The Hidden Fees in Canada - How to Avoid Them and Save Money

#hiddencosts #movingtocanada #immigrationcanada
How much should insurance, cellphone internet and bank fees cost? How can you save money and avoid hidden costs when you buy services? In this video we share basic insights about how these services work and how to watch out for fees that you don't need to pay for.
Get 25$ and up to 15% cashback with Neo Credit Card api.fintelconnect.com/t/l/643...
00:29 Capitalistic Society
02:09 Insurance costs & endorsements
3:50 Phone, Cable & Internet fees
6:18 Restaurants: tips and extra charges
08:03 Bank fees
10:01 Fraud
11:05 Watch out
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This channel is curated by Anna and Anastasia, expats from Russia living in Toronto, Canada. We started this channel to share our experience of adapting to a life in a new country after immigration. We talk about personal growth, career and life with a mission to inspire and motivate more people make that change.
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[@Crashed131963]

My relatives moved to Canada in 1890 and I still watch your videos to learn how to live here. LOL

[@MakeThatChange]

🙈🙈🙈glad you’re finding it useful too!

[@AnonymousOnimous]

There are credit unions in Canada. If you want to avoid the fees from banks, credit unions tend to not have those sneaky charges. I've kept my money in US credit unions for decades, and I've only once had to complain about a surprise fee. And there are no monthly charges. 10/10 I would find a credit union near you and review their policies. Almost certainly better than a bank!

[@superhydrocarbon]

Yours is such a practically useful channel! More power to you guys Anna and Anastasia!

[@MakeThatChange]

Thank you 🙏 glad it helped!

[@eddiestilll]

love the tips that you girls covered in this video :D i live in toronto and i can attest to all of these points, just cut back on unnecessary fees, be cognizant of what you're being charged, and always negotiate if you can

[@MakeThatChange]

Thank you! this is a wonderful summary Edward!

[@hasinashraf4423]

you guys are helping us a lot.

[@MakeThatChange]

🙏🙏🙏glad to hear that !

[@countroshculla]

You ladies present it so well.

[@MakeThatChange]

🙏thank you

[@enkidughom2508]

I just love how positive your attitude towards everything :)

[@MakeThatChange]

Always, gotta stay positive no matter what.

[@rachidrobert609]

Thank you for this channel

[@MakeThatChange]

Thank you for watching Rachid!

[@thecanadianimmigrant9773]

This is a great video with very good tips! Thank you

[@MakeThatChange]

Thank you for watching!

[@vinu6997]

Awesome info👍

[@MakeThatChange]

Awesome! 😎

[@coolheeling]

OMG, internet cost is as much as I almost like/plan to spend on food in Canada Will have to work even on weekends😭 Thank you for the heads-up ladies and gentlewoman. These videos really help the working class 👍

[@MakeThatChange]

Getting a roommate helps split all these costs!

[@coolheeling]

@@MakeThatChange Simple and good idea, thank you gentlewomen😁🤟

[@Gloryboyquan]

u still in Canada ​@@coolheeling

[@MakeThatChange]

Get 25$ and up to 15% cashback with Neo Credit Card api.fintelconnect.com/t/l/64336f1c10055e001cb382df

[@jacinthebriand1582]

Simplii Financial is totally free, with no monthly fee. I had that bank for over 10 years. Plus EQ bank gives a good interest rate on saving accounts and RRSPs.

[@MakeThatChange]

🙏

[@marieasangwe4453]

Thanks very much ladies. Pls can you make a video about which bank to use as a new immigrant

[@romancherevatenko5658]

Thank's! Helpful. I thought Canada has kinda more high level of knowledge of how to earn money)) Never mind where you are in right now Ukraine or Canada, all the same))

[@MakeThatChange]

Everything brilliant is stupidly simple 😉

[@matthewsemenuk8953]

I always check my receipt. Most of the time, the bill will be correct, but once in awhile I'll just get a string of wrong prices and errors. It's very strange how rare it happens, but when it does happen to me, it usually happens multiple times a week across different stores.

