The Cost of Caregiving with Capital One’s Celia Edwards Karam, Chris Punsalan, and Adrienne Glusman

#CapitalOnePartner This episode of Next Question was produced in partnership with @CapitalOne , and recorded live at the @capitalonecafe in Herald Square in New York City. In it, Katie and a panel of caregivers explore the vast spectrum of challenges facing caregivers - those of us who find ourselves taking care of a loved one when they can no longer take care of themselves.
As our panelists @ChrisPunsalanTV , Adrienne Glusman, and @CapitalOne's own Celia Edwards Karam share from personal experience, it can be a terrifying, overwhelming task - from the sudden windfall of money decisions and the struggle to sort out a workable financial plan at a time of immense uncertainty, to the psychological burden of simultaneously caring for a loved one while mentally preparing to lose them. But there are also moments of grace, connection, and priceless time together that will stay with our panelists for a lifetime.
This conversation is both a practical guide and, we hope, a source of real inspiration and comfort for navigating an enormously challenging phase - one that most of us will face at some point in our lives.
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[@ChrisPunsalanTV]

thank you for having us ❤

[@sdisme9248]

Much love Chris ❤

[@lovinghim2160]

Chris I watched your videos hoping to learn. Didn't know my mom would only live w Me 10 days. I was So heartbroken to learn your Gma passed, iStill watch. Ty for your Spirit filled comments. Christian Forever.❤

[@pastoraraela6845]

We are so proud of you Cabalen Chris. You are loved and your family...! Hugs to you and your Mom with prayers ...SALUTE !

[@loganbagley902]

Chris, you are such a a gentleman and most of us can only hope that our children and grandchildren will feel half as responsible as you did. I know I felt that way with my own parents and never felt regrets either. God bless you for all you have done, and what you will do in the future. 🙏

[@SusieQZee]

First time seeing you on screen without a hat! You have a great head of hair. :)

[@js8618]

Love that you invited Chris. He’s such a genuine light in this world. I’m so happy to hear more about his experience. This was a great topic

[@lynnshaw5784]

So glad to see Chris on your show. He was an awesome caregiver to his beloved grandmother and he shared her with all of us. Thank you for recognizing his dedication to his role...

[@Park29711]

Chris is such a great speaker. I know grandma is proud of him ❤

[@carlenelewis9035]

Here because of Chris' s caregivers story 💯👍🇯🇲

[@Trinaton39]

Me too

[@ca4816]

I proudly stand as a follower of Chris and his beloved grandma, marveling at the compassionate care he bestowed upon her.

[@oliviaburton9489]

I just love Chris. I have followed him and his Grandma for a long time. They are both angels and I miss Grandma very much. Thank you, Chris for all you have done for all of us.

[@HerGreyness]

It’s not just about money. It’s a full commitment to an elderly person who you love. Chris Punsalan gave us all a view of how he cared for and loved his grandmother. I took care of my mother for 18 years- supplementing her income and having her live with me. As she got older- it became extremely difficult to physically care for her and also to supplement her income. Keeping her company, taking her out in her wheelchair, helping her shower, eat, and do many of the things she needed. It was exhausting but after she passed I could not forgive myself for those moments when I felt just tired emotionally. It was a sacrifice but today I have come to realize that those years were really some of the best in my life. My mom passed from internal hemorrhaging at 97 1/2. I know too from this experience that I do not want to live to be so elderly. As long as I can care for myself I will be happy. 😊

[@savanekemoli]

I'm here because of Chris and his journey. I began watching his videos soon after my Mama died after an 11-year Alzheimer’s journey. I struggled after she died. I began healing when I began watching. I finally understand the journey I was on with Mama and the one I'm on now. I worked part-time (I'm a Consultant) and my children were young adults. I'm in my mid-50s. It's been 3 years since she died and I feel honoured that I had this opportunity to care for her. I feel privileged to have known her before she was my Mama. I miss her daily. I'm healing!

[@romelric]

Proud of you Chris!

[@lizettemuna3234]

Our Christopher Columbus. Grandma would be so proud of you. 🙏🏾

[@brenda9633]

So many people are praying for you Chris. Its a good thing what you did for your family. Your grandma was a sweet soul.

[@leemiller2811]

Lovely conversation. Chris has been my hero. His love for his grandmother and her love for him during the journey was phenomenal. He read her affirmations and she said them back. Every little thing he did for her and with her was loving and beautiful. Thank you, Chris. God bless all caregivers. ❤

[@joycechisholmukulelecovers807]

Hats off, Chris! Always admired your optimism.

[@petercolburn3952]

@ChrisPunsalanTV I appreciate you documenting and sharing your caregiving moments. I’m actually at that point in my life now, but fortunately I have awesome siblings who provide the hands on care my mother requires. Blessings upon blessings to them. Watching your videos helped me cope and understand a lot of what the situation brings and comes with. 🤙🏽

[@julesgitu8287]

We are so proud of all of you but of course I am biased to say I am super proud of our Chris Punsalan. He is our guy through and through. I am missing to see grandma Martes as I lovingly call her. So glad to still have the videos to go to when my heart desires to hear her beautiful voice. I love the way she pronounce Chris name 😊

[@nayjaupdates9592]

Here because of Chris 's caregiving story❤

[@AmbisyosongVlogger]

You are an inspiration, Chris❤

[@dushii.bonita1305]

Thank you Chris❤

[@eholly1016]

Here supporting Chris! ❤ His story and perspective is beautiful to listen to.

