Should I Pay My Employees A "Living Wage?"

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The Ramsey Show Highlights

The Ramsey Show Highlights

Күн бұрын

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@andrewcavanagh3946
@andrewcavanagh3946 2 жыл бұрын
Having been deeply involved in running large teams of workers I can tell you that you should 100% pay your best workers generously. If you don't your hiring costs and training costs will increase to the point where you would be better off paying more to keep your best workers. Ideally the people who work for you have some kind of incentive for performance that increases your profits so they're sharing in the profits they create.
@obi-wantpastrami8745
@obi-wantpastrami8745 2 жыл бұрын
Where I work at, all the good workers make $20/hr. While the people that just walk around and talk all day also make $20. All the good workers have slowed down a lot over the past few months.
@genxx2724
@genxx2724 2 жыл бұрын
Maybe not profit sharing, but the conscientious workers you can rely on should be paid more than others who come and go, or just do the job. If others want more, they can prove they belong in that category.
@SteelDoesMyWill
@SteelDoesMyWill 2 жыл бұрын
@@obi-wantpastrami8745 that's not a problem with the wage that is paid, the management is the problem.
@WaspLife
@WaspLife 2 жыл бұрын
​@@SteelDoesMyWill Interesting that you direct the fault for people's laziness to management.
@reese85
@reese85 2 жыл бұрын
Exactly your best workers, but no everyone
@wesgander4281
@wesgander4281 2 жыл бұрын
Wonder what he pays his daughter. I bet the whole budget thing does not apply to her.
@khrisstake2210
@khrisstake2210 2 жыл бұрын
Well, it's good daughter
@Gramps935
@Gramps935 2 жыл бұрын
Dave has claimed in the past that all personalities are paid on the same scale, even his daughter. The scale is variable depending on book sales and viewership of their individual shows.
@matthewgardner2144
@matthewgardner2144 Жыл бұрын
@@Gramps935 Ah that makes sense. The "same scale", but "variable". Got it.
@MrHeavy466
@MrHeavy466 3 ай бұрын
@@matthewgardner2144 Way to cherry pick the comment without understanding the context. Dave pays his personalities like dealerships pay salesman: you earn more if you sell more. Those sales products are either books or viewer engagement.
@matthewgardner2144
@matthewgardner2144 3 ай бұрын
@@MrHeavy466 So it's all about how many products they can shill? Way to go, Mr. Heavy.
@letsgotomarsman
@letsgotomarsman Жыл бұрын
Jobs thinking you should break you back for $14 are crazy
@DanRichter
@DanRichter 2 жыл бұрын
Funny how as soon as Dave starts speaking, the other guy instantly transforms into a bobblehead
@johnanderson8385
@johnanderson8385 2 жыл бұрын
He only hires yes people.
@alisonfraser8231
@alisonfraser8231 Жыл бұрын
Yes man. Is this a cult? I just started watching this and some of his advice is downright disturbing.
@bigbill74scots
@bigbill74scots 2 жыл бұрын
So much could be said here, but the simplest thing is this. Have ZERO loyalty to your employer.
@William0271
@William0271 2 жыл бұрын
That has literally nothing to do with the topic of this video
@FletchforFreedom
@FletchforFreedom 2 жыл бұрын
Your employer has offered you an opportunity to provide labor services for which you are fully compensated. You are better off because of that offer and you are entitled to nothing more ,,, ever.
@bigmac22ify
@bigmac22ify Жыл бұрын
@@FletchforFreedom the employer is also no entitled to loyalty. Like you said it’s an exchange, so don’t be surprised when they leave without notice
@cassady7169
@cassady7169 Жыл бұрын
@@bigmac22ify Exactly, there’s a difference between performing your job well and having loyalty. If another employer is offering more money, LEAVE immediately. I used to work with a woman that had loyalty to our company for no reason. She would turn down great job offers and say “I can’t do that to them (the company)”, and they ended up firing her for absolutely no reason (at-will state) on her 30th year working for them. That taught me to never be loyal to an employer.
@spongeintheshoe
@spongeintheshoe 8 ай бұрын
Or at the very least, they should have to earn it.
@hannahhelton3789
@hannahhelton3789 2 жыл бұрын
Dave needs more people on his team to challenge him.
@giselperalta7863
@giselperalta7863 2 жыл бұрын
I agree with you .. I listen to what he says in his show take what serves me and leave what doesn’t about this show .. but he sometimes seems to be narrow minded .
@bgbgbg123
@bgbgbg123 2 жыл бұрын
@@giselperalta7863 right? There are plenty of single adults working full time in America today who can't really support themselves much less a family.
@therealronniej
@therealronniej Жыл бұрын
@@giselperalta7863 I don’t like Dave because he refuses to rebuke the system. He doesn’t understand that the majority of problems his clients face are systemic. He endorses the system (capitalism) that routinely allows average Americans to get in debt in the first place, which is extremely counter productive.
@caitlinwilson9799
@caitlinwilson9799 Жыл бұрын
@@therealronniej this ^
@58sportsuburban
@58sportsuburban Жыл бұрын
@@therealronniej and it’s also the system that allows the average American to be a millionaire…up to you to choose which one you want to be.
@steve3585
@steve3585 2 жыл бұрын
Imagine if someone called in and said “I paid off my debt, but now my boss wants to pay me less because I’m in a better financial position”
@zybard01
@zybard01 2 жыл бұрын
pay what they are worth - not what everyone thinks a living wage is and the Worth may be more than living wage
@Timeculture
@Timeculture 2 жыл бұрын
@@zybard01 this comment helped me understand the parent comment
@kazzTrismus
@kazzTrismus 2 жыл бұрын
ive had basically that happen
@ButtmanAtHeart
@ButtmanAtHeart 2 жыл бұрын
i would find another job real quick
@kommisar.
@kommisar. 2 жыл бұрын
Yeah, that's not exactly what his point was....
@geoffdruin3714
@geoffdruin3714 2 жыл бұрын
I don’t think your need my personal information as far as budget for a job. I should make the decision whether or not I can live on the salary. That is part of being an adult.
@barronweir123
@barronweir123 2 жыл бұрын
Hearing these talks makes me happy I work for myself
@SC68170
@SC68170 2 жыл бұрын
Life Advice - Keep working for yourself!
@albtor2251
@albtor2251 2 жыл бұрын
Right?
@raulmunoz9735
@raulmunoz9735 2 жыл бұрын
But when businesses struggle finding people because they want to pay minimum wage, then people are entitled, selfish and lazy, right?
@robinvaldez2312
@robinvaldez2312 2 жыл бұрын
I disagree. I own a business. No one is applying or inquiring about a job. I pay above minimum wage.
@lamartruth6601
@lamartruth6601 2 жыл бұрын
@@robinvaldez2312 what's above mean??? Like 10 cents
@dababycar2899
@dababycar2899 2 жыл бұрын
@@robinvaldez2312 yea what do you pay
@briancassidy104
@briancassidy104 2 жыл бұрын
@@robinvaldez2312 I bet if you doubled the pay you would get some interest!
@jwebby85
@jwebby85 2 жыл бұрын
Other than Walmart, target, Lowes, Home Depot or any of the other big chains, who is only paying minimum wage????? Also let’s not forget you don’t have to take those jobs. There’s plenty of places to work that are starting people head and shoulders above the national minimum wage. Have some pride in yourself to makes yourself worth being paid more. Minimum skills equals minimum wage. If I can replace you and not miss your skills and see no drop in quality or quantity, why would I pay you more?
@jimmymcgill6778
@jimmymcgill6778 2 жыл бұрын
And then he complains that you have all these openings? And wonder why they can't find workers?
@LG123ABC
@LG123ABC 2 жыл бұрын
Unless they are idiots, business owners will eventually figure out that they need to offer higher wages to attract workers. It's simple supply and demand.
@cisium1184
@cisium1184 2 жыл бұрын
You've used half the English language's available pronouns here. Who's "he"? Who's "you"? Who's "they"?
@karenhardie1132
@karenhardie1132 2 жыл бұрын
My budget is not his business. Dave is a multimillionaire that will get away with the lowest wages he can.
@marysneed7654
@marysneed7654 2 жыл бұрын
Seems like it. So much for his "Christianity".
@LearningTheStixx
@LearningTheStixx 2 жыл бұрын
You don't know that.
@LearningTheStixx
@LearningTheStixx 2 жыл бұрын
How do I find it.
@karenhardie1132
@karenhardie1132 2 жыл бұрын
@@LearningTheStixx Google, lawsuit Dave Ramsey. I have read of at least three. He does have a private company but must still follow federal laws.
@LearningTheStixx
@LearningTheStixx 2 жыл бұрын
Sry, but In a strong society you can expect lawsuits. Certainly, in a weak society you will have lawsuits. Unfortunately, none of those lawsuits prove what you said, which is: Dave will try to pay lowest wages.
@Taylor-kp2bi
@Taylor-kp2bi 2 жыл бұрын
If you require human labor to run your business but can’t pay a livable wage for it, then you can’t afford to be in business.
