Step 2: Education Loan & Financial Documents for Ireland Stamp 2 VISA

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Күн бұрын

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@KarthikRamachandra-fh5hl 7 ай бұрын

Great Video Buddy , I was browsing the net for all the relevant documents required , this realty helped me a lot. :) Cheers

@sanjlokesh 4 ай бұрын

Bro great vedio thank u. I have doubt my paternal uncle is my sponser where he is a government employees whether i should show hi Them how i relate to him like that and i have applied for loan upti 26 lakh where my tuition fees is 1600000 how will show the funds plz guide me im in a confusion state

@laksha23 4 ай бұрын

I have some doughts can you explain me please

@pradeepyc2712 6 күн бұрын

Bro my college fee is 16 lkhs and i took a loan of 30 at the time of visa submission can i submit my land doucments and house doucmemts stating that we are financially stable as a part of funds ?

@abhiruppatra8859 6 күн бұрын

@@pradeepyc2712 yes you can

@EK-mp3kg Жыл бұрын

Great video. I have doubt what document is needed to be submitted for the loan - is only loan sanction letter enough.

@abhiruppatra8859 Жыл бұрын

Yes, loan sanction letter is more than enough

@starplays07 4 ай бұрын

Hello, brother! Do I have to mention any EMI's in a financial matrix of my dad? like house loan.

@abhiruppatra8859 4 ай бұрын

If you have two loans running parallely like house loan and educational loan...no need of mentioning about the house loan

@starplays07 4 ай бұрын

@@abhiruppatra8859Ok brother thank you so much ❤

@starplays07 4 ай бұрын

@@abhiruppatra8859ok brother thank you

@radiweldu1052 7 ай бұрын

When we print out the bank statement do we print it for 1 or 3 months? What do they need?

@abhiruppatra8859 7 ай бұрын

Last 3 months

@starplays07 6 ай бұрын

Informative video thank so much brother...❤

@dharm_soni 4 ай бұрын

Hi bro , my college fees is 16 lakh. I have taken a loan of 27 lakh and i will also show 6 lakh in my mother's account. I have taken disbursement to pay 50% fees. So can i show sanction letter in visa for living cost or i will have to disburse the amount for living cost? Pleade help , i can disburse amount only once before visa so i am worried now.

@abhiruppatra8859 4 ай бұрын

In general it is not recommended to take a loan amount covering both tuition and living cost...anyway...don't worry...you can produce the loan sanction letter

@dharm_soni 4 ай бұрын

Thank you for the response bro

@abhibaidwan8793 Ай бұрын

@@dharm_soni did your get you visa ?

@dharm_soni Ай бұрын

@@abhibaidwan8793 yes

@starplays07 4 ай бұрын

Brother I have another doubt. Do I have to disburse the education loan amount to my bank or sanction letter os enough to show proof of funds. I have took 20 lakh of education. Starting I disbursed 12.5 lakhs and paid 11.5 lakhs fees and remaining 1 lakh in bank. The rest 7.5 lakhs i haven't disbursed but i still have sanction. So In order to explain source of funds do I have to disburse these amount of sanction letter os enough to describe the funds. I am going to show 5-6 lakhs of liquided amount and I wanted to show this education loan. But HDFC credila told me they will disbursed after visa. Butmy counselor telling me you have to disburse the amount to show funds. Brother please reply i am in very doubt.

@abhiruppatra8859 4 ай бұрын

@@starplays07 I guess you have the loan sanction letter stating that an amout of 20lakhs has been sanctioned. No need of disbursing the rest of the amount. In your "Summary of Funds" explain that how you have utilised (like you said). That's it.

@starplays07 4 ай бұрын

@@abhiruppatra8859 ok brother thank you so much :)

@rashadrashad2977 Ай бұрын

Have you got visa????

@starplays07 Ай бұрын

@@rashadrashad2977 I just filed my visa yesterday

@Swaggerji3545 6 ай бұрын

can we submit Form 16 Part A and B instead of ITR of last 3 years.

@abhiruppatra8859 6 ай бұрын

Yes...that will also work

@Swaggerji3545 6 ай бұрын

Thank you for the information 😇🙌

@ry2932 10 ай бұрын

Hi bro , I’m joining NCI by sep 2024 . So from December 2023 I have been transferring my part of a salary to my mom’s savings account. This can also be shown as proof right ? By may 2024 my savings will become 6 lakhs just from my salary.

@abhiruppatra8859 10 ай бұрын

Absolutely 👍

@ry2932 10 ай бұрын

@@abhiruppatra8859 thanks for replying bro . Can I ping you in LinkedIn for any doubts ?

@Subhojit859 9 ай бұрын

Hi bro, I'm also currently applying in nci sep'24 in ms data analytics. Apka LOA agya kya ?

@bless7368 3 ай бұрын

Is there anyone who has received their visa?

@riyapatel618 4 ай бұрын

Hey is there any minimum ITR requirements for Ireland?

@abhiruppatra8859 4 ай бұрын

It is recommended but no where officially mentioned

@abelkj8275 9 ай бұрын

Hey there man, im trying for MS in NCI,and im planning to fund the fees and my living expense solely from my edu loan. Will that be a problem considering the fact that, the living expenses must be atleast of having a few months of maturity being in my own account?

