Should you Retire in Puerto Rico - Pros and Cons

The quintessential retirement destination people envision is usually Florida. But Florida has gotten really expensive lately. So where else can you retire. If you leave the US you need to worry about visa requirements and foreign taxes. But what about retiring to a Caribbean Island that is a US territory and you may offer you tax breaks? Puerto Rico is a great option to consider for retirement. I'll go over health care, housing costs, and day to day costs of living in Puerto Rico. I'll give you the pros and cons of retiring in Puerto Rico.
My other KZbin Channel
/ how2beach
link to health ins. in Puerto Rico
salud.grupotriples.com/en/

[@pete4778]

Thanks, for being honest about living in PR. Retired here for over seven years. Yes, the housing cost is cheap I paid 75k for my home but spent over 150k on renovation which includes a major solar system with 0 electric bill. AC running 24/7 the heat is unbearable during the summer months and the damn bugs. You forgot to mention the barking dogs at night. I now only spend six months there and travel back to the mainland for six months to escape the heat and bugs. But overall my expenses are very low. I paid no property taxes and water and sewer is only 28 dollars. And, of course no electric bills and hot water from solar. Would love to get a swimming pool one day.

[@TheRetirementality]

Oh man, I have a barking dog in the house behind me too. And they have parrots that live on the porch and squawk all the time. I would get solar if I lived there full time. Thanks for watching.

[@katkattarotparanormalmediu1775]

I wonder what solar companies are down there… i used to sell solar

[@user-nk2pg9vf6m]

FYI...by definition, American Citizens are NOT EXPATS in Puerto Rico. Puerto Ricans are natural born United States of America Citizens. You simply change residency if you moved full time to PR otherwise, it like moving to Florida, New York or Utah... :)

[@TheRetirementality]

I am aware of this fact. But Puertoricans differentiate themselves from people that move there from the mainland. It's kind of a sticky situation.

[@HectorGutz]

@@TheRetirementality - The sticky part is mastering the Spanish language. My grand parents were Spanish citizens and became U.S Citizens 107 years ago, lived in P.R. and never spoke English. It wasn't necessary here in Puerto Rico. Be sophisticated by learning a second language, that's the secret!

[@OhMissLo]

Essential oils for the ants: peppermint, cinnamon, orange, lemon, lavender, clove, cedar wood and citronella. Mix them in a spray bottle and spray everywhere. It works.

[@TheRetirementality]

I'm not there enough to be consistent with something like this

[@OhMissLo]

Totally get it-i asked around and I was told by my mother in law who lives in PR-get Irish spring soap, slice it up in thin slivers and place in corners where ants and bugs are-windowsills and doors. Hope it helps.

[@mannyp5823]

Thanks to your help, my gf and bought a place in the west coast a year ago, and have been living our best lives! If we ever meet, dinners on us, thank you!! 🇵🇷🌴🌞

[@TheRetirementality]

That's awesome. We need to spend more time on the west end. We don't usually make it past Boquerón.

[@mannyp5823]

Were not far from Boqueron. We prefer the calm waves & laid back vibes the southern part of the island offers, similar to your area.

[@TheRetirementality]

@@mannyp5823 My wife likes to go there for oysters

[@irenec6558]

I was born in San Juan and grew up on the East Coast. When you are a child, teenager, or in your 20s, Puerto Rico is your Island of adventure, the Pirate of the Caribbean. But when you are a Senior, you better be out of the Island and live in the main land. The medical system there is not recommended; calling an ambulance is a waste of time; you will wait for an hour for one if you are lucky, and when you arrive at the hospital and survive, you are blessed. Dealing with the electric company is challenging, and paying bills is another story. You are blessed if you have water every day (good water), have your bottle of Palmolive, and be ready to get a bath on the beach you have at the end of the street or in your pool. For generations, people from the Islands had to travel to PR for shopping and services they don't have on their other islands Islands. If you really want to have a good life there, be connected with the native people of the Island; they will feed you and teach you how things work there. :) have fun

[@TheRetirementality]

Lots to take in with your comment. I can relate to all of it. And that is how we found PR in the first place. We came over from STT to do some shopping and get off of our island. But, everything you mentioned is something to think about for anyone considering to live there.

[@dcuevas24]

I'm a puertorican, just retired and my dream to retire there is in a magazine. Property taxes and Ivu taxes and medical attention, well I hope your healthy. No fear mongering, going to government agencies to resolve problems an all-day thing and hope they don't close doors, because the secretary the stamps and processes is on vacation. Yup, no worries, leave your demands behind 😉 cause it doesn't matter your urgency does not matter. Locals are being drained from every penny. Oh, those property taxes we have to pay because of the lovely comfortable tax breaks ...tax breaking the puertorican. Not to mention the horrible gentrification displacing locals. Don't get fooled by our smile. We are resentful don't be fooled here in Puerto Rico.

[@TheRetirementality]

@@dcuevas24 Interesting take on all of this. I've experience these things on other islands too. I always say "island living isn't like the idea the chamber of commerce sells you".

[@HeartsGlobal]

AWESOME 👏🏼 thanks for the info

[@TheRetirementality]

Thanks for watching. I'm going to do another video about what it cost to operate my house here so stay tuned for that.

