How to Use Tap to Pay

Have you wondered how to use tap to pay with your cards or electronic payments? I'll show you exactly how to use tap to pay with confidence! What can you use, what stores accept it, where do you tap, and how close do you need to be to the screen?
Chapters:
0:00 Tap to Pay intro
0:26 What can you use?
0:56 Where can you tap to pay?
1:41 When do you tap to pay?
1:58 Where do you tap on the machine?
2:42 How close do you need to be?
DISCLOSURE: This post may contain affiliate links, meaning when you click the links and make a purchase, we receive a commission.
DISCLAIMER:
The information and opinions within this content are for information purposes only. Guidance is based on personal interpretations and in no way, represents legal or financial advice.
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[@movieholic-92]

I'm here because I had no clue where I was supposed to place the card when I was at the counter. I didn't want to look like a fool, lol.

[@TeaRose9]

Same exactly. 🤦🏻‍♀️😆😆

[@KnteShade]

Same here as well... Thank you for the video

[@sternarosenfeld407]

Should chip be facing you . I also don't know lol

[@movieholic-92]

@@sternarosenfeld407 Yup!! Chip face up.

[@reynaldeslao9055]

This happened to me just now

[@robertkoder]

Y'all feeling clueless? I'm a computer programmer and I had to look this up...

[@cargocat1]

Boy am I glad I'm not alone with this issue. Thanks for this great video.

[@SmartFamilyMoney]

Did you try it now?

[@fleshplushie]

​@SmartFamilyMoney so do you have to enter your oin with tap to pay?

[@emc6511]

I'm here because my habit is to insert the card, but at ALDI today, it could not read it, so I swiped it. When I swiped it I thought .... ummmm ... time to learn about TAP. Thank You!

[@patriciaevans5906]

The first time I tried it I tapped everywhere except where I was supposed to! Finally I just laughed and said “help”! Cashier was very nice and helpful!

[@SmartFamilyMoney]

Ha, I'm glad you figured it out! And unfortunately, every machine is a little different so it's hard to always look smooth with it.

[@mikebernhardt4639]

Your video was very helpful. I am a retired banker, and I was confounded when I "tapped" the card and nothing happened. Thank you for the lesson!!

[@SmartFamilyMoney]

You are so welcome!

[@maesailor]

Yup, me too! I felt dumb asking so I’ve been trying to watch other people. I still wasn’t sure what they were doing.

[@sober041978]

Thanks! Just got a tap card and had no clue how to use it. Explanation is clear, short and no background music. Well done.

[@SmartFamilyMoney]

Glad it helped!

[@wendyjenae]

I bought something at a farmer's market from a seller who used a portable terminal. He said "Tap it," and I started tapping it with my finger! OMG. I was so embarrassed. In my defense, I thought you had to tap something to confirm the purchase or confirm you were about to use your card. I've been avoiding these terminals since. But now that I watched your video, I feel more confident. Thank you for making it.

[@SmartFamilyMoney]

Oh how funny! I'm glad you're prepared for next time now!

[@High5748]

Don't feel bad, I take some pride in figuring these sorts of things out. However I could never figure out this, so I figured I had to activate something. Turns out I'm just tapping the card instead of letting the scanner read it..... At least with you you followed directions exactly.

[@wendyjenae]

@@High5748 Your message was so sweet and kind. Thank you! Here's to both of us making future purchases with ease and teaching other people how to use this crazy, new technology if we come across anyone trying to figure it out. 😀

[@rainacherienne1010]

I kept inserting the card for YEARS because I didn’t know how to tap. Finally I said enough. This is so much better, I wish I tried sooner.

[@manchestermomma1587]

Great video! And exactly what I needed. My daughter kept telling me to tap and I just felt stupid asking “Where?”

[@SmartFamilyMoney]

I understand! Since I made this video, I've actually run into a couple that were a bit different (of course!) but I have enough confidence to give it a try without feeling silly. I hope you can too!

[@NellCurley]

Thank you for this video! My bank sent me a contactless debit card, which I had mixed feelings about because I didn't love the chip card and this didn't seem like a step up. I've had several "Wait, where do I tap?!" moments in public that have been embarrassing. Knowing that it's simpler than I thought is very comforting 😊

[@SmartFamilyMoney]

You can do it! 😁 Glad I could help!