@ASLunar
@ASLunar 2 жыл бұрын
What's a livable wage by your standard?
@alp.9672
@alp.9672 2 жыл бұрын
@@ASLunar Livable wage depends on the state and said area clearly.
@devonwilliams9765
@devonwilliams9765 2 жыл бұрын
@@alp.9672 it also depends on person to person because we all know people live beyond their means.
@alp.9672
@alp.9672 2 жыл бұрын
@@devonwilliams9765 No that is not what livable wage means.
@jcampbell3200
@jcampbell3200 2 жыл бұрын
Enough money to afford all the necessary amenities to live without going into debt.
@1116Aru
@1116Aru 2 жыл бұрын
I would never want a boss that meddled in my finances.
@blackworldtraveler3711
@blackworldtraveler3711 2 жыл бұрын
People seem to do enough damage themselves living beyond means then want a living wage to cover it.
@codegeek-il5fm
@codegeek-il5fm 2 жыл бұрын
To be fair, if there ever was a person to meddle in your finances, it is Dave Ramsey. I mean that's what he does for a living.
@xandercruz900
@xandercruz900 2 жыл бұрын
Then dont demand a "living wage".
@SC68170
@SC68170 2 жыл бұрын
U and me both!
@SC68170
@SC68170 2 жыл бұрын
@@codegeek-il5fm so, when he meddles in your finances and calculates the minimum he can pay u so u can get bye and still have a little left over??..🤔. Nevermind, what the position pays like most companies do regardless of any discrimination. There's typically a set amount they pay for that position and the best highly qualified candidate gets the position. Not with Dave, he's gonna need a budget/Finances/etc. from u and base it off that. Lol
@Chris-12945
@Chris-12945 2 жыл бұрын
I see your point but tbh probably shouldn’t put this opinion on air. Pretty much just admitted to discriminating agains the guy with kids over the one with no kids
@TheRachag
@TheRachag 2 жыл бұрын
Bingo!!!!
@Michael-pi8ps
@Michael-pi8ps 2 жыл бұрын
Lol I saved it already it’s okay
@candy2325
@candy2325 2 жыл бұрын
He likes to hear himself talk so much that he tends to open his big mouth 😅
@joshhoward1289
@joshhoward1289 2 жыл бұрын
Not at all. A budget is different for every individual, with or without kids. People just want to hate on Dave for promoting responsible behavior. Haters gonna hate.
@Chris-12945
@Chris-12945 2 жыл бұрын
@Paul Getty that’s discrimination tho
@ZoeiiZiZZles
@ZoeiiZiZZles 2 жыл бұрын
Dave is worth 700 million dollars never forget that when he talks about living wage
@bobafettfan32
@bobafettfan32 2 жыл бұрын
200 million, but still rich AF.
@sXePunkV2
@sXePunkV2 2 жыл бұрын
@@bobafettfan32 he's got about 600 Million just in real estate, without factoring in what Ramsey Solutions makes as a business
@bobafettfan32
@bobafettfan32 2 жыл бұрын
@csvburned well, I don't watch his show on the regular. Just going by what Google says. I always thought net worth was cash plus all assets. Regardless, 200 or 800 million, he's clueless of what it takes to make it out here grinding at least a 40 hour work week.
@LaneDenson
@LaneDenson 2 жыл бұрын
@@bobafettfan32 Any net worth figures you find on Google are typically way off the mark.
@blakebenham3130
@blakebenham3130 2 жыл бұрын
@@bobafettfan32 pretty sure he’s not clueless as he himself started at the bottom, twice, and his whole business is predicated and built upon people getting out of debt (thus you are poor if you owe more than you are worth) and winning financially.
@rustyshackleford995
@rustyshackleford995 2 жыл бұрын
Minimum wage is literally a company telling you. I Would pay you lower but I'm forced not to, it's a slap in the face to people who don't know it
@xenn4985
@xenn4985 2 жыл бұрын
Or, it's you literally telling yourself. I would work for less but I'm not allowed to. All I hear is people blaming everyone else for their life.
@kevind8752
@kevind8752 2 жыл бұрын
So be thankful for the minimum wage. If that all one earns, it’s because they have no marketable/unique skill set. If you can be replaced tomorrow with little to no reduction in productivity, the wage will be low. Simple supply and demand.
@KyleEvans09
@KyleEvans09 2 жыл бұрын
@@xenn4985 Spot on.
@jwebby85
@jwebby85 2 жыл бұрын
Simple solution. Don’t work for that company. You can find plenty of places to work where their minimum wage is head and shoulders higher than the national standard minimum wage.
@genxx2724
@genxx2724 2 жыл бұрын
@@kevind8752 Minimum wage is for new workers who don’t know how to do anything. It’s their own responsibility to increase their skills and education so they’re worth more.
@Nevrix123
@Nevrix123 Жыл бұрын
Always love the "what is a living wage?" question. Best way to know the person you're speaking with is either an idiot, or coming at you in bad faith, being purposefully obtuse.
@cassady7169
@cassady7169 Жыл бұрын
Yeah or it’s a sincere question because the term living wage makes no sense. A living is entirely subjective to the person doing the living. Some people are single and in perfect health, some people have kids, health issues and pets to take care of. Those require two completely different income levels to sustain.
@billmelater6470
@billmelater6470 Жыл бұрын
It's not obtuse. There simply is no objective number you could ever arrive at using it. The "living" wage is a personal, emotionally based term, not an objective evaluation.
@bluebird1694
@bluebird1694 Жыл бұрын
@@billmelater6470 there definitely is objectivity to the question. All you have to do is take into account the average rent, transportation and grocery costs for the area
@billmelater6470
@billmelater6470 Жыл бұрын
@@bluebird1694 Still wrong. None of those things are standard. Seriously, it's like you people have never shopped around for housing, bought your own groceries or anything.
@mfit7110
@mfit7110 Жыл бұрын
Ramsey is gaslighting here. Living wages are determined by going rents, gas, food, etc in your area. You paying 3000 a month when average rent is 1500 is not a living wage. You can’t even qualify for that apartment.
@MrHeavy466
@MrHeavy466 3 ай бұрын
I don't understand how he's gaslighting. In the video, he explains that a living wage is relative. The examples Dave gives is man with three kids and a wife who needs to afford a home needs $90k/year to afford it, versus, a teenager who lives with his parents and has no overhead. The job opening Dave has is for $12/hr. Dave admits that he wouldn't hire the man because he can't pay him that much for the position because the position isn't worth that much. So how is that gaslighting?
@Mral236d
@Mral236d 2 ай бұрын
If you don’t like your pay then gain some better skills and get a better job. Or even better open up your own company and pay your employees what you’d like to pay them. Entry level jobs that anyone can get without any skills aren’t supposed to be lifetime jobs. If you’re over the age of 16 and still making minimum wage then that’s on you not your employer
@Saberwolves84
@Saberwolves84 2 ай бұрын
@@Mral236d Even if a bunch of people got better skills or better job there are not enough higher paying jobs for everyone. I doubt anyone over 16 is probably not making min wage but they could be making a little more then that which is not enough to live on. Your just world fallacy is not based in reality.
@Mral236d
@Mral236d 2 ай бұрын
@@Saberwolves84 That’s simply not true just hop on any job search website and you will see there’s always several high paying jobs open. I could find another 6 figure job tomorrow with my skillset and experience in sales. When I put my resume out more than half the places I apply to schedule an interview with me and I very rarely don’t get a job offer from them. If you have an impressive resume and the experience to back up what you say you can do then it’s easy to get a job. I just got a new job 4 months ago and 3 out of the 3 places I interviewed with gave me job offers with a 6 figure base salary. That’s because I built my skillset up to where it is now. When I started there was no possible way I could get a job this easy. I started off getting paid commission only when I first got into sales. I was forced to either get good at my job quickly and sell or not pay my bills and starve.
@Mral236d
@Mral236d 2 ай бұрын
@@Saberwolves84 That’s simply not true just hop on any job search website and you will see there’s always several high paying jobs open. I could find another 6 figure job tomorrow with my skillset and experience in sales. When I put my resume out more than half the places I apply to schedule an interview with me and I very rarely don’t get a job offer from them. If you have an impressive resume and the experience to back up what you say you can do then it’s easy to get a job. I just got a new job 4 months ago and 3 out of the 3 places I interviewed with all gave me job offers with a 6 figure base salary. That’s because I built my skillset up to where it is now. When I started there was no possible way I could get a job this easy. I started off with $0 salary and commissions only when I first started in sales. I was forced to either get good at my job quickly or not pay my bills
@AlphaShadowSphere
@AlphaShadowSphere 2 жыл бұрын
Wow, I wouldn't want my employer to know my budget. Not that I was planning to apply to work at Ramsey solutions but that would be an infringement on my boundaries.
@bgbgbg123
@bgbgbg123 2 жыл бұрын
That's exactly what Dave does. Every candidate that makes it far enough in the process has to share their budget/ spouses income etc. I think its pretty creepy personally.
