She's Embarrassed By Man-Child Husband | Financial Audit

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Chapters:
00:00 Coming up...
00:24 Job and income
07:32 Explain this...
08:40 Fabric by Gerber
12:50 Can you even move out?
16:07 Apply like your life depends on it (it does)
20:00 Not even ONE?!
27:20 She doesn't even know?
30:25 Can you even do this?
34:59 LIVE Q&A
38:55 Maybe pursue your dreams... maybe
39:25 Bring on the GIRLFRIEND
44:18 SOFI
47:10 We have to talk about this
49:30 That's definitely an option
56:50 Hammer Financial Score
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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[@CalebHammer]

Go to meetfabric.com/CALEB and apply today, risk-free! Join thousands of people who are taking the first steps in changing their financial lives for the better go.calebhammer.com and get exclusive access to a private live Q&A on the 20th of this month.

[@barnabusdoyle4930]

Great episode Caleb. I wonder if there would be a market for you to find someone to do a spin off show for your channel for home cooking and weekend meal planning for the audience. Eating out is one of the largest discretionary expenses most people have and most younger people have no clue how to go about with something like that. Meal planning and prepping could make eating a home a lot easier for a lot of people who think they don’t have time to do it. Food for thought.

[@AbandonedKittyLiter]

I would like to do this, but I'm not in financial ruin. I would rate myself a 9-10 / 10 in financial score, but I would like to know advanced strategies to grow my money that isnt super risky. There has to be an advanced tactics segment..as entertaining as watching people with their lives on fire, I think there is a fan base who could benefit from bringing on well-off people and figuring out how to compound their means. Just a thought.

[@hibba4855]

I would love to watch this live but i can’t buy the course 😞 im so sad

[@FordZda]

I wanted to be the first person with only one debt! This guy is not far from doing incredible!

[@xylemutopia]

I honestly feel like I would not benefit from buying your budget class. I have my budget and everything offered in that class down pretty well. You should give those of us who would not buy the budgeting course a way to pay into the Q/A. I like you're stuff but not about to pay almost 200 bucks just for a live Q/A

[@anonymousdogg1559]

If you didn’t come from Tik-Tok you can like this comment

[@RubenLopez-fk7xd]

i ain’t even know there was a tik tok page.

[@anonymousdogg1559]

@@RubenLopez-fk7xd 🧠 the algorithm

[@LilyEvans1996]

Here because I don’t use tiktok 😂❤

[@anonymousdogg1559]

@@LilyEvans1996 ❤

[@davidmateo619]

You know this

[@markg9529]

Dude went from being an actor to substitute teacher to oil rig worker to professional baseball player all within the first 5 minutes.

[@bobonenzyte]

To be fair, I've been in the oilfield for 14 years this dude would not make it 😂

[@gregutz4284]

"Professional baseball was the plan" X to Doubt

[@bobonenzyte]

@@gregutz4284 dude I was thinking the exact same thing

[@vidowatcher91]

Dude watched "The Rookie" and had a dream

[@gregutz4284]

​@@bobonenzyte there "ain't no way" 😅

[@spencer34716]

Girl! You're 23 and not married to him. RUN!!!!

[@blake4590]

The title says he's her husband tho

[@cruz92895]

@@blake4590 The actual content of the video says that they are engaged and postponing the marriage due to finances.

[@helena3631]

this he preying on a big girl...see even a under achiever guy can get a girlfriend and she makes $50 ..she need to focus on herself ,work out do her dental work and run

[@CriticalShot1]

I would advise her to run as well but for different reasons lmao

[@nancyrodriguez7830]

@@CriticalShot1bye 😂

[@nick-uh7cd]

These the type of mfers you see on house hunters. "Im a work from home AI trainer and my husband is a part-time grinch, our budget is $1,500,000"

[@rangequeen]

😂😂 faaaacts

[@Sir_The__Kraken]

💀 best comment yet

[@marymclaughlin361]

Part time Grinch! 😂😂 That's hilarious

[@nick-uh7cd]

@marymclaughlin361 don't give me credit for it being funny, that's literally what he said he is, i could never have come up with something so ridiculous

[@hubhikarilives]

Best comment

[@Meinschatz4L]

It really is ok to be single.

[@coffeepot3123]

But i haven't felt a woman's warmth since i was 18 years old with y2k gel spiked hair/axe body spray, with koss Portapro headphones. It's time for me man, it's time.

[@TheFireGiver]

​@@coffeepot3123 dude you were supposed to bleach your tips too. Such an amateur.

[@coffeepot3123]

@@TheFireGiver I had video game/pizza+soda expenses, sometimes one needs to prioritize like Caleb Hammer said man.

[@killzone866]

and really anyone can get married lol.

[@ScarletReflections]

It's even better to be with the right person

[@l-train7876]

Imagine getting married and moving in with your husband and he only works 4 days/month.

[@Osubuckeyes2024]

Imagine marrying someone whilst both living at their parents houses.

[@litarea]

I always wonder with these people.... what do they *do* all day then?? Surely their friends (mostly) work normal hours. Not that you need work to feel accomplished, I just legitimately wonder what they spend hours a day on.

[@RobertSorenson4991]

He’s able to give her a lot of attention.

[@michaelweyenberg6238]

@@RobertSorenson4991 Why women go after jobless and incarcerated guys.

[@Thaxannadrote]

​@@litarea he watches Crunchyroll and anything else animated as "research" for his VA career. Which is kinda sad. He could be doing the same thing for free with all the people in the VA community that have podcasts or shows on Twitch and KZbin.

[@dzntz92]

As someone who used to sell timeshares, I could 100% convince this guy he can afford a timeshare

[@bradyfereday6483]

Hahahhaahh

[@kardiackilla]

The problem in my experience is finding the money without the bullshit, he came straight to Caleb to ask for financial help, in a sales setting this mfer is lying to you, himself, his parents, his dog like he couldn't live in reality if he tried

[@soapygirl83]

My parents got sucked into buying two timeshares back in the 90s and now they are just basically worthless

[@tylerkinley268]

In terms of social prejudices, that's like saying you use to punch puppies in the face. But I respect your honesty.

