Wrong for pensioners to pay income tax? Feat. Cristo Foufas & Narinder Kaur | Jeremy Vine

[@IamJonny-o4v]

Things are getting worse! Low-paying jobs, inflation, and insane rental rates prevent many from saving. Home ownership, a traditional retirement asset, is now out of reach for middle-class Americans and they still pay tax..

[@LUCIASMITH-d1z]

I'm 62, and rising prices have derailed my retirement plans . I worry that today's economic conditions are more challenging than ever. The stock market's unpredictability, coupled with reduced income and soaring inflation, makes me anxious about having enough for retirement.

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[@DerraKormino]

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I just googled her now and I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.

[@hoosier-daddy-wv5gi]

Small taxes can affect investment decisions such as whether to choose tax-free municipal bonds over taxable bonds or do a Roth IRA conversion. I’ve been sitting on over $745K equity from a home sale and I want to invest on the stock market, how do I achieve this without being taxed twice?

[@michaelstrawberry]

There’s more benefit to holding fixed-income assets in tax-deferred retirement accounts as opposed to taxable accounts. If you're not who understands strategies to invest in the market, seek a Financial advisor to guide you.

[@maiadazz]

Indeed, I did make use of a financial counselor. As I get closer to retirement, their advice has been really helpful. I thought compound interest on index funds wouldn't be sufficient because I started late. It's amusing how I've done better than colleagues who have more years of investment experience. I've profited more than $886k tax free.

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Hope you don't mind if I ask you to recommend this particular professional you use their service?

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Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Sophia Maurine Lanting” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@saraFinn-u6g]

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

[@colinsmith7343]

This woman doesn't live in the real world. I've paid into the system for over 40 years so my state pension is not a damn benefit.

[@sylviawhite2794]

I agree with you,

[@nullnull7495]

It is. Go away

[@Hellomynameis93]

You haven’t paid into a pot though. You paid for previous generations pension. Your pension is paid by the younger generations, and unfortunately there isn’t enough of us to pay for it.

[@JeffKeight]

And fully paid up after 35 years of contributions. It's not a benifit national insurance paid for 45.

[@robertnewell5057]

@@Hellomynameis93 This is an interesting take, which I rather like. After thinking about it, I do believe it is incorrect in several ways. While it is technically correct that, by and large, people in work pay the pensions of retired people, it really is just a technicality, because, in reality, my personal payments influence the amount I receive, not the amount previous generations receive. In that sense, I am paying for entitlement to receive a certain amount after I stop working, it just happens to be the case that government uses that money to validate a similar entitlement in a previous generation. Second, while pensioners don't pay NI, pensions are funded both from NI and taxation, and some 65% of pensioners pay income tax, contributing not only to their own pensions, but to the pensions paid to people who have never worked. Third, it is a reasonable expectation of working people that they should receive a pension, having contributed to the pensions of others (the fair shares argument in ethics). The younger generations you suggest are paying for my pension expect to receive their fair share from the next generation, and so on. Finally, the argument that there aren't enough people to pay for the current generation of pensioners falls because government can (and does) choose to tax and spend that income exactly as it pleases, and because the UK population is growing. If the proportion of that population that is unable or unwilling to work is such that less people pay tax or NI, that is one thing. To say there aren't enough people to pay is quite another.

[@JW-yt7lr]

I seriously cannot remember the last time i was so angry ! I worked since i was 16 . Got married . Only had one child because we felt we couldnt afford more . Paid a mortgage in the 1970's with interest rates at 14 % . Lived through the ' three day week ' with husband being laid off on short time . Eventually managed to put myself through education to get a professional job . Paid off the mortgage. And as a pensioner am now debt free . I paid into the state pension all my working life but have been short changed by this government as a WASPI Woman . Do not insult thousands of people who did the same ting by saying we get ' benifits '

[@lindaliversidge8945]

WELL SAID! 👍

[@elizabethsamson5591]

Same here - I have lost out twice now - lost nearly £50,000 in state pension and now the winter fuel payment...what next..

[@Adch212ab]

I worked full time from the age of 16. Carried on working when I had children, bought my own house by going without luxury's. I have never claimed any benefits....how dare this woman penalise hard working people!

[@susannejones5292]

My point is we saved and didn't go o expensive holidays etc,had we enjoyed ourselves and spent we would now be getting credit pension instead of paying tax that has already been taxed ,how many of these working people that say they can't afford a house still go out every weekend having a good time and take holidays abroad ,we saved for a house instead. I know it's not easy but it's not impossible.

[@br5380]

@@JW-yt7lr if you’re a WASPI age woman what mortgage did you actually have in the 70’s as this implies you were 18 (needed to get a mortgage) in about 1979? And why should women get to retire earlier than men, why do I have to work longer than you?

[@paulevans1979]

My wife and I are 50’s baby boomers and this lady seems to think we had everything handed to us on a plate, she fails tonight recognise that we had to scrimp and save to get a mortgage. Our first house had no furniture or carpet in the living room, we lived in a dining room that had an off cut carpet and a second hand table with four fold away chairs. We had no fridge, no washing machine, no cooker and we cooked on a two ring camping gas stove. We had no stereo, a black and white TV , only one bedroom had a bed, carpet and furniture. We did not have a holiday for the first 11 years of our marriage and only went out for a meal twice a year on birthdays, and a takeaway was a real treat every couple of months. We very rarely bought clothes, my wife used to make them. We did not have a car for the first 6 years of our marriage. At our wedding my mother in law did the catering to save money. That’s the price we paid for getting on the housing ladder and throughout this period we paid our taxes, national insurance and pension contributions as an investment in our retirement. Millennials however, seem to expect every room to be newly furnished and decorated, an Audi or BMW on PCP on the drive, and a wedding that costs about half what is needed for a house deposit simply for one upmanship. They want to jet off every year on holiday, go out every weekend and have regular takeaway meals. Stop whinging and make some sacrifices for what you want! We did, and we get a pension for out efforts…it is NOT a benefit!