[@mariel3243]

Happy birthday! 🎉 This helps solidify that we want to short term travel 2-3 months max per destination and return to home base in between to enjoy 3 of the 4 with seasons. NOT Winter... Btw, love the nature noises in the background.

[@TheRetirementality]

Thank you. I'm going to be doing a video about slow travel versus being an expat soon. We've been thinking about these options too.

[@BobF6483]

This video was great. I look forward to an expat video soon.

[@miguelcontreras3953]

Great video and very informative, your comments and observations are spot on like coming from a person who lived there for long time or a native. The beach where you walked us through used to be much wider but erosion and recent hurricanes has taken its toll. The whole Humacao coastline including the public beach (Balneario) is almost gone. I'm my recent visits, I noticed prices for pretty much everything skyrocketed but that's a worldwide issue and considering that when you live in an island everything always cost a little bit more due to shipping, handling, etc. Keep up the good work!

[@TheRetirementality]

Thank you. I've been going there for about 4 years now so I've got it pretty dialed in. And living in ST Thomas gave me the perspective I needed about full time island living. Thanks for watching and commenting.

[@FIRE_DrNinjaTurtle]

Thank you, I have subscribed to the channel. Now, I want to go on that boat 😮

[@TheRetirementality]

Thanks Darrell.... A boat is always a good day. I went out on a boat yesterday.

[@edgonzalez186]

Don't need to buy mangos from the supermarket.... when in season there's always a tree. Really a good presentation you made.

[@TheRetirementality]

I had a neighbor in St. Thomas with a mango tree. I need to make friend in Puerto Rico with one for sure. 😆

[@edgonzalez186]

@TheRetirementality just in case... the scenic road to Maunabo is nice... there are a couple of spots where you can catch some nice photo views.

[@trudyvaccaro1560]

I live in Florida Thank you for the information

[@TheRetirementality]

Thanks for watching. I'm going to do another video that is a little more dialed in on the money soon.

[@emdprez]

Happy Birthday!

[@TheRetirementality]

Thanks man!

[@pedrobarrantes1177]

Great video, appreciate your honest y

[@mic2349]

Fantastic balanced and honest video. Very well done. I am planning to move there in less than a year.

[@leonardomedero814]

Thank you for saying that Puerto Rico is good Im going back to my Island April of 2025

[@TheRetirementality]

Congrats! La Isla del Encanto

[@maritzarodriguez7466]

Muchas felicidades que disfrutes de tu retiro y seas muy feliz junto a tu pareja y familia.que sean muy felices...gracias por compartir el video.

[@TheRetirementality]

Gracias por ver mi video!

[@vibrantsource]

Great Info--very concise on the big and little stuff.. Great!!! Appreciate all the effort to put together fantastic Video...

[@HectorGutz]

Surviving in Puerto Rico, one must have the "Hurricane Maria " mentality. Always be prepared to go on your own for survival. Don't depend on the government, but do rely on your neighbors for help. Earthquakes, hurricanes, heat waves. blackouts, poor water supply, government agencies always on coffee brakes, no phones or internet, but still, I love Puerto Rico and am enjoying my retirement here (over 30 Years). In case of a nuclear war, it is better here, than living in New York, Chicago, Los Angeles, Miami, etc. Alway be prepared for at least 3 to 6 months for any emergency. Get at least 1/2 acre and grow your own food. When the SHTF, no one is going to feed you!

[@rafitaino3137]

Happy birthday 🎊🎉🎈🎂

[@lilflexlewis5802]

New subscriber thank younfor this video. I got a lonnnnnng way to go but i want to maximize as much of my pension and social security when i decided to retire

[@TheRetirementality]

Thanks. I've got quite a few videos about PR on my channel and lots more videos about retiring. I hope you find lots of good info.

[@franchescabonilla9929]

Wow, it is beautiful where you are. Maria was recovered well in that area. Felicidades. 🎉🎉🎉🎉😢😢someday, i may be able to go to Puerto Rico and recover my family's property.

[@franchescabonilla9929]

Updated and modern

[@TheRetirementality]

Thank you! I hope you are able to do that. I know that process can be complicated. buena suerte

[@davidburgos9892]

Best beaches are on the south west of the island in my opinion! Crystal clear water and white sandy beaches my favorite beach used to be playa buye but it’s been ruined by tourists now close second is el combate

[@TheRetirementality]

I don't think I've been to Playa Buye but I do like El Combate.

[@FIRE_DrNinjaTurtle]

Thank you

[@jocelynzito6829]

Just Went a few days ago to Adjuntas and first time in Buyé!!!! Is amazing amazing gorgeous beach😍but Los mosquitoes y mimes bombarded me in the mountains and even got the flu and who knows if was the dengue😮 so sad that a tiny thing 🐜🐞 made my mom and I cut the 11 days trip to only 4!!! The only thing you forgot to add is the coquis🐸and roosters 🐔I love them... the barking of dogs Nooooo because if they bark at night is like an alarm sounding off for intruders or just night people walking by even though the house has rejas all over it its scarry😂 overall you nailed it!!! I personally never being to humacao ...only Luquillo❤and Fajardo...and me too think like you ...6 months in PR 6 months in FL 50%50% We are blessed to have the flexibility😍🎉

[@metal3]

gracias por la informacion

[@TheRetirementality]

Thanks for watching.