[@djtoxicdhg]

Can I afford a time share ????

[@MattLawson146]

As a litigation attorney, I have to say Caleb would be an absolute menace in a deposition. He is very good and pulling the truth out of people

[@cass.m__fit5862]

As a CSI who has been through many of such depositions…. I would pay to sit in a courtroom to watch 😂

[@cooperfrench4171]

So she's making 15 bucks an hour doing unskilled labor, while dealing with her sick mum, presumably disabled sibling, and her own health issues, and despite all that she's destroying him in the income department? Dude needs to get it together

[@anonymousdogg1559]

🎯 🎯 🎯 could not have said it better myself, dude has a degree to use a shovel

[@cjm9860]

Unskilled?

[@bradman4399]

Its a shorthand phrase for "does not require an advanced degree". It's a bit unfortunate of the way it's worded but it isnt meant to be condescending. ​@cjm9860

[@ryanc2927]

Working 5 out of 31 days is a joke - his comedy/voice acting might be a greater joke. I’m paid bi weekly in real estate biz and have worked for same people for 9 years. Every day I work because the first few years I did not - technically My Choice. After the eeb and flow of business up and downs I’ve convinced myself I’d prefer to be paid this way. Sure it’d feel like I’d be paying my debt faster if paid weekly but I also wouldn’t have grown into who I am. And it means I have to work harder now to even acknowledge getting paid a month down the road! (For people who even comprehend how this type of pay works, technically I’ve already rendered services for the next month is what that means). This guy works 5/30 days a month and talks non stop well guess what hard work beats talent all the time - he may think he has skill but his character ruins it (assuming you believe he has skill) - I guess you can sense how I’m feeling about this episode as it’s playing in the background😂

[@user-ik5ib9yb5y]

@@cjm9860Well yeah, anyone with a keyboard can teach AI. Its not a specialist role.

[@josephm6602]

“I don’t like sitting around and doing nothing.” Yeah ok bro

[@AnalyticalMenace]

I nearly spit out my lunch when I got to that part. The gaslighting is strong in this one.

[@l-train7876]

Did he ever say what he actually does with all his free time??? Does he just watch TV all day??

[@cameliajones6029]

​@l-train7876 um excuse me you mean "character study"

[@brookescanlon5888]

😂😂😂

[@JerryMetal]

@@l-train7876 he watches anime ofc!

[@j.t.1086]

She should NOT sign any lease with him. It's going to be her paying the entire rent with him making excuses and ignoring her.

[@rory43043]

She’s almost as useless as him

[@NickRuedig]

Caleb WHY would you suggest combining accounts so fast?! Wait until he grows up first before she ties herself to this unreliable guy.

[@deirdrekiely6187]

She should dump him.

[@NickRuedig]

@@deirdrekiely6187 Honestly.

[@user-sz8qo1sp1i]

This.

[@malone283]

It’s great financial advice for the dude….. terrible for the woman 😅

[@Supermoneygang12]

@@deirdrekiely6187she’s not exactly a catch either

[@CocoLicious]

"I was unemployed a few years ago" - dude, working 4 days a month doesn't count as employment in most common definitions.

[@frozenheart7133]

Yes! Thank you for this. That is barely a side gig.

[@marlonthomas8042]

I know people who drive Uber infrequently as a third side hustle type job who clock more hours than this dude

[@tear728]

Wait is he saying he works 4 days a week and only 2 hours each day??? So in reality, 8 hours of work per month???

[@Philostipher]

​@tear728 no, he theoretically works 2 hours voice acting twice a month and then works a couple other days substitute teaching which presumably means he works a full day when he subs

[@pianotnt]

hell i was unemployed for 3 years and I still found other ways to make money I used some of my unemployment to help me do side gigs

[@firstlast4879]

You know how male angler fish are tiny and latch on to the female fish... this guy is giving that energy.

[@bagel_bandanna]

She is a caretaker, she works hard, and she doesn't give up easily. Pen, divorce is expensive. So expensive. A financially abusive male can create debts in order to force their soon-to-be ex to take half of them.

[@tear728]

Lol she's the big fish and he's the small one... Literally

[@alpaca6462]

​@@tear728is that all you got? C'mon booboo you can do better than that

[@JunkSock]

@@alpaca6462thank you! It is NOT OKAY to laugh about how small a man is!

[@sydneyice]

Yes!

[@richardw2801]

I have the same bachelor's degree. Started as a Park Ranger at 52k a yr w/ free housing. Then jumped to a Local Environmental Regulatory Agency making $62k. This guy isnt trying if he can't get a job with a masters in this field.

[@EveMartel]

My hunch is that he is lying and didn't actually fully graduate.

[@elperronimo]

Yeah but assuming what he said was true he can't do physical stuff like a park ranger

[@richardw2801]

@@elperronimo True, but there are other basic entry level environmental jobs available for recent grads.

[@LKitsyK]

There are 100 state parks and historical sites in Texas not counting city owned parks. I live near Midlothian and every city surrounding has openings in their parks and environmental departments. I’m not even counting The State of Texas parks and wildlife roles! I’ve never heard of voice acting requesting studio presence lately; I know people who are successful voice actors and they have their at home set up while working full time too! He’s a condescending leach that thinks he’s better than everyone else and abuses her emotionally and mentally.

[@lukefisch9483]

U let it rip lol, truth hurts I guess, people can get better people can change, boundaries are about controlling ur behavior/ ur response not the other person. But again, how are u gonna react to X are u gonna walk away or stay, have a hard talk, model healthy behavior, put space between u and the person? If it’s that bad u can work on the empathy piece by having long discussions and fostering intimacy in a way that promotes individuality and a sense of being separate but together rather than enmeshing with each other. Ultimately a stark contrast between being urself and the persuit of ur personal dvvelopment seperate from ur partner and the close intimacy that comes with the attraction to that is electric. People who are themselves are extremely desirable as opposed to people who move too close to u to quickly resulting in emotional problems people are not mature enough to solve.

