Ted Siedle explains THIS Risk You Can’t Afford To Take - Robert Kiyosaki [Rich Dad Radio Show]

Order your book NOW, before they sell out! amzn.to/2QSONmz
We are in the early stages of the greatest retirement crisis in the history of our nation and, indeed, the entire world. One thing is certain: doing nothing―sitting back, confident your pension check is “in the mail”―is not an option. That’s a risk you can’t afford to take.
According to Edward "Ted" Siedle, a former attorney with the United States Securities and Exchange Commission and America’s leading expert in pension looting, “In the decades to come, we will witness hundreds of millions of elders worldwide, including America’s Baby Boomers, slipping into poverty. Too frail to work, too poor to retire will become the “new normal” for many of the aged.”
In their book "Who Stole My Pension?", the authors focus on the most misunderstood and ignored cause of the pension crisis: mismanagement of pensions and investments.
Robert and Ted recount a history of pension failures, inexperienced boards, gambling, looting, and other horror stories―with a focus on action steps workers and retirees can take to quickly determine if a pension is being mismanaged as well as the concrete steps they can take to end decades of pension mismanagement. They detail critical questions retirees can ask―and guidance regarding how to act on what they learn.
#robertkiyosaki #whostolemypension #financialeducation
www.richdad.com/
Facebook: @RobertKiyosaki
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Twitter: @TheRealKiyosaki
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Instagram: @TheRealKiyosaki
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[@everythingyoudontwanttohea4835]

I'm a machine. My determination for a financial free future is my fuel. This channel is the oil that keeps the gears moving 🙏👊 thank you!

[@ryancruz1271]

You’re not alone

[@puravida5683]

Very informative! The government has fully jumped on The Wall Street bandwagon, VA home loans recently eliminated the home loan amount. It appears they want veterans to go into deep debt, and buy million dollar homes. I wonder how federal pensions are doing, for military and federal civilians! My plan is and will be, to buy properties in Central America and South America. The properties are in foreign corporations, and property taxes never exceed $500,00 a year! The military taught me, always have a Plan B, and exit strategy.

[@ingevankeirsbilck9601]

I was born in 1977. I have always known my generation will never have a livable pension. I take my own precautions!

[@MihaiHudea]

You all are doing a great job. thank you for your continuous education. All the best!

[@michaelmcdonald4442]

Don't steal, the government hates competition. The great Dr. Ron Paul.

[@johntiedemann2520]

Thank you for the radio show.

[@Kwameking1]

Thank you so much!!We would like to hear more.

[@drmosley9385]

LOVED this interview, I wish you could do a few podcast like this each month. Gen X.

[@laviniadumitru1157]

Great show! Thank you Robert, Kim and Ted!!!

[@sanjaynautiyal9476]

Thank you show much ! Great Show..Wow.. keep doing the great job..god bless you.🙏

[@shadowwspider]

Love this show, as an Aussie its just as relevant for us as it is for anyone in the USA.

[@anewcreature7]

Aussies are huge fan of super, from what I can see. Pages I follow like barefoot and Dave Ramsey’s are massive advocate of super. They need to wake up and smell the coffee.

[@shadowwspider]

@@anewcreature7 totally

[@carloseduardonaranjosuarez5917]

My financial life has been changed a lot by Robert's content and context

[@ebejale]

Ted Siedle, God bless you. I can only imagine how you felt after losing your father at a young age.

[@jacegarrett1008]

i dont mean to be offtopic but does any of you know a tool to get back into an Instagram account? I was dumb forgot the login password. I love any tips you can give me

[@tehyonglip9203]

@@jacegarrett1008 use a password manager to record your passwords

[@Ryan62751]

Love your videos

[@alishnj]

This actually opened my eyes on something that is going on here in Iraq. Here's been a problem between the people and the government , since there is no job vacancies beside the falling infrastructure and the educational corruption which led to the now demonstrations. the government took the '57 , '58 , '59 and '60 ages and put them through retirement so they can fit the '20s in the governmental jobs , what happened is a massive amount of experts has put off their jobs , no monthly salary, and now they've been delayed of their pensions. Now it's the 4th month these old guys has no income for them or their families. I guess Robert is dead right about this crisis , because it's global problem.

[@lubosimaboshe]

This book is very important to read..

