The Retired Life. A day in the life of being retired

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Embrace The Journey

Embrace The Journey

Күн бұрын

What does one do when retired. The quick and easy answer, "just about anything you want". There simply isn't enough time in the day to get everything done. Time flies when your having fun.
Karen and I are retired, living the dream of Grandchildren and not having to go to work each day. Can retired people really make KZbin Video's? Yes we can! Aren't you guys just to old and out of touch to do those things? NOT AT ALL!!! Will anyone in their right minds follow a channel made by old folks? My answer to that, “we don't have to be in our right minds anymore, we're retired”, but are you in your right minds to watch us?
Whether you are in your right mind or not, follow us as we Embrace the Journey, we're having fun, you should too. Help us old critters out and subscribe, we would love to take you along with us.
Find happiness in your life, we certainly try to. Embrace the Journey.
“Your life is only limited to the extent of your imagination” TW
Stay safe out there
Tee and Karen

Пікірлер: 575
@Ali-gb7mf
@Ali-gb7mf Жыл бұрын
Retired at 55. I'd had it with my abusive boss and toxic work place. I'm living on less money but expenses are way down. No more commute. No more wardrobe for work. Less electricity since I no longer work from home. The biggest thing is not having to do a job I have and work for a company that exploited me or a boss that daily tortured me. I take long walks, spend time in garden and take naps. Love retirement.😊
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Excellent! keep finding the positive and enjoying your life
@TheBillaro
@TheBillaro Жыл бұрын
55. wow. on how much
@pasqualeamabile5672
@pasqualeamabile5672 Жыл бұрын
I know exactly what you mean , enjoy your retirement , much better than that daily grind ,just making your boss rich.
@focusedfreebird
@focusedfreebird Жыл бұрын
I agree. Do not miss toxic workplace and dealing with co-workers and boss.
@michelleadams8309
@michelleadams8309 Жыл бұрын
We are retiring next year at 56. It can be done. We've been tracking our spending for the past 6 years & it's doable. We are simple people & take pleasure in our nature walks, using our gym/community centre, we eat cheaply & healthy using discount apps, etc. Good for you! We'll join you soon. 😂
@CameronFussner
@CameronFussner 8 ай бұрын
Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.
@leojack9090
@leojack9090 8 ай бұрын
This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.
@hasede-lg9hj
@hasede-lg9hj 8 ай бұрын
Its unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $287k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
@lowcostfresh2266
@lowcostfresh2266 8 ай бұрын
@@hasede-lg9hj Could you kindly elaborate on the advisor's background and qualifications?
@hasede-lg9hj
@hasede-lg9hj 8 ай бұрын
The advisor that guides me is Vivian Carol Gioia, most likely the internet is where to find her basic info, just search her name. She's established.
@EmbraceTheJourney
@EmbraceTheJourney 8 ай бұрын
So very important to have a financial plan prior to retirement. We stress to our son the importance of retirement planning and he is taking the advice and will be set up nicely when his time rolls around to retire.
@blockmasterscott
@blockmasterscott Жыл бұрын
I'm 56 and retired, and OMFG I'm happy beyond belief. Why I don't even know where to start. 1. No more putting up with crap from people. 2. I wear whatever I want. 3. I take naps whenever I want, and I play video games all night if I want to. 4. Wife loves seeing me home all the time, and she likes seeing me happy. 5. Living expenses plummeted. No more getting food for work, gas consumption dropped from 250 miles a week to about 60. 6. My stress level dropped to almost nothing. 7. I'm watching tons of movies on Amazon Prime, Netflix, and HBO. 8. No more stress eating. 9. There probably a lot more, but I'm drawing a blank right now lol.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
And you are still young to appreciate what retirement offers you. the more the days go by, the more I enjoy the retired life.
@rand_-mk5lb
@rand_-mk5lb Жыл бұрын
You deserve every bit of that 🙏🏽
@blockmasterscott
@blockmasterscott Жыл бұрын
@@rand_-mk5lb Thanks!
@TheCelmap
@TheCelmap Жыл бұрын
​@@blockmasterscottcongratulations, I can imagine how happy you are. I'm in vacation got about 3 weeks off and I'm feeling so free like a bird 😂😂. Don't even want to think about work one it😅. I'm only 35 so long way to go until retirement, however, I'm investing hard-core into my brokerage account that I'm considering to pull out the plug by 45. Enjoy your retirement 😅😅
@Autonomous1969
@Autonomous1969 Жыл бұрын
I retire in December, at 55, and so looking forward to it. The things you have mentioned is my thoughts exactly. No more work rubbish and working with people that wind me up. My life is going to be World travel, gardening, watching films, reading books, cooking, Xbox and going to the gym
@galex5060
@galex5060 Жыл бұрын
I retired at 57 in 2018. I had planned on working until 60 but my narcissistic toxic boss put paid to that and to be honest, she did me a favour. I had time to enjoy before the pandemic hit. I did some part time work at first which I enjoyed but I haven't worked at all since 2020. And about money, it's amazing how much you don't really need to spend. Like the Chinese saying, "you know you're rich when you know you have enough". I researched about retirement and how to transition and one big tip was that it takes 5 years to learn how to "unstructure" from your previous work life into a new daily "structure" of retirement. It's not about having holidays and going away and keeping busy, busy, busy. It's about learning how to live a "slow" life, to live in the moment. I have my daily routine, up by 6.30 am (partly thanks to my cat who wants breakfast and playtime), followed by a complete reset of my home and cleaning routine. Then the gym by 10.30. I train 3 days on, one day off, repeat. I mix it up with cardio and resistance training, along with a good and healthy diet. I have exercised all my life but now at 62 feel like I did in my twenties. I have regular routines and set days for the main things like appointments and groceries. I also ensure I make day trips to museums, to downtown (I live in a major city), cafes and restaurants. I read and research on topics. I have always been a curious person and that keeps my mind sharp.The most challenging aspect is that I did retire relatively early and during the week people are at work. Also, I am on my own now since my partner passed early at age 56 (in 2013) and quite unexpectedly. But I intend to live out my life alone with my cat (and maybe future pets), live in the moment, enjoy all the books and movies and shows that I like. I intend to keep as healthy as possible, do some travelling and be at peace. This is how we are meant to live, in my opinion. Society and marketing experts want us to spend, spend, spend and be on the go all the time. I have never been a follower, thank goodness. So right now, I am off to the gym and to enjoy the lovely spring day!
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
To be at peace, we certainly like that. Sounds like you've got it down and it is working for you very well. Sorry to hear about your loss. Money certainly is not our priority, it never has been. We have what we need and we are very happy with the life we have. Thank you so much for watching.
@richardwatts9093
@richardwatts9093 11 ай бұрын
& plenty of time to write a essay on u tube 😮
@tslilbearshoppe9870
@tslilbearshoppe9870 11 ай бұрын
U r blessed!
@deborahrabine9956
@deborahrabine9956 Жыл бұрын
I just completed my first year of retirement and I don't know how I ever fit my job into my lifestyle! We are busy all the time. We have taken road trips, including one for 7 weeks, and couple mini getaway vacations. We meet friends for coffee at our local shop almost every morning. We go to the library, farmer's markets, free concerts in the park, and to visit our grandkids who live 1.5 hours away. We meal plan, shop for groceries and make nice meals almost every day, including themed meals. This week we did an Oktoberfest meal. Retirement is great!
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
You've got this down, way to go!!! Enjoy this chapter of your book of life. Sounds like you should be doing videos. Thanks for watching and your comment
@seekertruth72
@seekertruth72 Жыл бұрын
awesome
@tslilbearshoppe9870
@tslilbearshoppe9870 11 ай бұрын
U r rockin it!