[@creuller7166]

PENN, IF YOU'RE READING THIS, DO NOT GET MARRIED YET. Get the apartment, live with your fiancee, and see over the course of at least a year if he is someone you'd want to marry. The way i see it shaking out is he's going to push all the household duties onto you and coast by because you'd be doing everything for him. **DO!! NOT!!!!!! GET!!!!!!!!! MARRIED!!!!!!!!!!! (yet.)**

[@Cackles293]

household duties AND bills 😢

[@axeriste3494]

living with spouse before marriage doesn't do anything good, they should just stay living with mom and dad while they can and get better jobs.

[@daltonbrasier5491]

Studies show that people who live together before they get married are much more likely to get divorced.

[@axeriste3494]

@@daltonbrasier5491 yep it’s true

[@QWERTYUIOP-ed7sv]

​@@axeriste3494that's the idea.. for her sake there won't be a marriage.

[@markhagen1329]

The minute the husband opened his mouth, I thought, "Yea....this guy doesn't want to work."

[@jc707imports]

Right!?

[@wyganter]

Who does?

[@Veryfancyflamingo]

To be fair, I don’t want to work either. I just also don’t want to be broke 🥲

[@lianalonge1984]

Exactly!

[@Gabriel-ci8ex]

@@wyganterfolks that don’t want to keel over on the Walmart floor

[@fasteddy3336]

I watched this guy talk for 13 minutes and he hasn’t said a thing worthwhile.

[@citylemon7832]

I just got to 13 mins and couldn’t agree more.

[@zingbat4]

That's because he's worthless!

[@jnicemiz]

Nothing pans out! I don't know why. I tried for 3 seconds and it didn't pan out so that means it never will. I give up!

[@AnalyticalMenace]

😂

[@chief3736]

Fuck, I’m three minutes in

[@alp3697]

she sounds so sweet and kind. i hope she realizes she needs to get away from this man

[@Transbloop]

Same. He could do better. She should iron out her family problems before taking on a relationship.

[@c.johnson1789]

​@Transbloop you are is alt aren't you?

[@gingerleamcwow435]

​@@Transbloopidiot

[@chester5324]

*manchild

[@Matthew-bd7yu]

No remorse for him, his “dream” baseball career ended in middle school. Habitual liar enabled by parents.

[@nogoodguitars5497]

If there's any chance of you going pro... you would be playing some level of ball. I spent 4 years in arena football. I was told as a junior in high school, you're a good college qb. You won't be a NFL talent. When you're that talented they'll know early.

[@cheetah747]

@@nogoodguitars5497you can also tell just by looking at him hes way too small to play any professional sport

[@lisaluft520]

Pro baseball to actor - from one pie in the sky aspiration to another.

[@psharpe5904]

"You have any retirement?" "I have a videogame collection."

[@SpartanOfFinance]

What no bottle caps? You need diversification...

[@brainybananaproduction]

I hope they are gold plated 😂

[@maureenviola]

😂

[@jloutz]

😂😂😂@@SpartanOfFinance

[@kdizzle901]

@@SpartanOfFinance😂

[@mithicash1444]

Oh man, this guy is a compulsive liar. You can tell that he adapted to the conversation and started saying everything that he thought Kaleb wanted to hear.

[@MC4TWT]

Yeah, his potential MLB career was ruined by nerve damage... Lol.

[@wiggles8289]

@@MC4TWTjust a sign of an inflated ego, someone should’ve been more realistic with him growing up …

[@sdm1568]

Um. Who's Kaleb? Do you mean Caleb?

[@decadan941]

I thought the same thing

[@Xo.lolosnow]

As soon as he suggested he had a chance at going pro for baseball I was like uhuhhhhh yeahhhhh…someone’s mommy didn’t hit him with the harsh truth of his more than probable average athletic ability at a young age.

[@randombullify]

The psychology of the ego is so fascinating. "I was going to be a pro baseball player. Now I am trying to be an actor/voice actor." With that Master's Degree, dude ought to be making $70,000+ a year in the Dallas area.

[@lvasquez2978]

Right I'm like get over it and use your freaking degree! There's SOMETHING you can do! Right now who cares if you don't love it. You need it.

[@deirdrekiely6187]

His lack of confidence is glaring.

[@pooploops]

It’s equally as fascinating to me he identifies as a voice actor. Primarily labeling himself based off a 2-4 hour a month activity is crazy. I am a professional pooper with his definition.

[@cheapskateaquatics7103]

I make more than $70k with a Batchelors. Dude is just making excuses.

[@southerngraceglamour]

My husband makes 140k with no degree. It is possible.

[@makayla4292]

imagine getting a masters degree and ending up working 4 days a month as an animated characters voice and a sub

[@Mattt-yj6ll]

And he said it's like 45 minutes of work they just pay him for 2 hours

[@rubenmejia942]

And he voices BACKGROUND characters. That's the hilarious part.

[@theshadowfax239]

​@@Mattt-yj6ll And he's definitely getting paid scale.

[@alexandriakairis914]

Omg, girl? Run. He is not marriage material.

[@extrasagrada]

i meeeean she is not really catching stars either, there is a chance they can help each other grow. but yeah i don't think they should be getting married

[@MoneyMan28]

but he didn't have a job for 1 year unemployed and now he's improving, working 3 days a month

[@kanamexzeroxyuuki]

Dude, i got laid off in February, you bet your ass I was at daddy Wal-Mart's door begging for a job to bring some cash in. What the fuck.

