Stupidest Guy I've Ever Met | Financial Audit

[@CalebHammer]

Click this link to get up to 15 free stocks from Moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months!! Terms & Conditions Apply: j.moomoo.com/00Bn5Z

[@isaiahayers1550]

I'm so confused about what Moomoo is and how it works.

[@notagoodidea1014]

I wanna ask. I’m struggling from fema. And I lost my rent in Lahaina. Idk if you guys interested but I want to figure out a housing rent to see if fema helps. Or my car payments. And loss of job here. Just want to know if you guys can help with my financial situation.

[@courtneypetersen5275]

What link, Caleb??? what link???!?!?

[@RockinRita03]

​@@courtneypetersen5275it's in the episode notes

[@Make-Asylums-Great-Again]

Why is your voice so high pitched, the angrier you get the higher it goes. Check your testosterone levels asap, that will get you a man-beard and man-voice.

[@BreakingClouds-]

Brotha I lost it when he said he doesn’t want to work over 15 hours, MF NOBODY DOES BUT WE GOT SHT TO PAY🤣🤣

[@stephenallen4635]

I think really all he needed was someone with authority to tell him that, I think he's the perfect case for this kind of show I've high hopes

[@Britt4880]

Right?! I kept saying NEITHER DO I!!!

[@yesiamsharon]

I felt like yelling no s@#t Sherlock. Who wouldn’t?!?!

[@TonyCox1351]

He’s one of those rare types of people who wants to work less

[@Keyaerts]

Wanted to scream at my monitor for this guy to get his head out of his ass, work 35-40 hours like other normal adults and get your sh*t together. Being ''social with friends'' invite them over for a home cooked mael that costs like 10 percent of eating out... just a mindblowing idea for this baby.

[@anthonylozano8035]

If I was workin 15 hours a week, I'd be more jacked than that.

[@Lightningkuriboh]

Lmaooo

[@rosa4660]

I hope he reads this comment too lol

[@lgchucho6591]

Not in jujitsu 😂

[@HaroldBluetooth-uz1zz]

@@lgchucho6591you’d be surprised

[@SuperJaffro]

That’s a cool story bro.

[@nicholasbentley407]

I trained in martial arts for 6-7 years and never once saw anyone in my classes get a skin infection. That place must not disinfect anything...

[@peclesswonder]

no, this guy doesn't know how to shower. Didn't he say they train then go out to get food after?

[@zeppkfw]

The gym I go to literally disinfects everytime after we use pads/gloves. It's pretty similar with how we disinfect equipment and ourselves when taking care of isolation patients. That gym must be very nasty lol

[@travisrichards5920]

My first thought too. If you're getting multiple staph infections and shit either your gym is nasty, or you're nasty, or both. Find a cleaner gym or start taking better care of yourself.

[@Esoteric_Nature]

I had a martial arts school, a family business, many years ago in a past life. We moped and disinfected the mat in the morning before noon class and again before evening classes. I never heard of someone getting an infection and if they did the negative exposure would certainly damage our enrollment.

[@zesolodar]

not an mma guy but i work out in boxing gyms pretty regularly and if you were there for more than an hour you always saw someone walking around cleaning and sanitizing every piece of equipment, gloves the gym lent out to people ect... if they dont do this regularly a good indication you shouldnt be working out there

[@barrymckockinner8476]

At least he's saving money by doing his own haircuts

[@ericar.6370]

😅

[@thelittlesthobo7100]

😂😂😂 jokes

[@Judep4237]

Oh these comments 😂

[@primepossum6997]

💀💀💀

[@DevHazy]

Lollll😂😂😂😂 I concur. With my shitty haircuts

[@ILovinGunz]

"You get to choke people out. Break their arms, legs. You can do pretty much whatever you want to a normal human." I'd never once roll with this guy. Mf needs therapy.

[@Loocy222]

I feel like a real, normal, good gym wouldn't let a mfer train there if he was snapping peoples legs and arms just cuz he can. That's wild behavior.

[@MimiRAM0NE]

He needs all that free time to hide bodies.

[@ethiopiangoddess4678]

😂😂😂

[@SuperbChicken]

Yeah that was concerning

[@jesse8488]

Lol understandable, he looks like and sounds like he trains at b-team jiu jitsu

[@abarnett09]

This guy needs to let the public know his dojo so everyone else knows not to go there. MONTHLY staph infections? Dude needs to spend one of those six hours cleaning the place 🤢

[@sarahallen8739]

it’s possible it’s just from being hands on with people who already have infections. even if they disinfected the whole dojo, people will still spread it from skin to skin contact. everyone should clean bill of health before they’re allowed in

[@upsidedown584]

It’s him probably. He’s not showering right after and having basic hygiene.

[@aceman0000099]

I wonder if it's a circular trail of infection where he infects himself

[@QT314Kat]

​@aceman0000099 people can be carriers for staph . And if he's getting recurrent infections then he should really be tested to see if it's a carrier and then he could get treated for it

[@gh0rochi363]

It's more common than you think.

[@gabrielletursi4532]

Jiujitsu is not meant to actually break people’s bones or injure them. This guy is just a hot head

[@DevHazy]

MOST of them do get injured a lot but no. It’s not supposed to.

[@PropunKla]

This video is going to be used in court one day guaranteed.

[@stementhusiast816]

The concept is to *be able to*. It sounds cooler to the person doing it if they phrase it like that. It doesn't sound as cool to say "it's like wrestling with holds and joint locks"

[@Tiverus88]

You can tell because he's all neck with mullet.

[@plushquasar653]

It’s disgusting that he keeps getting skin rashes and it’s so common. Lack of hygiene and concern about infection is nasty.

[@YuckyMama]

This guy is a walking red flag 🚩. He trains in a dirty gym, trains with an infected leg, almost brags about hurting people, seems astonished he needs to work full time and doesn’t understand how to socialize on the cheap …wow. 😮

[@bc9554]

He’s a high value man, you just ain’t seeing it sister.

[@NatePrikkel]

I was going to say this. I’ve wrestled/ BJJ/ Martial arts my whole life and not ONCE gotten staph or any type of gnarly infection. Dude is just plain nasty

[@mindys1198]

Scary he's out in society

[@Akinon93]

@@NatePrikkel dude's probably working out/gym 6 hours a day and showers once a week or something. I don't do martial arts but nobody I know that does, has had this serious of an issue with infections or injuries that they've needed to budget for the damn medicine regularly.

[@julinemo777]

This should be in description or smth before the video - as this message made me wanna watch the episode Before reading it I assumed it will be smth else And now I’m interested:))) because partly I know what’s the “plot” is

[@coreymcnutt2654]

Brown belt in jiu jitsu here. I’ve had reoccurring staph infections before. Mainly comes from you not going straight home and using antibacterial soap. Maybe stop going straight out to eat after training 😂 the bacteria spreading from the mats and others is literally caked on you man. And if the gym owner isn’t cleaning the mats after every training session that’s your sign to leave that place. An owner that doesn’t take pride in his gym and doesn’t take care of his customers is unacceptable. Plenty of gyms in Austin

[@purestofevils]

I got staph once, four months into training, and it was my fault. Realized I wasn't taking my hygiene seriously. 14 years later, it remains the only time I got it, and I still remember how rough it was. Very glad to have a head coach who sanitizes and cleans daily, because I've seen gyms out there like this numbnut's, and hell no.