@paulohlsson27
@paulohlsson27 8 ай бұрын
Hi Deborah, how's your day going with you?
@Dantursi1
@Dantursi1 4 ай бұрын
I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.
@Rachadrian
@Rachadrian 4 ай бұрын
Consider buying stocks when the economy is not doing well, like during a recession. It could be a chance to buy them at a lower price and sell later when prices go up. Just keep in mind, this isn't financial advice, but sometimes it's better than keeping a lot of cash.
@michaelschiemer3
@michaelschiemer3 4 ай бұрын
I’m closing in on retirement, too, and I have benefitted so much from using a financial advisor. I didn’t start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who had been investing for many years.
@Quasoncaviness2
@Quasoncaviness2 4 ай бұрын
How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings
@michaelschiemer3
@michaelschiemer3 4 ай бұрын
I won't pretend to know everything, though. Her name is Amber Dawn Brummit but I won't say anything more. Most likely, you can find her basic information online; you are welcome to do further study.
@Quasoncaviness2
@Quasoncaviness2 4 ай бұрын
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
@Riggsnic_co
@Riggsnic_co 6 ай бұрын
Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.
@bob.weaver72
@bob.weaver72 6 ай бұрын
True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.
@martingiavarini
@martingiavarini 6 ай бұрын
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.
@TheJackCain-84
@TheJackCain-84 6 ай бұрын
That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?
@martingiavarini
@martingiavarini 6 ай бұрын
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
@TheJackCain-84
@TheJackCain-84 6 ай бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@tedthesailor172
@tedthesailor172 Жыл бұрын
I retired 10 years ago. For a while, I missed the routine of work and that can hit many people very hard. If you don't plan carefully, the stress & upheaval of retirement can actually kill you. I learnt this when I served on a voluntary pension advisory panel at a place I used to work. The number of employees with decent health records who suddenly snuffed it when they quit was quite noticeable. In my later years I was self-employed, so I went semi-retired for a couple of years first, giving myself time to adjust, before taking the complete plunge. The freedom to get up when you want, go out when and where you want, eat what and when you want, drink what and when you want, do pretty much whatever you want, and go to bed when you want, is almost utopian. If ever I'm on my deathbed, looking back, I think I'll miss retirement much more than I'll miss working or being young, fretting over career, ambition, relationships, peer pressure, accumulating possessions you really don't need, consumerism - indeed the the whole rat-race of life. I think retirement should be part of every school curriculum! It's the only thing really worth the effort...
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
I retired from a career in law enforcement, the last 8 years as a Sheriff. During the first couple months being retired, I felt guilty for not putting on the badge and going to work. But as the days passed and I found stress disappearing from my daily routine, I fully embraced the new life style. I agree with you, these years have been the best years of my life.
@pasqualeamabile5672
@pasqualeamabile5672 Жыл бұрын
Well said😊
@debbienash4170
@debbienash4170 Жыл бұрын
Husband and I both retired in 2018 and moved to a small town in the foothills of NE Georgia. My husband’s health has declined over the last few years. He’s been through a below the knee amputation and most recently open heart surgery to replace two heart valves. Retirement has been different from what we planned but thankful we are retired. Can’t imagine going through the health problems and still working. I’m pretty much tied to home at this point caring for my husband but enjoy being at home. I enjoy working in the yard. I have a vegetable garden and flower gardens that keep me busy. Also enjoy watching the birds and other wildlife that visit. I also enjoy the time sent in my sewing room. We get up when we want to and go to bed when ever we want. Same for meals, eat when we want. And it’s nice to just do nothing.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Debbie, so sorry to hear about your husbands health problems. But stay strong and enjoy all the days you have together.
@paulohlsson27
@paulohlsson27 8 ай бұрын
Hi Debbie, how's your day going with you?
@adrianastern7211
@adrianastern7211 Жыл бұрын
I am 68 and retired (from IT) for the 3rd time a month ago, pretty much at moment's notice, I decided to stop the rush, the stress. With the demand for my skills I could have worked for another 5 years, at least, but why???? Very interesting, I stopped thinking about work and profession the next day (?!?!) :). My big personal insight is that 'at my age' the trick is to slow time down! Therefore I do everything slowly, do not get annoyed, and work on being as zen as possible! I try to extend my time every day as much as possible, and not cram as much as I can into a day. I still need to plan a lot of things, my life is very different now, but I'm not rushing :)
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
I spent my career in law enforcement, the last 8 years of it as Sheriff. After retiring it took me a month or so to not feel guilty for not putting on the badge and heading out to work. But what amazed me was how much stress was taken off my shoulders and how much more I appreciate life. Best of luck with your Zen and thank you for watching
@paulohlsson27
@paulohlsson27 8 ай бұрын
Hi Adriana, how's your day going with you?
@suemar63
@suemar63 Жыл бұрын
Just found this channel and by the looks of this video, I'll be looking forward to following your adventures. I've always been a housewife, but hubby is now retired 16 years and we are having a blast. We had so many people tell us he would be bored silly after 6 months. We're still waiting (ha!) for that. We walk 4 miles every morning after breakfast and then the day is ours. Today was antiquing, swinging on the swings at a local park, a picnic, birdwatching, and a nap. Perfect! I feel sorry for those that get bored. It's an incredible world out there.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Sue, sounds like you've got this retirement thing figured out. That's great! Karen walks four miles after breakfast, I'm a light weight, only manage to do 2 miles. We then do another walk after dinner. Can't say we have yet to be bored. Thanks for subscribing, you'll find our channel a little different then most. We are kind of all over the place, music, crafts, traveling, photography, just having fun and putting some of it on video
@paulohlsson27
@paulohlsson27 8 ай бұрын
Hi Susan, how's your day going with you?
@teresahalliday3680
@teresahalliday3680 Жыл бұрын
Just found your channel. I retired 2 years ago and my husband retired 1 1/2 years ago. We both LOVE it. We do what we want when we want and the best thing is Sunday night knowing we don't have to go to work on Monday! Also, the holiday and entertaining preparations are easier because you're not trying to work it around a workday and having to do everything on the weekends. We are home bodies so there are days we go no where. Thanks for this video!
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
do what you want, when you want! Yes, indeed! It"s funny what you said about Sundays, I always felt the same way. Enjoy your retirement and thanks for watching.
@jeansmith3367
@jeansmith3367 Жыл бұрын
Me too, always hated getting up for work on a Monday morning!
@joeatunderground8714
@joeatunderground8714 Жыл бұрын
At this point, (62), I just plan on working til I can’t anymore. Construction will naturally ween out its labor force. If they keep paying me big bucks to do what I do, I’ll keep showing up. The young folks I work around are uplifting to me. My wife don’t want me around during the day and I totally agree . Things will change but we’re satisfied now.😎
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Joe, just keep doing what makes you happy. Thanks for watching and for you comment
@wanderingwarrior5626
@wanderingwarrior5626 6 ай бұрын
How much of your life are you willing to trade for fiat money, to buy more crap, that relatives will give away, sell for pennies on the dollar after you are gone. I know Anericans that did what you are doing, the money is good, I like doing my job, so when it came to retire at a early age, still healthy, they didn't. Now, old and their health is bad, there they sit, waiting to die. Tick, Tock!
@miketybring4700
@miketybring4700 2 ай бұрын
To each his own if you're happy all the power to ya.
