Absolutely stay away from them. Especially with the HOA’s they have clicks. Politics, their bylaws are unfair. They keep raising their rates and they could actually sue homeowners condo owners, and or get special assessment fees to cover lawsuits. the biggest problem with these 55+ communities is everybody gets into your business.

In regards to your comment about people paying down their mortgage month after month and feeling like they're not getting ahead, after they've been paying extra payments for a while they can always have the loan recast which will adjust the monthly payments.

I'm 55..want to know the problem. Nosey 55 + people have nothing better to do than to get into everybody elses business.

🤠👍🏽👍🏽

We have antennas and HAM radios. We can, and do garden. There is a limit of 3 dogs, but that's the same as any other place in town. Most people have fences. There is a section for RVs and bigger garden plots if you want a larger garden. Most of the homes have upgraded their windows since the 1970s. About 1/3 have added solar. Our hoa fees are $100/month. That takes care of 2 swimming pools a spa, a gym, a library and a few club rooms. We are in the California north bay area, Vacaville. There is a very nice assisted living facility. There is a very fast ambulance and fire paramedics response. The town has great access to medical care and shopping. I do miss not having many young kids around.

'Nough said: too expensive to live in, great to visit.

Looking to buy an investment property in PR in 2025. I’ve vacationed there many times & fell in love with the culture people & food. I use your videos as a resource. Thank you!!

Good 4 me 2 review...video could have been great and complete in only 2 minutes.

Whar company does your insurance? Working trying to get quotes now on a property I have in Ceiba

Internet $45 a month? Which company are you using?

Its been a while, we enjoy your PR content, hope to see more in the near future 🇵🇷🌴🌞

Water...bill ok... I would install solar panels, maybe a hibrid system. Roof ? 1k monthly?

Where in Puerto Rico is this house?

I thought there was no capital gains in PR?

"Retirement is the death of the brain!" Said a Nobel price in neurology who was 90 years old, when an interviewer ask her "when will you retire?!"... Keep use your brain and muscles!

I don’t understand why the hotel would charge people for a new roof, where’s the HOA money going that I’m paying? Should the HOA fee be part of that?

Our generation got no help from our Boomer Parents and are still supporting Adult children. The economy changed so much for us . Had no idea how expensive raising a family would get after 2000. I will never be able to retire.

Retirement is more challenging now than it used to be. I've focused on saving rather than investing, and currently, I have about $400K. With inflation on the rise, I’m considering investing in stocks, but I’m not familiar with effective market strategies.

The biggest issue with 55+ communities is that these retired people have nothing to do but gossip and make trouble for their neighbors. The concept is good, it’s the people that are a nightmare

Thanks for the shout out! We really appreciate it! Glad you found value in our term, Flex-Pat! Happy Journeys! John & Bev

I'd never consider living anywhere with a HOA. Deal breaker. I've been putting up with idiots my entire life. I'm not paying for that now.

Where is the air bnb located if I want to book I plan on starting real estate in Puerto Rico. Hopefully that can give me some knowledge as to how this process works n buying rental property

I want to co list with people. I wonder if I have to live in PR to co list n property manage Who is the management company. I do want to have rentals in PR but I have to make a capital first. So maybe colist for now or manage it for someone

My wife and I lived in a 55+ community called View Point in Green Valley Arizona. Worst decision we ever made… To many rules and regulations, someone was always trying to control your life as well as what you could do… You could paint your home any color you wanted so long as it conformed to the pre approved “desert shades” of mud, dirt and sand… We felt like the youngsters in the neighborhood, probably because we drove and still do drive “those odd little foreign cars” MINI Coopers… If you’ve got a flagpole on your property you were told you couldn’t light the flag at night as the light interfered with pilots flying planes at night. Last time I checked the rules surrounding the displaying of our nations flag were not controlled by an HOA… You were prohibited from leaving your garage door up unless you were in the garage. In the desert enclosed garage temperatures could reach well over 130° and remain so for hours after dark. If you had a freezer in the garage it would never shut off… You couldn’t set your trash out before a certain hour on pick up day and had to have it off the curb within a certain time allotment… The southern Arizona medical community had a real problem following Medicare Guidlines (rules), they just didn’t care because if you died there were more oldsters waiting to take your place… Pima County Sheriff’s Department didn’t care to follow the law either, preferring to do as they pleased right or wrong… We no longer live in an HOA, in fact we’re no longer residents of Arizona, best decision we’ve ever made.

