State Farm VS Farmers insurance, Which is better

  Рет қаралды 18,637

Think Insurance

Think Insurance

Күн бұрын

Пікірлер: 79
@grandlizard1566
@grandlizard1566 2 жыл бұрын
In fairness, I'm a 15 year Farmers Agent so keep that in mind. While I don't think this video is bad, I do think it's mistitled. It should be State Farm vs Farmers Insurance, which is CHEAPER. I often tell prospects that I don't sell a policy or a price. I do sell a promise and I have found Farmers Insurance is much better at fulfilling that promise than State Farm. Just my two cents.
@ThinkInsurance
@ThinkInsurance 2 жыл бұрын
You’re opinion is welcomed here! Thanks for sharing
@littleme3597
@littleme3597 2 жыл бұрын
Thank you.
@Apdc5k24
@Apdc5k24 2 жыл бұрын
This is why I’m going to go with Farmers rather than State Farm. I rather pay a little extra for promises they’re going to keep rather than pay less with lack of promises they will fulfill.
@compound00
@compound00 Жыл бұрын
Why do you all deny so many claims against you when your drivers are at fault? Even when theirs a police report stating your driver's are at fault Farmers will still deny the claim. The broad statement is always "It's under investigation"!!! Your claims adjusters make contact just after the accident then NEVER TO BE HEARD FROM AGAIN!!!!!! You van call these adjusters 300 times and leave 300 voice-mail and no response. Ask for another adjuster and they will cover for the claims adjusters assigned to you saying their out of office or on vacation. This goes on for weeks until you give up and file with your own legit insurance company who then has to go after Farmers. No doubt Farmers is the worst insurance Company on the planet that claims to be mainstream. Mom and pop companies operate better than Farmers. Whenever a driver hits me and say they have Farmers, I automatically panic. It's like telling me that they have no insurance!!!!
@danieldonovan2110
@danieldonovan2110 11 ай бұрын
@compound00 I recently experienced the same exact situation with all state and seeking a different insurance just to avoid this nightmare all over again.
@MFGus-fb6up
@MFGus-fb6up 2 жыл бұрын
Have had Farmers since 2013, auto and home. Have a great agent, very helpful and attentive. Auto rates have always been good until my last renewal, more on that in a sec. Home rates are just average to a little high, but i like to keep just one company so I have stuck with them. On the auto rates at last renewal I had a substantial increase. Had a conversation with my agent about the change and he had a fantastic option available. Turns out that Farmers has another underwriter available now, Economy Fire and Casualty Company, that he could quote me a auto policy on, still a Farmers company. It was a great option, instead of my premium, ( on 6 vehicles ) going up about 35% with this new quote my premium went down about 20%. Same coverage amounts and deductibles 100/300 , un/under, med. , 100 comp, 500 coll. etc. good coverage and also gained roadside assist and towing. He and I were both pleased with this new option. Anyhow, sorry for the long post, just thought you might find it interesting and just one more curve to navigate in the insurance quote game.
@stephanierandall1170
@stephanierandall1170 Жыл бұрын
Your comment spits 🔥
@EH0200310
@EH0200310 3 ай бұрын
Farmers just canceled all of its Texas homeowners policy under Farmers and now they’re riding under Wellington
@thekaerichtexas
@thekaerichtexas Жыл бұрын
I went into 2 different farmers insurance office and let me tell you I was so impressed by the cleanliness and warmth of the office.....I was like man how can I work here???? I didn't want to leave the office. Everyone was so friendly and helpful. At the 2nd office one of the ladies pastor was there....he witnessed to me and hugged me and told me of the young agent accepting christ in the office. At first I was like what is happening right now...I just came in for a quote.....but it was actually really nice and sweet. He asked if I knew Jesus as my lord and savior and I said yes. But anyway I say all that to say they totally rock and are very sweet and genuine ppl. I would love to work there. This was in Arlington texas