[@packleader1215]

Today my job sent me to HR for the 401k plan. When I heard contract, I delayed. I believe I'll waiver. I'll use my 3% elsewhere

[@rosemelitadoadison3514]

I was told too, 2yrs ago but its in Philippines, every i mean all overseas employees has to obligue to sign securities and healthcare where we all know doesnt have any funding. Its like letting a thief rob your pocket and you can't do anything about it. So what i did i didn't sign like most do because Im not stupid to get myself rob by my govt.

[@itsnotallrainbowsandunicor1505]

Way to stick to your gut feeling. 👏👏👏

[@JesseMoon]

Smart Decision @packleader87 Do you know what options are available to you?

[@NicoMoreno]

Thanks so much for the awesome video 🔥 This will definitely help me Become Wealthy and Improve my Finances!! Keep it up! 💯💯🙌

[@BradKwfc]

My wife is a Nurse at a local hospital. They just announced that new employees will not have a pension and that any employee who leaves then comes back will lose their pension. I took some of my money out early and have tried to learn to trade it myself, I'm 36 now and figure if I can learn to trade (even if it takes 20 years) I'll be ahead.

[@JesseMoon]

That's tough! Are you in the States?

[@BradKwfc]

@@JesseMoon Yes.

[@namubirubrendah391]

Great

[@bjthomas110bj]

Man i gotta get this book

[@labhe112666]

Very powerful information! I am never a believer of pension or 401K. Investing in something better.

[@BoostMobile-jl9gn]

Robert I'm glad I listen to Rich Dad profitcheny

[@cesarioserrato5306]

this is a great radio show topic. I just won a 3-year class action multimillion-dollar lawsuit suing the 401K company for ripping us off.

[@fukcensorship5762]

can you elaborate?

[@cesarioserrato5306]

@@fukcensorship5762 just as this show talks about how they're ripping us off and all the junk fees and putting our money in funds that help them not us as we're the customer.

[@daviddarby]

These are not happy ending stories, another reason to build ones own business and investments. Im glad I took my Dad Rich Dad Poor Dad stuff out of the house before they lost it to the banks in 2008/2009 because Im NOW reviewing and listening to the books and CDs to get my mind in a better state of mind compared to listening to the continuous economic dire news on YT. I do believe its coming down but I don't need more negative future news and I need to get over my fears of getting into business and implement my real estate business plan. I need to build a team, and rebuild my sales skills et al. This is why Im listening to your channel although this is not good news but its facts which has been around for 20-30 years. Here is what I saw about the financial planners and the free money, its only free as long as the FED RESERVE & GOV'T print in terms of Trillions and play a high stakes repo game. Regarding market crash I completely agree, there will be nobody wanting to buy and we will just see gap downs and markets closed, opened up a day or so later then another gap down and market is closed wash, rinse & repeat. I think we are going back to 1970's.

[@nadineahlers2164]

This is happening in South Africa too

[@elzacatecano7001]

Good info keep in mind the are in the bussiness of selling books too.

[@packleader1215]

Wooooo! I just finished this video. I'm Sooooooo Glad I didn't sign for that 401k today.

[@timothymack1653]

Luis Raya I have pasted the first mile stone is stacking silver 100 ounces🥳

[@jgrysiak6566]

Lol, Still take it if they are matching it dollar for dollar. That's free money!

[@paulvernon6819]

This is so important pay attention...

[@kirilmihaylov1934]

True that

[@PurnamaABC]

My goal will be when I can say "I don't have to worry, I have assets that puts money in my pocket even while I'm sleeping".

[@senthilkumarn4u]

You are my rich dad Robert and Kim...🙏 People work with the intention of money as their only Moto...

[@nicholasvarro7382]

The easiest way to solve this is working for something that motivates you, excites you, puts you in the decision making seat. Because then you wouldn’t have to worry about retirement.... look at Robert- teaching, podcast, ect and I’m sure he’s no retiring anytime soon.

[@leylamariabonillapalacio9415]

Yeah, I think is also healthy to do something even if you can retire. Besides focusing on doing things you love, it´s also really important to get good at a couple investment vehicles just in case for whatever reason you can´t work or don´t want to for a couple of years and still be in a good place financially

[@OldTerrible]

How can i find out what is going on with my pension fund at the bakery confectionery and tobacco workers Union (bctgm)?