[@matthewburkholder1076]

Us old folks need these videos lol.

[@SmartFamilyMoney]

Glad I could help!

[@jackiewagner9550]

😂 I agree

[@NaomiStGregory]

Absolutely! That’s why I searched for someone like you who’d lead the way!😅

[@MR-sx3od]

Thank you! I have tried, failed, and resorted to inserting the card so I don’t look like an idiot. You’ve given me new confidence.

[@SmartFamilyMoney]

You can do it!!

[@shadowninja3446]

samee

[@SmartFamilyMoney]

@@shadowninja3446 I believe in you! 😁

[@Kleve8]

Yes you're not the only one, I've been tap, tap, taping like a blind man. Much appreciate the video!!!

[@SmartFamilyMoney]

So glad I could help! Have you tried it again?

[@Kleve8]

@@SmartFamilyMoney Hoorah I did try it this week, and it worked! Thanks so much!😀

[@janisgiacoio2286]

Thank you! You speak clearly and concisely and don't waste time. Perfectly done!

[@SmartFamilyMoney]

Glad it was helpful!

[@fleshplushie]

​@SmartFamilyMoney do you still have to enter the pin?

[@Indy2-hr2ct]

@@fleshplushiesometimes places will ask you to do that and/or sign

[@sherrimatish5647]

Thank you so much for this video. I was so intimidated by tap to pay, so afraid of looking dumb lol. It's nice to know I'm not the only one

[@moviebuffinla]

Excellent tutorial and it's a good idea to use tap when it's available because it helps avoid your card getting skimmed by thieves.

[@microtyger]

That's right! 😮 I forgot about that. Ty 🙂

[@OsMom133]

Thank you! Sent this to my mother. I love that you normalized her worries and provided easy helpful info.

[@SmartFamilyMoney]

Glad it was helpful!

[@adonisDNA2000]

Thank you for taking one for the team😄 Now I can tap with confidence.

[@SmartFamilyMoney]

Happy to help! Go forth and tap away! 😄

[@dianelevy2855]

Just got my tap to pay card and needed your instructions as I had no clue how to do it. Thanks for this video.

[@SmartFamilyMoney]

You're welcome!

[@Tony-th3qt]

Thanks. Great video! You're definitely not the only one who had questions about tap to pay.

[@rowenhenning5151]

Definately helpful. I also was afraid I'd look dumb....especially since I'm 67 and sensitive to people thinking I'm technologically impaired when in fact I'm pretty good. Thanks for making this video!

[@cassienalls3142]

I totally feel ya!!! Definitely had no idea how to do this and felt ridiculous trying! Thank you!!

[@SmartFamilyMoney]

You are welcome! Glad I wasn't alone. 😁

[@Len-kp7kl]

A few days ago I received my new card and noticed that it had the tap to pay option. I have used it several times since and really like it. Your video was concise and very helpful. Thank you for helping out us newcomers to tap out here.

[@SmartFamilyMoney]

Glad I could help!

[@jeaniecape]

Oh my gosh, I laughed so hard when I came across this video, because I have had TAP PHOBIA to the point that I just swipe every time instead of risking appearing stupid. LOL Thank you so much, can't way to tap tomorrow!

[@SmartFamilyMoney]

You can do it!!! 😄

[@dianepeek7203]

Me too, Jeanie Cape, me too. Now, I'm going to try it next time, and I hope I'll look like I've been doing this all along! 😅

[@betsy1947]

Thank you! Just what I was looking for.

[@SmartFamilyMoney]

Glad I could help!

[@rachelresets]

I haven't used tap to pay yet (didnt want to feel dumb 😅), but I will now that I know how to. 😄

[@SmartFamilyMoney]

Haha it really is great! Now I need to actually remember to use it!

[@charlesmarschall1375]

I had no idea how tap to pay works. I don't have to look dumb because your video saved me from that. Thanks!

[@duskcatt]

Thank you so much for this video. I've been having trouble with chip readers ever since I went off to college. I have such bad anxiety about going grocery shopping knowing that my card is going to fight me. I always feel horrible bothering the attendants and embarrassed that my card is not working. Now I know where and how to tap my card 💜

[@jimlytleworks]

I didn't feel dumb but the checkout lady thought I was. Haha. Practice, practice, practice. : )

[@barneybuster8915]

Thank you, thank you. I have still not used contactless as I always shop online but am going out this week shopping with my contactless card.

