EPF, EPS contribution limit may be hiked to Rs 21000 soon: How it can Impact you?

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[@rishikanttiwari628]

Make video on 8th pay commission

[@Govind-tc1lw]

1:29 save your time

[@cobra-kr2ix]

Mahadev aapka bhala kare.😂😂

[@crazysuyog]

Thanks bhai 😂

[@azabgazab8800]

Thanks bhai😅

[@WBSchoolOfMaths]

Thank you

[@satyabratachakraborty675]

Ha bhai. Ye bohot zyda zaruri h... ❤

[@Horne_Baka]

Since the last 2 years I can see zero interest accrued on my pf balance. Had an emergency so regretfully had to file for partial of withdrawal. 40 days later, the claim is still under process! This is the state of our '4th largest economy'. Forget, growth in salary and investments, you can't even expect the government to hand over your OWN MONEY to you in time

[@bhaveshs.sonewale7016]

True, in last 2 years, didn't get any interest on my EPF.

[@FreeTibetFreeBalochistan]

same

[@yahitajam7944]

My colleague had to face same

[@kartiktiriya2265]

I get regular updates but didn't knew these are issues, during withdrawal. Kindly give more information.

[@bhoot1702]

Yea for private sector employees it's even more true

[@SP-nk4lf]

It’ll reduce in hand salary in turn reducing purchasing power of an employee. That’s why employee will sort to short term high interest loan and will end up giving out more interest than interest would’ve made by epfo interest.

[@shyamkashyap4092]

12% Contribution on Basic Wages of Rs.21000 is Rs.2520 while on Rs.15000 is Rs.1800. There would increase in one's savings by Rs.720 only. Supported by similar increased contribution of Rs.720 by employer. Thus, increasing monthly savings by Rs.1440 per month.

[@rajmaiti]

Nobody know, why they did this change. At end all this money will be government property. And everyone knows how government spending the money. Even in last three years we are getting interest on the EPS and EPF. Then why there is need on raising the amount.

[@akihiko99]

Dukar sarkar kitna bhi khilo pet nahi bharega

[@Einaressence]

goverment needs to make work environment better in India. 5/ week and getting paid hourly. minimum wage should be 15k for every adult and for minors 8k

[@unknownperson-vd2tc]

Kam karne ka jarurat hi kya hai. Free hi le jao salary.

[@Einaressence]

@unknownperson-vd2tc mental health is important too, people are committing suicide cuz of work pressure. i have worked 12 hours/ day for 2 months and that's only for 5k per month. and in Europe i would have earn that 5k within 10 hours of work. how many people are able to afford traveling abroad here in India? less than 10%. companies getting all the money and paying you nothing.

[@subhamsaha2235]

Are you mad 15k....minimum 30-35k hona chahiye aaj ke terms me

[@kameshkumarnaik7942]

​@@subhamsaha2235tuh bolne se thodi na company dega 30-35 hazar 😂

[@Einaressence]

@subhamsaha2235 30-35k yahan IT workers ko nahi mil rahe. itna b mat bol. normal workers ke liye minimum 15k bola hai mene jese store mai kaam karne waale log.

[@AyushRawat-xp6vv]

Expenditure of Central Government on flagship development programmes comes under Capital expenditure

[@achievers7061]

Indirectly govt wants more money from people to invest in govt projects. Ultimately that's the reality.

[@NARENDRAKUMAR-sp8tf]

Those who want clarity regarding video, it's simple EPFO pensionable limit was 15000 in EPS 95 which is going to be increased 21000 rs that's it. If your basi+da xyz what ever but contribution in EPS 95 was ceilings of 15000 rs those who are not enrolled for higher pension scheme, that ceiling limit is going to be increased up to 21000 rs.

[@WalterWhite-og6wj]

Basically government needs more money so that's why they are increasing this limit.

[@Dave_en]

So previously epfo deducted 1250 rs from employee contribution and now deduct 500 rs extra. Keep it simple. EPS 1750 rs now onwards, rest in EPF. Return is less than 5% in the long run. You will get 10,500 as pension if you work for 33 years. That's the ceiling limit, no more than that for extra years of work.

[@parasvaghelaksv]

OPTION-A...Plan expenditures refer to the money that is spent by a government or other organization on specific plans or projects. These plans or projects are typically designed to achieve specific goals or objectives, and the plan expenditures are used to fund the activities and operations associated with implementing those plans.

[@P_kumr]

Private company wants 1 to work 2-3 employees work and fires , pf deduct both from salary only, when needed cannot take money from pf,

[@roshanthakare7051]

Employee and employer both are contributed by employee as part of CTC

[@nitinsingh7197]

Another poor scheme If 8 out 12 rs is put in pension,then he can't use EPF in case of emergencies and what will he do with eps after 60 yrs(retirement).