[@A.young8]

😂 loved this Same here gotta do what you gotta do

[@limeamoeba7664]

Our environmental based job is always looking for admin staff with a science background

[@Teh_Zig]

same fam, working at a gas station right now. I don't love it, its not my dream job, but it's paying the bills

[@rentedduckliing]

Facts, no excuses

[@4138channel]

I have two jobs I'm a Specialist Auditor and a Security Doorman, both roles throw me back and forth the South Coast of England - if that's what it takes to break even so be it. I'm considering going to Cyber Security soon looking at TompSIA & Azure training courses.

[@melissagonzalez1925]

He definitely gaslights her. She needs to get out of that relationship asap.

[@kelleyking]

RUN, girlfriend. RUN! He’s a smooth talking BSer.

[@Brandon-tz6hr]

​@@zzzqwerty2198laughed harder than I should at this comment😂

[@dorahmulinge3800]

​@@zzzqwerty2198😂😂😂be nice

[@Scorpiehibiscus]

👀👀👀👀👀

[@maureenviola]

Totally!!!! Run!!!! Better to be single. He’s going to turn into a con man or fall for scams - he’s not in the LEAST trustworthy

[@JorgeDeZacatecas]

Right now kids. This dude taking L's left and right

[@adayliac4053]

I hope the fiancee sees his bad finances and decides against marriage. Shes too young to saddle herself with a guy who has 1000 reasons he cannot work and doesn’t listen to her.

[@kated3165]

And is probably too "machismo" to ever do any cooking or cleaning.

[@sostrongineedmoreofyourmon974]

They are both mental and physical losers, she won’t do better and he cannot do better.

[@alexrennison8070]

@@fber5591She could definitely find somebody better than this kid, she doesn’t even have to find somebody else just not choose this one. She could also lose weight & make herself more appealing if she wanted too as well. That’s what millions of people do.

[@kumaniricks6500]

@@fber5591there are successful overweight men.

[@kated3165]

@@fber5591 Not getting married, ever, would literally be doing better than marrying that guy.

[@coye9r]

My man said his retirement was a video game collection. This man's copium is insane

[@pooploops]

It sounded unintentional too. The collection sounded like the video games he had growing up he never threw away. 😂

[@Sloimer]

“Man”

[@donaldlouie7354]

His smug "better than" arrogance reminds me of my brother. And he kinda looks like my brother, but that attitude rubs me raw.

[@b3dazzl3]

But he has a masters degree so he’s better than us simpletons lol

[@jessddj]

@@b3dazzl3and he's an actor! we aren't on the same level!

[@susanlee8023]

I call them “suede-o intellectuals”

[@debbiebaker8434]

Don’t get married! He’s going to slide downhill. Not listening to you and not working if he doesn’t want to. If he’s not listening to you now a signature on a marriage license isn’t going to motivate him.

[@ruthsantos6845]

A man perfectly healthy and not working is not a red flag is the FUCKING EMPIRE STATE OF RED FLAGS! 😅

[@annieway35]

I'm yelling "Girl, RUN!" at my monitor. Don't do it, he will never man up.

[@SixthSenseSynesthete]

Agreed...or at least just hold off on getting married for a few more years until there's solid evidence that he has changed. They're both young anyway, a few more years is nothing.

[@kathyk2777]

Yes, he presents well but there's no substance behind it. RUN!

[@smartyjonez5470]

She’s disgusting ! Can u blame him ??

[@sweetpoptart9486]

Living at home isnt the problem. It's him not wanting to work while living at home.

[@MoneyMan28]

but he applied to thousands of jobs and they reject him because they wanna cut costs to increase profit

[@sweetpoptart9486]

@@MoneyMan28 bruh come on... theres mcdonalds, literal bootleg factories etc that will hire you on the spot.

[@MoneyMan28]

@@sweetpoptart9486 but mcdonalds is a minimum wage shi job. So should he get married? Caleb said to marry today after the show

[@sweetpoptart9486]

@@MoneyMan28 His lazy ass needs to stop working and stop being a leech to his gf period. He's a bum.... Subbing in school is an easy job and makes money.

[@ashouaxiong1404]

​@MoneyMan28 who cares if its a minimum wage shit job. When you work 4 days a month, you gotta work more. Job market is indeed trash, it took me 2 and a half years to find a job with my associates degree. Worked a mid job until I found my job now. This guy has a masters and applies to 2 jobs a day. I applied to all jobs, even the ones that required a bachelors lmao. Not comparing struggles, but he could definitely pull through with his finances

[@Goodtoknowiguess]

Guarantee he’s going to slack off in the marriage too. His fiancé already has the care giving role and willing to support her loved ones. Her telling him to do better and disregarding is disrespect. You should want to do better for yourself and at least do better for the person you’re apparently in love with. This is no way to start a marriage. She’s just going to be another enabler to him.

[@joostkroes2859]

The moment he said "Maybe a bit more than a standard individual" made it clear to me that this person has an inflated ego.

[@TheEternalGerman]

Ive been a nice person my whole life but this dude has very strong "cram me into a locker" energy. Its no wonder he doesnt want to be a teacher full time.

[@idrinkthewatersofain5114]

this comment really hit when she said he's a "man's man." no. he's not. he's a nerd who thinks he has swag because he does background voice acting roles for crunchyroll. fuckin weeb. and she listens to ghost so she's very soft, too.

[@SixthSenseSynesthete]

I might be a terrible person too because I laughed at this comment lol

[@fishiemittens]

😂😂😂

[@coffeepot3123]

He seems like a Fish Tank Sam Hyde contestant.

[@YaYaLynne]

I just busted out laughing at your comment - Too damn funny

[@nastybandit322]

Im a dude but this lady is out of his league. Not because of his appearances but because this man lacks the will to work hard. She is carrying him on her back.

[@kdizzle901]

While she talks look at his slimey face

[@nly4607]

Yeah tall men with money don't care about that lol

[@meganchambers8108]

I agree, she can do a lot better. She's cute, seems cool and very compassionate. And it's painful that he doesn't listen to her.

