SWP से करोडो का नुकसान with Calculation - Why You Shouldn't Do SWP, SWP in Mutual Funds

[@WealthGuruji]

Enrol in SWP Mastery Course Now - bit.ly/swpmastery My gear for shooting this video: 🎥 My Laptop (16GB RAM): amzn.to/4d1EVy4 🎬 OnePlus 12 : amzn.to/4cKYNFR 🎙 My Video Record TV : amzn.to/4bPEmX0 🔆 My Camera : amzn.to/4cN5KGK 💡 Camera Tripod : amzn.to/3zJg6ZB 📽 Voice Recorder (Mic) : amzn.to/3zNlXgr Useful links: Gadgets that I use : bit.ly/wgproducts 20 Books for Your 20s : bit.ly/wgbooksfor20s The above links are on Amazon. When you buy any amazon products from above links, we earn little commission. this will enable us to make more informative and creative videos for you regularly.

[@satyendersingh5641]

Two' cr ka nuksaan hai

[@kaporchand9224]

Very informative and cleared all my concerns regarding SIP and SWP.. Thanks

[@dhananjaikandari2808]

Sir mujhe abhi pension k jarurat h to 10 saal baad 2cr kya karenge ghut ghut kr jeene se badiya life ko enjoy Karo haa dusare ka Paisa mat khaao apne paise pr enjoy Karo.

[@Dave_en]

Yahi bahana bana kar log apni naakaami chhupate hain. Phir last age me bolte hain ki guzara karne tak ke paise nhi hain. Issliye life me sabkuchh planned hona chahiye. Aiyyashi karne ke liye jyada se jyada kamana padega. 10% toh shuru se retirement ke liye alag rakhna hi padega. Warna jindagi bhar ghis ghis kar mar jaoge. Jawani enjoy karne ke liye hota hai toh kya budhapa mehnat karne ke liye hota hai?😂😂😂

[@gauravnxt9817]

Investment k 1 sal Bad kro exit lod nhi lage ga.. start kro

[@mathsquest9448]

Liked the way you answered the queries. Appreciable. Keep clarifying.

[@sunilgawde3836]

सर, आम आदमी के लीये SWP बारे में बहुत ही आसान औऱ सरल भाषा में आपने समझाया हैं. धन्यवाद!

[@WealthGuruji]

Thank you Sir.

[@chanchalroy846]

Absolutely right you are. SWP for senior citizens. Better lumpsum investment till 60 years . Thereafter invest in swp .It will be wrong decision if one invest in young and middle age .

[@musicsangram3637]

SWP on 10 lakh investment just doesn't make any sense for most! It baffles my mind how can people make this mistake. Great efforts on spreading awareness.

[@hsdas0607]

SWP is for retired people or people who stop earning. That is the main concept.

[@Dave_en]

Yes. No need for swp for able bodied young people.

[@sdeb1313]

Sir aap bohut accha samjhaya..now I'm your subscriber ❤❤❤

[@vineeshp6]

Plot bheche kay baad after taxes mujhe 92 lakhs mila hai. Maine socha Swp kar loonga , mahine kay 45-50k aaram sey aajayenge. Phir hamare mamaji ney bola ki investment kar lo, abhi young ho . Maine unki baat suni aur paiso ko 4 parts mein divide kar diya. Hdfc balanced fund : 20 lakhs Quant small cap: 40 lakhs Parag Parikh flexi : 20 lakhs Fixed deposit : 12 lakhs My age : 31 years Holding period minimum : 20 years Salary in hand: 88k/ month Monthly investment:40k

[@WealthGuruji]

Good Sir.

[@binaadhikari-1945]

Bechara real Invest chhod k mutual mei

[@Dave_en]

Real estate ko rehne dete. Jitna baar investment bechoge utne baar tax doge. Small cap me lumpsum nhi karna thha.😂😂😂

[@rajolifecom]

Eyes opening, thank you Guruji 🎉

[@rameshuke145]

Nice explanation sir.

[@ganeshpillai9773]

We're nice information 👍 👌

[@dhrubaofficial1]

Vai ap ek bat boliye mera age manlo 23 hua he mera is umar me 1 cr se jitsa happy life enjoy karungi burha hone par 10 cr se bhi etsa khusi nehi paunga yong age me 1 cr jitna khush dega 😅😅 are vai apne life me young time pe hi jo khusi he burha hone par 10cr hathme lekar karega kiya 😅😅 age se profit loss nehi hota he vai young time me jo he wo he swp zindabad guys 👍👍💗

[@CoolWints]

Log paida hote hi kamana nahi shuru kartey. Kamate kamate 35 - 40 age ho jaata hai. Jawani mein 1 crore mein mazaa karna hai to maa baap ameer hone chahiye. Khud ka paisa se ameer / crorepati banne mein time lagta hai. Sabar karna padta hai. This is investment.

