In the 1990s I sold pensions on the strength that the tax free lump sum would pay off most if not all of the mortgage and leave the investor with a pension for life. Most were over a 40 year term plus, I was not alone.
@CharlesArthur-fq5sx20 күн бұрын
The approach of selling pensions with the promise that a tax-free lump sum would pay off mortgages and provide a lifelong pension was common in the 1990s. However, many factors can affect the outcome, including changes in the housing market and interest rates. It's crucial for investors to seek personalized advice and consider diversified financial strategies to ensure long-term financial stability.
@williamDonaldson43220 күн бұрын
it's vital for investors to seek personalized advice and adopt diversified financial strategies. Working with a knowledgeable financial advisor is crucial for achieving long-term financial stability and freedom
@foreverlaura-fq4eu20 күн бұрын
@@williamDonaldson432 I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
@foreverlaura-fq4eu20 күн бұрын
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
@williamDonaldson43220 күн бұрын
I've experimented with a few over the past years, but I've stuck with Annette Marie Holt for about three years now, and her performance has been consistently impressive. She's quite known in her field, look her up.
@phillipwatson99062 ай бұрын
Stop wasting £8million a day on illegal immigrants we owe them nothing but we owe pensioners everything
@keithmacfarlane59072 ай бұрын
Figures just released.....15 Million/day !!!!!!!😧😡
@gordonwilkinson43892 ай бұрын
Absolutely totally agree
@robertsmith98102 ай бұрын
@@keithmacfarlane5907 we all need to thank our esteemed new prime minister two tier for spending vast amounts of our money keeping illegal migrants safe and comfortable ,thank you Kier
@kevlahead72782 ай бұрын
I think Sir Kneel of Davos(Charles Martel in reverse!) has is contracted himself to secure a tax free pension!
@grahamrandle64582 ай бұрын
Well said
@rosesevers51812 ай бұрын
It just gets worse almost by the day ! These are evil people !
@maxhobby17012 ай бұрын
Rose who regrets putting them there now ?? Disgraceful
@rosesevers51812 ай бұрын
@@maxhobby1701 thankfully my conscience is clear
@richardtams5642 ай бұрын
Every aspect of life is getting worse in this country and probably Europe.
@Brookspirit2 ай бұрын
@@richardtams564 It's not an accident.
@philipsalmon21922 ай бұрын
Also we encourage the warrior countries like USA who try to mind everybody else’s business.
@kathjebson26582 ай бұрын
Get rid of this Labour government, the People have had enough already. The prime minister is a con artist and a liar.
@thomasgates31852 ай бұрын
and replace them with ?
@patruddick2 ай бұрын
we need all local labour councils OUT . VOTE REFORM IN ,
@annewalden3795Ай бұрын
Kath please explain what led you to believe that Keir Starmer is not an honest man. Did you accuse Boris Johnson of the same crimes or just stay silent and if so why ?
@annewalden3795Ай бұрын
@@patruddickYou think Reform is the answer but you will soon find that Nigel and his crew are worse .
@Yesser-Thistle73Ай бұрын
@@thomasgates3185 Whoever gets in.
@TheNorfolkman2 ай бұрын
We have paid NI for all of our working lives to keep people like this MP living in comfort. We deserve our full pensions and more.
@handyandy60502 ай бұрын
LEAVE OUR PENSIONS ALONE! BAD ENOUGH WHEN CEOs ALLEGEDLY STEAL FROM PRIVATE PENSIONS!
@markbartholomew13962 ай бұрын
Have not the old age pensioners paid enough taxes over their lives. Disgusting. Does this party hate old age pensioners, or are they a 'real easy target?. Get a life!!.
@jeaniekelly68032 ай бұрын
Labour ? a demonic reprobate mindset ...
@gebirg12 ай бұрын
They reckon all pensioners are Tory voters anyway so it's alright to take as much as possible from them.
@JulieMaurice-h3l2 ай бұрын
They don't think we can rebel. They have picked on people that they think won't fight back. Withold Council Tax payments then they will learn we can and will fight back in the most poignant way possible, with money!
@JulieMaurice-h3l2 ай бұрын
@@gebirg1it's a pity they aren't or we wouldn't be hearing ideas like this.
@barbararobertson23072 ай бұрын
Government are more interested in paying for illegals , giving them hotels to live in , free board and food. So tax paying British will suffer.
@jameswyatt10642 ай бұрын
We've already paid our N I.THRIUGH OUR LIVES
@happymonkey70682 ай бұрын
Do you think these parasites care. They want us dead, our money, our homes. Got to pay for the other parasites coming from other countries.
@tonysheerness24272 ай бұрын
And built the country
@mikecartlidge53552 ай бұрын
Yes I have paid 50 years worth of NI contributions and being lucky I have always had good health so used next to none of my payments. What this idea means is pensioners would be paying health care for illegals who have paid bugger all in to any UK systems!!!!!!!!!!!!
@tonysheerness24272 ай бұрын
@@mikecartlidge5355 Illegals have broken us our debts keep rising and there is no end in sight. We should of made a stand decades ago.
@johnnyhollis99772 ай бұрын
There has always been an argument on this. National Insurance contributions are deducted from a gross salary or income before PAYE deductions are calculated so arguably it has not been taxed along with peoples net income. A bit iffy really but that is why up until now anyway State Pensions are always included as part of peoples gross annual income. They can squeeze a bit more out of us using that formula! 🙄
@carouselcoinleisure41412 ай бұрын
What a nightmare government, they really don’t like pensioners do they. I get 820/month for working all my life in this dump of a country and I get nothing now. I feel like leaving and coming back on a rubber boat and claiming asylum, I’ll get free 4 star hotel, free food, free phone. I’m ashamed to be English.
@thomasgates31852 ай бұрын
you get nothing now, so they have taken £820 a month off you.
@philippayne49512 ай бұрын
They seem to think we are taking money, while others are working now, and giving nothing back. This old cow, does not seem to understand we done our work years ago, and paid into the system, and helped bring up young people, now it their turn to pay into the system. They get their pension when the retire.
@philippayne49512 ай бұрын
@@thomasgates3185 I'm interested how have they taken your £820 a month away. Tell me.
