachelors rather than going for masters to help jump start your career it means you just have to be patient with some definitely crappy jobs for a while but build the experience to seem like a reliable employee for future, higher paying jobs. Things just take time unfortunately. I’d rather it take time and get lower wage pay and then after 1-2 years of that get a higher paying job with more responsibility rather than go into debt for 2 years for a masters and then get the higher paying job. I’m not interested in going into debt

[@MelissaLona]

Some certificate programs are better than a graduate degree. For example, someone that got a bachelor’s in Accounting would do much better by going for their CPA certification than an MBA. CPA cost a lot less and comes with a lot of upside. Just one example.

[@dberk813]

This video is what needs shown instead of the education they require now to take out a student loan. Great video! I graduated as a nurse debt free and couldn’t be happier about picking a community college. I explain this to all of my younger cousins.

[@ShaneHummus]

Thanks a lot

[@christian7561]

nursing has a high burnout rate you might want to mention that!!!! it is super high and not worth the stress, most nurses will change jobs or leave the profession.

[@bigbangengineer7686]

Woah just when I have my mind set on something, you can always provide the good info to make me think about. I am currently going for a computer engineering degree with a physics minor and thought about a master's in electrical engineering but this info may help me rethink things. Previouly I had even thought about double majoring (I think I commented this previously in another one of your videos), but with these videos, you are really saving me here. Thanks!

[@ShaneHummus]

You got it! Stay tuned for more videos

[@jakenelson2149]

If you do a PhD in STEM, your tuition is paid, you get a stipend, and health insurance, and you can defer your undergrad student loans so the subsidized ones don't acure interest. If you don't finish, usually you'll have done enough to get a Masters and still won't have paid. Also you can choose your advisor. You don't have to pay tuition if it was waived, even if you don't finish your degree. I feel like you should have said a lot of what you're saying doesn't apply to STEM PhDs

[@nikkiberwal4042]

Exactly! I was looking for this comment.

[@ShaneHummus]

Stay tuned I might make a video to answer that

[@Arman-it7sh]

Can this be applied for masters in physiotherapy or physician assistant program?

[@nikkiberwal4042]

@@allysoncaron8405 Could you explain how they lose 400k+?

[@sakuraflora3]

@@allysoncaron8405 that depends, currently the job market is bad so staying in school with guaranteed stipend that matches the minimum wage so not that far behind especially with a masters, allowing you to earn some cash and a degree Also, I think it depends on who you are comparing to as there are people climbing the ladder starting at minimum wage or close to minimum wage

[@ogbm4338]

Quality content from yours truly, Shane Hummus. Thanks!

[@ShaneHummus]

My pleasure!

[@chariden9587]

Thank you so much! You help me with decision making, and hopefully many people will avoid mistakes by watching your videos

[@ShaneHummus]

I hope so too!

[@agees924]

This was super helpful. I jut graduated and have been getting the urge to go get a master’s degree. I had no idea about a lot of this, thank you!

[@Annabananahagley]

Thanks Shane you’ve helped me a lot. I’d probably enrolling in a psychology degree right now. Instead I’ve now enrolled into Occupational Therapy! These videos are so helpful

[@ShaneHummus]

Cheers Jalarn

[@annajohns5086]

I'm a psychology undergrad who can pursue OT afterwards If I wanted because OT is a master's level degree (will eventually be a Ph.D level in 2027) that takes any/most undergrad majors, psych being easily accepted. :-) Just showing that one route isn't the ONLY route to your goal!

[@trevorscott3275]

Amazing video Shane! Keep up the outstanding work!

[@ShaneHummus]

Thanks! Will do!

[@Talishar]

It's something I noticed in engineering as well. Someone with a masters does get rewarded for it by starting at the next tier by having their degree recognized as an extra two years of experience. The only problem though is that the person with the bachelors started at least 2 years before the master's degree person did so all the master's degree person did was just "catch up." Although at least in engineering, you won't have any student debt specifically from your graduate degree as most universities have graduate students doing research which pays for the degrees and living expenses.

[@lunaelumen6622]

In Switzerland (and the rest of Europe) you can't do anything with just a bachelor degree

[@Talishar]

@@lunaelumen6622 Depends on the degree and how many people there are with said degree. You only start needing a masters when the field is overpopulated and you need another line of demarcation to further differentiate candidates from each other.

[@lunaelumen6622]

@@Talishar In Western Europe ? No. You must get a master's degree in order to get a job. You're not considered a graduate if you do not have it.