@mr.mister4110
@mr.mister4110 10 ай бұрын
This is my first stop on your channel. Man I'm so glad I watched. You're delightful! Both of you. I am officially retiring this year on Dec. 15 2023 as I turn 62 on Dec. 16. I have been partially retired for the better part of 2 years though. I am looking forward to spending my time for the rest of my life enjoying the beauty within the journey. My sweet wife and I both have enormous plans and we're just waiting for a couple of years and she will join me in retiring. I won't go into our deep plans but they're so exciting. That's what keeps me alive these days. Looking forward to the vision of what the future holds for us as we walk hand in hand into the lovely golden sunset of this brief yet joy filled life. I really love the way you two love each other. Dan
@EmbraceTheJourney
@EmbraceTheJourney 10 ай бұрын
Dan, thank you so much for watching and your great comment. We certainly are enjoying this part of our journey and the days do take on a rapid speed, they end to quick. Karen retired when she was 62, I was in an elected position and had to wait till I was 66. But man oh man is this life ever so special. Enjoy, Dan, have a wonderful life.
@mr.mister4110
@mr.mister4110 10 ай бұрын
@@EmbraceTheJourney
@donnathompson4259
@donnathompson4259 Жыл бұрын
The first thing I thought when I watched your video was that's me and my husband. We do all sorts of things in a day that make us feel really alive and it doesn't take the amount of money that we were told. Continue to enjoy this blessing and I will be watching .
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
thanks for watching! Retirement has been a great adventure. I agree with you, many things can be done without spending vast amounts of money. Time certainly goes by faster then ever. Enjoy each minute.
@churchofpos2279
@churchofpos2279 Жыл бұрын
@@EmbraceTheJourney Exactly, I moved to a low cost state and cut my expenses anywhere from 50 to 75%, I am now mortgage and debt free. On paper, I am considered poor/low income, but my life doesn't feel like it. I get to do more activities/trips now then when I was working. My physical and mental health have improved and that is priceless.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
@@churchofpos2279 you figured it out and made a great plan to be debt free. Money certainly isn't everything, but happiness, mental and physical health surely is
@poppies1215
@poppies1215 Жыл бұрын
I retired at 62 for family healthcare needs and was apprehensive about the financial burden when I did. “Fast” forward seven years and I could never be more peaceful about not having to go to work when it was beautiful outside. In fact, no matter the weather life is beautiful because you make your own time and choices without having to worry about juggling time off when others feel more entitled to the time off without the earned seniority. Off to take a well-deserved nap to greet another rewarding day in retirement…even if I go nowhere!
@212Roger
@212Roger Жыл бұрын
I like your style of retirement; I do the same thing. Others get bored. I’m like you two; time flies. It is so weird. I retired at fifty, I’m divorced and now sixty one. I like to solo travel. I’ve been to twenty nine countries in my life. Mostly, Chiang Mai, Thailand; twelve times in eleven years. Living the dream. Kudos to you and me. 🙏🏼
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Way to go!!! Now if we could only get time to slow down a bit. Hey, thanks for watching
@lifeslessons9889
@lifeslessons9889 Жыл бұрын
I need to add - DO NOT apologise for doing NOTHING sometimes.
@doris3594
@doris3594 Жыл бұрын
I retired in March…worried and sad as I thought I wouldn’t know how to fill my day with meaningful things… and the worry and sad are over as I’d never want to return to that life strapped to my chair and desk for an eight hour work day at the computer. I live in Northern California and have siblings who live in Olympia (like you) and they take beautiful forest walks with their dogs, have lots of friends, hobbies, and travel. We’re one of the lucky ones as I know many of my age (66) who cannot afford to retire, so I am grateful and count my blessings.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
I felt a bit guilty when i first retired for not going to work each day, that quickly passed. We moved here from Kansas and found this area so super beautiful. We love the forest walks, we call it taking a forest bath. We feel blessed to be living this extraordinary life. Thanks for watching
@madelynsmith8281
@madelynsmith8281 Жыл бұрын
I retired 7 years ago. Love every minute of it. You are right the days just fly by. It is wonderful to not be on a schedule. I picked up my painting and drawing and writing once again. Feels my days with joy. Also walk around in nature. Loved your video. So inspiring. ❤😊
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
thank you so much for watching. It's so nice to have the time to be creative. I can't paint or draw, wish I could, but I wouldn't mind trying to do some writing. Just have to find the time to do it. I'm sure you find that walking in nature brings inspiration as well.
@MrWaterbugdesign
@MrWaterbugdesign 6 ай бұрын
Been retired 22 years ago at 45. Always busy. I did spend 3 years on the couch watching TV...I mean clicking thru 500 channels and indeed there was nothing on. So I took apart my projection TV to see how it works. Many interesting parts in there. Got rid of my couch, cable TV. Next year selling my Phoenix house and moving to SE Asia. Should be some interesting places to explore. Being interested in things is sweet.
@EmbraceTheJourney
@EmbraceTheJourney 6 ай бұрын
Amazing journey you are taking in your retirement years. Couldn't agree with your more, there are so many things in this life that are interesting, fun, and new. Exploring SE Asia sounds incredible. Thanks for watching and for you fantastic comment.
@ronsmith2241
@ronsmith2241 5 ай бұрын
I hope you enjoy your retirement. Everyone is different. I've been retired 23 years and almost all that time has been taking care of my wife with MS which she had for 26 years. I was her carer for almost all that time which was a full time job. She has now passed and I am adjusting to living on my own. The main thing is not feeling lonely. Its a totally new thing for me to go out and do new things and meet new people. I am 77.
@EmbraceTheJourney
@EmbraceTheJourney 5 ай бұрын
You are so very right, everyone's situation is very different. Since posting this I have had comments on people who retired in their 40's, 50's, 60's and 70's. Each had unique situations. I was 66 before I retired, I am 73 now. I applaud you for taking care of your wife and sorry for that whole situation. Hope you are able to meet new people and do new things. I appreciate your comment and for watching this video. Take care
@striperkid
@striperkid Жыл бұрын
I retire in a few months. I'll be leaving a great job and leaving some great people that I work with but, my time has come to move on. I'll be moving to a warmer State (already own a home there) so, my routine will be going to the gym 5x's a week, doing house work, yard work, going for walks, fishing, golfing, photography, weekend trips, a large trip once or twice a year. Yeah, it's not going to suck !
@markthomas2436
@markthomas2436 8 ай бұрын
"We can do anything... any time we want," she said. Heck, sign me up for that!
@EmbraceTheJourney
@EmbraceTheJourney 8 ай бұрын
Mark, simply put your name on the dotted line. Thanks for watching and for your comment
@americafirst6628
@americafirst6628 Жыл бұрын
THANK U FOR SHARING. U AND KAREN SEEM VERY RELAXED AND BLESSED.
@MariaGarcia-gv8hj
@MariaGarcia-gv8hj Жыл бұрын
Thanks for increasing my knowledge in personal finance, I recently subscribed to your channel. I want to give a big shout-out to all those working tirelessly to earn a living and build wealth during this recession. My husband and I are both retired and debt-free, and we're living smart and frugal with our money. Despite the recession, we're still earning passive income thanks to our savings and investments in the financial market. Investing lifestyle has enabled us to earn a steady monthly income through passive means, and we're grateful for it."
@MariaGarcia-gv8hj
@MariaGarcia-gv8hj Жыл бұрын
@franciscaedmond7706 No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with Claire Martha Magalhaes to create a long-term investment strategy, and she assisted me in managing my investments while I focused on my job without any concerns.
@MariaGarcia-gv8hj
@MariaGarcia-gv8hj Жыл бұрын
@franciscaedmond7706 I work with *CLAIRE MARTHA MAGALHAES* ,who is based in the United States. If you would like more information about her, you can conduct a search online.
@clintonjames8586
@clintonjames8586 Жыл бұрын
@@MariaGarcia-gv8hj Working with a skilled financial planner can be compared to having a mentor in the field of finance. I used to struggle to invest on my own and ended up losing money, but things changed once I started working with Claire Martha Magalhaes. She played a pivotal role in helping me improve my financial situation. Previously, I relied solely on my job and salary for income, but now I have found ways to generate additional income with ease, which has allowed me to leave traditional employment. Nowadays, I believe that investing is not a choice, but a necessity for anyone who desires financial independence and a good quality of life.