@kevindrake714
@kevindrake714 Жыл бұрын
Amen 🙏🏼
@brittanyfoxworth5348
@brittanyfoxworth5348 Жыл бұрын
Love love love this
@steveburtonomaha
@steveburtonomaha Жыл бұрын
Insurance companies change their rates on a regular basis. The pendulum swings regularly. The same company might be cheaper today and more expensive tomorrow
@stephanierandall1170
@stephanierandall1170 Жыл бұрын
💯
@lolgeselle
@lolgeselle Жыл бұрын
I am trying to decide between State Farm, travelers, and Farmers for my home insurance & auto insurance
@stephanierandall1170
@stephanierandall1170 Жыл бұрын
State Farm would be better
@irvingduarte460
@irvingduarte460 2 жыл бұрын
Farmers is the best cuz farmers give good results if you have a clam but St farm always looking for some argument to not pay for a claim it’s sad but St Farm is done is not the insurance that was 2 years ago..
@compound00
@compound00 Жыл бұрын
FARMERS ALWAYS LOOKS FOR A WAY NOT TO PAYOUT
@jangel2771
@jangel2771 9 ай бұрын
you're so angry in these comments hahahahahaha@@compound00
@compound00
@compound00 9 ай бұрын
@@jangel2771 I am lol
@jangel2771
@jangel2771 9 ай бұрын
sounds like you're upset at the system, stop whining, get better insurance coverage and you wouldnt have this problem@@compound00
@lupehn
@lupehn 3 жыл бұрын
I left Allstate recently for State Farm and my vehicle insurance dropped 60 dollars a month and I upgraded my liability to the highest level.
@Emma-ey8cu
@Emma-ey8cu Жыл бұрын
State farm is 40 higher for same coverage for me
@stephanierandall1170
@stephanierandall1170 Жыл бұрын
AWESOME 👌
@AB-xm8wz
@AB-xm8wz 3 жыл бұрын
Can you do Farmers vs American Family?
@alexharo7925
@alexharo7925 2 жыл бұрын
Which of these two insurance companies is cheaper and provides full coverage for a Volkswagen Jetta, Golf, or Passat from the 2000s and early 2010s? I'm taking some driving lessons with an instructor to practice my driving skills behind-the-wheel and saving up for my first car.
@ThinkInsurance
@ThinkInsurance 2 жыл бұрын
In what state?
@alexharo7925
@alexharo7925 2 жыл бұрын
@@ThinkInsurance California
@ThinkInsurance
@ThinkInsurance 2 жыл бұрын
In CA, State Farm is likely more competitive than Farmers.
@alexharo7925
@alexharo7925 2 жыл бұрын
@@ThinkInsurance What do you mean exactly?
@alexharo7925
@alexharo7925 2 жыл бұрын
@@ThinkInsurance You there?
@ChuckD-lu5mb
@ChuckD-lu5mb Жыл бұрын
Awesome Video and Thank You!
@smcvige
@smcvige 9 ай бұрын
We switched from Gieco and found that State Farm is as high or higher. We're both good drivers, I've never had a ticket. I'm 78. My husband, maybe a couple in his lifetime for speeding, he's 80. Prices are ridiculous.
@marcsimpsons1769
@marcsimpsons1769 2 жыл бұрын
Think of it in terms of market share. 10 years ago Farmers was the 3rd largest insurance company in the US. They were number 3 for decades when they only operated in 28 states. Today, they are number 8 in the US and dropping. State Farm for decades had been number one and is still number one. It’s not about the cheapest price, if that was the only measure then you can always find cheaper. State Farm are better trained, better staffed and have well trained customer service 24 hours a day.
@biga36695
@biga36695 2 жыл бұрын
Farmers for 15 years. Not sure where my auto was, but it has always been roughly $1500 a yr. Just picked up State Farm. $900. Farmers started out at 1500 on homeowners. Last policy was 7500. State Farm just gave me 1700. Will I see the creep back up to 7K plus?
@kevindrake714
@kevindrake714 Жыл бұрын
You will definitely see some increases
@SHARK-td9ui
@SHARK-td9ui 2 жыл бұрын
Don't bother with Farmers, I was with them for 20 years, that company has gone to the toilet.
@cmason5203
@cmason5203 10 ай бұрын
I was there 25 years. Agreed!!!!!!!!!!!!!! Thankfully I went Independent.
@robertpenrodwithrantinsura3460
@robertpenrodwithrantinsura3460 3 жыл бұрын
I was wondering if you could do a video explaining what's going on in Michigan concerning the Michigan Catastrophic Claims Association Fund. Thank you 😁