[@nly4607]

@@meganchambers8108 Only a woman could think another woman who weighs 200 pounds could possibly be cute.She's bigger than most nfl linebackers

[@cierra247]

@@nly4607 bro who hurt you??? You’ve made many comments alluding that she isn’t worthy of love or respect cuz of her weight. She deserves love and respect and a partner who can give mutual hard work for their futures just like you and I do as well.

[@TeapotTube]

"by standard definition, no" lmfao. he sounds like someone who shoehorns words that might sound good into a sentence in an effort to sound smarter.

[@lilychisholm4677]

NO FR!! he could not give a straight answer to save his life 😭

[@cassandrawilder4635]

It won’t get better girlfriend. You will be supporting this man AND being the primary parent if you have kids AND doing the bulk of the housework while he “finds himself” and dabbles in his passions. RUN. Signed, a woman who fell for the same BS and finally (had to) wisened up

[@pmarcusb]

If she thinks, he's a man's man, that's just sad.

[@tracy_cakkes]

lol was thinking the same Isn’t he the opposite of that?

[@pmarcusb]

@@tracy_cakkes very opposite unless she means he's believes in traditional roles. He's not that either. He's what, 27 and barely wants to work.

[@Tyler-Bayleaf]

I had assumed she meant he's a mans man in that he doesnt want to listen to women.

[@Bhodisatvas]

Pee Wee Herman could kick this guy's ass.

[@Mikefeher1313]

Poetic

[@maureenviola]

He reminds me of an ex. “Full of it” - manipulating - misleading - exaggerating - but actually broke while feeling superior

[@TheKalenedog]

Same here

[@discocycle]

Love it when I get to see incels out in the wild ​@@Transbloop

[@stephaniewynn4106]

Yes! X was the same. Two weeks after I had our son he told me I was lazy and need to get back to work. Red flags ladies pay attention

[@FaunaFloraFae]

I was going to say this same thing! Reminds me of my pathetic ex. Full of word salad and grandiose thinking. Broke AF and he always will be.

[@Transbloop]

@@discocycle Okay roastie, keep dreaming while I keep making you seethe at what you can't have.

[@udderlylost1178]

So this is what my life would have been like if i had married my 1st boyfriend. I'm glad I listened to my parents and married the guy that I loved AND that my dad approved of.

[@deirdrekiely6187]

^^ Smart!! This girl is doomed.

[@briannawangler9579]

Girl same

[@bambabi15]

This man is so filled with air I feel like he could float away anytime. He does not answer questions directly. It is an exercise to comprehend him.

[@mepmep1779]

I wasn't ready for him to voice act the grinch in the middle of this 😂

[@CalebHammer]

Wild 😅

[@JustOutHereTinkering]

Ya..... was not ready at all. Hahaha 😅 and just listening not watching at that moment, I didn't see the grinch in my mind hearing him.

[@Hfgnb]

Time stamp?

[@davidmateo619]

@@Hfgnb17:25

[@DaAvedes]

Actually not bad! Sometimes when people demonstrate their talent you’re wondering how they make any money.

[@missmodern]

The dude is getting all of his needs met. There's no reason for him to work.

[@SeanGunz]

Probably waiting for his parents house low key

[@JerryMetal]

I guess he has no interest in any future but is content with the present instead

[@warpseer]

having no savings, no retirement, and living with his parents is a reason to work

[@Transbloop]

That's the problem. He literally just needs motivation and that girl ain't doing it for him.

[@katrinaoliver4167]

I want to send this to my mom so she can get mad and yell about how she’d kick him out at 7 am each morning and tell him to go apply to jobs and not let him back inside until it’s time to sleep 😂

[@ronkcampbell]

I'm just gonna say it: His body language screams "I have no love for her." (Backed up against the wall, using his left shoulder as a shield between the two of them... keeping as much space as he can between them..) It's pretty obvious that he thinks he's in a marriage of convenience and is low-renting it. This guy is only around to suck whatever he can off of her for as long as he can until he can find another way to enable his laziness.

[@heathergray9195]

He's found his mom replacement and she will enable him too.😊

[@joycef8443]

Yeah, I didn’t buy the deal about him being upset over pushing back the wedding and the trauma…please..

[@SpecOps140]

This. Looking at him it made me feel like he thinks he can do better

[@Marte0107]

Ok genuinely her voice is so nice and calming. Like I would love her voice in books and instructional work videos

[@frostyanon9763]

No one is talking about how this guy said being a pro baseball player was his plan A…

[@DaRKWizaRdGaming0]

I already didn’t like this dude from the start and then he dropped that little line and I lost all respect for him.

[@airkrd]

Oh, I came to the comments just to see people’s response to that statement.

[@Atm8y]

@@DaRKWizaRdGaming0lmfaooooooo

[@TheSecretPassword]

“He’s machismo” bro had nerve to nod 😭

[@stephaniesalazar6]

😂😂 that part sent me over into the deep end 😂🫠

[@j.s.669]

There is no way he has a father

[@chrisfrombp]

The fact that she tagged it with “…fuckin noodle” is hilarious

[@medici__]

😹😹😹

[@robbyoconnor]

​@@j.s.669his father went out for milk

[@RJFlute]

Dude got a Master's in Gen Agri, and didn't use it. What a waste.

[@susanlee8023]

Because the job was “in the middle of nowhere,” he sneered.

[@carlyhays7414]

Post office worker here! We are shorthanded EVERYWHERE it takes a while to get hired on and do the onboarding but its a good job if you stick with it sooooo apply people apply we're dying 😂

[@LilStitchy1]

Thank you for the advice! I've been looking for recommendations for places other than fast food to apply for work. I've applied to every fast food location, restaurant and grocery store in my area. I'll definitely apply!

[@kated3165]

Postponing the wedding?? No girl... RUN! Run and don't look back!! Find someone who truly loves and respects you, and who is willing to build a life WITH you... not build his on top of your shoulders!!

[@maureenviola]

Please!!!! RUN!!!!

