THE TIME IS NOW! 10 WAYS WE NEED TO PREP FOR LATER! FRUGAL LIVING! LIVE BELOW YOUR MEANS!

[@nildabridgeman8104]

Your Native American name should be "Shop's With a Fist.. ✊".. you guys are masters of shopping and making the most of things

[@FrugalMoneySaver]

Oh my gosh I love that! Thank you LOL!

[@lydialangfordjoiner765]

Good one!

[@alishawilson4123]

This morning we sat down and did the ‘final financial plan’ through the end of the year. Being retired, the final quarter is tricky… Our taxes went through the roof, insurance at the beach house skyrocketed and my husband had to have 7,000$ in dental work…. Preparing to finish the year well takes great planning and prayer.

[@greenfoxgaming6721]

I totally understand that dental work cost. I went through that 2 years ago…. Nearly 10k!!!! It’s like my mouth fell apart all at once, even though I always had my teeth cleaned every 6 months!!! Thank goodness my husband is a great money manager!!!

[@FrugalMoneySaver]

Yes, Alisha! It always seems to be something! Prayers for you both!

[@tgayer1]

Yeah, my homeowners insurance went from just over 1000 per year to 1500 per year. I have not paid the bill yet since it just came, but I plan to call my insurance company and ask to meet with them to go over my policies.

[@cynthia57169]

Amen!

[@janiefender]

Yes...and I know about taxes going through the roof...our property taxes tripled!!

[@vickilandtiser2511]

I am still canning tomatoes for winter. Have 100 onions braided and hanging in the cellar and have already canned carrots and pickles. I have crockpot meals in the freezer, beef stew and chicken fajitas, along with a couple homemade pizzas and a chicken noodle casserole. We have frozen corn this summer also. We have gas stored for the generator in case we lose electricity and I have ten quarts of drinkable water canned in case we lose water or get a boil order. I loved having a stocked pantry just gives peace of mind we won't starve to death if we get a shelter in place order from the government.

[@FrugalMoneySaver]

Sounds like you are well prepared, Vicki! Great!

[@suzannebinsley5940]

Good for you!! The deer ate my garden and two quarts of tomatoes were $12 locally, so I think this year I will buy canned tomatoes.

[@cathyallshouse2981]

Wow, well done!

[@katiejo711]

Me too

[@AngelaResseguie]

I am going to finally sit down and make my “30 meals list” that are go to meals and make sure we have what we need to make them for the rest of the year :)

[@janetdowning1443]

@@AngelaResseguie I might try this too, thanks for putting it out there

[@FrugalMoneySaver]

It helps so much!

[@cltinturkey]

A great prep and cost-saving measure would be for you to grow your own garlic. It requires little effort. You'll need to buy a few LOCALLY-GROWN heads of garlic. Ideally you should get organic garlic, meaning it hasn't been sprayed to avoid sprouting. Health-food markets or farmer's markets are a good source. Gently separate the heads into cloves, leaving the paper-like wrappings on. You plant it pointy-side up and 3-4 inches deep in late October or early November. Water it in well and add some mulch on top, and then leave it to grow. If we have no rain for an extended period, you could water it well a couple of times per month. It will send up shoots in the spring. You can pinch off and cook with the garlic scapes (super curly bits that grow on top of some varieties). Leave the rest of the leaves intact. Once the leaves start to die back (probably in May, June, or July), it's time to harvest. You gently dig around the heads and remove them, then lightly brush off extra soil. Don't clean off thoroughly. Leave the heads with stalks intact on a tabletop or cool area with space between to harden up. After a couple of weeks, brush off the rest of the soil, and store the heads it in a cool (not fridge) well-ventilated space. You'll love the taste and it's easy. It makes a lovely gift too. I've just learned to do water-bath canning and my friends have enjoyed gifts of bounty from the garden. Garlic grows best in a garden bed, but you can plant it in a large planter if you wish. Plant the cloves with about 3" between. Si mangia bene!

[@FrugalMoneySaver]

Thanks so very very much for all that info! Now, to find local garlic LOL!

[@cynthia57169]

@@FrugalMoneySaverone more tip: keep the cloves whole until you’re ready to plant.

[@CreamPuff-ek8fd]

@@FrugalMoneySaveryes please use local . You should be able to find at a farmers market. Even if you don’t plant it please make sure u buy garlic from the U.S. or Europe. Other countries use sprays that are not good for us.

[@PhilipDonna1982]

I have bought garlic two years now from Hudson Valley Seed based in Accord, NY. I started with the variety bundle and this year will be planting German extra hard neck. They ship when it’s time to plant.

[@elliejellie22]

TFS!

[@GretchenBostrom]

Oh! And I did a massive declutter of my closet and bureau. I do this each year but holy moly over the past year I had accumulated so many items from gifts or giveaways at events, and I ended up donating 6 bags worth of stuff. So many socks, purses, shopping bags, t-shirts, exercise pants, mittens, gloves, hats, etc. My brother works for an athletic shoe company and he gives me sneakers all the time. I rotate them so I don’t put too much wear and tear on them at once but my goodness, I had over 20 pairs!! I donated the older ones (which were still in perfect condition) and from now on I’ve decided if I am given a new pair, I have to donate another pair. Same w/ other items I get but don’t need. If I get a purse, one has to go. T-shirt? One has to go. Etc. I try to tell people experience gifts are my fav but you do still get stuff from people and it is lovely and so kind. But if it’s just sitting in the closet because I have plenty of a similar item, I feel like someone else could be benefitting from the use vs collecting dust. So, if something new comes in, something else needs to go. I had the most euphoric feeling when the closet and bureau were de-cluttered and organized and there was nothing left that was not being used.

[@FrugalMoneySaver]

It's so true! Something about getting rid of unwanted items is so cathartic!

[@mizg1595]

Buying non-perishable canned goods, as well as rice, beans, oats, and flour, and baking supplies are economical ways to stock up quickly. I’ve been shopping sales for months. We already have ham and turkeys in the deep freezer.

[@FrugalMoneySaver]

Wonderful! So smart!