@aubreywilliams5759
@aubreywilliams5759 4 ай бұрын
​@@bgbgbg123It is pretty personal. Some companies check your credit too.
@lkj0822g
@lkj0822g 2 жыл бұрын
Just....wow.... I have never heard of a company asking for personal information so they can "sit down with you and do your budget" to determine if they are going to hire you. Kudos to the applicant who stood up for her integrity and call this practice for what it is, and that is INAPPROPRIATE. Actually, I have a few more choice words to describe this practice, but then the Ramsey screeners would delete my comment, again, as they so often do.
@LG123ABC
@LG123ABC 2 жыл бұрын
I usually agree with Dave, but he was way off with this idea. It reminds me of the old days when companies would pay a man more than a woman because "he has a family to provide for". But I do believe that you get higher pay by having more marketable knowledge/skills and by being ready to negotiate strongly for the pay that you want.
@BLdontM
@BLdontM 2 жыл бұрын
I would be appalled. Ramsey expects all applicants to drop their pants and show them what they've got? All their financial obligations in detail? Does Dave Ramsey do the same for the applicant and go over his personal household budget with them? This seems like a way for Dave Ramsey to ask illegal interview questions without asking illegal interview questions.
@tonyahenry4167
@tonyahenry4167 2 жыл бұрын
Yeah that’s odd
@joejohn.
@joejohn. 2 жыл бұрын
I'm sure they'd oblige if you in turn requested to go over the budget of the C suite members and how much comp they really need. Right?
@candy2325
@candy2325 2 жыл бұрын
Yeah that was freakin strange and his response was so condescending
@nicole4779
@nicole4779 2 жыл бұрын
I’m pretty sure it’s illegal to hire or not hire someone based on if they have a family….
@blackworldtraveler3711
@blackworldtraveler3711 2 жыл бұрын
Up to the person to agree to take the job and pay. Just don't expect to tell your personal business like family size and whatnot once employed when you have financial issues and want more pay. Because it's your personal business.
@charlesg7926
@charlesg7926 2 жыл бұрын
You’re not refusing to hire them because they have a family. You don’t have anything against their family. You wouldn’t be hiring them because their income needs, don’t meet what you’re paying.
@charlesg7926
@charlesg7926 2 жыл бұрын
But I suppose, if the applicant wanted to make a stink about it, I would say, sure, come work for me for the wage I’m offering. Just don’t cry when it doesn’t meet your income needs I’m not obligated to pay you more money, just because you demand it.
@freedomring3022
@freedomring3022 2 жыл бұрын
you clearly did not understand what he was saying
@georgewagner7787
@georgewagner7787 2 жыл бұрын
He is acting in their best interest actually. But you ( and likely he) never tell someone why they're not being hired anyway. You just say, sorry the position has been filled.
@julioramirez8360
@julioramirez8360 2 жыл бұрын
Dave that’s discrimination based on familial status... yikes
@macneoh7418
@macneoh7418 2 жыл бұрын
It's not your employer's business what your personal financial situation is.
@blackworldtraveler3711
@blackworldtraveler3711 2 жыл бұрын
So no reason to bring it up personal situation to employer for a living wage and just find another job.
@michaelcarter266
@michaelcarter266 2 жыл бұрын
In job interviews they ask you what hourly pay you are expecting.
@15KHPCLUB
@15KHPCLUB 2 жыл бұрын
Exactly I'd gladly tell DR to pound sand
@cw48494
@cw48494 2 жыл бұрын
Always pay competitive wages and slightly above the competition if profits are good.
@reese85
@reese85 2 жыл бұрын
Slightly above can be a dollar over minimum wage
@tonywong8134
@tonywong8134 2 жыл бұрын
@@reese85 $1 is actually a lot if you work the math throughout the year. If you work 45 hr/wk like I do that's $2340 extra a year.
@reese85
@reese85 2 жыл бұрын
@tonywong8134 that’s not a lot, cuz half of that is goin to taxes
@yamchayaku
@yamchayaku 2 жыл бұрын
They say "competitive wage" as in "your wage is competing with your living expenses"
@ericjohnson5912
@ericjohnson5912 2 жыл бұрын
@@reese85 if you’re making 8.25 an hour you’re gonna get all that back on your tax return
@zacharybohlman4069
@zacharybohlman4069 2 жыл бұрын
Wages have been stagnant for DECADES while corporate profits and executive pay skyrockets. That's. A. Problem.
@xenn4985
@xenn4985 2 жыл бұрын
Why? Can you actually say why it's a problem? I can say why it's not. Profits are up because there are more workers Executive pay is up because they have to manage more workers What did the workers do to deserve a raise?
@thegreatgatsby9583
@thegreatgatsby9583 2 жыл бұрын
@@xenn4985 That doesn’t even make since. If workers aren’t paid a living amount they will revolt. This literally happens in every empire and causes their demise. The fact that the worker class is important and their pay must rise as well. What caused the fall of rome ain’t no other bs than the decreased standard of living. You don’t pay people us or our children will pay the price.
@thegreatgatsby9583
@thegreatgatsby9583 2 жыл бұрын
sense* not since.
@roaldruss4211
@roaldruss4211 2 жыл бұрын
@@xenn4985 profits are up because productivity has increased, meaning the workers achieve more. It's only proper to ask for a fair share.
@chasesmith4121
@chasesmith4121 2 жыл бұрын
And who determines what is fair?
@choicemeatrandy6572
@choicemeatrandy6572 2 жыл бұрын
Dave Ramsey: Men today are so lazy they simply don't want to work Also Dave Ramsey: I should be able to pay you $10/hr if you're single and don't have a family to support
@brianyaeger8209
@brianyaeger8209 Жыл бұрын
That’s not what he was saying at all Just that if you are living at home with no overhead, minimum wage is a living wage
@steventalik4782
@steventalik4782 Жыл бұрын
@@brianyaeger8209 can you really consider that living wage though? You are not using that money to survive off of. The adult parents is his/her living wage.
@jcantonelli1
@jcantonelli1 Жыл бұрын
​@@louis-we3yiYour comment is lazy.
@keneticchannel
@keneticchannel 2 жыл бұрын
These low-wage-paying folks are usually the same folks complaining about, "Nobody wants to work these days!" 😂
@mattschmitt9924
@mattschmitt9924 2 жыл бұрын
I start people at $20-$25 and nobody wants to work these days. I didn't need quotes around it because it is truth.
@Justrob34
@Justrob34 2 жыл бұрын
When their favorite restaurants closed down, oh they were so up in arms. 😂
@IfOnlyItWasThatEasy
@IfOnlyItWasThatEasy 2 жыл бұрын
@@mattschmitt9924 What part of the country are you in? Because I find that hard to believe as a worker.. Because that’s the number range everyone is starting with when wanting better pay when I talk to other fellow workers.. It just seems odd that no one would bite.. What is your turnover rate?
@furryplantsandcoins9070
@furryplantsandcoins9070 2 жыл бұрын
@@mattschmitt9924 what kind of job is that? And do people need prior experience? In my area mostly minimum wage jobs and factory jobs have anything available.
@mattschmitt9924
@mattschmitt9924 2 жыл бұрын
@@furryplantsandcoins9070 If you have no experience at all, you start at $20. It's mostly labor. Grass and landscaping in the summer. Paint and snow removal in the winter. It's not rocket surgery, but it does wear you out after 8-12 hours. Builds strength in the body and the mind.
@johnanderson8385
@johnanderson8385 2 жыл бұрын
As Christians, I will pay you as little as I can get away with it. But it’s okay because I go to church once a week to absolve me of all the wrong I do during the week.
@kazzTrismus
@kazzTrismus 2 жыл бұрын
the atheist doing the same thing is better how?
@crashercarlton
@crashercarlton 2 жыл бұрын
My wife and I signed up for a job that was previously paying $15 an hour (we know since her mom worked the job by herself but recently got a full time job), 20 hours a week that we could work together to supplement our main incomes to buy a house cash. It was a church cleaning and when we came in to do the orientation they changed their mind and said they were dropping it to 10 hours a week and $10 an hour. I told the guy how Christian of you to be so lacking in generosity and we walked out.
@johnanderson8385
@johnanderson8385 2 жыл бұрын
@@kazzTrismus no difference except the hypocrisy
@kazzTrismus
@kazzTrismus 2 жыл бұрын
@@johnanderson8385 its not hypocrisy to pay a job wht its worth...being "generous" to the unappreciative isnt a requirement
@mikemcbeth3216
@mikemcbeth3216 2 жыл бұрын
Yes
@seanriordan6726
@seanriordan6726 2 жыл бұрын
What Dave is saying is he tries to pay as little as possible, but he gives people a budget and health benefits so Jesus is okay with it.