[@SmartFamilyMoney]

You got this!

[@lynn4547]

Thank You!! I was nervous to try it but now I’m feeling confident!!!

[@SmartFamilyMoney]

You can do it!!!

[@ellenronning2274]

Was at the gas station and kept trying to get this to work..lol..was so easy after I watched your video! Thanks

[@SmartFamilyMoney]

Awesome! So glad this helped!!!

[@dorothyedge2747]

Just got my tap to pay card option. I came to KZbin to see how to do it. Thank you for this video. Can't wait to "tap" or hover lol

[@SmartFamilyMoney]

Glad it was helpful! "Hover to pay" doesn't sound as cool though LOL

[@juliediaz9460]

Just watched your video today and it made me feel so much clearer. Thank you for creating it!

[@SmartFamilyMoney]

I am glad it helped! 😁

[@chrismahony6979]

Brings back the old days when people had to learn how to use ATMs. There would be a line and people would make comments about how there should be practice ATMs next to the real ones. My debit card just expired and did not have the tap feature. When the chip failed, I would get to watch the cashiers try to use tap.

[@jackiehanna7377]

I really appreciated your video! I was unsure about all the aspects you covered. Thanks!

[@SmartFamilyMoney]

Glad I could help!

[@ChristmasNelson]

Oh Thank God.... I thought I was completely stupid because I couldn't figure this out. I'm a graphic designer and am at my computer all day long - you'd think I should understand technology. The problem, I figure out finally, is that all of the tap to pay or swipe to pay machines are different. Much like when going to a gas station - the pay machines are different - some ask you multiple questions before you actually pump the gas, while others don't. Thank you for your awesome video - I'm so glad that I don't have to be technologically challenged on this one any longer.

[@cfulwood20007]

You were not alone. Thank you -I was feeling pretty inept!

[@SmartFamilyMoney]

Did you do it after watching the video? We can do this!!!

[@jayhanig54]

Nope. You're definitely not the only one. I appreciate the effort you put into this.

[@SmartFamilyMoney]

Glad I could help!

[@jamesd.1141]

Simple, concise video... I can say now say got the jist...thank you

[@muttlee1213]

Thank you SO MUCH for this video!!

[@SmartFamilyMoney]

You are so welcome! Glad I could help.

[@EntonioVillarreal]

Thank u so much. I can totally relate. I'm actually going to use it for the first time in my own.. You video has been the only useful video!

[@karenkerr5435]

Thank you!!! I was at gas station getting ready to pay and I seen where it said “tap”. I’m thinking where??? People all around looking. I said forget it. I’ll do it the “old fashioned way “ lol. I went to my car afterwards and yep, I am watching your video! Thanks again

[@SmartFamilyMoney]

Glad I could help! 😁

[@gwkately]

Thanks, I didn't know what side of the card to use, until I saw you do it, THANKS!!!

[@SmartFamilyMoney]

It doesn't really matter which direction you hold the card - you just have to get close so it should work in any direction.

[@janessaaleshire6889]

I’m 24 years old I’ve had anxiety since I was 17 with shitty parents so I never learned to pay for anything I always use cash haven’t paid for anything in forever I usually send my husband inside these days but I’m wanting to grow and this has been SOO HELPFUL THANK YOU.

[@SmartFamilyMoney]

I'm so glad I could help. Best of luck to you! ❤

[@ideclair5866]

Thank you..I just got a tap card and I was wondering about where to tap..You are so funny😊

[@sarastitt4081]

Yes! I just got my card and you answered all my questions and calmed all my fears. 😂

[@SmartFamilyMoney]

So glad I could help!

[@Lingbat2000]

I obviously am clueless, too, since I had to watch your video. Thanks

[@SmartFamilyMoney]

Glad to help!

[@_Kittensworth]

Thank you! In this the year of our lord 2023 I've still been using the chip because I'm that terrified of looking stupid by tapping in the wrong place. The public cringe and social awkwardness was too much to a risk. Needed this!

[@SmartFamilyMoney]

Did you try it? I hope you were successful!

[@russelsalandy2318]

I'm so glad I found your video it's very helpful . Now I know how to do this.

[@SmartFamilyMoney]

Glad it was helpful!

