Had to check the comments to make sure someone had posted this.
@SMDH.22042 жыл бұрын
Best comment
@1000sofusernames Жыл бұрын
If Mat hadn't' taken off he'd be broke by now. Those early cars weren't exactly money makers.
@micburns Жыл бұрын
He is good at what he does. A content producer on you tube. I doubt many or any of those cars will be on the open market.
@mikewa22 жыл бұрын
Flood Damage - best to avoid as most cars will have suffer damage to electronics and that can be difficult to remedy. Cars are designed to resist rainwater but flood damage can be tricky to tell what has been affected.
@howardlake61782 жыл бұрын
I watch, or used to watch because he doesn’t seem to do videos now, a Russian guy who rebuilds Ferraris, Lambos, McLarens etc. He would not touch anything that had been in salt water because of the extra corrosion. But Sergei at Real Life Exotics will have a go at anything, including non salt flood damage 😀
@phillipclaridge3112 Жыл бұрын
Interesting piece. I have purchased 4 cat N cars and have never had problems insuring any of them on fully comp. In all 4 cases, the cars were damaged when I got them and they have all gone on to give good service. I have a Hyundai IX20 which I repaired and has been in my 'fleet' for 3 years and is an absolute gem. One thing that is an anomaly (in my view) is if I were to have a newish car that I damaged, there is a good chance that the insurer will have it repaired and it will not be categorised thus when it comes to resale, leaving those who are not in the know with a car which does have a past! The thing that does really annoy me is the requirement for insurers to fit all new parts following damage. My partners Astra was recently written off as cat N because they decided that to replace the tailgate would cost £5,500. We bought the car back and found a replacement tailgate in colour which was fitted for £350 - crazy!
@charlesmorgan84402 жыл бұрын
Crikey, some of those examples are astounding. I have bought older cars, like MB W124s that were Cat D, but the notional value was so low that even a new headlight and fitting from MB would write it off, whereas I would have bought a secondhand unit from Ebay. However, that Ferrari, jeepers...
@mikeholden33972 жыл бұрын
Great video as always Matt - always worth mentioning that uninsured cars (including high-end ones) are crashed and repaired all the time and won’t appear on ANY car history ‘checking’ website…..my advice, if you are spending more than say £8-£10k is to get the car professionally inspected….if the private seller or dealer resists this, walk away
@Shaggy-8392 Жыл бұрын
@@user-ci2se2lj1t 🤣
@tonypacke69542 жыл бұрын
Nice video Matt. It would be a laugh to send the crash damage picture to the eBay seller and offer him half of what he was asking for it.
@GeordsYouTube2 жыл бұрын
At the right price and managing the expectations of resale value (if it’s not a forever car) you can get a right deal, using a decent vehicle history checker is key.
@asdreww2 жыл бұрын
I've had a cat D car before... it had been keyed all down one side. estimate was probably to repaint the entire car from a high end bodyshop so it was an easy right off. The paint was perfect and I knew it was basically no worse than any car that had had some random scratch//stonechip repair so was a no brainer really.
@johndeehan80782 жыл бұрын
Some years ago, my sister and her husband bought a Vauxhall that turned out to be two cars welded together. A history check would definitely have been wise. Three years ago, I bought a motorbike from a dealer that had been written off with cosmetic damage. I bought it at a great price, he even knocked a further £500 off without any prompting from me. A great dealership.
@The_journeyy2 жыл бұрын
*Buying a car that's been written off can be a perfect way to get the car of your dreams for a far more reasonable price. These days insurance companies will write off a car for the smallest things like a wing but for them its major because they've to buy the parts from the dealer were a normal person doesn't have to and can shop around for those parts write offs just have a bad stigma*
@longbar23442 жыл бұрын
no the stigma is most come from Birmingham
@bobbyprice9855 Жыл бұрын
@@longbar2344 planning on buying a cat s MG ZS from Birmingham right now 😂 what do you mean by that?
@longbar2344 Жыл бұрын
@bobbyprice9855 how do u know know this???????
@Showing_the_car_ Жыл бұрын
@@bobbyprice9855 I'd avoid Cat S TBH. Lots more risk of badly repaired / cobbled repairs having a massive effect on the car's safety.
@OscarHobson Жыл бұрын
@@bobbyprice9855 well?
@70053morayfirth2 жыл бұрын
My low mileage MG TF was written off when I swerved into a ditch to avoid an idiot approaching on my side of the road. The insurance company gave me a fair price - £2000 - then after talking to their engineer I bought it back for £430 (delivered to my local garage) who charged a further £400 to repair it (new anti roll bar and minor scrapes and paint). The insurance company would not repair it as new parts are not available. As soon as it was repaired and passed a new MoT with no advisories, it was back on fully comp insurance. A very good insurance company - Direct Line.
@stuartkennedy42022 жыл бұрын
Take a paint thickness gauge it will give you a good idea if it’s been painted and if it’s also had filler. Saved me a few times.