[@jacquelinesanders-jd3hh]

Well said.totally agree.

[@lindaliversidge8945]

@@paulevans1979 Well said Paul! 👍

[@nathijomac]

I hear what you are saying, and yet it is still much worse for people currently trying to get on the market. Also, unfortunately, the UK state pension is a benefit.

[@miniward9182]

Been there, done it almost exactly the same as you but we were slightly older👀

[@rattyfan3594]

​@nathijomac Then people should get the choice to whether they pay towards their state pension then. If it is a benefit, why is it taken out of our salaries? That's like saying paying for private health care and being told it's a benefit and not a right to be treated.

[@sirius_s2028]

This woman has no idea how the elderly have worked to enjoy where they are now. Maybe the rules should be changed so that when she retires she doesn't qualify for a state pension!!

[@awol6739]

maybe time to check her accounts and background she has an agenda .

[@stevehyde5117]

I don’t think a pension is a benefit if you worked for 51 years.

[@carolewynn9407]

We know why it's now classed as a benefit, so eventually it can be means tested.

[@br5380]

You might not "think" it, but it is - it's not based on how much tax you paid, just that you had qualifying years.

[@carolewynn9407]

@@br5380 It is now, was based on your contributions, which is why there were two tiers. Now after working 10years, you are eligible, slap in the face for those who have worked 50+ years.

[@martinallen9067]

It's a benefit whenever the government uses the cost to prop up the figures in their "blame scroungers" narrative

[@kevinsyd2012]

Of course it's a benefit. Always has and always will be.

[@graemehooper]

This woman’s generation has not a clue! She is the privileged generation! They’ve never had to go without anything!food Water heating lighting a roof over their head! Pensioners have lived through many hardships only to have it taken away!

[@bowjana8128]

Sorry the older generation had it easy

[@sandrah6321]

@@bowjana8128 how do you make that out. Most of us worked from 15 yrs old till our 60s in various jobs , we paid our tax and national insurance when we had rubbish wages , my first wage was £7-50 weekly that was my take out wage after all the deductions had come off , by the time I gave my digs money to my mum and took my travel expenses off of it there wasn’t much left , oh yes we really had it easy I don’t think , you don’t know the half of it .

[@petersmith7126]

​@@bowjana8128....pray tell me in what way did I have it easier

[@diane.moore-]

I have two pensions. I would much rather have had a Roth 401k throughout my working lifetime. $500/month invested from 25 - 65 at 9% is $2.3mil. I hate my job but can't leave because of I won't get my state pension. What do you think about doing a 70/30 stocks bond ratio?

[@mariaguerrero08]

I would avoid the index funds, mutual funds, or specific stocks for the time being. 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows signs of recovery

[@mikegarvey17]

At a point like this, when the pressure is already on you to retire, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.

[@ThomasChai05]

Generally speaking, a good number of people discredit the effectiveness of financial advisor in planning for retirement, For over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but retirement doesn’t seem so farfetched anymore.

[@Susanhartman.]

@@ThomasChai05Can you share details of your advisor?

[@Susanhartman.]

@@ThomasChai05Could you possibly recommend a CFA you've consulted with?

[@christopherjones6170]

They shafted the Pensioners , Where does this woman think Pesioners are rich .

[@susannejones5292]

Perhaps she should start looking at the really rich people( House of Lords, must of the commons and various others ) who get child benefit when they don't need it.Leave pensioners alone accept those getting huge private pensions

[@indrasharma1075]

May be her parents are pensioners and very rich.

[@lindaliversidge8945]

We are the poorest paid pensioners in Europe!!

[@joesoy9185]

It depends on the cost of living. Sure, the red tops claim it's true, but some other (more prestigious) journals calculate it in a way which means that there are 11/12 countries below us in real terms.

[@joprocter4573]

Yet we pay still to eu.we left eu sort of with brexit with eu countries received 75%more per week than uk.we left eu contributing between 40-70hrs a week for basic wage when illegal to work more than 35-38hrs in Germany n France per week.since the 1975 the 1st 10k income is not counted by state.eu pays for poor or below certain level full flights.hotel.pocket money 500euro EACH BECAUSE It believes everyone entitled to sunshine holiday for health but uk dosnt it actually plans to remove pip.dla.esa if receipants go abroad for health physical or mental chasing vitd

[@Holliethedog]

And don't need the money, unlike people in Greece and East European countries. The UK is the 5th wealthiest country in the world and has world leading health and social care provision.

[@philiphoward4966]

We get one of the worst pensions in Europe, Utilities are killing us, She sits there pompous fool, We have paid into the system For over 50 years and now she wants to steal it from us. Gordon Brown did a big number on that. It’s the mismanagement of the economy by the government which is responsible for this mess. As a widower it’s not easy. NIC contributions were a huge burden placed upon us By the government. Deal with immigration properly, Stop wasting public funds Pensioners Vote Reform.

[@joesoy9185]

@@Holliethedog Absolute nonsense.

[@Jonnyicey]

This lady is out of her mind... I am sure come the time she will be claiming her pension.

[@ep1929]

Yes she seems like your typical labour crank.