[@Talishar]

@@lunaelumen6622 It's still very dependent on where/what the field it is and where you get your degree from. In Western Europe, a Bachelor's is 3 years but in the U.S. it's 4 years. I've known several folks from my bachelor's degree class get engineering jobs in Germany and Netherlands with just their Bachelor's degree.

[@lunaelumen6622]

@@Talishar American bachelor degree then

[@alexisyuren5606]

Holy shhhhht.. Thanks for making this video bro! We dont hear this a lot on KZbin.

[@ShaneHummus]

You got it Alexis

[@franko9710]

I have a bachelors in Marketing and I decided to go back to get my masters in either data analytics or management information systems. From the curriculum that I have seen so far, it seems that the skills that you get in grad school are so much more applicable than undergrad. Definitely depends on the major because a masters can be unnecessary in some fields.

[@ShaneHummus]

Thanks for sharing Franko

[@shellytfit]

Which one did you decide on majoring in? I’m currently in the MIS program and thinking about dropping it and just getting an mba

[@senseiwindju5208]

man, the thing is, there's a ton of jobs that require a bachelor's in ANYTHING, that you cannot do until you get one. I am at a point where all my friends have degrees, are onto grad school, making at least 25 an hour, and I have no degree and all I can do is work whatever job. If I had finished a bachelor's in LITERALLY anything I would be much better off. My buddy has a bachelor's and psych and she worked for a non profit before getting a master's, and trust me, she's doing better than my permanently injured manual laborer ass.

[@kathaiti]

consider getting an associate degree

[@doglover8178]

Well made video Shane, I am very impressed with how much effort you put in to this. Keep it up!

[@ShaneHummus]

Thanks, will do!

[@lhu0972]

Really agree with the statement that medical degrees are overrated. My cousin is like 30 years old and she either is still doing her residency or she just started working. I go to a medical magnet high school and I feel like so many people around me are overestimating themselves or underestimating the process

[@123clash5]

I’m currently a nurse and my parents are trying to push me to go to NP school even though I’ve only been a nurse for a year. Also I have absolutely no interest in being an NP. The next time they bring up the topic, I’ll show them this video.

[@ShaneHummus]

Best of luck!

[@BigMikeMcBastard]

Being an NP is not a great gig in a lot of cases. I was an RN before I went to medical school and one reason I opted for the route I did was because NP job prospects suck (in Canada), the pay is mediocre, and while you're likely doing primary care or in a clinic capacity (e.g. Heart Failure Clinic at a hospital) you're always going to be reminded of the reality that you're not an MD. So definitely don't get pressured into being an NP. Also, lol @ $1.7 trillion in debt. What a fucked up country the States is.

[@bethj714]

@@BigMikeMcBastard Why didn't you choose PA?

[@nbd8038]

Getting a graduate certificate from my state college with company reimbursement that will help me in my current job. Will only cost about $8k. Not committing to the full degree and costs less so this is a nice option to consider.

[@ShaneHummus]

Nice

[@jmnueva3969]

Very well thought out video and I must admit you really know what you are talking about. I wonder how long it took to get this video done including researching, shooting, speaking, and adding pictures as well as videos. Great video and very informative. Great job Shane.

[@ShaneHummus]

hours and hours and looooooooonnnnnng hours.. Thanks for appreciating my work

[@jmnueva3969]

@@ShaneHummus No problem.

[@xlantz275]

Great video as always! I’d love to see one on whether a mba is worth it.

[@supermomofire]

I didn’t want to believe the student Loan debt until I actually looked it up that right there is Insane

[@ShaneHummus]

Right

[@albertoangela9485]

Hey Shane, I was wondering if you could make a video about the difference between an MBA and a Master in Management (which is really common in Europe, but less common in the US). I know that also in the US is becoming a little more known. Cheers man love the videos ✌🏻

[@ShaneHummus]

Great suggestion!

[@samanthalouisecastro4650]

Strong points Shane! Definitely agree with everything you said.

[@ShaneHummus]

Thanks Samantha

[@GreekArmyVeteran95]

If you have bad luck and graduate in a recession, however, sometimes you might not even have a realistic choice.

[@mohalfarizqy5016]

Thank you for the video(s). Yes, I want to be a social scientist so it is my passion to pursue sociology degree. And I think university is full of people expecting to get a "normal job" (job that can be pursued via experience or training). From my perspective, these people make us harder to follow our passion as they become our competitor and change the students culture within the faculty. Sorry for bad english, not fluent here.

