SIPs Will Not Make Your RICH || Ugly Truth of SIPs REVEALED

[@FaceTheHarshTruth]

1) Calculating Present value of future investments 2) Step-Up SIP These were the 2 golden learnings. Thanks for a wonderful Sunday Learning 😇

[@Ondemand1234]

PLEASE MAKE A FULL VIDEO ON BANKING

[@tikendrasingh3709]

Bhai yaha pese barbad karne ki kya jarurat thi? Apne peso ki value karna seekho

[@Surendra_Negi]

बताओ ₹500 तुमने कमैंट्स में ही बर्बाद कर दिया और तुम्हें कोई रिप्लाई भी नहीं😂😂😂

[@LUCKYTalk]

500 ka share kharid lete bhai .😂😂

[@rameshdaine9517]

₹400 ??

[@rameshdaine9517]

$₹55

[@Ondemand1234]

PLEASE MAKE LONG VIDEO ON BANKING

[@shreyabhuiya8848]

itta bekaar content ko 100 rupe🤔, acha relative hogi

[@TheDevil....]

​@@shreyabhuiya8848😂 सही है

[@Jaishikshavaani]

Step up sip is good 👍 Timing the market is not everyone's cup of tea. Go for index investing instead of active funds

[@angeldust1732]

What's that?

[@swapnilsharma6661]

What I have learnt from this 4 Reasons? 1) Analyse and pick the right fund. 2) Don't worry, and opt for Smart/Booster SIP funds 3) Increase your SIP amount each year (If your company increases your salary each year😅) 4) Be patient for atleast 20years. Thank You So Much 😊

[@soumsgaming238]

Salary increase nahi hota 😂😂😂

[@12A1A]

Yes

[@Griffinatus]

I have q question - If i even start with 10k sip if i keep stepping it up by 10% everytear and i invest for 20 yrs. How high will be the sip amount. This is such bullshit logic. Dont think you get a guaranteed appreciation of 10% every year in any job

[@12A1A]

@@Griffinatus no is not bullshi*t Your investment became 20.66 lakh After 10 years....

[@soumsgaming238]

@@Griffinatus Thats the issue salary hike will not happen every year

[@Thebakingfamily]

She itself said so much good about SIP before

[@keshav4555]

Sab youtube like ke liye ye sab half information de rahi hai.

[@romsnsama23]

She herself*

[@manishchaitanya8348]

great video, many are not speaking about this in a clear manner. Thanks its really helpful for me.

[@atharvaamrapurkar922]

Simple tip: Invest in ETFs, these are traded in the market and can be purchased/sold accordingly. There is no exit load, no bullshit. ETFs likely to give better returns than mutual funds with lesser risk and independence. Nifty and Juniorbees are preferable.

[@ishyampandey]

i invest in gold, etf, equity, mf, us market and sip. har jagah lage rho taki kahi n kahi profit ho

[@SuchaitGuitars]

MAJOR FAULT HERE: you don't invest IN SIP.. you invest THROUGH SIP.

[@suryanshtripathi6249]

Everyone needs to watch this video it has everything i learnt after a whole month of research

[@Abhishekvyoger]

Clear idea 🙏 thanks for sharing this information

[@VivaswanDamle]

Well spoken. As an Investment Advisor by profession I can vouch that these points are correct. But once your funds reach beyond a certain level it is better to have an advisor to help you out. Unless ofcourse you yourself have the time to do all the research and make changes at appropriate times

[@rakeshrr8208]

As per me SIPs are better when, 1. Invest step up SIP in index funds not on fixed dates and only when markets are down. 2. You cannot predict bottom, so set a rule that every 5% dip in index double your SIP. If markets not down by 5% then hold your money in FD. 3. Same rule can be follow in stocks of nifty 50.

[@Real_mutual_fund_guide]

Bhai life mn knowldege mat dena kabhi kisi ko........ Or Haan pehle sip ka system pata karle opinion banane se pehle....... Tera sip ka knowledge hi galat h or incomplete bhi

[@deepankarnath9837]

Arre kehna kya chahte ho😂

[@Vishal_Raghuwanshii]

​@@Real_mutual_fund_guide 😂😂😂i agree with u

[@gamingwithikka9884]

HMM NICE YES THAT RUE MAKE YOU 1 CR IN 10 YR BUT YOU NOW I TRY IT THIS IS INDIA MODI GOVRT SHORT TERM CAPITAL GAIN TAXES ARE YOU FORGET BEC IF YOU MONTHLY STOP SIP THEY CHARGE 15% FLAT STCG 🤐😒 NICE I TRY AND GET 52K LOSS 🙂 SO PLSS DONT BECOME DUMB ASS LIKE ME

[@chandrasekhar5406]

very good info sir, thanks

[@amitgoswami9666]

just amazing ....clear all doubts regarding sip

[@nishanten]

Investment in any instrument is risky. In SIP only monitor 2 things as i understand during investment in SIP . 1- selection of funds 2- adjustment as inflation rate on the basis of time .