[@AkashJatav-vk7gs]

sahi bola bhai

[@Yz-Gpshort1991]

Multi asset fund name kya hai swp ke liye.. par .... Nav bhi kam Chaiye naki high

[@BhupendraSingh-w9h]

Very good video

[@balrajbansal89216]

सर आपका कहना है कि SWP का एक ही मतलब है कि अगर किसी के पास रोजमर्रा के खर्च के लिये कोई दूसरी इनकम नहीं है तो ही swp करें नहीं तो किसी बढ़िया मयुचुवल फंड में पैसा लगाकर 10-20 साल के लिए भूल जायें

[@akumar234]

SWP amount for long periods can't be compared with continuous compounding of not doing SWP. As interest and compounding of SWP amount is discontinued there. SWP is done when one requires regular income (usually retired persons), and not doing SWP to get more money afterward is not possible there. It is like you tell some salaried person not withdraw money from bank for your daily expenses and keep that money in RD and you'll get more profit. Sorry to say, but this is totally illogical, and everybody knows if you don't take regular income from SWP or Bank, you may be in profit, but is it practically possible for a needy or retired person ?

[@AjitKumar-uz3wq]

Great video.

[@siddycoolest]

Best analysis 👍🏻

[@DipakSharma-tq4nl]

Thank you Sir❤

[@radhikananwani6032]

After investing if I withdraw next month onward do I have to pay exit load?

[@WealthGuruji]

Yes Sir

[@radhikananwani6032]

@WealthGuruji then in your talk this point also be added

[@akhilsharma5405]

Sir which return calculator r u using

[@WealthGuruji]

All mostly same, but you can use, Etmoney, Groww calculators.

[@ComplexTVforAssam]

Bohot help Milla sir thank you sir❤❤❤❤❤❤❤❤❤

[@shaheenbano6941]

Sir agr ap jwab dete ho to mujhe jruri hai dena Mere husband pralized hai jo ab kuch nhi kr skte or bache chote hai to mujhe apni zindagi asan se chalane k liye choti investment se swp kru jisse meri jrurat bhi puri hoti rhe or kuch achi rkam bche bhi jb bche bde ho

[@lawoobhuran531]

Very nice information

[@biplabhembram3042]

Sir ji ...apne bacha diye is bande ko galti se ....thank you sir

[@shivajipawar-my5zi]

Correct statment Sir.

[@Snadhyadance12]

Jese mujhe karna hai SWP or mujhe paise nikalna bhi nahi hai to bhi na karu kya

[@avinashkantute5905]

Loan repayment karna hai to kya status rahega

[@alphasj8349]

Sir paisa uper leke Jaye kya

[@WealthGuruji]

Upar Jane se pehle, sab khatam kar na he.. 😉

[@santanumondal740]

Sip te 3-4 cr hone k badh to hybrid fund me transfer kia to tax 40- 50 lk to tax dena pare ga... Usshe better to jishme investment hai ohise withdrawal suru karna..

[@HealthylndiaMalayalam]

After getting 3 to 5 crores take it with you when you die

[@Dave_en]

​@@HealthylndiaMalayalamif you remain alive then work till you die.😂😂😂 excuses for not saving for retirement life.

[@Vidhan.Tiwari]

SIP ko bamaye rkhte hue bhi (chahe to installment band kr do) to bidhape mein jyada fayda le sakte gein ...bajaye SWP ke....

[@tenzintenzin559]

Ohnesty advise, very helpful,,,thanks

[@mahendrawadinkar9922]

Are bhai kaha pade rahane do kya kare uske bare kon Tera mama batayega konse fund me o to bataya nahi pade rahane do😮

[@bonimlaprasunsantra8012]

Nice explain

[@pravinwaje2357]

Rk side say isliye daltay hai aur dusri side say nikaltay hai kyoki fd return ko bit karna hai .sip ka return 14 taka hai aur fd ka kam hai isliye

[@deepakchawla9554]

Sirji balance fund se swp karker small cap mid cap me sip start karna thik he pls reply❤❤

[@sukumaridevi3629]

😂😂kya fyada jishmai hai usi mai rahney de🎉😂

[@raviahir3494]

​@@sukumaridevi3629Lol Logic. Balance advantage fund mein 10-12% expected return milenge. Small & Mid cap mein higher returns ke chances hain, + unhe SWP mein installment mein paise milenge which means woh market ki situation ke according us funds ko parts mein invest kar sakte hain. So isse kya fayda nahi, long term mein bahut bada fayda ho sakta hain, so knowledge na ho toh dushro ko atleast wrong information na do.

