Stop Trying To Scheme Your Way To Wealth!

The Ramsey Show (June 14, 2023)
Subscribe and never miss a new episode from The Ramsey Show: www.youtube.co...
Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET
Want a plan for your money? Find out where to start: bit.ly/3cEP4n6
Support our Sponsors:
www.pods.com/r...
www.neighborly...
www.Blinds.com
www.CHMinistri...
www.ChurchillM...
www.hallow.com...
Watch full episodes of The Ramsey Show right here! You’ll learn how to handle money, career advice, navigating relationships, plus tons of other life-changing content. Join Dave Ramsey and his co-hosts starting at 4pm EST Monday-Friday with less commercials and more of the Dave Rants and debt-free screams that you want. Experience one of the most popular talk radio shows in the country.
Watch and subscribe to all The Ramsey Network shows here: www.youtube.co...
Ramsey Solutions Privacy Policy
www.ramseysolu...

[@susanjohnson9255]

Dave, I love hearing your advice regarding life, money and past experiences you've lived. That's what makes your show so real. We appreciate your life wisdom. May God bless you.

[@bettedavis9261]

I really like how Rachel listens to each caller's problem without interrupting or injecting judgey comments before the caller has finished. She then gives a thoughtful answer tailored for that particular caller, not just a generic, one size fits all answer.

[@judithgrace9850]

She is the best. And not like the snake.

[@Lily-ee1ci]

I remember the 3 years of sacrifices and going back to full time I went through to pay off $70,000 in debt.....everytime the thought of going back to debt to get something I want....I get sick! I really do. I will never have debt again!!!!

[@mmp495]

Congratulations! My journey was 20 months on paying off the mortgage. My mind has changed on how I see finances and money. I'm forever transformed. ❤❤❤

[@lynnmcintosh]

Fathers always make time for their children.

[@RonYates1]

"You couldn't stop that thing in a 10 acre field" lol!!!

[@Lily-ee1ci]

This is my favorite duo!!!

[@misslane8267]

Rachel be on point with the relationship advice…even though this financial based. Kudos to Rachel❤

[@georgfloydvictims]

Boy Ruby really takes the long way around when telling a story. Whew!!

[@jaydubya9265]

Seriously. A novel just to ask how to get on same page as husband. Lol

[@junky802]

Lol he called the guy honey 🍯

[@Andy_Psalm107.23]

When did they stop using the line "Welcome to the Dave Ramsey show, where debt is dumb, cash is king, and the paid off home mortgage has taken the place of the BMW as the status symbol of choice"?

[@mikexavier4437]

Yeah, I missed that tag line. I also liked when the show was from Financial Peace Plaza.... He's getting paid for plugging the different studio names which i would if it were me...

[@Magazinelady]

Dr. Meg Meeker has a gentle way of explaining the issues, some of which seem to be intimidating or complex. I have always tried to advocate for teens. I have always said I don't know any adult who became an adult without going through the teen years. It has always been a difficult time in a child's life and it can be hard for the parents, too. However, teens have it so much harder today than I did when I was growing up in the 60s and the 70s.

[@thebestthingthatneverhappe6729]

my aunt always told me I went from kid to adult really fast, mom diagnosed with cancer when I was 9 and passed when I was 14... 95% of the time I'm mature adult and 5% of the time I wanna be a teenager again... so I just go play basketball with the high schoolers, at least it's a healthy teenage behavior haha

[@Magazinelady]

My condolences. Losing a mother at a young age is difficult, an understatement. Good for you to find a way to get through the difficult time. To my point, you still had to live out 15, 16, etc. No one goes from preteen to 21 by skipping the teen years. Society would be better off if all adults could put themselves in the shoes of teens. They are trying to hold on and let go at the same time, while trying to figure out where they fit in. Some adults may look back at their teen years fondly and others would never want to repeat those years. I think that is why society, as a whole, does not embrace teens. Too many adults would not want to repeat those years. That makes it all the more necessary to have compassion. Rebellious behavior is hard to deal with, but if teens felt compassion and knew they had support, they would go through that phase and the rebellious phase may be shortened. It is about testing the waters and pushing boundaries. I am glad that Dr. Meeker is a beacon for parents, highlighting Dads, and working with children of all ages.

[@lilic6747]

To comment about Jeremy's question. I know of someone who had remarried, went into it with a lot of money. He apparently gave his grown kids millions of dollars as his health started to decline.