[@JoRocket77]

The way he pronounced “Humacao.” . Lol love it. Enjoy it, brother. I hope to join you in 25 years.

[@TheRetirementality]

Thanks amigo. 😎

[@carmenjaniratarafacortes7405]

Supe que vas más bien and that’s a thought crowd👼🏻 Good work💋💋💋💋💋💋💋💋

[@TheRetirementality]

Gracias

[@jackmead6166]

Great Video!!!!! We moved to retire and also to care of a sick family member. We live 15 minutes out of San Juan and have the best of both worlds. The lifestyle is real, the constant maintenance is real as well. The cost of living is continuing to become more equal and a better balance. Healthcare in Puerto Rico is not equal to the states........if you have good health.........it is all about priorities. Live small with what is necessary. What is happiness............

[@cr8blitz22]

Great vid, thank you for sharing. I lived in Fajardo 2001-2004 and I often think about returning to PR. Which part of the island do you live? I was stationed at Rosie Roads (sp) when the Naval Hospital shit down. There was plenty I did not like, but I am sure a large percentage of that had to do with accepting island time.

[@TheRetirementality]

I'm in Humacao. Not too far from Fajardo. The more time I spend away from the island, when I come back, I have to remind myself "I'm on island time". It can be tough.

[@victorvazquez7065]

Im PRican, Very happy for you and very informational video. Ive lived in DR, loves it, now i love Colombia! I considerate cheaper, better, in every aspect you came up with. Love the country side of Colombia. Peace out Vic

[@TheRetirementality]

Thank you. I used to have the DR on my radar but had some Dominicans tell me how dangerous it was and why they left. But Columbia looks very interesting. We want to go there and check things out.

[@victorvazquez7065]

@@TheRetirementality DR has a lot of petty crime, unlike PR being #1 in homecides in the Caribbean sad to say. Colombia big cities have the usual crime, but the small town and country side is out of this world. Fertile land, good humble people. Off the grid, and live like a king at 3k a month, or very well at 2k. Medical and dental, pennies on the dollar. gold is cheap when buying from the miners. Shooo even gas is a little cheaper then the states. Good luck and im from Ponce.

[@yolandarivera5504]

I can’t believe the cost for food 😮. Thank you for the infor.

[@TheRetirementality]

Yea, it is more expensive on the island.

[@terrybogart589]

Yes, but PR is cheap.compared to the VI. Ever.go.to.Starfish Market on St. John? 😲😲😲

[@jaynemann2547]

True. We plan on visiting

[@TheRetirementality]

I hope you have a great trip.

[@CC-oq2mj]

Thanks for the video. I am ex Military and my family and are coming to Puerto Rico next month to check it out. Glad you pointed out the Expat areas. I would like to be close to the VA Medical Center. Looking outside of San Juan area.

[@TheRetirementality]

You'll have to check back in with me and tell me what you thought after your visit. I have videos about different beaches over on my other channel @How2Beach if you want to check them out.

[@robertviney8253]

Awesome video!! Thank you so much. I am planing on buying a place but i am not sure if i will buy a condo or house. I dont know if i will be able to live in PR 100 persent so i am leaning towards a condo. Anyway awesome video.

[@TheRetirementality]

The key is finding a great handyman. I have a guy that cuts the grass and cleans the pool and looks out for the place. He is my third one in 3 years but I think this guy is going to stick around.

[@williesteele4503]

This was one of the best videos I have seen on life and prices in Puerto Rico. The Puerto Rico food prices to me, were unbelievable and very expensive compared to where I live here in South Texas. The summer heat here is also unbearable, we get between 95-100 degrees every day in July and August, but living here all my life I am used to it. I have visited a few cities in Mexico and that country is so affordable to live in on a Pension (I retired last year in sept at age 57). I retired debt free, so I am doing fine with my savings and Pension income. My total Monthly bills are less than 1k. I have always wondered about life in Puerto Rico and the cost, and your video answered many of those questions! Honestly, Mexico looks like a better deal for me, and I speak decent Spanish which I learned from living here in South Texas, as we have many Families of Mexican heritage here. Thanks again for the great video!

[@TheRetirementality]

Thanks Willie. Puerto Rico is pretty cool. You should still go check it out. I grew up in Boerne so I love TX too. That is awesome that you have a pension. Congrats on retiring early.

[@williesteele4503]

@@TheRetirementality Thank you! I am in San Antonio, so you know the Mexican influence here. I know the Spanish in Puerto Rico is a bit different, I sometimes have trouble with Puerto Rican spanish, they speak so fast. Lol.

[@TheRetirementality]

@@williesteele4503 Yea, my wife is from Spain and she speaks really fast too. But sometimes she has to have them repeat things.

[@rosenunez4328]

Just to say Mexico is another country and PR is part of the US

[@williesteele4503]

@@rosenunez4328 Yes! I am very aware of this..I have been visiting Mexico since 1998. To be specific, since 1901 Puerto Rico is considered and "unincorporated territory, a commonwealth of the USA. and the US Dollar is the currency.