[@gouravchoudhary3290]

we understand verywell by you and topic also interesting

[@himanshunarang8537]

Point 2 - the switch from debt/liquid fund to equity fund has cost!! Keep the SIP simple!!!Rest all points are great, thanks

[@mihirpatel5326]

You upload this on perfect time😅🙌🏻

[@Faraz-cse]

SIP for short term is very bad especially if you choose only one category. I started monthly SIP in ICICI Prudential Technology Fund in 2022, and even after 1 year I am in 17% loss 😢

[@aashishkumar9658]

Same bro 😂

[@Chandraprakash-nb8gj]

All R in loss, me too,

[@manashsarkar3258]

Don't worry...haar decade main haar ak sector ka boom ata hay..15 to 20 years ka goal agar hay ...to 15% CAGR returns mil jayega.

[@adityapattnaik1405]

Bro SIP investing is not meant to give returns in a short period like 1 year. Wait for at least 3 years time.

[@premjeetyadav9690]

Same situation with me

[@lifemeanslearning5744]

I think your future economical condition don't depends on your investment it depends on your future income.

[@raunrude]

Good Morning.. Best Informative Video ❤

[@harishgovekar3274]

Dear, all SIPs are not bad... But investment is must 😊

[@shaikmohammad2358]

You Got Great Knowledge 💯✅✅✅

[@akcenglish2956]

Market timing is impossible. Rather continue sip and book some profit and keep it in debt fund when market is high enough.

[@Whistle_blower30]

Excellent video 👏👏👏

[@dharminderk.b.s.7135]

Sip se next generation ke liye fayda hoga

[@janmejaykumar1082]

very good information ❤❤❤

[@daredevils6575]

Kucch samajh mien jyada toh nhi aaya But aapse samajhne mza aya. Bss dekhte rehne ka mann kiya, next time aur detail mein vdo banaega.😊😊❤

[@mrpramodkumhar33]

I am watching your full KZbin video for the first time, but I'm sorry you are best in shorts, not in full video

[@Shaikharbi]

Lal banderni😂❤❤but cute hai mujhe to bahuuuuuuuuuut zyaaada pasand hai kin kin ko yeh cute bandarni pasand hai

[@maheshmalode9631]

Informative video 🎉🎉🎉🎉

[@rahulpremjani7355]

Full sip marketing video... 🤪🤪🤪 superb haha👍👍

[@swapnilsharma6661]

02:44 common sence to ye bhi kehta hai ki har mahine toh aisa nahi hoga ki investment ke 3 din baad market crash kare. Kisi month me grow bhi toh kar sakta hai. I Hope you understand the same logic 😅😊

[@swapnilsharma6661]

And thanks for letting us know the benifits of Smart SIP and Booster SIP.

[@swapnilsharma6661]

04:44 bilkul sufficient hai, 36 lakhs invest karke agar 46 lakhs mil raha hai aaj ki date me toh. i.e.12.78% And Thanks for letting us know the benifits of Step-up SIP.

[@ththypocritique]

TL DR: mutual fund investments are subject to market risks. Please read offer documents carefully before investing 🙄

[@heyy._pratham]

Thanks for ur information ℹ️ ❤

[@bekifaayati]

Welcome 😊🙌

[@witneywilliam]

No doubt, one of the best ways to grow and save your money is through investing. You don't need a fortune to get started. Even a small amount can turn into millions if you invest wisely. I wasn't financially free until my 40s, and I'm still in my 40s, but I've already purchased my second house, enjoy a monthly passive income, and achieved 4 out of 5 of my financial goals. I hope this inspires someone to realize that it's never too late to start, regardless of your age. You can begin investing today and change your future! Investing has been a life-changing decision for me

[@ugojazzy7812]

Nice one,any investment tip? I would love to know how you made it this far

[@witneywilliam]

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[@ugojazzy7812]

I value your recommendation. It's challenging to locate a trustworthy person. I could really use your investment advisor after seeing how much money you've made through investing. If you don't mind revealing her information, that is.

[@witneywilliam]

you can easily find her information by doing a quick 🔎 search. Feel free to reach out to her directly with any questions you may have.

[@skoopqueen]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her...