[@ShaneHummus]

Thanks Moh

[@brendansullivan4872]

I dont think you need a sociology degree. You look extremely social and think you got that natural talent anyways might as well get out there and tear it up.

[@thetrison]

This video is so wholesome, I love it.

[@davidsoto4394]

Excellent video. This man is speaking the truth.

[@siaprasad8400]

Computer science: masters Vs certifications which one? Imo certification is concentrated, skill/practical oriented and you can skill up with time

[@ShaneHummus]

That might be a good topic.

[@bzofcin12]

CERT is more of a "once you're in the job that'll be your training" kind of deals. While you do your undergrad, internships will be your best entry point into getting into those companies to show them what you got. Masters is more of a "You specialized in this for a couple years and wrote a paper about it, so you've completed the training". Both will land you in the same position after a matter of 2 years. It'll entirely depend on your taste for industry or academia.

[@DataHotep]

Are you talking about IT certifications? If so that has nothing to do with computer science. Computer Science is a mathematics degree, and at a graduate level you will be doing a lot of theory. Its not even in the same league as an A+ certification. If you are talking about graduate certifications, or post baccs in CS, those are fine. I've seen people with chemistry degrees do that and be successful.

[@luisriba8082]

In my situation I just recently graduated this past July with a MS in information Systems with the concentration in Cybersecurity. I haven't really been hunting for jobs yet because I am also working to complement my advance degree with some certifications. I am kind of like new kid trying to get a new industry for the first time. I would suggest go for the certifications first because 1) its cheaper than a degree.2) faster to complete it you can complete some in about 2 or three months depending on the certification.. 3) Some employers tend to prefer certification than a degree (Therefore threat them like gold!!!) 4) You can get into the field faster and get experience that can leads you to make more money later on down the road. If you look for a degree, 1) It really takes TIME, commitment and sacrifice, sometimes longer than 4 years to complete the BS. 2) It is very expensive and can lead you to some debt that likely dinging your own grave 3) Some employers would value a person more with a degree than someone without a degree especially when you look for government positions. 4) it will takes time for your to get into the field due to lack of experience or internship while in school. 5) you have more power or arguments to negotiate a salary and have better job promotions and get raises. 6) it will make you more competitive than someone who does not. The fact is that the regardless what you do, EXPERIENCE outweighs everything. Get into the field, get the experience, make some money, get some certifications and then get your degree as a long term goal because by the time you complete it then you would be the rockstar. It takes a lot of time, evergy and sacrifice to get a degree. Thats from the academic perspective point of view that I have other than economics of It, I am working on it because I don't have experience all I have is the educational background.

[@kathyd6714]

You can earn just as much with either a degree or certification . Just get certified and know what you’re doing lol there’s a KZbin video on this as well . There’s also coding programs and other things you can pay for out of pocket or little schools you can do instead of doing the entire undergrad school . But whichever works with you.

[@dee7847]

Wow, what an informative video. I am on my way to graduate school for OT and I am super nervous...... mainly because of the student loans. 🤔😱

[@ShaneHummus]

Good luck Dee!!

[@thespiderexterminator2683]

Big thanks to you man for making this video.

[@ShaneHummus]

My pleasure

[@AndrewMoMoney]

Great points in this video. Don't mind if I apply a few of these ideas into a Data Science related video!

[@ShaneHummus]

Go for it!

[@joshi1q2w3e]

Can you please do a video for MBA’s, Masters in MIS, CIS, etc.

[@ShaneHummus]

The BEST Masters Degrees! kzbin.info/www/bejne/hoDNaqCGlNedis0

[@squidward9155]

To be honest I feel like doing those entry level jobs and internships is much better than going for a grad degree, experience makes you more marketable

[@ShaneHummus]

Good luck

[@Naruto______10193]

I joined air force, and started college at 22 and in two months I knocked out 45 credits. So now after 2 months of college I'm officially finished with about 3 years of college, im 36 away from my degree in business admin information system technology. My miltary knocked out a year of college from training. And going for my masters using TA and aiming to get my masters in business by age of 26 or so, and ill have bacehlors by 23 or so. And it will all be free which is great and ill either do 20 with a masters or do 6 years of miltary with a masters

[@ShaneHummus]

That's awesome, thanks for your service

[@alec3979]