[@jean-louisjorus9129]

Greetings from France. Building my own retirement vehicle in selected real estate and exiting financial products and fiduciaries...

[@gettinafterit2158]

Jean-Louis Jorus Any examples? I’m reading his books and watching videos. I kinda get it but how are we to do it with very little money??

[@nicholasvarro7382]

I’m getting my pool cleaning license and with the profits buying real estate. Small business and real estate. That’s what he’s doing

[@baratobarato5056]

@@nicholasvarro7382 do you need a license to clean pools?

[@lenny108]

@@gettinafterit2158 I start to dig out a cave at a remote place of the Siberian forest, living like a hermit is tough but there is peace.

[@itsnotallrainbowsandunicor1505]

@@baratobarato5056 Pool cleaners that operate on the *commercial level* may be required to receive a certification or technician certification

[@genaroromanjr4977]

This kiyosaki telephone talk show is a grand slam,I'm enjoying the show. Wallsreet/Bible's Babylon

[@jmsBungz]

I'm going all in on silver

[@gloriamaypagal6755]

Thanks God i've watch this. Have meeting next week from a former boss offering me a insurance/pension plan. Thank you mr. & mrs kiyosaki.🙏🙏

[@blueXRPdynamite.]

Well you now know not to touch it with a barge pole. Thank your lucky stars.

[@skcarter2]

As a teacher, i took all the money from the state fund, bought a life insurance policy on my mom, when she died, i took the tax free insurance and bought real estate. Now i take un needed rents and buy gold.

[@villelloyd7874]

So what do we do

[@acumenautomotive2276]

Hi Ted, Robert, and Kim....scary stuff...I would love to hear your opinion in regard to the New Zealand situation, kind regards William

[@coachtanishamarie]

IUL is the best

[@eddiehuiz]

great information robert and kim kisoyaki unfortonaly people dont care enough to find out how this happens

[@coachtanishamarie]

Wow sad

[@leonlagrey]

2 weeks ago I had a conversion with a friend and he said to me that he is transitioning from a daycare worker to become a elementary or high school teacher and I was telling him how pensions are no safe. I am glad I can share this video with my friend about this information. He may reconsider this option. I was laid off from work about a year ago. I am glad that I am not considering a 401k now I know its a scam, I am now at home recording making audio recordings as a podcaster. An older friend I know that studied financing at a College back in the 70's had spread some of the Keynesian knowledge onto me about 401k's (The three-legged stool I was tough from my Boomer now I see now is just a Frisbee ) , I'm a Millennial myself but I do not take knowledge from Keynesian Economist. its a waste.

[@rudrapadhy9175]

8:15

[@jackiekevinsunny]

Thanks for shining a light on the Rhode Island pension crisis. Funny thing is people voted Raimondo in as governor despite her clear ineptitude and/or malfeasance and obvious cronyism. So frustrating but like u said "everyone's asleep!"

[@cynthiaaiken2424]

Do you have any insight as to what may happen to United States military pensions?

[@emmeadowmitbbs3537]

Any "pension" is basically a promise from the government. The government will pay you for sure, but with a dramatically devalued currency. In this sense, I do like 401K better. 401K has all the worst funds with ridiculously high fees. But at least you have certain control by yourself. You are just forced to play an unfair game.

[@KrystalToddCPA]

Cynthia Aiken agreed with what was said above. If you pull up the military retirement financials you will see the pension was underfunded by over $880 million in 2018. So they can probably pay out the dollar amount they promised but it will buy much less, even with their adjustments for cost of living.

[@richh1576]

@@emmeadowmitbbs3537 the current projection by speculators is that the US dollar will lose another 700% to 3500% between now and the next 1-4 years. To put this another way, the current dollar has about 3.4¢ ($0.034) of actual purchasing value; if it drops by 700% it will be worth only 0.048¢ ($0.0048)

[@johnhardin4358]

I don't have a military pension, but lately I have considered the concept that military benefits are a socialist institution. I have no quarrel with this. It's the least we can do. Still, I am concerned about the flaws in such concepts. A crooked govt, which is manifestly what we have, will just see this big pile of money and figure a way to rip it off. The govt is no place to achieve independence. That's what soldiers need. These kids go into war zones for a country they do not own a square inch of. We loose more soldiers to suicide than to combat. There is something seriously wrong with this picture.