[@karymorrell181]

This is like the best video I have seen. You covered a lot. What city is that you live in?

[@TheRetirementality]

Thank you. I wasn't sure if anyone would it because it's so long. But, it is doing really well. My house is in Humacao.

[@Ultecpo]

Life can be a lot cheaper outside the metro area even on groceries, but great video you got a new subscriber.

[@TheRetirementality]

Thank you. Yea guess we've never been to the grocery store in San Juan. It would be interesting to compare that.

[@adriankung1625]

Thanks for a great, in depth look at the things I would actually want to know before moving somewhere! Love your "little palace", btw, nicely done! I'm a West Coast Canadian, and while I *LOVE* beaches, can't stand a lot of heat and don't get me started on bugs, lol. I also have had my fill of crowds (Vancouver, Lol) but don't want to be really remote -- your location seems great that way. Those prices looked barely too different from what we pay for groceries here, maybe a little cheaper -- more cheap after exchange though. Your closing thoughts were the real deal though -- while it sounds like it wouldn't be ideal for me, I'll still want to visit first-hand, cuz, you never know... Cheers and Congrats!...from North Vancouver PS -- Yellow Tail is probably worth the extra couple $$, imho

[@TheRetirementality]

I'm glad you found value in the video. You definitely need to spend some time there renting to see if you can cope with it. Bugs are worse in some areas, roads are worse in other areas, it really depends on where you decide you like on the island to settle down. I did another video about how much it cost to run my house recently, that you may enjoy.

[@cocotazo8279]

Dude, absolutely love the large Puertorican flag. Such a compliment to the U.S.flag. ❤

[@jeanettemorales9541]

We retired and moved from Massachusetts to Fajardo, PR a few years ago. We got a great deal on a beautiful property with great views not far from the beach. We absolutely love it.

[@sampagan8809]

Nice!

[@TheRetirementality]

That's great. You're not to far from me.

[@mr-vet]

We are visiting PR at the end of May this year for our 30th wedding anniversary and a vow renewal ceremony. My wife and I considered purchasing a home in PR after we visited twice in 2016. But, after Hurricanes Irma & Maria in 2017, we put that idea on hold…. If we did, purchase a home there in the future, we’d definitely have to buy a Generac back-up generator and a portable dual fuel generator(have a Generac at our home in Northern Virginia, turns on automatically after about 5 seconds-and have a portable dual fuel-gasoline and propane-generator). Wish I could have a pool installed for $50K here in northern Virginia…it’s going to cost us about $120K; not including having tiles installed on the pool deck, fence around the pool, and pool cover (for the 5 months/year it won’t be used).

[@TheRetirementality]

Yea you might have a dodged a bullet not purchasing in 2016. Generator is a must too. I'm not sure what it would cost to put this pool in my house in FL I'm sure more than $50K. I hope you have a great trip when you come back down. I've got some good Puerto Rico beach content over on my other channel How2Beach.

[@jaynemann2547]

We bought 2009 and retired here permanently 2013. Yes challenges but you learn to adapt and find what you need. We now are selling our home in Luquillo. We now have two grandchildren that the son and daughter in law said they weren’t having any. We want to see them grow up.

[@TheRetirementality]

Well, you had 10 years to enjoy the island. And you can always come back. We like going over to Luquillo.

[@Zelaznogsiul-63]

I was born and raised in Arecibo Puerto Rico, but I have been living in the states for 41 years on and off, I bought a house back in the late 90ies moved back but after three years I left, it sucks to work there, I don’t t know if I could go back when I retire because the roads suck and the infrastructure is not the best, but who knows, for now I stay in Florida. Great video.

[@briansullivan1621]

Happy Birthday

[@TheRetirementality]

Thank you !!!

[@maritsa6575]

Great video!! Puerto Rico has a lot of hidden gems… there is a beach that has clear water and it is not in Cabo Rojo. I won’t say where it is as only locals know… only clue it is in the south but not the east side.

[@TheRetirementality]

I shall find it. I have another channel where I do beach tour videos. It's called How2Beach

[@siouxrose7766]

You could learn to eat local vegetables and fruits... there are farmers' markets in some areas.

[@TheRetirementality]

I haven't seen any farmers markets around my area. The only farms I know of close to me are palm tree farms.

[@Kur1001]

just retired in PR and love it

[@TheRetirementality]

Congrats Amigo! That's awesome.

[@MrPrimoPR]

Puerto Rico can be a great place to live if you adjust your mindset and acknowledge that it is not , nor will be a carbon copy of your USA lifestyle. I believe the gentleman in the video got this idea across very well even taking into account the heat and the bugs. Welcome to Puerto Rico , the puertoricans love this island / country very much too!

[@TheRetirementality]

Thanks. I think it takes 6 months before you really get what it's like to live somewhere. It's never like it is in the brochure.

[@khaliddraper5820]

We live up the road in Añasco. I love living in Puerto Rico.

[@TheRetirementality]

We've only been over there once. I need to make another trip over there.