I want to share what I feel is a unique perspective coming from my situation. I did online schooling in high school and when I graduated I didn't know what to do for college so I didn't go. I'm 23 just for context. I feel that things have gone okay for me, like I've learned a lot about what I would major in if I did go and I've developed some life experience, skills, and discipline I didn't have at 18. I have a plan for what I will pursue atm, and it doesn't involve college. I have a basic entry-level retail job that pays bills, and lets me save some money although not much. I feel good about my situation for the most part, but I did not anticipate how lonely and isolated I'd be. I know that there are ways to meet people outside of college but at my age range in particular it seems really difficult. Most people I know my age(my coworkers) go to college. It just feels like something that divides me from my peers. People usually befriend and get to know those who they see on a day-to-day basis and whom with they do some thing together, like school. You could say I work with my coworkers, and that that should maybe be a springboard for us to befriend each other, and that sounds true, but it's not working that way. Sharing this job is just not the same as sharing schooling I suppose, like as in it doesn't quite facilitate a friendship as much as the circumstances in college seem to do. What I'm getting at is that I feel like I should go back to college because although I don't feel like it's in my best interest in other ways, it's hard to trudge on during a lot of days where I see couples as young as me or groups of friends in places, or people texting/calling each other. My path is an isolated one. Making friends is hard. I can't just converse with people and hope to initiate something cause for one I don't want to come off the wrong way, like desperate or awkward. A lot of suggestions given to me from Reddit involve joining some meetup group or like a class or going to a bar/club. Maybe it's different elsewhere in the world but I swear all these places recommended to me are attended by older people not in my age range. If there are people there my age they're usually together with some one, while I'm a loner with no one which I can't say will make a good impression although some may not care. Older people are not exactly the type of friendship or God forbid relationship material I'm craving. Dating apps sound like a shithole and I can't say I'm confident in using them to meet someone. I just want to meet people the normal way you meet people in person... But that feels impossible right now. Alas, college inadvertently seems to present itself to me as my way out of this isolation but no just no fuck college is how I otherwise feel about it. I won't stop feeling conflicted until I make some headway so hopefully I'll meet a girl, or make a few friends because spending all your free time alone, as someone who's apparently as young as they're gonna be and is supposed to be having fun times but is actually experiencing the opposite and doesn't know when it'll end, fucking sucks.

[@Kevin-gq2kj]

Go to community college you won’t get into any serious debt and there’s plenty of relationship opportunities, and also when you transfer if you do

[@ShaneHummus]

Thanks for sharing that Alec

[@duanelrussell]

WHO EDIT YOUR VIDEO?! THEY ARE AMAZING!!!! I WANT TO LEARN HOW TO EDIT LIKE THIS😭

[@ShaneHummus]

Thank you bro! Been putting a lot of work into them, trying different things etc starting to dial it in

[@travismartinez1619]

Thanks for the advice Shane! I got my biology degree and was premed but now I'm switching to epidemiology/hospital management/Infection prevention. I'm VERY lucky my total cost for my grad program is about 20K and I can pay for it while I am working at a hospital 😁

[@ShaneHummus]

Welcome travis

[@moriahminji]

Is it a Masters Degree?

[@neon8589]

Thanks for the informative video! Definitely opened my eyes about this process. What would the specific examples you mentioned be where going to grad school would make sense or at least not be a horrible idea?

[@ShaneHummus]

Glad it was helpful!

[@neon8589]

@@ShaneHummus For sure! It would be interesting to see a video on any of the specific circumstances when going to graduate school could work out.

[@youramateurchemistryguy5308]

The issue is going to grad school unfunded. My PhD professor got his doctorate fully funded by being a TA/RA and has emphasized to never pay for grad school if you don't have to.

[@ShaneHummus]

Right

[@BubbleBlast2]

Could you maybe talk about careers and degrees in Public Health and Health Administration?

[@ShaneHummus]

Noted

[@linarodriguez3947]

Hey Shane, I hope you’re doing well. What are your thoughts on a masters in social work?

[@jenniferr5934]

That’s what I’m getting my masters in. Lots of jobs out there.

[@ShaneHummus]

I might talk about that in the future

[@anitaknight3915]

@@jenniferr5934 not good jobs and very high case loads low paying. It's unfortunate for all the hard work they do.

[@freeman10000]

Strewth! Thank goodness I am an Aussie uni student.