@SD-ip2wb
@SD-ip2wb 2 жыл бұрын
Exactly! A worker is worthy of his wages - The bible
@JohnDoe-fh8qc
@JohnDoe-fh8qc Жыл бұрын
I'm pretty sure Jesus was talking about people like him, when he said something about camel passing through needle, no drop of water in burning fire, and so on
@cassady7169
@cassady7169 Жыл бұрын
Every employer tries to pay as little as possible. You’d be a pretty terrible business owner if you purposefully overspend on the things necessary to run your business, including labor.
@1labrinth
@1labrinth 2 жыл бұрын
That is pretty creepy to ask for someone's budget information before hiring them, then make fun of them for not giving it.
@candy2325
@candy2325 2 жыл бұрын
Yeah and freakin ken laughing along with Dave just to appease him.
@DrDre007100
@DrDre007100 2 жыл бұрын
Lol yup and he said he wanted to protect them from themselves. That’s moronic.
@markg999
@markg999 2 жыл бұрын
Dave is a power freak so not a shock.
@joshhoward1289
@joshhoward1289 2 жыл бұрын
It is actually quite caring. He doesn’t want to set them up for failure. Beyond that, his company is built on responsible behavior. Not doing so would go against the basic core tenets of his business’s purpose.
@kazzTrismus
@kazzTrismus 2 жыл бұрын
asking for my budget info so you can keep me starving is what will happen. a rose by another name and all that......"living wage" = i will pay you what ive calculated what your living costs "should be"....because i own you.... i run your day and ill run your finances.....and because of that your raise will have nothing to do with good performance....as a matter of fact, a few problems and ill use it as an excuse to pay you less........ never ask for what there is no rule about....asking gives people the ability to say no...and many reflexively say no just because you were dumb enough to ask permission.
@Richie2k6
@Richie2k6 2 жыл бұрын
4:08 Wait, did Dave say they ask for candidate's budgets during the interview process? WOW......
@jimmymcgill6778
@jimmymcgill6778 2 жыл бұрын
I'm sure that is illegal.
@mbyrd6713
@mbyrd6713 2 жыл бұрын
That’s what I was thinking. I wouldn’t be comfortable revealing my personal finances because they might use that as a means to pay less if I don’t have a lot of expenses. If that’s not illegal, it certainly should be.
@katiegarcia8255
@katiegarcia8255 2 жыл бұрын
I thought he meant he looks at HIS budget, as an employer.
@austinduke8876
@austinduke8876 2 жыл бұрын
Ramsey solutions has a few practices that probably wouldn't hold up in court if they were to get challenged.
@LG123ABC
@LG123ABC 2 жыл бұрын
Yeah, he was off on that one. But I'm still SHOCKED by how many people that either don't know how or refuse to negotiate for the salary they want during a hiring process.
@Just_Stevo
@Just_Stevo 2 жыл бұрын
YES you should pay a living wage!
@LearningTheStixx
@LearningTheStixx 2 жыл бұрын
No, that's lowering the standard.
@nathanielmorgan3592
@nathanielmorgan3592 2 жыл бұрын
Dave just publicly admitted to discrimination. Anyone that wants to sue will have the easiest EEOC lawsuit ever.
@joshhoward1289
@joshhoward1289 2 жыл бұрын
Discrimination of who? against irresponsible people? People who don’t share in the company’s values?
@Andrew-3445
@Andrew-3445 2 жыл бұрын
People not wanting to give away their "budget" is not a protected class like race, religion, gender, etc.
@patgnz3690
@patgnz3690 2 жыл бұрын
Someone wants easy money 💰😂
@ScottJ_Moses
@ScottJ_Moses 2 жыл бұрын
Bit of a stretch here, bud…
@xandercruz900
@xandercruz900 2 жыл бұрын
Living wages are YOU ADVOCATING FOR JUST THAT! If I ran a sandwhich shop in one county where the expenses to live there were 4X the cost of another sandwhich shop I own in the next county where expenses were far less, then that 1st shop, according to "living wage" philosophy, ought to be paid less since they dont "need" as much, even though you both do the same amount of work.
@b.cdrisk2035
@b.cdrisk2035 2 жыл бұрын
Dave is so lucky they got rid of the dislike button lol
@Luther_Luffeigh
@Luther_Luffeigh 2 жыл бұрын
haha true
@b.cdrisk2035
@b.cdrisk2035 2 жыл бұрын
@@Luther_Luffeigh " I'm not going to raise my wages and wonder why retention sucks"
@asil2011ful
@asil2011ful 2 жыл бұрын
Still jere
@Ironknuckle100
@Ironknuckle100 2 жыл бұрын
596 up to 105 down.
@reese85
@reese85 2 жыл бұрын
I mean, he’s right
@krusejonathan01
@krusejonathan01 2 жыл бұрын
Basically Dave admits that he underpays for certain positions depending upon who is in that position. I think everyone who works for this guy should have open and honest discussions about what they earn.
@Jose_Jimenez
@Jose_Jimenez 2 жыл бұрын
So they took the job knowing what they were going to do and how much they were going to get paid. If they don't like it, THEY CAN LEAVE!
@deamon506
@deamon506 2 жыл бұрын
Yep
@joshhoward1289
@joshhoward1289 2 жыл бұрын
He didn’t basically say any of that. He said he tries to hire people in a responsible manner and not set them up for failure. If he hires someone that can’t meet their basic living expenses off the wages he’s providing he is not doing them any favors, nor his company.
@IrishFrank22
@IrishFrank22 2 жыл бұрын
@@Hedgeflexlfz Sounds like you are with your projection.
@William0271
@William0271 2 жыл бұрын
How on Earth did you get that out of this video???
@MatthewHurewitz
@MatthewHurewitz 2 жыл бұрын
Be very careful applying this practice. Whether or not it makes sense, it may not be legal to use protected class status in making a hiring decision.
@robertc6293
@robertc6293 2 жыл бұрын
This makes no sense. If you want $30/hr for a $20/hr job, of course theyre going to reject you 😂😂😂 definately no legal ramification like what youre describing in ANY state
@LegacyAirTech
@LegacyAirTech 2 жыл бұрын
@@robertc6293 that's not what hes saying. Asking for personal finance/budgeting info during hiring process is what the commenter is referring to.
@versatile3373
@versatile3373 2 жыл бұрын
@robertc6293 familial status is a protected class in many states in relation to employment. So you couldn't just ask about someone being married and having kids and base an employment decision on it as Dave is suggesting
@robertc6293
@robertc6293 2 жыл бұрын
@@versatile3373 I must have misheard that part. I assumed he was saying that if a person says their standard of living is higher payrate, he just doesnt consider their application.
@charlesg7926
@charlesg7926 2 жыл бұрын
@@versatile3373 technically, you’re only half right. It’s illegal to not hire somebody BECAUSE they have a family. But it’s not illegal, to not hire them because their personal situation means that they wouldn’t be able to live on the income you’re providing. That is NOT you having anything against their family… it’s that the job didn’t meet the applicant’s income needs
@krusejonathan01
@krusejonathan01 2 жыл бұрын
In this segment Dave explains how Unions are needed now in 2022 more than ever. Especially in the businesses that he owns.
@kazzTrismus
@kazzTrismus 2 жыл бұрын
a union to take another bit outta your pay check and ensure youre just another number to the boss....no thanks......time does not = raise...performance does
@krusejonathan01
@krusejonathan01 2 жыл бұрын
@@kazzTrismus Or in this case, your family situation and personal life circumstances do. At least with a union there would be a level playing field.
@christianlibertarian5488
@christianlibertarian5488 2 жыл бұрын
Unions are a double edged sword for workers. If done well, they will increase your wage a bit, but mostly will ensure fair practices and a safe work environment. If done badly, they simply siphon off a monthly fee and don't do anything. IMHO, only a bad employer makes workers so disgruntled that they would want a union. But, there are plenty of bad employers out there.
@gary606
@gary606 2 жыл бұрын
@@kazzTrismus people are numbers with or with out a union. I've seen plenty of layoffs and firings in my industry.
@kazzTrismus
@kazzTrismus 2 жыл бұрын
@@gary606 its not about the layoffs...its about getting noticed by the boss...a union means the boss doesnt even need to pay attention
@enclave6285
@enclave6285 2 жыл бұрын
I completely agree with the candidates that withdraw their applications. While I think it is an admirable benefit for an employer to be willing to help with budgeting, this should be optional. If I am confident in my ability to live on the salary that is being offered, and I am on top of my own financial situation, then the details of my budget and where I choose to spend my money are none of my employer’s business.
@EmpressMermaid
@EmpressMermaid 2 жыл бұрын
Not only does it allow him to get into your personal finances, but it allows him to go through your personal family setup and could lead to a great deal of illegal discrimination. Things like number of children, family structure, marital status, family member with a disability, etc are illegal to discriminate against. Some people come from other cultures or nationalities where the practices are different.
@JackRayFishhh
@JackRayFishhh 2 жыл бұрын
Just cause you have kids doesn't mean one man deserves to make more money than a man with no kids. Thats crazy talk
@JackRayFishhh
@JackRayFishhh 2 жыл бұрын
Dave says discriminate based on if the guy has a family to "take care of or not". WOW thats a bad look. Where's the equality.