[@loisfromohio3109]

It's important to remember that a lot of different things last longer than what the label says

[@angelaholley7809]

I bought a 44 pound bag of dog food this time when I usually get the 18.5 due to the heavy weight of the big bag. It was 20 cents a pound cheaper and 7 extra pounds more than the 2 18.5 bags I usually get To keep from carrying the big bag I saved a 18.5 pound bag and took it and the scissors and a big cup and divided it up to make it easier to carry up the stairs. It just took a couple minutes and saved significantly on the the dog food

[@FrugalMoneySaver]

So smarty! Great tip!

[@ladydhayney3700]

Call 800# or email Purina. They send nice coupons for dog & cat food. People tell me they get a free bag. Get your friends and family that don't have pets to contact Purina for some coupons for you.

[@ErinWilliams1204]

We live in Houston where storms are constantly taking our power supply down. After Hurricane Beryl this year, we finally said, “no more”, and got a generator. Now that we know our freezers won’t be taken down again as soon as we load them, I’m going to continue shopping the loss leaders for our freezer!

[@nancyyoung9972]

@@ErinWilliams1204 sorry u get hit with power outages. I experienced one outage here that lasted 8 days.was terrible

[@FrugalMoneySaver]

Yes, our generator is our best friend!

[@blackfootdaisy]

I finally purchased a garage ready freezer last week and I'm SO excited! I'm already shopping sales to fill it up. One of my favorite things to do is create what I call "freezer meals." They are my go to when I've had a rough day and need something I can prepare quickly for dinner. No drive-thru :) Glad you guys are back in the game. I missed you!

[@FrugalMoneySaver]

Thanks so much!

[@LynnSJ]

Right now, to live beneath our means on one income, we think ahead 6 months. Just finished all things holidays. Presents, decorations, table covers, serving trays, new year's, etc. Then will sort them put aside. Only will need to pay for the food closer to the days. Each person (24 including kids) will get a re-usable Christmas grocery bag with many different small items dependent on age.. and then we will raffle off with trivia questions 10 better collectible type presents. Each of the kids (nieces, nephews) gets inheritance gifts, one kid per year. This year is fun for me as the tween coming up is an adopted Native American. Fall/winter is higher electric bills, taxes so we try to do everything in advance prepare for the upcoming season. Also, a great time of year to clear out and downsize. Once my target for holiday food budget is met in the next 2-3 paychecks, all the next money goes into savings to prepare for the yearly charges that come due in Jan/Feb. Really striving to pay all 2025 tax bills including school upfront and have a lot of padding for my 3-month emergency fund.

[@FrugalMoneySaver]

Wonderful! That is amazing you are done!

[@LynnSJ]

@@FrugalMoneySaver ty! ♡ lots of planning

[@KateBurt-b4e]

When I was a kid, we had an oil burner for our heat source. Mom used to cook things on top of it all day to save electricity. Made me think of making sure you always have foods on hand that require no cooking if the power goes out or something you can heat up quickly in a fire pit or on a grill. Our area is known for ice storms where the power can go out for days.

[@FrugalMoneySaver]

Yes, snow and ice here in NY too.

[@ladydhayney3700]

My oil burner furnace never got hot to heat things up. Probably well insulated. I always had an extra propane tank for my bar b q grill. I had a real fire place where I could heat things. Now I am in a senior apartment and bought Sterno to put in my crock pot with a wire rack across top to put a pot to heat things. I have tea candles to put in muffin pans but I thought the Sterno would be better.

[@JaneDay]

Huge decluttering and several trips to Salvation Army. Replacing old bathroom window and bought heavier curtains for french door in bedroom. Saved in advance so I could do these jobs well. Encouraging video. Thanks both xx

[@FrugalMoneySaver]

Very smart! Always pays to do a job right!

[@karlapatterson7194]

I found some pork neck bones steeply discounted at my grocery store a couple of months ago and made what I'll call "mock ribs" with them. I just cooked the meat until it was falling off the bones and added some barbeque sauce. They were SO good. I found out later that I made a classic soul food dish.

[@FrugalMoneySaver]

Sounds great!

[@bhallmark3390]

What are we doing for the future? We had our deck repainted to get more years out of it. First, the house and deck got power washed. Then we had our aggregate sidewalk and driveway sealed so it will last longer. Yes, these things cost money, but we figured it was an investment to maintaining our home. I’ve started crocheting some Christmas gifts. I eat gluten free, so I like to make a yummy casserole in a 9x13 dish, then freeze entree portions for quick meals so that I won’t be tempted to buy the expensive ready-made gluten free meals. I like your idea for checking thrift stores now for winter gear! ❤-Brenda

[@FrugalMoneySaver]

Brenda, when you put sensible money into your home it's always a GREAT investment!

[@grannyprepper1181]

The ham and potato cakes look delicious. Two of them, a salad or vegetable and you have dinner. Get an oil sprayer, you will add less oil to your food.

[@FrugalMoneySaver]

Yes, thanks!

[@tgayer1]

@@FrugalMoneySaver yes, I was thinking of mentioning the refillable oil sprayers too!

[@katiejo711]

Every oil sprayer that I get quits working after a few months. They just won’t spray

[@DebbieDempsey-b2p]

I am in the process of clearing out my freezer. When that is done, I will be restocking it with family-sized chicken drumstick packs, family-sized chicken breasts, family-sized ground beef packs, family-sized pre-made hamburger patties. I will freeze the patties individually. I will batch cook most of the other meats and freeze them in individual portions. I will also make an easy chicken stew, and freeze it in individual portions. I live alone, so taking a couple of days to batch cook saves me time and energy. I keep my pantry stocked with my other favorite soups pasta, etc. as well as various flours for bread making.

[@mizg1595]

@@DebbieDempsey-b2p I would suggest backfilling the freezer as you work your way through the existing contents, rather than emptying the freezer before re-stocking. Prices will keep rising, and with so much volatility in the world, we may be faced with supply chain disruptions in coming months.

[@FrugalMoneySaver]

Debbie, that is so economical and smart!

[@DebbieDempsey-b2p]

@@mizg1595 , thank you for your kind suggestion!

[@DebbieDempsey-b2p]

@@FrugalMoneySaver, Emmy, thank you for your encouraging words!

[@marykayesugerman6843]

Increase the fiber and nutrition by adding white beans before the Emersion blender.

[@carolwoodward6141]

Oh, good idea for me, a vegetarian.

[@FrugalMoneySaver]

Great idea!