[@pranavpillai7778]

1:02-1:03 Hi Shane, You make some good points in your video. I personally feel that graduate degrees in professional areas may improve your job prospects and get some decent return on investment. (eg. Law schools might pay off, but an MA in Political Science might not.) With prospects to 'useless' degrees, given the system of higher education today it may seem completely rational for someone to dismiss degrees in non-technical areas such as Political Science, Biology, History, etc. but if you learnt 'soft' tech skills such as basic programming, accounting, excel, etc. as minors and had a great resume filled with internships and relevant work experience you can probably find a job. It's not easy, but its possible. Trying to make everyone be in useful majors is not a good idea. We all have our own talents and capabilities.

[@marvellkrypton]

My man, can you speak about Risk management.

[@ShaneHummus]

Hmmm.. maybe in the future

[@ayf449]

Laughs in this is why I want to study masters in another country where my tuition fees and two years of living expenses is still cheaper than the total of my bachelor's degree

[@mej8444]

Thank you for creating this platform. What are your thoughts on the newer graduate degree Master of Legal Studies with an emphasis in health law? I’m thinking about attending online at Northeastern University School of Law. I currently hold a bachelors in healthcare administration. I just don’t have the time to go for a JD at this point in my life.

[@davidlakhter]

Awesome points Shane!

[@ShaneHummus]

Thanks David

[@itsshrek6830]

Great video Shane! Question: I’m a Junior in my current major but I wish I majored in Nursing instead. Right now, I’m torn between doing a direct entry Masters in Nursing (which accepts any major as long as they have the necessary prerequisites completed) or an accelerated bachelors in Nursing. Which do you think would be the better option? Keep up the great work!!

[@ShaneHummus]

Stay for my future videos. Might have one for you

[@willsong1317]

The best youtube channel imo, just the amount of research and investment of your time to make this video really impresses me.

[@ShaneHummus]

Thanks wilson

[@georgeking1014]

Except virtually no one in a legitimate Ph.D. program pays anything.

[@carloslp1431]

You just saved me tons of money and time. Thanks🙌

[@ShaneHummus]

You got it

[@lapizza7206]

Ut 30,000 for undergrad total PhD pays around 15000-30000 depending on the Institution. PHd summer internship pays around 10000 to 35000 depending on major. This is the Math I’m looking at as someone studying something practical. Hearing things like the average PhD is in debt 100k kinda blows my mind cause we have literally so many ways to make class affordable...

[@DJ-xp9bs]

I was told that if you ever pay for your graduate degree, then you are doing it wrong. I live by that. I think this is a great video, but I also think it's very difficult to just lump graduate degrees into one group. All grad degrees were not created equal and I believe it depends on the field. For example, neuroscience is a hot field right now, and every single neuroscience phd program I've seen, waives tuition and fees, pays a stipend, and usually includes perks like medical insurance for every student. No debt involved. Humanities grad students are more likely to go into debt than someone in science (atleast neuroscience, since this is my field.) Also, it takes a lot less longer for science phds to finish (average is 5 years) than humanities. A second point is that funding, time to degree is highly influenced by the individual, institution, and the person's advisor. For example, Northwestern told me that all grad students have stipends, no tuition, health insurance, bla bla. No matter the field. Even if this isn't the case, I know alot of Humanity's grad students who are fully funded (funding is just more competitive and less common than in the sciences.) Also, generally master's degrees are less funded than phds. So more debt involved. As you probably know, time to degree is highly dependent on the advisor. Some advisors/thesis committees will hold a student for 7 years, some for 4. It is highly dependent on their satisfaction with a student's performance. In the sciences, I've never heard of a student taking more than 5 years consecutively. 6 years maybe. There are some weird cases like a 5th year student having to start over the research portion of her PhD because of advisor issues. So she found a new advisor. This adds on maybe 2 or 3 more years. The age at graduation can vary quite a bit also. One does not have to complete a master's degree to go into a phd. And if you did, sometimes it can shave off the coursework portion of your phd. So theoretically, it could take 2 years depending on whether or not your courses will transfer to the new institution. I've seen that happen a lot. Overall, I'm just trying to say that it is very hard to generalize grad degrees due to field, institution, individual, and advisor differences.

[@ShaneHummus]

Thanks for an insightful comment

[@armandol5431]

This is vitally important information. Glad I found your channel, Shane. Great work !

[@ShaneHummus]

Thank you!

[@sunshine6119]

shane u r amazing !! thanks ❤️

[@ShaneHummus]

Thank you

[@Alore_08]

I love your videos Shane! You are doing the Lord’s work 😃 What are your thoughts on a Registered Nurse going back to get her MBA? I know how much you love NP’s but I didn’t want to go that route.