@JackRayFishhh
@JackRayFishhh 2 жыл бұрын
What if the guy who doesn't have a family turns 1.5x revenue per year than the man with kids.... How about we compare pays based on REAL NUMBERS rather than your religious and social beliefs. That's wild
@georgewagner7787
@georgewagner7787 2 жыл бұрын
Not deserves. Needs
@JackRayFishhh
@JackRayFishhh 2 жыл бұрын
@@georgewagner7787 Make more money than the single guy. Just because you have a kid doesnt mean you're needs are more important than a single mans. You gotta learn to budget about the decision to have a kid. Giving birth to a kid does NOT mean you're better or deserve more than a single man that makes more money in the same position. Only thing that should matter is money brought in and that should be the only thing controlling your pay
@JackRayFishhh
@JackRayFishhh 2 жыл бұрын
@@georgewagner7787 Sounds like you like having a kid for being able to quiet quit while get paid more and have more time off because "you have a kid" LOL
@tcgtpl
@tcgtpl 2 жыл бұрын
Mr Ramsey admitting that he doesn’t hire someone for a job because of their family situation sounds like an open invitation for a class action lawsuit.
@philipmurray9796
@philipmurray9796 2 жыл бұрын
How many families is your business supporting? Seems like Dave is doing more than you and you criticize him? Smh
@conner_productions
@conner_productions 2 жыл бұрын
Your comprehension skills seem to be extremely low. He was clearly saying I can't pay that much for that particular job, so obviously I can't hire him when he needs that much money.
@Michael-pi8ps
@Michael-pi8ps 2 жыл бұрын
@@conner_productions you clearly struggle with comprehension. The worker applied to a 30k salary job. By Dave’s estimation the worker would need 90k to survive. Thus Dave didn’t hire him because of the man’s family situation
@kimberly8185
@kimberly8185 2 жыл бұрын
That's what I thought.
@mikekeenanphd
@mikekeenanphd 2 жыл бұрын
@@Michael-pi8ps According to the eeoc: The following pre-employment inquiries may be regarded as evidence of intent to discriminate when asked in the pre-employment context: Whether applicant is pregnant. Marital status of applicant or whether applicant plans to marry. Number and age of children or future child bearing plans. Child care arrangements. Employment status of spouse. Name of spouse.
@michaelderkacz5526
@michaelderkacz5526 2 жыл бұрын
This comment sections' gonna be spicy after a few days
@souschef4489
@souschef4489 2 жыл бұрын
Imagine needing a job. And someone tells you based on your budget your not hirable. So there is no growth after employment? Or when you ask for a raise, Dave says you don’t need it cause I have your budget. I started as line cook and prep cook. Within six months I was promoted.
@marcelprimes
@marcelprimes 2 жыл бұрын
If you think 7.25 an hour is remotely fair you’re insane.
@sethclegg
@sethclegg 2 жыл бұрын
Remotely fair for what? Does it not depend on the job or the responsibilities?
@marcelprimes
@marcelprimes 2 жыл бұрын
@@sethclegg it’s not fair for anyone. Even time and a half off of 7.25 won’t help make ends meet. What’s your justification for minimum wage staying 7.25? Maybe my logic is flawed. Im willing to hear your argument.
@everss02
@everss02 2 жыл бұрын
agree, it's too high
@timothyrosman6371
@timothyrosman6371 2 жыл бұрын
@@marcelprimes Some jobs don't bring more than $7.25 worth of value to a business.
@marcelprimes
@marcelprimes 2 жыл бұрын
@@timothyrosman6371 which ones?
@HelloWorld-hb7yt
@HelloWorld-hb7yt 2 жыл бұрын
Dave is okay giving $2/hr if he can get away with it.
@thegreatgatsby9583
@thegreatgatsby9583 2 жыл бұрын
@Godzilla Hårddisksson Maybe because i have some sense of morality.
@donwayne1357
@donwayne1357 2 жыл бұрын
I'm retired now but I worked with people that made the same money I did but were broke on Monday after payday. Had a co-worker (after long years) say it was 'unfair' that I had a 401k and a retirement plan and he didn't. If was offered by the company but he wouldn't contribute to the plan so now many years later it was 'unfair' that I had money. "F"-em!
@alinatamashevich3354
@alinatamashevich3354 2 жыл бұрын
@hello world, what skills do you have that make your employer more money, there is your answer. Time to be an adult.
@LG123ABC
@LG123ABC 2 жыл бұрын
If you don't have any valuable knowledge/skills then you might not be worth much more than $2/hr. The onus is on YOU. YOU need to gain the knowledge/skills to make your time more valuable. YOU need to be confident enough to firmly negotiate for the rate of pay you know you deserve. Nothing will be handed to you. Sorry, but that's not how it works.
@Nite_coder
@Nite_coder 2 жыл бұрын
It's the Christian way!
@besweeeet2
@besweeeet2 2 жыл бұрын
Raising wages doesn't mean raising prices of goods and services. It all depends on your profit margin and how much you want in your pocket. If you're willing to accept a little bit less (meaning you and your business are still earning profits) in order to pay your people more, then go for it. People often go to the extreme ends without considering the middle option.
@evr0.904
@evr0.904 2 жыл бұрын
It's almost as of margins are tight to begin with and companies can't afford to keep overpaying their workers?
@besweeeet2
@besweeeet2 2 жыл бұрын
@@evr0.904 If margins are already very tight, then sure. I don't imagine this is the case in most instances.
@Michael-pi8ps
@Michael-pi8ps 2 жыл бұрын
@@evr0.904 they are overpaying their workers at minimum wage? Or are companies overpaying out of the goodness of their heart? Is the company that offers less than full time hours and no benefits truly overpaying?
@BearsBeetsBattlestarGalactica1
@BearsBeetsBattlestarGalactica1 2 жыл бұрын
profits dont always go into the pocket of the employer, many small business owners use those profits to help expand their business so they can employ more people. its funny how many people jump to the fact that small business owners are all greedy.
@besweeeet2
@besweeeet2 2 жыл бұрын
@@BearsBeetsBattlestarGalactica1 It's funny how you missed the "it all depends" part but I forgot that rEaDiNg iS hArD.
@ryankiel4895
@ryankiel4895 2 жыл бұрын
I believe that it's illegal to ask an applicant if he's married or has kids, etc. Correct me if I'm wrong.
@jimziemer9826
@jimziemer9826 Жыл бұрын
No, it’s not legal to ask that. But you can ask what the person’s salary requirements are.
@MAMP
@MAMP 2 жыл бұрын
I’d probably walk away from a business that asked me to share my budget info. Just on the grounds of “eh go eff yourself.”
@LG123ABC
@LG123ABC 2 жыл бұрын
Yeah, Dave was off on that one. But you should really be ready to walk away any time you are negotiating a salary. YOU DON'T HAVE TO JUST ACCEPT WHATEVER THEY OFFER!
@NelsonDHD
@NelsonDHD 2 жыл бұрын
But would you really if you applied for a job at the place that literally created the budget.... Obviously Dave didn't create the budget but his product is pretty much centered around it and if you can't follow a budget you won't be a good fit...
@IfOnlyItWasThatEasy
@IfOnlyItWasThatEasy 2 жыл бұрын
The thing is I doubt anybody on The Ramsey staff is suffering when it comes to their budget. Who is to say he doesn’t have a certain number of people working there. If he got less then 50 then everyone is eating good… But go to your local warehouse and say the same then we would have a different story.
@Lon1001
@Lon1001 2 жыл бұрын
right? It's enough your employer gets to micromanage your career but they want access to your personal/household details to micromanage that too? No thanks. I get they want a good fit and can ask some pertinent/relevent information, but when it leads to unilateral assumptions and conclusions about stuff thats none of their business it's unprofessional.
@blackworldtraveler3711
@blackworldtraveler3711 2 жыл бұрын
@@Lon1001 Don't tell them. Not their business. Even when you have financial issues while employed don't tell them. Just leave or get a second job if you need more income because your business is yours.
@radfoo72
@radfoo72 2 жыл бұрын
Happy to say that my employer pays a living wage😁
@candy2325
@candy2325 2 жыл бұрын
Same here thank god
@mhaluuun93
@mhaluuun93 2 жыл бұрын
what does that work out for you tho? $18/hr, 40hr PLUS overtime (if allowed) still couldn’t cut it. i don’t go out. i don’t spend money on stupid stuff that will only temporarily benefit me (clubbing, drugs, ordering out to eat, movies, etc.) for how i spend i’m about a foot away from being a monk. $18/hr still has me almost unable to afford rent & utilities & a car payment.
@radfoo72
@radfoo72 2 жыл бұрын
@@mhaluuun93 $16.34/hr. Atleast 32 hrs a week, 40 if I want. $680 rent, no car payment, no debt. I also don't go out and don't have friends nor a woman draining my finances. I have money to cover my needs And stupid bs that I don't need.
