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What do you do when the person who hit you doesn't have insurance?
In Virginia, your insurance company is required to provide underinsured and uninsured motorist coverage in the same policy limits as your liability limits. So if your liability limits are $500,000/$500,000 then your UM/UIM limits are the same. So if the person who hit you doesn’t have insurance, or doesn’t have enough insurance, then your insurance company will step in and provide coverage for that accident.
Learn more: www.osterbindlaw.com/