STOP Paying for ANNUAL MEMBERSHIP FEES! How to waive Annual Membership Fees?

[@zenmidnyt1882]

This is very helpful. By the way, do you have to pay the 3k and just wait for the reversal to reflect on the statement?

[@DezBozar]

Hello! Better na maitawag agad sa bank as soon as makita mong may annual fee sa SOA mo. It takes a few days (or weeks) din kasi before mareverse. In my case, nareverse naman agad before due date. If aabutin na ng due date and di pa rin narereverse, need mo talaga bayaran para di ka magka interest charge. Hehe! I hope this helps! Thanks! 😊

[@emmanmalabayabas9698]

Ano na po kayang option ulit na binigay sa inyo ni RCBC nung nagpa waive kayo ulit ng Annual fee ? Sa iba kasi ang option is mag spend lang 7,500. pero bkit po sa inyo ang mahal 20k.

[@0.0_munchin]

Pag natapos ko na po ba bayaran ung cc ko , mag sstop na din po ba ung monthly membership fee ko ? Dko na po kasi ggamitin ung cc once tapos ko na sya bayaran

[@xjustz16x]

hello po, I received my credit card 2021 pero inactivate ko lang po sya this 2023. 1st month ko po is may monthly membership po sya agad which is dapat po 1 year free annual fee po dapat upon activation. ganun po ba talaga need irequest waive even bagong activate and use lang po?

[@jane6134]

Hello, halimbawa po gamitin yung 20k spending balance need ba sya mabayaran agad? Or kahit installment yung payment halimbawa appliances kukunin mo and pinacharge mo sya nga 12mos. Pwede po ba yun?

[@GlocelOreta]

Hi po ma'am ptulong nmn po, Bakit ang laki po ng babayaran ko po Wla nmn po akong sa rcbc. Paanu po i pacancel.

[@gemmaminachico7641]

good day po, ask ko lang po if nung 2021 p po yung cc ko dumating from BDO, platinum cc po sya, di ko po inactivate pero now po parang need ko na, bbayaran ko po b yung annual fee nya from 2021 up to now po,TIA po mam. 😊

[@DaninClaveria]

Sis anong number tatawagan sa rcbc for membership fee reversal? thank you

[@caramels5479]

Gud eve poh mam ask kulang poh may dumating poh ksi sking cc ng bdo noong 2018 pero hindi quh nmn poh cya na active tinabi quh lng poh my annual fee poh ba un valid date nya poh ay 07/24

[@petrushka711]

Hi! You're video is very informative and big help sa mga new CC holders. Question lang sa Annual Fee reversal, do you request for it before or after ka ma-charge? In your case, before or after November? Thank you.

[@DezBozar]

Hello! After po macharge. Once nakita mo na sya sa statement of account, tawag mo na po agad 😊

[@petrushka711]

@@DezBozar Thank you. 🌼

[@ortegashahed9664]

Paano tawagan si rcbc at Anong no. Tatawagan at Anong sim pwedi pantawag

[@nelsonencila7452]

My dumating po sakin na bdo cc.Ntatakot aq qng ano to hnd nmn aq ng apply ng credit card sa bdo.Basta nlng dumating..Ask q lng po maam ano po magandang gawin dito diko kasi alam pano gamitin to.Newbie lng po kasi aq..Ntatakot aq bka my babayaran,Pwde po kya ibalik nlng to sa kanila

[@DezBozar]

Usually po, pag may savings acct kayo sa bank, nagpapadala po talaga sila ng cc maski di nag apply. Kung ayaw nyo po gamitin, pwede pong wag nyo na lng muna i-activate. Or pwede nyo po ibalik sa bank.

[@sweetcelfiteluna6810]

mam paano po ako BDO Credit account ko kakaactivate ko lang po wala po ako balak gamitin siya. my ganito po pala na annual fee paano po kaya ito

[@OliverTV27]

@@sweetcelfiteluna6810 same situation po but sabi ng cs ni bdo free annual fee for 1 year for new cc user...

[@DezBozar]

Pwede nyo naman po ipa-close yung account if ayaw nyo po yung credot card. Pero usually po, free naman yung 1st year.