@mhaluuun93
@mhaluuun93 2 жыл бұрын
@@radfoo72 must be nice. congrats on that. in texas (dallas), things are getting bad as far as rent increases.
@radfoo72
@radfoo72 2 жыл бұрын
@@mhaluuun93 Yeah I got a good deal on rent. 2 room private suite with kitchenette and my own bathroom. No roomies. All utilities included. Houston, TX.
@mattschmitt9924
@mattschmitt9924 2 жыл бұрын
What does being a Christian have to do with treating others how you want to be treated or just treating people fairly?
@algore3959
@algore3959 2 жыл бұрын
Who defines what is fair?
@Minney-Me
@Minney-Me 2 жыл бұрын
Followers of Christ Jesus understand to 'Love thy neighbor as they self' meaning to treat others the way you want to be treated 😊 ...I don't agree Dave Ramsey, his reply was self-centered and unjust
@mattschmitt9924
@mattschmitt9924 2 жыл бұрын
@@Minney-Me Good people in general understand the golden rule. Being Christian does not make you kind. Ever heard of the Crusades?
@RiSkyNick
@RiSkyNick 2 жыл бұрын
Jobs should be based on qualifications, not on what's going on in my personal life.
@alp.9672
@alp.9672 2 жыл бұрын
That is fair. so do not get mad when your local service industry has no workers because people like you feel they are beneath you.
@RiSkyNick
@RiSkyNick 2 жыл бұрын
@@alp.9672 Lol u took my comment way out of context. I don't feel anyone is beneath me. I'm just saying that my current season in my personal life should have no affect on whether I get a new job or what my pay will be. Only my skills and experience.*
@alp.9672
@alp.9672 2 жыл бұрын
@@RiSkyNick Again that is fair. I know exactly what I wrote.
@candy2325
@candy2325 2 жыл бұрын
@@alp.9672 no, your comment went all the way left.
@alp.9672
@alp.9672 2 жыл бұрын
@@candy2325 Correct, it did not. Read again.
@fyi1985
@fyi1985 2 жыл бұрын
“It is easier for a camel to go through the eye of a needle, than for a rich man to enter into the kingdom of God.” (Matt. 19:24.) Ramsey's net worth is 200 million dollars. You may not be able to pay everyone a livable wage, but you sure don't 'need' 200 million dollars and pay $7.25 federal minimum wage 'because he lives with his parents. Did you ever think that is why he lives with his parents?? There is no excuse to pay at least $15 an hour, when even in Nashville, rentals are over $1000 a month. Best be practicing getting through that needle is all I can say. Yes, I own a business. I pay them $25 an hour. They work hard for me. Love each and everyone of my workers. They are between 16-20 and are AWESOME! Children's entertainment business .
@amireallythatgrumpy6508
@amireallythatgrumpy6508 2 жыл бұрын
Try 700million dollars. Google, as always, is reporting a figure that is years out of date
@mharp6166
@mharp6166 Жыл бұрын
Dave just showed why people have zero loyalty to a job.
@tbc9096
@tbc9096 Жыл бұрын
Yep. His thinking is outdated and people are knowing their worth
@dragonstalk86
@dragonstalk86 2 жыл бұрын
This video above all shows how insanely out of touch and date Ramsey is with the modern workspace
@amireallythatgrumpy6508
@amireallythatgrumpy6508 2 жыл бұрын
It shows how out of touch "modern workspace" is with common ense.
@SolarPowerMyRV
@SolarPowerMyRV 2 жыл бұрын
“This job is for high school kids” “Now hiring! 8am-5pm Monday to Friday” “why do we keep getting applicants who need to pay for rent and food”
@wkyt9324
@wkyt9324 2 жыл бұрын
Go look at original McDonald's commericials, it was promoted as a job for middle aged men 😆
@georgewagner7787
@georgewagner7787 2 жыл бұрын
So? That was 70 years ago
@nickolasblank9265
@nickolasblank9265 Жыл бұрын
Name that company
@fathead3381
@fathead3381 2 жыл бұрын
Dave is an out of touch boomer. He offers up some good advice at times, but he’s also has never faced the challenges todays generation faces, despite what he wants you to think.
@amireallythatgrumpy6508
@amireallythatgrumpy6508 2 жыл бұрын
Their greatest challenge is their own stupidity.
@15KHPCLUB
@15KHPCLUB 2 жыл бұрын
@@amireallythatgrumpy6508 Sounds like a real uphill battle for you 🤡
@blackworldtraveler3711
@blackworldtraveler3711 2 жыл бұрын
If Dave can boost his KZbin views and $$$$ like this by spooling people up in a six minute video he's not out of touch as much as you think.
@LG123ABC
@LG123ABC 2 жыл бұрын
@@15KHPCLUB Found the whiner!
@LearningTheStixx
@LearningTheStixx 2 жыл бұрын
Those challenges are not the employers problem. Take responsibility for your life,
@DustyBanditRepellant
@DustyBanditRepellant 2 жыл бұрын
I heard Ramsey pay is on the lower end so not sure we should listen to his advice.
@MB-ig6gl
@MB-ig6gl Жыл бұрын
Dave just stated the entire problem with wages (not the way he meant). Basically he doesn't want to pay living wages - what it takes for a normal adult to survive. He wants to pay teenagers living at home with their parents the MINIMUM because its all upside for them with no expenses. This is why we have the big pushes for child labor, now recently legalized in many states. See how he made this all complicated (you know, that family of 14 down the street). No mention of the poverty line, etc. which is a standardized number. Which is why so many low wage businesses have signs about "no one wants to work", limited hours, or extremely bad service since you get what you pay for.
@michael567jober
@michael567jober 2 жыл бұрын
my thing is jobs that have high expectancies. they want experience on top of college degrees and certs all while paying wages from 1990s 🤦‍♂️ these days anything under 20 is barely enough to live off and they think they doing us a favor by paying 16-18
@mike60521x
@mike60521x 2 жыл бұрын
blame that on massive illegal immigration as well as govt handouts - the free healthcare is not so free after all
@blakebenham3130
@blakebenham3130 2 жыл бұрын
Our decisions have consequences. Make the choices that will put you in a position to make more than $20 rather than complain about what you’re paid.
@michael567jober
@michael567jober 2 жыл бұрын
@@mike60521x how does it relate to free healthcare? what free hand outs do you speak of?
@mike60521x
@mike60521x 2 жыл бұрын
@@michael567jober Do you really think housing would be so expensive if we did not have 25 million illegals in this country ? In fact there would probably be adequate housing for the homeless if not for the massive colonialization from south and central america.
@claudiaj2138
@claudiaj2138 2 жыл бұрын
@@mike60521xhousing is expensive because companies are buying all the houses to rent out instead of individuals buying to live in it. 🤣just say ur racist and leave
@drjackliam8498
@drjackliam8498 Жыл бұрын
I always tell people how crucial it is for everyone to prioritize investing in diverse sources of income that are not reliant on the government and employers. This includes exploring opportunities in stocks, gold, silver, and digital currencies. Despite the challenging economic situation, it remains a favorable time to consider these investments.
@marialee1565
@marialee1565 Жыл бұрын
I need help, I can barely save after paying my bills, I am a single mother with 2kids, what do I invest on? Please enlighten me
@Randykay-cw4qk
@Randykay-cw4qk Жыл бұрын
The pathway to substantial returns doesn't solely rely on stocks with significant movements. Instead, it revolves around effectively managing risk relative to reward. By appropriately sizing your positions and capitalizing on your advantage repeatedly, you can progressively work towards achieving your financial goals. This principle applies across various investment approaches, whether it be long-term investing or day trading.
@williamhenry3591
@williamhenry3591 Жыл бұрын
The investment returns of various investors can vary even when they employ the right methods and have the appropriate assets. It is critical to recognize that experience is a key factor in a successful investment strategy. I personally understood how important this was and sought the advice of a market analyst, which allowed me to significantly increase my account's value to around half a million. Just before the market correction, I strategically withdrew my profits, and now I am again taking advantage of the buying possibilities.
@marialee1565
@marialee1565 Жыл бұрын
Wow! That’s quite very impressive, Please can you leave the info of your investment advisor here? I’m in dire need for one
@williamhenry3591
@williamhenry3591 Жыл бұрын
Brian Francis Pearce is my personal financial advisor. He was mentioned in an interview, where I discovered him, and I contacted him later. Since then, he has offered entry and exit points for the stocks I pay attention to. I essentially follow his market decisions and have not felt bad about it.
@frost1183
@frost1183 Жыл бұрын
You can do what you want but just don’t call yourself a Christian.
@jackcarraway4707
@jackcarraway4707 Жыл бұрын
If you don't pay a living wage, you shouldn't be in business.
@wiseoldowl1685
@wiseoldowl1685 Жыл бұрын
Sorry for the late response. But that was FDR's belief. If only he would've lived a little longer
@Nitro91
@Nitro91 Жыл бұрын
Not hiring someone because they have to many kids or debt sounds....illegal
@austinp123
@austinp123 Жыл бұрын
It's the definition of discrimination.