[@katiejo711]

Great idea. I am a vegetarian too. I eat beans 2-3 times a day. I cook a whole bag in a slow cooker and freeze in containers

[@lynnegordon6749]

I have just thrown out a large bag of rancid quinoa.😢 I won't say how long I've had it. I am going through my clothes to donate the extras. I am crocheting some gifts for Christmas. Thanks for another great video, and everyone's comments. So many good ideas.🎉

[@FrugalMoneySaver]

Thanks so much, Lynne!

[@rough-hewnhomestead5737]

Last week I ordered our propane fill up at summer discount price. This coming week we're dealing with tires for our family car. Soon, we'll buy in firewood. We have 2 of our children's birthdays happening over the next two weekends, so we will be celebrating those as well. I'm also filling our pantry with home preserved foods right now. I made grape jelly today and am shelling beans this evening. God bless!

[@FrugalMoneySaver]

Sounds wonderful! Happy Birthday to your 2 children!

[@carolyneastman6095]

Great ideas! Every month I brown several pounds of hamburger and freeze in 1# portions….just thaw for spaghetti with meat sauce, tacos, chili, sloppy joes, etc….a real time saver…..getting my car ready for the cold weather…..Emmy, if you crush your garlic about 10 minutes before you cook it, you get greater health benefits from it…..thanks again for sharing helpful ideas and for the Dixie cameo 💞

[@FrugalMoneySaver]

I didn't realize that! Thanks, Carolyn!

[@katiejo711]

Evert time I do that my husband says that it tastes bad, like it is dried out.I even use food saver bags

[@juliemoore6957]

Great tips! Yes! NOW is the time to prepare for winter, while it's still warm.

[@FrugalMoneySaver]

Absolutely, Julie! Thanks!

[@jenniferhenderson6154]

I made stawberry jam today with out glut of strawberries, I’m also going to wash all our winter coats , hats etc and line dry when weather is good( I live in Scotland so weather varies day to day)

[@FrugalMoneySaver]

Homemade strawberry jam is the best!

[@marynienhouse6143]

I’ve been putting food up, just as you mentioned. Also turning my attention to my Christmas ideas! Making practical gifts this year. Examples, non paper towels(flannels), soups in a jar, from scratch pancake mixes. You get the idea! Absolutely LOVED this video! Thank you Emmy and Paul!

[@FrugalMoneySaver]

Sounds like some wonderful gifts, Mary!

[@mares4636]

Last year a good friend of mine made me the non paper towels for Christmas. She calls them unpaper towels. She even did the riveted snaps and had them in a roll. I love them.

[@ladydhayney3700]

Cookies in a jar were a great gift years ago. My sister gave me chili in a jar once in a family Pollyanna. Pantry soup in a jar.

[@canadianjaneoriginal]

That’s my favourite sauce to make. I use it as a soup base and to cook meatballs in as well. So good! that pot is my bff! Its my go to for canning too it seals jars in 5 mins 4 at a time. I can’t believe the prices you pay its unreal to me. Our pasta is not less than $2.49 a pack for cheaper pasta like Barilla or Catelli. Del Verde or De Checco is $4 a bag!!! I used to buy pasta by the dozen for $1.29. I am blown away. I can’t understand how we are getting gouged constantly. Most Canadians are eating 1x a day and a little breakfast. Fast food is $22 for a trio… the golden arches. Yet you still see lineups there. Starbucks is $10 for a med latte. Breakfast is around $20 for 2 eggs toast and sausage. The cheese you bought is $7-$9 here each. Yogurt is $7 it used to be $2.99. But is fixed at $7-$9 now never going down. Cream is expensive and to make butter it costs more though you get buttermilk too if you make your own. Eggs went down a little u can get 18 for $9.99 now. I make my own oatmilk when I can because its now $4.88 1.2 ltrs. Margarine got very expensive! $8.99 and it was $2.99-$3.99 before. Sadly olive oil is still $24.99 a litre so I have to use butter or veggie oil. I need to can soon. I usually make pickles, tomato relish, rhubarb jam, orange peach jam, pesto garlic, eggplants, caponata and ketchup. But this year I gotta take it easier. Upcoming surgery will put me out til January. Im afraid of not getting it all done. I have tried to organize a little per day but my crafting supplies makes it impossible. Its a crafting explosion here. I will freeze this winter again. Hydro is too expensive. I have no fireplace. But I wanted to build one eventually. Buying wood is expensive but not like paying hydro. I must find a way to heat aside electric. Im so frugal, I am reusing cling wrap. Reusing tea bags twice like during the war. I make meatballs with more breading to make more for at least 6x meals. I never throw coffee out I put it in the fridge for next day, or dye fabric and paper with leftovers. I use coffee grounds in compost and the filters cleaned brushed off and reused in crafting journals. I will start cutting shrubs in advance for compost so by October I will not be overwhelmed. I will try canning before the end of August. I will also try to declutter knowing Christmas decor will be going up in 2 months ( ahead of surgery). I want to see my tree while I’m healing. It brings me joy. I will also prep my fall decor soon and start swapping decor out. Its so short might as well add fall now to enjoy it. And make pumpkin pie! last fall I did not make it more than once!

[@CreamPuff-ek8fd]

Not sure where you live in Canada but as a fellow Cdn I am not seeing anyone near me only eating one meal a day and a bit of breakfast. I never go to the Golden Arches so I do not know what the price is. But the my niece treated me to a latte at Starbucks last month and it was 5$ . I prefer making very good coffee at home! Also I went grocery shopping today and paid less than what you mentioned for milk based products example yogurt in the 750 grams tubs was 3.99 and the lactose free one which I buy was 5.79. I saw lots of people stocking up. Butter was on big sale last week ie 4$ so I froze for future use. Local Celery was 79 cents and cucumbers were 44 cents. 5 lbs on onions, turnips, carrots or beets was 1.85 for each 5 lb bag. Big sales at my local drugstore on toilet paper and tissues. I am lucky that I pay the lowest hydro rates in North America but I do pay higher taxes on other things. I am also lucky to have several grocery stores around me so completion is good! I hope the prices near you get better .

[@CreamPuff-ek8fd]

Also canned beans were 99cents and del verde pasta was on sale for 2.79.

[@FrugalMoneySaver]

Jane, I am so sorry about those high prices! Hoping your surgery is nothing serious and all goes perfectly!