[@ttblade]

It could be worse, imagine being married to loudmouth lunatic Narinder!!

[@melvinplant8637]

Yes she will and it will be a whole lot more than yours ,or mine.

[@Jonnyicey]

@@melvinplant8637 well she's talking about state pension which is the same for everyone if you have enough qualifying years.

[@melvinplant8637]

I hope that when she retires there is no bloody pension and serve her right.

[@tommcmanamon8327]

The tax threshold needs to be 15,000. This would help all low paid workers and pensioners.

[@davidcooks2379]

I suggest 1,500,000

[@amandahudson2038]

A voice of reason, is nice to hear over that woman’s cateawailing

[@IBIZABIKE]

£20,000 more like

[@specialized500]

​@@davidcooks2379why ?

[@lilyredman9799]

A lotos people have saved for there children ,andtohave a de cent

[@gingerkilkus]

These frequent tax code changes are disrupting my long-term investment strategies. Are there ways to structure my investments to be more resilient to potential tax code modifications?

[@leojack9090]

I honestly think America needs a completely restructure of their political system. It is just not working. Trump and Biden being elected out of 300 million people to run the country is evidence for that too.

[@hasede-lg9hj]

This is why the US should elect more progressive politicians, who know how to manage budgets and give us (yes, our country's initials literally spell out that pronoun) much better tax credits in return for better public education and better public healthcare. but since these are nonexistent, my husband and I are being guided to finance our retirement and healthcare through a diversified investment portfolio.

[@lowcostfresh2266]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@hasede-lg9hj]

Annette Marie Holt is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@fadhshf]

I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look her up and send her a message. You've truly motivated me. Thanks.

[@Gerry-d9p]

Pensioners should not pay tax as we worked for our pensions.

[@kennethmaley2443]

How do they keep giving this women airtime.

[@johnristheanswer]

* woman

[@M.Đ-z4u]

To make a show

[@Misaki.Manifestation]

She represents too large a percentage of English people to be left out of the conversation. This is why we have all these right-wing strange networks popping up, there has to be some sort of representation for the cruel and selfish.

[@maureennewman905]

Bet she’s on a nice little earner , let’s see her live on minimum wage .

[@andreamacgillivray3653]

Sack her please.

[@northnsouth6813]

Minimum wage is about £458 a week for 40 hours. The new state pension is £221, less than half the minimum wage!

[@davidcooks2379]

Are you saying people who work should get less than people who don't work? This seems unfair

[@northnsouth6813]

@@davidcooks2379 I'm pointing out how low the pension is in comparison to working.

[@stevezodiac491]

Most people of working age have to pay for children with extra food, clothes and provisions for people who do not earn yet and mortgages etc. It is not an equitable comparison.

[@robertedward9456]

@@davidcooks2379so where do you think people on pension go shopping is there shops that sell food cheaper then people on minimum wage .if people on minimum wage can’t afford to live how do you think people on pension can afford to live on less

[@M.Đ-z4u]

​@@stevezodiac491 and for immigrants

[@dougcop7253]

Sorry can't watch all of this DUE TO HER GOB the state pension is NOT a benefit

[@Richard500]

Sadly it is actually designated as such, since 2016. Sorry, I know and it makes me grind my teeth!

[@johnmason2593]

I also turned off due that mouthy no nothing woman

[@veronicaboyce6794]

💯

[@jackyr301]

Its very easy to spout off when you have a net worth between £1 - £5 mill!

[@jaynebeatrup8931]

It's not a benefit, we've paid in all our working lives. Narinda just shut the f... up.

[@stshar900]

What about all the money we are handing out to immigrants that have paid not tax in this Country. This woman is an absolute disgrace.

[@elizamitchell8909]

that woman is another Rachel Reeves sadly.

[@colinhutchinson2460]

Totally agree with you about all the money they are handing out immigrants. Also don't agreed State pension is a Benefit we have paid into the system since leaving School upto retirement age .and they even made us work longer to 66 now they are raising it again to 67 and 68 its absolutely ridiculous and in my eyes illegal .all these immigrants coming into the country are getting everything living in Luxury with everything paid they haven't paid into the system. And that women on the panel says the country has no money I wonder why . Its wrong to tax state pension when we have worked hard for it . Its O.O.O .

[@Normanskie]

So you don't mention about the people that arrive in this country of Private jet with a portfolio of investments and have OFFSHORE banks accounts raking in millions without paying tax, so Rishi Sunaks wife was a pure example of the fiddling the rich do as a Nom Dom stays. make money in this country pay no tax and ship it abroad to a country with a lower tax level, but don't forget about the immigrants.

[@andyburton8346]

AND YET SOMEONE THAT HAS NEVER DONE A DAYS WORK IN THEIR WHOLE LIFE AND HAVE CLAIMING BENEFITS WILL GET FULL STATE PENSION!!!!!!!! 🤬🤬🤬🤬

[@johnallright6847]

They do not but what they do get is Pension credits which means they also get the winter fuel allowance and free dental and no community charge and other benefits I cannot get coz I am on the state pension which discludes me although I have worked my whole life I feel I would have been far better staying in bed .

[@Lazmanarus]

Pension is NOT a benefit, it's an entitlement - we've paid into it all our lives. If pensioners are receiving higher than the National Pension, it will already be taxed. How do we pay for the increase? Try a slightly higher tax on the super wealthy & corporations.

[@Richard500]

Sorry, they sneaked it past us in 2016 and put it under Benefits.

[@terencepowell-c4o]

A lot of poor pensioners too

[@MargaretMcLaughlin-c7d]

Overwhelming numbers of Poverty Pensioners, the silly cow!