[@HealthylndiaMalayalam]

If You may die after accumulating all money in SWP. What would you do . send an e mail from hell to block ir . foolish advice

[@rohitrajajha1562]

COIN mein to hota hi hai SWP sare funds se maharaj. Sabse bade broking firm ko hi sideline laga diye

[@pravinwaje2357]

10 lakh agar 20 sal may 4 carode toh 20 lakh ka investment 10 sal may 4carode ban sakta hai kya bhai

[@SanjayKumar-hc9ry]

Very nice sir ji 🙏🙏❤❤👍👍🌹🌹🙏🙏

[@aruntechyoutube4316]

Mera age 32 Years hai toh Lumpsum yaa SWP yaa Sip kaun sa better rahega ?

[@Dave_en]

Agar aapke paas paise hain lumpsum ke liye toh lumpsum kijiye. Salary bach jata ho toh SIP kijiye aur retirement ke time SWP kijiye.

[@aruntechyoutube4316]

@@Dave_en ok Thank you sir

[@Dave_en]

@@aruntechyoutube4316 abhi filhaal SIP start kijiye aur lumpsum wala paisa sambhal kar rakhiye. November ke time market fall kar sakta hai. Uss time unn SIPs me lumpsum paisa daaliye. Poore planning ke saath lumpsum ka paisa divide kar ke alag alag funds aur 6 installment me daaliye jab jab market fall kare. Iss tarah aap mauke ka faayda utha sakte ho.

[@parashnathgupta4918]

I have 1.5 lakh and I m 30 year old. Where would I invest for 15 years? I m in private job with family responsibilities

[@dcbaskey]

Swp me clubbing apply hogi ya nhi

[@Manishkumar-xv3hn]

Sir namaskar Future main SWP means at the time of retirement ke liye hume aajse hi lumpsum investment kr dena chahiye start? To kis trha ke funds main kre

[@mehulrajopadhye]

Conservative hybrid funds choose karo

[@anilkumarsharma8901]

SIP siphon SWP suction????

[@manojdatta5217]

Sir, 60 yrs age me kuch aacchha SWP ke liye Fund advice kijiye please

[@Dave_en]

ICICI equity and debt fund ya HDFC balanced advantage fund best hai SWP ke liye. Pure equity kabhi mat karna.

[@rahulraje4002]

Thumbnail accha hai...

[@Somngemu1990]

Toh har mahina income chahiye to kya karna hga?

[@arjunthakor1563]

What about tax ?

[@SureshK-ck3qq]

Please always calculate inflation of 6% for withdrawal amount

[@J.p.p.s]

सर मेरा निप्पोन इंडिया स्मॉल कैप में 4000 Bajaj finance balance advantage fund me 1000 Dsp banking and financial me 500 Hdfc large and mid cap me 1000 Kotac health care me 500 Mirae asset midcap me 1000 Quant small cap 1000 Sbi samll cap 2000 Tata small cap 1000 Sbi midcap fund 1000 Total 13000 monthly sabhi direct plan me investment lag bhag 8 month se kr raha hu mujhe 20-25 year me 3-4 cr chahiye plz review my portfolio ❤

[@WealthGuruji]

Agle video ke Q&A me aapka sawal le liya he.. agla video dekh lijiyega.

[@ajscreation727]

Sir etf ke uper ek video banaiye

[@WealthGuruji]

Ok Sir.. jaldi ayega.

[@rajeshsingh-db6eo]

Sir muje one time 10 lac investment karna h abi market high par h my age 47 app se nahi karna direct SBI bank se karna h. mutual fund m kab karoo.reply.

[@premanandamandal5488]

Khuch nehi lega to khayega kiya

[@quadriwaseemnoorulhaq8346]

20 saal baad indlation ko madde nazar rakhte huwe aaj ke 4 crore ki value aaj ke 4 Lakh ke barabar hogi toh fayeda kuch nahi hai.

[@machindrathorat5362]

Good sir

[@anagh3223]

Bhai jisko monthly jarurat hai o kya karega ?

[@Dave_en]

Retired logo ke liye SWP hota hai. Jawani me swp kara ke kya faayda. Jab tak sharir thik hai tab tak sip karo. Last me crores ka fund SWP karna.