@NexxGenDrue
@NexxGenDrue Жыл бұрын
Same for hiring people based on color cus you want “more diversity”
@mhughes1160
@mhughes1160 2 жыл бұрын
Reminds me of some churches that want you to tithe based on what they want to spend
@mhughes1160
@mhughes1160 2 жыл бұрын
Or perhaps give would be a better word than tithe
@bkucenski
@bkucenski 2 жыл бұрын
They're also lying entirely. The tithe is supposed to go to the storehouse to support the community. The Levites only got 10% of the tithe, the heave offering. I tithe. But it goes into an investment account. At the end of the year, the church gets 10% and I figure out how to best use the money to support the community since my church doesn't have a storehouse. And you get to use some of the tithe for yourself. People should actually read their Bibles. The tithe pays for Thanksgiving and Christmas.
@ryanneilan3223
@ryanneilan3223 2 жыл бұрын
Why can't the priest or pastor or whoever just get a second or third job?
@christianlibertarian5488
@christianlibertarian5488 2 жыл бұрын
I would offer a different perspective on wages you are paying. You want, as a business owner, the best workers. You don't get them by paying the lowest wage. When my company hired, we always paid $1-$2 above the prevailing wage for that job. We would get a lot of applications, and could pick the best. Better, they would never leave, so we would always have seasoned people. Taking good care of your people will pay back more.
@scorpionx7044
@scorpionx7044 Жыл бұрын
Dave Ramsey really is full of himself. Requiring a look at someone's personal budget as a condition of employment and the sarcasm directed at the person who got a better offer from another employer. I wouldn't want to work for this guy!
@moisescarrillo6991
@moisescarrillo6991 2 жыл бұрын
honestly don’t agree with having more kids = more pay. If we working the same job, and you get paid 90k and I only get paid 35k doing the SAME WORK. that’s completely unfair just because I chose to live a single life
@ianrobinson4200
@ianrobinson4200 2 жыл бұрын
I don't know how it works in America but over here, they would get paid the same from the employer but then the person with the kids would get a lot of extra money from the govt
@ShayKMBR
@ShayKMBR 2 жыл бұрын
Right!
@aolvaar8792
@aolvaar8792 2 жыл бұрын
When I was hired, I was told you get twice as much as your coworkers. If they ever find out, your fired. do you Know what they make?
@PikUpYourPantsPatrol
@PikUpYourPantsPatrol 10 ай бұрын
Imagine if Amazon started paying $30+ an hour, they have an abundance of jobs. Everyone else would have to follow along or go out of business.
@latashav4281
@latashav4281 Жыл бұрын
He talking about buzz words when he can’t stop saying “as a Christian” as if that means anything. Pay your employees a living wage or risk productivity falling and high employee turnover rates. He talking about people as if he know every employees back story. He don’t know if that 19 year old has to pay his parents medical bills, school or has to pay rent. He sees oohh your 19 you have no overhead. It’s 2023 the cost of everything is insane. Y’all want employees to create “record profits” but don’t want to pay a wage that is equal to the cost of living in your state…. Umm hello the reason people work is for a living!!🤯😈 it’s not just on small businesses either. Large corporations are willfully underpaying their employees just to line their own pockets.
@Ya_flyness
@Ya_flyness Жыл бұрын
this is simple. If you can't pay a livable wage. That means you outstretched yourself financially. If you can pay it, work with less workers, work with family. Hire you nephew or son, also here's a good one . Do it yourself! You gotta crawl before you ball. Don't go looking for workers and you can't support them financially . That bad ethics in business 🤷🏿‍♂️ if you're a capitalist like Ramsey you better have some work ethic. Remember when diners and small businesses employed family members? Wanna know why? Think about it
@titusvandussen6303
@titusvandussen6303 2 жыл бұрын
Probably one of the most insane answers I've heard from Dave. He is completely wrong. It's not up to the employer to figure out what a living wage is, it is entirely the duty of the individual to figure that out. If Dave's offering $12 an hour then nobody shows up for an interview. What possible control does employer have rather than to raise wages, go out of business, or never grow? I have never had an employer ask me if what they're offering will work for me or my family lol. That is entirely ludicrous.
@tracym8952
@tracym8952 Жыл бұрын
True facts. You'd like Josh fluke if you haven't listened to him before
@joesmith3590
@joesmith3590 Жыл бұрын
A living wage is just a term that lazy people came up with a decade ago to try to get raises. I never heard of it until a decade ago nor did anyone else. The fact you are even using the term means you have no clue what you are talking about at all lol. If your logic is true why is everyone supposedly so underpaid?
@BloomingFireHeart
@BloomingFireHeart Жыл бұрын
Slowly, the minimum wage is increasing in our state, but the cost of everything increased. So I don’t think minimum wage is the issue. It’s the cost of things that keeps going up.
@stevenziko8842
@stevenziko8842 Жыл бұрын
I interview around 30 applicants per week for our vacancies. One of the 1st questions i ask is what do you need in regards to pay. If it’s something we can’t do, no hard feelings..thanks for your time. It’s life.
@cassady7169
@cassady7169 Жыл бұрын
That’s a terrible question to ask. People will never respond with what they actually need and will actually tend to answer with a lower figure as they don’t want you to respond how you do, “Well that’s too high so this is over”. You should just give them the pay range your company can afford then ask them if they’re comfortable with that.
@brokenot
@brokenot 2 жыл бұрын
Who said "living wage" is a universal number? The person asking the question never said nor implied that.
@evr0.904
@evr0.904 2 жыл бұрын
Doesn't matter. Living wage is a stupid Marxist idea that's designed to continue the argument for overpaying people.
@brokenot
@brokenot 2 жыл бұрын
@@evr0.904 It DOES matter - someone asked a question and that question was turned into something it wasn't. (Imagine if every question were "answered" in the same manner.) Did you think before you replied? And who's arguing for "overpaying people"? Is that what a "living wage" represents to you?
@evr0.904
@evr0.904 2 жыл бұрын
@@brokenot It truly doesn't matter. Even if we were to analyze what a "living wage" would be, there is no world where employers should be required to provide such payment. Separate but just as important, most people are grossly overpaid for the work they do. The majority of people have inflated self-worth and think that they are owed something in this world.
@tomoworks5627
@tomoworks5627 2 жыл бұрын
A gardener once told me your crop is like people. You chop the rot, retain the fruitful, always fertilize the bountiful.
@frost1183
@frost1183 Жыл бұрын
Just don’t get upset when people don’t have families anymore.
@dmlny
@dmlny Жыл бұрын
Exactly. Dude just basically said dont have kids and you can get a "liveable wage"...
@frost1183
@frost1183 Жыл бұрын
@@dmlny yup
@ellencox8415
@ellencox8415 2 жыл бұрын
I feel for small businesses. When people scream about "living wage", they're screaming about companies who make record profits, say during a pandemic, and do not even as much as give a thank you to the people who had to work extra hard to make those record profits. People are sick to death of companies not appreciating the people who make them successful. I don't feel like this is the case with the guy who emailed in. He CLEARLY wants to do the right thing, but can't figure out how to get the numbers right. At that point, I agree with Ramsey, maybe you don't hire people who have obligations outside of themselves. You're allowed to do that with "at will" states. You're allowed to hire people for whatever reason and fire them for whatever reason. Just like they are allowed to apply anywhere and quit anywhere.
@bucnner
@bucnner 2 жыл бұрын
Exactly! 👏
@treyhall9138
@treyhall9138 2 жыл бұрын
No, a living wage means a living wage. It doesn’t mean workers only expect it from large corporations . If you can’t pay a living wage to your workers you have a failed business model and should not be operating .
@DrThunder2004
@DrThunder2004 2 жыл бұрын
@@treyhall9138 How much is a living wage?
@jbravo300
@jbravo300 2 жыл бұрын
@@treyhall9138 Nope. Business owners have no obligation to meet your completely arbitrary definition of living wage. So because you choose to increase your costs for whatever reason, your boss is now obligated to take on those burdens? No. If it’s not enough pay, don’t take the job.
@blackworldtraveler3711
@blackworldtraveler3711 2 жыл бұрын
@@treyhall9138 Might as well just hire a single person with no kids if you have a small business.
@prestonstephens7719
@prestonstephens7719 Жыл бұрын
Rich Republicans hate it. When you tell them you’re on welfare or snap. Get a job!!! When minimum wage doesn’t even pay the rent on a crummy one bedroom apartment, ramen noodle food, and gas/insurance for your paid for 12 year old car,,, yes, I guess water and electricity is a luxury. Does anybody have $.35 for the 1994 payphone to call Dave’s show????
@James_Kiel
@James_Kiel Жыл бұрын
The fact that people in the comment section do not understand Dave’s clear explanation of the term “living wage”, is an indication of the financial illiteracy, that is ruining America.