[@markcanfield7598]

I was waiting for you to comment on the subject of taxes, but you covered so many things and the video was interesting. I know all about Act 60, but that’s not my question. My understanding is that your income is based on where it originates from. If your income is from the mainland then you just file federal taxes and don’t file with P.R. If all of your income is from P.R., then they think you’re rich and if you make more than $60K, you’re paying like 33% in taxes. If your income is derived from both sources, then you have to file with both. Is all this correct?

[@TheRetirementality]

That is correct. Last year I filed in the USVI and the US, this year I'm filing in the US and Puerto Rico.

[@markcanfield7598]

@@TheRetirementality ……….Thanks for the reply & I’ll continue to follow your posts. I was pretty sure that I only had to file U.S. federal taxes if my retirement income was coming strictly from U.S. mainland sources. That makes P.R. very attractive and comparable to FL. since there’s no state income tax there. Unfortunately, there are other negative things in FL. re insurance & HOA fees, etc. that make it increasingly less attractive v.s. P.R. The 11.5% sales tax in P.R. is something else you needed to mention here.

[@TheRetirementality]

@@markcanfield7598 Yea, I think I'll do another video focused more on the costs to live in PR. If you saw the one I did comparing FL to Spain, I think I'll do something like that.

[@monti409]

Humacao was one of the first devastated of the coastal towns hit by Hurricane Maria, electricity was out for more then five (5) months in live up in the Caguas area we were out of electricity for the very same time.

[@TheRetirementality]

Yea, it was before we bought our house. But, I've seen videos of the area where my house is and it was really bad. My house had been empty since before the hurricanes.

[@siouxrose7766]

I have been looking. You get a studio for $300k in Miramar or Condado (and many cost more). The metropolitan area is popular and supply and demand push prices up. There are some beachfront condos far from San Juan which are $250k and up. Palmas Del Mar is ritzy.

[@TheRetirementality]

Yea, and I've heard you have to be very careful about the HOAs being under funded because people don't pay their dues.

[@siouxrose7766]

@@TheRetirementality--I found a realtor who discouraged me getting into anything there with an HOA. I feel for those in Florida getting hit with the owners' requirement to beef up funds in their collective reserves.

[@emeroldocruz6679]

I lived at my aunt's house in Candelero Abajo at that time 👍🙏✝️

[@brendabanks6000]

I grew up in Puerto Rico in guaynabo and I hate it all the traffic jams everyday, the roaches are huge, everyone drives like maniacs, I only miss the food. I lived there for 18 years. I live in Stuart florida and I love it. El calor en la isla es brutal!!

[@TheRetirementality]

It seems like the traffic get worse every time I'm there. Stuart is nice too.

[@PuertoRicoLife]

Yes you should it's an amazing island

[@TheRetirementality]

Yes it is!

[@danielmariani7691]

Your Doctor appointment could be on a 12 month intervals or any cancellation you could get in earlier best thing to do like he mentioned boots on the ground,the island is extremely beautiful no question

[@TheRetirementality]

Just learning to deal with island time can be a big hurdle for some people.

[@mykldean]

Ok you only added value. Got it.

[@gladysortiz6273]

You could buy all your fruit and vegetables in Anton Ruiz farmers market in Naguabo close to your home 👋

[@TheRetirementality]

ohhh, that is a great tip. Thank you. I'm going to check that out. Thank you.

[@all4fitz]

Puerto Rico is a beautiful place! However, visiting there a few months ago confirmed what I already knew...the cost of everything sucks the fun out of the experience. I just lost my job after 30 years and I think Phu Quoc is calling.

[@TheRetirementality]

Yea, PR isn't cheap. Check out my video on Spain vs USA. You may like it if you want to stick to a spanish speaking place.

[@all4fitz]

​@@TheRetirementalityI just got back from a month in Vietnam. This part of the world is spectacular and doubles or triples my hard-earned life savings with $15 to $20 hotels and $1.5 sandwiches. I'm eager to explore anywhere in the world that can give that level of financial freedom along with an exciting culture shock...including Spain. Thanks!

[@TheRetirementality]

@@all4fitz Yea I want to visit SE Asia too. But, from other videos I've watched they say westerners don't last there long term. They say the culture is too different and people don't feel like they 'fit in' and that get frustrating so they leave after a couple of years. I think this is important to consider when looking at somewhere to live long term.

[@all4fitz]

​@@TheRetirementality Absolutely! This is really important for those who want to settle in one area. I'm drawn to the heavy culture shock but will move on to the next spot whenever it feels right.

[@herminioalicea661]

I’m a Puerto Rican who lived in NY for 50 years and got disabled. Had to return to PR on SSDI and didn’t save for retirement 🙄 PR is just as expensive as in U.S., you want to take out a girl to a nice restaurant your looking at $120-$160 easily. I’ve gone on a trip to Colombia twice everything is way more cheaper, the same food at a nice restaurant there would go $60 tops 👍 Uber anywhere in the city $3-$4 in PR freaking $20-$30. I’m definitely going to Colombia as soon I get my 💩 straight 😆. The one big difference which is holding me back is health insurance that’s one point I give to living in PR and that is Medicare covers you. But when you choose a country like Colombia Medicare won’t cover. So I’d have to look into getting insurance over there

[@jsanz787]

Do you live in Villa Palmera?.... I used to go there as a litter kid.