[@Dave_en]

You will get poor man's pension through eps. Now the pension ceiling becomes 10.5k from 7.5k.

[@aniruddhabhoyar9147]

What employers do is they deduct the employer's contribution from employees' per month salary thereby reducing the gross and net salary.

[@mansinghsharma1335]

You are right

[@ramankumarmahato]

Its simple, the govt wants more money in their hands. They are increasing the contribution to the Pension scheme which the employee can't withdraw, thereby increasing the adding more money to the govt funds. Safeguarding the employees after retirement is a scam. Now some of you might say that the govt. provides a good rate of interest on the said amount, but that's completely under the govt.'s discretion, tomorrow FM might wake up and say "No more interest on NPS" and "PF withdrawal will also be taxed" and we won't be able to do anything about it. FM already tried reducing the rate of interest of PF once and had to callback the decision within the same day due to backlash, but this incident does show the intent of the this govt.

[@ares0aoram]

If pension scheme can be created and modified, what is the guarantee that they will pay the pension after 30 years

[@subhamshembi6999]

10:38 (A) Plan Expenditure

[@swoldierswagger-jc3qv]

How is the govt going to use this fund? Is there any ruling for sharing the data like the mutual funds do?

[@manurazgoit]

it Must not be compulsory... it is like a pseudo tax

[@rajveer_ahir]

Yeah they give manmaana rate of returns... And you have to get your withdrawal documents signed by chutiyas of the department for your own earned money

[@hsgumber1585]

Better if it is explained again with examples; may be two parts. Who know basic can understand otherwise confusion !

[@Singalongwithudit]

Rent dene ke baad sheher me bs khaane ke rupae bachte hain….vo bhi kaatlo…present gaddhe me future ka achaar dalun

[@Mr._.R_]

Isiliye Bolte hai puri baat sunni chahiye....12% pf/esi m jayga naukri chorna ya switch krneke baad wo wapis mil jayga...😑

[@Singalongwithudit]

@ mujhe abhi dedo…baad me nhi……paisa mera hai usko kaese invest krna hai main decide karunga….government nhi

[@vis2136]

Isliye gareeb gareeb reh jata h .. wo present k kharche k liye rota rehta h .. future ki future pe chor deta h .. koi planning nhi karta ... Isliye gareeb ka gareeb reh jata h or gaali deta h ameero ko.

[@Singalongwithudit]

@ Arey ghulam…is rate se tum inflation bhi beat nhi kr paoge…I have better options why would I use old ways

[@Dave_en]

​@@vis2136aapki baat partially sahi hai lekin gareeb log hi Sarkar par bharosa kar ke rehta hai aur baad me case ladte ladte mar jata hai. Sarkari schemes humesha ghatiya thhi aur rahegi. Itna hi paisa SIP kar do toh crorepati ban jaoge lekin tum 5-7 lakh me hi khush raho.😂😂😂

[@brownmunda5704]

Sir please tell me a little about the deactivating account of ABRY, what is the government thinking about ABRY SCHEME .

[@letslearn6101]

Ghanta barrega inflation ko hi beat nahi kar payega

[@abhisheknirmal-kp1uu]

kitna inflation hai

[@niladribanerjee2821]

Baki choro. Food inflation hi 10% se jyada hai as per govt. Asal to 15% tak hoga. ​@@abhisheknirmal-kp1uu

[@Dave_en]

​@@abhisheknirmal-kp1uugovt inflation ko 5% se bhi kam bata raha hai jabki asli inflation 8% se bhi jyada hoga. Education ka minimum 10% aur medical ka 14% hota hai.

[@harshthakur333]

True

[@abhisheknirmal-kp1uu]

@@Dave_en bhai tuka maar ke mat batao kuch source hai ha pr ye sach hai food inflation jada hai par 5 percent inflation se kaam accha hota economy keliye

[@Son_of_Venkata_Reddy]

D) capital expenditure

[@hetdaftary9189]

Most Indian employees will need to pay money to the government because the basic pay is 25% to 50% of total in hand salary.

[@MrSatadal]

except govt employees, private company pension after retirement is nuts..

[@moneshkankane1951]

How more employees will be covered with high ceiling???seems u r in always in rush to post videos without preparation. Please be responsible while making educational videos...

[@joydeeppal2516]

some plz clear it out that this will be applicable to only Govt Sector or Private Sector will also be included?

[@Rajasahani981]

Ye private sectors k liye hi h... Govt sector se kuch lena dena nhi h.. EPFO deals with Private sector only.