[@MakeThatChange]

Interesting observation🤔 thank you for sharing

[@LightofBlack]

No links to newsletter or Facebook Group given.

[@MakeThatChange]

Newsletter: makethatchange.substack.com/ Facebook group: facebook.com/groups/mkthatchange/

[@starkantony]

Снимите пожалуйста видео, как вы учили английский и если еще выучили французский для Канады и это второй иностранный язык то и про это тоже думаю многим будет интересно. У вас хорошее беглое произношение, как можно добиться такого если на данный момент живешь не в англоязычной стране? И второе как лучше учить второй иностранный язык, параллельно с первым или после достижения какого-то уровня в первом и лучше их не смешивать вначале? Спасибо!

[@MakeThatChange]

Хорошая идея, спасибо, снимем! Мы обе учили английский с детства в школе. Анастасия в Канаде по приезде начала учить франц. Мы можем вам пока посоветовать сконцентрироваться на одном языке. Заниматься каждый день по пол часа-часу лучше, чем один-два раза в неделю ходить на занятия по два часа. Так не будете успевать забывать пройденное с каждодневной практикой. И начинайте уже сегодня, чем старше мы становимся, тем сложнее усваивать новые языки. Если нет возможности поехать в англо(франко)говорящую среду - окружите себя языком дома. Переведите телефон на другой язык. Смотрите сериалы, фильмы. Читайте по утрам новости. Слушайте подкасты, ютьюб. Найдите друзей по переписке на фейсбуке или на каком-либо приложении для изучения языков. Ловите себя в повседневной жизни на мысли "как бы я сейчас это сказал на англ/франц, если б был в другой стране?". Начинайте прорешивать языковые тесты и устраивайте себе контрольные тесты на время раз в месяц в домашних условиях. И поверх всего этого запишитесь на курсы языка с преподавателем и в какой-нибудь разговорный клуб. Чем лучше уровень языка - тем важнее иметь преподавателя носителя языка. Удачи ❤️

[@starkantony]

Спасибо большое за развернутый ответ!

[@aminettay]

Hi there! Thanks for the content! Canada is one of the spots I consider for my relocation in a few years, and your channel has been quite useful, thank you! I was wondering, how is the pc culture out there, and how does it affect your life? I do like the country a lot, but it seems to me, in the western countries nowadays it's a huge thing, and basically, you should keep your mouth shut unless you agree with the main agenda, which is exactly why I feel like I want to leave my country - lack of freedom, luck of democracy. So, basically, do you see this trend of being absolutely politically correct, supporting kids "rights" of changing their gender early, hardcore eco-activism, hardcore feminism, hardcore white shaming more as a positive impact on your life, or a negative? Or, perhaps, its just the internet, and you don't even see those aspects in your daily life? For instance, when I worked in states, I got a harassment training for not allowing my female staff to carry heavy bag, and she complained, while I just wanted to help.

[@aminettay]

I mean, I totally support equal rights for everyone, but from what I see in the news and on the internet, it looks like this goes to some extreme level right now. Or is it just the media?

[@louiejaytv1992]

Hi can ask for help?i am filipino how to go canada for work ?hope you feedback.thank you

[@MakeThatChange]

Hi, if you're looking for a job in Canada from abroad this videos might be useful: kzbin.info/www/bejne/eafRhomdfr6snck kzbin.info/www/bejne/rqXShWSZoNGcZq8

[@nishaskitchenofficial6855]

I want to apply for canada pr

[@MakeThatChange]

You can do that on Canada.ca website -> Immigration and Citizenship

[@leihejun844]

I don't understand why should I come to Canada if it can't help me find a wife. What other reason I need to relocate to a new country. I left my country 16 years ago and I'm still single, nobody explains to me that I won't be alone in Canada too. Just talking about weather and healthcare...

[@MakeThatChange]

Personal freedom and stability is two big reasons why people come to Canada