[@ShaneHummus]

Registered Nurse is a good choice in general. Have you seen my healthcare video?

[@chrisreynolds6391]

Look at University of The People. They have a very inexpensive online MBA program. Since you a nurse you should be able to save enough to pay cash for it.

[@jarrodsio]

To each their own. When all is said and done, there will still be people applying to colleges and graduate programs. People who think it is a waste of time is simply making space for people who think it is worth it. There will be people who've always wanted a doctorate degree and will work hard to achieve it come hell or high water. There will also be people who prefer to go the other route, skipping the college option and living their best lives. There is nothing either good or bad but thinking makes it so. Good content and breakdown for ONE way of thinking.

[@hunterrodriguez8319]

I see how you feel about going to grad school with a useless degree. But what about going to grad school for a career where it's required? Such as LSP, OT, PT, ect.

[@ShaneHummus]

If you got it all planned well then maybe it could work out for you.

[@eddietheman00]

Shane Hummus Great points. I just got accepted to grad school. There were 360 people that applied and only 25 made it this year. But Im questioning if i should have gone straight to do my PHD.

[@Lilmonke_586]

Thank you for saying the truth. Like you said, it wouldn’t make sense for your professors to tell you this. And thank you for making me feel relieved after seeing more and more people I went to school with announcing they’re going to grad school.

[@ShaneHummus]

Yeah it's getting totally out of control in the US. In Switzerland college is free yet only 20-25% of the population goes. In the US, college costs you an arm and a leg and 70% go. Makes zero sense.

[@smartlikewoah]

I'm 24 and about to graduate with a psychology bachelors (started late). But I think I made a mistake with what I chose to major in and now I feel stuck. Especially with everyone saying I need to go to graduate school for psych.

[@ShaneHummus]

Good luck

[@mariosblago94]

you do not. You can work in HR, as quality assurance for clinics or insurance companies, or become an RBT or BCaBA. There are other options but those are the most lucrative at that level. Of course, you could also get a masters / PhD in IO psychology to do higher level HR, masters / PhD in clinical psych to be a clinical director instead of QA and also do therapy, or get a specific license or certification in any other 4 branches of therapy at the masters level... all for slightly higher pay. But really, a good QA is worth their weight in gold and gets paid near 100k with just the BA, and BCaBAs also make $50 / h standard so it can rack up really high if you have a lot of clients. Also, the government actually allows you to write biopsychosocial evaluations as a BA as long as a person with a license supervises. A bio pays $100 /h. Though, admittedly, the competition is harsh and you probably won't be given the chance over someone with a masters unless you are actually super good at it. You could also just open your own mental health clinic and hire the people with masters / PhD to actually do the therapy while you manage the business. There's a lot to do in psychology, school is just garbage at educating you in your options.

[@crypticsel7827]

I want to Major in Finance or Mathematics and I plan on taking extra classes in things like accounting and other useful things. Do you think it is worth it getting MBA since I want to work in management in my field and explore other entrepreneurial opportunities especially considering where I'm from the MBA is only an additional 1 year also what do you think I should choose finance and mathematics or finance and accountng

[@aloneagain5873]

if you’re still in high school, just focus on your studies now. you’re talking about the next 4-5yrs of your life. your circumstances can be completely different then. you might not be able to get a master’s degree then. who knows? personally, i’d major in mathematics, if i were you. you can do pretty much anything with that degree. as a tip, take some computer science electives with your mathematics curriculum in college.

[@ShaneHummus]

Stay tuned for my upcoming videos. Good luck

[@crypticsel7827]

@@aloneagain5873 Thanks for the reply

[@luisriba8082]

I got an MS in IT with the concentration in Cybersecurity and I haven't got an offer. The only thing that I am short is with the experience and few certifications. Honestly, the last thing I would go is to go for a trade. Other than that, I got nothing else to offer.

[@ShaneHummus]

Thanks for sharing your thoughts Luis. Good luck!

[@luvbird.]

Thank you soo much❤

[@ShaneHummus]

Love the support!

[@clairebremner5437]

I feel as though if you're gun with networking early on in your degree then you can by the end get a job without a master's. The reason why people do medicine, masters and phds however isn't just for money and a job... often it's the contribution to the body of knowledge (like cancer research, imagine helping find a cure) and maybe it does compliment that individuals goals and if they're realistic with their end job they likely will make alot of money. It's about networking as you go and alot of people who do higher level education have the smarts to apply for and successfully gain scholarships... It's also about learning too. But also taking what is learnt back into your community which helps everyone.