[@prasadmosafir4940]

45years old walo Ke lite kaha investment karni chahiye

[@mehulrajopadhye]

88,000 per month (assuming 11 per cent return) for 15 years (from age 45 to age 60) will get you 4 cr. You can then setup swp for 2 lac per month

[@suryavikash6414]

Jab humare paas 1cr hojata hai toh usse interest lene kai sare tarike hote hai jaise - every year withdraw , saal mei jab profit mile tb tb nikaal kr total 8prcent nikaal kr rakhle pehle hee

[@pravinwaje2357]

10 year koi badi bath nahi 20 lakh invest kr saktay ho 40 ahe may aur 50 retirement ki ahe may konsi branch aur konsa government job 4 carode nahi dega .yah sahi lag raha hai

[@creqmepuff]

Sir 10 saal ke liye bataiye pls

[@mukeshbhai9416]

Sir 3000 sip karni ho 10 year ke liye to kon kon se fund me kitna kitna dal na chahiye our kitna ho jayega 10 year me

[@WealthGuruji]

Agle video me aapka Question le liya he.

[@Dave_en]

3000 rupay me jyada kuchh nhi kar sakte. Simple sa ek flexicap choose karo. Parag parikh ya JM flexicap category me best hai. Ya phir multicap index fund me karo. HSBC ya HDFC ka index fund 50:25:25 ya 50:30:20 wala scheme bahut achha return deta hai. Expense ratio bhi kam hai.

[@DineshBajaj-mw6ij]

Jaroorat aaj hai aur 20 year ke baad 4 cr ka kya karege

[@BHAKTI880]

😂😂😂

[@arzooreyaz796]

Agar 1000000 swp kare 10 Saal k liye widaut widraw to 10 Saal me Kitna paisa bnega Plz reply

[@WealthGuruji]

Agar SWP se Paisa nahi nikalonge, Tab to ye Lumpsum ho jayega.. 10 lakh ka approx 34 lakh banega.. 13% return estimate

[@Bachhokiduniya_2]

To aap to video me bol rhe the ki 10 lac daal ke chod do 20 saal ke lie..4 cr kaa corpus ban jayega..is it possible Agr 10 saal me 34 lac somthing ban rha h 13% return ke hisab se

[@suryavikash6414]

Sir i think is topic par koi baat nhi krta kya ki ismei se kya best h

[@pramodsharma9262]

Bhai jisko har mahina paise ki jarurat hai vahi log karte 60 se upar ya jiske pass 20 lakh hai lekin koi business nhi hai to vahi log swp chalu karte hai. Mumbai, kolkata, chennai vale karte honge. India me. .. 0.25% log hi mutual fund karte hai. Or swp ki jaankari 0.001 % logon ko hi pata hai. Ya jo mutual fund advisor lete hai. Chhote city me advisor hote hi nhihai. Or jo hote hai o itne honestly koi kam krte nhi hai.

[@tapabratadas8911]

Dada kemon achen? App ka video pahale see bahat practical hoo gaya.😊

[@WealthGuruji]

Dada, bhalo achhe... 😊 Thank you for your feedback. aap aise hi feedback de te rahe... Aur improve karenge...

[@SCF-SOFTCLASSICFORER]

Bhai mai swp ke paise se dusre fund mai sip karta hu ye to thik hai na..😂😂😂😂😂

[@WealthGuruji]

Sahi nahi he ... kzbin.info/www/bejne/fHjNi2WigMeil7s ye video dekhó.. calculation

[@Dave_en]

Bewakoofi hai. Saare paise Sarkar ko tax me de do.😂😂😂 Market down gaya toh SWP ka corpus bhi down jayega. Issliye STP karna chahiye 6 ya 12 months ke liye.

[@tradingknowledgesharing4326]

LUMSUM NAHI KARNA HAI MONTHLY SIP THIK HAI NA

[@sufiakhan2422]

lumsum investment index fund me kar sakte hai? 10 lakh k lumpsum investment tax katega ki nei aur kata to kitna katega ?

[@WealthGuruji]

Kar sakte he ? Par abhi mat karna.. aur tax katega... Contact us for more details. WhatsApp Number in Video description..

[@AjaySolanki-vw5xb]

Bhai, are you okay?

[@rajputsingh4210]

Right sir

[@HealthylndiaMalayalam]

Foolish advice. Tum ne paisa mamake budappe ke pehle mar gaya to kya karega bewakoof.

[@anishsingh004]

2 lakh ka value 20 saal baad kya hoga wo bhi bata do

[@mehulrajopadhye]

Compound intrest ka formula laga do aur intrest dalo inflation 6 to 8%

[@seekertruth72]

after 5 years 150000, after 10 years 100000, after 15 years 50000, after 20 years 25000

[@nitinpalav4678]

Parfekt 6:12

[@shekhusahu]

सही बोल रहे हो सर

[@HealthylndiaMalayalam]

Ye pagal dikhte he. Jisko instant money chahiye usko SWP chahiye. Don't misleading people.. Your title itself is misleading. Your classes are unprofessional. Third grade. Unpaid.