[@bilasabhisek]

Sir, kindly make a video for VPF limit for 2.5 lakh .

[@secularindian8537]

Getting my momey out from my saving is so complicated.

[@AyushRai-ci4tm]

Well done Government of India🇮🇳❤

[@UdaySingh-im4hd]

kaun si company pf me cotribute karti hai? except govt job?? sabhi CTC ka part hote hain. Sirf sarkari naukri waly hi iss video ko dekhen

[@mayurpal1814]

OUTSOURCE job me milta hai

[@Dave_en]

Kisi ko bhi eps se faayda nhi hai. Maine estimate kiya toh 5% ke lagbhag returns hai aur pension taxable hai.

[@zenouchiha01]

We all know that the employer's portion of the PF is effectively paid from the employee's CTC so in reality, we end up paying a total of 24%.

[@rajandwivedi8590]

Agar employee switch karta hai to EPS contribution ka kya hota hai? Aur yadi account employer k trust me hai, tab EPS ka kya hota hai? Khaskar job change karne k case me? Ankit sir ispe bhi video banaye

[@Rahul-wj9oo]

epfo me apka id hota hai jo aadhar linked hai. Job switch karne par new employer yahi id par amount dega jo epfo ke pass safe rahega. search any youtube video regarding epfo login process.

[@rajandwivedi8590]

@Rahul-wj9oo That you can transfer your Provident fund. I AM ASKING ABOUT PENSION FUND?

[@iknownotwhoiam1716]

9:13 average 1 month di salary ya 60 month di,30*15000/70=6428 pension -useless amount after 30 year

[@mailmeatyash]

your calculation is totally incorrect base calculation is based on maximum ceiling which is 15000 right now and if it increase then it woold be 21k

[@myselfyuvi]

Haan main b yahi soch raha tha. Ye mota kuch b bol raha h!!

[@MsRAJATAGRAWAL]

Sir, I regularly watch your videos and appreciate your efforts. But, this time you haven't done the research properly. Almost all the things you explained in this video is wrong. I am not disrespecting you or anything but trying inform you so other can also benefit from it. Please repost the video with correct explanation. 🙏🏻🙏🏻

[@Vedha.]

wrong kya hai woh v bolde....

[@MsRAJATAGRAWAL]

@Vedha. bahut sara wrong hai, itna yahan to likh nhi paunga... Ankit sir samjhdar hain, samjh jayenge.....

[@Vedha.]

@MsRAJATAGRAWAL hum to nehin hai na bhai 🥺

[@Forthright569]

Sir ji direct bolo ki private sector walo se government ko paisa chahiye

[@muneeshkumarkoyal1277]

Sir ji you are in so much hurry that before knowing exact fact you post your videos. Sir ji now less number of employees will be in EPFO's ambit as wage ceiling is revised to 21000 meaning who is drawing 15000 will no more be a member of EPFO

[@SaikatDasgupta18]

if your salary is within 21000 you are eligible

[@shyamkashyap4092]

All Employees having Basic Wages of Rs.21000 contribution would be covered under EPF & MP Act. Further, there would be 12% contribution on Employee's Basic Wages of Rs.21000. It means it would come out to be Rs. 2520/- and your employer would also deposit similar 12%(2520) out of his/her own pocket. Hence, your minimum monthly savings would be Rs.5040/-.

[@BrijeshPatel-cd4yd]

​​@@shyamkashyap4092 fun fact is employer, employee ke salary se ही kaat kar ही contribute karta hai..

[@lbsnaadiaries1432]

Utna hi employer bhi deta h..ar yr govt job m b esa hi h​@@BrijeshPatel-cd4yd

[@motivationfactory3020]

​@@BrijeshPatel-cd4yd to employer apni jeb se dega kya bhai uska kya benifit jo banda uske under kaam kr raha hai to usey kaam krwa kar hi to PF dega woh bhi

[@AryaArsh]

*_Han Yar. Mai Soch Rha Tha Kaise Reduce Kru. Pr Lagta Hai Total 21000 Jayega Mera.😢_*

[@shyamkashyap4092]

Not 21000 contribution, 12% contribution on Basic Wages of Rs.21000. It means it would come out to be Rs. 2520/- and your employer would also deposit similar 12%(2520) out of his/her own pocket. Hence, your minimum monthly savings would be Rs.5040/-.