@lynnmace71712 ай бұрын
@@thomasgates3185 this person doesn't mean all the pension has gone, Mr Sarcastic!!!!! Like this person, I've done the same, except time off when having 3 children even then working evening cleaning jobs while hubby had the children...... This person meant, no winter fuel payment, can't get pension credit, nothing!!!!! By the way, I'm 71 now, widowed at 49yrs,hubby was 51yrs, I had widows benefit for 1YEAR only, so I haven't even got that!!!!!!! I'll tell you it's bloody hard financially. Excuse my expression I'd get out of this shit hole of a country if I could. Speak a foreign language you can get whatever you want., without having put years into the system..... Now under this friggin lot we've got even less...... Thanks a bloody lot, SO CALLED LABOUR FOR THE WORKING MAN / WOMAN😡😡😡😡😡😡
@stephenpowers97482 ай бұрын
This woman is a total disgrace, the sooner someone gets her out the better
@Yesser-Thistle73Ай бұрын
Get all of them out!
@jackormrod9128Ай бұрын
Correct
@daverobinson-tq4yk2 ай бұрын
£300/Month - Rent to live in flat, £200/month - Electric £60 a month,What are you going to leave me to live on??????? You thieves!!!!!!
@jediknight23502 ай бұрын
300 a month that was 40 years ago most rents are over 1k a month were you been?
@maxthelab84572 ай бұрын
They don't want you to live at all.....................they would love next winter to be really harsh.
@Starmerispureevil2 ай бұрын
Labour would love it if all those Conservative and Brexit voting pensioners just snuffed it. I actually feel that their policies are aiming to kill off the old.
@Jonny_The_Organism2 ай бұрын
@@maxthelab8457you been watching the naughts and crosses in the skies....good on ya!
@loisrhodes26612 ай бұрын
@@Starmerispureevilbut not by assisted dying
@no-oneinparticular72642 ай бұрын
I am so angry, and i don't want to feel like this. 46 years of paying N.I , and now lost my winter heating because i get 46p over pension credit threshold. I am speechless for any other comments.
@nickcastings15682 ай бұрын
And with all these benefits people who were on a lower pension than you will be quids over what you are getting, this is so unfair, but seems that is what Labour are planning, dividing the people for some reason.
@johnmyers84932 ай бұрын
Do you really believe what these crud-heeds are saying ? After a month ? The signs that there's no education in this country are there 2 see 4 those working class gammon said as the worst Tory government that's ever shaded the as the winners of the worst government britains ever had should tell you or even give ya a clue that sir highly priced private educated idiots could run a country in2 the bowels of the earth as quickly as they have with no Ansa's whatsoever ? 2 fingers 2 those torys that stink the commons out and every county council especially labour that they've been happy 2bankrupt through huge cuts in funding 2 obviously cripple them !
@bobrail7332 ай бұрын
While ILLEGAL IMMIGRANTS LIVE in LUXURY everything free even an allowance of money NEVER contributed a penny to this COUNTRY and hundreds still ARRIVING EVERY DAY 🐷💩🐷💩
@JohnnyHague2 ай бұрын
Sorry to hear this. This is exactly the problem with means testing. There is a cut-off point, beyond which there is so much to lose, and a situation where non eligibility means being worse-off. I suggest you contact your MP and make sure that Reeves is confronted with your situation.
@craigrothwell61442 ай бұрын
Having a warning that we are going to get old and to prepare would help, Say 50 years.
@gailrichardson5622 ай бұрын
We've been paying NI all our lives, penalise the non working people for a change and make them work
@grudland2 ай бұрын
Agree
@naemer_dazeaff2 ай бұрын
Devide and conquer. And it's worked on you by the sounds of it.
@straightouttacornwall2 ай бұрын
@@naemer_dazeaff What are people supposed to say when they are having their pensions stolen?
@dulciemidwinter19252 ай бұрын
@naemer_dazeaff You are obviously not a pensioner then living on a state pension.
@FunnyBunny-pd5xx2 ай бұрын
@@naemer_dazeaff I do not understand your comment. Within society, of course, those who have worked, now retired, known as Pensioners are already differentiated compared with those who are still working. National Insurance Contributions The amount paid during ones working life determines the amount you receive in The State Pension Benefit. It is not a flat amount. Clearly you do not understand how The State Pension Benefit Payment System works. The more years one works, especially full time,
@TController2 ай бұрын
WE HAVE ALREADY PAID. USE OVERSEA’S FOREIGN AID TO TOP UP THE SOCIAL CARE FUND. STOP PAYING THE UPKEEP OF ILLEGAL IMMIGRANTS!
@invictus95782 ай бұрын
Divert all the money spent on illegal immigrants to pensioners and we will be able to pay for our own care
@johnsmart26162 ай бұрын
We paid our dues ,
@annenunney99072 ай бұрын
Quite right
@jeanlockley29112 ай бұрын
Rachel Reeves!when asked by Richard Tice, about the winter fuel allowance,treated it as one big joke!she's an absolute disgrace!laughing at people's misfortunes!typical lefty!no compassion or empathy whatsoever!except towards a certain demographic!
@Alan_AB2 ай бұрын
If we weren't financing immigrants who have never paid a penny into our Health and Social Service packages there would be enough money to go around. We've been paying into it all of our working lives.
@indrasharma10752 ай бұрын
These people come here and are given housing , free school meals, and all qualifying benefits. Why would they go to work when they are made so comfortable , tax-free money they are enjoying best life then the pensioners who have worked hard and paid their taxes . 😅 labour government is only in favour of the community who are funding them and are fulfilling their needs and wishes. All other communities are not relevant to them, and no protection 😒 sad to see the labour party's agenda 😅😅😅
@GeoffPope-y2z2 ай бұрын
What the f**k were we paying when working ??
@Secret_Squirrel_Scottishgamer2 ай бұрын
migrant benefits!
@Secret_Squirrel_Scottishgamer2 ай бұрын
by the way if you think im joking have a look at the chart for council social housing by ethnicity/nationality those in social housing receive benefits.. spoiler alert.. native UK brits are near the bottom of the graph and somalians are #1 ... yeee ha 👀👀
@davefish81072 ай бұрын
@@Secret_Squirrel_ScottishgamerMile end in East London built a large housing development just for Somalians about 25 years ago. Some of the houses had internal joining doors because some of the men had two families. All while the locals lived in crumbling flats . I am surprised that the people of England have taken so long to get angry
@BigBoaby-sg1yo2 ай бұрын
@@davefish8107. Mayor of London Muslim . Mayor of Birmingham Muslim . Mayor of Leeds Muslim . Mayor of Blackburn Muslim . Mayor of Sheffield Muslim . Mayor of Oxford Muslim . Mayor of Luton Muslim . Mayor of Oldham Muslim . Mayor of Rochdale Muslim .