[@nly4607]

​@@maureenviolaShe hasn't run in a long time ....maybe ever

[@liskari5041]

​@@nly4607 Baby, who hurt you? I've already seen you under 2 comments talking about this girls appearance. I hope you'll love yourself one day and other people's appearance won't bother you so much ❤

[@nly4607]

@@liskari5041 She needs to work on herself to deserve love the same way.This man needs to work on himself and his career to deserve love Men value a woman's appearance and the effort.She puts in there while women value.A man's worth and the amount of effort.He puts into his job

[@liskari5041]

@@nly4607 Yeah that's cool and all that you think that but she's not your woman, is she? So why does her appearance bother you so much? You don't have to date or interact with her in any way, right?

[@alexl1340]

He should look into sales, seems like he can talk about anything and it could definitely pay the bills

[@TherapyGel]

He's got some charm to him and seems outgoing. Good call

[@sabias3932]

Sales people are driven. This guy only drives to sonic.

[@H.A.L96]

But he’s lazy to actually work.

[@chuckokoye2410]

@@sabias3932 that was a low blow, but I’d be lying if I said I didn’t laugh 😂

[@Username0467]

@@TherapyGel Charm or sleaziness, your choice lol

[@jessiehiebert8727]

Girl RUN This guy is not going to magically change after the wedding. You'll be paying his bills and washing his underpants until the end of time.

[@zeriiberii]

Absolutely furious that Caleb is recommending that they get married and join finances. The benefits to Sam are clear, but what does Penn get from that? She'll be on the hook for a guy who has shown no initiative in saving money, or earning it in the first place; as if supporting her family isn't enough, she needs another dependant? By all means continue dating for, say, another year and if his behaviour changes - and more importantly STAYS CHANGED - they can both take their incomes and savings into an equitable marriage, and my blessings to both of them. But advising a quick marriage and merged finances while the only person bringing anything to the table is her? You're putting a huge target on her back for financial abuse. Penn, you are young, and there is no rush. We have to believe you see something in Sam that makes you want him for a life partner (you can see from the other comments that many of us are baffled at that, but we only have this video to go off of). But the courthouse will still be there in a year's time, in five years' time, however long it takes for you BOTH to have a strong financial foundation. Please also consider that there are a plethora of men who are not too "machismo" to listen to their FIANCEE'S very valid concerns, and who will not make you feel like a "bitch" for voicing them; who will have conversations with you about what they want your relationship to look like in the short- and long-term future, and plan with you about how to make that happen; and who will work just as hard as you to provide for you and your family. Do not settle for anyone less than you, girl.

[@abirb9867]

Hi there!! I'm Penn, and despite being advised to not look at the comments (which, I'm a curious person, I couldn't help myself) I've been scrolling through everything everyone has been saying and I can see why everyone is so confused and belittling towards him. And me, as well, I understand that my weight is a common point of contention in the comments, and I was actively starving myself at the time which doesn't exactly make you skinnier. When this video was filmed, we were both going through rough mental health issues and have since seen counselors and worked on a lot. Sam is now consistently working anywhere from 40-60 hours a week, and is regularly on sets for different projects. He is tremendously kind and loving, just a bit bull headed when things get stressful. This was my first time being in front of a camera since I was in highschool, and I was very nervous and kinda just blurted the "machismo" bit to fill air since I didn't know what to say. We're in a much better situation than we were, and we're hopefully going to be moving into an apartment near us within the next few months. We genuinely went onto the show to try and glean what insight we could to pull ourselves out of our respective messes.

[@hollyhsu352]

Yikes! That plant is looking even worse than before!

[@Theaterkid4L9733]

It's the negative energy in the room between delulu and poor Caleb losing his composure

[@Reckless_Kiddies]

Its will to live having to hear these people in a dark space, must be the goth of the plant community. After that grinch impersonation id wither away too.

[@somethingsomethingsomethingdar]

Let plant watch 2024 begin. Step one name plant

[@rebashhhh3448]

right 😭 caleb pleaaase it needs to be by a window or a plant light and water it once a week when its hot please!

[@TherapyGel]

Botanical audit lmao

[@Tomakri15]

To the woman: please don’t marry this guy. He doesn’t want to work. He will just be a burden to you. This guy clearly doesn’t want to work. Too lazy and too comfortable in life. Don’t settle. You will find a man that’s willing to work and help you out in life as a team. He might be book smart but not street smart.

[@MoneyMan28]

but caleb said to marry and make breed more of themselves to feed for 27 years

[@coye9r]

Atleast they don't want kids. But she also doesn't make much either.

[@MoneyMan28]

@@coye9r but he hornee and will accidently make a kid to feed for 27 years

[@deirdrekiely6187]

Sadly, overweight women often settle for underachievers who will show them any attention at all.

[@guyrose2350]

@@coye9rno but despite having actual issues to help with at home, she still has a job and is actively working.

[@NateLives]

When you asked if he had retirement money and he started talking about his vintage video game collection 💀😭

[@Qui95Qui]

I know he's the voice actor, but the woman has such a soothing, feminine voice. It is so pretty.

[@mollymolly8882]

I suddenly feel a lot better about my current situation. This man worked 3-4 days in a month. THATS INSANE. I’m not in my dream job but damn dude I am paying my bills.

[@sneakypeteog9968]

Lmao I worked 16 hours yesterday alone 😐 haha... Hearing people like this make excuses actually drives me nuts lmao ... And also if you not passionate about teaching....stop teaching your not helping anyone...

[@battlebob]

​@@sneakypeteog9968I feel the same when ppl talk about working more then 8 hours a day. I'd quit and find another job if I had to work more then 8 hours a day.

[@DeGreyChristensen]

What do you do with your time if you are only working 3 days a month?

[@wied]

This guy's paying his bills, too.

[@blueactor672]

​@@wiedWhat bills? He lives w mommy and daddy

[@nicolcacola]

He said one of his faults is applying to too many jobs. Guy should go into sales because hes an ultimate gaslighter.

[@maureenviola]

Totally

[@stuff1784]

HA!