[@Larissa-iw5wy]

Wow! Whereabouts are you in Canada? Some of our food prices are similar to what you mentioned but others are high but not that elevated. We get 30 eggs for 10.99 and med starbucks latte is about $6, for example, in BC. Glad you are doing what you can to be prepared and save where able.

[@MichelleL22]

I always start reorganizing and inventorying my stockpiles this time of year. I just did (the bane of my existence) freezer chest yesterday as well as my pantry. I did my son’s medical box (he is a college student and lives with roommates in a house) when I was down helping him move. That way the boys have what they need when they call me at the 11th hour asking how to treat something.. lol. I also do a putter declutter this time of year after I decorate for fall. I also go to the garage and make sure my salt, shovels and fuel for a generator are ready. I am in the mountains of Arizona and we get some snow and, I kid you not, when I moved here from Maryland my mom and I watched them stand in the corners of the street and THROW SAND IN THE STREETS! We were hysterical! They are getting better at plowing (they never salt or prep roads though). I loovvveee fall and winter! You made me miss some of my fav brands from back east! Sometimes they have west coast that are same just named different but some aren’t available. Great tips as always!

[@FrugalMoneySaver]

Throw sand LOL! Love that! Drive safe this winter!

[@GretchenBostrom]

You are going to get a kick out of this. Ms. Anti-Instant Pot (finger pointing at myself) broke down and got one when my slow cooker died. I got a Ninja Foodi which is a multi-use cooker that allows you to air fry, pressure cook, dehydrate, sautee, slow cook, steam, broil, and a whole host of other features. I figured it would be more economical in the end despite a bigger up front cost as it can do so much. Also using it as opposed to the oven to save on energy I figured would be worth it, especially in the hot summer months. So far, I made baked “fried” chicken and it came out so good!! I was very pleased. I’m excited to try out more recipes. I think it will end up being such a time saver and being so versatile I can use it for a variety of cooking methods. I did get it on sale too! Yay! I did my research. My sister-in-law uses hers all the time and was extolling the virtues of it to me. I did some research and thought, “eh what the heck.” Anyhow…thought you’d get a kick out of that. Great tips today and I love the idea of keeping some cash in the house. I hadn’t thought about that. I’m so reliant on Apple Pay. But you’re right…if there is an outage or if I need access to cash but can’t get to an ATM, it’s good to have a little saved at home to use if the need arises. Now is about the time I stock up on holiday baking ingredients. And I loved the tip about preserving food. Our farms are at peak and I’ve started to Foodsaver some local veggies, fruits to have on hand for fall/winter. Local produce is wonderful to have available in your freezer when it is not in season.

[@FrugalMoneySaver]

YAY! Good for you! We are loving ours after having it sit on a shelf for years LOL!

[@veganallday228]

This week I defrosted my freezer so I can inventory to see what I needed to stock up on.

[@FrugalMoneySaver]

Smart!

[@tgayer1]

I remember my mom spending a day each summer defrosting the freezer that was in the garage!

[@judithlukas2004]

I sew my clothes and I’ve been going through patterns to take to my sewing group for the free table. These are patterns I will never sew as my style and size changes. Going through my books and taking them to the library for them to sell. Taking clothes I ‘m not wearing to the clothing bank at church. Picking lavender in the garden for sachet bags for gifts. Thanks for your great ideas.

[@FrugalMoneySaver]

Sounds wonderful!

[@ladydhayney3700]

I loved the free table at my quilting guild. Got lots of free fabric and sewing notions and yarn.

[@SusanCox-n7i]

In addition to clothing take stock of blankets to make sure you have enough to keep warm during the winter months

[@FrugalMoneySaver]

Good point, Susan!

[@CourtneyTaylor10001]

Been decluttering all my clothes and passing them on to people in need. Reorganizing my drawer and closet. Organized my long-term food pantry. Next is to start organizing the boxes in my basement from doing a huge home remodel. .

[@FrugalMoneySaver]

Sounds like you have been busy! That's great!

[@nyssakeith]

Thank you for another motivational and helpful video!! We too are still very much in summer mode, but did a little canning and freezing this past week because before we know it like you said, the colder months will be here and this is harvest season so best to take full advantage! In the up coming weeks I'll be hopefully water bath canning some more tomatoes, we just picked up more 500ml mason jars.

[@ewaj.6260]

You motivated me to organize. Thank You. ❤

[@FrugalMoneySaver]

Wonderful! We love to hear that!

[@katherinetyrrell8810]

God bless you for subtly protecting us. We really appreciate everything you both do to help us think ahead and plan accordingly. ❤❤

[@FrugalMoneySaver]

So kind, Katherine!

[@missdrd23]

I'm clearing out the summer clothes I found I wasn't using all summer. Then I started looking at the light long sleeves and got a bag ready to take to donation. I know it's going to get colder and rainier soon so groceries are getting stocked up like cereal, peanut butter, and canned meats. It's not a full on pantry look over but it's starting! I loved everything in this video because it was all motivating. Thank you!

[@FrugalMoneySaver]

YAY! Thanks so very much!

[@KerryJames-l6z]

Absolutely decluttering things I know I will never use again and donating

[@FrugalMoneySaver]

Great idea!

[@ThatSimpleLife61]

I am watching clearance sales for gifts. I have already found some perfect gifts for Christmas on clearance (like cute Swedish dish cloths 3/50 cents!) and I am writing down what I buy plus the price and putting them in a box in our closet. I'm also going through our over the counter meds to be sure we have what we need. Helping my 83 year old mom who is a new widow do that too. You also reminded me that our son needs a heavy winter coat, so I'm going to be on the lookout for that. I must be part squirrel because I love storing up things for the near future! LOL! :)

[@FrugalMoneySaver]

LOL! Love that! I must be part squirrel too then!

[@d.parisi]

For some reason I haven't been able to use the chat feature for awhile now.😢 Anyway living in a hurricane region a lot your tips are also emergency preparedness tips as well. Sept. is the peak of hurricane season so I'm pretty stocked up now on food, but I'm going to inventory cleaning supplies and disposable products this week. I love the idea about making extra food and freezing it (potato pancakes). Have a have week!

[@grannyprepper1181]

September is disaster preparedness month. Get your lists together of things you need to do and things you need to get. Stay safe and good luck.