[@judithgrace9850]

Daughter reminds me of the late Lorreta Lynn Beautiful.

[@jasonh.broadus6182]

Amen Dave

[@williamschmidt3267]

My dad use to say "close enough for government work" all the time. He also worked for the government . Hahaha

[@BlakeC341]

Paying a 3 and 5 year old on payroll? LOL. Dumbest thing I've ever heard. Tell your accountant to return their degree to whatever cereal box it came from.

[@almmason7]

Lol, but if he was a photographer and used them as models, you could justify paying them that way. I do agree it has to make sense to be ethical and avoid an audit.

[@BlakeC341]

@@almmason7 but he's not and doesn't so....

[@rschmidt9495]

Yeah that’s a big red flag, next he’s going to tell him how to evade his taxes and lauded money. This accountant sounds shady for sure.

[@MattyLiam333]

"You can't get that thing to stop in a 10 acre field." Hahahaha, people at work looking at me like, what is so funny??😂

[@saralliguicota23]

Thank you for this amazing information. I have one question 🙋‍♀️ is the Financial Peace University in Spanish or just English only?

[@dianem4188]

I think they do have it in Spanish, if not check out Andres Gutierrez. He used to work for Ramsey then branched out on his own but he still follows the Baby Steps from what I understand. I think he even has a radio show or podcast on his own. Good luck!

[@danielhernandez-mx1wd]

1hr 29, Dave lists a really powerful statistic and data. Any chance you can share where to get that information?

[@Jaythatdrainguy]

When Rachel says her husband's in real estate, I'm assuming she means because he runs Dave's portfolio of properties. If she meant that he had properties himself because they're married, would they not be her properties? That's what these guys are all always saying it's our stuff

[@باسمرباب-ت4ل]

Hi. Why we need to do the baby step, why we just begin from step 6 and just invest??thanks ❤

[@Lexi3strada]

That face at 17:10 😂😂😂

[@DeanTheTurkeyLegster]

😂😂😂😂

[@jeremysmith1352]

Question: how is "poverty/poor" defined in the success sequence stats dave mentioned? Is it based on a certain annual income, or net wealth? Ie, by income, i am above the 30k income poverty line. But im not going to lie and say im not broke having student and car loans with a negative net worth.

[@Gabba-gabba]

I have a question which is best to pay down a house weekly or monthly?

[@bettedavis9261]

The mortgage lender only recalculates the interest monthly on the balance of the principle.

[@almmason7]

Biweekly is best. Even if they recalculate it monthly, you'll easily, without thinking may make an extra payment annually towards your principal. Have it on auto pay from your bank or it the mortgage company has program that'll tale the money out for you Biweekly. But check with your mortgage company if you need to set it up where you need to pay Biweekly but have to write a note on one of the checks a month or every six months principal only, so at least 2 checks a year goes towards your principal which will pay down your mortgage at least 7 years early on a 30 year mortgage.

[@cantuig]

Dave Ramsey for US President 2024 🇺🇸

[@crooked52h]

Step kids aren’t entitled to squat

[@Asstronauts93]

The only way this country will be fixed is if we go back to the 1600s

[@t3angling575]

1960 Corvette that won't stop - LOL Hilarious - if it is a resto - upgrade breaking system - pretty easy. Did it on my 67' Stang Coupe.

[@FitFutureMD]

Isn’t your seven baby steps still a scheme to get wealthy?

[@aaronpops4108]

When you remove the risk of debt from the equation, I would no longer call it a scheme.

[@Shane-et6zv]

I can now boldly say ASININE

[@amazinggrace8136]

Dave claims to be a “born again Christian” but endorses the hallow app (catholic) 🥴

[@1800llamas]

I see no problem with that. Catholics are Christian.

[@thirdintegra]

So what?

[@amazinggrace8136]

@@thirdintegrayou don’t know the difference either huh

[@thirdintegra]

I know the difference very well but who cares?

[@super1234567891011]

You are in Hell already, and your don’t even know it. You put yourself there.

[@RayDLewis]

Sorry but Rachael makes Pappa Dave be quiet while she is speaking.. Sorry you are not the expert.. oh my God… on this episode Dave sorry but your daughter is not a good partner for you..