@davefish81072 ай бұрын
@@BigBoaby-sg1yo so council housing for their mates then , doesn’t surprise me
@maryhandley92 ай бұрын
This is disgraceful we have already paid our national insurance throughout our working lives
@Lonsome12232 ай бұрын
Comrade Starmer doesn't like pensioners they never vote for him.OLD AND WISE.
@barbaraurquhart22762 ай бұрын
@@maryhandley9 yes but they want to kill us all of so that they ca keep the pensioners insurance money they paid all their life's
@barbaraurquhart22762 ай бұрын
@@maryhandley9 they want the pensioners to die of the cold or starvation so they can keep their pension money
@barbaraurquhart22762 ай бұрын
@@maryhandley9 I will try this answer again as it keeps getting wiped of its because the labour keir starmer and Rachel reeves want the pensioners to starve to death or freeze to death so they can keep the national insurance money
@barbaraurquhart22762 ай бұрын
@@maryhandley9 I have answered you four times but you tube keeps wiping of my answers about keir starmer and Rachel reeves so I don't know if ti's one will be left on if that keeps happening they are needing to close the sit down
@lindamorgan46042 ай бұрын
Outraged at this suggestion im 66 still working already paid tax and NI since 16 now we are expected to pay again, bloody govt make me sick!! I voted reform all the way!
@haze93742 ай бұрын
still working at 70. STOP giving money to China , kuala lumpur etc NOW.....
@majorpentatonic23102 ай бұрын
Labour are becoming the most hated government in British history in record time ☹️☹️☹️
@clivestraw19132 ай бұрын
Always have been hated😅
@richardmattison23822 ай бұрын
Very true, if they carry on like this it will be a one term government
@davidbailey45442 ай бұрын
I'm a 78 year old pensioner and I would Not Trust the Labour party for one second, I can't believe the people who voted for them. Starmer had one thing on his mind and that was to be the Primmister dam anybody else !!
@pkothari21782 ай бұрын
Starmer has just declared 29 million to protect the Mosques. No money for pensioners. We need the change of government.
@JulieMaurice-h3l2 ай бұрын
Hasn't given up his title has he? Considering he's so anti old established order. Hypocrite written all over him.
@peterjones73032 ай бұрын
@@owencrompton3713better to be a warm fool than a freezing fool
@Sara987-x2x2 ай бұрын
@@JulieMaurice-h3lhe earned it it wasn't hereditary
@RosèèMH2 ай бұрын
we need stammer out he’s a labour man in conservative clothes he’s more Tory than labour he’s the first labour man to strip the pensioner’s of there winter fuel and more in the pipe line why not come in and take some off the rich and get some money back off Michelle mom and all them that made a fortune out of the coronavirus he’s the first one ever to start with the poor he won’t last long ❤️🇬🇧
@cliff19582 ай бұрын
Anything else labour can steal from the pensioners oh yeah they missed taking the fillings from the pensioners who are dying from hyperthermia. Bless em
@Starmerispureevil2 ай бұрын
Inheritance tax up so they can steal even after death.
@RobAddie2 ай бұрын
Cliff, don't give them ideas.👍
@sidsod16162 ай бұрын
To fund social care? they mean immigrants.
@marley23192 ай бұрын
They’ll be coming for their bus pass next.
@barbaradavies40612 ай бұрын
Hate to say this, but that has already been put in the pipeline. Bus passes are to stop and we must pay a lower fare ?? Many people rely on bus pass to go and see family and friends , or to attend medical appointments . I can see many passing through missed appointments or depression, loneliness and neglect. Thanks lie bor. @@marley2319
@billienomates16062 ай бұрын
Is Labour actively fuelling the flames of discontent here in the U.K.?
@kevinthompson8202 ай бұрын
Make the unemployed pay NI. They don’t pay for anything else!!!
@SharonDelaneyosenАй бұрын
Thank you Kevin for saying what I've already said.
@mandyanderson19702 ай бұрын
Already paid thanks very much. Started working aged 16 and retired at 65. That's enough years
@RomaCharly2 ай бұрын
I started working at 14 & retired at 66 after being robbed of my pension WASPI
@wendynicholls62312 ай бұрын
Same here 👍
@caroleforshaw62872 ай бұрын
Yep me too
@julieknights12382 ай бұрын
Yes, me as well.
@philippayne49512 ай бұрын
I started work at 15 years of age. And retired at 65 years of age.
@mmmh64062 ай бұрын
I have paid national insurance all my working life, am I to pay it again? Absolutely disgusting.
@davidsivills35992 ай бұрын
We must get Labour out.
@Yesser-Thistle73Ай бұрын
@@davidsivills3599 As quickly as possible!
@bowjana81282 ай бұрын
This country is just horrendous
@pam7322 ай бұрын
Not the country, just successive useless anti British governments.
@colineastwood700525 күн бұрын
Yes in 5 years time it’s gonna be even more of a shit hole than it is now!
@teresathompson11142 ай бұрын
I paid NI from the age of 15 , due to retire at 60,I was forced to work till 63,the government stole 3 years state pension from myself and millions of women ,USE THAT .
@IanPigottАй бұрын
Stole 6 years from my wife.
@janeday91482 ай бұрын
It is discrimination against groups of people seen as vulnerable Families & Pensioners who have no union to defend them ,the Labour Party has shown their true colours, it's disgraceful
@SloopyDog2 ай бұрын
I only have a basic state pension. I can not claim any extras as I was silly enough to save when I was working. If I had been work-shy and hadn't worked I could have claimed every benefit known to man and had my rent and rates paid by the council. We are already taxed on our state pension and if we have now to pay for social care. I will not be able to manage. The government is wasting billions on housing migrants and paying for their keep and the British people are forgotten, yet it is the British people who will pay for their keep. I do not agree with the violence used in the riots, however, this is the only thing our government fears, they are not interested in peaceful demonstrations and it may take violence to get the people's message across. I love my country and I am sickened by what successive governments have done to destroy it.