[@nigephillips682]

Some people have worked every day to have the right to have a pension, what is this woman talking about. If this was the plan I would have not worked so hard.

[@TheDavecroft]

Unfortunately your mindset about not 'working so hard' seems to be the common way of thinking these days. Good luck to today's generation - with that attitude there won't be any money to pay them a pension.

[@stuartr7832]

You miss his point entirely. Hes prepared to work hard to make his life better but if the Government take all his wealth off him when he retiress then why bother ?

[@bowjana8128]

No incentive to.work hard

[@lynnfincham6839]

I’m still working hard at 63 - retirement was 4 years away should have come at 60 now it’s 67. That’s over £55k the government have not paid to me or any one else like me in this situation. What a disgrace

[@angelowilliams6539]

Simple if they dont want to pay state pensions to these people then calculate how much national insurance they have paid and refund their money the pensioners shouldn't be punished for the incompetence of current government

[@rigamortice]

I paid into the system all my life, The deal is/was work all your life & get a pension end of story

[@eckie4679]

That woman is just a troll

[@chrisdobbing3403]

I believe she is!!!

[@davidstuart4915]

..not bright enough ;)

[@petersmith-l8y]

She is a complete joke we’re did you find her

[@Lorraine-p4r]

Yeah she is so annoying!

[@derekstocker6661]

Diversity exercise sadly.

[@DivineLove247]

@@derekstocker6661 Suella Braverman's younger sister.

[@PastaSauce.]

She’s SO RIGHT

[@IBIZABIKE]

small hands just look

[@JohnSmith-qm6xx]

Where the hell did she get her ideas from. For gods sake bloody know your subject before you crucified people?

[@awol6739]

all part of her agenda.

[@ASBO_LUTELY]

Pensions should not be taxed! What utter BS! I hate this government!

[@walkeriphone2969]

The people who decide state pension policy will never have to rely on it !

[@Andres_853]

It's a tricky topic. On one hand, pensioners have worked hard their whole lives and deserve to enjoy their retirement without the burden of taxes eating into their income.

[@Annie2229]

That's true, but on the other hand, everyone contributes to society in some way, and taxes help fund essential services like healthcare, education, and infrastructure.

[@Robby767]

I think there should be some consideration for pensioners, especially those on fixed incomes. Perhaps there could be exemptions or deductions to ease the tax burden.

[@Annie2229]

Agreed. It's important to find a balance that ensures fairness while also recognizing the contributions and needs of pensioners.

[@Annie2229]

I already think the best move is to get started with an advisory firm

[@louisahernandez]

Folmar Advisory

[@ttblade]

The UK state pension is one of the lowest in the western world. Even Bulgaria pays pensioners double what they receive in the UK and with a much lower cost of living. In Spain it is three times the UK Pension. To tax an income that is below the poverty line is disgraceful.

[@julianquartermain4007]

Bollocks. Bulgarian pension age is 70 and the average state pension for women is 333 euros and for men it’s 457 according to nsi data

[@motormouthalmighty]

three times more in Spain?twice as much in Bulgaria?well I never knew that!that is absolutely unbelievable!Bulgaria is supposed to be well below the UK on the world rich list!how can that be even possible?

[@TerriWilson-sr7of]

That woman needs to be educated to what a pension means. She is a disgrace!!!!

[@chunky_popo]

Exactly

[@JamesKerr-z4o]

Tax should be paid by all. Pensioners should pay tax like everyone else. If pensioners pay were to pay no tax, it’d be crazy, why should I get £75,000 tax free from pensions every year?

[@julietodd6269]

Well said 👏👏

[@deesmith8027]

​@user-xu8mt3hw3b the difference is they WORKED AL THEIR LIVES !!! DAAA

[@deesmith8027]

GET BIG MOUTH NARINDA OFF YOUR SHOW FROM NOW ON ..THERE WILL BE A MANY PEOPLE NOT WATCHING THIS WO MAN .😂😂

[@Taz6688]

So do all those rich people in the House of Lords really need £332 a day

[@MikeGreenwood51]

Their pocket money. Expenses such as plane flights official lunches have to be applied for.

[@malcolmkempster7858]

Damn good point

[@morrisstephens9165]

The pension was not a benefit when most pensioners started work, it was a contract. Most of us did not have cars worked very long hours on poor wages, I saved small amounts each week, I bought a house paid a mortgage of 14.5pc. No going abroad,no phones no fancy cloths,we repaired everything we could and didn't call for our food to be delivered by courier.

[@martynsmith8120]

Pensions are a benefit. No money has been set aside for state pensions. National insurance is a tax.

[@margtaylor]

But its ok to use tax payers contributions to keep people in 5* hotels???

[@stephenturner7949]

You mean illegal migrants

[@juliadavies3535]

It is not right for workers to pay tax to pay for 5* hotels for asylum seekers they should not be allowed into the country the government would save billions that they are handing to these asylum seekers get the priorities right Great Britain lol it is anything but Great.

[@Beefeater1234]

Wow she’s got it in for pensioners, we are paying tax to keep all the migrants in hotels.

[@juliandilling2702]

That’s what it feels like

[@afreeman1980]

I'm one of those old age pensioners whose pension is going up to £169.50 a week, a scheme that I was forced to pay into for 44 years in order to secure a warm and well fed and happy retirement. How wrong I was.

[@Jim90117]

You should have questioned what the government were doing with your money all those decades.