[@rickysosa3]

Wow, that beach shore you are walking used to be double in size, still beautiful but a shame how erosion has done its thing specially after each hurricane. I use to go every weekend to that beach right where you are over 40 years ago when I was growing up to visit some family friends that used to live in your neighborhood. We used to play on the WWII bunker back then. Cool memories. I kept my family beach house down the road at Tropical Beach where I am remodeling it as we speak making it brand new . Love what you have done to your place and love your video. Thanks for sharing and HB brother 😉..

[@TheRetirementality]

Wow, that is very cool. Interesting to hear your perspective. I love your neighborhood too. I always drive through it to see if there are any houses for sale. And I go on Thursdays to get the special at La Casa Nuevo Mofongo.

[@rickysosa3]

@@TheRetirementalityI now live in California so I have a have some people doing the work for me at the house but the plan is to start visiting more frequent once the project is finished. Maybe on my next visit we run to each other a the malecon and have few beers ;).. Cheers..

[@omarseneriz5577]

My wife and I stayed in Palmas Del Mar for 10 days. We drove around the Island and she loved Rincon. We had to stay there one night since it was so far. I think we will do a six month just like you indicated. To see where we want to be. I loved Humacao just like you. But definitely not Palmas Del Mar. They do not respect the numbers and their is an inside job with those golf cars. They are stilling them from inside. I want to look where you at outside with the locals. Thanks for the video.

[@TheRetirementality]

Sounds like you have a good plan in place. We went to Rincon on our fact finding trip but we went in Dec. and the place was empty. There was no one there. That's why we didn't pick it. Also far from the airport for short trips. I hope you find the perfect spot.

[@donnaanderson5669]

My daughter has a house in the mountains in Puerto Rico is very nice with Oceanview

[@MakerPR]

With all the amenities I would say the current market price of your house is $400K-450K range.

[@TheRetirementality]

I think you're probably right. I've seen some new comps come on the market recently.

[@josh.SEA.SJU.2]

What camera do you use to film?

[@TheRetirementality]

I filmed this whole video on my DJI action 2 without an external mic.

[@FIRE_DrNinjaTurtle]

Can you put a link to your other channel in the description?

[@TheRetirementality]

Hey Darrell, I put a link in the description. thanks for asking

[@aprilcurtis8616]

Can you tell me the restaurant name where you got the fish tacos? I live in Humacao and want to go. thx

[@TheRetirementality]

Yes, it is called karakoles restaurant bar

[@roadrunner594]

I lived in Bohol, Duero Philippines forb4 months aug to Nov and all the complaints you have of heat, sun, going to multiple stores(or not finding item at all) mosquitoes(i had 3 zap rackets 1 in 3 areas) , roosters, dogs, horns, and lots more... basically The Island life is all the same challenges there also Not to mention 26hrs to get there. My 2 top pains are mosquitoes and heat

[@TheRetirementality]

Yea, I can see these things translating to many areas. When we look at other places to live I can see which of these would apply to various places in the world.

[@donnaanderson5669]

Every Thursday they have an artist get a gala

[@user-zb5do7lw3f]

hi I did pest control for 16 years in FL go to hardware buy the granules 10 pd bag for ants and ground bugs sprinkle all over yard and up against home it last for 3 months

[@TheRetirementality]

That's what I've been doing for my house in FL. I'll look for some next time I'm in PR and add it to my regiment. Good tip. Thanks.

[@05glisedan]

Our favorite beach... Playa Sucia

[@TheRetirementality]

Yea, that is a good one. We've been there a couple of times.

[@davecord4553]

Vieques and Culebra are on the east coast and Mona is on the west coast of PR

[@artalanfavorite254]

In your grocery review you did not mention that the reason that the prices are so high is that the USA Dept of Agriculture controls and demands that produce be brought in from the mainland. Although much of this could be grown in PR, it is not allowed as it is under control of the USA. My in-laws operate a dairy in the west of PR and the Dept of Agriculture is always on them to reduce their production as to allow more dairy to be brought from the mainland. Also, the Jones Act is responsible for the reason normal household goods cost are as high as they are. The USA and Crowley shipping have a horrible stranglehold on the island. The USA is a horrible and irresponsible colonizer. Puerto Rico is the oldest and longest held colony in the world.

[@emdprez]

What are the property taxes like in PR? Also income tax Federal/State.

[@TheRetirementality]

I'm doing a video about the cost to own this house very soon.

[@emeroldocruz6679]

That's my dream to finish what was started in 77' until my American born ass drank uncleaned water and got very sick to the point of having to come back to the states for treatment which ended my moms dream 🙏✝️.Punto Santiago is my hometown.Went a few years ago and didn't want to leave.Its gonna happen but for me it's going to take a little time 👍🙏✝️

[@TheRetirementality]

Oh wow. That is a bummer. Well, at least you have a goal of what you want to do. It is a dream you can make come true. Good luck.

[@donnaanderson5669]

Florida definitely has high fashion. It has better restaurants and to me Florida is the cream of the crop as opposed to Puerto Rico is more country and laid-back.