[@PowerLineRacing87]

Laughed out loud… 😂

[@VillageInn92]

Dude should be a candle wick tester

[@hitronica]

Every person on these audits who answers the "what do you do?" question with "a lot of things actually" usually just means a whole lot of nothing 😬😂

[@Mythezza]

girl run you deserve SO MUCH MORE

[@BestBFG]

The last few episodes have been a lot calmer and more insightful on your side, and I really appreciate that. While it can be entertaining to see you go insane from time to time, it definitely started to get old over a few weeks of repeated disasters.

[@fartherdude5062]

Yea we need more normal sensible people even if their finances are ridiculous I'm so Tired of the clout chasers with OF or like yerba mate yoga exercising side business that talk about crystals half the episode. Those people will not be convinced.

[@melizamagana3244]

I discovered Caleb last year and since then I’ve paid off 4 credit cards, 15k total combined! It was hard work and a lot of sacrifices but nothing feels better than beating your debt

[@maceroee]

Congrats now the hard thing is not getting back into debt.

[@XFizzlepop-Berrytwist]

@@maceroee Honestly I think once being free and clear, with a cushion, it should be easier to stay out of debt, assuming good habits stayed, and nothing truly catastrophic happens. Sadly medical debt in the US is a major reason people go completely broke.

[@w3bbi3]

I haven't spent a penny since I started watching this haha

[@frozenheart7133]

This internet stranger is proud. I paid off my first $1,000 this month plus got a savings going. I'm very much looking forward to the day that I make your comment ❤

[@Bamapride1985]

Congrats 🎉 Any getting out of debt is a move in the right direction

[@daydreamer4902]

This guy is obsessed with how amazing his voice is and wants to be sure not to over use his talents.

[@helenr4300]

getting married isn't expensive; throwing a big fancy party is. We need to challenge the social pressure for the 'do' . What is more important? Committing to a loved one or getting tens of thousands in debt?

[@mash8436]

pro baseball? this dude didn't even play in high school

[@LaylaLover90]

I think he MEANT to say 'Baseketball'.

[@MLPgh78412]

I don’t think he could even make the JV team now lol

[@tycameron3331]

That’s what I’m saying. He looks undersized even. For varsity baseball

[@elizabethdavis5661]

He may have been the big fish in HS but it was a VERY small pond.

[@natalierose1072]

As soon as he threw that out it became clear he is a liar

[@TruckerHatKae]

He is the type of guy to go to Cons just to tell people he is a VA for Crunchyroll

[@gregsimoes8645]

He's hoping to get that one big role that will catapult him to "stardom" and then he can bask in the adulation of all the teens that want to do the same.

[@JerryMetal]

I believe Scooby Doo-style voice acting is next in line for him, graduating from non-verbal voice acting to semi-non-verbal voice acting

[@kathrynmdesign]

My husband is an anime fan and subscribes to Crunchyroll. He kinda hates the english dubs. Says they are terrible and sound nothing like they should. He will watch the original Japanese with subtitles if given the option.

[@daerandir1459]

It's nuts. Even the idea that you can be one of the very few VAs that really break out, you ain't going to be making shit working as a VA in Texas. He needs to go somewhere with union work. So, his parents need to move to California.

[@gregsimoes8645]

@daerandir1459 Most VAs make real money trading on their fame (putting in appearances at anime conventions around the country) rather than for their voice work. All of that work is gig/contract work and outside of a number you can count on one hand, is not really lucrative unless you were a star before that or you're a regular on something like The Simpsons.

[@cherry_bee8222]

This was the first episode in a long time I feel was an actual person trying to fix their problem. Please more of these type of guests!

[@tommiestewart1409]

He’s no “guys guy” they’re delusional

[@19992612]

Bro is 27?!!!! I thought doing the bare minimum would keep you looking young

[@la6136]

He is the epitome of the meme that Gen Z is aging like milk 😂

[@nanananananananana00]

@@la613627 is the last millennial year/first gen z year so let’s just call him a sad mixture of the worst of both lol

[@Tunechi65]

Thought he was in his 40s

[@kregg34]

I think his dressing and hair style make him look older too

[@Vyrrg]

@@la6136bro is barely Gen Z. I’m 26 and I thought I was the edge

[@TammiGuerrero]

This is the episode that was needed. Not as much drama, more accountability, and more heart. Thank you for this! I know the care is there, but this current episode vibe is what I personally like, keep up the good work!

[@Levi-hs6mg]

Yes, it was also nice to see such a machismo man on the show for once lmao

[@CK-mx7rc]

Agreed those people who want to manifest everything can delusion themselves out of debt on their own 😂

[@howlingm993]

I get the vibe that this dude proposed with a ring pop

[@lee8287]

She deserves so much better. Hopefully they can at least get good couples counseling.

[@ST-wo3uw]

Caleb, you need to start asking your guests how many hours a week they spend playing video games and scrolling on their phones. It would quickly uncover why they are making no money and are still dependent on their parents as grown a$$ adults. It's maddening. 😡

[@Silvangreen]

This!!!

[@titanwaves9718]

Totally agree! Make them pull up their screen time

[@sanjicook08]

Bro. That's like 50% of the population. That question is meaningless

[@Silvangreen]

“Bro, it’s a huge societal problem. Ignore it.”

[@sanjicook08]

@cjmsource If over half of society play some sort of game or scrolls their phones, then you're shit out of luck I'm sorry. There is nothing you can do about your perceived "societal problem"

[@camillesims9991]

Sooo hes basically a well spoken bum 😢

[@LilymcSummer]

Not that well spoken. He talks in circles of a whole lotta nothing. He speaks the way a short sighted immature person speaks when trying to sound intelligent. He’s just doing another acting gig playing an adult :)

[@crashtestdummy2337]

She needs to break off the engagement. Hes absolutely pathetic. Physically weak, emotionally weak. Not a good provider.

