State Farm vs USAA, which is better

  Рет қаралды 9,053

Think Insurance

Think Insurance

Күн бұрын

Пікірлер: 34
@thekaerichtexas
@thekaerichtexas Жыл бұрын
I was with state farm for 10+ years, they were gonna jack my rate up by 40 bucks for car insurance on 1 car. So my insurance would have been 210 for a 2016 suv....yes a 7 year old basic car. I switched to usaa and saved $80. With that savings I was able to buy a 250k life insurance policy for $28 from state farm, and also some aflac critical care insurance, cancer care insurance and disability insurance....so not only did I save money on car insurance, I was able to insure myself better against losses to income if I become sick or disabled or get cancer and make sure my family gets a nice payout should I die. Thanks usaa. It was the best decision I could ever make
@micks209
@micks209 2 жыл бұрын
Coming from Geico, Progressive, currently with State Farm and one vehicle now with USAA, USAA was cheaper by $24 a mo compared to State Farm for that particular vehicle. I will be switching the other 2 cars once my policy expires with State Farm.
@inquirer1016
@inquirer1016 2 жыл бұрын
I've been with USAA a very long time. They have the better auto insurance rate than State Farm or CSAA. USAA also share profit distribution annually, so basically members are getting a good refund usually in December. State Farm and CSAA just increased their premiums on both auto and property insurance. USAA is better, but you have to be a veteran or active military members to join. It started as officers only admission but now is open to all ranks. Immediate family members of service members can get their own policies.
@blacklycan355
@blacklycan355 4 ай бұрын
USAA banking branch has issues. One of USAA insured hit me. Basically, I was told I had to go to one of their choice repair garages and get after market parts. Also I was advised they did not care since I was not their customer. So, I filed a claim with my insurance ,State Farm, I was able to get Oem parts for the vehicle at not get a increase of my rates
@mitchellarpin339
@mitchellarpin339 3 жыл бұрын
Phenomenal video! I learned so much about USAA!
@Claroboy911
@Claroboy911 Жыл бұрын
Where can I see my insurance score?
@ThinkInsurance
@ThinkInsurance Жыл бұрын
I don’t believe there is a set place you can get it as a consumer. I did make a video about it, if you’re curious on the parts of it
@ericknoblauch9195
@ericknoblauch9195 Жыл бұрын
USAA was $800.00 more to insure two cars than GEICO was per year. I had State Farm for over 30 years and switched to GEICO. For two cars, State Farm tried to do a 60 percent rate increase with a clean driving record so I switched to GEICO. State Farm was trying to get rid of me because I had the lowest rate, and loyalty discount given to their policy holders who had a policy for a number of years.
@melvinfreeman4040
@melvinfreeman4040 7 ай бұрын
I had State Farm for Auto Insurance, decades ago. But, Geico and Progressive were way more reasonable. USAA’s driving App took points away for listening to music, making and taking calls, and for any internet cellular interaction on my cellphone. If I braked beyond a light tap, I would get a “Harsh Braking “ warning. The USAA Safe Pilot App is hard to update also. The USAA tech told me that I needed to restart my cellphone way more frequently. It didn’t help the lack of the App’s accuracy, when trips were made either. I
@Lee-zw9rn
@Lee-zw9rn 7 ай бұрын
Thanks, your videos are great. Do you have a video compare usaa and progressive?
@ThinkInsurance
@ThinkInsurance 7 ай бұрын
Thank you! I have a stand alone USAA and a stand alone Progressive but not the two together. Closest is USAA vs Geico right now
@graybear41
@graybear41 2 жыл бұрын
I had State Farm for over 25 years, with one claim for home insurance. No Auto claims. When we added my granddaughter as a driver, I expected no problems and there were none until we attempted to file a claim for her. Denied. Nasty response from the agency in Fayetteville, Georgia that had received thousands of dollars in premiums from me over the years. I dropped them, of course. I would not touch State Farm with a 10000-mile pole.
@RobertThorne-qj9qd
@RobertThorne-qj9qd 2 жыл бұрын
I'm not sold on this program.. I stopped my truck to make a call. put the truck in park and left the motor running. I got a infraction. Why???? I thought that would be a good thing!! One time I did the same thing.. Stopped and made a call but this time they did not ping me for it. What's the story. There is not a standard . Why not, ? Do they check to see that my seat belt is fastened? Do they pop you for keeping up with the traffic around you? Some people drive like A$$holes . If you drive the speed limit > You get run over. if you exceed the speed limit> You are breaking the law. how much stuff do they use to decide if you get the discount? they only have four things that they say they base it on. Is that all? Or is there other things that they are not telling you? Has anyone you know that has gotten a full 30%. I have gotten 11%. and with no infractions dropped to 8%. Also they said to me they cannot fix it or change it if you tell them what happened. Some things you can not avoid> Like A$$holes on the road. They need to be a lot more forgiving if you ask me. I know that if you drive the speed limit>> You get run over and if you speed>> You are breaking the law. (LIKE EVERYONE ELSE). I just don't know right now.
@rogerSwag
@rogerSwag 2 жыл бұрын
I just switched to USAA ^--^ I had Fred Loya and they were rated the worst, I had to switch!
@lennysaptho9541
@lennysaptho9541 Жыл бұрын
I'm a veteran and have been with USAA for 26 years. Haven't had a driving ticket in years and have never submitted a claim for home in over 14 years. My car was backed into a few days ago and USAA took care of me. However, their rates have went up ridiculously high. $293 a month for 2 vehicles full coverage and $2600 annually on my home. My mortgage increased because they raised their premiums on me by $1200 and which amounted into an Escro Shortage. State Farm is offering similar coverage for $195 a month for auto (2 Cars) and $1369 Annually for Home Owners Insurance. USAA is about to get dropped like a hot potato. They can sell their snake oil elsewhere.
@ksuss5360
@ksuss5360 2 жыл бұрын
I have always been with State Farm. Now I work in insurance, and they still save me the most cash after shopping around.
@vickiwalters6924
@vickiwalters6924 Жыл бұрын
I want to get Ussaa Insurance
@mariedemariaremaxexcelsbro7067
@mariedemariaremaxexcelsbro7067 5 ай бұрын
They do not take care of their customers. The advertise yes, but they do not take care of their customers right
@tyriquehenry864
@tyriquehenry864 3 жыл бұрын
Bro I’m in the army trust me usaa is way better than State Farm I promise you 😂
@mariedemariaremaxexcelsbro7067
@mariedemariaremaxexcelsbro7067 5 ай бұрын
No
@Dirk-my2zf
@Dirk-my2zf 5 ай бұрын
They both suck. USAA insurance is shit, I dropped them for insurance years ago, there are so many more superior options.
@schontell7988
@schontell7988 2 жыл бұрын
Hello help help help I need attorney to sue State farm insurance company that don't have money to pay attorney so I can't get help this information I can't get paid in my trolley accident or two right people got paid on black discrimination racism got to stop
@schontell7988
@schontell7988 2 жыл бұрын
State farm's why you don't pay me I have neck and back pain can a black man get paid racism got to stop
@schontell
@schontell Жыл бұрын
They don't pay black people I've been waiting eight years
@timemachineeddie1146
@timemachineeddie1146 6 ай бұрын
usaa seems to be having some serious issues.
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