[@nutellalloren]

Hello po madam, pa help naman po saan ko po kaya pede makausap ang customer service ng rcbc credit card ko po? Ung billing ko po kase questionable po?

[@rochelletagudin607]

hi, for bdo credit card kasali po ba sa option if sa pag bayad ko sya ng isnurance gagamitin for 12 months? para mawaived ang annual fee. thnak you.

[@titobaluyot4617]

God morning, ma'am ask lang, paano mag pa deactivate ung cc q, Hindi q po kac nagagamit. Tnx

[@carlosantiquera9531]

Maam pano kaya ito isa card ko may condition sila kung ayw mo magbayad ng annual fee

[@jennymae6007]

Hello maam ano po billing cycle ng bdo visa classic credit card?

[@js3863]

kaya nga nakakabwesit yan buwan buwan merong dagdag 150 sa bills ko... pero sa asawa ko mas 3yrs naunang nagkacredit card sa akin pero wala namang ganun .membership fee

[@JTemperance]

Good pm po, anu po ibg sbhn ng service unavailable nung pgkenroll ko po sa rcbc online banking? Kakactivate ko lng po ksi kahapon ng credit card nila, no annual fee din po pero aun may minimum spend na 30k

[@jeroseledesma2437]

Hi maam ung annual fee ba maam is yan po ba ung mgbabayad ka yan isang beses lg sa isang taon?

[@jhonene]

What if po nakapag spent ng 20k withing 60 days without calling po the hotline.If wala pang fee na na charge, ma wi waive padin po ba yung annual fee or need po talaga tawagan and bank.

[@karrensoriano]

Regarding the Citi Rewards CC, is the 20,000 spent after approval also applies if I bought something using the card in an installment basis? Pero ang total price ng product is 20k+. This is to avail their No annuaal fee for life. Thank you in advance po sa reply.

[@DezBozar]

Hello! Yes, counted both straight and installment purchases 😊

[@rubymarpa239]

saan po pd ttwag para magpa waive ng annual fee sa rcbc.. and anung option po ang pipiliin?TIA

[@queenshinechannel5592]

Pawaive mo na po kasi tutubuan nila yan kapag di nabayaran

[@charissaa5335]

Hi maam I recently watch ur videos. Ask ko lang po if pag pinili ko ba yung utilty like meralco for reverse my annual fee. Yung ipipresent ko po ba na bill bayad na po ba or hnd pa po? Thanks sana mareplayan :) more power po godbless

[@DezBozar]

Better po siguro na bayad na para yung next meralco bill mo po ang machacharge sa credit card after mo maenroll.

[@meljohndespacio5679]

Good day, ask lang po ako. If yung wife ko yung supplementary credit card holder. Pwede po ba sya tumawag sa BDO rep for waiving annual fees? OFW po yung husband. Thank you

[@iammicomariano]

Hi meron po ako Citi Bank Rewards sabe nga daw po dapat maka 20K ako within 60 days kaya kahit grocery gagamitin ko siya. So meaning po ba pag nagawa ko maka 20K need ko din po tumawag sa Citi Bank or mag apply napo siya kusa na no annual for life po? Tnx po

[@raphy5784]

What if hindi nkpag purchased ng 20k sa promo ng citi rewards within 60 days?

[@DezBozar]

Hindi nyo po maaavail yung no annual fee for life promo.

[@mrg7536]

Hi Dez, I applied for Citibank credit card and my application was declined not sure why, what other card you can recommend for me? My BPI credit card ako of this moment and planning to add one more card. Thanks, Ken

[@DezBozar]

Hello, ken! I also have BDO and RCBC Bankard. They're also reliable credit cards. 😊

[@spacewarriors5175]

sayang sir, maganda pa naman citi card when it comes sa loans basta in good credit standing ka. If I were u, apply ka thru agent para madali

[@peterblaisedioso7125]

Hi po panu po pag monthly ung charge sakin panu q po mapawave po..bdo credit card..tnx

[@johnerictiamzon5365]

Hi! Na charge ako ng Annual fee kaso 3 months ago na. Possible pa kaya sya ma reverse?

