The Housing Crisis in The United States of America 2024

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ClearValue Tax

ClearValue Tax

Күн бұрын

My Video on How Much Home You Can ACTUALLY Afford: • How Much Home You Can ...
My advice to homeowners or people looking to buy a home in 2024: • My Advice to Homeowner...
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Пікірлер: 1 800
@clearvaluetax9382
@clearvaluetax9382 Ай бұрын
My Video on How Much Home You Can ACTUALLY Afford: kzbin.info/www/bejne/iHuonGyjfJp9fq8 My advice to homeowners and people looking to buy a home in 2024: kzbin.info/www/bejne/mKmrnXuwrMdpZ8U
@johngoncalves4665
@johngoncalves4665 Ай бұрын
Never say Never Save your cash and keep following @clearvaluetax9382 ‘s investment advice and you’ll have enough liquid an asset’s when the next 08 comes won’t happen if trump wins but in 2028 you should be good.
@lilblackduc7312
@lilblackduc7312 Ай бұрын
Biden is going to make sure his "Newcomer" paid-voters get homes before born Americans do.
@JangoTat-qc4xk
@JangoTat-qc4xk Ай бұрын
Watched this video, it was great and informative! Thank you for putting out much needed content, ClearValueTax!
@adobedobedo409
@adobedobedo409 Ай бұрын
I just thought you should know that there is another channel out there stealing your content and pretending to be you. The channel is called Tax Info USA
@mihirpatel8924
@mihirpatel8924 Ай бұрын
100% agreed
@dallasryder8125
@dallasryder8125 Ай бұрын
Best financial channel, no BS, no cringe ass "confused/shocked" thumbnails. Just facts and honest opinions! Thanks
@Pastymeathead
@Pastymeathead Ай бұрын
Love the channel for that reason. Very fact based.
@brandonscott3012
@brandonscott3012 Ай бұрын
True.. I avoid the shocked / confused face thumbnails like the plague these days.
@Pastymeathead
@Pastymeathead Ай бұрын
@@brandonscott3012 or the HOUSING MARKET CRASH INCOMING!!! 📉:o
@xxxxxxxxxx02
@xxxxxxxxxx02 Ай бұрын
@@brandonscott3012I block those channels
@posoleDEfutbol
@posoleDEfutbol Ай бұрын
@meetkevin 😂
@blackbeardsdelight
@blackbeardsdelight Ай бұрын
Let’s all pretend to be shocked the US Government failed at something else again!
@SoferiaNebruin
@SoferiaNebruin Ай бұрын
Better yet, just keep on keeping on as if they don't matter. Because they don't!!
@alanrussell6678
@alanrussell6678 Ай бұрын
But US Goverment is now failure supercharged since the Failure in Chief got control of it.
@americanadreaming
@americanadreaming Ай бұрын
Private equity has nothing to do with this? I'm not saying the government is free of blame. Rather, I agree with you. The government should have passed laws preventing private equity from purchasing homes.
@micker9830
@micker9830 Ай бұрын
The Federal reserve, isn't even part of the Government.
@jgannon1637
@jgannon1637 Ай бұрын
boomer think. get it right. its at your metaphorical dinner table. doubling down of failed authoritarian consumerist mentality.
@holland3g1
@holland3g1 Ай бұрын
One of the hardest things about the last couple years, I think, is doing everything you can to put yourself on the right track and get ahead, and still get no where. Working hard, making smart choices and still being a "loser" is a tough bill to swallow.
@hosoiarchives4858
@hosoiarchives4858 Ай бұрын
Thank your Democrat friends
@kkingscott6383
@kkingscott6383 Ай бұрын
I swear I think about quitting my job everyday I feel like I’m just spinning me wheels 🤷🏽‍♀️
@jcub19
@jcub19 Ай бұрын
Thank all of them this is not a 1 sided issue ​@@hosoiarchives4858
@robertmcmullin1105
@robertmcmullin1105 Ай бұрын
​@@hosoiarchives4858Just stop. It doesn't matter if it's left OR right. They're ALL corrupt.
@PirateOfTheWastes
@PirateOfTheWastes Ай бұрын
@@hosoiarchives4858hilarious that you think it’s so simple one single political party is to blame, and not the elite corporate class that exists beyond any political party and seeks only to divide us on petty arbitrary political divides to keep us busy fighting each other instead of realizing who it is that is truly fucking us and stealing the American dream
@1974dodgecharger
@1974dodgecharger Ай бұрын
Stop companies and foreigners from buying homes
@nano.joe.4851
@nano.joe.4851 Ай бұрын
stop printing money out of thin air
@daisylavender5275
@daisylavender5275 Ай бұрын
Depression has gone up 200% too!!
