12 saving tips that made me a MILLIONAIRE

[@mariancounsellor]

You don’t become a millionaire through saving. Most millionaires say that’s the biggest myth. You become a millionaire through sales of a product or service or investing. Selling items in your closet won’t produce a lot of money unless you have thousands of pounds worth of designer outfits and you use that money to reinvest into something.

[@Siatkowkarzadzi]

Yeah, this video is one big BS

[@stud.ycloudx6421]

This was part of her journey she doesn't say she only did this to become a millionaire I don't think you understand what she even says in the video !!! Nobody becomes millionaire by only Saving but it is part of the journey to become successful by learning how to save and what kind of ways exist to save

[@unnainconnu9098]

It's question of earning and spending: if you spend everything you earn, you'll always be poor

[@ronityagi6475]

@@stud.ycloudx6421 right

[@ekinkarsli]

Here what my grandma always says: “I am not rich to buy cheap products”. Such a summary👌🏻

[@macegarage9603]

Yeah true agree, tho lot of successful personalities buys lot of cheaper things, Wisely thinking, depends of "the actual usage as well as the durability of that cheaper thing". Doesn't mean your reach means it is wise and would help you grow by buying expensive brands, status symbol. Summray: Lexus Vs Mercedes. (Longevity vs Fancy Short term usage)

[@KateGvozdeva]

I started working on managing my finances 2 years ago and everything started changing. Financial literacy changed my mindset, my habits, my goals. Loved what Marina said about the discipline, it is the key.

[@شيماءصلاح-و1خ]

Could you share your sources please

[@DiamondOkoh]

I am looking forward to the time where I can hire all the help I need like a cook, cleaner , nanny, assistant. Until then, I am learning the discipline to do it myself

[@PierceJPeterson]

All great ways to save money! Staying on top of your finances and keeping them organized is a big one

[@hillzdoe]

Love the transparency and openness here, its time we be real and be more disciplined in the things we do. Love it!

[@noemihofer8847]

Hi Marina! I am financial advisor (ecomonist and lawyer) and I follow quite similar principles like you and I teach them to my clients. I love your videos! Many thanks for your job! 😊

[@mrhamad5838]

Contact me

[@EnriqueFormoso]

I totally agree with the first advice. I recently invested in a Herman Miller Aeron chair, specially because I have spine issues (I got a disk operated two years ago), but also because I was always looking for better options than I had. I bought a 250$ chair, and the next month I wanted a 300$ one cause it has headrest. When I bought the HM Aeron for 1500$, I have never felt stressed again by getting the best option available and this chair is going to stay with me a life time.

[@SigmaNews_]

Higher Quality stuff to consume less ..and then invest in stocks/business. Btw nice question!

[@dimitratsantaki5179]

I love you Marina! You are inspiring, disciplined and honest! Wish you the best and I wish myself the same discipline to make things come true.

[@artmx91]

Good stuff! I started watching you for the English lessons and ended up here! You are very cool and I even learned a couple of words here!

[@SS-xg2qh]

your channel is the only one relevant to me these days! thumbs up

[@ShamsSafaraliyeva]

Dear Marina! You are my biggest inspiration! I am from Azerbaijan which makes me happy that we are almost from same backgrounds! I recently started KZbin. I am following some of your tips and it worked. I wish you best with your babies. I love seeing Emily and Lily on stories. U are giving great energy!

[@HighestSelff]

Your videos is AMAZING! Marina, your mindset, discipline, and mental hygiene are incredible! Thank you for being a healthy & stunning inspiration & role model. Hope to meet you in person one day in SFO :)

[@wilsonarifin]

The first one is legit 100%, I bought like 25 of 3-7$ cases from Amazon and i never felt enough until one day i decided with Apple's original case for 59$, it may sounds a lot at first but right after i had that piece, never have buying cheap cases crossed my mind ever again LOL, it may be incomparable to the value item that you got (LV Bag) but I totally relate to it. AND WHAT'S FUNNIER is that I never realized this until I hear your first tips! Hahaha thanks Marina!

[@josipsadek4425]

Great video, i come from family that taught me to save money, and I am glad that I changed that approach.

[@FL34108]

Super advice on the stuff for kids. So true, so glad you voice it! The best kids are the ones passed on by friends!

[@flo94160]

Kids passed on by friends ?

[@genaromontalvo9338]

I agree 100% with you and the things you're saying. Enforce and strengthen the specific characteristics needed to become a more successful candidate.

[@waelfaraj6705]

About renting , what is better renting or buying on leverage ... This depends on the economic cycles , the country statuesque or situation plus personal preferences as each person experience and perceive things differently ....