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
I will work on this one likely Tuesday
@isaacmossburg63
@isaacmossburg63 2 жыл бұрын
I’m assuming this is only talking for autos
@russashwill2311
@russashwill2311 Жыл бұрын
Let me talk to representative for Farmers now please I need a Farmers Insurance agent for Gainesville Gainesville st.joe Texas the El Paso Branch please
@SlaviDavi
@SlaviDavi 2 жыл бұрын
Would love to see your unlike button count. You can’t compare a company by their prices department of insurance plays a huge roll on the state level. You might as well throw Geico in the mix and say they have the best price. You have to look at value. Maybe compare the agent compensation or company as a whole.
@ThinkInsurance
@ThinkInsurance 2 жыл бұрын
89 👍🏼 , 17 👎🏻
@ThinkInsurance
@ThinkInsurance 2 жыл бұрын
Soon to be 18 👎🏻’s if you haven’t already 😉
@compound00
@compound00 Жыл бұрын
If you have an accident and the other driver is at fault and has Farmers Insurance, Good Luck getting the Driver or State Farm to admit fault. Even a police report is like a piece of toilet paper to them if it's not in their favor. They refuse to pay out when their driver is at fault. Total unethical company. 3 people I know got hit buy people with farmers and all 3 had to go through their own insurance company to get the damages fixed. They stall and waist your time.
@russashwill2311
@russashwill2311 Жыл бұрын
Give me a representative I need to update my insurance Farmers
@SHARK-td9ui
@SHARK-td9ui 2 жыл бұрын
Farmers has better agents, State Farm has a better claims dept. I'll stick with State Farm.
@Jaimator_
@Jaimator_ 2 жыл бұрын
What happens if you have the wrong coverage at the time of an accident? Claim department is irrelevant. We all hate those coverage talks, and disregard them but those the most crucial talks. Check court cases from accidents in your state and you will see.
@JoseMolina-mt5wt
@JoseMolina-mt5wt 2 жыл бұрын
Quiero ber cuanto me sale una aseguransa para un Avi
@aram_marti
@aram_marti 2 жыл бұрын
200$ a years you said for vehicle insurance? (auto)
@preshisify
@preshisify 3 ай бұрын
😷 ☕ 🇺🇸 🗽
@JoseMolina-mt5wt
@JoseMolina-mt5wt 2 жыл бұрын
Farmer insuren
@goodkaja8330
@goodkaja8330 2 жыл бұрын
Have Farmer’s and it has deteriorated from mediocre customer service to just awful. Farmer reps are unknowledgeable and trained to transfer calls to busy signals or agents with unintelligible English.
@ThinkInsurance
@ThinkInsurance 2 жыл бұрын
It was like that a decade ago too but there were more people and training was key. Now I imagine there’s less employees that are overworked and under trained at most call centers. My estimate is in the next 5-10 years all the big companies will allow policies to be sold through independent agencies to help correct this.
@Jaimator_
@Jaimator_ 2 жыл бұрын
You have your own agent. If you don't like your agent transfer to another now. Call centers are worthless like in any other place.
@merryme9766
@merryme9766 2 жыл бұрын
📼
@ba-dam9991
@ba-dam9991 2 жыл бұрын
Worst insurance company EVER…
@starvanity4135
@starvanity4135 2 жыл бұрын
Which one?
@ba-dam9991
@ba-dam9991 2 жыл бұрын
@@starvanity4135 Farmers… only because of the unscrupulous agent I had. Lesson learned the hard way .
@Jaimator_
@Jaimator_ 2 жыл бұрын
You are only concentrating in prices and it seems your comments replies target Farmers. This is a misled video
@hxdcm
@hxdcm 3 жыл бұрын
Both are garbage with servicing, please avoid
@billbrown4404
@billbrown4404 2 жыл бұрын
And for home insurance?
@schontell7988
@schontell7988 2 жыл бұрын
Hello can I get paid y'all tell me I can't get paid 7 years ago but you paid my secretary 7 years ago black lives matter
@nicktrifilis4832
@nicktrifilis4832 Жыл бұрын
Farmer's is cheaper !!
@schontell7988
@schontell7988 2 жыл бұрын
Why you don't pay black people I'm black can a black man get paid what's wrong with you
@dales769
@dales769 2 жыл бұрын
"Can a black man get a table dance?"
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