[@stepitupmorons8704]

thank you, ps trade weather im in green bay, wi

[@markmcdowell5509]

GOLD AND SILVER WILL GET YOU BY!!!!!! GO GET YOURS NOW !!!!

[@George-nn8ui]

Mark McDowell there’s a couple other precious metals as well, one is used in Cadillac converters easy to take off.

[@timothymack1653]

George Bennett platinum and palladium are more volatile than gold and silver because of a massive risk of a Great Depression 2.0.also most Americans don’t have any currency saved up around 45% no currency in savings

[@lagneuk702]

@@George-nn8ui Platinum very undervalued

[@kirilmihaylov1934]

@@lagneuk702 exactly

[@kirilmihaylov1934]

@Thomas Crown platinum and silver are heavily undervalued....

[@emperorsnewclothes2429]

Don’t forget government workers like transportation, utilities, parks, etc...

[@FaithAlways1]

What about investment in equity in a 457? Will it help? Why or why not?

[@JesseMoon]

457 deferred comp is almost similar to a 401k with a few different twist. Key thing to know is it's still in the market with high potential of loss. There are a few other options out there with liquidity, security, great growth and best of all tax free. My clients absolutely love this.

[@buellfuel2001]

Thanks, for upsetting my stomach...lol. Hi ho Silver!

[@jgrysiak6566]

I wish Robert Kiyosaki was around 35 yrs ago when I went to school, got a job, saved in 401k. Things may have been different for me 2day!

[@IBK66]

Dear Mr.. Kiyosaki Please talk about the INDEX funds.....I'm dumb to it all.. I m following your lead on silver and gold. Is there any safety in the index funds?

[@doofchikadoofchicawaawaa6029]

They are coming for your pensions..... "and you know what..... they are gonna get it" George Carlin

[@frankrizzo8918]

You keep putting down the 401k but you did not offer an alternative.

[@joefran619]

You need to buy his books!

[@tylerlapointe8342]

What if local pensions invested in local businesses?

[@lubosimaboshe]

That's a cool Jacket that Robert is Wearing..

[@zukiplay]

I was promised a pension lol. Been almost completely decimated. I give it 10 more years and the sliver that's left will too evaporate......if possible.

[@jgrysiak6566]

I'm beginning to think I should have cashed out my pension years ago after I was fired from Verizon! Who knows if it will still be available when I turn 65!

[@zukiplay]

@@jgrysiak6566 I hope so. I'm in the same boat. Can receive the small amount at 65. I worry about the older folks. Hope they keep theirs.

[@cameronrobinson8455]

Many people will agree build passive cash flow and businesses is the only way out.

[@victorjaggwe2169]

Sorry Ted for the death of your father, am from Uganda. Amin was Uganda's president from 1971 to 1979 🙏🙏

[@ericg4568]

Mr. KIYOSAKI, can you please if you have an opinion, tell me what you think about the;Thrift Savings Plan. The government's version of the 401k?

[@BoostMobile-jl9gn]

Have a 🥊 match with wall street

[@stefansly1990]

Not everyone can afford gold or real estate right away. Eventually I'd like some in my portfolio though.

[@ricardomacgomes]

When does the book "Fake" will be translated to portuguese? :)

[@mariooliveira9074]

🇵🇹

[@anthonykence9954]

And what is going to cause this financial crash. That the Government can't print its way out.

[@richh1576]

The money becomes worthless and no one will accept it because of its zero worth.

[@goldguy8069]

EVERYONE HAS THEIR TAKE ON THIS MINE IS GET IT WHILE YOU CAN AND CHEAP

[@js7un165]

Pension, 401K, Defined Benefits, how about none of the above.

[@debhughes1630]

Just had my principal buy the cash flow game.

[@RetSol61]

I still think if you don't hold it, You don't own it! Cash, Gold, Silver, Tangibles and maybe Rental Property.

[@WilliamMartinez-lm1sk]

Thank you God, thank you Jesus, thank you for the information, education, I've always been a bit skeptical about all of that, for a long time, the Federal Reserved don't care about us. We have to figure it out, have to beat them, on their own game.

[@DayMakersLIVE]

21:00 401k

[@martingainty9623]

Raimondo is a genius to cut RI pensions..we have unions here in mass and we desperately someone like raimondo to cut colas and to cut 100k pensions for anyone who have less than 30 years public service

[@royreyes8422]

gold just pop to 1570...