@BaldyFella2 жыл бұрын
I've been completely shafted recently. My Ford Focus was written off after hitting a deer on a country road back in March. I was under pressure to get a replacement so I did my due diligence and did the VCheck thing and paid £6K cash for a Ford C-Max. I noticed that the cam-belt hadn't been done (75K and 10 years) so got the Dealer to do that (we agreed 50/50 split on costs) before I would drive it away. Within a fortnight of picking it up and with the brief advent of warmer weather, I noticed the aircon didn't work. The Dealer booked it into a local garage. Warranty wouldn't cover it and Dealer wouldn't pay out even though it wasn't fit for purpose (needed new condenser plus re-gas) further £260.00 shelled out by your's truly. About 3 weeks ago I was hoovering the car out prior to what was going to be a few days down in Devon and on lifting the driver's mat noticed it was completely sodden underneath. I booked it into my garage this time for a check over. Transpired the heating management system had been completely bodged with jubilee clips etc and coolant was seeping into the car. Again warranty wouldn't cover it and Dealer refused to pay. Tried to get hold of Trading Standards but you have to go through Citizens Advice. They said I might have a case but it would take a long time to sort out. In the end I traded in the C-Max for a Peugeot 2008 (2018 plate) from my trusted local garage. It would have cost me near enough £1k to repair the C-Max. I have lost about £3K in this deal. My garage have given me 6 months warranty but told me quite honestly that I have been treated appallingly by the other local dealer. They said anything goes wrong and we'll just sort it whether the warranty covers it or not because our reputation matters. This is why some people have good experiences and others don't and I don't know what I could have done other than been without a car for months while I went through a legal process to recoup the costs. The C-Max I traded in they will put to auction because they just wouldn't sell it to one of their customers. Has left a pretty sour taste in my mouth, especially as I opted to use a local dealer rather than one of the larger more impersonal car warehouses. Interested to know your take on my sad and sorry saga Matt....should I have got the Ford Focus repaired first and then traded it or would I have been better to have gone more upmarket and taken a loan in the first place to negate the bad experience with the C-Max?
@rp65239 ай бұрын
Consumer rights are, to all practical intents and purposes, theoretical. I had a similar experience to you where I was actually lied to about the car's condition, but it was down to me to prove it. I didn't have the time or money to go to court so just had to swallow it. You only have the dealer's morals to rely on if you want problems solved. Citizen's advice were utterly useless and I had to hang up on one of them before I said something offensive on one call. I haven't bought a used car from a dealer in over 10 years. I would now but I understand that I have no protection or peace of mind over a private sale.
@mishalchotai4721 Жыл бұрын
Just bought a Mini Cooper on a 64 plate with 37k miles for £3900. Non Cat D is 9 to 10k with the same miles. (As of today). Well happy. It's been looked after full mini service history. Keeping it for 2y then just auction it. Or scrap. Thanks Matt. Your advice is gold as always.
@nekite12 жыл бұрын
Always depends upon who you buy it from - I watch a channel called salvage rebuilds uk, and I would not hesitate to buy a damage repaired car from them.
@Stormy1772 жыл бұрын
Their rebuilds are about as close to factory fresh as you could hope to get, and the fact that they show pretty much everything they do to each car on their channel is a credit to them. (I think Rob's Ferrari is a salvage rebuild he did, so he's not afraid to trust his own handiwork on a high-end car.)
@steveegginton5352 жыл бұрын
@@Stormy177 Totaly agree. Their repairs are to a very high standard - Chris is highly skilled in all types of bodywork repairs. I think you could buy with confidence from them.
@S40WBS2 жыл бұрын
Love em!
@Bettys_Eldest2 жыл бұрын
Would be more than happy to buy from them, as you can see exactly what they have done to get the vehicle back on the road. It's all there on video to see. I do skip through the Car Vertical advert, and some of the time lapse sections, and didn't care for the trip to Car Vertical HQ, but otherwise fritter away an hour or so each week watching their handiwork.
@hammyh11652 жыл бұрын
Absolutely , I wouldn't hesitate to buy one from them.
@miamimo702 жыл бұрын
It's a strangely satisfying process, you get the satisfaction of fixing a good car. You search for 2nd hand panels get them sprayed and away you go. Don't go near a car that's been structurely hit unless you know your way around a jig. Plenty of back street garages that fix bent chassis legs without going anywhere near a jig. I used to fix cat C cars just for a hobby years ago. Recently bought a Merc C class wagon C250 cgi amg spec, 43k miles, light front corner panel damage for 2 grand, cost me a grand in parts and paint. Drives lovely for a fraction of the price!
@bouncycastles12142 жыл бұрын
I crashed a brand new at the time VW Polo into the towbar on the back of a Freelander. Due to the age of the car it was fully repaired. Needed a lot of front end repairs including a radiator, intercooler, horn, bumper and maybe some engine work. Ran its reg and its still being used by a new owner. I recently bought a cat S. E92 335d. Poorly repaired and quite neglected. But i have been restoring it to its former glory and will keep forever.