[@steverichards7060]

Common sense prevails. Thanks

[@sachinjain393]

Apki video to aankhe kholne wali hai... Par mujhe ye bataiye ye future calculator jo apne apni video me dikhaya hai wo kaha se milegi... please provide link

[@theunscriptedways]

Could you please help me to understand. Investing Rs. 500 per month in 4 mutual funds is it better than investing Rs. 2000 in 1 mutual fund?

[@sexicator1411]

1) If you are investing in 4 MFs and if they are in different category then it would be a good option but i would suggest try increasing the amount or top up the amount when you can afford more. The drawback would be unless you invest more in each of them, even if they are different type, running 4 MFs is over diversification and headache. 2) if they are same or similar like Bluechip or Index fund, nifty fifty or similar and 1 MFs is overlapping another then i think you merger because if you check their holdings then you migh see that 2/4 of them is investing in, let's say "HDFC". SO, if HDFC fails you will bear the loss in both of them and that you are defeating the purpose of diversification. Also as most of your money is in the same holdings you are paying extra in the name of expense ratio. The percentage is very small but it will affect in the long run. Conclusion 2 MFs or SIPs is a good number. Just make sure if 1 is different from other. Example: if 1 is large cap, the other should be mid cap or all weather, etc. and step up your SIP every year or 2.

[@manojkhadka3367]

As of video title content is perfect 👍 If you didn’t understand watch again without skip any point 😅

[@tharkeshpm7371]

8-10% every year step SIP is not possible in real world. As Inflation is above 6% & salary hike will not be more then 4-9% on an average per year.

[@DileepKumar-k6o]

Hindi hi bolo

[@SohamfromFood]

get a better editor for your videos, pop ups can be displayed better instead of taking up the whole screen, good content

[@sunil99938]

Hi ma'am, pls suggest me best index fund for 20-25 year time period.

[@TRENDAMOZON]

Index fund nifty50 best hai long term ke liye

[@TanmoyDas-h9r]

Sister .....You have explained why one can't earn well from SIP, but unfortunately you didn't utter a single word on where to actually invest to earn well

[@SumitKumar-mp3bq]

JUST INVEST IN 3 SECTORS AI EV SOLAR invest in these sectors for next 5 years and see the magic happen.

[@Real_mutual_fund_guide]

Algorith sun k didi ne apna logic apna dimag laga diya........women☕

[@infernogaming1036]

After reading this I can only say as a men.....you are a men☕

[@Real_mutual_fund_guide]

​@@infernogaming1036kyun tu bhi 15 saal ka invest karke 20 lac pe 1 lac ka retrun kamata h.......wese bhi gamer h tu game khel.....Teri aukat se bahar ki baatein h ye.......btw ur nice fir for men☕

[@Real_mutual_fund_guide]

@@infernogaming1036 wese ek or baat teri akkal or Teri dp dono achi h......match bhi karti h tere iq se or usse se bhi jiski tharak se tu bad bad kar rha h......toh ja ke 💩💩kha

[@infernogaming1036]

@@Real_mutual_fund_guide uf uf mirchi hay hay Mirchi 💀👍

[@killer7495]

zaruri nahi agar vo ladki hai to har baar hi galat hogi 😂😂😂

[@rabbirrkkhan2162]

Meaning she wants explain you all that don't just go directly for lumsum and put a step up while investing in SIP so this will give you decent returns as per money market concept tdy if I sensibly divide my money and invest in the right type of Index listed companies or Nifty50 passive direct investments will atlease give u good returns and best average so try to invest in SIP in a sensible manner and considering both it's postive and negatives aspects and take decisions and after that you will get the money power to invest in small projects in real estate and lease financing so I think it's helpful for the investors and fund managers to use this strategy

[@rabbirrkkhan2162]

With this logic u can come in top rich if u sacrifice plus smartly and with backing by yourself and support like incase of emergency situations u can ignore the lockin period options and allocation of ur wealth to make more money in sensible portfolio and networth plus expense ratio checking is essential I hope the youth of India can understand this who are in jobless situation irrespective of knowledge qualifications and internships... but we need to do smart work 10% and hard work 90% to get synergy benefit...

[@rabbirrkkhan2162]

Nobody will give you this knowledge u have to fetch for it...and make ur strong objective and small active missions to achieve the accumulated objective...

