Skeptical Investing by Phil Ferguson at Reason in the Rock 2015

[@ElvisTranscriber2]

Please take this as an advice and not as just ranting. Please the audio on this video should come DIRECTLY from the microphone ( i.e. soundboard recording ) and without all that amount of reverb from the room. Not only you'll immensely increase people's chance to understand it. KZbin could generate the captions for it, because it can process the speech! PLEASE, PLEASE, PLEASE do something to improve this ( even if it's just adding subtitles, which you can

[@DeconvertedMan]

This sort of thing should be illegal really, its a huge scam - but loopholes. :/

[@Bill_Garthright]

And re. that first example, in ten years, your money won't be worth nearly as much as it is now. If you don't take inflation into account, it always looks like a better deal than it is. :) Investing is great. I retired ten years early, thanks to my investments. But there are a million ways to screw up, if you don't know anything about it. (And I've probably made most of them.) We _need_ effective regulations on this stuff. Unfortunately, we're going to get just the reverse - at least for the next four years.