[@coconuts1249]

I’ve got a Prada bag 10 years ago and I still wear it. The quality is sooo good

[@irynanikolayeva2311]

All makes sense, dear Maria

[@mohammadhadiebrahimi1517]

my dad always was telling me about saving. here is on of his advice: save money in your body and bon. it means saving money as important as saving healthy.

[@ATasteOfBeauty]

I audit my finances every month on a spreadsheet as well, tracking my net worth.

[@yehofcourse399]

All time favorite guru🤟 from English learning to financial education 🙌😛

[@katiashatelen5049]

Awesome video! I love longer videos packed with lots of info all in one place! Also I really enjoyed your approach to this video being more habits and lifestyle based as opposed to hard numbers and spreadsheets (although those are also useful) more content like this pls!!

[@genaromontalvo9338]

In reference to your child's topic an enriched environment is always a plus.

[@gc6497]

Ciao Marina, I live in a forest in Italy atm. We get our house warm with the fire we make from the woods we collect. I homeschool my kids. We spend 0 $ to have fun and I absolutely love our life style. but I still like to watch your videos and I am actually learning a lot from you. I was born in Italy and my first language is Italian, we can have a chat so you can improve your Italian: in this way I will give back the knowledge I have learned from you. baci

[@callmelil]

My parents always teach me to save as much money as possible, I've never thought about investing in higher quality things to consume less 🤔 Great video! 👍

[@rukshaniedirisinghe4585]

I think she mentions few good points here. She described her journey which is great . Really helpful for the new immigrants and startups to learn financial discipline . 2 thumbs up 👍🏻👍🏻

[@NathalieLazo]

Extraordinary person reading this, you are not define by your circumstance or your past. It’s not what happened to you that determines your success in life; it is how you deal with those circumstances that determines your success in life! You are strong, you are capable and practice forgiveness (Forgiveness is for you) and gratitude everyday. This will change the course of your life forever! Love you always and I believe in you wholeheartedly ✨❤️ - Nat

[@LaBoricuaOG]

ok, - you can buy Kate Spade or cheaper designer product that are still very high quality and last many years if you take care of them. *And* buy at consignment stores, like new, for double-digit discounts... like c'mon! This is important advice!! Buying a $1,500 LV bag didn't *make* you a millionaire... it helps keep you there

[@muchbetterinlosangeles]

OMG Verve coffee !! I was once in LA, West Hollywood their coffee spot.. so nostalgic

[@annalubimova8032]

I learn English and this video very useful for me! Thank you very much!❤️ 💐💐💐💐💐

[@olivialandry9061]

Thanks so much for the tips. I’m working on delegating more ❤️

[@killerkidsandkittens]

Man, I love how your channel is more advice oriented now. Your advice is absolutely "fire", to use a modern term lol. Truly, though, really good stuff. Your life path is different than most people giving advice, so combined with your personality, your advice is actually unique. And even when it's similar, it's different enough to get the brain's reticular activation system to pay attention. So it's just perfect! I just love it.

[@fatmaaycacetinkaya]

You are a true inspiration Marina! 💐

[@bayanaltoagy5109]

Lots of love to you Marina♥️

[@marthaayalew2505]

Awesome! Yes buying LV is a good buy. You can sale it for same amt if not more in a future. Also. Love the minimalism mentality.

[@melodicexotic]

When you talked about renter’s mindset I thought you were going to emphasize being a renter lifer but the tip you provided on being a minimalist is 👌🏻

[@apollo_1238]

Agreed. Buy quality.

[@valeriapinatelliugarte3761]

My parents are extremely wealthy but didn´t teach me how to create wealth. To this date, I am just discovering it by myself. Also even when we are wealthy, my dad would have a scarcity mindset and my mother would be an over-spender who never actually invested. My dad is a very clever businessman, so I decided to help him with the business, learn, and then apply that knowledge to my own businesses. They definitely don't invest and I think that´s why we are wealthy but not rich. Also, they believe that the government is always looking to keep their money. So for my life, I want to apply the business mindset from my dad, but add investing. I do enjoy spending on things that bring value to my life, and I notice that whenever I deeply desire something, like traveling to another city for the weekend to go to a concert, my internal critic will judge it. And then I would not do it. I definitely learnt that from home and I am changing it thanks to your video.

[@ДианаМаскерано]

I'm originally from Russia. I've grown up in an ordinary family, it means that my parents told me to save money all the time. It's a kind of traditional education in our country. Everyone knows that prices are increasing, always not enough money , and you have to survive in such conditions.

