THE MOST IMPORTANT INVESTMENT FUND TO HAVE || DON'T IGNORE IT ❗️

[@susan.wanjiku_]

Hi guys, Sorry the pop up for my top 3 Pension Fund Recommendations did not show on the screen. For Pension Funds, you can consider: 1. Kenindia 2. Prudential 3. GA Life For Annuities: 1. ICEA Lion You can contact Lerisque Africa to assist you with account opening for any of these accounts. Here is their email: [e-mail]

[@deborahkamunyu]

Thanks Susan, I will forever be grateful for this information. God bless you

[@gracemaina1616]

Lerisque ni ya which company pension or annuities? Please

[@AntonyKanja]

1.After your pension matures & you start receiving your monthly payments...., Does it have continuity Incase you die?will your next of keen will continue receiving payments or it ends like that.

[@stevenmutumbu2860]

Thanks Wanjiku Maitu karama and note book book always tusome +44

[@mosesochieng705]

My pension fund is with APA, would you recommend I move the funds to Kanindia?

[@kainibachungege3430]

Nakupenda Sana wewe Mdada SusaniYou have completely changed my Financial Mind set. Mungu wa Yakobo na Akubariki Sana! Tuna kupata vema Sana Afrika ya Mashariki na Dunia nzima.

[@alumketty4643]

Thanks so much coach, much love from UGANDA 🇺🇬, i have really learnt alot from you.

[@kandisphere8828]

This information is like gold! Thank you Susan, for sharing so selflessly!

[@susan.wanjiku_]

You are much welcome.

[@ITSUNCLEJESSE]

@@susan.wanjiku_actual ans practical. I wish this was taught in school like form 1 😅

[@Thankful-rj7ez]

You are glowing Susan! Congratulations. I love how you always take the time to explain things to us practically. Thank you!

[@jamesmoronge8329]

Thank you Coach for your insights. My proper financial literacy journey began the day I first listened to you and so far sooooo good. Wish I got this info when I was younger.

[@WordsPictures997]

Susan, thank you so much for all that you do! You've really helped me overcome financial anxiety with your videos. God bless you!

[@susan.wanjiku_]

You are much welcome! And God bless you too. 🙏

[@centstowealth8184]

Thnks Coach Suzzy ,and i have to say you r looking gorgeous ,glowing Gal keep it up

[@sophiegrace9580]

Hi Coach Susan the table for the pension funds per company was not attached. Kindly check and maybe reupload the video.

[@Karwirwa]

It's so practical I could cry. Good thing it's never toooo late to start

[@janewacera5710]

Thanks Susan. It's never too late to start saving but i wish i had this information when i was young.🎉

[@patrickmwangala4015]

Thanks Coach! Very useful information. I am wondering - what are the benefits of choosing the pension plan over a normal MMF - over the same period of time? Lets say i keep the same deposits lets say 30 years...how will these compare in pension funds and MMF? Someone would say - for MMF - i have better control of my funds?

[@susan.wanjiku_]

Pension Funds have Tax Advantages because they are long-term. With an MMF you will end up paying so much Withholding Tax, because it’s deducted monthly from the interest you earned.

[@annettemusabi8851]

When funds are long term they give the investment manager an opportunity to invest in assets which may not give returns in the short term but over the long term they outperform the short term investments ​@@susan.wanjiku_

[@DanielMakanya-ij4io]

Also MMF you can be tempted to withdraw some amount since you have access to your funds anytime.

[@EuniceCheruiyot-r3p]

Good explanations on financial concepts around pension ecosystems ,this needs to be directed to all instituitions to make the citizens get on board ..thx susan.

[@Jenesm]

Thankyou dear,this is incredibly put ! You have opened my eyes soo wide

[@monicahwangechi1753]

Waah I thank God I delayed to open this account until today, because I was to do it wrongly.. mpaka walikuwa wametumia form online nijaze.thanks so much coach.

[@susan.wanjiku_]

Gosh! You are much welcome. This is why I do what I do.❤️

[@sdnyambura1234]

1st one nipewe likes 😊

[@maryjoykinyua3200]

Awesome.... very practical. Thanks coach Susan.

[@wangarimiriam1831]

Coach I would really wish you address the recent opinion of one of the politician about people losing their cash on bills and bonds. Kindly address this uncertainty.

[@joelwera8345]

Coach Susan, this is very helpful presentation. Feel appreciated and thank you very much.

[@justinaopit]

My other question is, 100,000 today is not 100,000 20years from today. How does one mitigate this

[@susan.wanjiku_]

Invest at a rate higher than that of inflation. If inflation in Kenya is at 7%, make sure your investments give you a return that is higher than 7% in order to get compensated for inflation. A good Pension Fund, for example, will give you an interest rate between 9-12% per annum

[@mwendakirimi2189]

Wouldn't the inflation rate change 20 years from today? How do you get on top of it?