[@FrugalMoneySaver]

I wonder why D? You have a great week as well! Thank you!

[@lucy14981]

I plan on washing my jackets and bed covers this week. Our bed covers are quilts I made. I'll need to take them to our local laundry mat because they are big and heavy. Then, put them back on the bed, nice and clean.

[@FrugalMoneySaver]

Love that! So cozy!

[@MetcalfMamaInAlberta]

This coming week we're doing the mutliple repairs on my car so its in good working order for the winter. We moved to a rural area with spotty cell service so its gotta be in reliable condition. We're doing 90% of the repairs ourselves to save money and only bringing into the dealership to have recall work done, which is free. We made a list of all the work needed and each month we're doing a job in priority order. So, next week is the airbag recall, blower motor, & headlights. Next month is new plugs, wires, and full oil change and filter etc. We've got about 5 months worth of work to do on her, but it's way more frugal to repair her then buy something else.

[@FrugalMoneySaver]

Yes, we always say that too. Is this repair going to cost as much as a new car.

[@BellaCooks396]

Thank you for another great video. I grew up in Vermont and I know how treacherous weather can be. I have lived in the Sonoran Desert for over 55 years. It doesn't matter how warm it is in September. When September rolls around and shadows are getting longer the soup pot comes out. It is as ingrained in me as waking up with the roosters once was. The first soup will be cream cheese and cabbage - my husband's favorite.

[@LauraMacMillan-el2kc]

Ooh that sounds yummy!

[@FrugalMoneySaver]

Sounds delicious!

[@BellaCooks396]

@@LauraMacMillan-el2kc Saute some onions. Add chopped cabbage and about a tablespoon of water. Turn down the burner and put a lid on it. When the cabbage is nearly cooked put a package of cream cheese on top, put a lid on and give it a few minutes for the cream cheese to completely soften. Stir in the cream cheese. Then add milk and butter. Season with salt and pepper. I used to make this soup in my restaurant which was part of my health food store. It was always a hit and sold out. I can't tell you the exact amounts because I am a serendipitous cook.

[@cynthia57169]

Many thanks for that recipe! I love anything with cream cheese. I often joke that I would eat rocks if they had cream cheese on them. I make my own cream cheese by First, turning half a gallon of milk into 2 quarts of yogurt, and then taking 2 cups of that and draining it in a cheesecloth for a day, adding salt and then pressing it for two days. So much more economical than buying yogurt and cream cheese.

[@LauraMacMillan-el2kc]

Thank you! I'm definitely going to try this.

[@kellywerner5976]

I am trying to declutter my garage. There is that window when it's not too hot and not too cold. Both temps make it hard to work in there. It is so nice to pull my car into an organized garage. I'm working on it! 😁

[@FrugalMoneySaver]

Kelly, great project!

[@CandyceDeddens]

I am jealous of your garden, mine was destroyed by the hurricane. Getting ready for colder weather for me includes things for my car, ice scraper, windshield washer fluid, battery checked out and when I lived in Colorado I would check on my snow tires to see if they could go another year. Always looking for these items to go on sale. So glad to see you back to help us with all the great tips.

[@FrugalMoneySaver]

Oh, I am so sorry to hear that about your garden!

[@kimward5862]

Thank you for being so encouraging with decluttering

[@FrugalMoneySaver]

So welcome, Kim!

[@Karie419]

Oh my gosh, canning season cannot be over soon enough for me. I have canned 46 jars of various types of pickles, 1 1/2 dozen jars of corn relish, 2 1/2 dozen jars of turnips. Waiting for beets from the garden pretty soon.

[@mrskimmieg]

What a wonderful blessing!

[@cltinturkey]

I know how tiring it is to go into high-gear canning mode. Still, I bet you'll be so happy to have that good food in the winter and spring. I just learned water-bath canning last summer and will start soon again. I gave many of the jars to family and friends as gifts. All were happily received. Wish I was near you. I LOVE beets!

[@FrugalMoneySaver]

That is wonderful, Karie! You are blessed indeed!

[@d.parisi]

@@Karie419 If you are waterbath canning just think how great your skin will look from all the steam 😅

[@cynthia57169]

I feel you! One year canning pickle chips was a nightly ritual. Younger daughter was going through an infatuation with peanut butter and pickles sandwiches. 🥒🥒🥒

[@kimberlymcdaniels894]

I enjoy your channel so much! I am home healing from a knee replacement surgery. I have watched a ton of your videos. You lift my spirits! ❤

[@FrugalMoneySaver]

Oh Kimberley! I hope you are feeling so much better! So happy we can spend some time with you!

[@julieemig432]

Still canning garden produce, freezing and dehydrating. Buying local fruits to can and freeze. Already have plenty of winter clothes. Meal prepping is a great idea

[@FrugalMoneySaver]

So glad you enjoyed the video, Julie!

[@debbieboulton1596]

Only thing I've been able to grow this year is herbs, so I've done a mixture of freezing and dehydrated so I can do herb mix's for different dishes. But I have been able to get some fruit trees this year and strawberry plants so fingers crossed for next year.

[@FrugalMoneySaver]

Wonderful, Debbie!

[@carolwoodward6141]

Glad to be back. Have been under the weather for awhile. Just now coming out of my second round of the C virus. Hi from Virginia 🇺🇸

[@FrugalMoneySaver]

Oh Carol, I am so sorry to hear you weren't well! Hope you are feeling much better!

[@myaccount9498]

Hope u are well again soon! 💓 🦋💐

[@sabrinadevol1210]

Something I do before the cold winter months is change my furnace filter. It is one of the big ones that last for several months. I will be having a total knee replacement on August 21 and the other knee done on November 20. I have been prepping some food for quick and easy meals postoperatively. Great suggestion on going through medications. I think I will tackle that tomorrow. Blessings.

[@CookingwithDesi]

Good Luck on your surgeries and wishing you a speedy recovery 💗. Good thinking meal prepping before surgery.

[@FrugalMoneySaver]

Sabrina, prayers the surgery is painless and effortless!

[@sabrinadevol1210]

Thank you ​@@CookingwithDesi

[@sabrinadevol1210]

​@FrugalMoneySaver thank you!