[@ilovejhammy]

Chris to be a caregiver to your grandma at a very young age is definitely a big life's decision. Salute to you! This conversation made me feel the pain, the burden and achievement that you have in life. take care always ❤

[@ruthsimpson8436]

Was so happy to see Chris there, such a big hearted caring guy,who took such good care of his grandma❤

[@keldaMouse]

Chris is an example of an amazing person who gave and was made a better person because of that selfless gift. Much love to all and Blessings.

[@DaringGr8Leigh]

I am an only child and have been my mom’s caregiver for 9 years. I was in my early 40’s when we began this journey, and even though I’m older than your guests, I can totally relate to everything they shared. Thank you so much for this episode. Such a gift!

[@savanekemoli]

I so get you! I looked after my Mama. I didn't find Chris' videos until after she'd passed away 3 years ago. I have laughed and cried and learnt - and felt normal because it's a lonely journey. Mama had Alzheimer's for 11 years and I was her primary caregiver. Ifeel privileged I got to know who she was before she was my Mama. I learnt to live in her space. Chris' videos have really helped me on my healing journey. You're an amazing soul for doing this!😊

[@concepcionguevarra703]

Thank you Chris Punsalan ...

[@monkeemamajo]

We love Chris!! ❤

[@caroltaylor6706]

Chris and grandma were in my feed on instagram. I was immediately intrigued with the mutual love they have for each other. I dreaded the day to hear of grandma’s passing. I felt as if she were my grandmother as well. May god continue to bless you Chris. I’m sure big and good things are waiting for you in the future. 😊

[@edzsoriano1833]

Just love how genuine Chris is. ❤

[@MarifeBee-gi5lj]

Chris Punsalan ❤❤❤

[@acq8097]

Don't know why but teared up at some parts while watching! Great interview! Well done Chris!

[@dayeen8452]

Wow! Grandma is surely proud of Chris. He can be a resource person now for caregiving. He can use his platform which can expand through invites like this.

[@arosete3512]

Chris is the way he is because of a great upbringing. The Filipino culture also instills in us to take care of our elders. Chris had a choice and he chose to honor his grandmother. He laid down his life for his grandmother.

[@sharonczarniak3547]

I checked this out due to Chris. I admired his attitude and appreciated his videos. My 3 sisters and I took care of our 90 year old totally bedridden mother for over a year. It was very hard but also very rewarding! Sadly not possible to do for each other as we are all getting older with issues. It is physically hard and we will need outside care if our fails to the point of not being able to care for ourselves. Only I have children...1 son. I don't want or expect our son to do what we did for our Mom. It was 4 of us sharing the care giving with the lion share on 1 sister who lived with her. I took over 2 nights 2 & 1/2 days the care giving.

[@tripperjam3006]

Gaining so much wisdom with this conversation. I am a full time caregiver to mom who is 90 years old suffering from progressing dementia. I have followed Chris journey on TikTok and been an inspiration for me to make life easier I'm handling mom.

[@nv-xu9fb]

Chris Punsalan IG brought me here. Chris and Adrienne are such amazing people and such an inspiration to me. Hopefully, this would help and inspire other people too. Not to feel helpless and overwhelmed when this happens to their loved ones and that they have to care for them.

[@gayamaruyama7129]

CHRISSSSS!!! The most CARING grandson I have followed on social Media …

[@heyjulieenriquez]

our Crisostomo ❤ we're so proud of you

[@sammharry]

Yay Chris you did great ❤

[@karenchristmas7670]

Wonderful broadcast. I think you should consider a follow-up 3 with Healthcare leaders, pharma and policy makers and continue the point Ms Glusaman brought up about the challenges navigating Healthcare for the patient and the caregiver. Also the misconception or lack of knowledge about costs associated with care. Most families and patients are painfully unaware of the costs of care and assume they are covered by Medicare and social security.

[@jeanlanie1]

I am now the caregiver of my mother. I also took care of my father. How I wish I could take care of him for a longer time. They took good care of me so I want to give back to them. It is indeed the highest honor to serve my parents the way they served me. Blessings to all caregivers.

[@honoluluhelpers]

I'm your newest subscriber thanks to loving caring, giving Chris #Grateful

[@lcflngn]

This was so supportive and helpful. In the thick of it. Thanks all.

[@sethbriarvids719]

Hi caregivers.. Thank you for all you do.❤ Chris we miss lola! We filipinos are so proud of you..❤ #chooseday

[@lizkirby6059]

Katie, thank you for this forum...your guests offer so much info and ideas for planning...and actuating a plan. I have already sent this to my two adult kids and hope they will watch and then we three can have "the necessary conversations"...All the love to all of you!

[@melbalosiewicz544]

Good luck with your transition Chris. I wish you all the best.