@marinascholz9963
@marinascholz9963 Жыл бұрын
@@MariaGarcia-gv8hj Thank you for telling me about your financial consultant. I will definitely look her up and try to get in touch with her. I have realized that relying solely on KZbin videos and attempting to manage my finances on my own hasn't been very effective.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Both my wife and I worked from the time we were 13 years old until we were 66. Investment and retirement savings were very important to us. Because we invested early on in our careers it has made these years in retirement a quality time. Thank you for watching and subscribing and for your comment on how important it is to work hard and make good investiments
@SunshineFL
@SunshineFL Жыл бұрын
I just stumbled across your channels. I’ve been been binge watching Retirement videos. My hubby is 63 and he retired in March 2023 and I’m 54 and I retire in two weeks. Looking forward to joining him and you two look wonderful. If this is what Retirement life is like. I’m all for it. Lol I’m already planning my days. However, I know that may change when I’m actually retired. Lol.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
I've got to say, we love being retired. So much to do and seems like not enough time to do it in. I enjoy photography and making these silly youtubes. Hope you have subscribed and see what all we are up to. May your retirement be full of fun and happiness. Enjoy the new chapter
@SunshineFL
@SunshineFL Жыл бұрын
@@EmbraceTheJourney yes. I subscribed and thank you.
@jeffreydaniels7519
@jeffreydaniels7519 Жыл бұрын
I’m in my early 60’s, I tried an early retirement in my late 50’s and all I can say is retirement and leisure are grossly over rated. I went back into the work force after 3 years of retirement I’m now doing the most arduous, monotonous, routine work imaginable at minimum wage at that. I sold most of my crap, sold my car and walk to work every morning at 5:00 am, stop at the gym to work out, walk to work where I’m the first to arrive. Spend 6 to 8 hours a day on my feet prepping food, cooking, doing dishes, sweeping and mopping the floor. Most of the kids I work with are people who are young enough to be my grand children. I’ve had 4 unsolicited raises in a year and a half and have never missed one scheduled day of work. After, I walk home. I average about 25,000 steps a day and workout 5 days a week. The closest thing to the fountain of youth in my view is to continue to integrate and engage with the world, especially young people. Keep up hobbies and physical pursuits that challenge you. Keep your mind engaged in a myriad of subjects, give thanks and gratitude and put health as your number priority. I no longer look at retirement as an option. Embrace the uncomfortable option even though you don’t have to, it will make you appreciate those few leisurely moments even more. Be an example to the young people, give them words of encouragement, the World needs more mentors invested in the future of our children and generations to follow.
@tonifoster1835
@tonifoster1835 Жыл бұрын
Jeffrey sounds like you don’t have inner peace to have to work and not slowing down to smell the roses. Good on you though if it makes you happy. Definitely can’t wait to retire next year at 59
@bluebirdtraveller1213
@bluebirdtraveller1213 Жыл бұрын
I agree most people retire and within a year have gained a significant amount of weight, gotten depressed, and are shocked that no one cares "who" they are anymore. Big shock to many. I love working and don't plan to retire. All the extraverted socializing and white socks gross.
@AkinoriKobo
@AkinoriKobo 7 ай бұрын
Thank you for sharing your inspirational story! Everyone choses different path in their lives. Nothing is one size fits all. The key is to find each own's purpose and what best suits him/her. I am glad to stumble across a different point of view here.
@wanderingwarrior5626
@wanderingwarrior5626 6 ай бұрын
I'm guessing, most of you dropped the job, but, still live where you always have, your comfort zone, even though, you now have the time and money to explore the world, find a much better place to live out the rest of your life. I did, retired at 58yrs old, after using all my work vacation time to select a country (been to 40+ countries) best suited to my personality, beautiful natural scenery, bays, sea, high mountains, ancient 3000yr old structures, and huge man-made luxury marina resorts. Life couldn't be better. Absolute paradise!
@EmbraceTheJourney
@EmbraceTheJourney 6 ай бұрын
Way to go!!! The day after I retired we moved across the country, from Kansas to Washington State. From the flat lands and prairie to the mountains and forests. From a land locked State to one on the Pacific Ocean. The Great Pacific Northwest, we love it here.
@dash7man
@dash7man 10 ай бұрын
Damn guy, you’re really good at this. That last sequence with the car wash and the voiceover, that was really cool!
@EmbraceTheJourney
@EmbraceTheJourney 10 ай бұрын
thanks so much for watching and for your outstanding comment
@LetsNotBickerAndArgue
@LetsNotBickerAndArgue 2 ай бұрын
Yes! Nicely done. What song was that during the carwash?
@jacquievickers1229
@jacquievickers1229 Жыл бұрын
I retired at 50 and took a university program for a subject I love thinking I would make a semi retirement business out of it. My husband just retired at 58 at the end of 2022. I am re-thinking the semi retirement business now that he's retired and this summer we had a huge veggie garden, camped in our fairly new travel trailer and sort of got used to spending less money because we actually thought it would be more expensive to stop work. With inflation the way it is right now, we are doing OK. It's an experience we thought would be a lot different without making money from an employer. But we are loving it! Just keep calm, and carry on!
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Good Job!!! Great advice too, "keep calm and carry on". thank you so very much for watching.
@paulohlsson27
@paulohlsson27 8 ай бұрын
Hi Jacqui, how's your day going with you?
@suleevor8052
@suleevor8052 Жыл бұрын
Love your great video! I’m planning to retire in next 2 years. Looking forward to the happy retirement life like you. Thanks for sharing.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Two years will seem to take forever, but once you are retired, the time flies by. You will love it and wonder why we had to wait do long to retire.
@swarm6697
@swarm6697 7 ай бұрын
I retired at forty two and at the time I was I was very young I loved it then I Hate it now
@EmbraceTheJourney
@EmbraceTheJourney 7 ай бұрын
I've seen many comments on people who were able to retire when they were in their 40's and 50's. I worked till I was 66 in a very stressful job, I was so glad to embrace the years of retirement. Sorry that you no longer enjoy retirement.
@pasqualeamabile5672
@pasqualeamabile5672 Жыл бұрын
What a great feeling , not having to get up to go to work , life is to short ,money might not be great after retiring but money is never enough , retirement is fantastic it gives you freedom , I don’t understand people who say they would get bored , I never have time to get bored , and you don’t have to spend a fortune , just meeting friends for a coffee .😊
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
the old saying "money isn't everything" certainly is true. I agree with you, no time to get bored.
@Lifeinthewyldewest
@Lifeinthewyldewest 8 ай бұрын
I can see why this one went viral! It’s a good one for sure!
@kambrose1549
@kambrose1549 Жыл бұрын
Really like your idea of doing fun things every afternoon.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
thank you for watching. We certainly enjoy or days together, only wish we could have done this much earlier
@kencarp57
@kencarp57 7 ай бұрын
Thank you for this video! I finally turned in my resignation TODAY, after 46+ years in the workforce - not including working in HS and all through college. My wife will retire in May 2025. We're looking forward to doing all kinds of fun things together in retirement! The little things you pointed out really hit home with me. I know it's going to take a bit of time to get used to NOT having to be available 8:30 to 5 for work calls everyday, but I think I will be able to handle it just fine!