@Etzeterra
@Etzeterra Ай бұрын
Home prices are up, Property taxes are up, Home insurance is up, Rent is up, Cost of living all has gone up. America right now is unaffordable. I give up!
@johndsouza842
@johndsouza842 Ай бұрын
It’s kool, there’s a boarder jumper just waiting to take ur spot.
@gravity-zero2917
@gravity-zero2917 Ай бұрын
True dat, I owed escrow of $4500 for the year... 😔
@jamesrenaud592
@jamesrenaud592 Ай бұрын
May I suggest moving?
@janisianjusino9961
@janisianjusino9961 Ай бұрын
My property taxes actually went down and my home insurance stayed the same. I closed on my house August 2022 for 299,090. I’ve noticed the only people that are buying in my neighborhood since they are all new built are veterans that are buying with no money down just like I did.
@LP-bt4jk
@LP-bt4jk Ай бұрын
@@johndsouza842aren’t you one of them? 🤔
@JP-gc5in
@JP-gc5in Ай бұрын
The govt should never have allowed institutions to buy family homes. Best solution is to tax the hell of such institutional ownership. Get those houses back on the market for the average American.
@hyunpark7448
@hyunpark7448 Ай бұрын
Which communist country you live at???
@lex6819
@lex6819 10 күн бұрын
Yes. Abolish private equity
@deadave100
@deadave100 Ай бұрын
"The Problem isn't a lack of money, food, water or land... The Problem is that you're given control of these things to a group of greedy psychopaths who care more about maintaining their own power than helping mankind." - Bill Hicks
@ZacRockwell
@ZacRockwell Ай бұрын
Making the most money I have ever made, am the most broke I have ever been. Will never be able to buy where I live until I double my income
@charleslavoie5402
@charleslavoie5402 Ай бұрын
Problem is…. By the time your income doubles, so does the house.
@LuisGUILLEN-qd3nz
@LuisGUILLEN-qd3nz Ай бұрын
Same boat
@chinaboss6683
@chinaboss6683 Ай бұрын
Vegas has low rent, high crime.
@dirtydan6098
@dirtydan6098 Ай бұрын
Hopefully you aren’t having “lifestyle inflation” as well as the contributing factor.
@BoomBurster
@BoomBurster Ай бұрын
Literally same. Most money, most broke gang
@alphalight1469
@alphalight1469 Ай бұрын
I really do appreciate the non clickbait videos. Straight to the point no bs sugarcoating.
@bryantabbott
@bryantabbott Ай бұрын
We are witnessing the rapid downfall of this country and it’s sad. Housing, cars, groceries-all not affordable. The situation is dire.
@on2thenextthing
@on2thenextthing Ай бұрын
As someone who has a few decades on you, my advice is never wait for the government to come to the rescue. You'll be waiting a long time, possibly forever.
@SLHJR0390
@SLHJR0390 Ай бұрын
Government is run by former business (and current) people. Are we surprised that the federal government hasn’t regulated the housing market? Real estate, the number way rich people make wealth? Are we really surprised the lobby / donor class aren’t regulating housing?
@captainlight8050
@captainlight8050 Ай бұрын
No shit
@imsok000
@imsok000 Ай бұрын
I blame our government for for taking as much money as they can from us and giving it to other countries....we need to stop paying them and start taking care of our own like other countries do
@Patriot-nz5lz
@Patriot-nz5lz Ай бұрын
You are correct
@nicolasgirard2808
@nicolasgirard2808 Ай бұрын
Foreign aid is like 1% of the budget. People love to whine about it for some reason even though it's basically negligible. How about you start complaining about the huge number of retired boomers drawing social security and Medicare? That's where most government spending goes. That and military, and now interest payments.
@Patriot-nz5lz
@Patriot-nz5lz Ай бұрын
@@nicolasgirard2808 isreal and Ukraine are not America pal, they should get nothing.
@SaintlySaavy
@SaintlySaavy Ай бұрын
Not alone brother, we somehow slowly gave up our country to corporate facist
@SelectKiko
@SelectKiko Ай бұрын
​@@Patriot-nz5lz much of the reason the us is forced to financially support other countries is to protect us hedgemony. If we don't support those countries it makes the us appear weak to allies and threatens strategic security. It's a real catch 22 fall of rome style thing going on
@Boostlagg
@Boostlagg Ай бұрын
Ban corporations buying residential and abolish Fanni and freddy mac
@robertorvldimnri6406
@robertorvldimnri6406 Ай бұрын
Especially BlackRock, they have taken over thousands of properties and have raised prices at their will, it's happened everywhere in the US.