[@taylorg8509]

No thanks bro , you enjoy the rolling with bros and staph infections, Id rather do literally any other sport

[@brycehess6708]

​@@taylorg8509 spoken like a true NPC 😂

[@limitbreak2966]

I did taekwondoe for 5 years and never got a skin infection from it. We did takedowns and sparing a ton.

[@sarahhunter1114]

So you're saying this guy isn't just lazy, he's gross too.

[@rabuie]

Only works 15 hours per week but trains six hours per day?! He trains twice as much as he actually works. WTF.

[@Poopiepies]

Lol there’s no way he “trains” that much. He can be in the gym for six outs but no way hes actually working out those 6 hours. Acting like he’s getting paid hourly by the gym lmfao

[@dlproductions9574]

it is actually closer to 3x as much time spent "training" vs working :)

[@zacharyzimmerman2101]

Definitely hangs out at the gym with his friends. Not actively training

[@Sid00077]

True. He should be competing if he is spending that much time just training.

[@ingetout]

@@Poopiepies he said that he only trains 3 hours and the other 3 hours is classes which usually means drilling. Even 3 hours everyday is a ludicrous amount of time especially since he is not at one of the competition gyms in the country. If you are getting staph it means either you don’t bathe or it is a a bad gym (excluding DaisyFresh but that’s a whole other issue)

[@striveneveryield]

I’m always disappointed that no early comments ever say “Stop. Hammer time.” So I’m posting it myself

[@CalebHammer]

Thank you

[@janeandrews1790]

Can’t touch this!

[@miffedcuttlefish6139]

I think it all the time.

[@onyiturner5345]

CLEVER!

[@zacknelson8918]

I have said it b4 in the early days of the show

[@nillythunda]

When my husband broke his neck, I worked a day job and a night job, gave up uni and had to sleep in my car in between jobs because I was working that much. I was only 20 and working almost 80 hours every week for almost a year. This dude does not know sacrifice and his life is going to be miserable with his mindset he currently has.

[@Junevalentino]

Hi

[@conceivebelieveachieve9653]

You my darling are a bad ass ! Hope things are easier for you now and that your husband has improved. ❤

[@carolchirolas7603]

❤ You’re doing great things.

[@ownlydown5933]

Leave that man. a REAL man would have just dealt with the pain and went to work so his Woman dont have too 😂

[@cssssdffsfsfsfs]

I'm just gonna believe this is satire lmao​@@carolchirolas7603

[@shanisesays]

I find it odd when people send hrs in the gym/ jujitsu daily but smoke and eat out everyday. There's no way you can fully hit your potential in the gym slowly killing your lungs.

[@shanisesays]

Dude just got to the part about skin infections.. place sounds unhygienic... Yikes....

[@3_character_minimum]

Eating outs fine, I know plenty of athletes that enjoy a good meal out. They can be a pain when it comes to orders though (lots of off menu requests). The smoking is crazy.

[@jtlegionnaire6310]

There's no way he's training that whole time, but yes that gym sounds nasty. At my gym the high intensity classes aren't for more than an hour or hour and a half.

[@zacknelson8918]

Gym sounds unhygienic, most places after one class is done, they clean the mats down, clean equipment for the next class, ypu don't want to be rolling around in someone l else's sweat all day, and staphylococcus is contagious, just like ring worm, he shouldn't be training till it goes away, and frankly u wouldn't of let him touch my producer either

[@User-y9t7u]

I think he's unhygienic, the gym shouldn't let him train. He could also wear some spats and keep his legs covered.

[@Led_Zeppole]

There's no way this guy didn't eat glue sticks as a kid.

[@sarahsmith3682]

🤣

[@DurgalurJay]

He has a good job

[@russellfoy9891]

Hot glue sticks..

[@giveback]

😂😂😂😂

[@kaydublin5164]

😂

[@sarahtiegan]

Nobody believes he worked 120 hours a week ever…. 15 hours a week is absolutely insane. Nobody wants to work 40-60 hours a week but we do. Of course he likes 15 hours a week but that’s so pitiful I wouldn’t want a person like that in my life. Way too old to have that mindset, he’s not 18 and in college full time or something.

[@Narfusala]

Like... 120 hours is 5 days working 24 hours no sleep... math isn't mathing hahaha... the fact he thinks that is even a convincing statement is hilarious! I worked 300 hours this week XD i bend space and time to do some overtime... unless he does multiple jobs and overlays them (i.e. slacking off at multiple jobs at the same time haha)

[@JKDC97]

He's being dishonest about his finances. He's an Only Fans content creator and has 18k subscribers. That would mean over 100k a month in secondary income which is why his spending and finances make absolutely no sense.

[@-.-Monster]

@@JKDC97 aaaaaand im done with this episode. thanks for the headsup.

[@JKDC97]

@@-.-Monster No problem! I have no idea why that isn't disclosed anywhere in the video.

[@matthewlee8618]

@@JKDC97no he’s not lmao think about what you are saying

[@justsomeguy.8670]

“I only like working 15 hours a week”……SO WOULD EVERYONE ELSE.

[@JonathanMuniz]

Exact words I thought when he said that. This dude is a 🤡

[@William-Morey-Baker]

the most fucked part is he literally could only work 15 hours if he managed his money correctly... maybe 20 hours is more realistic, but still. work to live dont live to work kind of mentality... he would be better served working hard now and investing heavily so he could retire early, obviously....

[@totalgamerguy3707]

Imagine working 9% of your life and saying "i cant take anymore than this". This dude is just a weak person. 🤣

[@codydavis1698]

@@totalgamerguy3707 Nah, the game is rigged. Flip the board and refuse to play.

[@lizardman1303]

@@codydavis1698stop trying to live your live based off a bumper sticker. Shit makes no sense since the world will by without u .

[@RBassL]

The skin conditions from contact sports like jiujitsu are from a serious lack of sanitization of the wrestling mats. You can only recommend better sanitization from the facility owners, but having sanitizing wipes for post-training is highly recommended. For him to continue training with an ongoing Staph infection is a direct danger to other trainees.

[@lindajohnson.]

Sounds very dangerous!

[@moldybathtoys]

it can kill you if not treated@@lindajohnson.

[@samanthaabreu782]

Man, I'm Brazilian, jiu-jitsu is huge here and I've never heard of anyone getting infections from training and just the idiots say they train to hurt others.

[@shirodere]

as a pharmacist antibiotic resistance is so scary and he seems so unconcerned 😭

[@zacknelson8918]

And his gym sounds like it's not clean, ypu can prevent staphylococcus by cleaning the equipment and mats after each class

[@teeeteee000]

​@zacknelson8918 🤢 This is why I don't go to public gyms anymore! I built a small home gym since seeing nasty gym goers not wipe down what they use. I then heard and watched horrific stories on tiktok of some people wearing no underwear under their training clothes, spreading their infected fluids on bench seats, bikes and rowing machines. People were catching STD's from sitting on these benches! NASTY AFFF!🤢🤢🤢

[@DevHazy]

I don’t even think our bjj cleaned the mats very often and this did not happen! Lol

[@MimiRAM0NE]

He obviously still goes to the gym with an uncontrolled infection, rather than stay home until recovered. Why disrespect everyone else at your gym like that? Disgusting.