[@emeroldocruz6679]

That's the area where my grandmother lived.

[@TheRetirementality]

cool, its a great area.

[@a.terriedelgado3449]

Congrats on your home!!! For bugs just sprinkle Cinnamon powder all over your outside window sills, all door entrances, near the patio ground edges. Good luck + Happy BDay🎉🎂🥂🍾🍧🍗🍞🌽🍅🥑🥥☕️👄🙏😍😁🙋‍♀️

[@TheRetirementality]

Thank you, and thanks for the tips!

[@johngerard3218]

Is Medicare accepted in Puerto Rico? Since it is a US territory, I thought it might be.

[@TheRetirementality]

If you have Original Medicare, you have coverage anywhere in the U.S. and its territories. This includes all 50 states, the District of Columbia, Puerto Rico, the Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands. Most doctors and hospitals take Original Medicare.

[@RayNomadic]

Im a disabled firefighter that live off ssi. Ive always wondered if i could still get my benefits if i wanted to move to that place. I hear a dollar goes allot further and easier to live off limited money.

[@TheRetirementality]

I depends on where you want to live. Some areas are cheaper than others. You should go check it out.

[@ragland9658]

You can live in many places around the world and still collect your social security. Panama probably is cheaper than PR depending on where you live there, and they offer a pensioner type visa which has lots of discounts on all sorts of things.

[@admnerysrodriguez4633]

Which town are you located in?

[@tonyssn719]

I wish ATVs were legal to drive on public roads there.

[@terrybogart589]

I live.in PR.. We stay home.on Sundays. Not worth taking your life in your hands w the drunks on the roads. Speaking of drinking, the booze prices have an 11.5% tax added to them.

[@esperanzamaneiro2628]

Hi there, do they accept Medicare part A and part B?

[@TheRetirementality]

In most situations, Medicare won't pay for health care or supplies you get outside the U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.

[@benata51]

Pros of leaving in Puerto rico is the Puertoricans and the Cons of leaving in Puerto Rico is the Puertoricans. Hello from Cabo Rojo.

[@TheRetirementality]

Ha, I think the Puertoicans I meet on the island are great. But, I get a lot mean comments from Puertoricans on the internet. We love Cabo Rojo !

[@redpuma8849]

Too many negatives , I been on this island 🏝️ for 6 years and before that I lived on the island back in 1979. I retired here and I am bilingual. Considering everything you said, I love this beautiful island 🏝️, sorry it doesn’t meet your standards, but it’s definitely meets my standards, bugs and traffic are everywhere especially in the states, where I was born. I live about 20 minutes from the beach 🏖️ inPuerto Rico I prefer it that way . Less rust issues around the house . I live on a null 100 feet above sea level no tsunami,here or flooding , just on a mansion with 8 bedrooms , 6 bathrooms and 3 half baths . I grow mostly my fruit, vegetables and raise my chickens 🐔. I have a whole house solar system and Generac 22 k generator. 1400 gallons of water 💦 and yes I am a prepper. 😎🏝️

[@jlm3744]

​@@redpuma8849 No I love the island, I just had to move to the states to help family. I'm planning on moving back down there soon though. My uncle actually has the same thing, he has a house off the grid with solar panels, chickens, fruits, and vegetables, everything. But he doesn't call himself a pepper he's just really handy and doesn't want to depend on the government, but I don't know why, he's actually a big statehood and PNP supporter.

[@hkdshkds8235]

Hello there Kentucky take it easy

[@TheRetirementality]

@@redpuma8849 Sounds like a pretty sweet spot. The rust is definitely an issue next to the beach.

[@user-km8mc8ib8b]

I’m PR🇵🇷 live in S Florida. We have the high housing insurance and taxes go figure. Oh and Hurricanes.

[@TheRetirementality]

Yea, I'm in the Panhandle. Ditto.

[@cgvmdnurses1]

How fast and reliable is the internet?

[@TheRetirementality]

I would say the internet is pretty good. I uploaded a video yesterday and it took about the same amount of time as it does in Florida.

[@jimthompson3663]

Been there. Every house had bars on windows!

[@TheRetirementality]

Ha, it's true. The first thing we did was take the bars off the windows at our house. It made it look a lot better. We noticed in Spain, last time we were there, they all had bars on the windows too.

[@jlm3744]