[@bensirira4456]

❤

[@eng.buchechelillianmukoya2849]

What happens to funds in an annuity when someone outlives their funds?

[@felistanjeri1358]

Question coach, you say pension will be paid to me till I expire what if I expire a year after I retire will that be the end of my pension or my next of kin can continue to receive?

[@retheemo7279]

Typically the beneficiary gets the amount

[@jackmegastar]

Thankyou so much Coach Susan. You have really changed my financial life

[@jorgemoses1]

Coach Susan thank you so much for the info. My question is what will happen to the pension fund after I die. Will my next of kin be getting anything?

[@tabithamunyoki5145]

Pension schemes have beneficiary details that you can include and also if a beneficiary is a child I assume that's an option applicable

[@ziporahmwangi9957]

So intelligent youre caoach ...God bless you

[@JessyKW]

Thanks Coach. Very relevant for me.. keep up the great service

[@teresasakwa3286]

This is so timely, Thank you coach

[@petermundia3920]

Susan this was very informative i love it . Good food for thought

[@barakakatana5398]

Insurance Agents please sell the Right Products to clients by keeping the clients' needs first and not your self greed. Let there be professionalism and Integrity when advising and profiling a prospect.

[@glorykinyua1669]

🎉coach just making my weekend 💯💯❤️👏

[@jkaduda]

NSSF has voluntary contributions but updating their accounts, and governance of the organization is a challenge. The performance of the fund vis a viz other private funds is also not very good, infact the major issue from my opinion

[@kenethampurire8732]

Thank you Coach, this was helpful

[@charitymurugu2113]

Hi Susan, doing a great job, may God bless you immensely.

[@BeckyEdwards-pk3ko]

Very educative,🎉 thank u

[@onelife7850]

Good job coach!

[@petersagwe4923]

Hello thanks for your good advice.Kindly am not able to view the three pension companies suggested.

[@Stella-gu9lk]

What income drawdown funds do you recommend? Am nearing 50 and I would like a mix of annuities and income drawdown funds

[@derrickirimi9343]

Thanks coach for this great information. God bless you

[@barakakatana5398]

Well elaborate Susan , thank you

[@lawrencekilonzo1282]

Hallo Susan,would you advice someone to take a loan from saccos and invest in money market funds

[@msylvini]

Wouldn't the interest from the loan eat into the interest from the mmf? Would it not make better sense to funnel money into an mmf instead of a sacco until you have reached your emergency saving goal?

[@lilianakoth5598]

You made me open britam, am So great full, it's never too late it doesn't matter how old you're even if you're in your 40+ still you can start from there.

[@carolmukasia5195]

This is totally practical

[@judithakoth8793]

This information is very useful, I had to subscribe immediately. Thanks

[@WycliffeGuyaMathfiesta-501]

You are a gem. Thank you very much.

[@jamesnyangute888]

So educative and happy to be here.

[@MwendwaJayson]

It is good. But incase of death what happens before that time comes . Will it be transferred to my next of kin or lt will be an extreme loss. But God forbid this to happen.

[@leahkigaa5178]

Thanks Susan. That's what we have in c.i.c pention scheme.

[@janetogolla4584]

Very informative, thanks for sharing.

[@priscalinda7393]

Thank you Coach

[@gitarikelvin2799]

very informative , Thank you

[@MrVerowang1]

Very informative. Where have you been all this time? Good job and Thankyou

[@opokageorge1845]

Ugandan watching from Zambia and I am 62yrs Advise on how I can start

[@johnsankale5050]

I am motivated and educated, sio rahisi it requires sacrifice

[@sijisiji8100]

With an annuity of khs 5 million at 52 yrs old..... how much would the pension be at retirement of 60 yrs old?

[@Jenesm]

Use the zimele calculator dear

[@dickndiewo4519]

Which screen

[@lucilleparker8827]

Thank you CSW❤

[@Rosepinkie]

Susan talk about pension fund in MMF funds. do they offer the same service you are talking about like guranteed pension fund or Annuity, or are there risk factors in opening a pension fund in MMF

[@susan.wanjiku_]

A Pension Fund and a Money Market Fund (MMF) are two different products. They may be offered by the same company but they are different investment products that serve different purposes. A Pension Fund is for retirement savings while a MMF is for short-term to medium term savings for life goals such as an Emergency Fund, School Fees, Projects, etc. You cannot use one to replace the other.

[@Purity_Akinyi.]

Thank you coach for the impact 😍

[@kakembojohn]

Thank you, Coach Suzan, but can you elaborate more on people who aren't citizens of Kenya coz your session is about people from Kenya, so how about those interested in investing in Kenya but their from East African countries what advice would you prefer them to benefit in this sessions will also.