[@alldaymusiclover107]

Once again, a great video. The food looks yummy. I'm going to make the ham and potato cakes. I started decluttering my kitchen and clothing about two weeks ago. Lots to donate and lots to trash. Pray I stay motivated!

[@FrugalMoneySaver]

You can do it!

[@melma5910]

On going decluttering is happening in our house. I'm not looking to be a minimalist but I have so many extras.

[@FrugalMoneySaver]

We are not minimalists either! Just have too much stuff from years gone by.

[@ingelisejensen8024]

I harvest potatos, onions, beans, plums, blueberries and blackberries at the moment 🙂

[@FrugalMoneySaver]

Wonderful!

[@francesburkes7025]

Don’t forget…winterizing exposed pipes, and plants. Insulate those exposed pipes. We’ve had to learn the hard way and had pipes freeze and burst, were without running water for a whole day, not fun. Also bring in herbs and tender plants or use a green house to keep them warm throughout the winter months. Blessings to you.

[@FrugalMoneySaver]

Great suggestions!

[@rebacarmack8335]

I will preserve veggies from the garden. Maybe make some warm and serve ones for the freezer.

[@FrugalMoneySaver]

Excellent, Reba!

[@grandknit1016]

Well, I need to do many of the things you mentioned, like firewood, order the freezer, heck winter clothes. I also need to start getting the garden ready for winter too. Always love your videos and tips. Thank you for the work you both put in on making them.

[@FrugalMoneySaver]

So kind! Thank you for watching!

[@cynthia57169]

Laughing at the typo “heck winter clothes “ while wearing shorts and a t-shirt.

[@MsDoglover02]

I decided at the beginning of this month to get back to having cash at home and now have a sense of confidence that I can handle a small hiccup that could happen, plus its hurricane season where I live. This weekend, I'm trying a couple of new recipes and freezing portions. I'm also checking out a regional independent grocery store near work this week that I've never been to, but their loss leaders look good.

[@NobodySpecial509]

We have a hurricane 🌀 heading our way as well and we always keep cash on hand. We were hit hard by Hurricane Fiona and everything was down.. the only way to buy food, gas, propane, etc.. .was cash 💵 or no go!

[@FrugalMoneySaver]

Ms. that's great!

[@FrugalMoneySaver]

Yes, best to be prepared! Praying the hurricane doesn't effect anyone!

[@francinehogsett3065]

I never use expired meds I go thru my pantry and medicine cabinet twice a year 😊❤️

[@FrugalMoneySaver]

Same with us, Francine!

[@elliejellie22]

Made that pasta sauce tonight...OMG. It is so good. Gonna be my go to recipe when I harvest more of my tomatoes. ❤❤❤ TFS

[@FrugalMoneySaver]

YAY! So happy you enjoyed it!

[@elliejellie22]

Making the sauce again this a.m. from my tomato harvest. 🍅

[@dianaleroux8066]

This video was the inspiration I needed to get started prepping meals for the future. After seeing your suggestion on how to make Instant Pot pasta sauce from fresh tomatoes, I literally got up, paused the video, and got to work processing the tomatoes I had picked in the morning. It has been extremely hot here in Texas and the one good thing about that is that I have a bumper crop of tomatoes this year. I was able to make enough pasta sauce for several meals. I had previously used your ice cube hack for freezing fresh basil in olive oil so I threw in a few cubes into the Instant Pot. Having this delicious sauce in my freezer is going to be so helpful the upcoming months. I always look forward to your videos and learn so much from you and Paul. Thank you for all the wonderful advice and support.

[@FrugalMoneySaver]

YAY! That makes us so very happy, Diana! Thanks for sharing!

[@ValerieinSC]

Neckbones and rice is a southern staple! We just got our 1/4 beef order for the freezer. Working on filling gaps in the pantry and first aid supplies. Have a great weekend! Valerie in SC

[@FrugalMoneySaver]

I always thought it was chicken necks. I didn't realize they were pork in that dish.

[@sldjme]

Wow, 4 cords of wood…God bless Paul for stacking all that wood! I absolutely agree with you on not using outdated medications! That is one thing I stay on top of because my husband and I don’t feel comfortable using old medicine. I keep forgetting to tell you that my Stop and Shop sells Colavita pasta now (I always think of you when I see it 😊)not sure if your store does. I never find it on sale there though ☹️ Great video Emmy and Paul…many great ideas!! Enjoy your weekend! Janel in NJ

[@FrugalMoneySaver]

Janel, yes Paul did a great job stacking! We get it early so it has time to dry out even more.

[@jamietaylor6794]

My husband and I were just talking today about making lots of soups for this winter. Last December I was nice enough to give my husband COVID for our 10th anniversary. We cycled symptoms about every 12 hours so 1 of us could at least take the dog out, but not much energy for anything else. This year I want easy foods that I can just dump in the crockpot for the inevitable sick season. I work in healthcare so it's unavoidable. Looking forward to colder weather!

[@FrugalMoneySaver]

Yes, Jamie! That is so smart! Prayers for no illness this year though!

[@cherylhowker1792]

My suggestion is to buy some seeds online now that are reduced, so that next year you have seeds for the garden. I’ve gone through a lot as the slugs have eaten 2-4 lots so have had to sow them over again lol. So I’m restocking, and adding in various different varieties to try next year that channels have successfully grown well and suggested to try and atm some of the company’s here have reduced there prices from £4.99 to£0.89 so a lot of savings per pack. Im ordering mine tomorrow. We have been cooking and freezing some of the apples from the tree, as we had a late summer start, only the last 4weeks and that’s made the tree and fruits ready earlier then September. And we had lots of rain so big cooking apples and rhubarb. Lots of nice things, not everything but 1/3 is doing good lol. Wish it was more like 1/2 but we don’t say no to something positive. Most of the things on your list im doing here in the uk, some are not applicable. But that’s ok.

[@cherylhowker1792]

Also, this last week as we been decorating, it’s been time to sort the pantry, mum didn’t do as list but there we go, I may have to do that at some point. But it’s all organised into what needs using first then the newest is in a cupboard out the way

[@FrugalMoneySaver]

That's wonderful, Cheryl. Thanks for sharing!