[@danemunro2753]

75% of House of Commons government has been in the hands of the superior economic management force that is the Conservative and Unionist Party since 1945. So, the right wing body politik of this country who believe and vote upon every piece of boiled shite that the tories come out with are responsible for the economic situation you find yourself in. The voting public in this country are Thick. End of.

[@carolewynn9407]

Really ???? What an inane remark.

[@br5380]

How much of a nest egg would you need to get £170 per week index linked?

[@carolewynn9407]

@@br5380 Index linked, is that why it's below the poverty threshold ?

[@pingupenguin2474]

The state pension was already a tax - National Insurance- which we paid when we earned our wages and contributed to our pension. It should not be taxed twice !

[@pamelsims2068]

Pretty sure it wasn't...... PAYE... your employer deducted National Insurance BEFORE your income was taxed . Therefore it was not taxed when you were paying it.... and therefore is not taxed twice.

[@macroman54]

Because I started paying into a works pension fund as soon as I could and did so for over 40 years, I've been paying income tax on my state pension since I retired.

[@lindaliversidge8945]

HOW DARE YOU LADY PENSION IS NOT A BENEFIT!!!! We’ve paid into this all our working lives!!!!!!!

[@daviniarobbins9298]

It's a benefit. NI taxes do not go into some magical index linked account earning interest, I wish they did but no it all goes into a general taxation pot that is paid right across the board including paying welfare state including the state pension. You(I assume you get the state pension) get your money paid for by people working paying their taxes. Just the same as I will in about 18 years time. If all working age people decided to down tools and stop working tomorrow you would have no pension. What would you think about that, hmm?

[@peterhagan8454]

id like to see her when she gets to pension age, and realise what a fool she really is , and it is on digital record for all time

[@StevePaz]

@@ShitoryuGojuryu Ha, ha, well you know your stuff, NOT!!!

[@Umbrey_Dunctum]

In 2016 the Conservative government changed it from an entitlement and reclassified it as a 'benefit' . Recently through act of Parliament the Govt can view your bank account that your pension is paid into. This is because the State pension is going to be means tested and the govt will need to know if your savings are over the limit.

[@lindaliversidge8945]

@@daviniarobbins9298I think your a dummy!

[@afreeman1980]

3.30 Sorry I can't listen to her anymore so have dumped watching this.

[@imnotafascist]

Me too, that woman is VILE

[@Lorraine-p4r]

I nearly stopped that screaming leftie lady was so annoying!

[@philwww800]

@@imnotafascist That's exactly why she is on the Jeremy Vile show.....All dleiberate

[@colinreece3452]

Me too my blood is boiling listening to her, horrible person.

[@alanwilson8368]

The most vile woman talking a load of crap I can’t watch this anymore I’m out

[@nicklawrence6865]

This woman is a disgrace

[@PastaSauce.]

She’s speaking sense

[@mazzgoldie9149]

​@@PastaSauce.This is Narinder Kaur we're talking about😂

[@DavidBrown-gj7uv]

Ignorant callous woman

[@trevorjenkins1976]

Agree 100%

[@jasonbuksh2958]

She's not intelligent, but unfortunately this I'm seeing more of this type of messaging coming out from government agencies. They have been targeting and warming up the public to this over the last few years

[@duncanbirnie4158]

This woman is talkin shite,the younger generation want it but don’t want to work for it 🙈poor me 😡

[@bowjana8128]

Older generation had it easy

[@brianhart2134]

That woman should never be allowed on TV. She has no clue.

[@jamiesmith27]

Tax threshold needs to be 20k fact

[@davidcooks2379]

I suggest 1,500,000

[@elza148]

Acc to not so recent poll, to live and pay bills to cover living you required to have a minimum £25k per annum. So the tax should be income based after this amount.

[@jamiesmith27]

@@elza148 I agree with that

[@martinreed9565]

The Narinder talks rubbish if people live in a council house and spend the money on Luxury holidays and cars then have no saving and are kept by the state. Narinder implies that if you save your money you should give it up sham on her. the Freehold should be £14000. a year and should move with inflation.

[@timhayes8117]

State pension is NOT and NEVER has been a benefit. WE paid in all our working lives for this pension.

[@michaelhartshorne6154]

If there is no money in the pot, certainly isn't our fault. It funny that there is always billions available for wars that have nothing to do with us. Systemic malfeasance in public office springs to mind.

[@StevenWJRichards]

They like to reframe and spin, it has become the norm now.

[@Whalewraith]

Agreed, but from there point of view, by classifying it as a benefit they can amend it at will.

[@SusanDean-n7x]

Well we were told that's what we were doing, actually we paying the generation above us pensions. We thought it was being paid for safe keeping. Equally encouraged to take out private pensions which is now being partly taken off us. 8.5% of a low amount to begin with isn't a great rise.

[@Whalewraith]

@@SusanDean-n7x I completely agree you and not being to far off pension age theres not a lot I can do if they start changing things.

[@peterivory2037]

She wants to punish people that had the good sense to pay off their mortgage for people that piss it away in youth.....????

[@tomkerr4617]

I don't know if many people know this but the so called OAP was changed to a benefit in 2016 and when it suits them they can change it illegally to a pension, so if they want to tax this welfare benefit they will have to tax all the people on benefits won't they, or are they just too scared to do it as it is all called income and it is all classed as benefits legally so it should all be taxed logically!!

[@teem5642]

I swear that lady speaks too much but usually clueless. Firstly, national insurance role is mainly to make people qualify for state benefits and state pension. These guys paid into it all their lives, they deserve it. They can't be made to suffer because of mismanagement.