@RicoLamar987
@RicoLamar987 Ай бұрын
Exactly all the foreclosures and REOs aren't going public because the banks are selling them to private equity firms
@6speed818
@6speed818 Ай бұрын
I see adds on KZbin we will buy your home as is
@baore2422
@baore2422 Ай бұрын
@@robertorvldimnri6406Blackrock doesn’t own real estate. You’re thinking of Blackstone
@robd7934
@robd7934 Ай бұрын
Biggest cancer out there that no one is talking about are these big corporations buying up massive amounts of homes to turn us all into permanent renters. We need to vote for politicians that are going to crack down on this mess.
@imafan26
@imafan26 Ай бұрын
It's not just home ownership. Rentals are also unaffordable forcing people to live with relatives or be houseless.
@isagoldfield7393
@isagoldfield7393 Ай бұрын
Very sad 😢
@hyunpark7448
@hyunpark7448 Ай бұрын
Have 3 4 roommates to share rent payments 🤷‍♂️
@rayn3038
@rayn3038 Ай бұрын
we need to solve the problem not react to it by bunkingbup
@adriansaninja
@adriansaninja Ай бұрын
Man thanks for telling us it's not our fault.. that shit still brought me to tears. Thanks man
@williamhodgden8970
@williamhodgden8970 Ай бұрын
It's 81 million anti American idiots that voted democrat are to blame
@youarehere1251
@youarehere1251 Ай бұрын
Good Will Hunting
@DavidJ245
@DavidJ245 Ай бұрын
<a href="#" class="seekto" data-time="215">3:35</a> How about we got f*** over. That’s as eloquent as it can get 😂
@clearvaluetax9382
@clearvaluetax9382 Ай бұрын
Yes, I tried to keep it eloquent, but you're right.
@ArunSood-hc6ii
@ArunSood-hc6ii Ай бұрын
Honest newbie question - why do we send so much money overseas instead of using it here ?
@sarahwhite3994
@sarahwhite3994 Ай бұрын
​@@ArunSood-hc6ii money laundering
@BootsOfLeather
@BootsOfLeather Ай бұрын
​@@ArunSood-hc6iilaundry machine.
@angusamongus7566
@angusamongus7566 Ай бұрын
😂😂😂
@MrOskiee
@MrOskiee Ай бұрын
I feel like I missed my chance. I decided to rent instead of buy in 2019, and now Im screwed.
@AZTroutBum89
@AZTroutBum89 Ай бұрын
Same here :(
@lsteinke3987
@lsteinke3987 Ай бұрын
My son feels the same way. He has had to work really hard to save up.
@picklikeapro6952
@picklikeapro6952 Ай бұрын
Same
@MrOskiee
@MrOskiee Ай бұрын
@@RickMartinKZbin I hope. The longer it goes, the better the down payment.
@kwnewark
@kwnewark Ай бұрын
So Me!
@mikewei2619
@mikewei2619 Ай бұрын
My house used to be affordable by one teacher and one McDonald's couple.....now it need four harvard professor be able to pay mortgage....
@thefirespectrum
@thefirespectrum Ай бұрын
When everyone you know is in the same boat you don't feel shame, you feel rage. That's the crisis I'm really worried about.
@AGRECORDSTUBE
@AGRECORDSTUBE Ай бұрын
Crazy thing is... IF people stopped buying... prices would drop.. that goes for everything
@joshualee2308
@joshualee2308 Ай бұрын
Its happening
@mike7972
@mike7972 Ай бұрын
Or even crazier.. if people keep buying and lose just enough equity can’t refinance and have to sell or.
@Dono916
@Dono916 Ай бұрын
It’s not the people buying, it’s corporations
@Midnight7Marauder
@Midnight7Marauder Ай бұрын
Immigration is out of control as well, which does contribute to the scarcity
@UndertakerFromWWE
@UndertakerFromWWE Ай бұрын
Which is why we should have raised interest rates faster to halt the buying. Instead Biden chose the long slow painful route.
@ecigglobal1116
@ecigglobal1116 Ай бұрын
The middle class is disappearing. The American dream is dead .
@platoon1081
@platoon1081 Ай бұрын
The "American Dream" is alive and well here in the Phillipines where I moved to last year!