@abhiruppatra8859 9 ай бұрын

That won't be a good idea bro...it is not recommended to fund both tuition fees and living cost solely from ur edu loan.

@abelkj8275 9 ай бұрын

@@abhiruppatra8859 Even if I show the loan sanction letter, how much change can it make? I've seen students funding fully from edu loan,is it luck factor maybe?

@abhibaidwan8793 Ай бұрын

Did you get your visa?

@roheetai 4 ай бұрын

Bro we don't have specific saving for my UG education But we do have enough land that can cover all the expenses and we are making plan to use it for my education So am i going right?

@abhiruppatra8859 4 ай бұрын

Find the market price of your land through a valuer and then get a certificate from them stating the current price of your land. You can produce the certificate in the visa application

@vishalrana3435 3 ай бұрын

Hii bro, I've a doubt, I've took loan of 24 lakhs which covers my tution fee (i.e., 12.5 lacs) and my living expenses for one year around 10 lakh, so, do i need to show personal funds or , can i show the sanction letter of loan for my living expenses for 1 year? Is that enough? Please reply bro

@abhiruppatra8859 3 ай бұрын

@@vishalrana3435 show your personal funds as well

@vishalrana3435 3 ай бұрын

@@abhiruppatra8859 but bro, if i don't have personal funds to show then , what to do? Will they reject my visa application? If i only show loan sanction letter as my living expenses?

@abhiruppatra8859 3 ай бұрын

@@vishalrana3435 see...bank has provided you loan on some base...if not funds, you may have real estate...so what I would suggest is that if you can get a valuation certificate of your house (current market price)...because I am also not aware what these embassy people look for...this is just recommended yo play safe... At the same time, a friend of mine just produced loan sanction letter and he got the visa without showing anything...so cheer up

@vishalrana3435 3 ай бұрын

@@abhiruppatra8859 ok thanks brother 😊 I was just worried about it. I think , I'll go with the sanction letter only as the the bank provided me an unsecured loan , with my sister as co-applicant, So during the visa application, if i provide my sister's bank statement or form 16 , would that help ?

@abhiruppatra8859 3 ай бұрын

@@vishalrana3435 yeah that you can produce...but that won't have any weightage as your sis is a co-applicant. Just hope for the best and everything will be fine 😃

@YajanthRR 11 ай бұрын

Bro, can i show loan disbusment letter as proof of funding for living?

@abhiruppatra8859 11 ай бұрын

Yes...that will work 👍

@ĀRYAN_GENE 8 ай бұрын

bro i have savings of 8 lakh, college fees is 12 lakh then how much loan i can take from bank ? am i only allowed to take 4 lakh loan ? or i can take 20 lakh loan to cover living exp

@abhiruppatra8859 8 ай бұрын

See...the main point is whether you have the worth to repay the loan even if you don't get a job in Ireland (worst case scenerio)...this is what the Embassy people will look into...Assuming you have a worth more than 15lakhs (including ur sponsors), I won't recommend u to take a loan more than 15 lakhs...hope this clarifies ur doubt

@ganapathyg892 5 ай бұрын

@@abhiruppatra8859bro, I'm stuck with some financial doubts... To show the proof of funds for Cost Of Living, Can I disburse money into my personal account from my sanctioned education loan?? Is that acceptable?? Or | In what ways can I arrange liquid funds for my COL?!! Kindly give directions!!🥲

@vaishnavigiri1315 3 ай бұрын

If i am leaving Ireland and coming back to India after work or education. Then how to close my Ireland bank account AND how much can I save in my bank account while earning in Ireland? And how much will i take back to India? How do i transfer my earnings?

@abhiruppatra8859 3 ай бұрын

@@vaishnavigiri1315 you can transfer all the amount from your irish bank account to either Revolut/Skrill (these are two renowned apps to transfer money back to your country). Also you will get a good exchange rate compared to others. Once this is done, you can close your irish bank account by visiting the site online or through your app (if there is a provision). You can also call at your bank helpdesk for any further queries.

@vaishnavigiri1315 3 ай бұрын

@@abhiruppatra8859 thank you bhaiya

@Ayush-z7j 5 ай бұрын

Bhai my father annual income is 6 lakh is there any problem? Plz reply and my course fee is 17 which i will cover from education loan and living expenses of 1 year shown by my father's a/c mera visa reject to nhi hoga ? Plz bata do

@abhiruppatra8859 5 ай бұрын

Go for it bro...all these things shouldn't stop you from pursuing your dreams

@Ayush-z7j 5 ай бұрын

@@abhiruppatra8859 thanks brother for giving me a hope because I'm from below middle class family so mujhe laga Mera visa kabhi lagega hi nhi finance ki vajah se thank you

@abhibaidwan8793 Ай бұрын

@@Ayush-z7jagya tha bhai visa?

@bikashpatra219 Жыл бұрын

Super 👌

@sibingeorge1642 7 ай бұрын

Hey, considering I'll be applying before I put paper in my current company. What doxuments must be required for confirming my employment. Offer letter Payslip I would be having relieving letter with me when i apply right? Did I miss amy doc?

@abhiruppatra8859 7 ай бұрын

Offer letter Experience/Service Letter Release letter Resignation Acceptance Email (take a printout if possible) 6 months Payslip ITR form for the past 3 years (max)