[@John-r9x5h]

What an ignorant motor mouth this woman is.

[@alisonsweeney7638]

Handing over money to all and sundry arriving in this country, everything free, and pay nothing....raise the personal allowance, ive slogged my guts out for 50 years. And how dare that Narinder should suggest a couple in a big house should downgrade.... i bet she has a big house.

[@StevenWJRichards]

Don't even have to arrive here: our country hands our money over to other countries like there is no tomorrow.

[@dinendale666]

That woman is a disgrace, to think that she wants to punish the most vulnerable in our society if they had been thrifty and saved all their lives.

[@stephenslade2317]

My taxes paid for the pensions of the elderly in the past. Pension is not a benefit!

[@martynsmith8120]

You haven't paid anything towards the state pension. National insurance is a tax. Pensions ARE a benefit.

[@nunja5992]

@@martynsmith8120you think if you keep saying that long enough people will believe you? We had a contract with the government, gordon Brown sold off the gold reserves, causing some of this fiasco. The government has broken that contract. The private pension savings were for the wealthy. Not many ordinary folk could afford them. But you still have a closed mindset. Nothing anyone says will change your mind. That tells me you are just another brainwashed person

[@JohnAnderson-rr7qz]

Yea go for the pensioners who paid tax for years.They earned it as an incentive to keep working.Immogrants get more money for doing nothing

[@lindaliversidge8945]

Who the HELL is this woman????

[@cheryl4511]

I know she always does my head in she not old enough to understand pensions and to make pensioners pay tax that's not fair on pensioner's the government doesn't what us to have pensions and just want us to just die and they would be happy as they do not like older people as they got to pay them pensions

[@garnhamr]

Mrs. Popular

[@Lorraine-p4r]

​@@cheryl4511But we did not complain, or even think it wrong; that we used to pay towards pensioners pensions, when we worked!

[@cheryl4511]

@user-mx1gh3mn3w it's another world now nobody will have pensions soon it will be a benefit for all and the age will be 99 years of age when we receive it lol

[@chrisdobbing3403]

A stupid one

[@glenparker8458]

If u paid in all your life then u shud get paid your pension no matter what money u have

[@benghiskahn3673]

I guarantee you that pensioners are getting WAY more out of the pension system than they put in. The VAST majority of people who have retired in the last 20 years won't have paid anywhere remotely close to £600 - £800pm in national insurance over their working contribution years.

[@TheDavecroft]

You do get paid your pension. Whether you work all your life or not. Those on the dole get National Insurance credits so they get the same state pension as those who work for 40+ years. Not a good way to encourage people to get a job!

[@TheDavecroft]

​@@benghiskahn3673 yes. Someone retiring today and living for 25 years in retirement will receive at least £250,000 in state pension, plus inflation. They won't have paid in anything like that amount. That's why the country is going broke and today's generation won't get a state pension.

[@johnwilliam1945]

YES ALL THE MONEY WE PAID IN THE GOV . INVEST.

[@martynsmith8120]

You haven't paid anything towards the state pension. National insurance is a tax. Pensions ARE a benefit.

[@baridare5790]

Its people like Narinder who are the problem with this country, First thing the state pension did not used to be a benefit, it is this government who move it over to the DWP and changed it as a benefit. Also she goes on about a poor 23 years old having to paid the pensioners pension, well we all have done. Its the miss management of all governments that have created this situations. Then she goes on about we should have to sell ours houses to pay for our older lives, she is a horrible person with that SH- - attitude, why should someone who has made the right disscions to save hard and buy a house and pay it off during their working lives have to sell it, tell to go in live Russia

[@wendyjones3953]

I agree! Stupid woman moans about 23 year olds contributing BUT the older generation started work when they were 16, 15 and even 14 years of age! No college, uni, dole, year-out travelling abroad etc for those poor folk.

[@geoffpacker2034]

I served my country for 9 years and got a small pension I worked for 27 years and got a workplace pension and now get the state pension all of which I paid tax on throughout my working life so why do I have to pay tax when the government can pay out 8 billion on immigrants and illegal immigrants come on should not those who made contributions come first

[@joprocter4573]

Anything less than 30k shouldnt be looked at

[@thetudors9875]

Pensioners should not pay Income Tax like that , I don’t agree with Narinder; We paid in , we have to get our Pensions out.

[@TheDavecroft]

Some pensioners are on well over £50,000 a year. Are you saying they shouldn't pay tax?

[@thetudors9875]

@@TheDavecroft Am sure some Pensioners are very fortunate and have such Pension Pots , lucky them but many are not. If you note my actual comment “ Pensioners should not pay Tax like that “ …..

[@martynsmith8120]

Why should pensioners been exempt from tax? You say public services don't you? So you need to cough up like the rest of us.

[@betsyrocks]

Awful woman

[@terencepowell-c4o]

I thought torys are atupid that woman takes the biscuit

[@Lorraine-p4r]

She is not a conservative! She is a loony leftie Labour!

[@awol6739]

she is no tory. she has a agenda like kahn.

[@martinhammett8121]

Its not a good way of doing it ? the tax threshold is the whole reason why so many pensioners are paying tax , thanks to the tories !

[@elizabethsamson5591]

Once you have a mortgage, there is no little or no money to save for a pension, the government can tell you to save for a private pension, but, its nearly impossible to do so- I never earned enough to have a private pension- I was lucky in that I worked for the NHS and they had a pension scheme.However, it will make me over the tax threshold-so i will be paying tax..