[@ShaneHummus]

Thanks for sharing your opinion

[@jonathanvaladez5916]

i want a masters in physics but wow this video opened my eyes a lot

[@ShaneHummus]

Still do research on your end Jonathan.. Maybe it could work out for you. Good luck!

[@kaitlyng7850]

My parents both have doctoral degrees in Physics and they both make 6 figures. So they're doing pretty great. They are both medical physicists in radiation therapy, if that's something that interests you. It is a very high paying job (not as much as med school, but still a lot) My mom says she definitely did not need all the training she got and all those years of school to do her actual job, BUT without it she wouldn't have gotten the job at all because there were more qualified people. So if you want to go into physics, make sure you find which area of physics you want to go into, and which actually have jobs, because some are making 6 figures while others are paying off a ton of debt. Just be cautious.

[@jonathanvaladez5916]

@@kaitlyng7850 thank you! yes i'm entering my sophmore year in undergrad, I'm more interested in particle and optics, my dream is to work at national lab like Brookhaven or Fermi but if that doesn't work out I'll consider teaching

[@pugboi8017]

Jonathan Valadez good luck man. I ended up double majoring in physicd and cs because grad school isnt as viable as option due to cost and me not wanting to finally start drawing a real salary when i’m 30 years old. It was tough as shit though

[@kylegivey7368]

Don’t get a physics masters. Go straight to your PhD. If you’re in the US, most physics PhDs are funded, so you’ll get paid a stipend and you won’t pay tuition. You don’t need to get a masters if your GPA is above a certain threshold

[@deathbyspork2692]

Hey Shane, thank you for the video. I'd like to get a look at the plans I have for college from your lens. I plan on getting my bachelors in astronomy based physics, and going in to get my phd in astrophysics. My bachelors will be almost completely funded with scholarships, with 10k at the MOST being up to me, which I will have saved from part time jobs. The university I am going to is not for-profit, and is a state school. So I have a pretty good chance at having my phd be fully or majorly funded (hopefully). I am passionate about this subject, however I would still be passionate if I got a job in engineering or computer science, just not as much. I also know that the likelihood of me finding a permanent job in astrophysics is LOW and I'll need to do a lot of low pay post-docs before even considering a permanent position. So I'd like to ask for some advice if it isn't too much to ask for. Would it be a better financial and career decision to get my phd in astrophysics with the chance of not getting a permanent position and just getting a job I could've gotten with a bachelors while also moving every 3-4 years for post-docs, or would it be better to get a bachelors in something I am less, but still passionate about such as computer science or engineering. Thank you for your time 👍

[@ShaneHummus]

Hey thanks for watching

[@jamesbedukodjograham5508]

Another problem is that many people choose the wrong major when going to College or University somewhere in the USA and Canada.

[@Alpha9n7]

I feel like I kinda have to get a masters degree since I took a bad major for undergrad. I'm looking to get a masters in social work so I can work as a psychologist/therapist.

[@gustavobalderrama6851]

I'm in the same path mate. Are there any videos of his that go into MSWs?

[@ShaneHummus]

Good luck

[@kingjack6053]

watching this while in grad school. i dont have debt tho

[@ShaneHummus]

Nice.. Tips for the viewers?

[@jtaylor3981]

I had a job in the museum field and was trying to move up after two years and was told to get a Master's Degree. I applied to grad school then I lost my job due to budgets cuts. Finding a job in a museum is difficult. I'm happy I did not do museum studies as I was advised to pursue something with more options. I am hoping to get into a different field when things open up so my foot can be in the door and I can continue to learn while working.

[@ShaneHummus]

Thanks for your input J

[@rainer250]

Given the economic situation, I think a lot more students or people deciding if they want to go back to school to get better income like me, I don't want not to get rich but live financially comfortable, online colleges are going to be in greater demand.

[@pasqualerossi6052]

My friend at the moment is having a hard time deciding. He’s got a Bachelors in Business and wants to do either Computer Science or IT. Should he do another Bachelor or do a Masters?

[@oweniriels35]

Actually u just can learn coding online

[@pasqualerossi6052]

@@oweniriels35 That's true, what resources would you recommend for him?

[@ShaneHummus]

I hope he figures. Direct him to my channel

[@AnakinSkywalker-mm6ge]

He can't find a job with his business degree?