[@josierobles3064]

Thank you so much for sharing this. Trying to keep up with these ever evolving pay methods has been a challenge. Your video was very helpful!!!❤❤❤❤

[@SmartFamilyMoney]

Glad it was helpful! ❤

[@wowbagger3505]

Tried it at a gas station once, didn’t seem to work not embarrassing, but like you I am one of those who are asked how to do things like this. I am looking for security info, but had to watch your video. I will be tapping tomorrow, thanks!

[@SmartFamilyMoney]

I'm glad the video was helpful! Some gas pumps work great and some just don't want to work too.

[@cjtabiri6481]

I just had this issue yesterday!! Hence why I'm googling "how to use tap and pay" LOL.. thanks for the video.

[@SmartFamilyMoney]

Well, I'm glad you stumbled onto my channel. I hope it helps for next time. 😄

[@jeansteiner242]

You’re not alone! I finally stopped trying to use it cuz I knew I looked dumb trying!

[@patrickbrowder6857]

Well done. Keep making videos you're really good at it. Wish I could tap to get past the two annoying layers of security on everything at work these days!

[@juliesulinski5814]

Thanks! Just what I needed. 🙂

[@SmartFamilyMoney]

Glad I could help!

[@Kurrupt4Lyfe]

I always stick my card in the slot, but I saw on the news that there are these new and improved super tiny card readers that scammers are sticking in those slots to steal your card information and they suggested for people to do the tap and pay instead. So here I am tryna learn how it's done. Thanks for this video!

[@1121gsm]

Great. Thanks. I'm going to Europe where they use this a lot and I too don't want to feel dumb. It really helped.

[@SmartFamilyMoney]

I'm so glad it helped! I haven't used it in Europe - are their machines the same, I wonder?

[@snow40741]

Thank you for mentioning that Walmart doesn't have it because I was trying to figure out how to pay this way!

[@SmartFamilyMoney]

You are able to file previous years and it can handle most fairly complex situations. I'd give it a try and see if you run into any trouble.

[@RudyG-sy4nd]

Yes I've tried using my car tapping it and I just get confused where to tap it. But now watching your video hopefully I finally got the hang of it thank you😊

[@SmartFamilyMoney]

You are welcome and good luck! 😁

[@rodgersandrodgers8191]

Thanks. You answered a question I had. Keep it up.

[@SmartFamilyMoney]

Glad I could help!

[@daven233]

Thank you lady. This helped me.

[@mar25947]

This was very helpful, thank you! I didn't event realize my card was setup for this until a restaurant serve tapped it. I never noticed the symbol, lol. My chip doesn't work, so I guess I'll start tapping. 😆

[@Dudacoff]

I felt dumb too, that's why I'm here. Thanks!

[@SmartFamilyMoney]

Glad I could help!

[@myfavorites1016]

Omg this week i was at the gas pump , 😂🤣😂 i was tapping and moving that card 🤣 finally i just inserted the darn card and said to myself forget 😅

[@SmartFamilyMoney]

Haha, did this video help at least? It's so confusing that they call it "tap" but it's really "hold it on there a while".

[@myfavorites1016]

@@SmartFamilyMoney well ya no kidding here i am tapping that damn card by the reader and it wasn't doing a darn thing , so stupid to say tap 🤷‍♂️ but i finally even before kinda watching this video started having an idea not to tap 😂 , if that business ever has to look at the video footage of me by the pump they might say jeez what an idiot 😂

[@AG-yh5hi]

This was super helpful - thanks for making this video!

[@SmartFamilyMoney]

You're so welcome!

[@brucebay]

Thank you. I have noticed it on some of my cards didn't know exactly how to use it and didn't want to hold up the line ...

[@SmartFamilyMoney]

Glad it was helpful!

[@dawnkindnesscountsmost5991]

Nope, you're not alone. I've not tried tap to pay yet, because I didn't know where or when to tap. Lol, I've only recently gotten used to inserting the chip instead of trying to swipe! Thank you for this very helpful information.

[@SmartFamilyMoney]

Glad I could help! You can do it!!!

[@jasonmh76]

Loved this... Thank you!

[@SmartFamilyMoney]

Glad you enjoyed it!

[@johnsparozich6839]

Thank you for the information, as I have no clue how you are suppose to tap neither.

[@SmartFamilyMoney]

Glad to help!