[@DrShimaBeigi]

I fully agree with you, and I have an upcoming episode on similar ideas I learned! Thank you for sharing your wonderful energy and ideas. ❤

[@КаролинаНиколаева-щ4й]

Marina, your camera is amazing 🙃

[@hosseinalekhamis9263]

This the first video I watched from you. I really enjoyed it. Wish you the best of luck 👌👌😍

[@z.a.i.d.28]

Just love when she says ' portfolio '

[@ralphmarkasher]

Marina, I grew up in Cupertino to a blue color family with parents that lived through the great depression. We shopped at J.C. Penny's, and Sear. My parents didn't know about investing and it was in the 1970s after I graduated from high school that IRAs and 401K became a thing. Because of this, I didn't learn about investing. I'm lucky in that I have bought houses that have appreciated in Santa Clara County. Between my military and government careers, I will have a good retirement.

[@spanishclasses4013]

Hi Marina, I enjoyed watching your video. Thanks!

[@jana3560]

One the most extraordinary videos That I have watched, so much helpful practical information ❤️🔥

[@elenashalamova5760]

Thank you for useful video! Looking forward to seeing more video with tips based on your life experience and vlog where you share your thoughts.

[@micham3028]

Hi Marina! I've always had similar view like you have now. I prefer buying more expensive things for years than buying sth which has lower quality and lower price. Trainers can be good example. Greetings form Poland. I'm happy you got life like this now cuz you deserve that. Your English skills are amazing. You sound like a native English speaker in every way!

[@iamrainbowsalt_]

I came from a family who taught me to save, save , save.. and i understand them for that.

[@mystericaladventure]

My family tells me to buy expensive products to invest longer coz we r not very rich .. now watching your videos makes a whole lot sense

[@LifeinGlow]

Great video Marina, your home is cosy.

[@magicandriches]

My mother came from a very poor background and my father came from an old money family that had lost its money in his parent's generation, so my parents had very different feelings about money. I ended up studying economics in college, and that really opened my eyes to strategies for creating wealth. My mother always tried to buy the cheapest possible things. My father tried to find a sale price on a heritage brand for most things and then used them until they were completely unrepairable. I have more of my father's mindset, though like you, it's easier than ever to sell things before they become completely devalued, so I do try to do that. Like your LV bags, I have made money on cars I've bought. I know everyone says cars are bad investments, but.... I have 2 advantages in the marketplace over others: 1. I work from home, so I can take the time to take my cars to specialty shops, where care is better but timelines are longer, and 2. My fiance knows how to evaluate cars (because he loves them) and can do a great job of evaluating that craigslist cars potential problems. We have doubled our investment in 1 classic car and are on track to do it for another. We've also made modest profits on several others. It's all about buying low mileage cars off craigslist individual buyers, and buying cars as they are abour to increase in popularity. We buy older cars - our youngest is 25.

[@sana.m.haddad]

My dad taught me one thing about money: Don't spend money that you don't have. And I love that mindset because for so many people, it's so easy to borrow and they're always in debt. I am now looking into investing as an adult.

[@CWalthallBrand]

Yes my mom told me the same thing. I have never had any debt in my life because I lived by what she said. Pay the credit card bill every month on time and build a great credit score to take advantage of in the future. Living debt free is freedom.

[@ruffafernandez2999]

I buy quality made not necessarily branded. I don’t like the idea of paying the brand name.

[@yousufamirshahi6815]

You are doing amazing 🔥

[@louisfranckie922]

Work and self productive hours are the keys.

[@isaac50]

My parents when I was growing up focused on telling me to budget and save. Budgeting was a big big thing

[@sakshichandel838]

Am from India and I belong to a country where people focus on saving rather than investing money in some thing.

[@HabitHacker1]

Same here Sakshi ... I'm also from India and it's happening in our society too..

[@wilcoxj3]

Why is this? Is it not well known that investing is how you can actually grow wealthy over time?

[@sakshichandel838]

@@wilcoxj3 umm.. Can say that its the mentality of most of the people living over here.

[@edwingonzalez6411]

Hi, thank you for these tips, have a nice day !!

[@niharikapatil902]

I love all of your videos 😍

[@cameroncameron4792]

Thankyou it makes a lot of sense

[@Suherminmak]

Same reason I bought my Porsche Macan Turbo , Audi R8 and recently Tesla model X P90D, so I don't need other cars :)

[@waqasfalak8020]

You didn't buy product. You buy confidence and emotion of brand.

[@rinainlondon8]

Love ur advices

[@pujitha276]

My family is same as your family. My mom always says to save money. Sooo I think I would become a billionaire as you one day. You are my inspiration.

[@satya8051]

I love your video... Which skill is better future now??

[@morganstubie]

I would not buy a LV purse. It’s not who I am, I’m a target when I travel especially internationally, and I cannot successfully negotiate business deals w an expensive bag-they know I have $$$

[@Bloom_hannie]

4:58 you said through suddenly in Russian accent, which was so cute😆.

[@stefankhoo1618]

That’s why I buy counterfeit Louis Vuitton bag to enjoy the design but without the price tag.