[@cherylhowker1792]

@@FrugalMoneySaver just ordered seeds, 10packs with shipping £15 lol instead of £4.99 each

[@witsonsmom729]

Today I worked on seed saving seeds from flowers in my garden and froze 4 packages of semi-cooked squash. Recently, I have been making and refilling my homemade mixes (country gravy, Bisquick type mix) and trying out some new make-a-mix recipes. And I'm dehydrating herbs from my garden for use this winter.

[@FrugalMoneySaver]

Wonderful! So smart to do that now!

[@CreamPuff-ek8fd]

Great video again. Nice sauce! I make a similar one with cherry tomatoes from my garden but just use a regular sauce pan! Will be canning roasted red peppers and my own Passata sauce by beginning of September. Will also make some onion jam condiment which I use when I serve a charcuterie board. I make and freeze pesto and dry herbs that I grow and also finely cut my chives and parsley and freeze it. . I freeze the parsley stems to use when I make broth. Same with the leafy celery I grow. I will also freeze local blueberries, and sliced leeks and I have already roasted my own garden’s eggplant and zucchini and froze it to use in lasagna in the winter. October is when I can pick up lots of butternut squash and use it throughout the winter to make soup. We often get bad weather in our long winter where I live and it’s always prudent to have stuff on hand so you don’t need to go out. Also like u I stock up on loss leaders especially toilet paper, aluminum roll, parchment paper, toiletries and laundry or dish soap! I hate paying full price for those items! Thx for mentioning keeping some cash on hand I always tell the younger members of my family to do this. Last year the ice storm we had made it so that there was no electrical power for days in some areas so people could not pay with cards etc. cash was king then! Enjoy your weekend. A la prossima.

[@FrugalMoneySaver]

Thanks so much for sharing! Until next time lol...

[@sylviak9808]

Living in Hawai'i there is not much to specially prepare for the upcoming winter months 🙂 We still have a bit of hurricane season left over (until November), but the prediction for us this year is 0-1. And so far we are still at 0. The winter months will be a little bit cooler, also depending on where one lives. But an extra sweater, blanket and socks usually are sufficient. We live in a condo, but are allowed two plants at the front door. It says nowhere that they are supposed to be decorative plants so I have two container papaya trees. We ate our third papayas from those trees this morning and there are about 18 more 🙂 Thank you for always providing good and sound advice on how one can save money and often enjoy one selves at the same time as well as being good to the environment.

[@FrugalMoneySaver]

Oh how wonderful! Fresh papaya! Amazing!

[@sitsngigglesful]

I was so blessed today. I was at a local farm market and was talking to the owner/farmer as they were sorting tomatoes. They filled a box with some slightly blemishes ones and I asked what they were doing. He said, people wont buy them so mostly they end up in the garbage. I said don't throw them away, I'll buy them at a discount. I paid $5 for 20 lbs or tomatoes. We kept talking about how wasteful the world is nowadays and he asked if I would be able to use anything else that would otherwise go to waste and I asked what he meant. I offered to pay for things at a reduced price and he said no way! You are keeping it out of a landfill and putting it to use. So NOW we have a deal. Anytime he has boxes of produce fulled that he would otherwise have to throw out because too many customers are too picky, he calls me and I am going to pick it up. Not only can I use some of it to preserve for my family and friends, but I'm going to be able to share with others that can do the same thing! Sitting here cleaning tomatoes as I watch your videos, and feeling very grateful and blessed!

[@FrugalMoneySaver]

Oh how wonderful! Good for you! Love love this so much!

[@lindabudzik9583]

This weekend I’m cleaning out my freezers-just to get everything reorganized into like items so I know what I have. I have been making freezer type meals and freezing them, but I haven’t been great about taking them out and using them, which means my freezers are bursting at the seams!

[@tgayer1]

I remember that my mom would have to spend a day in the summer emptying the freezer so she could defrost it! All that ice would build up and made it run less efficiently. Plus the ice took up so much space that there wasn’t any room for food!

[@tgayer1]

Use up those meals! Make it a challenge for yourself! 😃

[@FrugalMoneySaver]

LOL! That's a good thing right!

[@tugboatgirl1296]

Catching up after a busy year! Thanks for giving your followers that need guidance on frugal living these great videos! See you on the next video!

[@FrugalMoneySaver]

Thank you! You too!

[@guadalupecisneros2457]

I will be going to Costco to buy 2 solar lanterns just in case electricity goes out during the Fall or Winter 🥶

[@grannyprepper1181]

I received a set of 4 LED lanterns. My son and daughter in law have them. They are so bright, their neighbor came over to see if their lights were on! 😂. They are battery operated, but I have rechargeable batteries and a solar generator.

[@FrugalMoneySaver]

So smart!

[@guadalupecisneros2457]

@@FrugalMoneySaver Costco has them on sale for $14.99 limit of 10. I think it’s great because they are Duracell brand & solar ( no batteries to buy or plug in ). I rather have them & not need them , than need them & not have them . Plus I bet they will also be great for outdoor lighting or when out on the patio next summer . Sending many blessings 🙏🏼🙏🏼🙏🏼

[@katiejo711]

I have canned 4 bushels of tomatoes. My neighbor gave me most of them. I canned 2 bushels of applesauce.. I am dehydrating cherry tomatoes and sliced apples. I have raspberries coming in heavy now and peppers. My garden is rally productive. It’s wonderful but I am getting tired and everything else isn’t getting done. Buy extra canning lids and supplies. They are skyrocketing in price

[@FrugalMoneySaver]

Sounds like you have been very busy!

[@SharonGreen-gc3ym]

I treated myself to a very small portable generator and I use it in my lounge in the evening when it’s dark and charge my phone and watch on it too 😊

[@FrugalMoneySaver]

That's great, Sharon!

[@vickiescholl9453]

Thank you

[@michelles6]

It is better to have it..and not need it.. than to need it.. and not have it.

[@FrugalMoneySaver]

Well said, Michelle!

[@KerryJames-l6z]

Here in Victoria Australia we're just in spring but still in winter mode

[@FrugalMoneySaver]

Oh Spring, my favorite!

[@tikacalifornia7876]

My son made an observation that really hit me. He said, "Mom, I did not realize how much cash you use." Well, think about this. He is speaking from a normalcy bias - i.e. debit cards will be universally accepted. I put cash into "envelopes" that I use and when that amount is exhausted, I don't spend any more on that item. BUT... if the electricity fails, the usual vendors will likely accept my $20.00 bill. Something to consider....