@BlakeC341
@BlakeC341 Ай бұрын
​@@platoon1081 so...not the American Dream lol
@davidhull7814
@davidhull7814 Ай бұрын
THANKS TO BIDEN'S WORLD!!
@UGC4life
@UGC4life Ай бұрын
If it’s dead why are they building all of these expensive homes all around the county and people are buying them up?
@ecigglobal1116
@ecigglobal1116 Ай бұрын
It’s for 15-20% of the population The middle class is gone there rich and broke
@beaulieuRule
@beaulieuRule Ай бұрын
Food, home, energy should be protected against inflation
@eshoo8000
@eshoo8000 Ай бұрын
That would be amazing 🤩
@dwilliams768
@dwilliams768 Ай бұрын
I'm in orange County, California. My home was appraised for 1 million. Honestly, it should be worth 350k
@geraldbennett7035
@geraldbennett7035 Ай бұрын
but the weather is ...good....
@GAFB1122
@GAFB1122 Ай бұрын
I want everyone to know that in the last decade plus, the rich 1% have not struggled in the least. While we the 99% struggle they have flourished!!! The 99% shoulder the burden and the 1% reap the rewards.
@kyles2232
@kyles2232 Ай бұрын
Tell the 99% quit buying crap they dont need!! Too entitled though, rather spend and whine, spend and whine
@Olafaloofian
@Olafaloofian Ай бұрын
​@kyles2232 Bad take bro. Rich people buy Lambos and blast themselves off into space. You think they really need those things??
@russellvillalba1493
@russellvillalba1493 Ай бұрын
The FED is def carries most of the blame. However, federal spending is the most to blame for the inflation issue.
@red_panda4282
@red_panda4282 Ай бұрын
I don't see any president addressing this.. the budgets are out of control.
@Midnight7Marauder
@Midnight7Marauder Ай бұрын
We can stop funding foreign wars and see if that helps
@red_panda4282
@red_panda4282 Ай бұрын
@@Midnight7Marauder and social security? Since it's going to expire anyway and boomers don't seem to need it..
@karmaalwaysprevail1202
@karmaalwaysprevail1202 Ай бұрын
It’s too much fiscal spending, coupled with weak Fed policies.
@robertstout6980
@robertstout6980 Ай бұрын
Well, that just can't be. JB signed the "the inflation reduction act", how's that working out for you? You think it's bad now, wait for his second term.
@porkyfedwell
@porkyfedwell Ай бұрын
I'm 64 and don’t have this problem, but im very sympathetic to those who do. I bought my first house when mortgage rates were 13.5%, but even then it was much more affordable to buy a home. The Federal government's outrageous deficit spending has created an intolerable situation.
@STasugx
@STasugx Ай бұрын
You get it. Thank you. My dad always says the exact same thing.
@clammerify
@clammerify Ай бұрын
Yea 13.5% is nothing when you bought your house for 3 sea shells and 7 blueberries.
@backrack01
@backrack01 Ай бұрын
LA and SF has been unaffordable for most people since I can remember. But the whole country being unaffordable.. I've never seen that in my life (I'm 45). When you have to make over 100,000 to live is an avg blue collar area in Anywhere, MI...its unheard of.
@pattiebell8482
@pattiebell8482 Ай бұрын
Thanks for your videos especially this one, when I'm driving around I see alot of empty houses with no signs in the yards, I call it gatekeeping. Saying this to say it's alot of empty houses for everyone to own one!
@bonnuitmonchere
@bonnuitmonchere Ай бұрын
We will never leave the mother in law quarters at this rate 😞
@redwine1671
@redwine1671 Ай бұрын
Dude you are the ONLY news channel I listen to. Real/true no B.S. thank you!
@golgo13fan53
@golgo13fan53 Ай бұрын
Same here
@FatPasta
@FatPasta Ай бұрын
Let's not forget the job market too. Insanity
@marthamann7685
@marthamann7685 Ай бұрын
No truer words, I always appreciate you! Thank you
@user-dg8qg4qw8t
@user-dg8qg4qw8t Ай бұрын
You will own nothing and be happy is their motto and plan.
@elenasalisbury8282
@elenasalisbury8282 Ай бұрын
Just as we had in the USSR
@6speed818
@6speed818 Ай бұрын
We heard this 1000 times already.
@elenasalisbury8282
@elenasalisbury8282 Ай бұрын
@@6speed818 you have heard 1000 of times and I lived through it for many years
@sandraalegria3439
@sandraalegria3439 Ай бұрын
I worked so hard and still lost my house when massive layoffs in 2009.