[@rajivchaudhari85]

अरे भाई SWP नही किया तो जिने के लिये पैसा कोन देगा😂😂 और 10 लाख के 4 करोड लेके बुढापे मे उस पैसे से क्या करोगे 😂😂😂😂

[@Comadyhubhouse43]

No sir aap apna lecture apne paas rakho

[@singhisking1986]

Bhai jab tumhe swp ki knowledge nahi hai to video banane ki jarurat nahi hai... Thumbnail galat banaya hai tumne ... Video me concept bhi galat bata rahe ho... Pahle khud samajh lo swp phir uske baad video banana

[@mohdnafees7815]

Galat information 😂😂😂 are swp karte hai isliye bina kamaye mile

[@DineshPatel-v3r]

Ecaviti machiyul fand kiya hai 50000ka

[@shashiprakashdubey]

20 years baad meri aatma kya karegi 4 crore ke profit ka???🤣🤣🤣

[@mehulrajopadhye]

Agar itna umar hai to abhi set up kyu nahi karte hai aap

[@shashiprakashdubey]

@@mehulrajopadhye SWP setup is already in place bro. My profession allows me to do lumpsum investment, so SWP is the best option for me. Now coming to your point : maana ki aapki age kam hai, lekin kya aap is baat ki guarantee lenge ki koi Aaj raat soyega to kal definitely uth payega 😂😂😂

[@shashiprakashdubey]

To all people watching these reels and getting inspired: just don't go by numbers, use your brain. If I am so good with numbers and these numbers actually work for me then I would have made a fortune for myself instead of making youtube videos 😉😂

[@mehulrajopadhye]

@@shashiprakashdubey you do have a point shashi. Kal kisne dekha. But then doesn't all financial planning assume that "you plan for the best and prepare for the worst".? You can't let the fear of death lull u into inaction. Anyway I believe your comment was in a lighter vein so point taken :)

[@mehulrajopadhye]

@@shashiprakashdubey then again how do you know he isn't making a fortune from youtube videos!!. Nowadays sm guys make insane amounts.

[@krunalshinde8161]

Kabhi na kabhi to paisa nikalna padrga kya bachho k liye chhod jaye 😢 ya un k sath jiye b achhi jindgi

[@nonitapandit]

Mujhe per month earnings chahiye

[@Sustainablitytrainer-777]

Toh isme loss kya h paise nikaloge toh paise km honge hi isme apne galat btaya hai. 1. Paise ap kitna nikalte ho wo important hai 2. Apko return kitna mil rha h apne bhut galat information diya h

[@codedusting]

This is for elderly people. Isn't it common sense?

[@DohertyDaisy-j1e]

Allen Timothy Allen Mark Williams Eric

[@DineshBajaj-mw6ij]

Jinki Income nahi unko SWP karni chahiye

[@Bachhokiduniya_2]

Jinki income nahi unke pass mota paisa bhi to hona chaiye..swp karne ke lie..

[@kushalsingh8008]

Tum nahi jante ho swp hai kya sab ke liye hai swp par apke liye nahi hai Ok

[@syedhasibalivlog5293]

😂are yar a kon hai yar bekar ka dimag kharab Kara hai

[@kumarnaresh9749]

Pahle aapane kitni SIP ki hai yah bhi to dikhao aajkal har koi KZbin per Gyan dene ke liye chala aata hai Magar koi khud SIP ya Swp kyon khud nahin karvate agar pada hai to uska saboot bhi to dikhao FIR video bnao aajkal iska chalan bahut jyada badh Raha hai kiske Sar per badh Raha hai mujhe pata nahin

[@sathyaprakashbk5341]

Dont create confusions regarding Sip. Swp

[@hanumantkuber3435]

Bhaisab pahele toa SWP ka matalab kya hai o toa batao !....SWP ka full form kya hai ?......😎

[@Bachhokiduniya_2]

Systematic withdraw plan

[@Shyamshyamadas]

Apne ankhe khol di

[@kishanbhowmik1643]

Kahan se aa jata hai ye log

[@cricketerbaba9889]

E bhi bhang kha ke bol raha hai 21 din me paisa dubble

[@bharatmahato1585]

भाई सही सही बात पब्लिक को बताओ, अपनी कमाई।का रास्ता।मत बनाओ ।