@protestagain2 жыл бұрын
I remember, one day, maybe in 1987. First snow in Oslo, I was driving a 123 series 300D. A woman crashed into my car. I was able to drive slowly to the repair shop. It was a Friday, very late, and they let me in. The car was really damaged, but it was drivably. Two hours later, it had a new wing, new lights, and it could go for the weekend duties.
@matthewedwards10892 жыл бұрын
Thanks for giving a clear opinion. It's always tempting to get more car for your money, however the price is set for a reason.
@waduhek25682 жыл бұрын
Quick answer: If you are savvy with cars in general, go for it with careful inspection. If not, it is a pure gamble.
@mikew7422 жыл бұрын
Thanks Matt, great vid and lots of detail. Personally anything involved in a significant collision, even if it were cheap I would avoid. As you rightly say, cheap is different to value, and just because something is cheap doesn’t mean it’s good.
@ericshrive75062 жыл бұрын
Have bought 3 cars with N or S cat for myself and family over the past 4 years. No issues insuring them...no noticeable hike in premiums over the norm.
@RS-ch1rd2 жыл бұрын
A couple of other things to factor in when looking at damage repaired cars, quite often you find they don’t come with any service history, and they only have one key, this is because they get taken away after an accident and just come with whatever was with the car at the time.
@stuartrhodes7352 Жыл бұрын
Good point,, my daughters golf gti was written off, but could have been repaired, wing,light, bonnet,, I've still got the spare key, full vw service book,and all receipts,, if I knew where it ended up I'd send it all over👍
@alanhayward67192 жыл бұрын
Very interesting video, I never realised a private buyer didn't have to disclose a previous CAT designation.
@MrSonicAdvance Жыл бұрын
8:40 I used to know someone who imported brand new pick-ups to the UK with a rear passenger bench and sold them. One of them was stolen, joy-ridden and trashed. They repaired the truck and sold it as new. Apparently it's legal, but it was a real eye-opener for me.
@Dan_druft2 жыл бұрын
I run my own car body repair and paint business and it wouldn't put me off buying a car for my self. I bought a Vauxhall Vectra SRI that was a cat D and had a damaged bumper and busted headlight. Fixed it with a bumper and light off ebay and I kept it for about 5 years
@jayph772 жыл бұрын
Your in an ideal position there Dan.
@rossthompson26992 жыл бұрын
Thank you. Just saved me 7k by checking with car vertical and found previous pictures. Amazed how that works
@lolmeercatz109 ай бұрын
Interesting video, I recently bought a Jag XF V8 with 49k miles on it that is a "salvage title car" although it was never categorized or anything it just got sold through a salvage auction because it has a scratch on the door. Anyway, It cost me £5300 and I am now daily driving it, it needs a new rocker cover gasket and a full service which I'm having done at a specialist which I assume will cost about £1k is worst case and then I'm left with a low mileage portfolio spec jag for £6k because it had a scratch on the door and scruffy alloys, feels like a good tradeoff for a daily you'd struggle to beat that budget wise I think. The only thing I have noticed that is a pain is that even though my car isn't categorized or written off (clean v5c), because it has gone through a salvage auction for some reason at some point you are unable to sell it through the likes of motorway or carwow and webuyanycar would give you you nothing for it when the car is essentially undamaged which is mental.
@glennsheppard33202 жыл бұрын
Great advise, agree with all of what you said having bought several damaged cars at the start of my driving career. My first few cars I bought damaged and got local bodyshops to repair them, being in N.ireland labour is a bit cheaper than in England, and at one time you could put a car back on the road for less than half price but they always had niggly faults, quite often electrical. Now I'm spending a bit more on cars I tend to stay clear. Car vertical has saved me from a few mistakes though, so cheers Mat.
@Rabscuttle32 жыл бұрын
Good one, Matt - I've often thought about buying a written off car, but haven't had the courage... But, as you say, at around £5k, it could be worth it if I was going to run it into the ground in a few years... 👍
@mattlawton47152 жыл бұрын
No I wouldn't bother
@yowhaatsup2 жыл бұрын
@@mattlawton4715 why
@mattlawton47152 жыл бұрын
@@yowhaatsup I have my reasons.
@jackburtonstwin2 жыл бұрын
Good advice. In my opinion, Cat S cars can be tricky in that, even when seemingly well repaired, it is possible that there is underlying structural weakness that just won't be revealed except if the vehicle is involved in another shunt and you might not want to be onboard for that event. The Cat Ns are, at the right price point and if repaired by a good repairer, an excellent value proposition that allows you to seriously upgrade your car choice and is all but indistinguishable from a perfect excample.
@HighPeakAutos2 жыл бұрын
My own 3 series I used as an example at the end was recorded as a Cat S which was mad
@jackburtonstwin2 жыл бұрын
@@HighPeakAutos Seems rather harsh unless a chassis rail or a structural boot floor pan was turned into a pretzel.