@AoCabo
@AoCabo Ай бұрын
Depending on where you are, if you bought before prices went up, it's not all rainbow and roses either. Your home price went up 50% also means you're paying so much more in property tax, insurance, etc.
@joshmartorana5145
@joshmartorana5145 Ай бұрын
not in California
@user-xx3pg7vk6e
@user-xx3pg7vk6e Ай бұрын
​@@joshmartorana5145 how so?
@joshmartorana5145
@joshmartorana5145 Ай бұрын
CA has prop 13. Your property taxes are based off the original sales price and caps increases at 2 percent/year. It was intended to keep older folks from losing their homes, but now there’s A LOT of debate on the merits of said prop
@Psybuster71
@Psybuster71 Ай бұрын
​@@user-xx3pg7vk6eCalifornia residential property tax is indexed to the purchase price and can generally only go up 2% YOY from there.
@WillieFungo
@WillieFungo Ай бұрын
@@joshmartorana5145 Everything in California is designed to benefit the upper middle class at the expense of everyone else. It's the true face of the Democratic party.
@jimmyyking
@jimmyyking Ай бұрын
Living the American Nightmare. Thanks for the update.
@kingweb11
@kingweb11 Ай бұрын
Cody Rhodes?
@platoon1081
@platoon1081 Ай бұрын
"Its called the American dream because you have to be asleep to believe it" George Carlin
@Gia_P.
@Gia_P. Ай бұрын
U are free to leave or make it better.
@maryfischer8568
@maryfischer8568 Ай бұрын
Good man, good honest delivery of news we need to know with out any bs. Thank you!
@ohnoitzrobbee
@ohnoitzrobbee Ай бұрын
always great honest advice, thank you as always sir Brian
@jcsnoopy
@jcsnoopy Ай бұрын
I’m telling you Brian, I’m ALWAYS looking forward to your videos. Thanks for providing great info all the time! 🎉 God bless
@griley823
@griley823 Ай бұрын
You still have to deal with increased property taxes on your home, which isn't as bad, but it still awful.
@laranditooks9924
@laranditooks9924 Ай бұрын
oh yes, it is depending on which state you live in.
@majstcspaceduck4215
@majstcspaceduck4215 Ай бұрын
Great video. I'm a mortgage banker. The Fed and the government have created a real big mess of the mortgage and real estate industry. The other side of this is even many homeowners who have less than 3%-4% rates took out a ton of debt during 2020 and 2021, mostly in the form of credit cards. Now they have adjusted and costing them 25%+ APRs. Now I am using equity from clients to pay off their debt... Fannie and Freddie are even exploring bringing back 2nd lien products for this. There are a lot of moving parts and it will be interesting to see how things work out.
@zeleneturner8047
@zeleneturner8047 Ай бұрын
I love the way you get straight to the point. Thank you for sharing.
@annohalloran6020
@annohalloran6020 Ай бұрын
Brian you are so nice to comfort folks. You are a good man.
@wutabeta1187
@wutabeta1187 Ай бұрын
Thanks for keeping us up to date!💯
@clearvaluetax9382
@clearvaluetax9382 Ай бұрын
My pleasure and thank you for the support wutabeta!
@yourfoodforthought
@yourfoodforthought Ай бұрын
As a first time home buyer making under 50k I can promise that those bonuses will do absolutely nothing for us. House prices need to come down substantially, the interest rate needs to come down substantially, or the price and interest rates need to moderately come down together. The interest rate dropping down to 4-5% would greatly help with these prices. 7% would be no big deal if the houses near me were 70k less where they would be normally. It’s unaffordable and I have a 25%+ down payment on top of that. 700-900 sq ft homes with a subpar refinishing are now officially going for 200k+. Investors are paying cash and flipping with cheap finishes. It’s absurd.
@budster4868
@budster4868 Ай бұрын
Thank you Brian, everything you say is thoughtfully presented and heartfelt…
@PoppySeed2330
@PoppySeed2330 Ай бұрын
I am sooooo grateful my mother told me about you, i have been following you for a few months and fully trust and embrace your knowledge. Based on experience, not just a mindless follower. Thank you thank you!
@tinaenochs8680
@tinaenochs8680 Ай бұрын
Brian, I totally agree with you!!!