[@sto.ctistos.areymarkgloryp270]

Hi po. Anong conctact number ni Rcbc na mabilis po matawagan yung customer service. Thanks po

[@edisonestebanlpt4485]

This is very helpful for a first credit card owner like me.

[@rhayanreyes858]

My annual fee Po ba kahit Hindi mo gamitin yung credit card mo my dumating Kasi Na credit card skn kahit Hindi Ako nagaaply at wla ako balak gamitin my annual fee Po ba if Hindi mo gamitin

[@DezBozar]

If activated po yung card, yes. May annual fee po na machacharge.

[@delbertnaquila1035]

How to call rcbc for free?

[@marlethtypicalist6138]

Very clear po, thank you for sharing your experience. 😊😊

[@ipeabellera7076]

Giod day Ma'am sa BDO credit card may installment po va sila, at paano mag apply salamat

[@walteravila5299]

Wow dez! Didnt know you're a KZbinr! Very nice! Jao here

[@DezBozar]

Jao! You found me, hahaha 🤣❤️ just making videos pag may time at inspired.

[@walteravila5299]

@@DezBozar paturo mag vlog haha woohh good luck and wish u further success

[@kristineritcheltorres4867]

Hello ma’am, ask ko lang po. New citi simplicity cc holder po ako, upon activation 25k lang po yung credit limit, I was expecting higher. Then my friend told me na sa citi rewards mas higher limit sya like 65k then I applied again for rewards, then pag open ko ng app andun na yung citi rewards then naka activate ko sya sa app but not the card yet since di pa dumadatin. My question is, pag check ko. 25k pa din yung credit limit nung citi rewards and I do not know if aactivate ko pa pagdating sakali nung actual card. Kasi I need to spend 20k to avail the annual fee free for life. While still having the simplicity. Para lang ako nagkaroon ng dalawang card pero shared naman pala yung limit nila. Can i cancel nalang po ba yung citi simplicity? And how?

[@DezBozar]

Hello po 😊 in my case, nauna ako magka-rewards cc. Then binigyan nila ako ng simplicity. Same credit line sila, so parang it doesn't make sense to keep 2 cards pa. Ang ginawa ko, di ko na lang ginamit yung simplicity. I decided to stick with the rewards cc kasi i can earn points using it.

[@angelicajoyfrias2449]

Hi! Sana mapansin po. I have BDO credit card. And free annual fee daw for 1 year. How can I request to have the annual fee waived before mag start ng bayaran? Also kadarating lang din ng RCBC Bankard ko. Mas maganda ba sya kesa kay BDO? Thank you.

[@DezBozar]

You can waive the annual fee pag nagreflect na po sa SOA mo. Mababawas naman po yun once ma-meet mo yung requirements nila for reversal. For me po, mas leaning ako towards RCBC 😊

[@carlosantiquera9531]

Paano po yung sinasabi ng auto charges?

[@jomaicaaustrialuya5917]

Hello Ms Dez. Thanks for your video.. just want to clarify on the 20k minimum spend requirement, did you get to decide on the payment terms? Pasok po ba yun dun sa unli installment feature up to 36 months? Baka po kasi within 60days dapat mabayadan na din yung 20k?? TIA po.

[@DezBozar]

Hello! Pwede both straight or installment purchases. Yung promo naman is based on your SPENDING, so regardless sya of the payment 😊😊😊

[@jomaicaaustrialuya5917]

@@DezBozar thank you po. Napaka-informative ng mga videos nyo. I'll keep watching.

[@sandraballon6862]

​@@DezBozar hello po.. same po b cia s BDO n pag nagpa reverse ng annual fee at sinabi n need mg spend ng minimum of 20k .. pwd po b ciang installment basis pro worth 20k mhgit po ang bblhn ?

[@DezBozar]

Yes po!

[@Oh_My_Gens]

Ang challenge lang po sa spending requirement ay tumataas din every year, like sakin nag start ng 5K then every year 5K din ang dagdag. tuso ang mga banks, haha kaya balak ko na i cancel yun at imaint ang NAFFL na cards.

[@DezBozar]

Hello, sir!! Opo, yung RCBC Gold card ko po is 20k yung spend requirement. Pero yung BDO Classic card ko ay nasa 6k lang po sa pagkakatanda ko. I guess depende rin po sa tier ng card yung annual fee. Baka mataas po yung tier ng EW Card mo? Gold or platinum po siguro?