@mattlawton47152 жыл бұрын
I wouldn't have them in your portfolio. Don't do it
@Zhah42 жыл бұрын
I own/run a car salvage yard you would be surprised at some of the car that come in that are written off, absolutely nothing wrong with them and most parts are readily available so bolt parts on especially with same colour you're onto a winner!
@timhancock66262 жыл бұрын
I run a Cat D car. I saw photos of it after its accident. The repairer showed me his shop and the certifications of his body work team. It had 13,000 miles on it and its now done 67,000 miles after five years and is maintained as if it were a new car. Have there been any glitches that I could put down to the bash it had and the repair. The honest answer is one or two for definite, but nothing insurmountable or super critical. As a car it's been great. Has it washed it's face financially ? Well I think so.....just. The longer I run it the closer the residual becomes to an unwritten off car, so if I keep it eight years the relative values won't be that different. It had a new sill, a new B pillar and front and rear doors. Critically the roof was undamaged so the shell integrity was good enough to repair. Did I have misgivings..yes. Has it been a good car..yes.
@25myma2 жыл бұрын
"...people don't check the car history.." I'd say most people dont even check THE CAR; they get in, drive it around for 3-5 min, stop, pop up the hood to see the engine is there and decide on the purchase. Mold, leaks, rust, missing dials/handles/parts, few people look for those, especially if they've fallen in love with the car, or the price. It is essential, in my experience, to buy a car you don't really like that much😝 Great video btw!!
@vinimaguire81092 жыл бұрын
I've been following Salvage Rebuilds UK Channel since day one and these guys repair some right broke up auto's to an amazing standard . Your channel and theirs are my favourite you should try doing a video together it would be really interesting if you bought and sold a car from them just as an exercise be good content.
@Bettys_Eldest2 жыл бұрын
Would be more than happy to buy from them, as you can see exactly what they have done to get the vehicle back on the road. It's all there on video to see. I do skip through the Car Vertical advert, and some of the time lapse sections, and didn't care for the trip to Car Vertical HQ, but otherwise fritter away an hour or so each week watching their handiwork.
@Stormy1772 жыл бұрын
I think there's quite a distance between them though - Chris and Rob are based in Kent, so they're not exactly on Matt's doorstep. Would be interesting to see if Matt could get a higher price than Rob though...
@byeckfella2 жыл бұрын
This is excellent advice. My Audi SQ5 was stolen and crashed. The damage was front o/s wing, suspension smashed as was the alloy wheel. The insurance company were in two minds whether to repair it but I persuaded them to write it off and I got the full value of the vehicle back. Although I did love my Audi I had to be sensible. When the time came to move it on I would have been badly stung….
@flybobbie14492 жыл бұрын
Had a customer who was insurance assessor. Showed me his laptop. Every car with most common fixes and prices repair garages would get to fix it, fixed costs insurance would pay out.. I could see how easy they write off cars.
@harrybosch57202 жыл бұрын
Have you every watched Matt Armstrong's channel? This is what he does and creates a lot of content from the restoration process. With most of his projects, he cleverly raffles them off. I guess he makes a good money from this and has none of the issues moving them on. its interesting to watch, but I'd wouldn't put my family in anything thats been put back on the road this way. Anyways... All good stuff Matt.
@timhancock66262 жыл бұрын
How do you know the next car you buy hasn't had an insurance approved repair ? The difference between one of those and a write off is often only money.
@harrybosch57202 жыл бұрын
@@timhancock6626 Hi, I guess the answer to your question is 'I wouldn't knowingly buy one' The best thing about buying a new car is the looking , searching, pricing, test driving, checking out the back-story, talking to colleges, giving them a good coat of looking over and paying the market value. Its all part of 'due diligence' and if the worst was to happen then I can sleep at night knowing that I didn't cut corners. Its the same for tyres and brakes etc. And as you refere to its often only money well theirs the biggest clue, after rebuilding several cars and many motorcycles. The cost to restore them to OEM is not financially viable, so you have to make choices. There is no 'Quality Assurance' from the guy on the drive or back street garage out for a few quid. Anyways stay safe my friend.
@louier90332 жыл бұрын
I bought a category N 3 series. I can't complain - 2/3 of the retail price plus a freshly painted front bumper and wing 😁 If you think about it, you're probably more likely to get a mechanically sound car if you buy one that's just been written off and repaired, because it wouldn't have been a case of the previous owner trading it in because things were starting to go wrong with it
@HighPeakAutos2 жыл бұрын
That’s a good point actually. I hadn’t thought about that
@The_journeyy2 жыл бұрын
Well said clearly know your stuff
@Diongreco2 жыл бұрын
Is insurance high on cat N cars?
@adolynch2 жыл бұрын
Yes but then there's the electronic gremlins after a crash and repair... Sometime they take a while to surface
@markm-ci6rj2 жыл бұрын
@@Diongreco No, I own two cars that have at some point been writen off 9not by me), never had problems with insurance, had insurance with Admiral, Coop, Sage, currently with M&S.