[@ingetout]

If you are training that long, it is also recommended that you change your gi and rashguard between sessions.

[@TrashBassin]

Regardless of the insanely lazy work eithic... can we talk about how rampant infections are running in his gym...? That is not as common as he is making it out to be. Either this dude does not take showers after training or the gym doesn't sanitize the mats before and after training sessions. That is for real disgusting and I bet it's both.. BTW you best sanitize that desk after be plopped his bare infected foot onto of it...

[@radred609]

my money is on some dirty roid shit

[@crypticutopia7228]

Yeah he's definitely either not taking his hygeine seriously or the gym is filthy asf and never gets cleaned properly. Because I did judo for 6 years and I never once got an infection from it.

[@lukesevi]

Yeah for real. I did jiu jitsu for a couple years and never got staph. Obviously it can happen but he makes it sound super common. Clean your mats

[@Li0nHearted]

Seriously I did taekwondo and combatives for the army. Never got staph in tkd and only got staph one time in combatives. This shit ain’t common

[@Crimzin8]

According to Noah at the end of the video, Myles doesn’t even brush his teeth. 🥴

[@LizJoyDolan]

Agh. As someone who has worked 70-80 hours a week… hearing him say he won’t do more than 15 hours a week almost made me nearly pass out. 🥴

[@thatbxtchliz]

"im overworked and abused by capitalism so other people have to be too grrr"

[@michaeltamares7974]

​@@thatbxtchlizumm. I love capitalism.. if people don't like it, they can trying living in a socialist or communist country.. Tired of people bashing their own country and being a hypocrite by not moving to another country

[@LizJoyDolan]

@@thatbxtchliz I don't STILL work 70-80 hours a week. But I did for multiple years while getting out of $100,000+ debt (loans, consumer debt, etc) I don't have a lot of understanding for someone who is in debt and can't imagine themselves working more than 15 hours a week. How? 🤷‍♀

[@soul1423]

⁠​⁠@@michaeltamares7974 kinda hard to live in a true socialist country when the US keeps blowing them up and installing their own dictators that gets rid of that economic system/ideology altogether 🤷🏽‍♂️ js

[@jborrego2406]

​@@thatbxtchlizthank u. I work 7 days a week 12 to 14 hr days just pay off my house be debt free after that I'm working 3 days a week. Sad ppl brain washed to work to death. If u have no debt have enough put in savings why work where can't see it friends. If life Is work an sleep, throw food in crockpot an limit time with ur pets

[@johnfrancisrobinsoniii3409]

As a former wrestler you seriously need to clean the mats after every practice with a disinfectant. And it's a 2 step process. 1st step is to clean and 2nd step is disinfectant and it needs to stay wet for the appropriate amount of time. Do it right and you will most likely never have an issue.

[@amoose8439]

Him and his gym sound like dirty hippie rollers that don't clean and party instead.

[@RhyD502]

Came here for this comment. Thank you. Staph might be common but it’s pretty preventable as well.

[@DubsackD]

He looks like his gi/rashguard smells.

[@cereal76]

He trains with Danaher, they've always had dirty mats.

[@lalowulf]

​@@cereal76 just ask Nicky Rob about that

[@tarasaurusrex8685]

As a former wrestler, I would NEVER let someone with a skin infection wrestle me or show a takedown. And I'd never work out on mats that continuously give skin infections. Go somewhere that believes in sanitizing their mats.

[@zacknelson8918]

If he continues to get staphylococcus and act like its nothing, let me take a pill, and keep training, i bet he isnt taking time off to get his treatment, it can develop into mrsa and that can be life threatening, he is acting like a child

[@sydneygoguen621]

@@zacknelson8918came here to say the same staph is no joke 🥲 ive had it years ago when i was a dog groomer i had a small cut that was constantly wet from bathing dirty dogs and impossible to keep clean and dry no matter how many protective measures i took and tried to keep it covered and it started as just a small scratch so i didnt care too much at first thinking it would heal in a day or two, until the constant dirty dog environment it turned into a bad staph infection and was GOREY it was like a zombie bite and had to be packed and strong antibiotics ugh it sucked i would not play with staph id treat it like the plague now 🙅🏼‍♀️🙅🏼‍♀️

[@Grognarthebarb]

Hey its the mecca of jiu-jitsu man. How fucking long does it take to sanitize a mat before and after you use it. 😂 im assuming everyone else won't clean it after so you have to before

[@TheChipiboy]

I did BJJ for over 6 years and never once got a skin infection. Either the place is dirty or dude dont shower or wash his gi

[@shanefratt]

Disgusting. No parent should let their student athletes anywhere near that facility. Wrestled for 8 years and not once did I catch anything... We bleached the mats before and after, showered, and used a foaming protective barrier product that you could apply to your entire body every single day. He is definitely the smelly dude you would hate to get paired up with at a tournament.

[@evietomlinson632]

I totally expected Caleb to call off the interview when he said he wouldn't work more than 15 hours a week 😳

[@krishannasmall]

He is cracking me up being 23 years old and saying he can’t imagine working more than 30 hours a week because he hasn’t done it in so long. You would think he had worked 25 years and retired once already! Bless his heart!

[@katieb5399]

THIS! I was searching for this comment. Omg! He is young and able bodied as crap.

[@Potato5auce]

Dude thinks he was born with 20 years of workforce participation 😂

[@Coastpsych_fi99]

Lol. I'm mid-twenties and have been working for over ten years. I'm totally ready to be done with working.

[@jeffb.4800]

This is how a lot of 22-26 year Olds are. They don't like working.

[@genzprepper954]

I’m 23 turning 24 and I also refuse exactly the same my max would be 30 maybe 35 a week I would like to remain in a high paying off time position because my husband doesn’t mind and it is for my mental health. But I also wanna buy real estate and invest and retire early because screw working.

[@mattsk8s937]

How the hell is he having a hard time thinking about working 40 hrs a week? Thats literally the minimum normal people work. Dude is delusional.

[@TheSuicidalSMILEY]

There is zero world in which this guy put in as he put "120hr weeks" he was probably working 40-50hrs max

[@rangequeen]

He said 3-4k a month but the budget showed it was $2400

[@chronorogue]

30% for taxes being removed monthly because he currently isn't budgeting that monthly due to being a 1099 contractor. So average of 3k-ish of monthly income (on average) and 30% of that gets you the $2400. Hope this helps :)@@rangequeen

[@C17Y]

Something being the norm doesn't mean its good or healthy or fulfilling.

[@jsebby2284]

​@rangequeen I think Caleb took the middle and then subtracted the 30% he needs to set aside for taxes

[@nickerickson7324]

Lawyer here. Prettttty sure he had a claim against that company for inducing him to move then bouncing on him. At least maybe for the wages he was promised during the period of them kicking the can down the road. Continuing to spend like crazy would probably undermine his damages case, but it's definitely a claim he could've looked into.