You never got to talk about statehood, which is good because I don't recommend Non-Puerto Ricans talk about that issue because its extremely controversial. I know this topic very well being a Puerto Rican myself, and I got to say, if you do move to Puerto Rico, do not vote for statehood, and don't vote for anyone from the political party PNP. I doubt Puerto Rico will ever become a state, there are way to many obstacles blocking it from happening that its near to impossible, and congress would never approve of it because it would be detrimental to both the US and Puerto Rico financially, politically, and culturally. If Puerto Rico became a state with the Jones Act still up and then Puerto Rico now having to pay federal taxes, the cost of living on the island is going to become very expensive. Also for those of you thinking of moving to the island for the tax incentives, if Puerto Rico becomes a state, those tax breaks will go out the window. That party PNP is an extremely corrupt party, they have politicians within their party arrested like once a month for corruption like bribery, stealing funds for services, hiring hitmen, and illegally building on protected environmental zones. Don't mean to scare anyone, Puerto Rico is awesome, but this is also just another big con about Puerto Rico, the government is extremely corrupt. In my opinion I don't recommend moving to the island if you don't have some connection to the island whatsoever, like if your not of Puerto Rican descent or not married into a Puerto Rican family from the island, or don't feel like integrating with the locals and just want to live in a wealthy gated community, then I wouldn't recommend moving there, you'll definitely be out of there in like 2-3 years. Also in November are actually the elections, and there's a new political alliance that formed to take down both PNP and the PPD parties, and if they win both majority in the Legislature and the governors seat, then definitely the tax breaks will end, for those of you thinking of moving for tax breaks. Back to stuff about the video, I agreed with most of what you said Jeff, didn't really hear much I disagreed with, you basically say that life on the island is decent, and that its not all perfect but its a good place, which I agree with, sometimes I miss the island. My family already has a house down there, but its kind of in a bad area, there's been shootouts in front of our house twice, so I would like to get another place, somewhere closer to San Juan.

[@TheRetirementality]

Thanks for taking the time to write such a detailed comment. I try not to get into politics and things that are too touchy on this channel. I did do a video about 2 years ago that talked about the statehood issue. It got a lot of comments. But, it basically said what you said. I think it would be bad and that it would make taxes go up for Puertoricans. There are definitely some rough areas but I've never really felt unsafe on the island. I always like to hear the view of locals.

[@jlm3744]

@TheRetirementality That's good you don't get into the politics and listen to the locals. Don't wanna do Peter Schiff and Brock Pierce did. Pierce threw his hat into the whole issue saying he wants statehood to bring my Americans to build his crypto Utopia, and Peter Schiff did talk about how statehood would be terrible, but also said he was upset he wasn't able to participate in the referendums because he wanted to vote to keep the island a commenwealth because he wanted to keep his tax benefits, both selfish reason to change the island when they aren't even Puerto Rican. They ended up getting a lot of hate for that.

[@Notrocketscience101]

Try Japan, for a month. Cheap, honest, no crime, amazing service, nobody liters, great food...

[@cerro20009]

Puerto Rico is good in my opinion,it has the up and down ,I consider to retire in Puerto Rico ,if you want someplace else you can there is manny places you can retire and cheaper 👍🏼

[@TheRetirementality]

Yea, there cheaper places for sure. But, it's easy in PR because you don't need visa's and things like that.

[@tritosac]

What are property taxes like in Puerto Rico?

[@TheRetirementality]

They are pretty low. I'm going to do a video soon about what it cost me to operate my house here

[@briansullivan1621]

By the way i think your home is really really nice

[@TheRetirementality]

Thank you! We put a lot of work into it. I have some old videos that show what it looks like when we bought it.

[@w.michaelpinket944]

I moved here from New York . I have lived here almost twenty years. The life style is different from the States. It is slower. Services here are slower if you need them. You have to have a generator to live here. You do without a lot of food that you are used to in the States. You wait longer longer for speciality health care. I left after Hurricane Maria. A year later I moved to Vegas and bought a house there. I hated it, and sold my house and moved back to Puerto Rico Rico. I prefer the open spaces and the country life styles with people riding down the road on their horses. The lifestyle is cheaper than most parts of the states. I am 74 and will die here.

[@w.michaelpinket944]

P.S. I live in Cabo Rojo.

[@TheRetirementality]

I understand. We love it here. I had to drive up the IKEA today to pick something up. I just got home and I can't believe how hectic it is up in that area. I love being down here in the country too.

[@emeroldocruz6679]

A road that ended at a creek.

[@marycasanova8516]

Humacao. My mom's birthpkace

[@fernandohernandezjr5696]

Mines to 🙏🏾💪🏾

[@robbyfre981]

lived there 1970 as a teen,just cant see 300k for a concrete house or condo,so ill shop around villages..Near san juan

[@TheRetirementality]

I bet that was interesting back then.

[@user-zb5do7lw3f]

hi are there pelicans there I have not seen one in any video ??

[@TheRetirementality]

Yea, I think you can actually see one dive in the water in this video.

[@artalanfavorite254]

Yes, there is a breed of Puerto Rico pelican

[@briansullivan1621]

What area of PR ? You are chillin for age 50

[@TheRetirementality]

My house is near Humacao. It's a good spot and there are a lot of things to do with in an hour of the house.

[@briansullivan1621]

@@TheRetirementality I will retire on just under 3 years & i want to enjoy a simple life in the sun

[@moisesangladagoico]

The gov is giving a 15yrs tax break to foreigners

[@TheRetirementality]

If you're Puertorican and lived off the island and come back you can get it too.... I think.

[@cr8blitz22]

For those evenings when those chiggers come out to feed I found that the only thing that worked was repellent made for children and it was purple, we called it the purple people eater 😂 but it worked. In the evenings I would sit out on the beach with a nice cigar only to wake up with my ankles full of those itchy bug bites

[@TheRetirementality]

I'm heading back to FL today and my ankles have some bites for sure. I didn't get a good cigar on this trip. I need to find a good spot to buy one down here on this side of the island.