@EmbraceTheJourney
@EmbraceTheJourney 7 ай бұрын
super congratulations to you!! It took me a bit to get used to not being called at all hours of the early morning to go out and work crime scenes. But, I began to realize the stress that was going away from all of that became very rewarding, Now we enjoy each day and feel blessed for the enjoyment we share together. Thanks for watching and for your comment
@kencarp57
@kencarp57 7 ай бұрын
@@EmbraceTheJourney WOW! No crime scenes for me... I have worked in computer software all my career, which became more and more stressful to make the sales numbers, but ultimately increasingly BORING at the same time. I'm glad to be finally hanging it up and entering retirement! We're going on what has become my "Retirement Cruise" with 4 of our 8 grandchildren in early March. I'm REALLY looking forward to that! You got a new sub for this video. Keep 'em coming!
@EmbraceTheJourney
@EmbraceTheJourney 7 ай бұрын
@@kencarp57 Right after I retired, we moved from Kansas to Washington State so we could be close to our grandchildren. It has been a great experience.
@kencarp57
@kencarp57 7 ай бұрын
@@EmbraceTheJourney I grew up through the 8th grade in the south part of Wichita! My dad worked for Boeing for 28 years after WWII, the last 10 of those years in Wichita.
@EmbraceTheJourney
@EmbraceTheJourney 7 ай бұрын
@@kencarp57 I was the Sheriff of Harvey County, about 28 miles to the north of Wichita.
@brucesnyder690
@brucesnyder690 3 ай бұрын
Retired expat from the US living in Thailand six years. Everything great here. Low cost of living, no inflation.. Great Thai partner. Earbout every day, travel every month. Havent missed the US for a moment.
@EmbraceTheJourney
@EmbraceTheJourney 3 ай бұрын
sounds like you have found a perfect retirement life for you. Congratulations. You are certainly embracing your journey
@legalbeagle295
@legalbeagle295 Жыл бұрын
I retired about 1 ago, still adjusting, just loved your video, your home is lovely, gave me a few ideas too. You guys are adorable
@Me97202
@Me97202 7 күн бұрын
You’re fortunate to have someone to retire and be with. Many of us retirees don’t have that. 😕
@EmbraceTheJourney
@EmbraceTheJourney 7 күн бұрын
Yes I am extremely fortunate to have my wife with me. There are times I can't imagine life without her. Thank you for watching and for this important comment.
@moonchild7456
@moonchild7456 Жыл бұрын
I loved this--how it was filmed--the content and everything about it! Plus, I need such inspiration in my retirement. I'm solo, so a bit different, but still inspiring.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
thank you and thanks for watching.
@kelvinchang8100
@kelvinchang8100 Жыл бұрын
This is truly different than other channel of retirement. You show us the reality video of life what is life should be retire, a healthy activities.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Thank you for taking the time to watch our video. My wife and I are pretty active and doing lots of different things in our retirement life. We both love it.
@user-yp5ew5sd6e
@user-yp5ew5sd6e Жыл бұрын
What a beautiful video. Thank you for sharing.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Thank you so much for watching
@cheryllove6428
@cheryllove6428 Ай бұрын
I love it!! May God continue to bless you both in your retirement years🙏
@EmbraceTheJourney
@EmbraceTheJourney Ай бұрын
thank you very much. Just got a teacup puppy a few weeks ago. She is providing us many smiles, laughs and joy in our retirement life. Thank you for watching and for your comment. Check out our video on Willow and you too can enjoy her cuteness.
@LinhHa-sd4zf
@LinhHa-sd4zf 7 ай бұрын
It’s utterly funny and cute, your wife tried to get into the picture ❤ Stay young, I saw hahaha
@EmbraceTheJourney
@EmbraceTheJourney 7 ай бұрын
Thank you so very much for watching. Today marks another birthday for me, not getting any younger, but still kicking pretty good. Thanks for your comment
@enhancesoutheast5964
@enhancesoutheast5964 Жыл бұрын
Im planning to retire in 4 years so experiences like yours are very interesting..thanks from Ireland...great relaxing video
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
four years will pass quickly, doesn't seem like it when you are counting down the days, but it does.
@driftingintoretirement
@driftingintoretirement Жыл бұрын
I remember my parents saying to me they don’t know how the had time to go to work afer they retired, so true. I retired two weeks ago at 55 and plan to just go with the flow and establish a vague routine.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Congratulations on your recent retirement. Go with the flow and before you know it even the flow goes by so quickly. Thanks for watching
@katz20200
@katz20200 Жыл бұрын
I know this comment is 7 months later but..just to say I love your "vague routine" concept.
@LovingLifeOnLess
@LovingLifeOnLess Жыл бұрын
Enjoying your videos. A new subscriber here. My husband (in early retirement) jokes, he must find another job so he can have a rest.😄 Lovely and sunny where you are. What a sweet piece of the world. Bless you both. Liz in Yorkshire UK 🥰
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Thank you for subscribing. How true, it sure does get busy, but in a good way. Our blessings to the both of you as well.
@patriciaegan7244
@patriciaegan7244 Жыл бұрын
Congratulations on your retirement story. Really, good to hear.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
thank you! It will be 7 years into retirement come this January. That went by way to fast
@BommeltjeNL
@BommeltjeNL Ай бұрын
Thank you for this video. I’m 66 and going in retirement in 2 months and I’ll have to experience what it will mean for me. I do not live in a large city and I don’t drive a car, but I will find my day to day to-do things I guess. In my working life there have been a ton of things I didn’t do because of the pressure ‘I need to work then and then’. I’m curious how it will feel not having that pressure anymore after 48 working years. Like you said ‘I can do what I want, when I want it, where I want it’. But one thing is sure I need to find me a routine to maintain regularity. I’m an amateur astrophotographer and the small hours pass quickly, so I need to make sure that I’m not awake at night and sleeping during daytime haha 😂 Somehow people expect you to be awake during the day I guess. I’ll have to see what will happen 👍
@EmbraceTheJourney
@EmbraceTheJourney Ай бұрын
I retired when I was 66 as well. I spent my carer in law enforcement. It took me a couple months after retirement to fully appreciate the new life I was having. At first I felt guilty for not going to work each day, but those feelings went away as did the stress from the job I had. I have always enjoyed photography. I joined a photography club, met new people, did some trips to Mt. Rainer and did some astrophotography, life has taken on a whole new meaning. Best of luck to your retirement and congratulations. Thanks for watching and for your comment.
@Sheltie176
@Sheltie176 Жыл бұрын
I’m 60 and I’ve been retired for about a month. I love it!
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
welcome to the new chapter in your life. Thanks for watching
@paulohlsson27
@paulohlsson27 8 ай бұрын
Hi Lynette, how's your day going with you?
@kimriedel8422
@kimriedel8422 10 ай бұрын
Living your best life with the ones you love!
@EmbraceTheJourney
@EmbraceTheJourney 10 ай бұрын
so much truth in your comment, Kim.
@paullaplante2623
@paullaplante2623 Жыл бұрын
I can't sleep Sunday night's because I'm worrying about Monday. 5 more months until I retire.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Well that's only about 20 more Sundays. I never liked Sundays when I was working either.
@ThomasPrior-wv6zn
@ThomasPrior-wv6zn Жыл бұрын
THERE IS A COUNTRY SONG THAT TOBY KIETH WROTE AND SANG IN THE FILM ,,,, THE MULE,,,, CLINT EASTWOOD DIRECTED IT, WONT GIVE AWAY THE PLOT BUT THE SONGS CALLED ,,, DONT LET THAT OLD MAN IN... A LINE GOES ASK YOUR SELF HOW OLD YOU WOULD BE IF YOU DIDNT KNOW THE DAY YOU WERE BORN.... I AM JUST 6 9 WHEN I HEAR THAT LINE I SHOUT 35 I WONT LET THAT OLD MAN IN ,,, THANK GOD MY HEALTHS GOOD ENJOY YOUR LIFE ITS NOT A REHERSAL
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Seems to me the mirror is the only thing that lets that old man appear. I like your idea of not knowing the year I was born. Stay well, stay healthy let your mind always keep your youth. thanks for Watching!!!