[@mpopmuller]

as someone who trains BJJ everyday as well, I promise we do not all have staph infections, all you need to do is clean the mats often enough :/ I have trained averaging one class a day for the past year and a half and have NEVER gotten any skin issues

[@zacknelson8918]

Same here, but I did mma, and staphylococcus like ring worm spreads by contact very easily, he shouldn't even be allowed to set foot in the gym until his infection is gone, if it doesn't become antibiotic resistant

[@RomeoBarnes]

Facts

[@lalowulf]

13 years bjj and wrestling, co-sign

[@mpopmuller]

AND twice a day!! huge red flag on the gym ownership ​@@zacknelson8918

[@SlimeyGuitarStrings]

Thanks. I was watching that part in disbelief thinking, "I'm no doctor, but everyone in BJJ cannot just be full of anti-biotic resistant staph infections." They're not cleaning properly and still rolling while infecting people from the sound of it. Actually fucking disgusting.

[@lauren-gf2mt]

i hope y’all disinfected the office real good after he left, my god 🤢 and happy birthday, caleb! 🎉

[@zacknelson8918]

I wouldnt of let him touch my producer, staphylococcus can spread very easily, and it can lead to mrsa

[@saxontumbleson7047]

@@zacknelson8918 Yeah, it made me very uncomfortable how carefree he was about it.

[@nattysam94]

I’m only 14 mins in but Caleb seems unusually patient with this guy. Clearly frustrated but remaining gentle lol…I like it.

[@Ericbomb]

My mom calls "mental budgeting" "air math". Air math has caused many problems with thinking there should be $300, but there was 0.

[@zacharyzimmerman2101]

Reminds me of the guest last week that uses "girl math"

[@chrisr18]

So true. It's not real unless it's written down

[@catgrrr1]

My dad calls it “fuzzy math”

[@cblue3581]

I've used mental budgeting for years and I'm within $500 to my written budget which is $11500. I also have eidetic memory when it comes to numbers so i'm sure that's part of it.

[@TonyCox1351]

Air math is good I’m going to use that one

[@Kle34]

This dude is the definition of the gen Z slang term "delulu". NO ONE prepared him for life. I hope he learns quickly

[@likwidsun2303]

When Caleb's response to that girl saying this was, Well, You're making me Ang-Ang 😠 I cracked up!!! 🤣

[@jmdyt3626]

He had a job where he was earning 10-12k a month for 3 years and still manages to have no savings or a house so I can’t see him learning a damn thing 😂

[@relight6931]

Thanks, as gen x, that is first time I heard of that slang. It's neat in that it doesn't need explaining. I am ooooooold. Turning 40 in May..

[@kevley26]

Whats crazy is this guy could have actually gotten away with working only 20 hours if he didn't fuck around and lose his entire emergency fund and if he was more frugal.

[@dylanschang6386]

"I used to work 150 hrs a week" Bro. No you didn't. There's 168 hours in a week. Thats 21.4 HOURS A DAY NO YOU DID NOT

[@powmod1]

I also had to do the math after hearing that gem This guy is a certified r tard

[@wakinglife7065]

From going to 150 to 15 is the most ridiculous statement he said among many other stellar moments. I used to work 80 hours and 40 felt like a part time job. 15 would be a vacay. As soon as I dropped hours to 40 I started part time course in university. 150 is impossible unless it was a one off but I don’t believe him. I think it’s his brain math

[@redtankgirl5]

I worked generally 80 hours a week but 120 occasionally as a boilermaker welder. It certainly wasn’t every week we did 120 but I agree, I never heard of anyone doing 150. Doing every week is unbelievable and in doable.

[@deechan6894]

Think he said 120 hours, Caleb said 150 when he replied to that.

[@infidelheretic923]

I have worked 21 hours in a day once. It's fucking exhausting. No one can possibly do that for an entire week.

[@claudiansksu]

Happy birthday Caleb!!! 🎈🎉

[@shinlee1031]

Dang, I was hoping he would hit a million by today, but he's probably going to be hitting it this month!

[@CalebHammer]

Thank you!

[@cash4494]

@@CalebHammerHappy Birthday, hope you have an amazing day Caleb! (:

[@xxiozz]

Happy birthday, Financial Dad 🎉❤

[@NewbieeibweN]

​@@CalebHammerI love your face

[@nick-uh7cd]

Bro puts that much work into his body just to look average. And then to top that, he leaves the house with that haircut. What is it all for?

[@claymaddox2298]

He cares that much about working out and training and yet he smokes...this guy is special

[@FirinMahLazer1]

Hey buddy I got news for you. Getting shredded is hard as fuck and a good majority of fitness people on IG are on steroids.

[@nick-uh7cd]

@FirinMahLazer1 I'm very much into the fitness scene and I understand pretty much every fitness influencer is either on some form of test or tren. But still, this dude says he spends 6 hours a DAY. that's like a full time job if he is including weekends. I work out barely over 6-7 hours a WEEK and look like this dude (minus the trollish face and the haircut). So I don't know what he is doing but a lot of it is time wasted. Don't take offense buddy, the comment had nothing to do with you

[@w0ngky]

@@nick-uh7cdWhat should he look like? He said he trains jiu jitsu, not strength or weight training.

[@nick-uh7cd]

@@w0ngky yeah I guess.

[@HDCybersun]

Not sure I get the ending... a staph infection??? no offense to this guy, but this dude has what can become a very dangerous very contagious bacterial infection and y'all let him touch your editor with a throw/choke.. It spreads through contact. And this guy is still spreading that shit around at his gym, jesus christ. Dude should be quarantined until that issue is taken care of fully. I would disinfect every surface he came in contact with.

[@ghillies4life]

Staph is not the same things as MRSA, and I promise you that you have staph on your skin right now.

[@HDCybersun]

only 25-30% of adults have staph on them, this guarantee you state has a 70%+ chance of being incorrect. Not only that, but It's a risk, as he has a wound carrying an infection, that's primarily how it spreads, why take the risk of exposure? He's on antibiotics right now, he said he's having issues with this condition. He talked at length about antibiotic resistance.. there's a possibility he has a somewhat antibiotic-resistant staph infection, I doubt that is your run of the mill staphylococcus living on his skin.

[@ghillies4life]

@@HDCybersun No. Only 30% of adults have Staph aureus on their skin. There are other species of staph. And MRSA is everywhere. Signed someone who does the cultures at the hospital.

[@NeeshaSaurusRex]

@@ghillies4lifeMRSA literally stands for methicillin resistant staphylococcus aureus…. So yes.. MRSA is staph, but there are also other species of staph and some of them are normal skin bacteria.

[@ghillies4life]

@@NeeshaSaurusRex MRSA is a staph, but not all staph is MRSA

[@patiencedeaton6752]

The privilege to say he doesn't want to work over 15 hours while also spending on a credit card is INSANE

[@janeandrews1790]

It’s not privilege. It’s delulu.

[@putkin1006]

That’s not privilege. That’s just stupid.

[@chicanoazteca8614]

@@janeandrews1790 Yeah, I was going to say, I wouldn't call it a privilege to destroy yourself financially due to laziness.

[@l-train7876]

“Privilege” is the wrong word. This guy’s an infant.

[@joemortier]

I have been working 48 hours a week since before Thanksgiving. my hours were recently cut to 40 hrs a week. I'm happy for the momentary rest but I'm already looking into side hustles

[@sticknotfire]

Honestly, this was a REALLY great intervention. There's tons of red flags, but he's a kid. I see hope for growth here. Going through the realizations is rough, but it looks like he got it in the end. Actually looked like a decent breakthrough compared to the recent people who have been on here.