@johnwilliam19452 ай бұрын
well said
@Trentyist2 ай бұрын
Totally agree with all you say. Bless you, stay safe and keep well.
@lynnmace71712 ай бұрын
In absolute agreement with you. We'd have been better off being scroungers but you sound like me,a good work and moral ethic
@heatherthompson36702 ай бұрын
I’m the same. Watch to see if we have to pay for health care and prescriptions too. It’s a worldwide plan to put everyone on benefits. Ie total control.
@lynnmace71712 ай бұрын
@@heatherthompson3670 I'd be royalty screwed then, I have to take 10 tablets a day!!!!! And top up with more pain killers if needed. Imagine how much that would cost me??? Bet your bottom dollar theyre already thinking of it 😳😳😳😳
@susanbulmer69972 ай бұрын
No way penshioners have paid for yrs ask immigrants to pay instead
@sidsod16162 ай бұрын
It's for their 4star social care .
@mikecartlidge53552 ай бұрын
Re phrase that to illegal immigrants, here's a for instance.......my wife is from a none EU country, she has worked here full time for 17 years paying full stamp and paying her tax so she has paid for her health care....NO! as far as visa's go part of the fee is now IHS .....immigrant health surrcharge and this is for all visa applications for people from none EU countries. I agree with this if the person is not paying into our system, but for those who are it's yet another rip off. The fee was fifteen hundred pounds extra on a visa fee, I believe it has just gone up. THIS IS WHAT HAPPENS WHEN DECENT PEOPLE ENTER THE UK LEGALLY, YOU GET YOUR PANTS PULLED DOWN.........
@johnnyhollis99772 ай бұрын
Liebour really are going into self destruct mode! Pensioners have probably paid direct taxation on earnings for over 40 years, leave us alone so that we can at least receive a reasonable funeral.
@pureplay70712 ай бұрын
Liebour makes you sound 10 🤣🤣
@christinehill86112 ай бұрын
Then you will tax us when we are dead! Probate!
@sidsod16162 ай бұрын
You will probably pay increased vat on that.
@LeslieDiablerets2 ай бұрын
@@pureplay7071 Lying is Labour's default mode.
@johnnyhollis99772 ай бұрын
@@pureplay7071 That's all this clown government have done since they have taken power, told us lies. In a month their perceived popularity has dropped through the floor which is pretty good going for a new government.
@stix2you12 ай бұрын
Pensioners, the easy target. Shame on the Labour party, Starmer and Reeves.
@kevincapes42662 ай бұрын
People were warned throughout the election campaign that Labour would do things like this but it seems it fell on deaf ears
@paulfillingham29582 ай бұрын
We’ve paid NI for years to get our pension. This is an evil proposal by Labour who don’t give a damn about pensioners. They are rotten to the core.
@johnmyers84932 ай бұрын
@paulfillingham2958 the tories are causes 4 all of this ? You need 2 read about sho gavd what also who's taken it all away? Rotten 2 the core then ? Loaf o dhite dee dome homework and you'll be like a hell of a lot more that utter cold tripe with no substance its those ghat do not follow anything whatsoever in the knowledge dept ? Labour gave tories took the lot away of that there's nee conflict but the torys will give ya a Xmas card 4 being so numb ? If ya can read try 2 state what's correct the torys sold the working classes down the river they even increased the electric water and gas petrol diesel and crashed the economy twice in their last 14+years was they who sold the utilities off the lists endless please don't be offended you're not alone when the ignorance of the council house tories wrecks their eyesight and ability 2 listen bcos stupidity and pig-headedness rules ? I'm a labour member I voted starmer 4 leader I'm also admitting I understand why some are angry about him ? Like me own granda said there's ganna be faults on the side of labour ! But they're still miles better than the torys that will give ya sfa ? Good luck as well?????
@European-c2w2 ай бұрын
First it scraped the OAP's winter fuel subsidy. Then the NI contributions is proposed. Perhaps Kier will cut the pension . I am dreading the day l become a OAP.
@philippayne49512 ай бұрын
They try that, and they will have bloody trouble.
@StooFras-TheFiresofHell.2 ай бұрын
If this inept government is short of funds I suggest you stop using the taxpayers money to fund these immigrants,putting them up in hotels and guest houses,feeding them,generally looking after them at our expense,totally wrong.😠
@michaelgoode95552 ай бұрын
I suggest you stop being racist.
@indrasharma10752 ай бұрын
💯 agree 👍 these people are never going to work or pay any taxes back They will be living on benefits all their lives together with their children. Demanding more and more 😅
@peterstead75102 ай бұрын
must cost a fortune in toilet paper so the government can wipe their arses for them
@jenniferobrien83402 ай бұрын
💯% AGREE. Once again the wealthy robbing from the poor. I am totally ashamed that I voted for this shower of 💩. I am 74, work 6 days a month to help with my bills. Pay tax on my wages and on my small private pension. I'm not alone in this. Lost my winter fuel allowance. Now they want to make us pay NI which I have paid since I started work back in 1967 until I retired in 2010. Bunch of bloody money grabbing thieves. They're all ok though with their large financial income PLUS the £3600 winter fuel allowance. Bring back Guy Fawkes and Robin Hood. This shower of 💩 are an absolute disgrace. Better off getting to France, getting in a dinghy, crossing the channel to be welcomed here with open arms, a nice cosy warm hotel with 3 meals a day and benefits on top. Well to say I'm pissed off is the understatement of the year.
@SaxJockey2 ай бұрын
Plus millions/billions on free legal aid. Read recently that the insane costs for accommodation is largely paid to a few companies that manage all the bookings; the hotels only receive a small portion. So it's a huge 'industry', all funded by the tax payer 😳.
@vhagues2 ай бұрын
What a dirty trick, those Labour government should get a reality check!
@mikecartlidge53552 ай бұрын
THANK YOU LABOUR VOTERS!
@gsxrinfrance58272 ай бұрын
Their getting a reality check this week....chaos.... utterly useless Government, both labour and Tory.