[@alexcull9379]

The woman on the panel is completely out of touch

[@grahamjones9971]

With a big mouth.I wonder what she will be saying if and when she does reach state pension age.No doubt she will get a good pension.Let's hope she gets hammered for tax.Then she will be blowing a lot of hot air as she is doing now.!!

[@davidpearn2484]

The woman on the panel is completely of her head.

[@Thomas-g5t2k]

No just rich and ignorant

[@lindaliversidge8945]

Get this woman off, she knows nothing!!!!

[@shyhistorian]

She only knows that the government spend £150 BILLION a year on state pension...

[@davidpearn2484]

She's bloody awful.

[@mjl2904]

Actually she is talking facts, like it or not. Even if you don’t like the way she is saying it she is still right

[@Lorraine-p4r]

She is not right!

[@sarries1]

No she is right you just don't agree with her point.

[@jimmylawson6014]

Absolute bloody disgrace, after working for 51 years, just starting my state pension and I have to pay tax, Is there any honest politicians out there ?????

[@SandraDent-lf4xy]

Totally agree

[@deniscoupe194]

No

[@andreamacgillivray3653]

NO.

[@janebruce6625]

If you vote for Reform in the next election , they’re starting the tax allowance at £20,000 . X make it count , if people don’t vote for them they can’t help the British people , Reform are patriots , believe in British values .

[@alanbranfield614]

No. They squirrel there own pots, have gold plated pensions. People have worked hard to pay for their futures whilst spongers don't have single thought for theirs.

[@stevewebb4542]

It’s a simple question deserving a simple answer?!? No pensioner should be paying tax if there gross income level is £25,000 or less, no brainer,

[@nicks4934]

So apply that to everyone then

[@martynsmith8120]

Why not? You use public services. Therefore you should pay tax like the rest of us.

[@stevewebb4542]

@@martynsmith8120 what’s your problem Pensioners have paid their dues all their lives and your saying when there old and retired it’s still ok to tax them when they’re struggling on say less than £20,000 a year ? Do you not know how much that is per week? I can only conclude that your a bitter unhappy well of sad person, or just a delusional idiot with no empathy or respect for us oldies.😎🇬🇧🤔

[@mohammednasim2195]

Mr. Jeremy Vine I, watching your programme about pension that one should or shouldn’t pay the tax on pension, from my point of view there shouldn’t tax on pension as myself and many others pay lots of taxes & after have over 30 years again we have to pay the tax this is a curse and it’s too much for a poor pensioners who worked hard all their life and end of the day they expect reasonable pension to survive on top of that one has to pay council tax, energy & gas bill plus water bill, road tax and so many other expenses we have to pay. So I, will say being pensioners this is least government can do not charge the tax on pension other wise it’s too much, thanks from a poor pensioners.

[@stuartr7832]

If you need to pay something for 35 plus years in order to recieve something irs clearly not a benefit. If a company took money & told you that you that would recieve a payment in later life but instead spent it on whatever they like it would be regarded as fraud. Ni & tax was introduction in 1948 to pay for the pensiins & the NHS. It was not introduced to pay 4 star hotels for illegals. It was not introduced to pay foreign aid to rich countries like India. It was not introduced to pay for proxy wars. Its an entitlement if you bothered to work & pay your stamp.

[@martynsmith8120]

National insurance is a tax. You have actually nothing towards a state pension. Therefore the state pension is a benefit.

[@David-j9h9g]

i bet narinder has her own home too..rich parents?? Entitled?/

[@Lorraine-p4r]

I bet she wastes money, does not cut down, save like I always have.

[@robertedward9456]

I am still working at 69 years old as I cannot afford to live on my pension if I stopped working I would be in the sh- don’t know what I am going to do when I can’t work anymore.she is talking a load of rubbish

[@davidstuart4915]

i have to rent out a room in my home and have strangers live with me till I drop,. Now, believe it or not havent been able to get a lodger for a year - what very few apply are offering a 1/3rd less , not more since utilities have gone up thousands..

[@Wooburnmusic]

What does this lady actually do ? She doesn't look like she knows what proper work is.

[@robertedward9456]

@@Wooburnmusic piss people off

[@markwoodward881]

How about public employees dont claim the state pension as well has there gold plated work pension

[@StevenBird-e9n]

Typical! just as I reach retirement age. Thanks Labour voters!

[@Alannelson1000]

Am I missing something, what is wrong with being Mortgage free,

[@LickorishAllsorts]

As a pensioner, I would argue that it is wrong for *ANYONE* to pay income tax on £12500.

[@davidstuart4915]

or council tax when no longer receiving salary

[@listener-md]

And you would get no contest. Pensioners take it on the chin, they don’t mind going without a meal here and there, they don’t mind having the odd day away from home and fast for that day… But they do feel sorry for the sad, callous individuals who obviously get some satisfaction being able to make the lives of elderly people difficult.

[@stephenparkin8337]

Privileged arrogant woman who shows contempt for the average pensioner. Paid National insurance since 1974 and worked all my life. Also paid into works pension and private pension for my retirement State pension is not a benefit and never has been.

[@rodneyallister9877]

I am 80 years old veteran i revived a brown letter two weeks in to labour government to pay tax on my pension over 12500 Why don't the hand outs pay tax on there unearned income Simple why work We get a house a car heating payment cost off living payment child allowance school uniform school meals But you can work 16 hour a week and still clam all your benefit LOL pay no tax.

[@DARRENJOHNHARRIS1]

I never understand why a couple will receive more money they someone that is single don’t the both have the same bills to pay?