[@ChrisFulgar]

This hits the spot. Caregiving is tough but what made it easy and bearable is the unconditional love from them taking care of me when I was young, helpless and dependent. It’s a responsibility of every child in my opinion. Thank you for this interview @katiecouric.

[@eladioolaer6154]

Watching from the Philippines.

[@lollettealipe9363]

Filipinos are very family-centered and value their elders.I truly admire Chris for his devotion to his Grrrandma and for inspiring young people.

[@anned.657]

we 🇵🇭 proud of you Chris♥️

[@Lily-cm3nj]

Great job Chris we love you and miss you and Grandma so much. You've made us all so proud and I know Grandma is smiling down on you and your family #everythingwillbeok

[@shirleypagaddut2697]

Caregiver ... It's really a tough job and no one really understand unless experienced it. Kudos to all caregiver!

[@karenaquino6488]

This was an incredible broadcast thanks to all ❤

[@embot1526]

here for Chris

[@daisylopez1575]

Incredible! Thank you for shedding light on this important topic. We will all be affected by this at some point. I’ve witnessed the challenges that caregiving brings first hand in my family but also as a therapist and a facilitator for a caregivers support group. I thank you for bringing attention to this now. Katie, as always, your interviews blow me away and keep me thinking about all the topics you shed light on for a long time afterwards. You ask the questions and clarifications we at home are curious about. ❤

[@nancyb7495]

Nice interview. And I liked how your guests explained how isolating caregiving is and how important it is to have the conversations of what your parents, grandparents etc wishes are for the future if they are ill. I wished the interview included the sobering cost of caregiving. Memory care for advanced dementia will cost $100k a year, whether in a facility or hiring caregivers at home. Medicaid does not kick in until the assets are down to $2k. Yes, $2k and there will be a 5 year look back to make sure the assets were not given away just to qualify for Medicaid. I wish the banking guest would have talked more about how important a Trust is to protect your assets. I don’t think people who have not experienced the cost of caregiving, realize how much they need to save. 😢

[@luisyemaramirez3523]

This is such an important video, very informative and resourceful. Please make this caregiving segment available to all of the people in the US. I will pass it along because this is a conversation that needs to be discussed.

[@brilove2291]

I cried…😢 I used to be for my grandma.I miss her.12 years of my life was spent helping take care of her.I would give anything to have her back,but at the same time I know it would be selfish because she had changed so much over the years…I just miss her.After she passed I was not sure where to pick up my life because my family centered our lives around who would be around to take care of her because we loved her so much it never felt like a sacrifice.Sometimes I feel like I had been a horrible impatient granddaughter to her.Like I was just not good.I try to forgive myself some because it can get very stressful and sleepless.I just miss her so much…2 years less than a month ago.:(

[@brilove2291]

I was 19-20ish when the journey began for me…So almost 1/3rd of my life was spent helping her and my family…Sometimes I wish I had more memories of when I was younger than how things were during the decline.I never much had time for me to be selfish and live my life for me,now I just honestly feel lost and feel like I have no idea where to pick things up.

[@MrJcabasagan]

Good job to all…. worth emulating…God bless you all.

[@melbalosiewicz544]

Yes, it’s very important to be prepared for the time we can no longer decide for ourselves to make it easier for our love ones. When we took on our in laws, everything was laid on for us. Including funeral arrangements and even eulogy was written for us. It made it so much easier most specially during our grievance.

[@AmericaShrugged]

Great video! Hats off to all caregivers. I would also be very interested in exploring the "Why" of this dynamic though. Why do we de-value the lives of the disabled so much that we allow untrained, biased caregivers to assume the role to begin with? Why do we likewise assume that a relative is supposed to forsake career and personal pursuits to give "free" care to the loved one? And why is it that this cate is unfunded, or drastically under- funded, via wages in care facilities? This is a huge- and growing!- issue, loaded with expectations...thanks for highlighting these good people in a broken system...

[@tylo091]

Chris!

[@joyakegarasu3944]

Thank you for this program (show) ❤❤❤ needed to hear these words ❤

[@400irene]

LOVEEE THIS❤

[@LauretteCandace]

I have been my moms part time caretaker for 4 years and my dad was my go to when I needed to go do things like take care of my parents bills and go to the grocery. My father died Feb 29th 2024 and I have been struggling with no respite.

[@mercurious6699]

Wonderful

[@abbysabbaya5335]

after watching this, i now am scared of getting old 😫

[@andreatolentino3167]

here bec of Chris Punsalan

[@leslieacoca5876]

Hello Katie, I am your generation. Respectfully, you have tarnished your reputation in my eyes by presenting with Markle anywhere.

[@Lily-cm3nj]

I absolutely totally agree, it was really disappointing seeing someone of Ms Couric"s status on a platform with such vile person like megan markle. The way she has treated her elderly father is elder abuse plain and simple! It's so shameful and disgusting but yet people have the nerves to call her a humanitarian and allow her to call herself one and get away with it! Make that make sense!

[@denisethibaudeau5]

I have no loved ones!

[@laynebeddard8492]

Cost of in home care giving

[@rbs69]

great job chris! follower on instagram