@utlm61682 жыл бұрын
I’d rather buy a “written off” car with minor damage and fix it up rather than get a dealership trade in where it’s quite possible that they’re only trading it in knowing that it has a hidden fault waiting to happen. I don’t understand why people would part exchange their car for a below value price to a dealer unless they know something’s about to go wrong with it.
@davidfoster1762 Жыл бұрын
Very useful . My RCZ was damaged a few weeks ago whilst parked. The most minor of scrapes to the front bumper , things could easily have been much worse. Luckily the driver of the other vehicle owned up. The local body shop quoted about £600 to remove / prepare /paint / refit the whole front bumper panel . That quote nearly doubled when insurers got involved. To my amazement the other driver’s insurers accepted the higher quote even though they had seen the cheaper quote . I’ll be interested to do a car vertical check on my car to see what comes up. And,unlike me , don’t forget to check your dash cam if your car is hit.
@Fizzoid2 жыл бұрын
I bought a Cat D Grand C-Max almost 5 years ago, the front passenger side corner had been damaged and repaired. Price wise, it was about 50% cheaper than a non Cat car. It's been spot on for over 60k miles, and it will just get run into the ground, or by the time we sell it, it will be worth so little the Cat will hardly matter
@HighPeakAutos2 жыл бұрын
Thats the right mentality imo
@benparsonson53872 жыл бұрын
Yes 👍 if you know what your looking for though. I bought a cat D in 2017 fiesta st 2013 63 plate. Had pictures to prove just a cracked rear bumper and smashed rear light. Car was brilliant no problems at all, Only thing is selling them on.
@davidearl20382 жыл бұрын
Interesting stuff. I`m much more cautious these days. Some 30 years ago I bought a VW Beetle from a dealer in Clayton, 9 months later when I took it in for an MOT it failed miserably as they said the whole floor pans front and back were fibreglass and even the seatbelt anchorages were mounted to this. The dealer was fined but it took 18 months to get him to court. I had to sell the car to a VW enthusiast who was going to re-build it with new floors, but I lost out after having to store the car for two years. So beware fibreglass floors and sills.
@martinhunt60042 жыл бұрын
Great video! I totally get it why people are tempted for the lower price, horses for courses. I doubt loan companies would lend on CAT vehicles?
@gizmo61642 жыл бұрын
Many years ago a friend of a friend ran a body shop. We were there having a brew and a chin wag when a transporter turned up bearing new vehicles from a main manufacturer. A couple of cars were rolled off into the workshop for body repairs before they went to the dealer’s showroom for sale to the unsuspecting public. Apparently a regular source of business for the body shop. It happened back then and I’d be very surprised if it doesn’t still go on today.
@canstopwontstop89372 жыл бұрын
Brand new mclarens get delivered a mile from me to get touch ups before they go to the buyer, one of the workers blew the clutch on one and it went up in my flames lol
@Haawser2 жыл бұрын
It happens inside the factories too. No names but where I used to work had a section called rectification where damage caused on the main production line, or when the vehicles were being moved about in storage, was, well, rectified. So some people got cars straight from the factory which already had filler and paint. I would not be surprised if this was replicated at every large manufacturer. Because they're not going to recycle a vehicle just for a dent or scrape.
@michaelbamber48872 жыл бұрын
@@Haawser years ago, I worked as a Saturday boy for a local rover main dealer. It was normal to fill dints or make raised bumps into dints to fill an paint. These were brand new cars, we once swopped all the bits that were useable off a car that fell off the top of the transporter onto its roof, rover sent up a new body shell with the same chassis number and me an the other Saturday boy did the parts swop cos it was school holidays! We must have done a good job because I don't remember it coming back.
@timhancock6626 Жыл бұрын
Before VW took over Skoda I had a visit to their import and preparation depot which used to be in Kings Lynn. Of course they did rectifications to cars with minor transit damage and they had proper paint and bodywork facilities. All manufacturers do the same, and always have.
@pea-dub2 жыл бұрын
Spot on matt!! Most of my cars have either been damaged repaired or high mileage! I enjoy driving nice cars without shelling out crazy money! Just avoid the obvious bad ones,the rest i Run em till they croak and move on 👍
@dutchbarnnursery31472 жыл бұрын
Hi mat took your advice and got a 2010 jaguar xj portfolio cat-n rear bumper damage only 95k milage £6000 wow what a car,yes it makes me smile all the time driving it like in the review you done on one,thanks for your abvice mate was so helpfull
@HighPeakAutos2 жыл бұрын
Sounds like a bargain
@josephmifsud82612 жыл бұрын
This is a very good video. I would never touch a cat S car but it's interesting and horrifying to see the damage some cars have received. Maybe a cat N with light damage will be a best option for a cheap everyday car that you will keep until it doesn't go on anymore
@simonturner54502 жыл бұрын
My uncle used to buy and repair these, his specialty was sewing backs and fronts from 2 cars together. I’ll never forget his Citroen BX, when you started it the air suspension used to bring up each corner one after the other, a low rider years before they became fashionable 😃
@lewisbrown43182 жыл бұрын
All I'd say is a vehicle history check doesn't tell you if it's been involved in an accident. It tells you if it's been written off. You could buy a vehicle with a 'clean history' which has been involved in a heavier incident than a 'written off vehicle'.