@proudparrotparent815
@proudparrotparent815 Ай бұрын
Brian keep te truth coming ,we appreciate it very much .❤
@sarahcudney9663
@sarahcudney9663 Ай бұрын
Thank you for all the information. I appreciate you and everything you share with us!❤
@davearnold731
@davearnold731 Ай бұрын
The Florida condo market is in HUGE trouble. No one will even look at my condo for sale.
@kyles2232
@kyles2232 Ай бұрын
Means your price is too high...
@brownidlion
@brownidlion Ай бұрын
Depends where your located also.
@Tee-Star
@Tee-Star Ай бұрын
I think it's due to the condo that collapsed, killing hundreds😢
@MasterRoss-sn7dl
@MasterRoss-sn7dl Ай бұрын
That’s bc you’re trying to get 2021 prices. Better drop it bc you’ll end up like 2008
@boybhigh7104
@boybhigh7104 Ай бұрын
Always appreciate all the content and advice you provide for the community Brian!! 😎🤙
@KaoV1983
@KaoV1983 Ай бұрын
Thanks you again for the update.
@manueloctaviomartinez3173
@manueloctaviomartinez3173 Ай бұрын
Brother just spits facts. Valuable info. God bless you
@xxbatflowerxx
@xxbatflowerxx Ай бұрын
Where i live, i see dozens of small to moderate homes, nothing obvious wrong with them, being demolished for enormous mcmansions that fill the entire lot. $400k+ homes. Oh, and huge apt buildings. I believe there's a plan to trap all ppl making less than 100k/y into perpetual renting.
@kyles2232
@kyles2232 Ай бұрын
Mcmansion for 400k? Where's this?
@aimes9524
@aimes9524 Ай бұрын
The destruction of the older, charming homes for the McMansions makes me so angry. And it just seems like rich people are everywhere now, changing the whole landscape of towns. For the worse.
@lgee9027
@lgee9027 Ай бұрын
Where at??? Thats cheap
@CharleswoodSpudzyofficial
@CharleswoodSpudzyofficial Ай бұрын
We bought in 2017, refinanced during covid. 3% interest on a 170k house. I literally won the lotto. I'm so sorry guys
@chelly2468
@chelly2468 Ай бұрын
Although I am screwed, it makes very happy to hear this for others.👏🏼👏🏼♥️
@stevefromny92
@stevefromny92 Ай бұрын
Great work, you really lucky
@loganerb3952
@loganerb3952 Ай бұрын
You’re not sorry if you’re bragging about it 😂😂
@jimmyjay689
@jimmyjay689 Ай бұрын
I got 6% on 340k house...6 yrs later...lol
@fabbz94
@fabbz94 Ай бұрын
Where do you live? Arkansas? 😂
@johnpick8336
@johnpick8336 Ай бұрын
Thanks for posting
@Sbece8513
@Sbece8513 Ай бұрын
Great video and very informative. Always appreciate the information.
@DirtyBeemer1
@DirtyBeemer1 Ай бұрын
screw it. if the liberal arts degree loans can be forgiven, lets pay off our mortgages!
@JB-pe2yn
@JB-pe2yn Ай бұрын
My landlord die and property sold. I can't find a rental that won't be 40% of my pay. Pray for me, please.
@daisylavender5275
@daisylavender5275 Ай бұрын
🙏
@Tee-Star
@Tee-Star Ай бұрын
Don't despair...🙏
@mikeblaz
@mikeblaz Ай бұрын
Rent is 50% plus of my pay...
@sorenminoush145
@sorenminoush145 Ай бұрын
Where are you looking to rent?
@nano.joe.4851
@nano.joe.4851 Ай бұрын
🙏🙏
@Bock728
@Bock728 Ай бұрын
Unless I receive an inheritance I don't ever see myself owning a home. To be honest I'm just saving for retirement and taking it to another country and live out the rest of my days there. Plenty of good choices where you can live comfortably for $800-1000 a month.
@kkiissssiikk
@kkiissssiikk Ай бұрын
Informative and a soulful delivery. Bravo my friend.
@jeanettechester4248
@jeanettechester4248 Ай бұрын
Keep giving us the facts. I just love your channel
@Gwillis7
@Gwillis7 Ай бұрын
Hey Brian!! Hope you have a great Wednesday and thanks for the content
@clearvaluetax9382
@clearvaluetax9382 Ай бұрын
Happy Wednesday Gwillis! It's always great to see you and I wish you an excellent day!
@GaryA25
@GaryA25 Ай бұрын
Been watching since 2020 and I appreciate the heck out of your videos. Keep up the great work!