@G8rquest
@G8rquest 3 ай бұрын
Laugh until you're done then take a nap. Nice job!
@EmbraceTheJourney
@EmbraceTheJourney 3 ай бұрын
sounds like a great idea. In fact, we were laughing so hard today we were in tears. Not quite ready for a nap, but this cup of coffee sure tastes good. Thanks for watching and for your comment.
@stephaniedegange2737
@stephaniedegange2737 Жыл бұрын
thank you so much for your time!
@JulianOwens
@JulianOwens Жыл бұрын
just getting started on disability gonna try to make it work
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
We wish you the best.
@hellosavije1888
@hellosavije1888 Жыл бұрын
Thank you for sharing 😊
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
thank you for watching
@TheMisterGriswold
@TheMisterGriswold Жыл бұрын
My mantra: “I tell you, we are here on Earth to fart around, and don't let anybody tell you different.” - Kurt Vonnegut 🙂
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Pretty good mantra. Thanks for watching
@LeftBehind666
@LeftBehind666 Жыл бұрын
I've been retired since 21 and it's not all that I thought it would be. Gets old fast.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Sorry to hear that. In our case, about the only thing getting old fast, is us.
@sonhuynh8222
@sonhuynh8222 Жыл бұрын
If u retired at 21 years old that means u have a good source of $ available…. and if you do then u can travel the world and experience life. And the best part, u have the strength of being young vs many who are old and physically can’t do what they could when they were young ! Go enjoy life 🙏🏽
@sirslice4951
@sirslice4951 Жыл бұрын
@@sonhuynh8222 I think the 21 means 2021
@searchersearcher8286
@searchersearcher8286 Жыл бұрын
Your choice, retirement is what you make it
@harleyboy90210
@harleyboy90210 Жыл бұрын
I'm 70 yrs old retired at 64, do it sooner, don't wait for financial security, it's not worth it! I walk 5 miles daily on the treadmill then lift weights for 2 hrs faithfully, been doing it for years, however, I spend most of days going from one doctor to another. I'm currently seeing an oncologist (prostate cancer), dermatologist ( skin cancer, 3 surgeries), rheumatologist ( major arthritis, couldn't make a fist), nephrologist (high protein, low creatinine in my urine) not to mention high blood pressure, high cholesterol, thyroid issue and gout, to name a few - RETIRE WHEN YOURE YOUNGER AND HEALTHY, MONEY ISN'T EVERYTHING, TRUST ME!
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Sorry to hear about your health issues. Seems like you are doing everything possible to stay healthy. Best of luck to you and try to enjoy each day
@harleyboy90210
@harleyboy90210 Жыл бұрын
@@EmbraceTheJourney Thx for that, it's been tough but I've never ever enjoyed each day more so than now, every time I get to play a round of golf with my son I get teary eyed hoping it's not the last time! Life is taken for granted by all of us until you get major health issues and man does that change you're outlook on life! All of a sudden your finances are on the back burner
@janettecuthbert2591
@janettecuthbert2591 4 ай бұрын
The music is annoying. I like seeing your day. Thanks
@EmbraceTheJourney
@EmbraceTheJourney 4 ай бұрын
Sorry about the music, but thanks so much for watching.
@keithfortson667
@keithfortson667 Жыл бұрын
I will retire in March 2024 at 64. Just couldn’t see putting it off another year. Looking very forward to it!😁
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Karen retired at 62, I hung in there until I was 66. Super happy being retired.
@TheNumber1LadiesClub-lf9yc
@TheNumber1LadiesClub-lf9yc Ай бұрын
Totally agree with you...I have never been busier since I retired! And I absolutely LOVE LOVE LOVE your blondes dachshund! Mine was called Harry 🌭
@EmbraceTheJourney
@EmbraceTheJourney Ай бұрын
I'm now into my 8th year of retirement and we are still as busy as ever. We just got a new puppy which is really keeping us on our toes. If you haven't already you should check out our Willow video, boy is she ever cute. Our Dachshund is now over 16 years old, Daisy has been a wonderful friend. She can't hear very well and her eyesight is failing. Spends most of her time sleeping, but she has been a bit more active since the puppy arrived. Thanks for watching and for your comment, enjoy each new day and embrace your journey
@TheNumber1LadiesClub-lf9yc
@TheNumber1LadiesClub-lf9yc Ай бұрын
@@EmbraceTheJourney I certainly will. I've always had dachshunds throughout my life, however, my darling boy doesn't want a pet so I have to get my fix by watching them online!😂x
@philomenamagill700
@philomenamagill700 Жыл бұрын
Great video 📷 . X
@gericheng3156
@gericheng3156 3 ай бұрын
Nice day in the life vlog
@EmbraceTheJourney
@EmbraceTheJourney 3 ай бұрын
Thank you so much for watching and for your comment. Hoping your day is wonderful as well.
@lydiarosalieanndamiano7206
@lydiarosalieanndamiano7206 Жыл бұрын
It’s awesome isn’t it !!🙏🇺🇸
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
it certainly is!
@kerryjames6312
@kerryjames6312 Жыл бұрын
And food at farmers market is fresh organic seasonal😊
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
It sure is! We make a point of going there every Saturday, wonderful place.
@kerryjames6312
@kerryjames6312 Жыл бұрын
@@EmbraceTheJourney absolutly
@MENSA.lady2
@MENSA.lady2 Жыл бұрын
Once retired the biggest problem is filling your day. You can do better than watching TV. Me. I do freelance photo work to keep me occupied. Age does not matter. A magazine paid for my photo's of exotic butterflies in the jungle of Costa Rica. Let your mind run riot. The possibilities are almost endless.
@jamieshannon9809
@jamieshannon9809 Жыл бұрын
From the Olympia sign do I take it you live in Washington State? And if so how is being a Yankees Fan so far away from The Big Apple?
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
we do now live in Washington, but still a loyal and forever Yankee fan. Born and raised in New York about 30 minutes from Yankee stadium. Oh the stories I could tell about going to the games back in the 60's
@jamieshannon9809
@jamieshannon9809 Жыл бұрын
@@EmbraceTheJourney Excellent. Although I am UK born and raised I love baseball. My chosen team is in fact The Mariners. Unfortunately I won't ever get the chance to visit the US again but I would loved to have watched a game in real life. I played it for a couple of seasons in the South of England but I was in my mid 30's when I found it. I still have my glove though.
@TheMisterGriswold
@TheMisterGriswold Жыл бұрын
I finally found my calling: doing nothing. 🙂
@DerekPK
@DerekPK 8 ай бұрын
I’m 20 years old and planning to retire, but I have never payed income tax.
@kytacomaguy
@kytacomaguy Жыл бұрын
Great retirement !! Looking forward to doing the same !!
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
thanks for watching and when you day of retirement comes, may you enjoy it to the max
@11Bravo84
@11Bravo84 Жыл бұрын
Mustard on pretzels,yummy
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
I'm a mustard guy too. Thanks for watching
@slickwilly4613
@slickwilly4613 9 ай бұрын
Your making me NOT want to retire
@EmbraceTheJourney
@EmbraceTheJourney 9 ай бұрын
work on, enjoy the life of the employed.
@judyl5260
@judyl5260 Ай бұрын
When you are retired, everyday is a Saturday and your schedule is free
@EmbraceTheJourney
@EmbraceTheJourney Ай бұрын
Judy, so very true. I find myself forgetting what day it is at times. I do keep a calendar for the appointments I may have, but its nothing like when I was in the work place for 40 years
@mikimotomikimoto
@mikimotomikimoto Жыл бұрын
❤✌👍🍀🌟🌟🌟
@TechMule59
@TechMule59 Жыл бұрын
So basically you just putter around and do whatever you want whenever you want, just like the rest of us retired people. No surprise here.