[@alaamuhammad1492]

Go girl , simply I love you ❤️❤️

[@dirk954]

I’m the youngest out of 7 and yes, we needed to save, save and save… Holy Toledo ;-) Very good and honest Video. But you must also take one important factor into account. You are smart and clever and a head full of permanent great ideas. I like you channel very much...😀

[@newaccountdeveloper3587]

Yes buying expensive stuff, I agree. Good experience.

[@elviraklejotaja]

My mother and grandmother have practiced saving money in to the drawer all their lives. Only by the age of 30 I started to learn how different own finances can be approached. That you can revise your habits and invest. That work doesn't have to be exchanging your time for paycheck with a ceiling you cannot jump over. I used to think I am poor when I don't have lots of savings, but the fact I have zero debt made me rethink what poor is.

[@tl11316]

I am the same

[@DanielaF]

You are amazing girl ❤

[@bbwteam2155]

You are amazing 😊:)

[@uranmata]

Hi from Azerbaijan 🇦🇿🇦🇿🇦🇿 As always best content. Thank you for what you are doing. All the best for you and for your family ❤

[@syedihtashamjavaidshah4418]

Please share some busiess tips that help us like how to invest money and where to invest and when

[@0xhubcrypto]

My mom told me money should work. I am no sure, she really knew why it meant, but I memorised it and applied.

[@moistcookiezz]

Amazing approach and good insights towards useful real world topics are always appreciated from me and you never fail to deliver 💜🧡 Take care and have a good rest of your day!

[@diywebsiteguy]

Great videos! exceptional tips:)

[@iskn6371]

It is good you have changed the preview

[@kathleengegax9664]

My grandmother was raised with wealth and I asked her what her favourite place to shop..."Woolworths",she answered with twinkle in her eyes!

[@kristinkivimae3790]

I also come from a family where saving was important and finding something at a cheap price was like a little victory. But I can't complain, I was lucky and I had a nice life and I also got some 'start' capital from my parents when entering adulthood. My father actually gifted me some gold coins after graduating high school. As I didn't know better, I spent most of it on concert tickets and enjoying life. Oh what I would do differently as my now wiser self :D The concept of investing to grow assets in order have more freedom in life came a few years later. But thinking back to my childhood, investing was not as accessible as it is today, at least for regular people. And there was also very little information. It has only been during the last 5+ years, that I have seen a huge rise in teaching the young and the old about handling and growing money. And it is awesome as investing has become somewhat a new national sport for Estonians (where I am from) along with ice dipping :D

[@mehakjavaid331]

U are one of my fav persons❤❤❤

[@Elif-qj9sp]

Outstanding videoo💜💜

[@Vasmarie123]

Marina, such a good question! Im a very conservative person but my parents always say me to invest on a good quality products, just in order to save more in the future. I do believe that in some time, i’ll get to what you mean, i just really need some time😬

[@mehtaabsinghgrewal5055]

My father is like a investing mindset and my mother is quiet opposite him . This led me investing at 15 but not a lot .but they said I can invest large amounts of lumpsum when I get a job . 😅

[@malikasha]

They tell me always spend my money on a right way Like if I have to spend it I do , if it not like really necessary i don't

[@rafaelsk8ok]

Could you please let us know who the manufacturer of your water machine is? We loved it

[@AgnesMann]

My parents were never good at saving but neither they would invest. They had business which was physical and they always said you must work hard to make money and to be honest they are still working for employers and aren’t at the stage where they can retire. I wish I had learned all I know much earlier in my life but well I guess we all have to just trust the process

[@kostadintoshanov]

The topic,about you feel good .

[@coffeemug3009]

These are great habits, but it won't make anyone a millionaire. The best it would help you save for retirement & not ended up in debt. To become a millionaire, you actually have to have large amounts of capital and invest most of them in high-value assets. To get those capitals, you either need to grind in high-income jobs, or be a trust fund kid, or win the lottery. It's not a realistic reality for most people.

[@Twst3628]

True this

[@onlinebizjp]

It’s good advice. I don’t want to have too much stuff. Also, it’s a very nice idea to have a coffee machine. Thank you!

[@annatoth1192]

Love it!

[@alpinematrix]

For the same reasons I was thinking of buying a quality coffee/expresso/cappucino/latte maker - would you be willing to share what 'brand & model coffee maker' you invested in ? As well as I would be interested in the 'water company you use with the nice dispenser' (I currently get Arrowhead Mountain Spring Water) but no fancy dispenser like yours, just the old fashioned crock dispenser. If you could share that info., that would be great .. Thanks, I enjoy your videos.

[@englishwithvlada6624]

So amazing video😍

[@hangingwiththehulskers662]

Hi Marina, I'm also in the Bay Area and have been watching your videos since moving here. Which coffee machine did you buy? I've been looking for a good one for a while....