@andrewgrant6562 жыл бұрын
Well said excellent point. So many cars sold through big dealers as legit and have a shady past
@casinodelonge2 жыл бұрын
REally good honest advice, you'll be giving used car dealers a good name if you're not careful...
@jameskirk49112 жыл бұрын
I'm in the accident repair industry Matt. And you're spot on 👍
@spencerhulme1203 Жыл бұрын
I think this channel is truly amazing (where were you 6 years ago) it is channels like these i have the utmost thanks and respect for the content creator. I have some money coming from being made redundant but have been sceptical about buying another BMW i have a BMW 320D M Sport on a 2007 plate but i was royally ripped off due to my lack of knowledge at the time the issues and the ploys of some garages luckily i did take insurance out on the car and it was under warranty when the timing chain snapped the garage owned never provided service history £13,000 pounds later after the warranty ran out a list of repairs for what failed at 97,000 miles the (failings) are due to the car not being properly maintained and the dealership not mentioning the subframe was almost rotten through I have only done 20k miles and to get the car right i need to spend another £3000 on the subframe and all bushings, then i need a new DPF, new shocks on all sides, i would say listen to High Peak Autos and do your homework.
@christophernoble68102 жыл бұрын
A warning to all. Excellent video. Just shows how careful you have to be.
@devlinracing35532 жыл бұрын
Great video. Personally I wouldn’t touch a damaged car with a barge pole. Too much grief with insurance, in life problems and resale value. I would rather pay a premium and get one with no issues. As you say ‘buying on value’ not ‘on price’. I suspect a large portion of the write off / repair market operates on the basis of daft customers not doing vehicle checks and getting duped by the unscrupulous private and retail sellers. A very valuable video, you will no doubt save save some unsuspecting purchaser from getting stroked. 👍
@paulcrockford98452 жыл бұрын
I have had a few written off vehicles over the years both car and motorcycle,and like you said it comes down to price,it also helps if you are handy with the spanners to do the necessary repairs
@edwardbates25622 жыл бұрын
Really been waiting for this topic to be covered. Thanks for taking the time to run through and share your wisdom.
@matauboy2 жыл бұрын
Many years ago a friend rolled his Mk1 Cortina. The whole roof had been bogged,in places nearly an inch thick. The passenger door was mostly bog backed with chicken wire and rolled up newspaper and yet it had actually looked pretty good when he bought it. After that I always took a magnet when I was looking to buy second hand.
@iR3DEMPTIONi2 жыл бұрын
Where i work we used to do bodywork for Fiat main dealer and we used to get tons of brand new cars with less than 50 miles on the clock in for paint like dents on wings ,bumpers and doors, most still had foam blocks on the doors and plastic everywhere, so even buying new from dealer you never know. I've owned a few damaged cars in the past but I have never had a problem getting insurance on any of them, one of my first cars was a cat C fiesta when i was 20 and the insurance was like £2500 but that was also the same price as a none damaged version of the car. Really enjoyed this video.
@davidsharples46772 жыл бұрын
Back in the 1970,s i was working next to Rovers Test track, i saw a 3,5 Rover crash, over the next week, it came out in various repairs, getting tested again and again, eventually it was fully repaired. I spoke to a mechanic, he said they do these repairs and it goes out as a new car.
@jonathanbroughton59832 жыл бұрын
There's a channel called UK salvage rebuilds and they do amazing work on damaged cars
@R8_Jake2 жыл бұрын
Couldn’t agree more! Took me ages to find my R8 gen 2 V10+. Did the usual checks, I.e. Carvertical, PPI and checked out the seller as well who luckily has a reputable business 😎
@HighPeakAutos2 жыл бұрын
Nice
@theoh73892 жыл бұрын
Hey Matt me again, my dad has 2 Renault 19 16v cabriolets one is for parts and one is working in good condition with 105k miles on the odometer. I remember as a kid me and dad used to go speeding through chase town. It had the same engine found in the mk1 Clio. Like your channel as always and thanks for the ❤️ on my comment have a nice week
@nismo43212 жыл бұрын
Problem is that some cars are damaged so badly but never written off because the owner didn't go through the insurance and would fix them up and sell them as non damaged. Best to get the car checked properly by the AA or RAC.
@patagualianmostly74372 жыл бұрын
Best to get the car checked properly by the AA or RAC. Really? Isn't that like asking a First Aider at your place of work to do some brain surgery on you? All due respect to the AA & RAC but basically.... they are a "get you home service."