@Laura-rx9mp
@Laura-rx9mp Жыл бұрын
Yes yes enjoying every moment of my retirement. The freedom is unimaginable! Cheers
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Glad to hear you are enjoying your retirement and freedom. thanks for watching
@imahick5723
@imahick5723 Жыл бұрын
I always say its the best time of my life!
@CaldonianDude
@CaldonianDude Жыл бұрын
Are you in your "forever home"?
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
It would be nice to think that way, but nothing lasts forever. However, we are loving the home we are in.
@lovesallanimals9948
@lovesallanimals9948 5 ай бұрын
Where you just on travel snacks live ?
@EmbraceTheJourney
@EmbraceTheJourney 5 ай бұрын
Not that I'm aware of, but we certainly do love snacks
@beverlyb6391
@beverlyb6391 Жыл бұрын
nice
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
thanks for watching
@JulianOwens
@JulianOwens Жыл бұрын
beatifull views t oo
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
thank you for watching. Living in the Pacific Northwest is a beautiful place
@postskeetclarity
@postskeetclarity Жыл бұрын
any advice to people in their 40's?
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Your still young, perhaps you should be giving us advice. Love, live, forgive.
@postskeetclarity
@postskeetclarity Жыл бұрын
@@EmbraceTheJourney you're still young too!
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
@@postskeetclarity And you are more then kind. Thank you
@blockmasterscott
@blockmasterscott Жыл бұрын
Hi! I'm 56, and one thing that worked out for me big time when I was in my 40s was planning 10 years ahead to make sure that I had a reliable car with no car payment when I retired. We couldn't afford a brand new car so we settled for two 15 year old Toyotas for just in case one breaks down. We don't drive a lot so the wear and tear is really low for us. My mom and dad were doing really well when they retired in the 90s, so they were able to retire with a brand new car, but that's not doable for me.
@ChloeBensonBeautyBoxes
@ChloeBensonBeautyBoxes Жыл бұрын
You have 20 years to get your home paid off and life in order. Get your kids off your payroll.
@sherryllynn1809
@sherryllynn1809 Жыл бұрын
"Fame, if you win it, comes and goes in a minute. Where's the real stuff in life to cling to? Love is the answer. Someone to love is the answer. Once you've found her, build your world around her. Make someone happy. Make just one someone happy. And you will be happy too." -- Jimmie Durante
@Karencopley
@Karencopley 3 ай бұрын
Could your lovely dog not go on your walks ?
@EmbraceTheJourney
@EmbraceTheJourney 3 ай бұрын
Karen, Our little Dachshund is 16 years old now. She is deaf and partially blind. When she was younger, she would go with us all the time. Now she prefers to stay in the house and spend most of her day in her bed. On the rare occasion when she does go out with us, she only wants to go back home.
@genemartinez2833
@genemartinez2833 Жыл бұрын
How I wish I could quit today. I am 65. Hope to retire at age 67. I don’t know that I will have enough money.
@Giovan_Nino
@Giovan_Nino Жыл бұрын
Background music far too distracting to listen…
@patriciavandevelde5469
@patriciavandevelde5469 Жыл бұрын
Not dealing with people!!!!!!
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
that does have some benefits. Thanks for watching
@freddyhoyt1849
@freddyhoyt1849 Жыл бұрын
I can believe I’m retired already I put in 33 years with American Airlines and I recently retired an I’m missing work so much
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
I spent 30 years in law enforcement, the last 8 as Sheriff. During the first few months of retirement, I felt guilty for not working. Eventually the new chapter of my life, retirement, felt very comfortable.
@davidanderson7389
@davidanderson7389 Жыл бұрын
I retired after 33 years as a registered nurse. I miss work, but don’t miss the stress. After 5 months I was finally able to sleep a full night without waking up and thinking about work and if we’ll have enough staff for the next day.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
@@davidanderson7389 I worked 30 years in Law Enforcement. The last 8 as a Sheriff. I felt guilty at retirement for not getting up and going to work. I really never thought I was stressed during my career. But after retirement, there was an undeniable release of the stress I had kept in me for those 30 years. Thanks for watching, Dave.
@nightengale2123
@nightengale2123 Жыл бұрын
I retired last year following a 44 year R.N. career and my husband retired two years before me. On a leap of faith we sold our R.I. home of 32 years and purchased a home in The Villages a 140k+ resident 55+ community in central Florida. This was one of the best decisions we ever made!! We have great friends and neighbors, our community is beautiful, we get to most places we need to go by golf cart, and have an abundance of activities to participate in. Retirement life is good. !!!
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
@@nightengale2123 First, thank you so much for all the service you provided to people being a nurse. So glad to hear you and your husband enjoying your recent new chapter in life. I wish you both the best in the years to come. Thank you so much for watching.
@oldgoat50
@oldgoat50 6 ай бұрын
I retired at 50 after working 30 years at USSteel. In 07 got a staph infection during a knee replacement. Have had 3 more surgeries since and will be 74 in May. Have my 3rd cruise to Alaska planned. Last one in my family and everything is paid for and don't owe a penny.🫣
@EmbraceTheJourney
@EmbraceTheJourney 6 ай бұрын
Way to go, Old Goat! Nothing better then not being in debt to anyone. We finished paying off the house and now don't owe anyone anything. I ended up getting two knee replacements and an ankle replacement too. I'm 73, still not sure how that happened so quickly. Thanks for watching and thanks for your comment
@oldgoat50
@oldgoat50 6 ай бұрын
​@@EmbraceTheJourneyI thought I had enough replacements.lol What did you think when you saw my screen name since you have a dancing goats shirt.😁
@EmbraceTheJourney
@EmbraceTheJourney 6 ай бұрын
@@oldgoat50 I actually thought that I was the old goat. Guess there are more then one of us floating around the planet. By the way, Dancing Goats have great coffee.
@Michelle_Sanders561
@Michelle_Sanders561 4 ай бұрын
Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement. This is how it should be and I really want that have that comfortable life . Any advice on what to do ?
@EmbraceTheJourney
@EmbraceTheJourney 4 ай бұрын
Donna, we had invested money through a financial advisor for nearly 30 years. The market had its ups and downs, but in the long run it did very well for us. With my pension, social security and the investments we are able to live comfortably. We are now able to fully enjoy our hobbies, travel, family and making new acquaintances. Thank you for watching and for your comment.
@BEAUTIFULDIANAFRANCIS
@BEAUTIFULDIANAFRANCIS 4 ай бұрын
Amazing video, Hello friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $110k and in the first 2 months , my portfolio was reading $294,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@BEAUTIFULDIANAFRANCIS
@BEAUTIFULDIANAFRANCIS 4 ай бұрын
Amazing video,A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $110k and in the first 2 months , my portfolio was reading $294,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@BraxtonScott452
@BraxtonScott452 4 ай бұрын
Yes you might say that but More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire without any investment. Retirement becomes truly fulfilling when you possess two essential elements: financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement. .
@DE-Burrows
@DE-Burrows 4 ай бұрын
Can I get connected here in Switzerland 🇨🇭I keep hearing " Cynthia Mcclure Alexander " name being mentioned everywhere. Is there any social media handle I can contact her
@emiliaescobar7652
@emiliaescobar7652 Жыл бұрын
Great Contents, I retired this past January, was very nervous to do it @ 62, but I'm ok, I still get up early in the morning to have my coffee, which is my favorite part of the day, I take my time to do the most simplest things, watering my grass/plants, clean when I want, do what ever I want, when I want, stress is down 95%, I love the feeling of not being RUSHED all the time, & when sunday night comes around, no more anxiety about Monday!