[@jaynol4580]

35 not a kid

[@claytonlarson1574]

Hes 23​@@jaynol4580

[@KazeHorse]

@@jaynol4580he’s 23. 35 was the debt free stage if he doubled his hours.

[@Vroomery01]

He’s 23 not 35. He definitely missed the part of growing up where you start taking responsibility for your actions. Spending 6 hours a day on a hobby is something you do when you don’t have to worry about supporting yourself. He just didn’t want to stop being a kid. Hopefully that changes.

[@Craigory722]

If someone is a sub-contractor, I'd highly recommend paying your taxes quarterly so you don't have a huge tax bill at the end of the year.

[@zacknelson8918]

Yep, I learned the hard way first time I did taxes as 1099, I big tax bill, the following year I did quarters I paid less for more income

[@DeAndresWay]

Whether you pay quarterly doesn’t matter for how large your tax bill is. The law is to pay each quarter or risk having a late penalty with interest. You are mandated to pay quarterly based on IRS guidelines. This doesn’t effect your total liability unless you get hit with penalties

[@jacobrheaume1]

Any small business owner.

[@Kaitlyn615]

i’m pretty sure you’re required to lol it’s insane how many people just. don’t.

[@AndyMcBlane]

The interest though

[@pinkglitterfleck]

I had IV antibiotics once when I almost went septic from a ruptured appendix. It was terrible. The fact that he is so nonchalant about “IV”s is scary. That gym must be straight up NASTY for people to get such frequent and resistant infections!

[@whyamimr]

20-60% of people are walking around with Staph aureus. Not saying his gym ISN'T nasty- any place where people would express the enjoyment of choking people he did is questionable for other reasons. But MRSA is super common.

[@Liloldliz]

​@@whyamimrregular staph is not the same as MRSA and getting MRSA repeatedly from the same place... and continuing to go back to that place... is fucked up

[@zacknelson8918]

​@@whyamimrmrsa isnt something to joke about and not alot of ppl hsve it right now, mrsa can lead to sepsis and can kill, staphylococcus, its common, but not alot of ppl are getting it and walking arpund like its not a big deal

[@RagingBadger68]

⁠​⁠​⁠​⁠@@whyamimr it’s actually 20-30% of people have it asymptotically, usually on their skin or for women in their reproductive system That said MRSA is not “super common”, only 2.7% of the 25% of people with Staph have MRSA Normally staph can be prevented from spreading in gyms with simple cleaning procedures too. Also washing your hands helps a lot as well.

[@poramentatoes]

Heeey, I had the same thing happen to me! That's how I found out I'm allergic to ciprofloxacin. 🫠

[@Supermoneygang12]

🤨he’s 23 and refuses to work more than 30 hours a week???? Who raised this person???

[@aprilelder6818]

HAPPY BIRTHDAY CALEB!!!!! 🎉🎉🎉🎉🎉🎉🎉

[@jayceewilliams5250]

Caleb an Aquarius? Thought his birthday was in March.

[@mimifoote4879]

@@jayceewilliams5250pretty sure he said in a past video his bday was Feb 14

[@zack-115]

Happy birthday!

[@tainadelcaribe]

@@jayceewilliams5250He said 14th Feb in the very last video.

[@twocathome399]

Ahhh he’s an Aquarius now it makes sense why our brains are so similar 🤣🤣

[@elizabethdavis5661]

My husband used to teach American kenpo and my kids are black belts. Not once have they gotten any sort of skin infection because their dojo is strict about health protocols (sanitizing mats and gis, sidelining anyone with open wounds, etc.). I know it's a risk but it's easily mitigated. The rate he is claiming is disgusting. MRSA is no joke and it sounds like they are breeding it for funsies.

[@thegrinderman1090]

To be fair to him, in BJJ you're literally rolling around on a sweaty mat, rubbing skin to skin with a load of sweaty guys for hours at a time. If you train 6 hours a day like him, infections are practically inevitable from the sheer amount of time spent in the pathogen danger zone, even at gyms with very strict hygiene.

[@elizabethdavis5661]

Even when I was in MMA (including BJJ) and wrestling we only had one ringworm breakout and that's cuz someone hid it and lied. We bleached the mats and sidelined everyone who was infected and had no additional infections.

[@Youre-Welcome]

​@thegrinderman1090 In jujitsu you can also clean mats and wear rash guards. No one at my gym has this problem.

[@wakinglife7065]

He seems like a fungi (fun guy). I’ll see myself out

[@joelcurtis9157]

Would love to see you start a second channel, where you bring financial audit success stories back and have them tell the story of how they got out of debt

[@kaedenbishop102]

He does have one now!

[@marycatherinebaker4829]

@@kaedenbishop102do you know what it’s called??

[@campcampcamp]

​@@marycatherinebaker4829 I think that it's the channel called "Financial Audit - Follow Ups"? ( youtube.com/@financialauditfollowups?si=I83wmMu6KlP12JPO )

[@campcampcamp]

​@@marycatherinebaker4829 I think that it's the channel called "Financial Audit - Follow Ups"?

[@Supertoddy96]

your producer is definitely adding quality to your videos, 100% a great choice to add him, i love the random outro clips

[@wakinglife7065]

Needs a raise from the staph risk

[@miffedcuttlefish6139]

The dojo he goes to needs to do a deep clean of their mats. My kids have jiu jitsu regularly, and they never get any infections from the mat. Gross.

[@MrWewill11]

100%

[@THETOOTHPICK1534]

Facts the guy is getting scammed at his gym 100% his health and his wallet

[@AceRanger20]

@@Glanzernbut when it’s often enough that they have to worry about it becoming anti-biotic resistant… that’s when you know it’s happening way too often. And if he’s allowed to continue rolling or training BJJ with an active staph infection, that tells me all I need to know

[@miffedcuttlefish6139]

@@Glanzern as a former gym rat. I am aware of MRSA and will humbly disagree.

[@user-ey4ut9uc8w]

@@miffedcuttlefish6139 Glanzern is right. Kids training isn’t intensive and typically runs short. Where as enthusiast who train 2+ hrs a day (minimum) have much higher exposure. We’ve never had a staff infection in our gym as far as I know but ufc fighters and pros get it all the time because they’re there for hours.

[@franciscolaurean8550]

Theres 168 hrs in a week and he said he's worked 150 hrs a week. Somehow, I dont believe him

[@daaara]

dude casually mentions he enjoys breaking people's arms and choking people out 💀

[@berrymccockiner3492]

Oss

[@martaw5919]

And he seemed so normal until that moment😂

[@sportagus3]

Surprised he's not a cop

[@cfg1991]

@@sportagus3😂

[@ElinWinblad]

Four months from now we’ll see him on a crime show where they caught a killer😅😅😅

[@Nemo222m]

The thing is, the guy isn't dumb. He shows multiple times throughout the episode that he is capable of understanding the world around him. It's almost like he just chose to ignore the parts he didn't like lmao

[@1TUFZ71]

Agreed, almost seems like some cognitive dissonance or something. His logical brain sees it but his emotional brain refuses to comprehend so he's stuck in a loop

[@dannydelacruz7303]

That's what a child is

[@Ricciroc]

@@dannydelacruz7303 and children arent dumb?? Well not all of them

[@chieftains47]

Yeah. I have a feeling he'll be just fine. This will be a period he looks back on and laughs hopefully.