[@gezobel]

Well done. Banks and retailers tell you how easy and wonderful contactless is but it would help a great deal if they also told you the simple steps to make it easy. Like most things it's not THAT easy when you don't know how and there is a large and impatient queue behind you!

[@t.k3025]

Thank you. Lots of skimmer activity near me. Going to start tapping.

[@tncountryboy06]

Gotta make sure you have a tap to pay card. Not all cards do it

[@Egypttology]

Hi I'm new to your channel and I'm new to credit cards. I wish you'd have shown the receipt portion, I heard the cashier hands it to you or the machine prints it out. You did good with explaining all the rest. I'm a new subscriber

[@SmartFamilyMoney]

Welcome! Yes, that's right - sometimes the person will hand you the receipt and sometimes it comes out of a machine. You might like this other video I have that shows the whole process for using a card in a store: kzbin.info/www/bejne/anSVgXp4qbiNl68

[@David-gv4fw]

I looked like a ninny when I told the cashier I didn't understand what "tap" meant. She did it for me and I would have very much liked to crawl into a hole and pass away.

[@SmartFamilyMoney]

"Tap" is such a bad word for it! I'm sorry the cashier made you feel bad! It's not obvious.

[@brucelyons2423]

I was wondering how to use my new card. Thank you!

[@SmartFamilyMoney]

You are so welcome!

[@danamatsukawa4762]

I just got a new card with this feature. so glad I don't have to look foolish. thanks

[@SmartFamilyMoney]

Glad I could help! Good luck!

[@jusaIoI]

thank you SO MUCH!! i’m going to the mall tomorrow and i haven’t ever used a card. i do not want to struggle when paying!!

[@SmartFamilyMoney]

Good luck! Ask for help if you need it!

[@kellywicka775]

Thankyou, I'm 43 and didn't know, just seen the wireless symbol on my card, opps

[@artfay8382]

Thanks for this extremely helpful video. An example of what the internet should be for.

[@SmartFamilyMoney]

You're very welcome! Thanks for the nice comment!

[@sesshokitten]

🙋‍♀️ thanks a lot. I've been scared to try it out because i was embarrassed I'd look foolish doing it wrong

[@SmartFamilyMoney]

Glad I could help!

[@chuckbeattyo]

Thanks. Very helpful, I came here to see how to do it. So thanks, helpful.

[@SmartFamilyMoney]

Great to hear!

[@Rose-ed2we]

Lol....I tapped like a darn fool at Walmart.....thanks for this great video 😊

[@SmartFamilyMoney]

Haha, I'm so glad I could help!

[@jnathan1312]

Thank you so much.

[@XxLukeNukemxX]

Thanks for your help I dropped a like for the video.

[@SmartFamilyMoney]

Glad it helped! And thanks!

[@topherming6565]

Very helpful. Thank you.

[@SmartFamilyMoney]

Glad it was helpful!

[@kennethfuquaii469]

Yes! You’re the only one!😂😂😂😂 No , just kidding! Lol! There are so many out there just like us. Great job on the video!

[@SmartFamilyMoney]

😁

[@dianem7677]

..very nice and helpful, thanks!

[@SmartFamilyMoney]

Glad you enjoyed it!

[@milliewri]

i have really bad anxiety and have had a debit card for a year and have been to scared to use it irl so this is really helpful tysm

[@SmartFamilyMoney]

I am so glad it helped! Good luck!

[@suemilkbone4868]

Thank you! I, too, didn't want to look like I was the last person on Earth who didn't know how to tap to pay. 😂

[@SmartFamilyMoney]

Haha, I hear ya! Good luck!

[@ecf9674]

Now I know! Thanks!

[@beardnovs8732]

Total respect Julian

[@bobbybenson4149]

thank you!

[@wandabailey8881]

Thank youuuuu so much😊

[@SmartFamilyMoney]

You're welcome 😊

[@justinvance9221]

I tried and felt dumb so I just ended up inserting it. Thank you!

[@SmartFamilyMoney]

Did you try again after the video? I hope it worked!

[@justinvance9221]

@@SmartFamilyMoney Yes, it worked. Thank you for helping me feel prepared.

[@Barbara-qn7zr]

same! i had no idea where to tap!

[@SmartFamilyMoney]

I hope the video helped!

[@AllyVincent-zq9se]

So helpful! Thank you

[@SmartFamilyMoney]

You are so welcome!

[@tpreid2392]

Thank you!