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
I know what you mean about Sunday's. It was amazing to me how much stress I had while working, but after retiring there was this calming factor, didn't know what that feeling was for a while. What it was, was no more working stress. Thanks for watching, have a great retirement.
@staceyford6733
@staceyford6733 Жыл бұрын
That's a wonderful feeling, isn't it?
@emiliaescobar7652
@emiliaescobar7652 Жыл бұрын
@staceyford6733 yes indeed!
@UnkleAL1962
@UnkleAL1962 Жыл бұрын
A co-worker and I retired same day last year at this time so we have one year under our belts. One of the best things we discussed was Sunday evenings - no worry about Monday morning anymore. One of the best features!
@emiliaescobar7652
@emiliaescobar7652 Жыл бұрын
@@UnkleAL1962 Fabulous Feeling indeed!!!!
@doug2078
@doug2078 Жыл бұрын
I retired at 57 ! This December will be 3 years. Absolutely Love it . My only problem is forgetting what day of the week it it LOL. Enjoy fellow retirees !! We earned it !!
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
Doug, I have the same problem. I once thought the entire day was Saturday when it was actually Friday. Oh well, didn't matter, life goes on
@doug2078
@doug2078 Жыл бұрын
Im glad Im not the only one !! 👍@@EmbraceTheJourney
@graceweber2822
@graceweber2822 8 ай бұрын
Me too. I sometimes forget what day it is.
@Susanhartman.
@Susanhartman. 10 ай бұрын
Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.
@EmbraceTheJourney
@EmbraceTheJourney 10 ай бұрын
All extremely important. thanks for watching and for your comment
@JackBJacobs233
@JackBJacobs233 10 ай бұрын
One crucial aspect of earning profits from stocks is to avoid being frightened and selling them prematurely. It is vital to understand that stocks should not be treated as mere lottery tickets. Consider acquiring the assistance of a financial advisor to navigate your investments.
@mariaguerrero08
@mariaguerrero08 10 ай бұрын
It took me 5 years to stop trying to predict market movements based off charts studying, cause you never know. Not having a mentor cost me 5 years of pain I learn to go where the market is wanting to go and keep it simple with discipline. I’ve made over $250k since then.
@mikegarvey17
@mikegarvey17 10 ай бұрын
@@mariaguerrero08 Please who is the coach that assists you with your investment and if you don't mind, how do I get in touch with them?
@mariaguerrero08
@mariaguerrero08 10 ай бұрын
CAMILLE ALICIA GARCIA maintains an online presence. Just make a simple search for her name online.
@jamesgrinder2491
@jamesgrinder2491 Жыл бұрын
I retired over 3 years ago. I share your perspective and attitude concerning retirement. The freedom and peace I feel each day is awesome beyond words. I feel sorry for people who are restless and don't or simply can't enjoy retirement life.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
James, glad to hear you are enjoying this chapter in your life. It is indeed a great time. Thanks for watching
@jeansmith3367
@jeansmith3367 Жыл бұрын
I'm a bit of both - always saying to myself 'I should be doing something', which does take the peace out of the day and I'm busy, and other days I feel really relaxed and do very little! I'm very grateful to be able to not have to work at the moment.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
@@jeansmith3367 It's a process and a life change, no doubt. Enjoy your life as best as you can
@jennyt7612
@jennyt7612 Жыл бұрын
Jamesgrinder2491 - totally agree with you, I also value the freedom & peace of retirement. I love it & have never thought "oh I have nothing to do " - every day is good & it has made me contented with what I have, no more mindless spending.
@loriar1027
@loriar1027 Жыл бұрын
I retired about a year and a half ago and I love it. I ride my bike, I go for walks with my husband, I do my quilting, and occasionally I substitute teach at the local high school. I get to spend more time with my family too. I’m not rich, I have just enough to get by and that’s good enough for me.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
we love the walks, and all the time that now belongs to us and not an employer. We are not rich either, but have enough to get by and be happy. In fact this time is the happiest we have ever been. Thanks for watching
@paulohlsson27
@paulohlsson27 8 ай бұрын
Hi Lori, how's your day going with you?
@CarolLustgarten
@CarolLustgarten Жыл бұрын
Retired at 58. It's OK. So happy I never got married 😊. One of the best decisions I ever made. Peace and freedom. Another great decision no kids. Like to travel. Like to do what I want. Love movies and love to sleep. Write books but not too many people buy them. 😢😢😢. Alot of people are over rated. Enjoy my alone time.😊😊😊😊😊
@happydays3678
@happydays3678 Жыл бұрын
Each to their own.
@bluebirdtraveller1213
@bluebirdtraveller1213 Жыл бұрын
I agree! Childfree and so glad I'm not footing the bills of adult kids and grandkids (yuck)
@annecross1321
@annecross1321 Жыл бұрын
Really enjoyed this video. My husband and I are also retired and our daily routine in the UK is very similar to yours. I agree about time flying by!
@paulohlsson27
@paulohlsson27 8 ай бұрын
Hi Anne, how's your day going with you?
@Raymondjohn2
@Raymondjohn2 Жыл бұрын
Retiring in 20 years? Due to inflation, you may need upwards of $2.6 million to maintain your existing lifestyle, with the ongoing effects of high inflation, lower forecasted stock market returns, and stagnant wages, achieving a secure early retirement could be more challenging than ever before.
@Mohaimam316
@Mohaimam316 Жыл бұрын
An obvious way to lnvest for a recession is to buy shares in businesses that are likely to experience steady demand even in a downturn. Typically, those are consumer staples, utilities, and healthcare companies, but off course such decisions cannot be made by an average Joe, a financial advisr is important in making this decisions
@maga_zineng7810
@maga_zineng7810 Жыл бұрын
Very True Such considerations can certainly have a role when I think about whether I ought to buy into a share. But I never purchase purely on that basis, i always have to seek the adv!ce of my financial-planner who has helped me gain $985k in a well-diversified portfoIio that has experienced exponential growth
@audeywolsh
@audeywolsh Жыл бұрын
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.
@kevinmarten
@kevinmarten Жыл бұрын
That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?
@audeywolsh
@audeywolsh Жыл бұрын
My Financial adviser is ‘’'Catherine Morrison Evans ’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market
@jeanettekasper7467
@jeanettekasper7467 Жыл бұрын
I retired almost five years ago and loving every minute. I had bad health during my working years and on prescription drugs from the doctor. When I retired I focused on me, changed my diet, life style and all my medical problems from my tests are normal now and off all the pills...YEY!!! I relax more, have more time to learn, made new friends, working on projects around the house, I feel free as a bird and enjoying every minute of it. Kids are grown and on their own. Time goes fast, but I'm having fun. I wish my husband could enjoy the retirement like me but he passed away suddenly so I'm getting used to being strong, on my own and managing everything by myself and it's not that hard. Life is an adventure, a journey, an experience and it's so good to be alive.
@EmbraceTheJourney
@EmbraceTheJourney Жыл бұрын
So sorry for your loss. Stress adds a lot to bad health. I too found out once I retired, the stress was gone and my health improved. May your adventures and journey be fantastic
@paulohlsson27
@paulohlsson27 8 ай бұрын
H😢Jeanette, how's your day going with you?
@jeanettekasper7467
@jeanettekasper7467 8 ай бұрын
Hello..........My day is always great. We have to always think positive and create happy days around us. Like they say, if life gives you lemons, you make lemonade and that's how it goes. I hope you are having a great day also. God Bless!@@paulohlsson27
@paulohlsson27
@paulohlsson27 8 ай бұрын
Thanks for the thumbs up, how are you spending your spare time?
@paulohlsson27
@paulohlsson27 8 ай бұрын
What's happening, why are you not responding, is everything okay with you?
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