[@samanyaaadmi2676]

सीधे सीधे नहीं समझा पा रहे हैं सर आप। देखो कैसे समझा रहे हो। आई होप आपको समझ आए। पहले खुद को ही नहीं पता कि ईपीएफ और ईपीएफ में ऱक्या फर्क है।

[@WanderLust-ej1fh]

Sir mera pf 1800 deduction hota hai aur meri company bhi itna hi deti hai.. 1250 ki limit nahi hai… 1800 limit hai

[@Chintu2091]

Mein single hoon aage bhi rahoongi. Mere aage piche koi nahin. Toh mujhe in sab ka kya fayeda? Mere salary se kaat kar mujhe us pension ka sapna dikhaya jaa raha hai jon mujhe milega ki nahin iska koi bharosa nahin. Pension k liye logon ko choice deni chahiye. Mujhe pension chahiye ki nahin ye meri marzi honi chahiye. Ye changes sirf humari salary mein hote hain. Neta mantriyon k kyun nahin ?

[@nilendusahu2998]

Professional tax should levied for below ₹21000

[@sachchidanandray]

Intrest kab dega PF par

[@shyamkashyap4092]

2023-2024 का interest आ गया है

[@HRITWIKBHOI]

A) Plan Expenditures

[@ShivShankar-xt6bd]

Sir me kuch amount nikala tha wo dal sakte h kiya epfo me

[@AssamNE_india]

pension epfo me yadi ap more then 6 months and less then 3 year kam karte hai tab pension amount bhi nikal sakt hai iske liye 60 years ka waiting karna nahi parta hai jaha tak muje malum hai mane asa hi kiya tha isliye bola

[@Biswajit-NEW]

Ye chiz pichle 3 saal se sun raha hu, salary bar to nehi raha!

[@vickydemta8546]

all this money will go to help falling stock market.

[@MrAmitkumar9891]

Employer kabhi apna paisa epf mai nhi dalta vo employee kai CTC ka part hi hota hai

[@SJatinKumar]

Hn bhai toh tum apna CTC employer k contribution minus karke manglo

[@hetdaftary9189]

This compulsory pf is a curse. We can save much more by directly buying nifty bees.

[@narayanbehera6994]

Hmm last mai bolenge ki EPS ka pesa 80 ka age mai withdrawal karsakte. Just like odisha old age bhata.

[@SsDrawingSir]

Sir agar koi job 5 sal baad chodh de to pension paisa kya hoga ??

[@SUDHIR_KUMAR4]

कम से कम 10 साल का नौकरी जरूरी है। अगर नौकरी चला गया हो तो 2 साल तक ब्याज मिलेगा इस बीच नया नौकरी में UAN देने पर रेगुलर हो जाएगा।

[@Rajasahani981]

Pension k liye 10 saal naukri honi chaiye..

[@SsDrawingSir]

@Rajasahani981 han sir mera sawal hai ki 5 years ke baad job chodh de too kya hoga us pesha ka

[@TRSProduction-bx6kj]

Sir Manipur is burning please make a video on this😢

[@javedalam-xf8kk]

Employee and employee both are taken from the employee's salary

[@roshanthakare7051]

Social security to hai sir lekin sarkar ko karja maf karne ke liye paise chahiye hote hai Kah se ayenge?

[@stanzinmoslam2887]

It's very hard to get kyc aproval from the employer

[@Vertigo8750]

Matlab educated labours badh jayenge

[@kameshkumarnaik7942]

Its should be compulsory 😂 so we can get revdi..😂 thank u for contribution 😂so our stomach can fill with your tax😂

[@StudyIQEducationLtd]

UPSC CSE StudyIQ KZbin Channel is live Now !! Don’t Miss Out - Subscribe Now for Best Content www.youtube.com/@UPSCCSEStudyIQ

[@sunilsathaye1504]

*Ha ha. NUCLEAR APOCALYPSE GUARANTEED BEFORE 20 JANUARY 2025 & U R talking about..* 🤡🤡🤡🤡

[@kameshkumarnaik7942]

Ghantaa 😂

[@sunilsathaye1504]

@kameshkumarnaik7942 people SCARED OF DEATH PRETEND THAT ALL IS WELL* 🤡🤡🤡🤡

[@digitalParivartan689]

Yrr mujhe too samaj nahi aya ...paisa wo jo apne access me hai ...aise paise ka kya karu jo dosre ki Jeb mai hai😅😅

[@MOVIEEXPLAINERS1000]

From some past days., study iq is not performing well

[@arunkumardhal9994]

Dear Ankit , why EPFO does not add intrest into pension fund ,while it has given in provident fund.

[@Myhurt007]

Starting 1 lakh salary wale logo ko retirement ke bad pension nahi milta hain kya

[@k1llerp0tato94]

all i see is the current govt creating a problem for the future govt. to deal with.