[@rabbirrkkhan2162]

This message is just for our awareness

[@rabbirrkkhan2162]

Higher the risk higher the ROI

[@rabbirrkkhan2162]

But do some backing with it to face the consequences

[@vadherumesh8515]

Y sab sahi hai par ham sip nahi karege to future me bhi vahi halat rahege jaise aaj hai

[@FX_VENOM27]

wow Beauty with Brain🤩

[@SahilKashyap-in]

i am 20 years old, Suppose i have saved 1000 every month, So where do I invest those money ? tell me the best way or best place to invest, aur compounding kya sirf ek concept hai ya literally koi aisi jagha hai jahan main compound interest mein invest kar sakta hoon ???

[@Singh-ib2pw]

PPF hai

[@sp-ye7ht]

Yeh bhi batao kee kya Aur koi vehicle hai better investment ke liye?? other than this.. For salaried..i dont think so .

[@AnkitTomarPorsa]

I'm the first one who commented here! 🎉🎉

[@pandurangpatil1780]

Sahi direction SIP knowledge ki

[@vijay_1712]

Mam ur saying reason why not to invest in sip.. but please give us solution for that. I am eagerly waiting for solution but suddenly your video is ended Please provide solution followed by esip

[@jagdishbisht7599]

Suppose 1st year 10000rs invest kiya or next year se 10% imcrease kre to 2nd year 11000 3rd year 12110 4th year bhi isi tarah 20year mai socho kitne ki sip deni hogi, 67k ki sip hogi, dimag lagao youtube m step up sip bolne walo... Itna paisa hota to aadmi pahle hi rich hota...

[@Real_mutual_fund_guide]

Itna analysis ye nahi karte kyunki ye kewal zaban chalate hn dimag nahi.......or ek bhi youtuber real life practical baat nahi karta

[@manish4583]

Govt Salaried person ko saal me ek bar increment aur 2 bar DA hike milta hai. They can easily step up their SIP. Aur jaruri nahi ki SIP stepup 10% hi karna hai. U can do 5% too.

[@udaydas7]

Then what should we do ??? Solutions please as most of us don't have knowledge or time sooo what do you suggest we should do ?

[@keshav4555]

Please go to Financial Advisors. They will guide you as per your goals.

[@deependranetwork]

10-15% return तो खेती में भी मिल जाता है 😶 और apni jgh किराए की जमीन se तो 30-100% भी हो जाता है 😌🙏

[@RupeshKumar-kr6dk]

10000 mahine me kon sa hamin leloge

[@deependranetwork]

@@RupeshKumar-kr6dk समझा नहीं आपकी बात ?

[@ahsanansari3425]

Aapke video ka intazaar rahata hai❤❤

[@Poemlover-d6b]

I want to make 1 crore rupees but problem is 😢😢😢my salary is 6000 rupess per month 😊😊😊....so than you can tell me which sip make me become crorepati😢

[@RAJDEEPKARMAKAR55]

Didi 2020 maye market down tha.....2 yrs aur wait kar jata toh a66a mil jata

[@Rudra86666]

So which is magical than SIP ? Please tell us

[@srijankesarwani9723]

Ye ladki ,mujhse ek din, sabji ka thela lagwa ke hi manegi 😂😂😂😂

[@TTR_LEGENDS]

Sab youtubers kitni baar to bta chuke hain k only index funds mein invest karo

[@saniyapathaancooking]

Hdfc bank me sip kiya hai Unke mid cap small cap multi founds me is this save?

[@dharmikchauhan1291]

Where should I invest my money u have any idea

[@sourabh.jangra]

Very informative video !! Doing great !! 💯

[@bekifaayati]

Thank you 😊🙌

[@fanofsinger6656]

Madam ji sip karne se kya risk hota hei kabhi bond ho jayega ,kya

[@onkareshwarkoppal4158]

First we have to set a target that what is our goal and how much Corpus is required. Then check is it beated inflation, if no then how much corpus is required for beating inflation. Don't invest in market time basis, because you can't time market. Invest based upon your goal and targets. Monitor the fund time to time. Once you reach your goal sell your stocks or units and withdraw the amount, don't wait for perticular years like 15 year or 20 years

[@ankurambersingh]

Bat agar sirf inflation ko consider karne ki hoti to aj 15k per month me life set hoti , par inflation nahi aspirations ko bhi future ke liye consider karen and adjust karke bataiye

[@ajaysri004]

Thank you

[@bhairabsarkar03]

U r right 👍👍👍👍👍

[@jaypalkharwaljaypalkharwal9939]

Very nice 👍

[@bulishfx]

SIP says not get terrified with the inflation! Now, she’s talking inflation to take seriously? Please clearify me. I m learning

[@thelayman6189]

Totally Misleading ... Wrong influence of naive investors

[@dark_arian2142]

Tu SBI se hoga

[@Ankit_desaidhyan]

ma'am you are awesome big fan of yours...