@Punisher6010
@Punisher6010 Ай бұрын
Brayan thnk so much you always there to give us honest advice god bless you
@Imlivinlife27
@Imlivinlife27 Ай бұрын
Good shit. Excellent video thank you. Subscribed.
@vincentwelch7286
@vincentwelch7286 Ай бұрын
I just accepted the fact that I'll never own a house.
@clearvaluetax9382
@clearvaluetax9382 Ай бұрын
Don't give up hope Vincent.
@Crcmvnt
@Crcmvnt Ай бұрын
I’m very sorry my friend. Know you are not alone.
@annohalloran6020
@annohalloran6020 Ай бұрын
I’m praying that you will be able to.
@marksgoogle4360
@marksgoogle4360 Ай бұрын
save your cash you will have your options down the road
@MikhailFromUSA
@MikhailFromUSA Ай бұрын
@@clearvaluetax9382how can you buy? We will never be able unless we get it crashed 2x
@howardtaylor3731
@howardtaylor3731 Ай бұрын
Im not getting any notifications on your videos. However I regularly check in on your channel.thanks
@FatherandSonConversation
@FatherandSonConversation Ай бұрын
Just closed yesterday at 6.625, put 20% down, glad I started the process last month, the rates are going up!
@maxinef6654
@maxinef6654 Ай бұрын
Congratulations on your new home. 😊
@user-wp5xq4jm9h
@user-wp5xq4jm9h Ай бұрын
I couldn't afford to buy a comparable house to the one I live in because the Interest rate is almost 3x what my current rate is.
@ksaljulimaiajuli5687
@ksaljulimaiajuli5687 Ай бұрын
We, the taxpayers are paying for two wars and illegal immigrants. Forget about buying a home. 🔥
@kdefensemartialarts8097
@kdefensemartialarts8097 Ай бұрын
Thank you for your videos.
@lk11605n
@lk11605n Ай бұрын
Great videos! Clear and Cohesive, for people who don't understand economics in depth, your videos are so educational and easy-to-follow, lots of evidence and sources included, thank you!
@gunnerguide5597
@gunnerguide5597 Ай бұрын
I know it's no consolation but it could actually be worse believe it or not. You could live up here in Canada. Check out our debt, housing and GDP numbers. I have never actually been concerned about the future of my family and my country until now. It's a sickening.
@Penny.22
@Penny.22 Ай бұрын
Same apparently in Australia. My friends in Europe also are not happy with the outlook. I all "developed" countries are doing worse than just couple of years ago.
@BatmanBoss
@BatmanBoss Ай бұрын
Thanks Brian
@Jeff-sh3cc
@Jeff-sh3cc Ай бұрын
You are very sincere and give people hope 😊
@danrok7777
@danrok7777 Ай бұрын
Thank you for this video
@gdolly166
@gdolly166 Ай бұрын
You are right
@danielmiller6818
@danielmiller6818 Ай бұрын
I'm glad i bought a 5 bed 2 story with 110 acres for 240k in 2008. My mortgage is $550 month. I can sell for huge profit, but cant see buying another home with current conditions.
@jackcarterog001
@jackcarterog001 Ай бұрын
Don't sell that!!!!
@richiestarks6163
@richiestarks6163 Ай бұрын
Keep it and just enjoy the peace. Things are not going to get better.
@NoName-zm1ks
@NoName-zm1ks Ай бұрын
Depends, where’s it located?
@FreeComputerTutor
@FreeComputerTutor Ай бұрын
110 acres? how much are your property taxes?
@Kushert
@Kushert Ай бұрын
Obviously, it's in the middle of nowhere. An acre is 175k where I'm located. That means if your land with no house was located here it would be worth over 12 million dollars. You must be full of sh#$. But you can't see moving in current conditions.😂
@Bert83127
@Bert83127 Ай бұрын
Thanks for all the info
@bryansmethers8936
@bryansmethers8936 Ай бұрын
Delivering the hard truth - prices will NOT go back down, likely ever
@ThatGuyOnYoutube2
@ThatGuyOnYoutube2 Ай бұрын
Until they start to burn cash and take it out of the system, why would it?
@bibby3027
@bibby3027 Ай бұрын
they will in florida and already are in texas. Housing markets are local and everyone is different. Places with high inventory won’t be able to keep prices as high as they were during the pandemic inventory crunch
@Patri_Fides
@Patri_Fides Ай бұрын
That’s the same kind of BS people were saying before 2008. I really think the only people who say this are naive, or they are homeowners who don’t want to accept that their houses are going to inevitably depreciate when the bubble pops.