Happy birthday

You were wrong. I lived in an over 55 community in Florida and I lived it. The only ammentiy we had was aswimming pool and a club house. We also have HOA with regulations : No pets (noise and no poops on side walk) No over size vehicles on driveway on streets (icluding all recreation vehicles or boat) No working on cars on driveway or opened garage. No landscape or plants, flowers outside home - are including in HOA. All resients must be recorded in HOA. I was sure including no one under 18 outside.

Do you have any recommended lenders that do 5-10 percent down in PR?

Retirement becomes truly rewarding when you have two key components: a solid financial foundation and a clear sense of purpose. Making wise investment decisions is crucial to achieving strong returns and enjoying a secure retirement.

I lived in Isla Verde for 4 years and loved it 😊 I shall return for vacation?

It looks like a nightmare to me. A bugs filled slum.

I have lived in a 55+ community in Maryland for 16 years. It is a condo consisting of fairly large villa townhomes. I have had very few problems with the condo regulations. I find they keep the community looking very nice. We get snow removal, landscaping, rain gutter cleaning, amenities (which I hardly use but my wife does occasionally) all exterior maintenance is done by the condo except concrete like driveways. I have not noticed many cliques at all. We are going to sell our home and are moving to Texas because my wife's relatives are there. We are moving into a 40+ community near Dallas called Robson Ranch and are buying a $1,000,000 home. The construction seems very good and there are 5800 people living there and they opened for business I believe in 2002. They will be building for another 15 years there, or so I am tod. The have an amenity center that would knock your socks off and the HOA fees are 1/2 of what we are paying in Maryland. Go www.robson.com to check it out if you are interested.

Because I like making money.

How about building a house in PR. What areas do you recommend?

Both my parents were apple software developers so I have connections with apple Im web developers & software developer

I like rules

Look there are more puerto ricans in the stats than the island can hold that being said the majority of us want to buy a house and retire in our main land its bad enough black rock ruin homesteding in the states and now we have to compete with you poeple gtfo seriously if you any kind of integrity honor and respect you will not buy a home in puerto rico we do not want puerto rico to turn into Hawaii we are not as friendly as them eaither so please dont even watch this nonsense

Stop saying we you not part of the we

Omfg humaco definitely gtfo !!!!!!

We don't want our island to turn into Hawaii please do not retire in puerto rico. Also puerto will never become a state 90% of home owner do not own deads and for the love of God stop saying puerto rico like wtf

Well they are overrun with boomers who are the absolute worst generation the country ever created.

Imo, the Puertorriqueños are consistently being financially/economically raped/violated. The Jones Act should no longer be in existence.

Retired at 57 and hate it. Only did it because I have $$$. Bored out of my mind

My husband and I are doing well with pur retirement investments. But one big concern is that we're the sandwich generation. Our parents' health is getting worse right about the same time our kids are finishing college. Our ability to retire, and enjoy that retirement, is highly dependent on how much support (financial, physical) we end up javing to give our elders and our kids.

I retired to Humacao 2 years ago. And absolutely love it.

Apparently “retirement mentality” means turning off your brain entirely and then spewing all the standard-issue Ugly American talking points about how “dirty” immigrants are ruining “our” country :/

It takes this absolutely manic dude an unfocused, repetitive 8:30 minutes to explain that “flex-pat” literally means slow travel…but maybe just a little bit slower 😢

You sound like a total idiot… I’ve been living in a 55 community for three years and it’s the best thing I could’ve ever done in my life… why, to start off it’s much quieter.. You don’t have the hustle and bustle of the average noisy adult families to deal with.. there are community events that you can be part of if you want. Or you can be left alone…. It’s just a more peaceful atmosphere. But you seem to have a problem with that.. it sounds like you have no idea what it’s really like. I’d say get your act together and stop telling lies.

We just visited PR for a week and stayed in San Juan. Its definitely a 3rd world country and a nice place to visit. Im fluent in Spanish and my Wife is a "NewYorican" who up until now has never been there. She has a LOT of health issues and if she gets bit by one mosquito swells up like a balloon. Im thinking we'll just pass on the whole idea of living there and make repeated trips to there if we need to get away. Thanks for sharing your life and opinions 🙏

NO DO NOT MOVE HERE