@eddiejones.redvees2 ай бұрын
My farther who fort in Burma uses to call the politicians all al capone’s
@THEFORBIDDENMAN-lk7of2 ай бұрын
THEY JUST DO WHAT THEY HAVE ALWAYS DONE MUG YOU
@GregPepe-g1i2 ай бұрын
Haven't pensioners already paid enough National insurance when they worked ! some of them for 40 or 50 + years while they were young enough & fit enough fit enough to work. They have already already paid it & they have been taxed for all their working lives so that when they are unable to or cannot work anymore or they have to retire they have made enough contributions already for their retirements. Those that are lucky enough to live a few more years. Most people will never get back what they have already paid IN !!. Maybe if the government spent more wisely. Stopped wasting money
@elaineathwal12772 ай бұрын
We've already paid our N.I all our lives !!! It's a disgrace!!!
@pw6012 ай бұрын
"Social Care" you basically don't get any unless you're on benefits. The rich are unaffected. Those in the middle get screwed over, losing their houses to pay for care.
@caerleon872 ай бұрын
You are talking COMPLETE and total BOLLOCKS, Everyone has to pay for social care, makes no difference how rich they are. How the fuck do you would out the "rich" are unaffected??? They have to pay the entire cost. You simply do not have a clue...
@jjefferyworboys81382 ай бұрын
If paying NI, means that social care is provided free of charge for as long as needed, irrespective of income or assets, then that's a trade off I could live with.
@chrissellings2 ай бұрын
@@jjefferyworboys8138 social care for whom? Probably the new arrivals who will need everything and won't contribute to the system for years Reeves has not been specific that the social care she's talking about is for pensioners themselves
@caerleon872 ай бұрын
@@jjefferyworboys8138 Absolutely agree 100%
@caerleon872 ай бұрын
@@chrissellings "Social care" is not "benefits" as you seem to think. It is stuff like home care for disabled people and care homes for old people.. So, if they managed to come here in a rubber boat, they will not get any "social care"
@chrisbeard17502 ай бұрын
Unbelievable. First the winter fuel payment, now this, on top of fiscal drag already taking tax from our pensions. Labour at its meanest.
@WayneMorgan-u9p2 ай бұрын
Council tax reband and scraping of free bus pass to come as well as ending free prescription s in Wales. Lots coming down the pipe come Oct 30th. Then you have road tax, fuel duty and private pensions. They have a raft of tax opportunities and wont be able to resist them. They need your money and they are going to take it.
@LeslieDiablerets2 ай бұрын
All right for them, they have gold plated pensions which will be adjusted to cater for their NI.
@mikecartlidge53552 ай бұрын
Labour want us to pay extra NI to fund illegal's health care!
@craigrothwell61442 ай бұрын
@@LeslieDiablerets Good career choices.
@michaelgoode95552 ай бұрын
Fiscal drag is a Tory policy, not Labour.
@kevinmcelhone79052 ай бұрын
The pensioners who voted Labour have done a lot of damage.
@johnmyers84932 ай бұрын
The pensioners naa mare than you by those light years in the sky ! That not sky tele either ! Been on a 15year holiday have ya ??????
@christinehill86112 ай бұрын
I didn’t,
@ShellyCassie2 ай бұрын
@@johnmyers8493 I have no clue what you said?
@ginskimpivot7532 ай бұрын
_'The pensioners who voted Labour have done a lot of damage.'_ Fundamentally incorrect - it's actually down to anyone who voted Labour when Starmer and his circus hadn't outlined a single major policy that would better what had been in place before. They also repeatedly lied to the electorate about tax hikes. Tory fatigue and Johnson's repeated gaffs did a lot of damage at just the wrong time, but personally I have never voted Labour. An effective opposition doesn't suddenly find any massive _'black hole'_ or hidden surprises. Not with the IFS, OBR and Treasury making regular reports and being entirely approachable with FOI requests and cross-party committee scrutiny. The lack of any policy detail prior to the election made clear they were always going pull a few strokes if they got in, and they suckered everyone who voted for them. These people are not Socialists - they're much closer to the upper echelons of leadership in China.
@zog97xy2 ай бұрын
@@SybilJohnson-k3p He is scotch you berk.
@christinebryant87092 ай бұрын
I’ve already paid 48 years NI. I receive my state pension and an extremely small private pension. Still working at 69 to make ends meet! I’m taxed to high heaven.
@lesleyaspden98362 ай бұрын
I started work at 15 and I have paid ni up to retirement, what the he'll is going on. Before my husband retirement due to his health we where paying 80.00 month for his prescriptions he had to work to afford his treatment we were given no help haven't the older generation paid enough. give over giving millions of pounds to other countries when the British people have paid tax ni to support our services in this country who gives the government the right to give away millions of pounds that we pay tax and insurance for to other countries we should have a say in that decision because the money tax and insurance is NOT being used for what the British people pay in for to me it is misappropriation of funds, we are being mislead. Very dissalosioned.
@brianfarrugia81132 ай бұрын
What has she got,against pensioners 😡
@freya7pc2 ай бұрын
Reeves is married to Nicholas Joicey, a civil servant and Gordon Brown's former private secretary and speech writer closely involved in the 1997 tax raid on pensions. They have a joint income of about £300,000, plus living expenses paid for them, including a winter fuel payment for their second home. I hope they get their karma soon.
@stuartwilliams31642 ай бұрын
We did not vote for them and we did vote for Brexit!!!!!!!!!
@vhagues2 ай бұрын
Me too! 🤬
@jimward-lf1fo2 ай бұрын
The majority are British say no more. Got to find the money for immigrants that have contributed nothing
@willdeit60572 ай бұрын
They are relying on Pensioners being unable to protest about this abuse of power.
@bernardjones67302 ай бұрын
I worked for 50 years served 15 years in the military had good jobs and paid my taxes and NI I thought I had a contract with the government when I retired ,my pension would be paid to help me to live my remaining years without starving . How stupid of me , my electricity bill has doubled since last year , food has increased over 100% , my council tax has increased so it wipes out a week of my pension , water rates have gone up and now the government want to take a slice out of my pension to pay for their mismanagement . I can not afford to go through this winter without that fuel payment my savings are going down each month to cover my expenses , the council will have to pay to bury me I can not.