@treasureobsessed
@treasureobsessed Ай бұрын
I have watched the housing market crash several times over the past 40 years and every time the housing market people are saying that the price of housing never drops. Just be patient because the investment firms are going to get nervous and want to sell before the market crashes so that will start the crash.
@bdek68
@bdek68 Ай бұрын
If that happens we will have the greatest depression in history! 100%
@shaysstudio2145
@shaysstudio2145 Ай бұрын
There needs to be an entire system overhaul in our gov’t. Clean house, etc. there’s is so much that needs to change 😢😢
@mariannehuston4050
@mariannehuston4050 Ай бұрын
Thank you Brian for your diligent work and research on the housing market and your compassion for those involved in this sad mess.
@Citizen-Kane6.7
@Citizen-Kane6.7 Ай бұрын
Always the most logical & informative content on the web
@yoyartube
@yoyartube Ай бұрын
And Canada is like "hold my beer"
@ChipEichelberger
@ChipEichelberger Ай бұрын
I am visiting Ottawa and just learned Canada does NOT have 30 year FIXED rate mortgages. AUS does not either.
@RoIIingStoned
@RoIIingStoned Ай бұрын
@@ChipEichelbergersame. Fucking crazy. Knowing how stupid the US is, I wonder how long it will take for that to happen here as well
@Sarmoon1.1
@Sarmoon1.1 Ай бұрын
Hi Brian Great job again!
@clearvaluetax9382
@clearvaluetax9382 Ай бұрын
Thank you for all the support Sarmoon!
@Lawlersk8tes
@Lawlersk8tes Ай бұрын
Really good video! Thank you
@javierosorio5169
@javierosorio5169 Ай бұрын
You are the best friend I’ve wish I had.Thank you , for keeping it real with us.
@sunoryn1
@sunoryn1 Ай бұрын
Let's not forget property taxes and high insurance rates only going to go up. Even if you get one good luck staying in it.
@Icecold0505
@Icecold0505 Ай бұрын
Come to Western Canada. Shithole detached houses in suburbs of Vancouver 1.5M
@clearvaluetax9382
@clearvaluetax9382 Ай бұрын
Thanks for that Canadian update IceCold!
@Eyes0penNoFear
@Eyes0penNoFear Ай бұрын
And your mortgage interest rates change every handful of years, right?
@nicetryson
@nicetryson Ай бұрын
i think max is 7 years ! but most people 1-5 years
@MrDennis052
@MrDennis052 Ай бұрын
Same thing in San Diego but in US dollars
@mohamedmerouane4673
@mohamedmerouane4673 Ай бұрын
Thanks for this valuable channel man! I learned so much from your videos, God bless you brother!
@way_truth_life_of_love
@way_truth_life_of_love Ай бұрын
You are excellent; very knowledgeable, but what’s more, very caring.
@happynappy5108
@happynappy5108 Ай бұрын
Millennials got the short end of the stick our parents never had to deal with these kind of economic!! I’m so annoyed 😑
@kyles2232
@kyles2232 Ай бұрын
Wrong lmfao
@user-nd3se4qc4i
@user-nd3se4qc4i Ай бұрын
I agree we did 🫤
@filgaia1
@filgaia1 Ай бұрын
It’s all by design. Sociopaths run this country and they get their rocks off watching the younger generations suffer.
@ds3602
@ds3602 Ай бұрын
If today’s housing market is the most unaffordable ever in history, how could they have had the same conditions in the past …? That doesn’t make sense
@aolvaar8792
@aolvaar8792 Ай бұрын
??????? 16% mortgage in the early 80's 10.8% unemployment negative GDP
@crystalmcintyre3442
@crystalmcintyre3442 Ай бұрын
Thank God I bought my home for 2.5% interest rate in 2020….
@daniellerochford3790
@daniellerochford3790 Ай бұрын
Good for you.
@clammerify
@clammerify Ай бұрын
It's a bank loan. Your rates can be changed when it comes push to shove. Your "contract" means nothing if it comes from the same institution that caused this. NOTHING is certain. Don't get comfortable.
@Oqa32467
@Oqa32467 Ай бұрын
Thanks for the informative video once again
@cindyesteban7954
@cindyesteban7954 Ай бұрын
God bless you, God sees your heart and how much you help all your followers ! You’re Always giving us recent updates, for our best interest. ❤
@souljahroch2519
@souljahroch2519 Ай бұрын
It's sad that we could have bought a tiny house for every homeless American for less than we've wasted on War in Ukraine. This nation has a sick sense of priorities 😞
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