[@nehileyavis7101]

There are people who work full time jobs while job hunting for another job

[@chickenmama823]

When I was 23 and clueless I dated a guy like this. Yea that didn’t last long. Do not get married.

[@whosaidthat4299]

And no babies please.

[@Revert2017]

When I was 20, I married a guy like this…and had a baby. 😂 we divorced after 5 years….run, Girl! Save yourself.

[@minzo7802]

9 minutes in and can tell this dude is just a child...

[@TehBudWhisperer]

Maybe Caleb will like him;)

[@imhassane]

@@TehBudWhisperer damn, what do you mean ? This is creepy

[@AnalyticalMenace]

Indeed. Children often want unrealistic jobs as income.

[@LaurensSecretAdmirer]

I bet he wants 'universal basic income'

[@kara8911]

I think he expects stuff to come easy. He’s too old to have not learned that lesson yet. He thinks he’s his mama’s special boy and everyone else should too.

[@delusionalsof]

Only a few mins in but… As someone who has a masters in agricultural and resource economics… there are plenty of high-paying relevant office/desk jobs with room to grow and move upward. I have one lol. State gov, USDA, private sector, non-profits, etc.

[@sydney5887]

Please for the love of god save that fiddle leaf fig plant behind you, Caleb!! Snake plant, spider plant, dracea, and ephorbia are great "barely get any sun" plants!

[@shavonnehurst4752]

It’s doing so bad, poor thing

[@sdm1568]

Too late, I pissed all in it, and I've been drinking mountsin dew, baby.

[@sydney5887]

@@sdm1568 💀💀💀

[@ryanlemmers5300]

Caleb is a man’s man. If any of his plants are still alive in a year, it’s sheer force of will on the plant’s part 😂

[@josephbrown9685]

@@ryanlemmers5300He’s got that machismo! 😉

[@dayne6597]

Literally 20sec into this and I can already tell that “voice actor/actor” goes right to his head.

[@ConnorH.]

Same energy as the degree in information technology guy lmao

[@jogandsp]

​@@ConnorH.Yes absolutely. This dude has so much pride and nothing to be proud of

[@alexamavizca1553]

The look of satisfaction and justification on her face when Caleb said, “it requires you growing up” should be bottled and sold. That must have felt amazing to hear

[@colorblindkid720]

I feel like you’ve recently taken a lot of our feedback. These last few episodes have been significantly better. Truly. They’re still good episodes, but without so much cringe that we have to click off.

[@januaryriches3991]

He closes his eyes every time he answers a question. He’s hiding from reality.

[@jeannietelles]

I don’t think this guy is gonna do anything. I’ve dealt with a man like this and YEARS later it’s the same old story . Run if you can girl

[@nic00001]

sorry for the loss of your time

[@maureenviola]

Agree! A disaster to be with him - he’s a fake

[@alpaca6462]

If he wanted to he would

[@mikegonzalez1473]

Her run? 🤡

[@audreyl5375]

She will be his “new” mom if they get married smh. Usually what happens when someone is enabled by their parents. Too much coddling.

[@michaelabbeyproductions3858]

I’m 7 mins in, and this guy is literally Tobias from Arrested Development

[@CCrispyyy]

I feel like this dude would thrive as a car salesman

[@sweetwetsugarmess]

Dude is bullshitting. He can join any park service or municipality that requires those degrees. He can even get a GIS certificate for his academic interests!

[@Itsonlyallergies]

Yeah I was confused... His degrees are genuinely useful. He definitely has viable, well paying options that aren't just in the oil field.

[@3cs3hs]

4:10 i was gonna play professional baseball too! And hockey! then i turned twelve years old and realized it probably wasn't gonna happen.

[@andrewtorgerson6143]

LOL bro when he said that i just started dying laughing dude couldnt play professional bowling too much of a contact sport

[@melissagonzalez1925]

HAHAHA right on

[@Sir_The__Kraken]

I was a Samurai gladiator for a while. Then I turned 8

[@joycef8443]

I wanted to be a ballerina or UN interpreter or journalist or building contractor. I ended up as a mid level professional services manager.

[@alfsmom8025]

Mmm i love a machismo dude who looks like a Peanuts character, lives with his mama, and does impressions of the grinch

[@lukefisch9483]

What’s not to love😭 holy macaroni

[@mollygriffith2185]

im crying, he does look like a peanuts character, lmfaoooo

[@JohnNathanShopper]

This episode is so useful and a good example of the point of the show. Caleb’s message is really for under-employee people who don’t have a true understanding of their finances and the need to save and invest.

[@Pcollins736]

The “I would of went pro if it wasn’t for (insert injury)” excuse is real? I thought people said that as a joke.

[@SuperColorGurl]

The professional baseball player bit is killing me 💀💀 every man be sayin they would’ve gone pro if they hadn’t gotten hurt

[@maureenviola]

And he’s such a shrimp - how did he get SO delusional?????

[@josephbrown9685]

I know one can’t always judge a book by its cover but the idea of him even having a chance of going pro is absurd. He has no idea how difficult it is to reach that level. You can’t be lazy, that’s for sure.

[@TonyCox1351]

@@shreddy_mcgnar6359 you know plenty of shrimps that "killed it in sports" on their local highschool team. This guy is talking about going PRO. To have this guys build and be a pro baseball player, you need to be genetically gifted from god with .0001% elite talent

[@dahe1352]

@@shreddy_mcgnar6359In professional sports? Lol. Delusional

[@lw9117]

I scored 4 TD's in one for Polk High. I could have gone pro if not for my succubus of a wife.

[@natalierose1072]

Why is this woman with him??? She's miles ahead of him Edit: its because she has to be responsible in every area of her life so she's become reckless in her romantic life to regain control and to be the fixer to his life she's been trained to be

[@MoneyMan28]

she desperate for dingus and no job lifestyle

[@stang10189]

These people should not be getting married. Not now. Buddy's 27 and acts like a 19 year-old.

[@lindajohnson.]

Definitely, not ready for marriage.😢