@TheRachag
@TheRachag 2 жыл бұрын
Is nobody realizing that Dave is saying if you have children and a wife it will count against you for getting a job? So what if his wife works? What if they have paid off their house and low debt and grow their own food? What I am hearing is single men with no families have the best chance of getting a job. 🤦🤦‍♀️ This could be an issue for him because people who applied with him and didn’t get a job could be discriminated because of their family status.
@butlerbees6639
@butlerbees6639 2 жыл бұрын
Would you hire a blind person as a bus driver?
@funfact7188
@funfact7188 2 жыл бұрын
"The reason for the inappropriate request of the personal information is to protect you from you." - so paternalistic it makes me cringe.
@talorb633
@talorb633 2 жыл бұрын
In texas minimum wage is 7.25 lol I really have zero clue how you could live off that
@FlaqkoGTA
@FlaqkoGTA 2 жыл бұрын
I dont think minimum wage should be to live off. If you are 24+ and working minimum wage idk what else to tell you.
@aymanhawari2589
@aymanhawari2589 2 жыл бұрын
@@FlaqkoGTA great now you know why noone WANTS TO WORK and 16 years are working at McDonald's because ....
@talorb633
@talorb633 2 жыл бұрын
@@FlaqkoGTA 100% agreed I was thinking to myself the entire video the guy needs to hire 16 year olds and that’s what Dave was getting at😂
@tonywong8134
@tonywong8134 2 жыл бұрын
That's the state minimum wage, but local jurisdictions like Austin Texas it will go up to $22/hr....which is just insane.
@evr0.904
@evr0.904 2 жыл бұрын
It's almost like minimum wage isn't designed to live off of... It's the... MINIMUM.
@sumner2q
@sumner2q 2 жыл бұрын
The definition of living wage is different for me a living wage is the cost for a single adult person to maintain a basic quality of life without any welfare assistance. it's 18 dollars an hour in my area.
@blackworldtraveler3711
@blackworldtraveler3711 2 жыл бұрын
Pretty much what it is.
@stampyelephant
@stampyelephant 2 жыл бұрын
If you base it off of the same minimum-wage-to-median-rent ratio that they had in 1970, it works out to be about $30/hr (this would obviously vary by actual location) Wages (actual buying power) has rolled downhill for a long time
@sharp52092
@sharp52092 2 жыл бұрын
I just checked, minimum wage is about to be $12 here in Missouri. I mean if it's your first job and your still living with your parents that's one thing. But one can go to a lot of places now and make $15+. Also with inflation, one needs to make at least $15+ anymore.
@dalodulo1373
@dalodulo1373 2 жыл бұрын
You'd need more then that if you are single. And that's even with living in a place that cost 600 a month. And that's just to survive and keep your head above water.
@sharp52092
@sharp52092 2 жыл бұрын
@@dalodulo1373 Oh yes, definitely.
@jimmymcgill6778
@jimmymcgill6778 2 жыл бұрын
WHy is Dave asking for people's budget to work there? I'm pretty sure that is illegal.
@austinduke8876
@austinduke8876 2 жыл бұрын
It's scummy but not illegal.
@FSUjonnyD
@FSUjonnyD 2 жыл бұрын
Because he's still living in the stone age, and will always put Bible and business over todays real world reality.
@brianparrett114
@brianparrett114 2 жыл бұрын
He also doesn't allow LGBTQ people or anybody "living in sin" to work for his fundamentalist christian company.
@bobsacamano7653
@bobsacamano7653 2 жыл бұрын
Wages should be paid by performance not by their situation. A person has chosen their situation and should be responsible on their own. To say that a person should be paid higher because they don't live with their parents is wrong!!!! People should be paid by the amount of work they do!!!!!!!
@cybercaptain9346
@cybercaptain9346 2 жыл бұрын
And the QUALITY of work they do.
@capitalism-createshomeless2922
@capitalism-createshomeless2922 Жыл бұрын
Propoganda
@vladvsyarusi3458
@vladvsyarusi3458 2 жыл бұрын
There is an objective living wage, it is a wage that allows human beings to have a decent quality of life (housing, food, education, healthcare) while being able to reproduce, meaning having 2-3 children. If you pay them less that means you are robbing society. That "let someone else pay for workforce sustainably" mindset is a criminal one.
@iamthomasgreenman
@iamthomasgreenman 2 жыл бұрын
Remember how ken tells you to be willing to start at the bottom to be in a line of work you love? Dave just told us that those employers are doing you a favor by not hiring you. Ramsey has been a little confusing lately 😓
@CaBdosdos
@CaBdosdos 2 жыл бұрын
Remember when Jesus gave others the shirt off his back and said dont collect worldly possessions while your fellow man is in need? Lol I sure do
@superdude1534
@superdude1534 Жыл бұрын
and this is why Dave Ramseys show no longer matters.
@tylerkurfees4762
@tylerkurfees4762 2 жыл бұрын
Dave missed the whole point of the term livable wage.
@JoeBlunt
@JoeBlunt Жыл бұрын
Paying a single person less than a person with kids or a wife is wrong
@hinglemccringleberry8805
@hinglemccringleberry8805 2 жыл бұрын
Never said how big his profit margin is.
@hantz11
@hantz11 2 жыл бұрын
He automatically sided with the business owner
@reese85
@reese85 2 жыл бұрын
As he should, cuz he’s one
@evr0.904
@evr0.904 2 жыл бұрын
How does that change anything?
@jimziemer9826
@jimziemer9826 Жыл бұрын
Profit margin doesn’t determine how much someone is paid, or should be paid.
@cedrictolson6902
@cedrictolson6902 Жыл бұрын
No, you don’t determine the living wage. The living wage is for a person to be able to live in the society. That’s how you define it not by the owners of companies.
@jeffjob8154
@jeffjob8154 2 жыл бұрын
Dave. The other buzzword is “minimum wage.” (Two words). I’ve done a lot of sales to small businesses and some/many don’t want to take the risk of paying more which means they risk sales dropping with higher prices. Minimum wage means “if I could pay you less, I would.”
@donaldlyons17
@donaldlyons17 2 жыл бұрын
Should be obvious!!!
@Bobxchen333
@Bobxchen333 2 жыл бұрын
But during a job interview it is illegal to ask those questions, such as are you married or single. How many kids you have.
@hantz11
@hantz11 2 жыл бұрын
We have median prices for basic necessities in a given area. Add these up and it's the livable wage. Dave automatically sided with the business owners with no regard for how much his profits were
@brianparrett114
@brianparrett114 2 жыл бұрын
It seems like the definition of "livable wage" should be a single adult working full time can afford the basics of life without needing public assistance.
@kazzTrismus
@kazzTrismus 2 жыл бұрын
employers almost never do that calculation to justify a higher number than they had in mind.......only to calculate how low/close to starvation they can get away with.....ive seen the chat groups where they nickle and dime over average rent in an area......and show zero interest in allowing a few extra dollars to be able to afford a night out or some wendy's for the kids....no im not kidding. meanwhile the same users are driving ferrari's... cuz that where your kids christmas presents went
@BTrain-is8ch
@BTrain-is8ch 2 жыл бұрын
@@brianparrett114 The problem with that plan is that when you have $7.25 skills and that number is $13.50 you end up unemployed, needing public assistance, and amounting to a drain on society. I'd rather you be employed at $7.25 and getting topped off to get to $13.50 instead of tax payers being stuck with the whole $13.50 and a large set of people feeling like that sort of arrangement is ok.
@brianparrett114
@brianparrett114 2 жыл бұрын
@@BTrain-is8ch So you think a person working full time in this society shouldn't be paid enough o afford the bare basic cost of living? Why not just encourage people to commit suicide rather than be a drain on taxpayers because the corporation that employs them is unwilling to pay them enough to live?
@MrNick615
@MrNick615 2 жыл бұрын
I should add I don’t think this is great at all i was being dark..
@Ajon83
@Ajon83 Жыл бұрын
I think Dave needs to, for a month... maybe two, live on the budget of someone making 50k a year in a city like Nashville. Find an apartment and car starring with ZERO dollars. That's where many of us started. Yeah, I got the job.... what next?
@treyhall9138
@treyhall9138 2 жыл бұрын
Minimum wage has never been discussed like this. No one means a living wage for a family of 6. A living wage is enough for a single person to rent a single bedroom apartment and eat healthy, have health insurance, and can save for retirement and have basic niceties.
@SaraBethAllen
@SaraBethAllen Жыл бұрын
Disagree with Dave here. A living wage is described as can a qualified person survive/thrive doing the tasks? Otherwise, the only people who will have jobs are kids who never move out of their parent's house.
@Zeakthecat
@Zeakthecat 2 жыл бұрын
And dave comes out with a boomer version of living wage. Living wage is the minimum wage to cost of living in a given area. Not every place is gonna have the same cost of living. Los Angeles will have a cost of living of at least 6k per month after state taxes. Not every place is los Angeles tho. Why is it boomers say that "you get paid according to how much i wanna pay you, not according to some living standard" Thats not how the world works, cost of living is the standard used for living wages.
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