@Rob-v3q3q2 ай бұрын
How about stopping the bloody boats 🚤
@THEFORBIDDENMAN-lk7of2 ай бұрын
THEY WANT MORE VOTERS THATS WHY THEY DONT SINK THE BOATS OFF THE COAST OF FRANCE
@joshie19562 ай бұрын
I started work at 15 finished school on Friday and started work on Monday I finished work at age 65 , I went back to work when my baby was 6 weeks old. I have worked for 50 years solid paying tax and FULL national insurance I have paid my way and more so stuff that for a game of soldiers. 🤬🤬🤬
@barbaraurquhart22762 ай бұрын
@@joshie1956 so did I we ordinary workers didn't get the choice of private pensions then
@ranar10362 ай бұрын
The Tories dug a hole by not increasing the tax threshold. And they paid a catastrophic price. This government has jumped in that hole by removing the winter fuel payment, and now thinking of forcing the elderly to pay NIC! Keep digging Labour!
@martynsmith57942 ай бұрын
Why are we paying for all of the illegal immigrants and paying overseas payments to countries that have their own space programme etc etc? It’s about time we started looking back towards home….
@jeanetteeftekhar67622 ай бұрын
Labour is wasting millions already. Unfortunately it seems pensioners are the ones who have to suffer. Reeves needs to go.
@justanotherfaceinthecrowd2 ай бұрын
How much has all the damage caused over this last week cost by idiot rioters without a brain cell between them
@eamonnpotts50632 ай бұрын
And you need to explore the facts!
@indrasharma10752 ай бұрын
@@jeanetteeftekhar6762 start a petition against her !
@indrasharma10752 ай бұрын
@@jeanetteeftekhar6762 💯 agree 👍
@joancosway83172 ай бұрын
They all need to go
@seasider2652 ай бұрын
We already pay social care tax it’s on your council tax
@sidsod16162 ай бұрын
Not enough to keep our uninvited guests though.
@johnwilliam19452 ай бұрын
yes , a few pence over the pension rate and you loose out, no wonder my grandad said dont put your money in banks
@lyndahorgan33062 ай бұрын
To the young people in this country: they are taking from your grandparents.
@woolmer6082 ай бұрын
Pensioners don’t forget to give Sir Kier or any of his MPs a very warm welcome when they come to visit your town or city.Bless them !!!!
@robertsimpson49132 ай бұрын
Why are those pensioners on pension credit, who haven’t paid enough in, or indeed anything in, now getting more in benefits than those that have paid in all their lives? It beggars belief.
@patriciapalmer48732 ай бұрын
Come in on a boat if pension age you get full pension makes it a mockery 😢
@markblance84922 ай бұрын
It’s what Labour stand for. Give to those who have done sod all at the expense of those who have contributed all their lives.
@justanotherfaceinthecrowd2 ай бұрын
Crabs in a bucket
@Sara987-x2x2 ай бұрын
Agree that they as should have paid if they were able to work. Sadly a lot paid a married woman's stamp or didn't have family help with childcare
@SherylMottram2 ай бұрын
N0 0ne gets pension credit since new pension came in to force in 2016
@rigamortice2 ай бұрын
Are you sorry now that you voted labour
@johncarlo73952 ай бұрын
I didn't vote Labour, it sounds like you're sorry you did?
@aliciaazucena30572 ай бұрын
Am glad I didn't vote Labour 😂
@nigelhart38972 ай бұрын
None of these guys ever voted Labour. They've voted Tory forever, and all these pensioners have been content to watch the workers of today, especially young families having a fraction of what they had. Zero hour contracts, wages stagnating and our services on their knees, all supported by pensioners. Add in Brexit and the stripping away of the opportunities of the next generation, I have little sympathy for today's pensioners and I am one.
@curtin19552 ай бұрын
66% of voters did not vote labour 😡😡😡
@chrissellings2 ай бұрын
@@nigelhart3897 I remember sitting in the dark with rolling blackouts in the 70's I remember university being a privilege not a right I remember record unemployment in the early 80's and the farce of the Blair years stripping skills pay to minimum wage due to the NVQ and migrant workers from the EU I remember SERPS not being honoured by Blair & Brown And I remember my last hourly rate when I finished working being less than when I started working My grandkids can decide what gender they want to be Go to university where they want Not have to look after their grandparents or parents when they're old..... What opportunities are they missing? The opportunity to feel what it's like to work 80 hour weeks and get your arse r**Ed years later by another Labour government who did the same in the 90's Maybe they may only have three foreign holidays a year instead of five travelling by plane after buzzing to the airport in their electric cars and then tutting at me because I can't afford one and I still drive a petrol car even though through principle I've never stepped one foot on a plane in my life because of the pollution... Tell me what opportunities they are missing out on?
@FFSwild942 ай бұрын
Im sure Starmer still has his own pension law that is tax free AFTER £1M
@MLT2132 ай бұрын
He has, and it’s tax free! It’s disgusting that he can 100% protect his own pension, but doesn’t give a dam about uk pensioners. This government is the lowest of the low. When UK pensioners have to go into social care and sell their property & use savings to pay £4-5000/month for care.. will Sir Kia also whack them with capital gains tax on their property too when it’s sold? I am not a pensioner but it makes me so angry! This government has no respect for anyone but themselves.. it’s a cash grab!🤢🤮🤮🤬
@LeslieDiablerets2 ай бұрын
Yep, amazing how they could push through a law just for him.
@middj80672 ай бұрын
@@LeslieDiableretsi contacted my mp about sir Kiers pension no reply what a surprise NOT
@lizevans80432 ай бұрын
yes he made sure of that horrible man
@bcap53112 ай бұрын
A Dictator who hates the British people no wonder we are having protests!
@QueenieTheCat-o2j2 ай бұрын
These young people who refuse to work have never paid NI. So why should pensloners?
@elizabethmcintyre85292 ай бұрын
They've paid this all their lives let them have some peace in their later lives
@grahambooker83832 ай бұрын
Someone must cover the daily £15 million hotel bills for our 'guests', they won't be going cold this winter, neither will any MPs with an annual £3500 heating allowance.
@catherineramsay38922 ай бұрын
If MP's allowance stopped as well, I think they would have something to say.
@grahambooker83832 ай бұрын
@@catherineramsay3892 They certainly would. Can't have the average expenses claim of £157,000 per annum interrupted. That figure was from a few years ago, so probably more now.
@patriciapalmer48732 ай бұрын
@@catherineramsay3892time to STOP MPs getting heating allowance £3400 compared to £200 stop the boats invasion
@AnthulaCropper2 ай бұрын
They haven't got a clue how pensioners struggle and don't give a dam.@@grahambooker8383
@Barbarapape2 ай бұрын
Tony Blair once said it will only get better, not under Keir Starmer it won't. How are we supposed to live with another 8% deducted from our pensions ? Not all pensioners are well off.