[@FrugalMoneySaver]

Very true! Good point!

[@nancyyoung9972]

I love ur channel. I have been watching old stuff and new. I m planning on making crockpot soup recipe of urs soon for my neighbor and myself. I don’t have much stock up space. I live with my cat in studio apartment outside of Philly. I love ur tops.pretty.U & ur husband seem so down to earth. I appreciate ur videos new to u.Found thru my minimalist journey. I can’t wait for more. I had a house with big garden and flowers so nice to see ur work. I love shots of area and nature. I have insomnia lately so been watching older stuff of urs.keep up great work.a friend in Philly Named Nancy

[@FrugalMoneySaver]

Nancy, thank you for the lovely comment! It makes us so happy that you enjoy our videos!

[@grandmaspocketbook]

Great video. This week I’m going to do some pantry stock up and maybe some loss leaders. I’m also going to have a day of cooking one pot meals to portion out and freeze.

[@FrugalMoneySaver]

Great idea!

[@marymanning5150]

It’s a poor year in uk for home grown vegetables. Just found my first tomato and I have 12 plants. I am not buying any clothes for 6 months. Got plenty of summer and winter clothes.

[@FrugalMoneySaver]

Thanks for sharing, Mary!

[@TracyOwen-y9t]

Great video as always xx😊

[@FrugalMoneySaver]

Thanks so much!

[@karenbransome6978]

I love these tips as they are so encouraging Now I'm in my second year in my new home. I've spent most of August changing up things and decluttering. Understanding how my home works as an empty nest is really helping make changes. Even down to planning the food I wish to grow next spring. I've just started my squirrel cupboard update. I made a few changes and got my shopping list of missing items. I've even made new rag clothes from old clothing and towels that were past the best to use as floor and cleaning cloths. It's good to be prepared. Hugs and blessings from Leicester England xx❤❤

[@FrugalMoneySaver]

Sounds like you have been busy, Karen! That's great! Hugs right back!

[@allythewriter]

Awesome video as always! I like to stock up on Elderberry supplements to ward off illnesses. Also, tissues, Badger Balm Chest Rub, hand lotion, and anything comforting for when someone feels icky. To piggy back on that, when the grocery store has low sodium broths in the carton on sale, it's great to stock up on those for a quick and comforting bowl of soup with some pastina or rice.

[@FrugalMoneySaver]

Pastina for the win LOL!

[@yvonnehill3954]

As always Emmy & Paul, thank you for all the great advice and tips you give us. This was yet another really good video. God bless you both.❤

[@FrugalMoneySaver]

You as well, Yvonne! Have a beautiful weekend!

[@Heyrizzo]

Check with your insurance company/agent. We have been with our insurance company for decades and we had a grandfathered discount for those 55 and older. It saved us a good amount of money on our homeowners and auto policies. Insurance rates are absolutely outrageous right now, even if you have never put in a claim! It’s good practice to call and ask for any possible discount you might be entitled to. You never know!

[@FrugalMoneySaver]

Yes, we are able to get the over 55 AARP discount with ours.

[@johnmelissaziech6207]

Making pesto! Have lots of basil growing. I freeze it up in small containers. Usually have enough till the basil is ready next year and enough to share with my daughter. Have blueberries, strawberries, and raspberries in the freezer. Will be making scalloped apples in the crockpot, soon. it will go in the freezer, too.

[@FrugalMoneySaver]

All great ways to prep!

[@AngelaSeaman]

I am going to make baked beans in my slow cooker to freeze as well as some cheesy cornmeal muffins. Great video!

[@FrugalMoneySaver]

Great idea!

[@SusanCox-n7i]

I've started using myFood Saver again to save and freeze food. Every August I start thinking ahead to the fall and winter months for food pantry and freezer.

[@FrugalMoneySaver]

So mart! We love our FoodSaver!

[@bethbeckermeyer1732]

I’d like to work on my craft room. As I’m not able to scrapbook anymore I need to let go and let someone else be blessed.

[@FrugalMoneySaver]

How generous of you!

[@sharenp3839]

Making sure there is enough ice melt, furnace filters, ice scrapers are in the car etc

[@FrugalMoneySaver]

Yes! Thanks!

[@deborahd5519]

Canning potatoes and apples this weekend. First year i have had a community garden plot and what a money saver in food! 😊

[@FrugalMoneySaver]

Oh how wonderful!

[@KerryJames-l6z]

Yummy ham mash potato cakes I have tin tomatoes smoked ham onion salt and pepper I will add broccolli and sweat potato served on rice

[@SlowLivingWithAutism]

Question of the day answer: I'm going to get my potatoes canned (hopefully most of them canned today), sprout and dry einkorn berries, and continue to tiday and inventory my pantry (it's a bedroom). Maybe I'll get more done, but those are the minimum. 😊

[@FrugalMoneySaver]

That's wonderful and thrifty!

[@702desertmom]

I love seeing you guys on Fridays! You’ve reminded me to increase my stockpile a little more 😊

[@FrugalMoneySaver]

So glad the video was helpful!

[@lisatopolnicki9975]

I just froze a bunch of yellow potatoes for myself and mother in-law last week. I love to dehydrate but I got some different veggies that I need to use up so I was thinking of powdering them up and incorporating them in some kind of sauce to can.

[@FrugalMoneySaver]

That's a great idea!

[@KerryJames-l6z]

Yes Emmy I have thre3 serves cooked beans extra five meal prep portions few sandwiches frozen

[@pammentzer3584]

Hi, Emmy and Paul! This week we will be getting a fuel delivery to fill our propane tank for the winter and beat the fall rush. Off season is so much more affordable! Also continuing to harvest and preserve produce as long as I can into the autumn.

[@FrugalMoneySaver]

That's great! Now is the time for sure.

[@sallydunbar1683]

Great ideas! Thank you for the tomato sauce recipe! My tomatoes are coming on fast & I just bought an 8 qt InstaPot off marketplace with a bunch of accessories for $35! I'm thrilled! Bubba says "hello" to Dixie! ❤

[@FrugalMoneySaver]

Tell Bubba we say hello right back lol!

[@loisfromohio3109]

I am very happy to look forward to fall in winter. Summer was just too hot and humidity

[@FrugalMoneySaver]

I understand!