[@lubosimaboshe]

Lol!!! Three leg stool is just a piece

[@puremusicdaz]

'no bid.' no middle class. digital ubi for all, as long as you have the mark, or the name of the beast, or the number of his name.

[@jamesburse]

Remember what happened in Detroit

[@rosemelitadoadison3514]

In Philippines social security and philhealth(healthcare) are become a must to all local employee and overseas worker are paying premiums to those pension when every pilipino knows that theres no fund at all. Thats why its really important to have financial intelligence but sadly filipinos are too ignorant and just depending on govt empty promises. And still oblige to sign on those pension.

[@lagneuk702]

And trusting the Catholic Church keeps them down...

[@rosemelitadoadison3514]

@@lagneuk702 that also a sad part, im a filipino but i stop listening to priest long time ago.

[@lagneuk702]

@@rosemelitadoadison3514 wise decision many of them are Luciferian child molesters living off the collection plates at church

[@johnhardin4358]

The subtle and the flagrant. The US govt is big and it's corruption is subtle. In the smaller countries corruption is flagrant. When I get curious about the USA, I study Nazi Germany. Lots of insights there. So, you are aware but many are not. If you care about your people, work towards the moment when the big shots are fooling some of the people some of the time. Our contribution to Social Security is mandatory. With that bite taken out, we are not in a good position to invest. Our public school monopoly works the same way. Parents have to pay the school tax and have nothing left over to buy private school. Tax vouchers would enable this, but those sows at the trough squeal about how their wallow will collapse if they have to compete with real education. Meanwhile they loot the treasury and the more money they get the more illiteracy they churn out. Now they have eliminated cursive instruction and they are grinding down arithmetic. This needs book length treatment, if there is anyone left who can read. I commend your English. It's a little hard to follow but I got the gist of it. Now if only the local kids applying for jobs were that good at it.

[@williamjohnson5877]

Pension crisis So I better take lump sum? My pension will be $6400 per month if I retire 18 months from now, at age 62. My question is What lump sum payment would you accept, if offered as pension buy out?

[@mariooliveira9074]

For you to keep your pension. You need to tax the tax payers 100 percent!!!!

[@Mysticonnections1111]

More information about the solution please!

[@RealEstateWithRay]

Ted's story......man..... :(

[@stefansly1990]

Just dont depend on the 401gay by itself.

[@davidouellette6833]

lot of doom and gloom i understand the corruption but you know what i got out of this buy my book

[@trench01]

question. If 1/100 people buy up properties to rent which also increase the prices then that makes the 99/100 have less money. if everyone did what the 1/100 for then their would be no 1/100 so what this is all about is that it does not work for everyone. So how is that proper? Even many from the 1/100 are becoming less to be 1/1000 due to taxes, violations, less incomes, etc. Remember 40$ of the population makes under $15,000 a year and growing and real unemployment is 21%. Instead of using your money to fix issues, do you encourage the current trend? Yes or no?

[@johnhardin4358]

Money is the root of all evil. Eventually humanity will get over it, but it will be tough sledding until then. We had a good middle class. Then they forgot communists are their enemy. As long as we can have a big middle class capitalism is palatable. When a few greed freaks change our nation's laws to loot the public, we have a nation we cannot live with or in. They have cheated to achieve. That is hardly a level playing field. Fiat money selects for serial killers. The evil are frank in their view of society as a predator feeding pyramid. There is little room at the top, and they make sure it stays that way. Iif you can't crack the monopolies, you have nowhere to work and get your slice of the pie. Bankers invented communism. Remember that. All that crowd cares about is a few oligarchs getting absolute power, they don't give a damn which system it is. When fedgov does intntl business, they prefer tyrants because they are more dependable. In recent years the Soviet Union got a well documented visit from some ETs. They wanted to deal with a govt that had a lot of control. So this even goes on in exopolitics. So yeah, not everyone can be a real estate tycoon, nor should they be. In a decent society they don't need or even want to be. Life is about living. You will never see a You-Haul following a hearse. We need to realize our planetary community. Planet wide corruption ain't cutting the mustard.

[@yvonnawebb3988]

are we allowed to take our money out of the 401K before the crash, even if we lose some of it?

[@debraj8665]

Depending on your 401K you can take money out just be prepared to be heavily taxed. I got laid off and I have been at my new job for 2 1/2 years. I am not 100% vested but I can take a loan. The money I had from my previous job I did not rollover so I can take that out.