[@Nkdbattlerap]

Not the audit is similar to an anal exam lmaoooo this was a great episode, I love Rachel & Dave together

[@svt.787]

God bless you Dave Ramsey 🙏 You have been Uncle Dave to me since 2018. You and your team have helped me tremendously. Thank you ✨️

[@is0sceles]

"Your accountant is a moron." Lol, love Dave.

[@RPisa2416]

I loved that he called the caller “Honey” 😂

[@super1234567891011]

I have been following you since 2014 and I’m an EDM at age 32 (own multiple properties in California with a maxed out 401K). It can be done, but it’s not fancy and it’s definitely not fun all of the time. Sacrifice now so you can enjoy for the rest of your days. I have my money in order now & it changes your level of peace that you feel every day.

[@livingtheleaf360]

Close enough for gov work. 😂 yup. say that all the time

[@Nigriff]

Ruby, ask the question

[@Nigriff]

Growing up without a father in the household is the biggest indicator for children to experience anxiety, depression, dropping out of school, teen pregnancy, suicide, and poverty.

[@mmp495]

Dr. Meg Meeker 1:32:59 saving our men and fathers.❤

[@fkillah]

Ruby, get to the point! And yes, you are controlling. My goodness

[@weaponson3-158]

I feel Rachel has empathy, something lacking in the rest of the personalities

[@janetcross2797]

No no you can’t pay children they have to be 16

[@winterwitch4850]

I have been trying to sell our infinity for three months now and still can’t find a buyer haha😂

[@matthewwilliams9200]

Dave's like my pa he loves the little babies. Me i like older babies,once they can talk ok and run and play they are more fun and active nerf guns super soakers mini atvs and dirt bikes Legos and video game time

[@Asstronauts93]

Ruby should write a book

[@andreabradford6771]

Please remember to ask high income earners what they do for a living.

[@alliecrain8277]

48:15 we always say “good enough for who it’s for” 😂

[@mattlaeff724]

I'm sorry, Rachel may be good at something else -- but not this particular job. Dave is the only person that should be given advice on this show.

[@kay22100]

My goodness Ruby lol

[@nerobalboa5191]

SHES A FOX

[@janetcross2797]

O not at 8 kids have to be 16

[@rce4651]

run the play Dave

[@cathyaenishanslin2657]

...percentage of people who end up poor or not poor ...."within the system you are talking about'' important side note

[@bettedavis9261]

Dave, regarding the price of a 2020 Honda Civic (3 year old car for Olivia, the first caller). Olivia was correct. $20k on the low end. Did a little internet sleuthing for myself.

[@happylife7542]

Seriously. 3 year old on an Roth IRA and they are still paying debt . Sorry but do folks have no common sense. We just opened Roth IRA for our 11 year old due to he is actually baby sitting his 5 year old brother and other chores Even that he ain’t able to get a full contribution. On top of that we are in our early 40s and are 1.6 mill in net worth (1.1 plus in our retirement ) with no debt is the reason why we think we can do that. 😂

[@notgivingmyemail3381]

Be careful what you say you’re paying for…it’s well documented that paying a child for household chores is not considered earned income therefore can’t be used for IRA contributions.

[@jordy_beats2980]

Hahaha 4nal exam lol

[@lateshachurney5965]

Not every renter is a terrible person

[@super1234567891011]

He’s not saying that. He’s talking about the probability of getting a bad renter can blow your profits as a landlord.

[@crooked52h]

I come for the financial not relationship advice

[@t3angling575]

Sounds to me like this guy wanting to pay his 3 year for work the child is not doing is theft, child abuse! Get those kids out of that house, get those parents in therapy, and pull that accountants license or whatever they may have.

[@lynnmcintosh]

Dave is in PR overdrive because he's in trouble. He hurt my mind so bad. Mental abuse - and control over you......wait did I say, CONTROLLING?

[@vleldaddio210]

$150 Million Scammed from his devoted idiots ,⁉️⁉️You get what You deserve 👍🙌

[@fwsalgado]

Context?

[@EricM793]

Jealous lol😅😅

[@nils704]

Any solid proof about this issue? Do you have a better idea on how to help people to get out of debt and build wealth?

[@briankeith2557]

You don’t need to post hate…

[@willtacoma2ndgen661]

Loser, why waste your time to come under his podcast to insult him. You mad because you in deep dept

[@Nkdbattlerap]

Man said he was gon pay his 3 & 5 yr old then say he not struggling 😂😂😂

[@mmp495]

That's scandalous as af...😅😂