@RD-qp3mu18 күн бұрын
Happy to buy a category car, usually have lower mileage with fewer hidden unknowns apart from the obvious accident damage repair. Keep it long term and depreciation isnt a problem.
@Lot76CARS2 жыл бұрын
Good video Matt. The key for me is how well the repair has been done.. and you’ll seldom have the answer to that. Behind the paint where have corners been cut? As you said unless very very light damage then avoid BUT how many cars are not recorded on the register, eg third party or no claim made and they’re even more worrying!
@SuperDoggeh2 жыл бұрын
Cat A/B cars can technically be put back on the road, it happens with extremely high valued cars/exotics, where they essentially go through a complete monocoque rebuild/replace and its really the identity that is put back on the road, rather than the car... There are some very specialist insurers for these categories.
@nismo43212 жыл бұрын
I've bought some cars from Copart with a very minimal damage like side scratch or damaged wing etc. Never had any issues with them and they sold fine. Like you said all depends on the price.
@HighPeakAutos2 жыл бұрын
That’s true
@keithhooper6123 Жыл бұрын
I bought a car c Daihatsu Copen,and it's been perfect over the last nine years.25,000 miles when purchased from dealer.
@shellacandvinylarchive33702 жыл бұрын
Great video - learned loads. Thanks for taking the time to do this.
@whatsmine78482 жыл бұрын
I once bought a fiat Punto hgt from a fiat main agent what was a cat c and wasn’t told, when the warranty ran the faults started and that’s when I found out the car was twisted, I scrap the car and took a big financial loss but I learnt my lesson don’t trust main agents, never buy a fiat, always do a hpi check and if you have a local garage you can trust (which I do) if you buy get them to check it out, lastly don’t trust an MOT, I know people who can a bent MOT very easy
@BLX1872 жыл бұрын
Being able to see the previous damage helps with the decision.
@Duncangafney12 жыл бұрын
My 330CD was listed as a cat D last year, because despite being worth over £5k and the repair costing less than £2k, the insurance company chose to cat N it. Literally the front wing was dented and the bumper was scraped. I kept the car, and it's now in better condition than it was pre the minor accident. I really wouldn't worry about Cat N.
@michaelatkinson75772 жыл бұрын
See my reply about my Cat S above. Very similar damage but they chose CatS!
@rthomasbox2 жыл бұрын
You can get the car inspected and the Alert is taken off. It’s expensive £300-£400. Still lists in its history as damaged repaired. But does come up on the alerts. Insurance companies treat it has not written off as well. So you will get full market value if it’s damaged again. Just done it on mine and the check is now clear on the Alert status on hpi.
@rhiantaylor34462 жыл бұрын
I watch a lot of UK car repair videos and a significant minority of the cars needing repair were described as "Clean title". Personally I have bought Cat N but would avoid Cat S unless there was an exceptional justification. Example, apparently Aygo etc. cars with a dented rear quarter cannot be repaired since no repair panel is available. That might be OK if you can live with the dent/damage yourself - left unrepaired and it is nowhere near suspension etc.
@michaelatkinson75772 жыл бұрын
Absolutely - either live with it (get a new MOT for piece of mind) or get it repaired and then MOT'd. With the construction method for some cars, a minor rear corner bash could be considered a write off (however minor the damage) simply because the insurer would insist on a complete panel (which could be huge part of the bodyshell.....) replacement - wich makes the labour costs, hire car costs, parts etc. huge.
@desmondbaxter24492 жыл бұрын
Not everyone get bored with what they have, 7 years going and I still crazy about my 2002 Audi S6 Avant
@gbc73442 жыл бұрын
Agree 100%…and I used car vertical when I bought my current car..well worth it..fortunately mine checked out no problem but it’s peace of mind for the price of a curry !
@ChopsGarage2 жыл бұрын
On exactly the same page as you here!! I always say at 3k why not get a car far newer, lower miles for the sake of say a Cat N repair. I can guarantee the one you are looking at for 30% more has had similar repairs done to it previously.
@G-Tay2 жыл бұрын
Working in a bodyshop for over 20 years you see it everyday, "ALL" manufacturers have rework done on cars due to paint defects either at the factory or prior to dealer delivery, it's very very common. Also, big fleet companies running 100's or 1000's of cars for company cars or lease cars will sort of be self insured...Most of our work will be direct from a hire/lease company and the average bill will be from £1000-£2500 & higher, and this is direct payment from them with no "RECORDED" damage on any national system anywhere!!
@theanalyticsproject1014 Жыл бұрын
Yes, I've bought a few CAT cars over the years. I agree, that resale is key. It's how much money you loose on a car that matters. I only buy CAT if I plan to keep it.
@jimmypratt64502 жыл бұрын
I remember that BMW you tested my skills on that one plenty off pushing and pulling to get it straight , it turned out ok in the end and cheap car for your pal win win all round.