@alanmorris18312 ай бұрын
Our current prime minister will be.
@peterwiles79532 ай бұрын
@@Barbarapape yes they’ve changed their theme tune from “” things can only get better” to “ Eve of destruction “
@loopi71262 ай бұрын
He is pulling starmer strings
@davidmchale58902 ай бұрын
What happened to the 45years of NI I have already paid?
@ritchyframpie21652 ай бұрын
Already spent on illegal war
@stanthesteelguitarman82282 ай бұрын
Most of the 45 years of N.I. that us older pensioners paid certainly has not gone to us! We are now around £50 per week worse off than those on the new pension, who only needed 35 years contributions to fully qualify. We have been screwed good and proper, haven't we David.
@THEFORBIDDENMAN-lk7of2 ай бұрын
THEY DONT CARE ABOUT THAT HOW DARE WE EVEN LIVE LONG ENOUGH TO COLLECT IN THE FIRST PLACE
@G.A.R.20022 ай бұрын
As far as I know. I've paid N I . ALL MY WORKING LIFE .WHICH IF I GOT THIS CORRECT. COVERS. MY PENSION .AND NATIONHEATH ... NOW YOU SAY. I. OR WE MAY HAVE TO START PAYING N I . AGAIN!!!!FOR SOCIAL CARE .. WELL FOR THE LAST10 YEARS APPROXIMATELY. I HAVE BEEN PAYING A SOCIAL CARE CHARGE ON MY COUNCIL TAX BILL .THIS YEAR IS £280... IT beggars belief that you can come at this country.... be given accommodation and pay absolutely nothing.. into the system. and get it all...FREE. OF CHARGE!!!!!!!??????? W. T. F. IS GOING ON. ??????
@jackoniel78642 ай бұрын
What’s disgusting is that MPs have an allowance of £3400 for fuel allowance THAT should be scrapped to start.
@yamyam39052 ай бұрын
I hope the pensioners that voted Labour are now proud of themselves 😊
@christinehill86112 ай бұрын
No way I voted for them ,
@maxhobby17012 ай бұрын
Deceived badly by labour
@nanab53532 ай бұрын
not many did i dont no one person who voted this lot in
@lem52882 ай бұрын
@@maxhobby1701At 72 No way was I ever going to vote Labour. Anyone who believed the hype Starmer and co. rolled out pre-election really need to take on board what they have done. The insincerity on the face of Starmer and the disdain on the face of Rayner was enough to tell me what we were in for under a Labour government. I have very little respect for any politician these days but this lot are bordering on evil.
@drstrangelove49982 ай бұрын
Should anyone who voted Labour be proud of themselves?
@Graham-hr5nl2 ай бұрын
Labour have never been for the people of this country, only for their own advancement. Much the same can be applied to ALL Politicians across the board. As an 82-year-old, I curse every one of them to hell. Already paid my dues all of my life.
@jarslanian2 ай бұрын
Agree! They are all opportunistic w......kers!
@macnottsuk2 ай бұрын
This is not the Labour Party that my Granddad, Farther and myself have voted for all our lives. This must be the real Nasty party! Trouble is if we kick em out at the next election the Tories will not restore pensions. Great time to be a Pensioner, work hard, pay your taxes and NI all your working live to be screwed over when you retire!!
@jimhamilton87752 ай бұрын
Let me guess, you voted for them again in July despite all the warnings not to.
@alanbush25242 ай бұрын
Tories would have given us triple lock plus! Labour will scrap that as well. What a horrid evil bunch they are.
@iantobanter95462 ай бұрын
Some of us rumbled that 20 years ago. Go Reform!
@forkinhell35452 ай бұрын
Where have you been the last thirty years? The Labour party ceased to be the Labour party in the early nineties.
@willdeit60572 ай бұрын
You should have voted Reform The Labour of today are tories in red. I hope you live long enough to regret your Labour vote.
@PPGtrikepilot2 ай бұрын
Haven’t we paid enough working from 15 until 66. This country is a bloody disgrace .
@oceanfloor2582 ай бұрын
I paid NIC's for 50 years, these people are making the tories look benevolent.
@Tailracehero2 ай бұрын
Haven't we been paying NI all of our working lives?
@MAXERNEST2 ай бұрын
yes we have since age 16 myself had 47 years paying in , i bet there are millions way over the 35 years which they term qualifying years.
@chrissellings2 ай бұрын
@@MAXERNEST I paid equivalent of 63 years when I paid extra in SERPS Royal shafted now
@JillLawton-zt8me2 ай бұрын
@@MAXERNESTI was 15. Don’t think i paid NI because I didn’t earn enough. Paid a TV licence for 58 years. Just when I thought it would be free. They stopped that benefit. Don’t say don’t pay it. Most pensioners rely on their telly.
@MAXERNEST2 ай бұрын
@@chrissellings wow that`s got to be a record of contributing into the system.
@mikecartlidge53552 ай бұрын
Yes but now we have to start paying NI again to fund health care for the illegal's!!!!!!!!!
@MaggieD24232 ай бұрын
So glad I didn't vote labour, otherwise my backside would be sore from kicking myself
@philbarnes66782 ай бұрын
We're in this position because the Torys spent all the money on things like HS2 and track and trace, you should really blame those who are responsible.
@donmorgan91392 ай бұрын
The strain on the social fund is exactly what’s happening in Sweden , too many people including migrants taking out of the pot , than what’s been put in
@nicolasbenson0095 сағат бұрын
We experienced the peak of our era, and now it is gone. Recession is tanking everything including 401K. My retirement equities portfolio of $750K is in the reds. I keep losing because of inflation. This world will fall to the corrupt rulers in the same way that Rome did. I'm sorry if you're thinking about retiring and you're worried that your pension won't be enough to meet the rising cost of living. Horrible foreign policies everywhere, bad regulatory policy, bad fiscal policy, and bad energy policy.
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@paulmeads8022 ай бұрын
Hands up all those who voted for the Labour party, ............. Still happy with your choice !
@Yesser-Thistle73Ай бұрын
Not me! I don't vote Tory either, and will certainly NOT vote Reform!