[@amitsinha8250]

🎉यूपीएससी परीक्षा लिया 163 सीट का, १४ जुलाई २०२४ ग्रेड १ (मेडिकल ऑफिसर ग्रेड इन जनरल ड्यूटी मेडिकल ऑफिसर्स सब कार्डो ऑफ सेंट्रल हेल्थ सर्विस) में कितना ओबीसी समाज के बच्चे उत्तीर्ण हुए

[@tesac184]

EPF, EPS is a scam its return is less than inflation, and employer adds his part as part of salary it’s joke.

[@kameshkumarnaik7942]

@@tesac184 its not scam its good for Development

[@GreatSanto]

Employer contribution is a scam😅 mere paise pe apna naam daalke contribute krdo

[@RAVIRK6342]

Sare states me humara tax kaat ke freebies baat diya jata hai

[@beautifulworld_1626]

Sarkari employee nakhus to honaka hak hai bhai sirf woh Kam kartye hai bakiyoko Kam hin nahi hai 😂

[@arjunsrivastava9448]

Private companies bhi epfo me Paisa deti Hain, matlab private employees ka bhi future safe hai

[@anishporecha9386]

Plan expenditures

[@GreatSanto]

World of modern slavery, we are slaves

[@englishwithsaadk3561]

Pf milta bhi nahi hai jaldii ...bhot apply kiyaa maine

[@SonaDevi-j9b]

Capital expenditure

[@rebellious_703]

This is scam. For person who earns 15K, 2-3K deduction is huge. Gov. should not worry about their pension. Give them their full wage/salary.

[@gamingheadrex]

Employer to salary se hi kaat kr contribute krta h

[@ShivShankar-xt6bd]

Aur passion kitna milega

[@RAJVEERSINGH-sj3dc]

Koi contribution nahi deta dono employee deta hai 😂 pura farud system hai government kuch karti bhi nahi hai

[@nikhilPUD01]

Nice work.

[@nilendusahu2998]

Signs for 8th pay commission 😂

[@BH-km9ti]

Pagal goverment

[@Aspirant352]

Isko bolte h adhura Gyan..... Acese pdho phle...

[@letsbegin4035]

Sir what if person died, then is family members of deceased got the pension

[@arjunsrivastava9448]

Sare paise ek sath milte Hain, Pension nhi

[@dypianboylalitkamble30]

Capex

[@ErUrbita]

Bahut bato ko gumata hai

[@tripleaxegamingyt6086]

Kya dogla pan hai?? PF ke paise toh latka ke rakha hai mere wife ki 1sal se latka rakha salo ne abhi tak file aage nhi badha

[@mananpanchal5454]

lol delivery boy crying corner

[@CloudMadeEasy]

Useless

[@BoroBoro-d5z]

Bawla hogaya ye taye ji

[@ShubhamPawar-ln2yp]

aaj first time first comment :P

[@the_class_apart]

Report krke ab furst comment me ban gaya😂

[@girishrai]

3ri comment😂

[@NiteshSingh-xe4no]

Sir please make a video on NEEM trainee,, Isme bahot curuption chal raha h

[@ankvj8381]

Pension lene ke liye zinda bhi toh rahe, aaj ke time bahut mushkil hai

[@c.h.i.n.a.v.i.r.u.s]

It should be abolished or should be optional

[@kameshkumarnaik7942]

Its should be compulsory 😂 so we can get revdi 😂and fill our stomach 😂 thanks for your contribution 😂

[@technologybyArvind]

गोल मटोल करके जलेबी बना रहे हो। ऐसा बोलो कि गरीब जनता को उसके मेहनत की कमाई भी हाथ में नहीं आएगा 😮

[@arjunsrivastava9448]

Nahi, Aisa nahi hai. Future secure karne ke liye cap badha rahe hain taki necessary saving rahe till retirement

[@himanshuniranjan9220]

​@@arjunsrivastava9448True sahi scheme h

[@mr.timepass5198]

Idi_ot

[@clashofclan6241]

@@arjunsrivastava9448 jinki salary 15-21 gross tak hai ... hai . wo future ki nahi current ki sochte hai .. !!

[@akash_bhikonde]

Bhai samjh na h to na bole ......its good for employers

[@SUDHIR_KUMAR4]

इतना ज्यादा मत समझे 7500 रूपये पेंशन मिलेगा। 1800 से ज्यादा आप जमा नहीं करवा सकते चाहे आपकी सैलरी 50000है तब भी। 1800 maximum contribution hota hai abhi.

[@clashofclan6241]

1800 is minimum contribution . jinki basic 15000 se upar hai

[@civilnation5479]

Ha

[@swarnjeetsudan4781]

Sab dedo