[@jasoncockrillrooster461]

please get this women off the tv

[@johnristheanswer]

* woman

[@volt8684]

And out the country

[@mum2jka]

Narinder is being ridiculous. The UK can afford it if it didn't keep letting million and billionaires off paying their fair share of taxes.

[@davidcooks2379]

Just don't give anything to non-workers and illegals

[@johnrice4191]

And the £8 million a day for illegals ..

[@robc7162]

@@johnrice4191 yep, if that money was invested in the system to process them quicker, they'd then either be sent back or could stay and become tax payers themselves. Its crazy the way this Government has just left these people be a burden. They could even have a system where they could work while waiting for their claims to be dealt with. I bet the farmers and care homes could employ them.

[@johnrice4191]

@@robc7162 I agree, unfortunately most are muslim and only 1 in 4 muslims work full time in this country. 75% of female Muslims don't work at all. So it would be pretty pointless.....

[@elizabethstockdale2784]

She’s has no idea how most pensioners are tring to make ends meet. The Uk could easily afford it if we stopped housing illegal immigrants, and giving them free this and that. and sending billions abroad for wars etc…many of which none of us voted for… they need to help those who have lived and worked here.

[@gizellabartos743]

We have paid in for it ! The pension contribution was taken out of the wages at source! That is why it is not a benefit!

[@milliecox4346]

Some of them not all, haven't worked and they are on the lowest pention .

[@dominic8218]

Narinder forgets slightly that pensioners in the main are closer to death and should be enjoying themselves! The rich ones are down to the fact that they probably had successful careers which they worked hard at and paid higher taxes as a result.

[@adrianappleyard4005]

Pension is not a Benefit. If it was a benefit then its tax exempt. Come on government, you can only have it one way, so pick one NOW.

[@mjl2904]

State pension is tax exempt or a more accurately there is no mechanism to tax state pension so your personal or work pension is taxed instead

[@eckie4679]

@@mjl2904state pension is deducted from your annual tax allowance so it is taxed in reality

[@dennisspears7177]

@@mjl2904That’s correct at the moment, but the tax threshold is being frozen till 2028. My state pension will increase to over £13K a year with this latest 8.5% rise and therefore I will be taxed, which means my state pension is not a benefit.

[@TheDavecroft]

​​@@dennisspears7177 the basic state pension will never be taxed. The threshold will be raised if it looks like the state pension will exceed it. No government will want to be the one that taxed the state pension.

[@TheDavecroft]

No benefit is 'tax exempt'. If your income is above the tax threshold you will pay tax. That applies to earnings, pensions and benefits. State pension is a benefit, fact. Check the gov.uk website.

[@RekhaBapodra-c1q]

Does Narinder realise that when the pensioners were young they paid for the pensioners then so the young generation are doing the same. We paid 15 percent interest on mortgage. We were cooking home, going on holidays in uk, not buying gadgets if we couldn’t afford. Cars were bought not on pcp’s. Pension is not a benefit. Its money we paid in as our NI

[@martynsmith8120]

It is a benefit. National insurance is a tax.

[@PaulWrigh]

Poorest paid pensioners in Europe. Absloute disgrace.Good by rishi. Hope we don't see your ridiculous party again

[@ronnietaylor9377]

One ignorant woman,there are pensioners that are having to choose between eating and heating their home.

[@juliebennett5395]

The pension is not a benefiit. It's been hard earned and most of us are not rich! We've had to work hard for everything unlike many who are on benefits when they're capable of working.I

[@michaeltownsend1719]

This women in green is a nob

[@vp272]

Narinder is way off the mark here. Listen to the viewers which are supposedly the demographic of the country. Pension age is 66 for most workers. If you do not live in a multi-generational household it is very difficult.

[@jbu9170]

As pensioners have paid tax on everything since starting work. The state pension should NOT be included in the income tax due on income

[@TeresaConstable]

IT is terrible to pay tax on your wages and then yourpay tax on your pensions .but that young lady is wrong some of us dont have our own houses i havent had a holiday in years and i worked since the age of 15 years i thing the young dont like work some have children who have never worked in their lives.

[@nigel1654]

People aren't living longer. There's just more people.

[@Stuart-f2m]

Life expectancy falling

[@christimothy3385]

I’m a pensioner,when I was younger I paid for the pensioners at the time and that’s how it continues. Your lady panelist needs to get a proper job

[@sueshrubsole3712]

She needs to find a brain cell😊😊

[@normanroscatha2753]

Where there is minimal brain, impossible to educate!

[@vikingfrog7204]

She'll pay more tax than you

[@Lorraine-p4r]

Shut up lady! It is not pocket money! We need it! These young people should just work, and wait for their pension like we did!!! Since we were 13 /16. I started working at 13!

[@Lorraine-p4r]

I had to pay tax when I was on a low wage! Not like now! Young people now have it better!

[@Lorraine-p4r]

It's not five bedroom! It's two bedroom! That screaming lady should get her facts right. We always have had a universal state pension, like our parents! I only got £11 before tax at 16, in a Low paid job. I bet she owns a car, , goes to pub, drinks alcohol. I have never owned a car, drunk alcohol! I have always cut down! That's how I saved for my house! Good that nice Lady shut that screaming lady up! Do not have a family, if you cannot afford a family! Stop blaming us retired pensioners!

[@Luckyse7en1980]

But you can afford to house, feed and pay illegal immigrants and lazy MP's

[@bobrussell3602]

'Given everything on a silver platter ?!' I worked my guts out for my pension ! And the only reason I get more a bit than most pensioners is because (at a time when I was struggling financially) I paid extra in my pension !!!!

[@rmw7536]

£221 is not a lot per week