[@exquisitewonder7855]

Thanks coach Suzan for all you do,pls I need more clarity on how to go about this for non Kenyans, thank you

[@fully1awakeyoutubechannel]

Very informative thank you

[@pwambuimwaniki7803]

❤❤❤❤❤great eye opener

[@sharonsidi93]

Hi Suzy 👋.. Thank you so much for this great information, just asking about the ICE A LION can you recommend it to someone is it one of the best

[@kirinyetbrian]

this was helpful...thank you

[@justinaopit]

Coach Susan, what if you die before then, what happens to your savings

[@onelife7850]

What is the best MMF to invest in? I am a huge follower of yours. I share your videos always with people that I know need to see them.

[@Rose-LaGrace]

Just asking coach.. what of sanlam ..is it advisable?

[@samuelndungum24]

hello suzan thank you for this information,,,and are there risks about this,,,?

[@MaryNjoki-l6n]

Thanks so much Susan for that

[@johng2996]

Very insightful, the 3 companies for pension didn't display on screen

[@susan.wanjiku_]

Pinned on top of the comment section.

[@geturswagback5249]

This was very informative

[@liliynimohh7344]

I love it here. Thanks, coach Susan

[@melodious.melody.makena]

Missed feelings Susan!! Scared ,worried, anxious....l will make baby steps ......

[@kap849]

MIXED feelings 🙈. On a lighter note, baby steps! Baby steps and in a few months/a year or so, you'll be grateful that you started. All the best.

[@centstowealth8184]

Coach do pension fund earn interest, just my thought what if i continue doing my real investments then they will give me an income on retirement

[@susan.wanjiku_]

Yes, Pension Funds do earn interest.

[@jasminekosigro7266]

Susan. Where is the best place to invest in bills?

[@rosesiambe4465]

Central bank of Kenya Start by opening an account with them online, but for a beginner, it's best to visit the Central bank near you for free or consult a broker at a fee.

[@RobertSamita-t7z]

Motivated really

[@gracenungari4647]

Thanks Susan

[@RafikiSimba]

Hello Susan how can I contact you directly?

[@antonykwamammboyi5806]

Nice one!!

[@kamausamuel5942]

Thank you very much

[@HarryNylan]

so wen are you going to put up this firms to that we can see them so that can decide which is the best

[@Katanakenga124]

What about lupfund couch Susan

[@AliceOduol-eb1dg]

Hi, thanks for this. Kindly share the names of the 3 top companies you mentioned are good for retirement pension. Be blessed

[@susan.wanjiku_]

Pinned on top of the comment section.

[@nazlynjacklyln4592]

@@susan.wanjiku_

[@joycemusyimi6693]

Thank you so much coach, you are the best

[@VenenciaAnyango-up3vl]

How can l open one

[@lucygitonga479]

If you're already retired what's there for you?

[@NungoMargaret]

What happens to my money when I die within a few year after choosing annuity?

[@ilonakyeyune]

Hello coach Suzan. can i use an umbrella fund as a retirement plan in that i get a payout monthly. thank you. hellen from uganda

[@angelacarol3140]

This is vry inspiring

[@marywanjiru9429]

🥰🥰🥰🥰🥰thanks for the information.

[@Inconcept_interiors_studio]

What would happen if one saves the 12,000,000 then die after two or two months after retirement things happen. Where does the money go.

[@tabithamunyoki5145]

To your beneficiary if you included one

[@johnguchu123]

What if I want to withdraw?

[@HarryNylan]

so far do you an office where one can visit ?

[@perisngugi727]

Is pension fund refundable? Lets say maybe you die before you retire or die immediately after retire even before you start receiving your monthly pension income

[@susan.wanjiku_]

Yes. You must add beneficiaries to all your investment accounts. So that if you die, your beneficiaries will access the money upon presentation of your death certificate and following all the necessary legal procedures for succession

[@gladysmichael]

Congratulations

[@melissahnasiche187]

Am 42 and i really want to save for my retirement which company should I use for saving my retirement

[@elizabethk.21]

Did not see 3 best performing firms

[@alearn2714]

@815..where is the list of the companies?

[@susan.wanjiku_]

Pinned on top of the comment section.

[@YohanneKidolezi]

What’s black tax?

[@thehairdaktari]

Thank God you have no idea😂

[@msylvini]

when your family depends on *you* as their financial plan

[@mutuachristine8312]

Thank you very much for the informative video Coach. Just two questions; 1. In the event one passes on, what happens with the money? 2. Does the money still earn interest after maturity ?

[@AntonyKanja]

My question [e-mail]...kindly does it have continuity....Incase someone dies..,,,will next of keen will continue to receive monthly benefits..?

[@simonmakumi3640]

Is it possible to change life insurance to pension at kenindia

[@susan.wanjiku_]

Nope. Those are two different products. I am not sure you can convert one to the other.