[@abhinavaggarwal-vk7xs]

Ye sab index funds me bhi apply hote hai??🤔

[@satnamrana1995]

Madam apna gayan apne pass rakho i am doing SIP in last 10 yrs and my CAGR return is 17.9% . Kitne saal hue tume market mein .rehi baat inflation ki toh 17.9 % CAGR is enough to beat inflation

[@aakashmishra9279]

Can you tell me please in which mutual funds you do SIP??

[@satnamrana1995]

@@aakashmishra9279 bro for example if you SIP amount is 3000 per month . Then invest 1000 in small cap fund ,1000 in mid cap fund and 1000 in large cap . Orr haan direct growth plan lena baki yeh fund kisi ke v le sakte ho hdfc ke axis ke. SBI ke .better to take small cap of Sbi and mid cap of hdfc and one sbi bluechip

[@satnamrana1995]

Am doing in all three fund

[@aakashmishra9279]

@@satnamrana1995 and what is your opinion about Index funds for example Moti Oswal 150 index fund which covers both Large, mid and small cap in one and generate 23% CAGR..???????

[@satnamrana1995]

@@aakashmishra9279 index fund is not good for choice as some stocks give more return than index and some companies beat index . So if you want to play more safer than index funds are good but their return as compare to other fund like small cap are less

[@mrsam1999]

Perhaps invest lumpsum in correction and forget ?

[@pst7592]

tell Website name pls where you make all these calculations of step up sip and future value..please

[@suyashajmera4767]

Can u make a video on niva bupa assure 2.0 medical insurance plan , i am really in a doudt ki wo itne sare features kese de rahe hai , itne exclusive features to de rhe hai lekin claim bhi pass karte hai ya nhi , mujhe meri mother ke liye plan lena hai , can u make a video on it to clarify all the questions

[@bekifaayati]

Sure, We will try to cover this in our future videos.

[@suyashajmera4767]

Please include all catch if any

[@amolsalunkhe7792]

Mam aap crypto currancy market ka bhi video dal de .plese

[@beutifullife6351]

Kya Amazon pay credit card ka cashback 5% se 3% Hogaya hai 🤔🤔🤔

[@HINDIBESTSONGS1]

Nhi prime members ke liye shopping pe 5% h

[@Anu-hs2ku]

Smart SIP ka expense ratio bhi bata do Janu. 😁

[@AnkitJainplus]

Tho aap he baatao kaha invest kare.. select good fund den start SIP.

[@Natasha25Dec]

If you have 1 L salary how much should you invest to sip ? After 1 yr how much can you earn in sip?

[@LalitKumar-ld7jd]

20%

[@sexicator1411]

50:30:20 rule. Follow this. And SIP is not for a year. It is for decades. You cannot think about withdrawing before 20 years.

[@AkshitaSethi343]

What are the other options apart from sip?

[@arunsingh-wn8qq]

@ bekifaayati aapne konse MF main invest kitya hai?

[@johnfartado26]

Sab naseeb ki baat hai

[@IMG74]

Isiliye index fund me invest karona kya mutual funds laga rakha hai

[@RishabhSharma-e3u]

100 percent increase krte rho ameer ho jaoge 😂 , pr didi ye ayega kaha se

[@ArtRahul]

Problems of SIP bata diya but iska solution bhi bata dijiye like one can be smart SIP what others ?

[@SuchaitGuitars]

don't blame SIP mode for his failure.. it was wrong choice of funds.. bulk investing would have shattered him all the more.. make some sense not just TRP.

[@072_gurpreetsingh3]

Thanks

[@bekifaayati]

Welcome 😊🙌

[@ShubhamMhatre-v2h]

SIP will not make YOUR rich gets 200k+

[@AniketDebnath-n8v]

2 takke ka gyan ka pyala pike ye hame duniya ka sach bata raha hai, to mujhe koi dikkat nhi 😅

[@qaisaransari6753]

5000 ki sip krni h , plx fund batay mem

[@sscmasterbyakshitanandanwa1549]

Konsa sip better hai mam

[@Oraon-Sarkar]

Mam apke group ka ek comedy channel bhi tha n! Kya aap channel ka naam bta sakti hai.

[@deepikaaggarwal2437]

Please share a List Of People made RIch by Mutual Funds.... We have list of people's like.. Rakesh झुनझुनवाला, Ramesh Damani and much more...

[@das.abhisek]

Nifty 50 index fund is much better then active mutual fund

[@neobeasty0pgaming138]

In few cases sip is better than step up sip and you can expect more returns from it rather than step up sip