@tornado342 жыл бұрын
I bought a brand new Boxster S in 2000, which I later discovered had been re-painted on one the rear wings. The Porsche dealer said ”it’s not that unusual for bodywork to be ’corrected’ after production before first delivery” 😱
@stairmand2 жыл бұрын
I had a 2010 C class that was rear ended same as your BMW, they paid me in full (£5K) and I bought it back from the insurance company for £195! Bought second hand bumper, lights and a couple of other bits for £500 and still run it today as a second car. OK, it's never worth selling but it's now effectively a free car.
@HighPeakAutos2 жыл бұрын
That’s the ideal scenario because you know exactly what has been done
@michaelatkinson75772 жыл бұрын
Almost the same as me - bought for £9k - 2 yrs later Cat S write off - crazy car market now - payout of £13k!(I argued strongly with insurance co) and bought back for £3250. Repair costs - £850.....Free car!! I even had a nice big hire car for 33 days and my car had a 300 mile trip on a transporter to the salvage yard and back here.
@gtolose2 жыл бұрын
The difference between price and value, this is deep.
@RussianSpaceman Жыл бұрын
If you ever buying a crashed or damaeged car, or any car for that matter, pay a mechanic to come out and inspect.
@williampope37962 жыл бұрын
Good advice here Matt. Sadly, folks are fixated on price. Buying anything damaged is a crap-shoot. It currently seems internet trendy, what with the salvage related sites. A lot of them seem staged. Think twice before committing to what could be a nightmare. Thanks for the insightful video.
@ploddicus2 жыл бұрын
What a great video Matt, clear, logical and really informative. Thank you!!
@johngaskins4700 Жыл бұрын
I have worked in main dealers for Peugeot and Toyota and two events stand out at Peugeot a 206 on a transporter had its roof damaged, we had to accept it, repair it and sell it as a used car. At Toyota in the 1980s we had a Supra from another dealer, brand new or so we thought. A man bought it and then came back the whole of one side had been repaired, we found out the dealer that had it originally had badly damaged the car and said nothing. Toyota told us to refund the customer 100% and they would collect the vehicle. We did this and the customer did buy another new car from us, we made sure we got a new one delivered to us!.
@MrSunnyBhoy2 жыл бұрын
I bought a cat N hot hatch and wouldn't recommend it unless you know you're gona keep it for a while. Like Matt said when you come to sell you're gona take a hefty loss. Even if they look too good to be true think long term. I'm unexpected things can happen where you may need to sell the car quickly and then you'll get stung. Save up and buy a normal car is my advice. Wish I had but never again. I'm surprised those cars were repaired as they looked totalled and uneconomical to repair but hats off to the ppl who did it.
@tariqjulani26282 жыл бұрын
Fantastic public information Matt, your experience and knowledge is priceless! Best Car Review KZbinr by far! Helped me make a decision today
@tonypet15182 жыл бұрын
Hi how are you doing. Impulsive viewing, cheers. We would buy cruising boats main stream of poor quality but with potential value. Electrics, cushions, underwater gear, painting. Not mechanical. New canopy. Good easy sale. My caravan had hail stones damage to the roof, right off. Brought it back for 200 hundred pounds. Sold for 900. Payed out 1300 for right off. Good little earner. Thanks for your videos, stay stafe.
@jamest51492 жыл бұрын
Totally agree, I cannot see the value of accident damaged cars, their value is too near a good one, even if you buy it un repaired and do it yourself it doesn’t make sense.
@Jackthesmilingblack Жыл бұрын
If you intend to be the last owner, "accident-repair" makes a lot of sense. Here in Japan, repairs are carried out to a high quality, so when the big, expensive service fall due, I run it up the breaker's yard. Of course you need someone to pick you up, especially if you want to take the wheels ... Jack, the Japan Alps Brit
@dailyhunter36832 жыл бұрын
This explains the reason why people save a tidy sum, for a deposit and buy themselves a shining new Skoda or Renault Clio. Good review by the way.
@alexandruc1612 жыл бұрын
I buy cat D regularly, they are good value for money, most of them have a bumper, a headlight or fender but won't touch anything else.
@hotdoug1000 Жыл бұрын
8:30 the dealer would have to inform the buyer as they're not private sellers so the purchaser would know as you said earlier.
@rouman7 Жыл бұрын
Spot on Matt , I’ll never buy a written of car ..I can understand why people do but it’s never been for me ..when I was in Dubai. I seen lots of cars too models .. written off some had water damage , some just minor damage .. in fact lots of Porsches , lambo s rolls etc etc and many get shipped to the uk
@johnconnor71632 жыл бұрын
Great video and very informative, as usual. I recently bought a car from a franchised dealer (who were part of a larger car group) and decided to use car vertical. Was pleasantly as the depth of detail on the report, it found no issues found but just had an extra piece of mind when finalising the deal.
@riki_alex2 жыл бұрын
Matt Armstrong do exactly that. He buyes lightly (sometimes heavily) damaged cars, repair them and sell them thru the tickets which are limited to some number. Of course, there’s a decent amonut of work on car, which makes content for his channel.