[@pasqualerossi6052]

Shane Hummus - The Success GPS Will do, thanks 👍

[@adriano1309]

Everytime I see these, I get scared, but then I remember that a Physician Assistant is the fastest growing career in the US,

[@Snugglepaws_OwO]

For now... it might get oversaturated later on. But who knows

[@ShaneHummus]

Good luck Adrian

[@alanas1444]

This is very true. One thing is that in Canada you do get a stipend in research so you can avoid the additional debt. If you don't have a SERIOUS passion for it don't do a phd

[@ShaneHummus]

Thanks for watching

[@gustavobalderrama6851]

Hey Seamus! Can you do a video about the best mental health relayed Masters? Thanks man..

[@ShaneHummus]

I'll keep that in minds

[@mhenderson7673]

Wow, I can't believe most of these are about money. My country pays for every citizen's university tuition fees if we want to go, so this really surprised me as to how much of a business it seems to be in America. (Don't get me wrong, it's definitely still a business in my country too, but the universities mostly make their money off the students in accommodation)

[@aswinprasad1011]

Ironically enough, I was watching a Dave Ramsey segment where this guy was over $380k in debt trying to get a PhD in organizational leadership thinking that would lead him to becoming a CEO. 🤦‍♂️🤦‍♂️

[@ShaneHummus]

Holy cow! 😂

[@Biomeducated]

Question: are these high loans equally present in other 'Western' Anglosphere countries? (UK,Canada,Australia,NZ?) Or is the US situation out of proportion?

[@ShaneHummus]

Mmm.. My videos apply for the U.S in general

[@JohnSmith-mk5xm]

Okay so I’m a current CS major thinking of going for a PhD. I got a full ride for my undergrad and have a good chance of going free for my PhD by getting TA and RA positions. I’m interested in research, especially in the field of Augmented reality, but I’m being told it’s not worth it and to just go straight into the industry as a software engineer. I LOVE school and consider it to be my identity at this point; not sure how I feel about going into industry and the thought of it gets me more and more nervous as time passes. I get a lot of the points in this video, but if I do end up getting my PhD covered can it be worth it? The thought of being in school for another 10+ years learning and doing research (for free) excites me.

[@edwinpaduafontan4036]

Do it. Do what makes you happy.

[@ShaneHummus]

You got this Matthew. Good luck!

[@bean207]

Wait why do Americans take so much longer to finish their stuff? My bachelors, was 3 years. Masters will be one year, and the average PHd is 4 years.

[@awkwardthings2149]

It is because we take classes not related to our degree and some other reasons that I forgot or don't know.

[@illiztDesignsHD]

This is only relevant to the US, the title is very misleading for European or UK students.

[@ShaneHummus]

Video is for the U.S audience

[@ScottTynna]

@@iamcleaver6854 cuz russian BCs is equivalent of BA in US.

[@bmoon9007]

I just started my Masters due to the fact that I know people with only bachlors degrees that had to go back to school to get a masters because they were fired and could not find anything.

[@ShaneHummus]

Good luck

[@varian6679]

I think this is a great video! I should mention that in the biomedical sciences at least, you often get paid to do your doctorate dependent on the school at least in the US (because of the NIH). That is your tuition and most school-associated fees are waived, and you get paid a living stipend. Your salary is not that much and is meant for is living expenses (rent, food, etc.). However, if you have student loan debt from Bachelor or Master degrees, then this arrangement can still be sub-optimal, but at least you'll have the ability to pay your debt potentially. In contrast, you have to pay tuition and school-related fees for Master's degrees in the biomedical sciences and that's how one can really get saddled with debt. You have to pay for your classes and any additional fees. Probably the best approach is going bachelor to doctorate rather than going bachelor -> master -> doctorate. You have to do the same amount of studying, often more for less time but get saddled with way more debt. And you also have to worry about living expenses. Typically, the length of a doctorate is 3-8 years with the length dependent on your research and what kind of research you're doing. Most people at my school get out in 4-5 years (typical). A Master's can get you out in 1-2 years, but many (but not all) doctorate programs can give you a terminal master degree if you drop out of the doctorate program. As a biomedical researcher, you can make a pretty good average salary with the rate being higher in industry and government, which need good background and connections. Academia pays lower as is typical.

[@booknerd7722]

But wait....didn’t he go to grad school for pharmacy?

[@ShaneHummus]

Stay tuned

[@Samsons121]

Yes, Pharmacy used to require a Bachelors degree and now it’s an 8 year Doctorate degree If I’m not mistaken.