[@Oh_My_Gens]

@@DezBozar haha Practical lang po EW ko. pinaka basic nila kasi yun yung 1st card ko 8 years na po siya sakin.

[@DezBozar]

Ay, grabe. 20k yung required nila sa standard card? Ang mahal nga po 😓

[@Oh_My_Gens]

@@DezBozar yes po every year tumataas, haha, nag dadalwang isip lang po ako ilet go kasi 8 years na sya nasakin.

[@maamche7234]

Di po ba may accumulative spending requirement within days for NO ANNUAL FEE FOR LIFE, saan po ba pwede gamitin? Sa straight purchases lang po ba sa stores? Pwede bang sa bills payments, cash in to Grab/Lazada/Shopee? Salamat po sa sasagot. 🙏

[@juliesantos2255]

hi po pano po kaya yungBDO CC ko dumating po sya nung april na activate na din po . may babayran na po ba ako annual fee ?kahit di ko pa po nagagamit di ko din po kasi alam gamitin pinadalhan lang po kc ako n bdo kahit di ako nag apply

[@DezBozar]

Pag activated na, machacharge po talaga ng membership fee. Pero i think free pa naman for the 1st year. Check mo po with the bank para sure 😊

[@juliesantos2255]

@@DezBozar thank u❤️

[@queenshinechannel5592]

Pano po kapag naniningil ng annual fee na tumubo at nagbigay na ng demand letter? Reasonable bang bayaran?

[@xyzee20]

On your previous vlogs you feature Citibank CC, pinacut niyo na po ba, if yes can you make a separate vlog as to why pinacut niyo?. Thanks.

[@DezBozar]

Hello po! Di po ako nagpa-cut. Di ko lang pina-activate yung citi simplicity ko since meron na akong citi rewards card 😊

[@ma.mariettaroque9328]

Magkano po annual fee

[@RusselPenyfold]

Pano kaya yung sa monthly membership fee? Sa BDO Classic ko 3 yrs na hindi daw pwede ipa waive yung membership fee dati 125 binabayad ko tapos after a year naging 140 tapos ngayun 150 na... For 1yr 1,800 binabayad ko sakanila

[@DezBozar]

Hello! Try mo po ipaconvert into annual membership fee para one-time request lang po ng reversal.

[@RusselPenyfold]

@@DezBozar nakausap ko po cs wala daw po eh i decided to pa cut nalang..tutal na approved na din po ako sa Citibank yung citi rewards at last! 😁😁 then recently sa eastwest din, thank you po sa mga tips mo sa Citibank 🤗👍

[@DezBozar]

Aaahh, yes! Dun na lang tayo sa walang annual fee 🥰

[@jeanalmacen901]

​​@@DezBozari po ang gamit ko po is bdo visa may annual fee po ba ito? Tia

[@shielaberon4489]

Pag cash card po na citi pede din b sya apply ng no annual fee

[@aileenmarasigan4920]

Ang Metrobank Po ba nagwawaive po

[@ronnietalaro1736]

How po?

[@kevinstotomas-cf4zu]

Thank you po, ma'am ❤️

[@jespedraza7332]

Hi newbie here question statement due ko is every 12th of the month gamit ko is citibank rewards cc Ask ko lang when ko babayaran ung bill ko?

[@cashyrecto2097]

same question po.

[@DezBozar]

Hello! If it's due on the 12th, yan na po yung due date yung payment mo.

[@prencesrodriguez3434]

#20 lng edial maam pag tumawag sa rcbc?

[@melbanana8369]

Medyo nakakastress pala sya. Kaylangan talaga maaprove ako ni citi bank annual free for life.

[@analoukeanorcullovlogs]

Watching

[@roselledeleon3796]

Sobrang hina po, di ko marinig ng ayos 🥲

[@georgen9755]

expired cards ! expired

[@herecomesmacoy3083]

maam may tanong po sana ako, pwede po na ipa deactivate ang credit card pag ayaw mo na gamitin?

[@DezBozar]

Yes, pwede naman po 😊 itatawag nyo lang po sa customer service.