[@KazeHorse]

Just young and lazy. Doesn’t want to work really, that’s the core of the issue. He isn’t working enough. Can I blame him? Not really, but we all have to do it so reality will drag him into line, or he ends up on the street.

[@yourdensity6170]

Former Greco-Roman wrester and current bodybuilder here: DO NOT LET THIS DUDE NEAR YOU. Fighters like this will try and injury you during 50% speed practice for an ego boost. Not to mention the lack of basic hygiene practices after training. Also, training for 6 hours a day is about double what you need. At a certain point you get to the diminishing returns area (spoiler alert it’s around 2 1/2 hours). That goes for lifting and wrestling. This dude needs some cognitive therapy and an ego check.

[@Sobored14]

Dude these 20 year olds making as much as me at 30 and throwing it away drives me insane. And on 15 hours!!! Wtf.

[@Sadreath]

Also in the most random jobs with literally 0 prior requirements. Reminds me a lot of these "looking for an apartment" shows on TV where they all had jobs that sounded so made up but their budget was suddenly 1.5 mil. (obviously those were 100% fake) Kinda makes me wonder if some of these people are somewhat lying on their income. Like him making 10k basically right out of highschool doing house inspections with 0 prior knowledge sounds dodgy as hell.

[@VL103]

If you're only making 4k/mo pre tax like this guy (48k) at age 30, get it together.

[@FrozenGrapes-y4b]

@@VL103 wow great fucking advice man. Very useful. Really helpful genius advice. Get it together. Why didn’t I think of that? I got it together and doubled my income instantly.

[@Slideyslide]

@@SadreathThat’s exactly what I was thinking. What does this kid know about properly building a home right out of high school? Not to mention it’s a friend’s company and it definitely sounded sketchy.

[@Rihardololz]

This is why he ends up under bridge and your not.

[@cafeinasof]

"I like working short hours"... who doesn't???

[@lordowl3533]

I mean I prefer long hours less days a week. I get 36 hours in 3 days and I think more jobs should be like that

[@quinceyclouds3208]

My rent is over 55% of my income and the people in these videos still make me feel better about my situation. Definitely glad my parents told me to save as much as I could when I got my first job.

[@jesse8488]

As a BJJ practitioner, its very easy to get an infection IF you’re training facility isn’t consistently cleaned AND/OR you have bad hygiene. Always shower immediately after rolling especially if you’re doing 3 hours at a time like this guy. Something I doubt he’s doing

[@Randizzl3]

Maybe he should become the janitor and get PAID doing it! 😮

[@taylorg8509]

No thanks bro , you can roll around with other dudes , imma pass on that

[@jesse8488]

@@taylorg8509 sounds good lol not for everyone;)

[@GBD1224]

This one’s by far the most inspirational. Running to tell my boss I only want to work 15 hours a week immediately.

[@thattubechannel]

He makes about $40.83 an hour. If he makes that working a full 40 hr week, it would take less than 6 months at the budget he was given for him to become completely debt free, including his vehicle. Having a 6 month emergency fund is ideal, but for most people it's not something that they will be able to suspend their life to achieve. Even for a low income person with zero debt, it will still take years to save enough for a 6 month emergency fund. By all means work towards that, but don't put off otherwise spending within your means to find fulfillment in life to do that.

[@curlsey]

28:38 "Harming people, that sounds like fun 😒" This guy was oblivious to the shade 😂

[@jes6427]

He didnt come off as the brightest crayon in the box thats for sure

[@suzykennedy3559]

Let’s go audit. I’m exhausted after picking up a shift last night but we’re getting the car paid off!!!

[@nicolcacola]

Respect the grind 🙌

[@horrorbyheart]

Congratulations and keep up the great work.

[@miffedcuttlefish6139]

I'm rooting for ypu!

[@germansaucedo4607]

Wow at 23 yrs old I was busting my ass off putting in 70 hours a week because I was young. I can not see myself working on 15 hours a week trying to survive per paycheck.

[@NeuroticHomicide]

I wouldn’t know what to do with all that free time. So used to 80 hours a week like it’s the standard.

[@markgoodwin4500]

Well you aren't this miserable excuse of a human that's the difference

[@Ishouldnthavebeensopublic]

@@NeuroticHomicideand when you retire you’re not gonna have a life because you fill it all with work. I watch my retired parents sit in their homes depressed because they’ve never had a hobby in their lives and have jack shit to do.

[@NeuroticHomicide]

@@Ishouldnthavebeensopublic have to learn a hobby or travel. No way I’m sitting inside depressed

[@dylanairmet3676]

Happy birthday Caleb! I found you just over a year ago and I went from having no plan for my money to saving over half of my paychecks to max out Roth IRAs and have a 10k emergency fund at 20 years old. You help people, thank you.

[@edibaber5525]

Damn bro you are lucky to have found him as early as you did, you're gonna be set up great for the rest of life

[@Katia413]

FYI - the federal limit applies across all your Roth IRAs. You can’t max out multiple IRAs to the limit, it has to be as a total.

[@LearnAsYouGo.]

Congratulations & great job!

[@isaiahayers1550]

Oh yeah, it sure is his birthday huh? He said it was on Valentine's Day

[@dinorap1]

Woah that's awesome, congrats, seriously!

[@sauteSimba]

the best gift my parents ever gave me was a fear of spending money and collecting debt.

[@DevHazy]

Sammmme

[@rangequeen]

When I was 17-18 my Dad gave me a Dave Ramsey book and I swear it kept me from being a f*ck up (financially, anyway) lol

[@carlycaye90]

ditto

[@810Metalworks]

Ok, I’m new to this channel. I’ve watched like 4 videos and does everyone in Texas have a taquitos addiction or is it a saying for purchasing stupid crap? It’s really making me want taquitos

[@navehhall73]

Paid off my car a few days ago. I had 6 credit cards opened two years ago to build credit. I was at a 440 credit score in 2021. Now i am almost at 700. Paid off 2 credit cards and will never use them again. Paying off two more today and will never use them again. Going to keep 2 of them at below 20% utilization. After that, i just need to pay off my student loans which are at 42k. Other than that, i have no more debt. Thats a huge change for me because i was a huge spender, always ate out and lived paycheck to paycheck. Im still in school and able to get scholarships, grants and extra money to throw at those loans. Im not stopping, and am sooo grateful to Caleb!!!

[@ericar.6370]

You’re doing great! 🎉🎉🎉 Keep it up!

[@moneypro85]

You don't need to keep credit card debt. It makes no sense when you have other performing credit (student loans).

[@papabear2515]

Good for you!

[@PresenceofthePhoenix]

No one needs 6 cards to build credit. Good on ya for not continuing that

[@11227denis]

Awesome!

[@johannsigursson5319]

Gym bro enjoys being choked so much he got himself choked by debt

[@OverThrowMe]

“I don’t want to work more than 15 hours” yeah dude, only you and everyone else on Earth. Get a job.

[@kunya16]

In ten years he's going to look back at this episode and hate himself for not taking a single thing Caleb says seriously. He'll have no savings, living in a cardboard box, looking back at all the money pissed away. It's so sad.