[@johnjones4502]

The common worker has no clue when it comes to finance. They were never told not to trust anybody with your money.So they go along to get along.When the ponzi itself is manipulated to pay higher rates to financial planners due to inflated causes you become a soldier drafted into the system which keeps it alive.

[@johnjones4502]

All in the cause of welfare to all setting up a commie takeover.

[@MichalKolman]

"Your loser brother in law should listen to this also" :D. But hey thanks for another great show. My employer does contribute to my 401k (even though the name is different where I live) so I am taking advantage of that but only thanks to you guys I'm looking at other alternative investments like gold or 3rd party investment platforms like peer to peer lending etc. At some point I'll look into cryptocurrencies, too. Spread your money guys even if you have just a little (temporarily of course)!

[@ayushmodi962]

Hey Robert, What do you mean when you say that pensions are "underfunded"? #askrichdad

[@zoraster3749]

Ayush Modi just that. Actuaries (super accountants) calculate the predicted future cost of providing benefits against the predicted future assets and returns and if there is a gap that is the unfunded liability. A healthy pension is 80% funded, some of these pensions though are 30-50% funded meaning that for every dollar that is owed they only have fifty cents; they are unsustainable and their existing commitments will likely not be met without significant investment or bailout.

[@ayushmodi962]

@@zoraster3749 thanks a lot man

[@redbird1824]

If you are a government employee in the TSP[Thrift Saving Plan]401K be aware that notices went out in 2014[during Obama Admin.] that if the Govt goes broke then the govt is confiscating the "G" fund.Be aware laws are already in place to confiscate gold coins just like in 1929 and only need to be signed by Trump or whoever is President.For proof of that look up Lynette Zang Laws on gold Coins on utube.During the Obama admin laws were passed REQUIRING pension fund managers [most 401ks]to invest in risky stock market derivatives.When the stock market fails the 401ks fail as well.Social Security is ALREADY not solvent but running on borrowed money.

[@emmeadowmitbbs3537]

Many 401K and IRA plans are managed by oneself. Some of them are just like regular trading accounts with detailed trading history. How can they steal this kind of account?

[@barbaraherda9212]

Emmeadow mitbbs Unless You hand-pick your investment vehicles, they’re picked by Wall Street, and selling you lies

[@emmeadowmitbbs3537]

@@barbaraherda9212 Sure. That I fully agree. 401K has all the worst (very high fees) mutual funds with financial advisors having no financial knowledge. But, at least I have some control if I know what I am doing...

[@barbaraherda9212]

Emmeadow mitbbs Understood

[@dawsonhadley729]

EXPOSED .. Canada has a “Repayment Assistance Plan” for government student loans. So if you make under 35k / year they will pay the interest on your student loan until you make over 35k.. So they’re paying themselves interest every month with tax money and our loans stay the same. Maxed out until we make over 35k / year 😱

[@blakekwamin7400]

I love how Robert complains about teachers and public safety, yet he makes money hand over fist. The system is set up to benefit the rich like himself before anyone else, these ROBERTS words. I’m sure Robert makes more than a small department on his own, and I wouldn’t be surprised if he pays less taxes than an average teacher. So, who really stole my pension?!?!

[@promike13]

Your not paying your car payment with a block of gold or going to 7-11 with a bag of silver coins..lol cmon

[@jeffreyscottsgames9308]

Thats not what hes saying.maybe actually listen.

[@johnjones4502]

gross mispractice on purpose

[@goldguy8069]

BUY STOCK IN ROPE COMPANIES .

[@TheReminisce777]

lol

[@johnhardin4358]

Yay! Rope is cheap!

[@davidouellette6833]

THEY CAN NEVER KEEP THEIR GREASY PAWS OFF CASH THAT IS NOT THEIRS

[@richh1576]

They never have, that why we're in this terminal mess.

[@decembersunita]

In India sons are pension. 😂

[@johnhardin4358]

In America they sleep on your couch.

[@andrub23]

#dudewheresmypension

[@George-nn8ui]

Seems like 5 thumbs down can afford it ;)

[@mrdonato1]

they just dont want to hear the truth

[@gamerzskillz7780]

Basically what Robert is saying is EMPLOYEE OF THE MONTH are the biggest losers! Lol