@williamthompson43892 ай бұрын
So why does the Tax Payer have to pay to support all the illegal immigrants staying in first class accommodation with additional expenses when we have paid into the system all our working lives. I am 81 years of age, live alone and actually looked forward to retirement but now just cannot afford to do the things I was hoping to do. That’s justice for you and to add insult to injury we have a Government (which 80% of the General Public didn’t vote for) who is now about to take the fuel allowance away from us. I just cannot afford any more sacrifices so I just hope I survive. Vote Reform UK. It is all too late but it’s the only chance of a sensible recovery.
@roynicklin74522 ай бұрын
Because starmer thinks more of these bloody immigrants than us.they are still coming in by the boat loads.we need a vote of no confidence to get this government out now.
@maureenchallener15292 ай бұрын
War
@mikegreen61132 ай бұрын
I paid NI for nearly 50 years so I’ve already paid thanks. Suppose the lazy sods who have never paid into the system will still won’t have to pay it though.
@nickcastings15682 ай бұрын
They really are coming after the oldies aren’t they? Even though we were the workers they used to say they were for! definitely not the ‘party of the people’
@confederatenationalist72832 ай бұрын
Just like Callaghan's wage controls on the lowest paid when we started work and were working.If we were lucky enough to have a job in his basket case economy run by German banks for German bankers.
@Rick-xp5sy2 ай бұрын
Where’s the opposition in parliament! Labour need to rethink these appalling decisions.
@JohnRadford-iy7db2 ай бұрын
Cut winter fuel payments now make them pay ni. How awful
@Ballistol22LR2 ай бұрын
It’s getting harder by the day to find anyone who voted for Labour!
@sidsod16162 ай бұрын
Or at least admit it.
@pamelawebb72682 ай бұрын
And it's only 5 weeks in😂😂😂😂
@mikecartlidge53552 ай бұрын
Here's someone who didn't, I voted reform.
@stephenomara93432 ай бұрын
More than likely too embarrassed to admit it
@fionawhiteford21282 ай бұрын
I didnt
@raymondbennett81192 ай бұрын
This government is already finished
@robertadams10542 ай бұрын
Bloody well hope so.
@hemtet55002 ай бұрын
Not a chance, obviously it pains you deeply but this country roared its disapproval re the rubbish tory's. I just wonder have you ever thought about anybody other than yourself?
@raymondbennett81192 ай бұрын
You think this shower are any better. ????
@hemtet55002 ай бұрын
@@raymondbennett8119 I know they are.
@arthurwebber-g4l2 ай бұрын
Well we hope so
@cristianne30402 ай бұрын
We have worked and paid in all our lives. Make the bloody immigrants pay!
@VL-qy4fc2 ай бұрын
They've paid already!!! Subsequent Chancellors have been getting their sums wrong for years
@christinesmurthwaite86602 ай бұрын
We have already paid N I
@Annie-ez4ol2 ай бұрын
If you voted Labour, this is your fault.
@jasminehobbs61882 ай бұрын
Vote reform next time stop the boats
@lesleywright69812 ай бұрын
OAP's paid NI when they were working, time the MPs had wage / expenses reduction.
@confederatenationalist72832 ай бұрын
They now not only take our house to pay for health care. They also take our state pension away while we're alive and healthy.
@me-vh4fm2 ай бұрын
Is it to fund migrant hotels .is that the type of social care they are talking about.
@PaulDouglas-i5m2 ай бұрын
Yep you got it............
@brigader4heart2722 ай бұрын
That is it exactly but Labour get rather coy about admitting it.
@keegan7732 ай бұрын
So if I pay more NI I must be entitled to another pension, or does it only work one way.
@V.stones2 ай бұрын
On the one hand, social care is underfunded, and something needs to be done. But on the other hand, pensioners have already paid their dues, haven’t they?
@Sanchyfab2 ай бұрын
Exactly. After working our whole lives and paying into the system, it feels like a bit of a slap in the face. My worry is that it’s going to put even more financial pressure on those of us trying to make ends meet in retirement.
@Jonesmatsunaga2 ай бұрын
I hear you. I’ve been trying to budget carefully, but the thought of having to pay more when we’re already dealing with rising living costs is stressful. We planned our retirement thinking we’d be done with NI, and now this comes up.
@Larry1-pl2wq2 ай бұрын
It’s not just about the money either. There’s the principle of it. We’ve already paid into the system for decades. The idea of being hit with another charge now, just when we’re trying to enjoy our retirement, doesn’t sit right with me.
@roseyfischer2 ай бұрын
I agree. It’s frustrating. And let’s be honest, it’s not like we’re getting a big return on all the taxes we’ve paid over the years. The services we rely on aren’t exactly improving
@camela8445Mar2 ай бұрын
It’s a tricky situation. On the one hand, we need to fund social care somehow, but asking pensioners to foot the bill isn’t fair. There’s got to be a better way to handle this, maybe looking at other revenue sources or making cuts elsewhere
@AnthonyLauder2 ай бұрын
What social care? My mother has advanced Alzheimers, and even though she and all the rest of our family have paid NI for decades, there is no care provided by the government. Our family has to pay 84,000 quid a year to cover all her care costs. This is crippling us, and keeping me and my brother, both now in our 60s, awake at night. What were we making all those NI payment for?
@michaelodowd48072 ай бұрын
As children you do not have to pay your mothers care, if she has no capital or property LA are responsible for any care home costs.
@ianhiggon-caswell42252 ай бұрын
I worked for 50years and paid all my dues and now this low life government wants to take.more money of us they're a dam embarrassment
@billsalt22062 ай бұрын
Paying tax on money we've already paid tax on. Sick.
@veronicasavage1182Ай бұрын
Ive paid Full NI for 46 years we pay social care on council tax.. robbing BS absolutely diabolical 😡😡😡
@veronicasavage11822 ай бұрын
Disgusting.. we have paid in all our working life.. this will cause major uproar
@paultraynorbsc6272 ай бұрын
What about the NI stolen contributions waspi
@wolvoman12 ай бұрын
We have already paid N.I throughout our working lives
@MaryDaly-yb8zc2 ай бұрын
We are already paying tax on our pensions. We paid NI contributions, in order to get a pension , throughout our working lives ….how is this legal ?
@user-hy8mx8lmjАй бұрын
Reeve must be crazy, pensioners paid their NI all their time while working. Seriously she needs to resign if she can't think better than that.
@Dvdkar2 ай бұрын
We have paid NI all our working lives. This goverment is beneath contempt.