[@CelluliteYogaPants]

And he will be allergic to antibiotics from overuse….

[@kunya16]

@@CelluliteYogaPants his gym needs to be investigated. Seriously.

[@nathankay-doney2143]

No he won’t. He’ll be saying “well at least my car is paid off” then go and hit a one legged jits class due to many staph infections.

[@amateurastronomer9752]

Nah, the minute this guy is genuinely facing homelessness, he’ll get his shit together. Fella wouldn’t last a day on the streets.

[@Tavat]

Nah, he’s got plenty of time.

[@tbone341]

Im surprised it wasnt suggested he becomes a trainer, it would easily pay $25/hr plus he wouldnt feel like he's working because he's clearly passionate about it.

[@jamescenteno555]

Personal trainers make closer to $100 an hour when their doing private lessons. Probably more at a recognized place that he trains at.

[@rangequeen]

Marketing idea: If you love staph infections, he’s your guy! Lol

[@oahts5906]

yeah but you couldn’t do that for 40 hours a week like you’d need to

[@tbone341]

@@oahts5906 Isn't he already training 6 hrs a day? That's 32 right there, more than twice what he is currently working. That would be a start in the right direction

[@oahts5906]

@@tbone341 he’s at the gym for 6 hours a day, not getting paid. And even if he became a trainer, it is unlikely to keep him busy full time.

[@CJ2023Incognito]

It blows my mind that people even come on this show. The comments always tear them to shreds and the click bait captions are ruthless. Props to him for showing up! Hopefully he changes for the better. 23 is a great time to make these changes! 👍

[@Junevalentino]

Hi

[@HerculesRockefellerESQ]

You ever notice that the people in the videos almost *NEVER* participate in the comments sections? 😂

[@No_True_Scotsman]

Agreed. Especially working only 15 hours a week... what did he think Caleb was going to say?? How did he not know he was going to be embarrassed?

[@ritabognar1842]

Please save those plants and give them some sun! Replace them with a fake one if there is no sunlight in your studio.

[@sophieellis170]

Or get grow lights

[@katiehetherington9485]

I think we're part of the plant audit crew. Every week just watching them wilt away....😅

[@geovannymoya9474]

HE NEEDS A PLANT AUDIT

[@Judep4237]

Good job he’s found a Plant Daddy

[@anousenic]

Maybe they are there as a metaphor for Caleb's sanity and cardiovascular health withering away with every guest.

[@mikepolwort]

Caleb, I think it's really great that you ask the guests to articulate what specifically they will do to change their situation. It's so easy for people to just say "I'm going to change" or "I'm going to increase my income" but taking that extra step to ask "but how specifically?" really forces them to come up with a plan on the spot, even if they may not fully buy into it. You can tell when people really want to change versus people who just want the conversation to move on at that point.

[@penitent2401]

Man, this man is a spoilt baby, he has been coasting on this friends throwing him silver spoons his whole adult life. 3% interest on car loan, $8-10k a month job that only requires less than 15 hours a week work on little education and qualifications until the business went sour. I wish I have friends like that.

[@RunInATrain]

Caleb, I am a tax accountant and I love your show. You deal with so many things I try to help clients with!! As a note, 1099 NEC’s are not a legal way to pay employees and a large portion of this countries small businesses are either mistakenly paying their employees this wage or are lazy and don’t want to pay the extra money needed to legally pay the correct wage. Paying this type of “wage” to an employee turns them into a small business owner and subjugates them to self employment taxes that they should not be paying. This is a large problem that I believe the majority of this country is unaware of. Thankfully this individual seems as if he works for MULTIPLE institutions which makes this a reasonable way to pay him. Nonetheless I’m always on the lookout to identify this difference for clients.

[@chandratraxler6144]

Thanks for mentioning this because I was also wondering. I worked a side job over the summer and they gave me a 1099 NEC and this years taxes have been a disaster because of it.

[@flonkas]

Tell this to Doordash, amazon, etc

[@katphifer3172]

I also have a big feeling he is writing off everything, not just the business use %, based on what he was saying

[@joelwillems4081]

@@flonkas It's obviously a legal way to pay people as long as you don't give them employee status in any other way. Especially this way since the guy says he turns down assignments that might have him work more than 15 hours per week. He is clearly the definition of a contract worker.

[@jeremyroman8067]

@@flonkas If Door dash/ Amazon/ ETC doesnt set the hours the person can work , they can be considered a contractor ( of course this is just one requirement) www.irs.gov/businesses/small-businesses-self-employed/independent-contractor-self-employed-or-employee

[@ingetout]

“Gym Bro” is being pretty generous. If you train for 6 hours a day, you should be a high level professional competitor which he obviously isn’t.

[@Ryan_DeWitt]

Frankly, he doesn't even look like he's ever stepped in a gym in his life.

[@chugughchctr]

The biggest dude I've ever seen in the gym took about 45 minutes to workout. He came in and would only take like 15 second breaks and just not stop once he started.

[@Sadreath]

I mean you can't really judge by the look in clothes alone. Look up Vladimir Shmondenko he regularly trolls people in the GYM because in clothes he doesn't look all that insane@@Ryan_DeWitt

[@angiez1342]

Ikr? He looks like a DYEL 😮‍💨

[@Augustin54]

@@Ryan_DeWitthe’s a jiu jitsu nerd not a bodybuilder 😂

[@shanefratt]

Disgusting. No parent should let their student athletes anywhere near that facility. Wrestled for 8 years and not once did I catch anything... We bleached the mats before and after, showered, and used a foaming protective barrier product that you could apply to your entire body every single day. He is definitely the smelly dude you would hate to get paired up with at a tournament.

[@deoxycodone]

My man said a Honda will go for 150k miles but a Tesla will go for 300😂😂 that sums up Caleb’s car knowledge right there

[@RobertSorenson4991]

At least he doesn’t claim to be a car guy. He basically just said he appreciated the simple marketing strategy of Tesla.

[@JJ-zr6fu]

@RobertSorenson4991 yep Tesla just gets away with lying to people like Caleb.

[@kunya16]

My Honda is 24 years old and at 385k miles. Hondas are known for going forever.

[@towIie]

Just because your mom told you Hondas are reliable doesn’t mean it’s true kid 💀

[@RobertSorenson4991]

They should do a Vlog of Caleb going to a car lot.

[@jcbuckeye]

I am 41 almost 42 i work 45 to 55 hours a week. I am a widowed father of 2 kids one 9 one 14. I run every day and I lift every day or at least 6 days a week on the lifting. I am in far better shape than he is in. So nobody can tell me you can't work full time and do all the crap he wants to do.

[@soloEdgar]

I think this was a very good episode Caleb up’d his interview skills breaking down things reframing questions/statements pausing and collecting himself really challenging the guest in an effective and productive way; BRAVO

[@Loocy222]

Any good gym wouldn't let him in there talkin about "breaking arms and choking people out." rolling/training isn't hurting people. It's training. Look out for him training across from y'all down in Texas.

[@mindyvaughan9638]

Some jobs definitely feel like they drain your soul from your body. Exhausted every day, and too tired to do anything on your days off. We’ve all jobs like that. That’s what inspired me to start my own business. I work more now than I ever have, but I love it.

[@alana3993]

Same! I used to work in an automotive parts factory and with the 40h week, I was so drained that I was just working or sleeping. Now I work for myself and now I do more mild physical activity - getting healthier as I do.

[@LWGrounds]

This budget pie with the income and over budget totals is amazing. It's so easy to read and understand! THANK YOU!

[@carlariggs525]

I had some empathy and compassion for this child until he said he didn't want to work more than 15 hours a week. I worked 50+ hours per week at his age and lived like a miser. My fun consisted of free events and going out to eat/party was reserved for my birthday and around /christmas. But my car was paid for, I had a few dollars in the bank, and no debt.

[@Jmg5594]

Saaaaaaame

[@kugelblitz1557]

About where I wanna be. Maybe have a few dollars to take a girl on a date (walk in the park kinda thing but gas money to pick her up, maybe enough for ice cream after or something) and get her little gifts once in a while. Like the time for my ex I bought two uno decks and made a custom card for each of us. Beyond that as long as I'm not in debt, I have $50-100 to add to savings every month and I can afford beans and rice, we're good.

[@Alex-nh7cl]

When I was his age I worked too much to go out much. Maybe a happy hour once a week with work friends? A cheap beer or two and split an app, it was like $10. Other than that it was work work work and gym.

[@firstlast8258]

Nothing is free

[@alastairross6028]

His gym needs shut down yesterday

[@brooklinmincone1929]

I'm just trying to figure out how to volunteer a family member to go on this show without hurting their feelings....😅

[@brooklinmincone1929]

@KushPeppers that's my fear!!! 😂😂

[@miffedcuttlefish6139]

She'll come around​@KushPeppers

[@natedostalik3538]

Send them an anonymous letter

[@shutout951]

Not possible

[@aashleyk78]

Literally same. I know a few family members who needs a good callout by Caleb 😂

[@ptm8576]

This guy had me in the first half, not going to lie. Was so hopeful until the 30 minute mark

[@MrGrimHD1123]

What made you hopeful tho? They show in the beginning a clip where he says he doesn't want to work over 15 hours lol

[@alwade24]

Editor, I'm a big fan of the budget graph/chart. I would maybe use some more noticeably different colors, but other than that, big fan of it!

[@bryansmethers8936]

I like working short hours, short weeks (15) wow, my jaw dropped, I thought he said it wrong, 15 hours a week LoL, this mess is COMPLETELY self-imposed

[@truckingwithtobee]

Exactly! I work 15 hours in one freaking day!

[@fatcat22able]

Where were you when “gym bro” was changed to “roid rage dummy” 😂 Edit: OH and now it’s “stupidest guy I’ve ever met” AND they photoshopped his face to look like Quasimodo lmaoo you can’t make this up

[@teeeteee000]

I thought so?!!! I'm glad you confirmed this, I thought I was seeing things or watching the wrong episode.

[@fatcat22able]

Now it’s “stupidest guy I ever met” lmao

[@teeeteee000]

​@@fatcat22able😂😂😂😂😂 OK! Now they're screwing with us!

[@josephbrown9685]

Caleb and his staff will change titles sometimes. I recall it happening on another video. Not sure what that’s about.

[@fatcat22able]

@josephbrown9685 Pretty sure it’s for algorithm chasing. I don’t blame them, but it’s pretty funny when you see it happening in real time.

[@timothywhite8130]

While i get the title is for the clicks, but that crypto/astrology dude was by far the dumbest guy you have tried to help

[@lauraweiss7875]

Happy to share a Valentines Birthday with you, Caleb. I’m in Vegas, spending money I pre-budgeted for this trip to celebrate my 61st. No CC debt for this ol’ lady!

[@firstlast8258]

Viva lost wages

[@1232Carter]

I feel like Caleb should calculate how bad their financial position will get if they don't change any habits. Seeing that this "small" debt will lead to 50-100k in debt with no retirement by the time they're 50 shows how they aren't actually surviving

[@alexpietsch7997]

Ghost of Audits Future?

[@alwaysemilia]

Oooo love that idea. Definitely think it would wake up a couple people

[@firstlast8258]

Change is the only constant

[@lynnzuidema4027]

I watched reruns of a show out of Canada on You Tube where the host would actually show the client what there financial situation would be like at retirement if they didn't change anything and it really helped a lot of people wake up

[@Liloldliz]

​@@firstlast8258financial audit special guest, octavia butler

[@nicksmith8166]

At this point I’m fully convinced that most people are broke because of eating out and Uber Eats, DoorDash, etc. I know absolutely nobody other than my wife and I who actually grocery shop and cook.

[@meli_g12]

This guy needs to grow up. I literally worked 60 hours a week until I was 35 weeks pregnant because that's what I had to do to no go into debt getting everything for baby and during maternity leave. It's called being an adult just like Caleb says

[@XFizzlepop-Berrytwist]

Damn, you are amazing. 60 hours a week for several years is honestly a lot. I know there are people like you who do it everyday, but I hope you are able to enjoy life a little, and can take care of your health.

[@crumbopulis]

I hope you've found other ways to make money and hopefully take that hour load off. I know putting in the grind is seen as honorable in America, but it is not really the best for your health.

[@Frire4]

@@crumbopulis you know in europe you would actually have gotten paid leave for that.....just because you have low standards for yourself and false consciousness about late stage capitalism doesn't mean everyone else has to

[@crumbopulis]

@@Frire4 in Europe I’d also have to deal with European overcrowding, European people, Europe in general.. Take your murica hate to someone that wants to hear it. I’m still living in the best country in the world as far as I’m concerned.

[@runescapefr4ak]

@@crumbopulisanericans when they find out theyre being abused and ugly

[@MyLifefunthingss]

Gym cope is a hard one to kick, took me like 6 months of just obliterating my back to realize I was in an unhealthy addiction and avoiding real life. Almost as bad as drugs, just “good for you” . Good luck man

[@AceRanger20]

It’s not just an unhealthy addiction, it can sometimes be classified professionally as self harm based on why you do it and how you do it

[@DevHazy]

Lolllll sounds like you have zero technique. Pick a sport that won’t hurt you 😂😂

[@crumbopulis]

We found one in the thralls of it@@DevHazy

[@Steven_H001]

Made 10k a month before and then partied away 9k of it every month... That hurt my soul

[@ashleyw3326]

People saying “he seems chill” when he literally admits to wanting to choke people and break their limbs is wild. Idk this guy and maybe he’s completely fine, but that feels like such a bonkers thing to say.

[@TherapyGel]

He's exactly the wrong type of person to be practicing a martial art. Being a capable fighter is as much about restraint as it is about skill, if not moreso.

[@ColeDockter]

Lol yall gotta try BJJ...

[@gucciadjective7745]

​@@ColeDockter I've trained for years. Never heard anyone say "I wanted to do bjj to break limbs"

[@CapitanBluebeard]

The speed at which I would have got up from the table when he said he had an active Staph infection. 💀

[@moldybathtoys]

The gym he's training at needs some serious disinfecting. No way that staph infections should be a normal thing.

[@theblueknight8866]

Love that the graph shows the overdraft now and the dollar amount over. Great update.

[@skoolieinspo487]

What I’ve learned: *don’t* go on this show if you’re a nervous laugher.